Tag: first time buyers

buying property joint tenancy in commons

Buying a property: Joint tenancy vs. tenancy-in-common

When buying a property with another person, be it a spouse, child or a friend, you must choose how the property is split among the co-owners. There are basically two key ownership (holding) options: joint tenancy and tenancy-in-common. Given that choosing either one is a decision with potentially major ramifications (e.g. how the property is…

property-loan-first-time-buyer

Property loan: 9 costly mistakes Singaporeans make

If you’ve never bought a house before — and let’s face it, that probably isn’t something you do every other Tuesday — your first property loan will be a genuine pain. First of all, a housing loan is nothing like a personal loan. The variable interest rates, loan restrictions, and banking jargon is enough to make…

TDSR minimise home loans

Minimise Your Home Loan Costs? What you need to know

The home loan is probably the biggest cost that most Singaporeans will face. Even if it’s paid via our CPF, there’s no denying it’s the biggest financial consideration for most of us – one of the greatest fears lies in being unable to service the loan. As it turns out, there’s more to home loans…

CPF Housing Withdrawal Limits main

CPF Housing Withdrawal Limits: What You Need to Know

If you’re reading this, chances are you’re probably relying on — or intending to rely on — your CPF to pay the monthly mortgage instalments for your property. However, there’s a limit on how much CPF funds you can use in some cases. To avoid the rude shock of realising you’ve exceeded your CPF Housing…

Don't miss out

Subscribe to our email newsletter for the latest property news!
  • This field is for validation purposes and should be left unchanged.

Join our newsletter today!

  • This field is for validation purposes and should be left unchanged.