Asumsi yang digunakan dalam Simulasi KPR
  • Bunga: 9.5% fixed (3 tahun)
  • Jangka Waktu: 15 tahun
  • DP: 20%
  • Biaya Admin: 1%
Setiap bank/pemberi pinjaman mungkin mempunyai perhitungan KPR yang berbeda.
Pinjaman
Harga Properti Rp.11.760.000.000 Dana Tunai yang Harus Disiapkan Rp.3.528.000.000 DP 20% + pajak + asuransi + admin provisi + dll Pokok Pinjaman Rp.9.408.000.000 Harga Properti - Uang Muka (DP)
Simulasi KPR
Gunakan Kalkulator KPR untuk memudahkan perhitungan Anda
Gunakan Kalkulator
Angsuran Per Bulan (36 bulan pertama)
Rp.98.240.658 Bunga fixed 9.5%
Angsuran Per Bulan (Setelah 36 bulan)
Rp.111.904.322 Asumsi bunga floating 12.25%
Total Bunga (15 tahun)
Rp.10.242.886.158
Total Pembayaran
Rp.23.272.966.158 Uang Muka (DP) + Pokok Pinjaman + Biaya Provisi + Total Bunga
Detail Angsuran Per Bulan
Bulan Ke Angsuran Porsi Pokok Porsi Bunga Sisa Pinjaman
0 Rp.9.408.000.000
1 Rp.98.240.658 Rp.23.760.658 Rp.74.480.000 Rp.9.384.239.342
2 Rp.98.240.658 Rp.23.948.763 Rp.74.291.895 Rp.9.360.290.579
3 Rp.98.240.658 Rp.24.138.358 Rp.74.102.300 Rp.9.336.152.221
4 Rp.98.240.658 Rp.24.329.453 Rp.73.911.205 Rp.9.311.822.768
5 Rp.98.240.658 Rp.24.522.061 Rp.73.718.597 Rp.9.287.300.707
6 Rp.98.240.658 Rp.24.716.194 Rp.73.524.464 Rp.9.262.584.513
7 Rp.98.240.658 Rp.24.911.864 Rp.73.328.794 Rp.9.237.672.649
8 Rp.98.240.658 Rp.25.109.083 Rp.73.131.575 Rp.9.212.563.566
9 Rp.98.240.658 Rp.25.307.863 Rp.72.932.795 Rp.9.187.255.703
10 Rp.98.240.658 Rp.25.508.217 Rp.72.732.441 Rp.9.161.747.486
11 Rp.98.240.658 Rp.25.710.157 Rp.72.530.501 Rp.9.136.037.329
12 Rp.98.240.658 Rp.25.913.696 Rp.72.326.962 Rp.9.110.123.633
13 Rp.98.240.658 Rp.26.118.846 Rp.72.121.812 Rp.9.084.004.787
14 Rp.98.240.658 Rp.26.325.620 Rp.71.915.038 Rp.9.057.679.167
15 Rp.98.240.658 Rp.26.534.031 Rp.71.706.627 Rp.9.031.145.136
16 Rp.98.240.658 Rp.26.744.092 Rp.71.496.566 Rp.9.004.401.044
17 Rp.98.240.658 Rp.26.955.816 Rp.71.284.842 Rp.8.977.445.228
18 Rp.98.240.658 Rp.27.169.217 Rp.71.071.441 Rp.8.950.276.011
19 Rp.98.240.658 Rp.27.384.306 Rp.70.856.352 Rp.8.922.891.705
20 Rp.98.240.658 Rp.27.601.099 Rp.70.639.559 Rp.8.895.290.606
21 Rp.98.240.658 Rp.27.819.607 Rp.70.421.051 Rp.8.867.470.999
22 Rp.98.240.658 Rp.28.039.846 Rp.70.200.812 Rp.8.839.431.153
23 Rp.98.240.658 Rp.28.261.828 Rp.69.978.830 Rp.8.811.169.325
24 Rp.98.240.658 Rp.28.485.568 Rp.69.755.090 Rp.8.782.683.757
25 Rp.98.240.658 Rp.28.711.078 Rp.69.529.580 Rp.8.753.972.679
26 Rp.98.240.658 Rp.28.938.374 Rp.69.302.284 Rp.8.725.034.305
27 Rp.98.240.658 Rp.29.167.470 Rp.69.073.188 Rp.8.695.866.835
28 Rp.98.240.658 Rp.29.398.379 Rp.68.842.279 Rp.8.666.468.456
29 Rp.98.240.658 Rp.29.631.116 Rp.68.609.542 Rp.8.636.837.340
30 Rp.98.240.658 Rp.29.865.696 Rp.68.374.962 Rp.8.606.971.644
31 Rp.98.240.658 Rp.30.102.132 Rp.68.138.526 Rp.8.576.869.512
32 Rp.98.240.658 Rp.30.340.441 Rp.67.900.217 Rp.8.546.529.071
33 Rp.98.240.658 Rp.30.580.636 Rp.67.660.022 Rp.8.515.948.435
34 Rp.98.240.658 Rp.30.822.733 Rp.67.417.925 Rp.8.485.125.702
35 Rp.98.240.658 Rp.31.066.746 Rp.67.173.912 Rp.8.454.058.956
36 Rp.98.240.658 Rp.31.312.691 Rp.66.927.967 Rp.8.422.746.265
37 Rp.111.904.322 Rp.25.922.121 Rp.85.982.201 Rp.8.396.824.144
38 Rp.111.904.322 Rp.26.186.742 Rp.85.717.580 Rp.8.370.637.402
39 Rp.111.904.322 Rp.26.454.065 Rp.85.450.257 Rp.8.344.183.337
40 Rp.111.904.322 Rp.26.724.117 Rp.85.180.205 Rp.8.317.459.220
41 Rp.111.904.322 Rp.26.996.926 Rp.84.907.396 Rp.8.290.462.294
42 Rp.111.904.322 Rp.27.272.519 Rp.84.631.803 Rp.8.263.189.775
43 Rp.111.904.322 Rp.27.550.926 Rp.84.353.396 Rp.8.235.638.849
44 Rp.111.904.322 Rp.27.832.175 Rp.84.072.147 Rp.8.207.806.674
45 Rp.111.904.322 Rp.28.116.296 Rp.83.788.026 Rp.8.179.690.378
46 Rp.111.904.322 Rp.28.403.316 Rp.83.501.006 Rp.8.151.287.062
47 Rp.111.904.322 Rp.28.693.267 Rp.83.211.055 Rp.8.122.593.795
48 Rp.111.904.322 Rp.28.986.177 Rp.82.918.145 Rp.8.093.607.618
49 Rp.111.904.322 Rp.29.282.078 Rp.82.622.244 Rp.8.064.325.540
50 Rp.111.904.322 Rp.29.580.999 Rp.82.323.323 Rp.8.034.744.541
51 Rp.111.904.322 Rp.29.882.971 Rp.82.021.351 Rp.8.004.861.570
52 Rp.111.904.322 Rp.30.188.027 Rp.81.716.295 Rp.7.974.673.543
53 Rp.111.904.322 Rp.30.496.196 Rp.81.408.126 Rp.7.944.177.347
54 Rp.111.904.322 Rp.30.807.512 Rp.81.096.810 Rp.7.913.369.835
55 Rp.111.904.322 Rp.31.122.005 Rp.80.782.317 Rp.7.882.247.830
56 Rp.111.904.322 Rp.31.439.709 Rp.80.464.613 Rp.7.850.808.121
57 Rp.111.904.322 Rp.31.760.656 Rp.80.143.666 Rp.7.819.047.465
58 Rp.111.904.322 Rp.32.084.879 Rp.79.819.443 Rp.7.786.962.586
59 Rp.111.904.322 Rp.32.412.412 Rp.79.491.910 Rp.7.754.550.174
60 Rp.111.904.322 Rp.32.743.289 Rp.79.161.033 Rp.7.721.806.885
61 Rp.111.904.322 Rp.33.077.543 Rp.78.826.779 Rp.7.688.729.342
62 Rp.111.904.322 Rp.33.415.210 Rp.78.489.112 Rp.7.655.314.132
63 Rp.111.904.322 Rp.33.756.324 Rp.78.147.998 Rp.7.621.557.808
64 Rp.111.904.322 Rp.34.100.919 Rp.77.803.403 Rp.7.587.456.889
65 Rp.111.904.322 Rp.34.449.033 Rp.77.455.289 Rp.7.553.007.856
66 Rp.111.904.322 Rp.34.800.700 Rp.77.103.622 Rp.7.518.207.156
67 Rp.111.904.322 Rp.35.155.957 Rp.76.748.365 Rp.7.483.051.199
68 Rp.111.904.322 Rp.35.514.841 Rp.76.389.481 Rp.7.447.536.358
69 Rp.111.904.322 Rp.35.877.388 Rp.76.026.934 Rp.7.411.658.970
70 Rp.111.904.322 Rp.36.243.637 Rp.75.660.685 Rp.7.375.415.333
71 Rp.111.904.322 Rp.36.613.624 Rp.75.290.698 Rp.7.338.801.709
72 Rp.111.904.322 Rp.36.987.388 Rp.74.916.934 Rp.7.301.814.321
73 Rp.111.904.322 Rp.37.364.967 Rp.74.539.355 Rp.7.264.449.354
74 Rp.111.904.322 Rp.37.746.402 Rp.74.157.920 Rp.7.226.702.952
75 Rp.111.904.322 Rp.38.131.729 Rp.73.772.593 Rp.7.188.571.223
76 Rp.111.904.322 Rp.38.520.991 Rp.73.383.331 Rp.7.150.050.232
77 Rp.111.904.322 Rp.38.914.226 Rp.72.990.096 Rp.7.111.136.006
78 Rp.111.904.322 Rp.39.311.475 Rp.72.592.847 Rp.7.071.824.531
79 Rp.111.904.322 Rp.39.712.780 Rp.72.191.542 Rp.7.032.111.751
80 Rp.111.904.322 Rp.40.118.181 Rp.71.786.141 Rp.6.991.993.570
81 Rp.111.904.322 Rp.40.527.721 Rp.71.376.601 Rp.6.951.465.849
82 Rp.111.904.322 Rp.40.941.441 Rp.70.962.881 Rp.6.910.524.408
83 Rp.111.904.322 Rp.41.359.385 Rp.70.544.937 Rp.6.869.165.023
84 Rp.111.904.322 Rp.41.781.596 Rp.70.122.726 Rp.6.827.383.427
85 Rp.111.904.322 Rp.42.208.116 Rp.69.696.206 Rp.6.785.175.311
86 Rp.111.904.322 Rp.42.638.991 Rp.69.265.331 Rp.6.742.536.320
87 Rp.111.904.322 Rp.43.074.264 Rp.68.830.058 Rp.6.699.462.056
88 Rp.111.904.322 Rp.43.513.980 Rp.68.390.342 Rp.6.655.948.076
89 Rp.111.904.322 Rp.43.958.185 Rp.67.946.137 Rp.6.611.989.891
90 Rp.111.904.322 Rp.44.406.925 Rp.67.497.397 Rp.6.567.582.966
91 Rp.111.904.322 Rp.44.860.246 Rp.67.044.076 Rp.6.522.722.720
92 Rp.111.904.322 Rp.45.318.194 Rp.66.586.128 Rp.6.477.404.526
93 Rp.111.904.322 Rp.45.780.817 Rp.66.123.505 Rp.6.431.623.709
94 Rp.111.904.322 Rp.46.248.163 Rp.65.656.159 Rp.6.385.375.546
95 Rp.111.904.322 Rp.46.720.280 Rp.65.184.042 Rp.6.338.655.266
96 Rp.111.904.322 Rp.47.197.216 Rp.64.707.106 Rp.6.291.458.050
97 Rp.111.904.322 Rp.47.679.021 Rp.64.225.301 Rp.6.243.779.029
98 Rp.111.904.322 Rp.48.165.744 Rp.63.738.578 Rp.6.195.613.285
99 Rp.111.904.322 Rp.48.657.436 Rp.63.246.886 Rp.6.146.955.849
100 Rp.111.904.322 Rp.49.154.148 Rp.62.750.174 Rp.6.097.801.701
101 Rp.111.904.322 Rp.49.655.930 Rp.62.248.392 Rp.6.048.145.771
102 Rp.111.904.322 Rp.50.162.834 Rp.61.741.488 Rp.5.997.982.937
103 Rp.111.904.322 Rp.50.674.913 Rp.61.229.409 Rp.5.947.308.024
104 Rp.111.904.322 Rp.51.192.219 Rp.60.712.103 Rp.5.896.115.805
105 Rp.111.904.322 Rp.51.714.806 Rp.60.189.516 Rp.5.844.400.999
106 Rp.111.904.322 Rp.52.242.728 Rp.59.661.594 Rp.5.792.158.271
107 Rp.111.904.322 Rp.52.776.040 Rp.59.128.282 Rp.5.739.382.231
108 Rp.111.904.322 Rp.53.314.795 Rp.58.589.527 Rp.5.686.067.436
109 Rp.111.904.322 Rp.53.859.050 Rp.58.045.272 Rp.5.632.208.386
110 Rp.111.904.322 Rp.54.408.861 Rp.57.495.461 Rp.5.577.799.525
111 Rp.111.904.322 Rp.54.964.285 Rp.56.940.037 Rp.5.522.835.240
112 Rp.111.904.322 Rp.55.525.379 Rp.56.378.943 Rp.5.467.309.861
113 Rp.111.904.322 Rp.56.092.201 Rp.55.812.121 Rp.5.411.217.660
114 Rp.111.904.322 Rp.56.664.808 Rp.55.239.514 Rp.5.354.552.852
115 Rp.111.904.322 Rp.57.243.262 Rp.54.661.060 Rp.5.297.309.590
116 Rp.111.904.322 Rp.57.827.620 Rp.54.076.702 Rp.5.239.481.970
117 Rp.111.904.322 Rp.58.417.944 Rp.53.486.378 Rp.5.181.064.026
118 Rp.111.904.322 Rp.59.014.293 Rp.52.890.029 Rp.5.122.049.733
119 Rp.111.904.322 Rp.59.616.731 Rp.52.287.591 Rp.5.062.433.002
120 Rp.111.904.322 Rp.60.225.318 Rp.51.679.004 Rp.5.002.207.684
121 Rp.111.904.322 Rp.60.840.119 Rp.51.064.203 Rp.4.941.367.565
122 Rp.111.904.322 Rp.61.461.195 Rp.50.443.127 Rp.4.879.906.370
123 Rp.111.904.322 Rp.62.088.611 Rp.49.815.711 Rp.4.817.817.759
124 Rp.111.904.322 Rp.62.722.432 Rp.49.181.890 Rp.4.755.095.327
125 Rp.111.904.322 Rp.63.362.724 Rp.48.541.598 Rp.4.691.732.603
126 Rp.111.904.322 Rp.64.009.552 Rp.47.894.770 Rp.4.627.723.051
127 Rp.111.904.322 Rp.64.662.983 Rp.47.241.339 Rp.4.563.060.068
128 Rp.111.904.322 Rp.65.323.084 Rp.46.581.238 Rp.4.497.736.984
129 Rp.111.904.322 Rp.65.989.924 Rp.45.914.398 Rp.4.431.747.060
130 Rp.111.904.322 Rp.66.663.571 Rp.45.240.751 Rp.4.365.083.489
131 Rp.111.904.322 Rp.67.344.095 Rp.44.560.227 Rp.4.297.739.394
132 Rp.111.904.322 Rp.68.031.566 Rp.43.872.756 Rp.4.229.707.828
133 Rp.111.904.322 Rp.68.726.055 Rp.43.178.267 Rp.4.160.981.773
134 Rp.111.904.322 Rp.69.427.633 Rp.42.476.689 Rp.4.091.554.140
135 Rp.111.904.322 Rp.70.136.373 Rp.41.767.949 Rp.4.021.417.767
136 Rp.111.904.322 Rp.70.852.349 Rp.41.051.973 Rp.3.950.565.418
137 Rp.111.904.322 Rp.71.575.633 Rp.40.328.689 Rp.3.878.989.785
138 Rp.111.904.322 Rp.72.306.301 Rp.39.598.021 Rp.3.806.683.484
139 Rp.111.904.322 Rp.73.044.428 Rp.38.859.894 Rp.3.733.639.056
140 Rp.111.904.322 Rp.73.790.090 Rp.38.114.232 Rp.3.659.848.966
141 Rp.111.904.322 Rp.74.543.364 Rp.37.360.958 Rp.3.585.305.602
142 Rp.111.904.322 Rp.75.304.327 Rp.36.599.995 Rp.3.510.001.275
143 Rp.111.904.322 Rp.76.073.059 Rp.35.831.263 Rp.3.433.928.216
144 Rp.111.904.322 Rp.76.849.638 Rp.35.054.684 Rp.3.357.078.578
145 Rp.111.904.322 Rp.77.634.145 Rp.34.270.177 Rp.3.279.444.433
146 Rp.111.904.322 Rp.78.426.660 Rp.33.477.662 Rp.3.201.017.773
147 Rp.111.904.322 Rp.79.227.266 Rp.32.677.056 Rp.3.121.790.507
148 Rp.111.904.322 Rp.80.036.044 Rp.31.868.278 Rp.3.041.754.463
149 Rp.111.904.322 Rp.80.853.079 Rp.31.051.243 Rp.2.960.901.384
150 Rp.111.904.322 Rp.81.678.454 Rp.30.225.868 Rp.2.879.222.930
151 Rp.111.904.322 Rp.82.512.255 Rp.29.392.067 Rp.2.796.710.675
152 Rp.111.904.322 Rp.83.354.567 Rp.28.549.755 Rp.2.713.356.108
153 Rp.111.904.322 Rp.84.205.478 Rp.27.698.844 Rp.2.629.150.630
154 Rp.111.904.322 Rp.85.065.076 Rp.26.839.246 Rp.2.544.085.554
155 Rp.111.904.322 Rp.85.933.449 Rp.25.970.873 Rp.2.458.152.105
156 Rp.111.904.322 Rp.86.810.686 Rp.25.093.636 Rp.2.371.341.419
157 Rp.111.904.322 Rp.87.696.878 Rp.24.207.444 Rp.2.283.644.541
158 Rp.111.904.322 Rp.88.592.117 Rp.23.312.205 Rp.2.195.052.424
159 Rp.111.904.322 Rp.89.496.495 Rp.22.407.827 Rp.2.105.555.929
160 Rp.111.904.322 Rp.90.410.105 Rp.21.494.217 Rp.2.015.145.824
161 Rp.111.904.322 Rp.91.333.042 Rp.20.571.280 Rp.1.923.812.782
162 Rp.111.904.322 Rp.92.265.400 Rp.19.638.922 Rp.1.831.547.382
163 Rp.111.904.322 Rp.93.207.276 Rp.18.697.046 Rp.1.738.340.106
164 Rp.111.904.322 Rp.94.158.767 Rp.17.745.555 Rp.1.644.181.339
165 Rp.111.904.322 Rp.95.119.971 Rp.16.784.351 Rp.1.549.061.368
166 Rp.111.904.322 Rp.96.090.987 Rp.15.813.335 Rp.1.452.970.381
167 Rp.111.904.322 Rp.97.071.916 Rp.14.832.406 Rp.1.355.898.465
168 Rp.111.904.322 Rp.98.062.859 Rp.13.841.463 Rp.1.257.835.606
169 Rp.111.904.322 Rp.99.063.917 Rp.12.840.405 Rp.1.158.771.689
170 Rp.111.904.322 Rp.100.075.194 Rp.11.829.128 Rp.1.058.696.495
171 Rp.111.904.322 Rp.101.096.795 Rp.10.807.527 Rp.957.599.700
172 Rp.111.904.322 Rp.102.128.825 Rp.9.775.497 Rp.855.470.875
173 Rp.111.904.322 Rp.103.171.390 Rp.8.732.932 Rp.752.299.485
174 Rp.111.904.322 Rp.104.224.598 Rp.7.679.724 Rp.648.074.887
175 Rp.111.904.322 Rp.105.288.558 Rp.6.615.764 Rp.542.786.329
176 Rp.111.904.322 Rp.106.363.378 Rp.5.540.944 Rp.436.422.951
177 Rp.111.904.322 Rp.107.449.171 Rp.4.455.151 Rp.328.973.780
178 Rp.111.904.322 Rp.108.546.048 Rp.3.358.274 Rp.220.427.732
179 Rp.111.904.322 Rp.109.654.122 Rp.2.250.200 Rp.110.773.610
180 Rp.111.904.322 Rp.110.773.610 Rp.1.130.814 Rp.0
Ubah Perhitungan KPR
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