Asumsi yang digunakan dalam Simulasi KPR
  • Bunga: 9.5% fixed (3 tahun)
  • Jangka Waktu: 15 tahun
  • DP: 20%
  • Biaya Admin: 1%
Setiap bank/pemberi pinjaman mungkin mempunyai perhitungan KPR yang berbeda.
Pinjaman
Harga Properti Rp.25.280.000.000 Dana Tunai yang Harus Disiapkan Rp.7.584.000.000 DP 20% + pajak + asuransi + admin provisi + dll Pokok Pinjaman Rp.20.224.000.000 Harga Properti - Uang Muka (DP)
Simulasi KPR
Gunakan Kalkulator KPR untuk memudahkan perhitungan Anda
Gunakan Kalkulator
Angsuran Per Bulan (36 bulan pertama)
Rp.211.184.000 Bunga fixed 9.5%
Angsuran Per Bulan (Setelah 36 bulan)
Rp.240.556.230 Asumsi bunga floating 12.25%
Total Bunga (15 tahun)
Rp.22.018.721.099
Total Pembayaran
Rp.50.028.961.099 Uang Muka (DP) + Pokok Pinjaman + Biaya Provisi + Total Bunga
Detail Angsuran Per Bulan
Bulan Ke Angsuran Porsi Pokok Porsi Bunga Sisa Pinjaman
0 Rp.20.224.000.000
1 Rp.211.184.000 Rp.51.077.333 Rp.160.106.667 Rp.20.172.922.667
2 Rp.211.184.000 Rp.51.481.696 Rp.159.702.304 Rp.20.121.440.971
3 Rp.211.184.000 Rp.51.889.259 Rp.159.294.741 Rp.20.069.551.712
4 Rp.211.184.000 Rp.52.300.049 Rp.158.883.951 Rp.20.017.251.663
5 Rp.211.184.000 Rp.52.714.091 Rp.158.469.909 Rp.19.964.537.572
6 Rp.211.184.000 Rp.53.131.411 Rp.158.052.589 Rp.19.911.406.161
7 Rp.211.184.000 Rp.53.552.035 Rp.157.631.965 Rp.19.857.854.126
8 Rp.211.184.000 Rp.53.975.988 Rp.157.208.012 Rp.19.803.878.138
9 Rp.211.184.000 Rp.54.403.298 Rp.156.780.702 Rp.19.749.474.840
10 Rp.211.184.000 Rp.54.833.991 Rp.156.350.009 Rp.19.694.640.849
11 Rp.211.184.000 Rp.55.268.093 Rp.155.915.907 Rp.19.639.372.756
12 Rp.211.184.000 Rp.55.705.632 Rp.155.478.368 Rp.19.583.667.124
13 Rp.211.184.000 Rp.56.146.635 Rp.155.037.365 Rp.19.527.520.489
14 Rp.211.184.000 Rp.56.591.129 Rp.154.592.871 Rp.19.470.929.360
15 Rp.211.184.000 Rp.57.039.143 Rp.154.144.857 Rp.19.413.890.217
16 Rp.211.184.000 Rp.57.490.702 Rp.153.693.298 Rp.19.356.399.515
17 Rp.211.184.000 Rp.57.945.837 Rp.153.238.163 Rp.19.298.453.678
18 Rp.211.184.000 Rp.58.404.575 Rp.152.779.425 Rp.19.240.049.103
19 Rp.211.184.000 Rp.58.866.945 Rp.152.317.055 Rp.19.181.182.158
20 Rp.211.184.000 Rp.59.332.975 Rp.151.851.025 Rp.19.121.849.183
21 Rp.211.184.000 Rp.59.802.694 Rp.151.381.306 Rp.19.062.046.489
22 Rp.211.184.000 Rp.60.276.132 Rp.150.907.868 Rp.19.001.770.357
23 Rp.211.184.000 Rp.60.753.318 Rp.150.430.682 Rp.18.941.017.039
24 Rp.211.184.000 Rp.61.234.282 Rp.149.949.718 Rp.18.879.782.757
25 Rp.211.184.000 Rp.61.719.053 Rp.149.464.947 Rp.18.818.063.704
26 Rp.211.184.000 Rp.62.207.662 Rp.148.976.338 Rp.18.755.856.042
27 Rp.211.184.000 Rp.62.700.140 Rp.148.483.860 Rp.18.693.155.902
28 Rp.211.184.000 Rp.63.196.516 Rp.147.987.484 Rp.18.629.959.386
29 Rp.211.184.000 Rp.63.696.822 Rp.147.487.178 Rp.18.566.262.564
30 Rp.211.184.000 Rp.64.201.088 Rp.146.982.912 Rp.18.502.061.476
31 Rp.211.184.000 Rp.64.709.347 Rp.146.474.653 Rp.18.437.352.129
32 Rp.211.184.000 Rp.65.221.629 Rp.145.962.371 Rp.18.372.130.500
33 Rp.211.184.000 Rp.65.737.967 Rp.145.446.033 Rp.18.306.392.533
34 Rp.211.184.000 Rp.66.258.392 Rp.144.925.608 Rp.18.240.134.141
35 Rp.211.184.000 Rp.66.782.938 Rp.144.401.062 Rp.18.173.351.203
36 Rp.211.184.000 Rp.67.311.636 Rp.143.872.364 Rp.18.106.039.567
37 Rp.240.556.230 Rp.55.723.743 Rp.184.832.487 Rp.18.050.315.824
38 Rp.240.556.230 Rp.56.292.589 Rp.184.263.641 Rp.17.994.023.235
39 Rp.240.556.230 Rp.56.867.243 Rp.183.688.987 Rp.17.937.155.992
40 Rp.240.556.230 Rp.57.447.763 Rp.183.108.467 Rp.17.879.708.229
41 Rp.240.556.230 Rp.58.034.208 Rp.182.522.022 Rp.17.821.674.021
42 Rp.240.556.230 Rp.58.626.641 Rp.181.929.589 Rp.17.763.047.380
43 Rp.240.556.230 Rp.59.225.121 Rp.181.331.109 Rp.17.703.822.259
44 Rp.240.556.230 Rp.59.829.711 Rp.180.726.519 Rp.17.643.992.548
45 Rp.240.556.230 Rp.60.440.473 Rp.180.115.757 Rp.17.583.552.075
46 Rp.240.556.230 Rp.61.057.469 Rp.179.498.761 Rp.17.522.494.606
47 Rp.240.556.230 Rp.61.680.764 Rp.178.875.466 Rp.17.460.813.842
48 Rp.240.556.230 Rp.62.310.422 Rp.178.245.808 Rp.17.398.503.420
49 Rp.240.556.230 Rp.62.946.508 Rp.177.609.722 Rp.17.335.556.912
50 Rp.240.556.230 Rp.63.589.087 Rp.176.967.143 Rp.17.271.967.825
51 Rp.240.556.230 Rp.64.238.225 Rp.176.318.005 Rp.17.207.729.600
52 Rp.240.556.230 Rp.64.893.990 Rp.175.662.240 Rp.17.142.835.610
53 Rp.240.556.230 Rp.65.556.450 Rp.174.999.780 Rp.17.077.279.160
54 Rp.240.556.230 Rp.66.225.672 Rp.174.330.558 Rp.17.011.053.488
55 Rp.240.556.230 Rp.66.901.726 Rp.173.654.504 Rp.16.944.151.762
56 Rp.240.556.230 Rp.67.584.681 Rp.172.971.549 Rp.16.876.567.081
57 Rp.240.556.230 Rp.68.274.608 Rp.172.281.622 Rp.16.808.292.473
58 Rp.240.556.230 Rp.68.971.578 Rp.171.584.652 Rp.16.739.320.895
59 Rp.240.556.230 Rp.69.675.663 Rp.170.880.567 Rp.16.669.645.232
60 Rp.240.556.230 Rp.70.386.935 Rp.170.169.295 Rp.16.599.258.297
61 Rp.240.556.230 Rp.71.105.468 Rp.169.450.762 Rp.16.528.152.829
62 Rp.240.556.230 Rp.71.831.337 Rp.168.724.893 Rp.16.456.321.492
63 Rp.240.556.230 Rp.72.564.615 Rp.167.991.615 Rp.16.383.756.877
64 Rp.240.556.230 Rp.73.305.379 Rp.167.250.851 Rp.16.310.451.498
65 Rp.240.556.230 Rp.74.053.704 Rp.166.502.526 Rp.16.236.397.794
66 Rp.240.556.230 Rp.74.809.669 Rp.165.746.561 Rp.16.161.588.125
67 Rp.240.556.230 Rp.75.573.351 Rp.164.982.879 Rp.16.086.014.774
68 Rp.240.556.230 Rp.76.344.829 Rp.164.211.401 Rp.16.009.669.945
69 Rp.240.556.230 Rp.77.124.183 Rp.163.432.047 Rp.15.932.545.762
70 Rp.240.556.230 Rp.77.911.492 Rp.162.644.738 Rp.15.854.634.270
71 Rp.240.556.230 Rp.78.706.838 Rp.161.849.392 Rp.15.775.927.432
72 Rp.240.556.230 Rp.79.510.304 Rp.161.045.926 Rp.15.696.417.128
73 Rp.240.556.230 Rp.80.321.972 Rp.160.234.258 Rp.15.616.095.156
74 Rp.240.556.230 Rp.81.141.925 Rp.159.414.305 Rp.15.534.953.231
75 Rp.240.556.230 Rp.81.970.249 Rp.158.585.981 Rp.15.452.982.982
76 Rp.240.556.230 Rp.82.807.029 Rp.157.749.201 Rp.15.370.175.953
77 Rp.240.556.230 Rp.83.652.350 Rp.156.903.880 Rp.15.286.523.603
78 Rp.240.556.230 Rp.84.506.302 Rp.156.049.928 Rp.15.202.017.301
79 Rp.240.556.230 Rp.85.368.970 Rp.155.187.260 Rp.15.116.648.331
80 Rp.240.556.230 Rp.86.240.445 Rp.154.315.785 Rp.15.030.407.886
81 Rp.240.556.230 Rp.87.120.816 Rp.153.435.414 Rp.14.943.287.070
82 Rp.240.556.230 Rp.88.010.174 Rp.152.546.056 Rp.14.855.276.896
83 Rp.240.556.230 Rp.88.908.612 Rp.151.647.618 Rp.14.766.368.284
84 Rp.240.556.230 Rp.89.816.220 Rp.150.740.010 Rp.14.676.552.064
85 Rp.240.556.230 Rp.90.733.094 Rp.149.823.136 Rp.14.585.818.970
86 Rp.240.556.230 Rp.91.659.328 Rp.148.896.902 Rp.14.494.159.642
87 Rp.240.556.230 Rp.92.595.017 Rp.147.961.213 Rp.14.401.564.625
88 Rp.240.556.230 Rp.93.540.258 Rp.147.015.972 Rp.14.308.024.367
89 Rp.240.556.230 Rp.94.495.148 Rp.146.061.082 Rp.14.213.529.219
90 Rp.240.556.230 Rp.95.459.786 Rp.145.096.444 Rp.14.118.069.433
91 Rp.240.556.230 Rp.96.434.271 Rp.144.121.959 Rp.14.021.635.162
92 Rp.240.556.230 Rp.97.418.704 Rp.143.137.526 Rp.13.924.216.458
93 Rp.240.556.230 Rp.98.413.187 Rp.142.143.043 Rp.13.825.803.271
94 Rp.240.556.230 Rp.99.417.822 Rp.141.138.408 Rp.13.726.385.449
95 Rp.240.556.230 Rp.100.432.712 Rp.140.123.518 Rp.13.625.952.737
96 Rp.240.556.230 Rp.101.457.962 Rp.139.098.268 Rp.13.524.494.775
97 Rp.240.556.230 Rp.102.493.679 Rp.138.062.551 Rp.13.422.001.096
98 Rp.240.556.230 Rp.103.539.969 Rp.137.016.261 Rp.13.318.461.127
99 Rp.240.556.230 Rp.104.596.939 Rp.135.959.291 Rp.13.213.864.188
100 Rp.240.556.230 Rp.105.664.700 Rp.134.891.530 Rp.13.108.199.488
101 Rp.240.556.230 Rp.106.743.360 Rp.133.812.870 Rp.13.001.456.128
102 Rp.240.556.230 Rp.107.833.032 Rp.132.723.198 Rp.12.893.623.096
103 Rp.240.556.230 Rp.108.933.828 Rp.131.622.402 Rp.12.784.689.268
104 Rp.240.556.230 Rp.110.045.860 Rp.130.510.370 Rp.12.674.643.408
105 Rp.240.556.230 Rp.111.169.245 Rp.129.386.985 Rp.12.563.474.163
106 Rp.240.556.230 Rp.112.304.098 Rp.128.252.132 Rp.12.451.170.065
107 Rp.240.556.230 Rp.113.450.536 Rp.127.105.694 Rp.12.337.719.529
108 Rp.240.556.230 Rp.114.608.676 Rp.125.947.554 Rp.12.223.110.853
109 Rp.240.556.230 Rp.115.778.640 Rp.124.777.590 Rp.12.107.332.213
110 Rp.240.556.230 Rp.116.960.547 Rp.123.595.683 Rp.11.990.371.666
111 Rp.240.556.230 Rp.118.154.519 Rp.122.401.711 Rp.11.872.217.147
112 Rp.240.556.230 Rp.119.360.680 Rp.121.195.550 Rp.11.752.856.467
113 Rp.240.556.230 Rp.120.579.154 Rp.119.977.076 Rp.11.632.277.313
114 Rp.240.556.230 Rp.121.810.066 Rp.118.746.164 Rp.11.510.467.247
115 Rp.240.556.230 Rp.123.053.544 Rp.117.502.686 Rp.11.387.413.703
116 Rp.240.556.230 Rp.124.309.715 Rp.116.246.515 Rp.11.263.103.988
117 Rp.240.556.230 Rp.125.578.710 Rp.114.977.520 Rp.11.137.525.278
118 Rp.240.556.230 Rp.126.860.659 Rp.113.695.571 Rp.11.010.664.619
119 Rp.240.556.230 Rp.128.155.695 Rp.112.400.535 Rp.10.882.508.924
120 Rp.240.556.230 Rp.129.463.951 Rp.111.092.279 Rp.10.753.044.973
121 Rp.240.556.230 Rp.130.785.563 Rp.109.770.667 Rp.10.622.259.410
122 Rp.240.556.230 Rp.132.120.665 Rp.108.435.565 Rp.10.490.138.745
123 Rp.240.556.230 Rp.133.469.397 Rp.107.086.833 Rp.10.356.669.348
124 Rp.240.556.230 Rp.134.831.897 Rp.105.724.333 Rp.10.221.837.451
125 Rp.240.556.230 Rp.136.208.306 Rp.104.347.924 Rp.10.085.629.145
126 Rp.240.556.230 Rp.137.598.766 Rp.102.957.464 Rp.9.948.030.379
127 Rp.240.556.230 Rp.139.003.420 Rp.101.552.810 Rp.9.809.026.959
128 Rp.240.556.230 Rp.140.422.413 Rp.100.133.817 Rp.9.668.604.546
129 Rp.240.556.230 Rp.141.855.892 Rp.98.700.338 Rp.9.526.748.654
130 Rp.240.556.230 Rp.143.304.004 Rp.97.252.226 Rp.9.383.444.650
131 Rp.240.556.230 Rp.144.766.899 Rp.95.789.331 Rp.9.238.677.751
132 Rp.240.556.230 Rp.146.244.728 Rp.94.311.502 Rp.9.092.433.023
133 Rp.240.556.230 Rp.147.737.643 Rp.92.818.587 Rp.8.944.695.380
134 Rp.240.556.230 Rp.149.245.798 Rp.91.310.432 Rp.8.795.449.582
135 Rp.240.556.230 Rp.150.769.349 Rp.89.786.881 Rp.8.644.680.233
136 Rp.240.556.230 Rp.152.308.453 Rp.88.247.777 Rp.8.492.371.780
137 Rp.240.556.230 Rp.153.863.268 Rp.86.692.962 Rp.8.338.508.512
138 Rp.240.556.230 Rp.155.433.956 Rp.85.122.274 Rp.8.183.074.556
139 Rp.240.556.230 Rp.157.020.677 Rp.83.535.553 Rp.8.026.053.879
140 Rp.240.556.230 Rp.158.623.597 Rp.81.932.633 Rp.7.867.430.282
141 Rp.240.556.230 Rp.160.242.879 Rp.80.313.351 Rp.7.707.187.403
142 Rp.240.556.230 Rp.161.878.692 Rp.78.677.538 Rp.7.545.308.711
143 Rp.240.556.230 Rp.163.531.204 Rp.77.025.026 Rp.7.381.777.507
144 Rp.240.556.230 Rp.165.200.585 Rp.75.355.645 Rp.7.216.576.922
145 Rp.240.556.230 Rp.166.887.007 Rp.73.669.223 Rp.7.049.689.915
146 Rp.240.556.230 Rp.168.590.645 Rp.71.965.585 Rp.6.881.099.270
147 Rp.240.556.230 Rp.170.311.675 Rp.70.244.555 Rp.6.710.787.595
148 Rp.240.556.230 Rp.172.050.273 Rp.68.505.957 Rp.6.538.737.322
149 Rp.240.556.230 Rp.173.806.620 Rp.66.749.610 Rp.6.364.930.702
150 Rp.240.556.230 Rp.175.580.896 Rp.64.975.334 Rp.6.189.349.806
151 Rp.240.556.230 Rp.177.373.284 Rp.63.182.946 Rp.6.011.976.522
152 Rp.240.556.230 Rp.179.183.970 Rp.61.372.260 Rp.5.832.792.552
153 Rp.240.556.230 Rp.181.013.139 Rp.59.543.091 Rp.5.651.779.413
154 Rp.240.556.230 Rp.182.860.982 Rp.57.695.248 Rp.5.468.918.431
155 Rp.240.556.230 Rp.184.727.688 Rp.55.828.542 Rp.5.284.190.743
156 Rp.240.556.230 Rp.186.613.449 Rp.53.942.781 Rp.5.097.577.294
157 Rp.240.556.230 Rp.188.518.462 Rp.52.037.768 Rp.4.909.058.832
158 Rp.240.556.230 Rp.190.442.921 Rp.50.113.309 Rp.4.718.615.911
159 Rp.240.556.230 Rp.192.387.026 Rp.48.169.204 Rp.4.526.228.885
160 Rp.240.556.230 Rp.194.350.977 Rp.46.205.253 Rp.4.331.877.908
161 Rp.240.556.230 Rp.196.334.976 Rp.44.221.254 Rp.4.135.542.932
162 Rp.240.556.230 Rp.198.339.229 Rp.42.217.001 Rp.3.937.203.703
163 Rp.240.556.230 Rp.200.363.942 Rp.40.192.288 Rp.3.736.839.761
164 Rp.240.556.230 Rp.202.409.324 Rp.38.146.906 Rp.3.534.430.437
165 Rp.240.556.230 Rp.204.475.586 Rp.36.080.644 Rp.3.329.954.851
166 Rp.240.556.230 Rp.206.562.941 Rp.33.993.289 Rp.3.123.391.910
167 Rp.240.556.230 Rp.208.671.604 Rp.31.884.626 Rp.2.914.720.306
168 Rp.240.556.230 Rp.210.801.794 Rp.29.754.436 Rp.2.703.918.512
169 Rp.240.556.230 Rp.212.953.729 Rp.27.602.501 Rp.2.490.964.783
170 Rp.240.556.230 Rp.215.127.631 Rp.25.428.599 Rp.2.275.837.152
171 Rp.240.556.230 Rp.217.323.726 Rp.23.232.504 Rp.2.058.513.426
172 Rp.240.556.230 Rp.219.542.239 Rp.21.013.991 Rp.1.838.971.187
173 Rp.240.556.230 Rp.221.783.399 Rp.18.772.831 Rp.1.617.187.788
174 Rp.240.556.230 Rp.224.047.438 Rp.16.508.792 Rp.1.393.140.350
175 Rp.240.556.230 Rp.226.334.589 Rp.14.221.641 Rp.1.166.805.761
176 Rp.240.556.230 Rp.228.645.088 Rp.11.911.142 Rp.938.160.673
177 Rp.240.556.230 Rp.230.979.173 Rp.9.577.057 Rp.707.181.500
178 Rp.240.556.230 Rp.233.337.086 Rp.7.219.144 Rp.473.844.414
179 Rp.240.556.230 Rp.235.719.068 Rp.4.837.162 Rp.238.125.346
180 Rp.240.556.230 Rp.238.125.346 Rp.2.430.863 Rp.0
Ubah Perhitungan KPR
Rp.
Rp.
%
thn
%
%
thn