Tag: LTV

Property jargon of the day: Loan Tenure

Property Jargon of the Day: Loan Tenure

Every day, 99.co takes a piece of property jargon and demystifies it. Today, we’re looking at loan tenures: What is the loan tenure? The loan tenure is the amount of time you’re given to repay a loan. There’s a loan tenure for almost any kind of loan, barring those with variable repayments (e.g. credit cards)….

TDSR limit

Loan-to-value (LTV) limit: a Quick Guide for Property Buyers

To protect homebuyers from over-borrowing, the Singapore government has set a loan-to-value (LTV) limit for bank housing loans. In a nutshell, the LTV limit defines the maximum home loan amount a bank can grant you as a percentage of the property’s market value (i.e. its valuation). In July 2018, the government announced a tightening of…

New Cooling Measures Property Singapore

New property cooling measures in Singapore: a cause and effect analysis

The first week of July 2018 was a rollercoaster ride for the Singapore property market. First, on Monday, the Urban Redevelopment Authority (URA) released 2Q 2018 flash estimates that indicated a strong surge in private property prices towards its previous highs of five years ago — when a series of cooling measures brought property prices…

Ripping up a contract

ABSD increase on 6 July 2018: Singapore government stuns property market

[This is the joint media release by the Monetary Authority of Singapore (MAS), Ministry of Finance (MOF) and the Ministry of National Development (MND) reproduced in full.] Singapore, 5 July 2018 — The Government announced today adjustments to the Additional Buyer’s Stamp Duty (ABSD) rates and Loan-to-Value (LTV) limits on residential property purchases, to cool…

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