Category: Guides

Property jargon: Lock-in clause

Property Jargon of the Day: Lock-In Clause

Every day, 99.co picks a piece of property jargon to explain it. Today we look at the lock-in clause, common to many bank loans: What is the Lock-In Clause? The lock-in clause (often just referred to as a lock-in) imposes a penalty for refinancing your home loan. With most banks, the penalty is 1.5 per…

5 Factors that are Killing HDB's "Kampung Spirit"

5 Factors that are Killing HDB’s “Kampung Spirit”

Is the ‘kampung spirit’ dead in your neighbourhood? Unlike other ghosts, many Singaporeans would prefer to still have it around. But although the ‘kampung spirit’ was alive in HDB estates before, it’s growing fainter by the minute. Five contributing factors are: Wireless connection to the Internet More amenities outside of HDB estates Chain malls HDB…

Viewing property? Here’s 5 things you MUST check (or live to regret)

[Updated – 09/04/2019] So, you’ve shortlisted a few apartments. That’s great! We’re sure you’ll start your home viewings soon. To make that process more worthwhile, here are five things you should check when you’re viewing a property: 1. Community There’s more to viewing property than just walking into a room and feelings its vibe. And…

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