Asumsi yang digunakan dalam Simulasi KPR
  • Bunga: 9.5% fixed (3 tahun)
  • Jangka Waktu: 15 tahun
  • DP: 20%
  • Biaya Admin: 1%
Setiap bank/pemberi pinjaman mungkin mempunyai perhitungan KPR yang berbeda.
Pinjaman
Harga Properti Rp.3.900.000.000 Dana Tunai yang Harus Disiapkan Rp.1.170.000.000 DP 20% + pajak + asuransi + admin provisi + dll Pokok Pinjaman Rp.3.120.000.000 Harga Properti - Uang Muka (DP)
Simulasi KPR
Gunakan Kalkulator KPR untuk memudahkan perhitungan Anda
Gunakan Kalkulator
Angsuran Per Bulan (36 bulan pertama)
Rp.32.579.810 Bunga fixed 9.5%
Angsuran Per Bulan (Setelah 36 bulan)
Rp.37.111.127 Asumsi bunga floating 12.25%
Total Bunga (15 tahun)
Rp.3.396.875.548
Total Pembayaran
Rp.7.718.075.548 Uang Muka (DP) + Pokok Pinjaman + Biaya Provisi + Total Bunga
Detail Angsuran Per Bulan
Bulan Ke Angsuran Porsi Pokok Porsi Bunga Sisa Pinjaman
0 Rp.3.120.000.000
1 Rp.32.579.810 Rp.7.879.810 Rp.24.700.000 Rp.3.112.120.190
2 Rp.32.579.810 Rp.7.942.192 Rp.24.637.618 Rp.3.104.177.998
3 Rp.32.579.810 Rp.8.005.068 Rp.24.574.742 Rp.3.096.172.930
4 Rp.32.579.810 Rp.8.068.441 Rp.24.511.369 Rp.3.088.104.489
5 Rp.32.579.810 Rp.8.132.316 Rp.24.447.494 Rp.3.079.972.173
6 Rp.32.579.810 Rp.8.196.697 Rp.24.383.113 Rp.3.071.775.476
7 Rp.32.579.810 Rp.8.261.587 Rp.24.318.223 Rp.3.063.513.889
8 Rp.32.579.810 Rp.8.326.992 Rp.24.252.818 Rp.3.055.186.897
9 Rp.32.579.810 Rp.8.392.914 Rp.24.186.896 Rp.3.046.793.983
10 Rp.32.579.810 Rp.8.459.358 Rp.24.120.452 Rp.3.038.334.625
11 Rp.32.579.810 Rp.8.526.328 Rp.24.053.482 Rp.3.029.808.297
12 Rp.32.579.810 Rp.8.593.828 Rp.23.985.982 Rp.3.021.214.469
13 Rp.32.579.810 Rp.8.661.862 Rp.23.917.948 Rp.3.012.552.607
14 Rp.32.579.810 Rp.8.730.435 Rp.23.849.375 Rp.3.003.822.172
15 Rp.32.579.810 Rp.8.799.551 Rp.23.780.259 Rp.2.995.022.621
16 Rp.32.579.810 Rp.8.869.214 Rp.23.710.596 Rp.2.986.153.407
17 Rp.32.579.810 Rp.8.939.429 Rp.23.640.381 Rp.2.977.213.978
18 Rp.32.579.810 Rp.9.010.199 Rp.23.569.611 Rp.2.968.203.779
19 Rp.32.579.810 Rp.9.081.530 Rp.23.498.280 Rp.2.959.122.249
20 Rp.32.579.810 Rp.9.153.426 Rp.23.426.384 Rp.2.949.968.823
21 Rp.32.579.810 Rp.9.225.890 Rp.23.353.920 Rp.2.940.742.933
22 Rp.32.579.810 Rp.9.298.928 Rp.23.280.882 Rp.2.931.444.005
23 Rp.32.579.810 Rp.9.372.545 Rp.23.207.265 Rp.2.922.071.460
24 Rp.32.579.810 Rp.9.446.744 Rp.23.133.066 Rp.2.912.624.716
25 Rp.32.579.810 Rp.9.521.531 Rp.23.058.279 Rp.2.903.103.185
26 Rp.32.579.810 Rp.9.596.910 Rp.22.982.900 Rp.2.893.506.275
27 Rp.32.579.810 Rp.9.672.885 Rp.22.906.925 Rp.2.883.833.390
28 Rp.32.579.810 Rp.9.749.462 Rp.22.830.348 Rp.2.874.083.928
29 Rp.32.579.810 Rp.9.826.646 Rp.22.753.164 Rp.2.864.257.282
30 Rp.32.579.810 Rp.9.904.440 Rp.22.675.370 Rp.2.854.352.842
31 Rp.32.579.810 Rp.9.982.850 Rp.22.596.960 Rp.2.844.369.992
32 Rp.32.579.810 Rp.10.061.881 Rp.22.517.929 Rp.2.834.308.111
33 Rp.32.579.810 Rp.10.141.537 Rp.22.438.273 Rp.2.824.166.574
34 Rp.32.579.810 Rp.10.221.825 Rp.22.357.985 Rp.2.813.944.749
35 Rp.32.579.810 Rp.10.302.747 Rp.22.277.063 Rp.2.803.642.002
36 Rp.32.579.810 Rp.10.384.311 Rp.22.195.499 Rp.2.793.257.691
37 Rp.37.111.127 Rp.8.596.621 Rp.28.514.506 Rp.2.784.661.070
38 Rp.37.111.127 Rp.8.684.379 Rp.28.426.748 Rp.2.775.976.691
39 Rp.37.111.127 Rp.8.773.032 Rp.28.338.095 Rp.2.767.203.659
40 Rp.37.111.127 Rp.8.862.590 Rp.28.248.537 Rp.2.758.341.069
41 Rp.37.111.127 Rp.8.953.062 Rp.28.158.065 Rp.2.749.388.007
42 Rp.37.111.127 Rp.9.044.458 Rp.28.066.669 Rp.2.740.343.549
43 Rp.37.111.127 Rp.9.136.787 Rp.27.974.340 Rp.2.731.206.762
44 Rp.37.111.127 Rp.9.230.058 Rp.27.881.069 Rp.2.721.976.704
45 Rp.37.111.127 Rp.9.324.281 Rp.27.786.846 Rp.2.712.652.423
46 Rp.37.111.127 Rp.9.419.467 Rp.27.691.660 Rp.2.703.232.956
47 Rp.37.111.127 Rp.9.515.624 Rp.27.595.503 Rp.2.693.717.332
48 Rp.37.111.127 Rp.9.612.763 Rp.27.498.364 Rp.2.684.104.569
49 Rp.37.111.127 Rp.9.710.893 Rp.27.400.234 Rp.2.674.393.676
50 Rp.37.111.127 Rp.9.810.025 Rp.27.301.102 Rp.2.664.583.651
51 Rp.37.111.127 Rp.9.910.169 Rp.27.200.958 Rp.2.654.673.482
52 Rp.37.111.127 Rp.10.011.335 Rp.27.099.792 Rp.2.644.662.147
53 Rp.37.111.127 Rp.10.113.534 Rp.26.997.593 Rp.2.634.548.613
54 Rp.37.111.127 Rp.10.216.777 Rp.26.894.350 Rp.2.624.331.836
55 Rp.37.111.127 Rp.10.321.073 Rp.26.790.054 Rp.2.614.010.763
56 Rp.37.111.127 Rp.10.426.434 Rp.26.684.693 Rp.2.603.584.329
57 Rp.37.111.127 Rp.10.532.870 Rp.26.578.257 Rp.2.593.051.459
58 Rp.37.111.127 Rp.10.640.393 Rp.26.470.734 Rp.2.582.411.066
59 Rp.37.111.127 Rp.10.749.014 Rp.26.362.113 Rp.2.571.662.052
60 Rp.37.111.127 Rp.10.858.744 Rp.26.252.383 Rp.2.560.803.308
61 Rp.37.111.127 Rp.10.969.593 Rp.26.141.534 Rp.2.549.833.715
62 Rp.37.111.127 Rp.11.081.574 Rp.26.029.553 Rp.2.538.752.141
63 Rp.37.111.127 Rp.11.194.699 Rp.25.916.428 Rp.2.527.557.442
64 Rp.37.111.127 Rp.11.308.978 Rp.25.802.149 Rp.2.516.248.464
65 Rp.37.111.127 Rp.11.424.424 Rp.25.686.703 Rp.2.504.824.040
66 Rp.37.111.127 Rp.11.541.048 Rp.25.570.079 Rp.2.493.282.992
67 Rp.37.111.127 Rp.11.658.863 Rp.25.452.264 Rp.2.481.624.129
68 Rp.37.111.127 Rp.11.777.881 Rp.25.333.246 Rp.2.469.846.248
69 Rp.37.111.127 Rp.11.898.113 Rp.25.213.014 Rp.2.457.948.135
70 Rp.37.111.127 Rp.12.019.573 Rp.25.091.554 Rp.2.445.928.562
71 Rp.37.111.127 Rp.12.142.273 Rp.24.968.854 Rp.2.433.786.289
72 Rp.37.111.127 Rp.12.266.225 Rp.24.844.902 Rp.2.421.520.064
73 Rp.37.111.127 Rp.12.391.443 Rp.24.719.684 Rp.2.409.128.621
74 Rp.37.111.127 Rp.12.517.939 Rp.24.593.188 Rp.2.396.610.682
75 Rp.37.111.127 Rp.12.645.726 Rp.24.465.401 Rp.2.383.964.956
76 Rp.37.111.127 Rp.12.774.818 Rp.24.336.309 Rp.2.371.190.138
77 Rp.37.111.127 Rp.12.905.228 Rp.24.205.899 Rp.2.358.284.910
78 Rp.37.111.127 Rp.13.036.969 Rp.24.074.158 Rp.2.345.247.941
79 Rp.37.111.127 Rp.13.170.054 Rp.23.941.073 Rp.2.332.077.887
80 Rp.37.111.127 Rp.13.304.499 Rp.23.806.628 Rp.2.318.773.388
81 Rp.37.111.127 Rp.13.440.315 Rp.23.670.812 Rp.2.305.333.073
82 Rp.37.111.127 Rp.13.577.519 Rp.23.533.608 Rp.2.291.755.554
83 Rp.37.111.127 Rp.13.716.122 Rp.23.395.005 Rp.2.278.039.432
84 Rp.37.111.127 Rp.13.856.141 Rp.23.254.986 Rp.2.264.183.291
85 Rp.37.111.127 Rp.13.997.589 Rp.23.113.538 Rp.2.250.185.702
86 Rp.37.111.127 Rp.14.140.481 Rp.22.970.646 Rp.2.236.045.221
87 Rp.37.111.127 Rp.14.284.832 Rp.22.826.295 Rp.2.221.760.389
88 Rp.37.111.127 Rp.14.430.656 Rp.22.680.471 Rp.2.207.329.733
89 Rp.37.111.127 Rp.14.577.969 Rp.22.533.158 Rp.2.192.751.764
90 Rp.37.111.127 Rp.14.726.786 Rp.22.384.341 Rp.2.178.024.978
91 Rp.37.111.127 Rp.14.877.122 Rp.22.234.005 Rp.2.163.147.856
92 Rp.37.111.127 Rp.15.028.993 Rp.22.082.134 Rp.2.148.118.863
93 Rp.37.111.127 Rp.15.182.414 Rp.21.928.713 Rp.2.132.936.449
94 Rp.37.111.127 Rp.15.337.401 Rp.21.773.726 Rp.2.117.599.048
95 Rp.37.111.127 Rp.15.493.970 Rp.21.617.157 Rp.2.102.105.078
96 Rp.37.111.127 Rp.15.652.138 Rp.21.458.989 Rp.2.086.452.940
97 Rp.37.111.127 Rp.15.811.920 Rp.21.299.207 Rp.2.070.641.020
98 Rp.37.111.127 Rp.15.973.333 Rp.21.137.794 Rp.2.054.667.687
99 Rp.37.111.127 Rp.16.136.394 Rp.20.974.733 Rp.2.038.531.293
100 Rp.37.111.127 Rp.16.301.120 Rp.20.810.007 Rp.2.022.230.173
101 Rp.37.111.127 Rp.16.467.527 Rp.20.643.600 Rp.2.005.762.646
102 Rp.37.111.127 Rp.16.635.633 Rp.20.475.494 Rp.1.989.127.013
103 Rp.37.111.127 Rp.16.805.455 Rp.20.305.672 Rp.1.972.321.558
104 Rp.37.111.127 Rp.16.977.011 Rp.20.134.116 Rp.1.955.344.547
105 Rp.37.111.127 Rp.17.150.318 Rp.19.960.809 Rp.1.938.194.229
106 Rp.37.111.127 Rp.17.325.394 Rp.19.785.733 Rp.1.920.868.835
107 Rp.37.111.127 Rp.17.502.258 Rp.19.608.869 Rp.1.903.366.577
108 Rp.37.111.127 Rp.17.680.927 Rp.19.430.200 Rp.1.885.685.650
109 Rp.37.111.127 Rp.17.861.419 Rp.19.249.708 Rp.1.867.824.231
110 Rp.37.111.127 Rp.18.043.755 Rp.19.067.372 Rp.1.849.780.476
111 Rp.37.111.127 Rp.18.227.951 Rp.18.883.176 Rp.1.831.552.525
112 Rp.37.111.127 Rp.18.414.028 Rp.18.697.099 Rp.1.813.138.497
113 Rp.37.111.127 Rp.18.602.005 Rp.18.509.122 Rp.1.794.536.492
114 Rp.37.111.127 Rp.18.791.900 Rp.18.319.227 Rp.1.775.744.592
115 Rp.37.111.127 Rp.18.983.734 Rp.18.127.393 Rp.1.756.760.858
116 Rp.37.111.127 Rp.19.177.527 Rp.17.933.600 Rp.1.737.583.331
117 Rp.37.111.127 Rp.19.373.297 Rp.17.737.830 Rp.1.718.210.034
118 Rp.37.111.127 Rp.19.571.066 Rp.17.540.061 Rp.1.698.638.968
119 Rp.37.111.127 Rp.19.770.854 Rp.17.340.273 Rp.1.678.868.114
120 Rp.37.111.127 Rp.19.972.682 Rp.17.138.445 Rp.1.658.895.432
121 Rp.37.111.127 Rp.20.176.569 Rp.16.934.558 Rp.1.638.718.863
122 Rp.37.111.127 Rp.20.382.539 Rp.16.728.588 Rp.1.618.336.324
123 Rp.37.111.127 Rp.20.590.610 Rp.16.520.517 Rp.1.597.745.714
124 Rp.37.111.127 Rp.20.800.806 Rp.16.310.321 Rp.1.576.944.908
125 Rp.37.111.127 Rp.21.013.148 Rp.16.097.979 Rp.1.555.931.760
126 Rp.37.111.127 Rp.21.227.657 Rp.15.883.470 Rp.1.534.704.103
127 Rp.37.111.127 Rp.21.444.356 Rp.15.666.771 Rp.1.513.259.747
128 Rp.37.111.127 Rp.21.663.267 Rp.15.447.860 Rp.1.491.596.480
129 Rp.37.111.127 Rp.21.884.413 Rp.15.226.714 Rp.1.469.712.067
130 Rp.37.111.127 Rp.22.107.816 Rp.15.003.311 Rp.1.447.604.251
131 Rp.37.111.127 Rp.22.333.500 Rp.14.777.627 Rp.1.425.270.751
132 Rp.37.111.127 Rp.22.561.488 Rp.14.549.639 Rp.1.402.709.263
133 Rp.37.111.127 Rp.22.791.803 Rp.14.319.324 Rp.1.379.917.460
134 Rp.37.111.127 Rp.23.024.470 Rp.14.086.657 Rp.1.356.892.990
135 Rp.37.111.127 Rp.23.259.511 Rp.13.851.616 Rp.1.333.633.479
136 Rp.37.111.127 Rp.23.496.952 Rp.13.614.175 Rp.1.310.136.527
137 Rp.37.111.127 Rp.23.736.817 Rp.13.374.310 Rp.1.286.399.710
138 Rp.37.111.127 Rp.23.979.130 Rp.13.131.997 Rp.1.262.420.580
139 Rp.37.111.127 Rp.24.223.917 Rp.12.887.210 Rp.1.238.196.663
140 Rp.37.111.127 Rp.24.471.203 Rp.12.639.924 Rp.1.213.725.460
141 Rp.37.111.127 Rp.24.721.013 Rp.12.390.114 Rp.1.189.004.447
142 Rp.37.111.127 Rp.24.973.373 Rp.12.137.754 Rp.1.164.031.074
143 Rp.37.111.127 Rp.25.228.310 Rp.11.882.817 Rp.1.138.802.764
144 Rp.37.111.127 Rp.25.485.849 Rp.11.625.278 Rp.1.113.316.915
145 Rp.37.111.127 Rp.25.746.017 Rp.11.365.110 Rp.1.087.570.898
146 Rp.37.111.127 Rp.26.008.841 Rp.11.102.286 Rp.1.061.562.057
147 Rp.37.111.127 Rp.26.274.348 Rp.10.836.779 Rp.1.035.287.709
148 Rp.37.111.127 Rp.26.542.565 Rp.10.568.562 Rp.1.008.745.144
149 Rp.37.111.127 Rp.26.813.520 Rp.10.297.607 Rp.981.931.624
150 Rp.37.111.127 Rp.27.087.242 Rp.10.023.885 Rp.954.844.382
151 Rp.37.111.127 Rp.27.363.757 Rp.9.747.370 Rp.927.480.625
152 Rp.37.111.127 Rp.27.643.096 Rp.9.468.031 Rp.899.837.529
153 Rp.37.111.127 Rp.27.925.286 Rp.9.185.841 Rp.871.912.243
154 Rp.37.111.127 Rp.28.210.356 Rp.8.900.771 Rp.843.701.887
155 Rp.37.111.127 Rp.28.498.337 Rp.8.612.790 Rp.815.203.550
156 Rp.37.111.127 Rp.28.789.257 Rp.8.321.870 Rp.786.414.293
157 Rp.37.111.127 Rp.29.083.148 Rp.8.027.979 Rp.757.331.145
158 Rp.37.111.127 Rp.29.380.038 Rp.7.731.089 Rp.727.951.107
159 Rp.37.111.127 Rp.29.679.959 Rp.7.431.168 Rp.698.271.148
160 Rp.37.111.127 Rp.29.982.942 Rp.7.128.185 Rp.668.288.206
161 Rp.37.111.127 Rp.30.289.018 Rp.6.822.109 Rp.637.999.188
162 Rp.37.111.127 Rp.30.598.219 Rp.6.512.908 Rp.607.400.969
163 Rp.37.111.127 Rp.30.910.575 Rp.6.200.552 Rp.576.490.394
164 Rp.37.111.127 Rp.31.226.121 Rp.5.885.006 Rp.545.264.273
165 Rp.37.111.127 Rp.31.544.888 Rp.5.566.239 Rp.513.719.385
166 Rp.37.111.127 Rp.31.866.908 Rp.5.244.219 Rp.481.852.477
167 Rp.37.111.127 Rp.32.192.216 Rp.4.918.911 Rp.449.660.261
168 Rp.37.111.127 Rp.32.520.845 Rp.4.590.282 Rp.417.139.416
169 Rp.37.111.127 Rp.32.852.829 Rp.4.258.298 Rp.384.286.587
170 Rp.37.111.127 Rp.33.188.201 Rp.3.922.926 Rp.351.098.386
171 Rp.37.111.127 Rp.33.526.998 Rp.3.584.129 Rp.317.571.388
172 Rp.37.111.127 Rp.33.869.252 Rp.3.241.875 Rp.283.702.136
173 Rp.37.111.127 Rp.34.215.001 Rp.2.896.126 Rp.249.487.135
174 Rp.37.111.127 Rp.34.564.279 Rp.2.546.848 Rp.214.922.856
175 Rp.37.111.127 Rp.34.917.123 Rp.2.194.004 Rp.180.005.733
176 Rp.37.111.127 Rp.35.273.568 Rp.1.837.559 Rp.144.732.165
177 Rp.37.111.127 Rp.35.633.653 Rp.1.477.474 Rp.109.098.512
178 Rp.37.111.127 Rp.35.997.413 Rp.1.113.714 Rp.73.101.099
179 Rp.37.111.127 Rp.36.364.887 Rp.746.240 Rp.36.736.212
180 Rp.37.111.127 Rp.36.736.212 Rp.375.015 Rp.0
Ubah Perhitungan KPR
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