Asumsi yang digunakan dalam Simulasi KPR
  • Bunga: 9.5% fixed (3 tahun)
  • Jangka Waktu: 15 tahun
  • DP: 20%
  • Biaya Admin: 1%
Setiap bank/pemberi pinjaman mungkin mempunyai perhitungan KPR yang berbeda.
Pinjaman
Harga Properti Rp.13.500.000.000 Dana Tunai yang Harus Disiapkan Rp.4.050.000.000 DP 20% + pajak + asuransi + admin provisi + dll Pokok Pinjaman Rp.10.800.000.000 Harga Properti - Uang Muka (DP)
Simulasi KPR
Gunakan Kalkulator KPR untuk memudahkan perhitungan Anda
Gunakan Kalkulator
Angsuran Per Bulan (36 bulan pertama)
Rp.112.776.266 Bunga fixed 9.5%
Angsuran Per Bulan (Setelah 36 bulan)
Rp.128.461.594 Asumsi bunga floating 12.25%
Total Bunga (15 tahun)
Rp.11.758.415.194
Total Pembayaran
Rp.26.716.415.194 Uang Muka (DP) + Pokok Pinjaman + Biaya Provisi + Total Bunga
Detail Angsuran Per Bulan
Bulan Ke Angsuran Porsi Pokok Porsi Bunga Sisa Pinjaman
0 Rp.10.800.000.000
1 Rp.112.776.266 Rp.27.276.266 Rp.85.500.000 Rp.10.772.723.734
2 Rp.112.776.266 Rp.27.492.203 Rp.85.284.063 Rp.10.745.231.531
3 Rp.112.776.266 Rp.27.709.850 Rp.85.066.416 Rp.10.717.521.681
4 Rp.112.776.266 Rp.27.929.219 Rp.84.847.047 Rp.10.689.592.462
5 Rp.112.776.266 Rp.28.150.326 Rp.84.625.940 Rp.10.661.442.136
6 Rp.112.776.266 Rp.28.373.182 Rp.84.403.084 Rp.10.633.068.954
7 Rp.112.776.266 Rp.28.597.803 Rp.84.178.463 Rp.10.604.471.151
8 Rp.112.776.266 Rp.28.824.203 Rp.83.952.063 Rp.10.575.646.948
9 Rp.112.776.266 Rp.29.052.394 Rp.83.723.872 Rp.10.546.594.554
10 Rp.112.776.266 Rp.29.282.392 Rp.83.493.874 Rp.10.517.312.162
11 Rp.112.776.266 Rp.29.514.211 Rp.83.262.055 Rp.10.487.797.951
12 Rp.112.776.266 Rp.29.747.866 Rp.83.028.400 Rp.10.458.050.085
13 Rp.112.776.266 Rp.29.983.369 Rp.82.792.897 Rp.10.428.066.716
14 Rp.112.776.266 Rp.30.220.738 Rp.82.555.528 Rp.10.397.845.978
15 Rp.112.776.266 Rp.30.459.985 Rp.82.316.281 Rp.10.367.385.993
16 Rp.112.776.266 Rp.30.701.127 Rp.82.075.139 Rp.10.336.684.866
17 Rp.112.776.266 Rp.30.944.177 Rp.81.832.089 Rp.10.305.740.689
18 Rp.112.776.266 Rp.31.189.152 Rp.81.587.114 Rp.10.274.551.537
19 Rp.112.776.266 Rp.31.436.066 Rp.81.340.200 Rp.10.243.115.471
20 Rp.112.776.266 Rp.31.684.935 Rp.81.091.331 Rp.10.211.430.536
21 Rp.112.776.266 Rp.31.935.774 Rp.80.840.492 Rp.10.179.494.762
22 Rp.112.776.266 Rp.32.188.599 Rp.80.587.667 Rp.10.147.306.163
23 Rp.112.776.266 Rp.32.443.426 Rp.80.332.840 Rp.10.114.862.737
24 Rp.112.776.266 Rp.32.700.269 Rp.80.075.997 Rp.10.082.162.468
25 Rp.112.776.266 Rp.32.959.146 Rp.79.817.120 Rp.10.049.203.322
26 Rp.112.776.266 Rp.33.220.073 Rp.79.556.193 Rp.10.015.983.249
27 Rp.112.776.266 Rp.33.483.065 Rp.79.293.201 Rp.9.982.500.184
28 Rp.112.776.266 Rp.33.748.140 Rp.79.028.126 Rp.9.948.752.044
29 Rp.112.776.266 Rp.34.015.312 Rp.78.760.954 Rp.9.914.736.732
30 Rp.112.776.266 Rp.34.284.600 Rp.78.491.666 Rp.9.880.452.132
31 Rp.112.776.266 Rp.34.556.020 Rp.78.220.246 Rp.9.845.896.112
32 Rp.112.776.266 Rp.34.829.588 Rp.77.946.678 Rp.9.811.066.524
33 Rp.112.776.266 Rp.35.105.323 Rp.77.670.943 Rp.9.775.961.201
34 Rp.112.776.266 Rp.35.383.240 Rp.77.393.026 Rp.9.740.577.961
35 Rp.112.776.266 Rp.35.663.357 Rp.77.112.909 Rp.9.704.914.604
36 Rp.112.776.266 Rp.35.945.692 Rp.76.830.574 Rp.9.668.968.912
37 Rp.128.461.594 Rp.29.757.536 Rp.98.704.058 Rp.9.639.211.376
38 Rp.128.461.594 Rp.30.061.311 Rp.98.400.283 Rp.9.609.150.065
39 Rp.128.461.594 Rp.30.368.187 Rp.98.093.407 Rp.9.578.781.878
40 Rp.128.461.594 Rp.30.678.196 Rp.97.783.398 Rp.9.548.103.682
41 Rp.128.461.594 Rp.30.991.369 Rp.97.470.225 Rp.9.517.112.313
42 Rp.128.461.594 Rp.31.307.739 Rp.97.153.855 Rp.9.485.804.574
43 Rp.128.461.594 Rp.31.627.339 Rp.96.834.255 Rp.9.454.177.235
44 Rp.128.461.594 Rp.31.950.201 Rp.96.511.393 Rp.9.422.227.034
45 Rp.128.461.594 Rp.32.276.360 Rp.96.185.234 Rp.9.389.950.674
46 Rp.128.461.594 Rp.32.605.848 Rp.95.855.746 Rp.9.357.344.826
47 Rp.128.461.594 Rp.32.938.699 Rp.95.522.895 Rp.9.324.406.127
48 Rp.128.461.594 Rp.33.274.948 Rp.95.186.646 Rp.9.291.131.179
49 Rp.128.461.594 Rp.33.614.630 Rp.94.846.964 Rp.9.257.516.549
50 Rp.128.461.594 Rp.33.957.779 Rp.94.503.815 Rp.9.223.558.770
51 Rp.128.461.594 Rp.34.304.432 Rp.94.157.162 Rp.9.189.254.338
52 Rp.128.461.594 Rp.34.654.623 Rp.93.806.971 Rp.9.154.599.715
53 Rp.128.461.594 Rp.35.008.389 Rp.93.453.205 Rp.9.119.591.326
54 Rp.128.461.594 Rp.35.365.766 Rp.93.095.828 Rp.9.084.225.560
55 Rp.128.461.594 Rp.35.726.791 Rp.92.734.803 Rp.9.048.498.769
56 Rp.128.461.594 Rp.36.091.502 Rp.92.370.092 Rp.9.012.407.267
57 Rp.128.461.594 Rp.36.459.936 Rp.92.001.658 Rp.8.975.947.331
58 Rp.128.461.594 Rp.36.832.132 Rp.91.629.462 Rp.8.939.115.199
59 Rp.128.461.594 Rp.37.208.126 Rp.91.253.468 Rp.8.901.907.073
60 Rp.128.461.594 Rp.37.587.959 Rp.90.873.635 Rp.8.864.319.114
61 Rp.128.461.594 Rp.37.971.670 Rp.90.489.924 Rp.8.826.347.444
62 Rp.128.461.594 Rp.38.359.297 Rp.90.102.297 Rp.8.787.988.147
63 Rp.128.461.594 Rp.38.750.882 Rp.89.710.712 Rp.8.749.237.265
64 Rp.128.461.594 Rp.39.146.464 Rp.89.315.130 Rp.8.710.090.801
65 Rp.128.461.594 Rp.39.546.084 Rp.88.915.510 Rp.8.670.544.717
66 Rp.128.461.594 Rp.39.949.783 Rp.88.511.811 Rp.8.630.594.934
67 Rp.128.461.594 Rp.40.357.604 Rp.88.103.990 Rp.8.590.237.330
68 Rp.128.461.594 Rp.40.769.588 Rp.87.692.006 Rp.8.549.467.742
69 Rp.128.461.594 Rp.41.185.777 Rp.87.275.817 Rp.8.508.281.965
70 Rp.128.461.594 Rp.41.606.216 Rp.86.855.378 Rp.8.466.675.749
71 Rp.128.461.594 Rp.42.030.946 Rp.86.430.648 Rp.8.424.644.803
72 Rp.128.461.594 Rp.42.460.012 Rp.86.001.582 Rp.8.382.184.791
73 Rp.128.461.594 Rp.42.893.458 Rp.85.568.136 Rp.8.339.291.333
74 Rp.128.461.594 Rp.43.331.328 Rp.85.130.266 Rp.8.295.960.005
75 Rp.128.461.594 Rp.43.773.669 Rp.84.687.925 Rp.8.252.186.336
76 Rp.128.461.594 Rp.44.220.525 Rp.84.241.069 Rp.8.207.965.811
77 Rp.128.461.594 Rp.44.671.943 Rp.83.789.651 Rp.8.163.293.868
78 Rp.128.461.594 Rp.45.127.969 Rp.83.333.625 Rp.8.118.165.899
79 Rp.128.461.594 Rp.45.588.650 Rp.82.872.944 Rp.8.072.577.249
80 Rp.128.461.594 Rp.46.054.035 Rp.82.407.559 Rp.8.026.523.214
81 Rp.128.461.594 Rp.46.524.170 Rp.81.937.424 Rp.7.979.999.044
82 Rp.128.461.594 Rp.46.999.104 Rp.81.462.490 Rp.7.932.999.940
83 Rp.128.461.594 Rp.47.478.886 Rp.80.982.708 Rp.7.885.521.054
84 Rp.128.461.594 Rp.47.963.567 Rp.80.498.027 Rp.7.837.557.487
85 Rp.128.461.594 Rp.48.453.195 Rp.80.008.399 Rp.7.789.104.292
86 Rp.128.461.594 Rp.48.947.821 Rp.79.513.773 Rp.7.740.156.471
87 Rp.128.461.594 Rp.49.447.497 Rp.79.014.097 Rp.7.690.708.974
88 Rp.128.461.594 Rp.49.952.273 Rp.78.509.321 Rp.7.640.756.701
89 Rp.128.461.594 Rp.50.462.203 Rp.77.999.391 Rp.7.590.294.498
90 Rp.128.461.594 Rp.50.977.338 Rp.77.484.256 Rp.7.539.317.160
91 Rp.128.461.594 Rp.51.497.731 Rp.76.963.863 Rp.7.487.819.429
92 Rp.128.461.594 Rp.52.023.437 Rp.76.438.157 Rp.7.435.795.992
93 Rp.128.461.594 Rp.52.554.510 Rp.75.907.084 Rp.7.383.241.482
94 Rp.128.461.594 Rp.53.091.004 Rp.75.370.590 Rp.7.330.150.478
95 Rp.128.461.594 Rp.53.632.975 Rp.74.828.619 Rp.7.276.517.503
96 Rp.128.461.594 Rp.54.180.478 Rp.74.281.116 Rp.7.222.337.025
97 Rp.128.461.594 Rp.54.733.570 Rp.73.728.024 Rp.7.167.603.455
98 Rp.128.461.594 Rp.55.292.309 Rp.73.169.285 Rp.7.112.311.146
99 Rp.128.461.594 Rp.55.856.751 Rp.72.604.843 Rp.7.056.454.395
100 Rp.128.461.594 Rp.56.426.955 Rp.72.034.639 Rp.7.000.027.440
101 Rp.128.461.594 Rp.57.002.981 Rp.71.458.613 Rp.6.943.024.459
102 Rp.128.461.594 Rp.57.584.886 Rp.70.876.708 Rp.6.885.439.573
103 Rp.128.461.594 Rp.58.172.732 Rp.70.288.862 Rp.6.827.266.841
104 Rp.128.461.594 Rp.58.766.578 Rp.69.695.016 Rp.6.768.500.263
105 Rp.128.461.594 Rp.59.366.487 Rp.69.095.107 Rp.6.709.133.776
106 Rp.128.461.594 Rp.59.972.520 Rp.68.489.074 Rp.6.649.161.256
107 Rp.128.461.594 Rp.60.584.740 Rp.67.876.854 Rp.6.588.576.516
108 Rp.128.461.594 Rp.61.203.209 Rp.67.258.385 Rp.6.527.373.307
109 Rp.128.461.594 Rp.61.827.991 Rp.66.633.603 Rp.6.465.545.316
110 Rp.128.461.594 Rp.62.459.152 Rp.66.002.442 Rp.6.403.086.164
111 Rp.128.461.594 Rp.63.096.756 Rp.65.364.838 Rp.6.339.989.408
112 Rp.128.461.594 Rp.63.740.869 Rp.64.720.725 Rp.6.276.248.539
113 Rp.128.461.594 Rp.64.391.557 Rp.64.070.037 Rp.6.211.856.982
114 Rp.128.461.594 Rp.65.048.887 Rp.63.412.707 Rp.6.146.808.095
115 Rp.128.461.594 Rp.65.712.928 Rp.62.748.666 Rp.6.081.095.167
116 Rp.128.461.594 Rp.66.383.748 Rp.62.077.846 Rp.6.014.711.419
117 Rp.128.461.594 Rp.67.061.415 Rp.61.400.179 Rp.5.947.650.004
118 Rp.128.461.594 Rp.67.746.000 Rp.60.715.594 Rp.5.879.904.004
119 Rp.128.461.594 Rp.68.437.574 Rp.60.024.020 Rp.5.811.466.430
120 Rp.128.461.594 Rp.69.136.208 Rp.59.325.386 Rp.5.742.330.222
121 Rp.128.461.594 Rp.69.841.973 Rp.58.619.621 Rp.5.672.488.249
122 Rp.128.461.594 Rp.70.554.943 Rp.57.906.651 Rp.5.601.933.306
123 Rp.128.461.594 Rp.71.275.192 Rp.57.186.402 Rp.5.530.658.114
124 Rp.128.461.594 Rp.72.002.792 Rp.56.458.802 Rp.5.458.655.322
125 Rp.128.461.594 Rp.72.737.821 Rp.55.723.773 Rp.5.385.917.501
126 Rp.128.461.594 Rp.73.480.353 Rp.54.981.241 Rp.5.312.437.148
127 Rp.128.461.594 Rp.74.230.465 Rp.54.231.129 Rp.5.238.206.683
128 Rp.128.461.594 Rp.74.988.234 Rp.53.473.360 Rp.5.163.218.449
129 Rp.128.461.594 Rp.75.753.739 Rp.52.707.855 Rp.5.087.464.710
130 Rp.128.461.594 Rp.76.527.058 Rp.51.934.536 Rp.5.010.937.652
131 Rp.128.461.594 Rp.77.308.272 Rp.51.153.322 Rp.4.933.629.380
132 Rp.128.461.594 Rp.78.097.461 Rp.50.364.133 Rp.4.855.531.919
133 Rp.128.461.594 Rp.78.894.706 Rp.49.566.888 Rp.4.776.637.213
134 Rp.128.461.594 Rp.79.700.089 Rp.48.761.505 Rp.4.696.937.124
135 Rp.128.461.594 Rp.80.513.694 Rp.47.947.900 Rp.4.616.423.430
136 Rp.128.461.594 Rp.81.335.605 Rp.47.125.989 Rp.4.535.087.825
137 Rp.128.461.594 Rp.82.165.906 Rp.46.295.688 Rp.4.452.921.919
138 Rp.128.461.594 Rp.83.004.683 Rp.45.456.911 Rp.4.369.917.236
139 Rp.128.461.594 Rp.83.852.022 Rp.44.609.572 Rp.4.286.065.214
140 Rp.128.461.594 Rp.84.708.012 Rp.43.753.582 Rp.4.201.357.202
141 Rp.128.461.594 Rp.85.572.739 Rp.42.888.855 Rp.4.115.784.463
142 Rp.128.461.594 Rp.86.446.294 Rp.42.015.300 Rp.4.029.338.169
143 Rp.128.461.594 Rp.87.328.767 Rp.41.132.827 Rp.3.942.009.402
144 Rp.128.461.594 Rp.88.220.248 Rp.40.241.346 Rp.3.853.789.154
145 Rp.128.461.594 Rp.89.120.830 Rp.39.340.764 Rp.3.764.668.324
146 Rp.128.461.594 Rp.90.030.605 Rp.38.430.989 Rp.3.674.637.719
147 Rp.128.461.594 Rp.90.949.667 Rp.37.511.927 Rp.3.583.688.052
148 Rp.128.461.594 Rp.91.878.112 Rp.36.583.482 Rp.3.491.809.940
149 Rp.128.461.594 Rp.92.816.034 Rp.35.645.560 Rp.3.398.993.906
150 Rp.128.461.594 Rp.93.763.531 Rp.34.698.063 Rp.3.305.230.375
151 Rp.128.461.594 Rp.94.720.701 Rp.33.740.893 Rp.3.210.509.674
152 Rp.128.461.594 Rp.95.687.641 Rp.32.773.953 Rp.3.114.822.033
153 Rp.128.461.594 Rp.96.664.452 Rp.31.797.142 Rp.3.018.157.581
154 Rp.128.461.594 Rp.97.651.235 Rp.30.810.359 Rp.2.920.506.346
155 Rp.128.461.594 Rp.98.648.092 Rp.29.813.502 Rp.2.821.858.254
156 Rp.128.461.594 Rp.99.655.124 Rp.28.806.470 Rp.2.722.203.130
157 Rp.128.461.594 Rp.100.672.437 Rp.27.789.157 Rp.2.621.530.693
158 Rp.128.461.594 Rp.101.700.135 Rp.26.761.459 Rp.2.519.830.558
159 Rp.128.461.594 Rp.102.738.324 Rp.25.723.270 Rp.2.417.092.234
160 Rp.128.461.594 Rp.103.787.111 Rp.24.674.483 Rp.2.313.305.123
161 Rp.128.461.594 Rp.104.846.604 Rp.23.614.990 Rp.2.208.458.519
162 Rp.128.461.594 Rp.105.916.913 Rp.22.544.681 Rp.2.102.541.606
163 Rp.128.461.594 Rp.106.998.148 Rp.21.463.446 Rp.1.995.543.458
164 Rp.128.461.594 Rp.108.090.421 Rp.20.371.173 Rp.1.887.453.037
165 Rp.128.461.594 Rp.109.193.844 Rp.19.267.750 Rp.1.778.259.193
166 Rp.128.461.594 Rp.110.308.531 Rp.18.153.063 Rp.1.667.950.662
167 Rp.128.461.594 Rp.111.434.598 Rp.17.026.996 Rp.1.556.516.064
168 Rp.128.461.594 Rp.112.572.159 Rp.15.889.435 Rp.1.443.943.905
169 Rp.128.461.594 Rp.113.721.333 Rp.14.740.261 Rp.1.330.222.572
170 Rp.128.461.594 Rp.114.882.239 Rp.13.579.355 Rp.1.215.340.333
171 Rp.128.461.594 Rp.116.054.995 Rp.12.406.599 Rp.1.099.285.338
172 Rp.128.461.594 Rp.117.239.723 Rp.11.221.871 Rp.982.045.615
173 Rp.128.461.594 Rp.118.436.545 Rp.10.025.049 Rp.863.609.070
174 Rp.128.461.594 Rp.119.645.585 Rp.8.816.009 Rp.743.963.485
175 Rp.128.461.594 Rp.120.866.967 Rp.7.594.627 Rp.623.096.518
176 Rp.128.461.594 Rp.122.100.817 Rp.6.360.777 Rp.500.995.701
177 Rp.128.461.594 Rp.123.347.263 Rp.5.114.331 Rp.377.648.438
178 Rp.128.461.594 Rp.124.606.433 Rp.3.855.161 Rp.253.042.005
179 Rp.128.461.594 Rp.125.878.457 Rp.2.583.137 Rp.127.163.548
180 Rp.128.461.594 Rp.127.163.548 Rp.1.298.128 Rp.0
Ubah Perhitungan KPR
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