Buying a new launch EC or condo direct from a property developer? Before you sign off on your new property purchase and commit to a significant financial outlay, be sure you go through your Sales & Purchase Agreement (S&PA) carefully. The S&PA is a private contract between the developer and yourself. It’s delivered to the…

Singaporeans are a practical and savvy bunch. When it comes to selling our flats, most of us would prefer to receive the HDB sale proceeds in cold hard cash, rather than having it go into our Central Provident Fund (CPF) accounts. In this article, we’ll show you exactly how much of your property sale proceeds…

Implemented back in June 2013 by the Monetary Authority of Singapore (MAS), the Total Debt Servicing Ratio (TDSR) is a framework that safeguards borrowers against over-borrowing for their property purchase(s). In essence, the TDSR limits the amount individuals can spend on monthly mortgage debt repayments, based on a percentage of their gross monthly income. All…

Finally, the long-awaited Rapid Transit System (RTS) link between Woodlands and Johor Bahru will officially go ahead. On 30 July, officials from Singapore and Malaysia will meet to sign the bilateral agreement for the project in a ceremony. Costing S$1.2 billion, the RTS is expected to open in 2026, with construction to begin next year….

Forget the big 30 or 40… 35 is the age that many Singaporean singles look forward to. Reach this age, and they become eligible to buy a HDB flat, be it resale or a build-to-order (BTO) flat*. And like couple applicants, singles can also benefit from housing grants. In this article, we outline all the…

You might already know that there are various housing grants for couples to offset the cost of buying a new HDB home, be it BTO or resale. But it can be confusing trying to figure out which grant you’re eligible for, with different eligibility criteria and all. So here’s our quick-and-easy guide and infographic to…

Being a single parent is hard, finding a home as a single parent (especially for an unwed parent) is even harder. In the years past, regulations by the Housing & Development Board (HDB) have made it hard for divorced, widowed or unwed parents to get a home for themselves and their children. For instance, it…

Condos in Singapore sometimes pack a surprise. Aside from facilities, there could be a historical landmark lurking within the more unique developments in Singapore. Here are 6 existing condos (and a list of new launches) that incoporate conserved buildings within the compound. Some are turned into clubhouses and common areas, whilst others serve as beautiful…

Sure, BTO flats look nice and all, but for those who’re a little bit older, like us, we’re missing the days when the Housing & Development Board (HDB) were more creative with their block designs. In the day and age of prefabricated concrete construction, you probably won’t find them building these weird blocks of HDB…

Getting your first property and not sure how many rooms you want to spring for? Check out this handy guide that will help you decide how much space you really need! Finding the perfect balance between price and space Here are HDB’s specifications of 3, 4 and 5 room flats, as well as their average…