Asumsi yang digunakan dalam Simulasi KPR
  • Bunga: 9.5% fixed (3 tahun)
  • Jangka Waktu: 15 tahun
  • DP: 20%
  • Biaya Admin: 1%
Setiap bank/pemberi pinjaman mungkin mempunyai perhitungan KPR yang berbeda.
Pinjaman
Harga Properti Rp.1.000.000.000 Dana Tunai yang Harus Disiapkan Rp.300.000.000 DP 20% + pajak + asuransi + admin provisi + dll Pokok Pinjaman Rp.800.000.000 Harga Properti - Uang Muka (DP)
Simulasi KPR
Gunakan Kalkulator KPR untuk memudahkan perhitungan Anda
Gunakan Kalkulator
Angsuran Per Bulan (36 bulan pertama)
Rp.8.353.797 Bunga fixed 9.5%
Angsuran Per Bulan (Setelah 36 bulan)
Rp.9.515.674 Asumsi bunga floating 12.25%
Total Bunga (15 tahun)
Rp.870.993.712
Total Pembayaran
Rp.1.978.993.712 Uang Muka (DP) + Pokok Pinjaman + Biaya Provisi + Total Bunga
Detail Angsuran Per Bulan
Bulan Ke Angsuran Porsi Pokok Porsi Bunga Sisa Pinjaman
0 Rp.800.000.000
1 Rp.8.353.797 Rp.2.020.464 Rp.6.333.333 Rp.797.979.536
2 Rp.8.353.797 Rp.2.036.459 Rp.6.317.338 Rp.795.943.077
3 Rp.8.353.797 Rp.2.052.581 Rp.6.301.216 Rp.793.890.496
4 Rp.8.353.797 Rp.2.068.831 Rp.6.284.966 Rp.791.821.665
5 Rp.8.353.797 Rp.2.085.209 Rp.6.268.588 Rp.789.736.456
6 Rp.8.353.797 Rp.2.101.717 Rp.6.252.080 Rp.787.634.739
7 Rp.8.353.797 Rp.2.118.355 Rp.6.235.442 Rp.785.516.384
8 Rp.8.353.797 Rp.2.135.126 Rp.6.218.671 Rp.783.381.258
9 Rp.8.353.797 Rp.2.152.029 Rp.6.201.768 Rp.781.229.229
10 Rp.8.353.797 Rp.2.169.066 Rp.6.184.731 Rp.779.060.163
11 Rp.8.353.797 Rp.2.186.237 Rp.6.167.560 Rp.776.873.926
12 Rp.8.353.797 Rp.2.203.545 Rp.6.150.252 Rp.774.670.381
13 Rp.8.353.797 Rp.2.220.990 Rp.6.132.807 Rp.772.449.391
14 Rp.8.353.797 Rp.2.238.573 Rp.6.115.224 Rp.770.210.818
15 Rp.8.353.797 Rp.2.256.295 Rp.6.097.502 Rp.767.954.523
16 Rp.8.353.797 Rp.2.274.157 Rp.6.079.640 Rp.765.680.366
17 Rp.8.353.797 Rp.2.292.161 Rp.6.061.636 Rp.763.388.205
18 Rp.8.353.797 Rp.2.310.307 Rp.6.043.490 Rp.761.077.898
19 Rp.8.353.797 Rp.2.328.597 Rp.6.025.200 Rp.758.749.301
20 Rp.8.353.797 Rp.2.347.032 Rp.6.006.765 Rp.756.402.269
21 Rp.8.353.797 Rp.2.365.612 Rp.5.988.185 Rp.754.036.657
22 Rp.8.353.797 Rp.2.384.340 Rp.5.969.457 Rp.751.652.317
23 Rp.8.353.797 Rp.2.403.216 Rp.5.950.581 Rp.749.249.101
24 Rp.8.353.797 Rp.2.422.242 Rp.5.931.555 Rp.746.826.859
25 Rp.8.353.797 Rp.2.441.418 Rp.5.912.379 Rp.744.385.441
26 Rp.8.353.797 Rp.2.460.746 Rp.5.893.051 Rp.741.924.695
27 Rp.8.353.797 Rp.2.480.226 Rp.5.873.571 Rp.739.444.469
28 Rp.8.353.797 Rp.2.499.862 Rp.5.853.935 Rp.736.944.607
29 Rp.8.353.797 Rp.2.519.652 Rp.5.834.145 Rp.734.424.955
30 Rp.8.353.797 Rp.2.539.599 Rp.5.814.198 Rp.731.885.356
31 Rp.8.353.797 Rp.2.559.705 Rp.5.794.092 Rp.729.325.651
32 Rp.8.353.797 Rp.2.579.969 Rp.5.773.828 Rp.726.745.682
33 Rp.8.353.797 Rp.2.600.394 Rp.5.753.403 Rp.724.145.288
34 Rp.8.353.797 Rp.2.620.980 Rp.5.732.817 Rp.721.524.308
35 Rp.8.353.797 Rp.2.641.730 Rp.5.712.067 Rp.718.882.578
36 Rp.8.353.797 Rp.2.662.643 Rp.5.691.154 Rp.716.219.935
37 Rp.9.515.674 Rp.2.204.262 Rp.7.311.412 Rp.714.015.673
38 Rp.9.515.674 Rp.2.226.764 Rp.7.288.910 Rp.711.788.909
39 Rp.9.515.674 Rp.2.249.496 Rp.7.266.178 Rp.709.539.413
40 Rp.9.515.674 Rp.2.272.459 Rp.7.243.215 Rp.707.266.954
41 Rp.9.515.674 Rp.2.295.657 Rp.7.220.017 Rp.704.971.297
42 Rp.9.515.674 Rp.2.319.092 Rp.7.196.582 Rp.702.652.205
43 Rp.9.515.674 Rp.2.342.766 Rp.7.172.908 Rp.700.309.439
44 Rp.9.515.674 Rp.2.366.682 Rp.7.148.992 Rp.697.942.757
45 Rp.9.515.674 Rp.2.390.842 Rp.7.124.832 Rp.695.551.915
46 Rp.9.515.674 Rp.2.415.248 Rp.7.100.426 Rp.693.136.667
47 Rp.9.515.674 Rp.2.439.904 Rp.7.075.770 Rp.690.696.763
48 Rp.9.515.674 Rp.2.464.811 Rp.7.050.863 Rp.688.231.952
49 Rp.9.515.674 Rp.2.489.973 Rp.7.025.701 Rp.685.741.979
50 Rp.9.515.674 Rp.2.515.391 Rp.7.000.283 Rp.683.226.588
51 Rp.9.515.674 Rp.2.541.069 Rp.6.974.605 Rp.680.685.519
52 Rp.9.515.674 Rp.2.567.009 Rp.6.948.665 Rp.678.118.510
53 Rp.9.515.674 Rp.2.593.214 Rp.6.922.460 Rp.675.525.296
54 Rp.9.515.674 Rp.2.619.687 Rp.6.895.987 Rp.672.905.609
55 Rp.9.515.674 Rp.2.646.429 Rp.6.869.245 Rp.670.259.180
56 Rp.9.515.674 Rp.2.673.445 Rp.6.842.229 Rp.667.585.735
57 Rp.9.515.674 Rp.2.700.736 Rp.6.814.938 Rp.664.884.999
58 Rp.9.515.674 Rp.2.728.306 Rp.6.787.368 Rp.662.156.693
59 Rp.9.515.674 Rp.2.756.158 Rp.6.759.516 Rp.659.400.535
60 Rp.9.515.674 Rp.2.784.294 Rp.6.731.380 Rp.656.616.241
61 Rp.9.515.674 Rp.2.812.717 Rp.6.702.957 Rp.653.803.524
62 Rp.9.515.674 Rp.2.841.430 Rp.6.674.244 Rp.650.962.094
63 Rp.9.515.674 Rp.2.870.436 Rp.6.645.238 Rp.648.091.658
64 Rp.9.515.674 Rp.2.899.738 Rp.6.615.936 Rp.645.191.920
65 Rp.9.515.674 Rp.2.929.340 Rp.6.586.334 Rp.642.262.580
66 Rp.9.515.674 Rp.2.959.243 Rp.6.556.431 Rp.639.303.337
67 Rp.9.515.674 Rp.2.989.452 Rp.6.526.222 Rp.636.313.885
68 Rp.9.515.674 Rp.3.019.970 Rp.6.495.704 Rp.633.293.915
69 Rp.9.515.674 Rp.3.050.799 Rp.6.464.875 Rp.630.243.116
70 Rp.9.515.674 Rp.3.081.942 Rp.6.433.732 Rp.627.161.174
71 Rp.9.515.674 Rp.3.113.404 Rp.6.402.270 Rp.624.047.770
72 Rp.9.515.674 Rp.3.145.186 Rp.6.370.488 Rp.620.902.584
73 Rp.9.515.674 Rp.3.177.293 Rp.6.338.381 Rp.617.725.291
74 Rp.9.515.674 Rp.3.209.728 Rp.6.305.946 Rp.614.515.563
75 Rp.9.515.674 Rp.3.242.494 Rp.6.273.180 Rp.611.273.069
76 Rp.9.515.674 Rp.3.275.595 Rp.6.240.079 Rp.607.997.474
77 Rp.9.515.674 Rp.3.309.033 Rp.6.206.641 Rp.604.688.441
78 Rp.9.515.674 Rp.3.342.813 Rp.6.172.861 Rp.601.345.628
79 Rp.9.515.674 Rp.3.376.937 Rp.6.138.737 Rp.597.968.691
80 Rp.9.515.674 Rp.3.411.410 Rp.6.104.264 Rp.594.557.281
81 Rp.9.515.674 Rp.3.446.235 Rp.6.069.439 Rp.591.111.046
82 Rp.9.515.674 Rp.3.481.415 Rp.6.034.259 Rp.587.629.631
83 Rp.9.515.674 Rp.3.516.955 Rp.5.998.719 Rp.584.112.676
84 Rp.9.515.674 Rp.3.552.857 Rp.5.962.817 Rp.580.559.819
85 Rp.9.515.674 Rp.3.589.126 Rp.5.926.548 Rp.576.970.693
86 Rp.9.515.674 Rp.3.625.765 Rp.5.889.909 Rp.573.344.928
87 Rp.9.515.674 Rp.3.662.778 Rp.5.852.896 Rp.569.682.150
88 Rp.9.515.674 Rp.3.700.169 Rp.5.815.505 Rp.565.981.981
89 Rp.9.515.674 Rp.3.737.941 Rp.5.777.733 Rp.562.244.040
90 Rp.9.515.674 Rp.3.776.099 Rp.5.739.575 Rp.558.467.941
91 Rp.9.515.674 Rp.3.814.647 Rp.5.701.027 Rp.554.653.294
92 Rp.9.515.674 Rp.3.853.588 Rp.5.662.086 Rp.550.799.706
93 Rp.9.515.674 Rp.3.892.927 Rp.5.622.747 Rp.546.906.779
94 Rp.9.515.674 Rp.3.932.667 Rp.5.583.007 Rp.542.974.112
95 Rp.9.515.674 Rp.3.972.813 Rp.5.542.861 Rp.539.001.299
96 Rp.9.515.674 Rp.4.013.369 Rp.5.502.305 Rp.534.987.930
97 Rp.9.515.674 Rp.4.054.339 Rp.5.461.335 Rp.530.933.591
98 Rp.9.515.674 Rp.4.095.727 Rp.5.419.947 Rp.526.837.864
99 Rp.9.515.674 Rp.4.137.537 Rp.5.378.137 Rp.522.700.327
100 Rp.9.515.674 Rp.4.179.775 Rp.5.335.899 Rp.518.520.552
101 Rp.9.515.674 Rp.4.222.443 Rp.5.293.231 Rp.514.298.109
102 Rp.9.515.674 Rp.4.265.547 Rp.5.250.127 Rp.510.032.562
103 Rp.9.515.674 Rp.4.309.092 Rp.5.206.582 Rp.505.723.470
104 Rp.9.515.674 Rp.4.353.080 Rp.5.162.594 Rp.501.370.390
105 Rp.9.515.674 Rp.4.397.518 Rp.5.118.156 Rp.496.972.872
106 Rp.9.515.674 Rp.4.442.409 Rp.5.073.265 Rp.492.530.463
107 Rp.9.515.674 Rp.4.487.759 Rp.5.027.915 Rp.488.042.704
108 Rp.9.515.674 Rp.4.533.571 Rp.4.982.103 Rp.483.509.133
109 Rp.9.515.674 Rp.4.579.852 Rp.4.935.822 Rp.478.929.281
110 Rp.9.515.674 Rp.4.626.604 Rp.4.889.070 Rp.474.302.677
111 Rp.9.515.674 Rp.4.673.834 Rp.4.841.840 Rp.469.628.843
112 Rp.9.515.674 Rp.4.721.546 Rp.4.794.128 Rp.464.907.297
113 Rp.9.515.674 Rp.4.769.745 Rp.4.745.929 Rp.460.137.552
114 Rp.9.515.674 Rp.4.818.436 Rp.4.697.238 Rp.455.319.116
115 Rp.9.515.674 Rp.4.867.625 Rp.4.648.049 Rp.450.451.491
116 Rp.9.515.674 Rp.4.917.315 Rp.4.598.359 Rp.445.534.176
117 Rp.9.515.674 Rp.4.967.513 Rp.4.548.161 Rp.440.566.663
118 Rp.9.515.674 Rp.5.018.223 Rp.4.497.451 Rp.435.548.440
119 Rp.9.515.674 Rp.5.069.450 Rp.4.446.224 Rp.430.478.990
120 Rp.9.515.674 Rp.5.121.201 Rp.4.394.473 Rp.425.357.789
121 Rp.9.515.674 Rp.5.173.480 Rp.4.342.194 Rp.420.184.309
122 Rp.9.515.674 Rp.5.226.293 Rp.4.289.381 Rp.414.958.016
123 Rp.9.515.674 Rp.5.279.644 Rp.4.236.030 Rp.409.678.372
124 Rp.9.515.674 Rp.5.333.541 Rp.4.182.133 Rp.404.344.831
125 Rp.9.515.674 Rp.5.387.987 Rp.4.127.687 Rp.398.956.844
126 Rp.9.515.674 Rp.5.442.990 Rp.4.072.684 Rp.393.513.854
127 Rp.9.515.674 Rp.5.498.553 Rp.4.017.121 Rp.388.015.301
128 Rp.9.515.674 Rp.5.554.684 Rp.3.960.990 Rp.382.460.617
129 Rp.9.515.674 Rp.5.611.389 Rp.3.904.285 Rp.376.849.228
130 Rp.9.515.674 Rp.5.668.671 Rp.3.847.003 Rp.371.180.557
131 Rp.9.515.674 Rp.5.726.539 Rp.3.789.135 Rp.365.454.018
132 Rp.9.515.674 Rp.5.784.998 Rp.3.730.676 Rp.359.669.020
133 Rp.9.515.674 Rp.5.844.053 Rp.3.671.621 Rp.353.824.967
134 Rp.9.515.674 Rp.5.903.711 Rp.3.611.963 Rp.347.921.256
135 Rp.9.515.674 Rp.5.963.978 Rp.3.551.696 Rp.341.957.278
136 Rp.9.515.674 Rp.6.024.860 Rp.3.490.814 Rp.335.932.418
137 Rp.9.515.674 Rp.6.086.364 Rp.3.429.310 Rp.329.846.054
138 Rp.9.515.674 Rp.6.148.496 Rp.3.367.178 Rp.323.697.558
139 Rp.9.515.674 Rp.6.211.261 Rp.3.304.413 Rp.317.486.297
140 Rp.9.515.674 Rp.6.274.668 Rp.3.241.006 Rp.311.211.629
141 Rp.9.515.674 Rp.6.338.722 Rp.3.176.952 Rp.304.872.907
142 Rp.9.515.674 Rp.6.403.430 Rp.3.112.244 Rp.298.469.477
143 Rp.9.515.674 Rp.6.468.798 Rp.3.046.876 Rp.292.000.679
144 Rp.9.515.674 Rp.6.534.834 Rp.2.980.840 Rp.285.465.845
145 Rp.9.515.674 Rp.6.601.543 Rp.2.914.131 Rp.278.864.302
146 Rp.9.515.674 Rp.6.668.934 Rp.2.846.740 Rp.272.195.368
147 Rp.9.515.674 Rp.6.737.013 Rp.2.778.661 Rp.265.458.355
148 Rp.9.515.674 Rp.6.805.787 Rp.2.709.887 Rp.258.652.568
149 Rp.9.515.674 Rp.6.875.262 Rp.2.640.412 Rp.251.777.306
150 Rp.9.515.674 Rp.6.945.447 Rp.2.570.227 Rp.244.831.859
151 Rp.9.515.674 Rp.7.016.349 Rp.2.499.325 Rp.237.815.510
152 Rp.9.515.674 Rp.7.087.974 Rp.2.427.700 Rp.230.727.536
153 Rp.9.515.674 Rp.7.160.330 Rp.2.355.344 Rp.223.567.206
154 Rp.9.515.674 Rp.7.233.425 Rp.2.282.249 Rp.216.333.781
155 Rp.9.515.674 Rp.7.307.267 Rp.2.208.407 Rp.209.026.514
156 Rp.9.515.674 Rp.7.381.862 Rp.2.133.812 Rp.201.644.652
157 Rp.9.515.674 Rp.7.457.218 Rp.2.058.456 Rp.194.187.434
158 Rp.9.515.674 Rp.7.533.344 Rp.1.982.330 Rp.186.654.090
159 Rp.9.515.674 Rp.7.610.247 Rp.1.905.427 Rp.179.043.843
160 Rp.9.515.674 Rp.7.687.935 Rp.1.827.739 Rp.171.355.908
161 Rp.9.515.674 Rp.7.766.416 Rp.1.749.258 Rp.163.589.492
162 Rp.9.515.674 Rp.7.845.698 Rp.1.669.976 Rp.155.743.794
163 Rp.9.515.674 Rp.7.925.789 Rp.1.589.885 Rp.147.818.005
164 Rp.9.515.674 Rp.8.006.699 Rp.1.508.975 Rp.139.811.306
165 Rp.9.515.674 Rp.8.088.434 Rp.1.427.240 Rp.131.722.872
166 Rp.9.515.674 Rp.8.171.003 Rp.1.344.671 Rp.123.551.869
167 Rp.9.515.674 Rp.8.254.415 Rp.1.261.259 Rp.115.297.454
168 Rp.9.515.674 Rp.8.338.679 Rp.1.176.995 Rp.106.958.775
169 Rp.9.515.674 Rp.8.423.803 Rp.1.091.871 Rp.98.534.972
170 Rp.9.515.674 Rp.8.509.796 Rp.1.005.878 Rp.90.025.176
171 Rp.9.515.674 Rp.8.596.667 Rp.919.007 Rp.81.428.509
172 Rp.9.515.674 Rp.8.684.425 Rp.831.249 Rp.72.744.084
173 Rp.9.515.674 Rp.8.773.078 Rp.742.596 Rp.63.971.006
174 Rp.9.515.674 Rp.8.862.637 Rp.653.037 Rp.55.108.369
175 Rp.9.515.674 Rp.8.953.109 Rp.562.565 Rp.46.155.260
176 Rp.9.515.674 Rp.9.044.506 Rp.471.168 Rp.37.110.754
177 Rp.9.515.674 Rp.9.136.835 Rp.378.839 Rp.27.973.919
178 Rp.9.515.674 Rp.9.230.107 Rp.285.567 Rp.18.743.812
179 Rp.9.515.674 Rp.9.324.331 Rp.191.343 Rp.9.419.481
180 Rp.9.515.674 Rp.9.419.481 Rp.96.157 Rp.0
Ubah Perhitungan KPR
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