We’ve discussed the Total Debt Servcing Ratio (TDSR) before on 99.co. But what can you do if you can’t meet the loan amount you require because of TSDR limits? Here’s some helpful tips: What is this TDSR thing that’s getting in the way of my dream home? You can find a quick description of the…

Few things get more attention than a shophouse for sale. They’re iconic buildings that are are unique to this region, and evoke a sense of timeless nostalgia. Depending on the allowed uses, shophouses can be a unique home, a distictive business address or even a trophy asset. Recently, we’ve seen a spate of shophouses hit…

Property portal 99.co presents the following weekly property news roundup for the week of 1 to 7 August: #1: GDP rebound on the cards: report Singapore’s economy is due a strong recovery in 2021 after a deeper-than-expected slump in Gross Domestic Product (GDP) amid the coronavirus pandemic, according to a report by the Asean+3 Macroeconomic Research…

On 5 August, the shocking explosion of a warehouse filled with ammonium nitrate in Beirut, Lebanon, killed at least 135 people and wounded 4,000 others. Buildings as far as 3 kilometres away were damaged in this horrific accident, which left several neighbourhoods looking like a warzone. Such was the power of the blast in Beirut…

As an introvert, I’ll be first to admit I was actually looking forward to the start of circuit breaker. Yes, the country was enduring a pandemic and businesses were no doubt suffering. But at the same time, I was quite selfishly enthusiastic about the idea of working from home, avoiding colleagues and doing my national…

At 27, I thought I had made it.  I took over the family business, managed to turn it around, and made some good money. With six digits sitting in my bank account, I still didn’t have a good idea how to spend it.  As some people would call it, I got a case of itchy…

It’s a pretty scary time for millennials to be buying their first home. It’s the biggest purchase they’ll ever make, and will affect everything from financial health to mental well-being. If it’s your first time buying, and you’re not lucky enough to score a BTO flat, you’d want someone experienced to help you through the…

Most of you have seen this six-storey building⁠—you just didn’t realise it. Built in 1986, the 101 Beach Road is a nondescript commercial-residential mixed-use building at the junction of Beach Road and Liang Seah Street. This is just across the road from Shaw Towers and the upcoming Guoco Midtown mega-development comprising of the Midtown Bay…

Implemented back in June 2013 by the Monetary Authority of Singapore (MAS), the Total Debt Servicing Ratio (TDSR) is a framework that safeguards borrowers against over-borrowing for their property purchase(s). In essence, the TDSR limits the amount individuals can spend on monthly mortgage debt repayments, based on a percentage of their gross monthly income. All…

Property portal 99.co presents the following weekly property news roundup for the week of 25 to 31 July: #1: Woodlands-Johor rail link project officially on track again After multiple postponements, the official ceremony to resume the Woodlands-Johor Rapid Transit System (RTS) project was held on 30 July at the Causeway–one day ahead of the final deadline….