Category: Guides

total debt servicing ratio tdsr buying property

7 facts about the Total Debt Servicing Ratio (TDSR) property buyers need to know

Implemented back in June 2013 by the Monetary Authority of Singapore (MAS), the Total Debt Servicing Ratio (TDSR) is a framework that safeguards borrowers against over-borrowing for their property purchase(s). In essence, the TDSR limits the amount individuals can spend on monthly mortgage debt repayments, based on a percentage of their gross monthly income. All…

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