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Property jargon: Holding power

Property Jargon of the Day: Holding Power

Every day, 99.co picks a piece of property jargon to explain it. Today we look at holding power, and why it matters to property owners: The important concept of holding power In Singapore’s property market, “holding power” typically refers to the ability of a home owner to keep servicing the property loan and associated costs;…

Should Singapore homeowners renovate before selling?

Should Singapore Homeowners Renovate Before Selling?

Renovation is supposed to be a form of “asset enhancement”. But does that mean you should renovate before trying to sell your house? Understanding how renovations affect sales The impact of renovations are not the same across all properties. Here are four broad situations to consider: The “worst house in the best place” scenario: The…

Property jargon: Lock-in clause

Property Jargon of the Day: Lock-In Clause

Every day, 99.co picks a piece of property jargon to explain it. Today we look at the lock-in clause, common to many bank loans: What is the Lock-In Clause? The lock-in clause (often just referred to as a lock-in) imposes a penalty for refinancing your home loan. With most banks, the penalty is 1.5 per…

Pilot of New UrbanWater Harvesting in Punggol

HDB is piloting a project that could save us more disputes with Mal…uh, save lots of water. Here’s how it will work: HDB has is testing out a new UrbanWater Harvesting System. It will be used in Punggol Northshore Residences first, before being extended to two other housing estates. The system collects rainwater in a…

Property jargon: lease decay

Property Jargon of the Day: Lease Decay

Every day, 99.co picks a piece of property jargon to explain it. Today we look at the painful issue of lease decay: What is lease decay? This refers to both the process, and effect, of a property that’s running down its lease. For example, a condo with just 30 years left on its 99-year lease…

condos people who don't drive

5 Ideal Condos For People Who Don’t Drive

In the past, buying a car was pretty much a no-brainer. As long as you could afford it, you’d definitely get your own transport. But with ride-sharing becoming increasingly common, many Singaporeans are now choosing to completely forgo buying a car. Instead, these folks rely on a combination of public transport and Grab/GoJek to get…

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