Tag: CPF

silver housing bonus hdb cpf retirement

Is HDB’s Silver Housing Bonus scheme worth considering?

As our population ages, more and more Singaporeans are approaching their golden years. By helping them leverage the value of their existing property through schemes like Silver Housing Bonus (SHB) and Lease Buyback Scheme (LBS), the government aims to help our seniors supplement their retirement income. But is the Silver Housing Bonus scheme worth considering?…

hdb home loan rate cpf interest

Is it wrong to peg HDB Home Loan Rate to CPF Interest Rate?

If there’s one thing Singaporeans don’t complain enough about paying more money for, it’s the interest for their CPF-pegged HDB mortgage. Most first-time homeowners, especially BTO applicants, choose to take the HDB Concessionary Loan over bank loans, despite the fact that the HDB home loan rate has now been higher than the average bank home…

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