Asumsi yang digunakan dalam Simulasi KPR
  • Bunga: 9.5% fixed (3 tahun)
  • Jangka Waktu: 15 tahun
  • DP: 20%
  • Biaya Admin: 1%
Setiap bank/pemberi pinjaman mungkin mempunyai perhitungan KPR yang berbeda.
Pinjaman
Harga Properti Rp.8.555.000.000 Dana Tunai yang Harus Disiapkan Rp.2.566.500.000 DP 20% + pajak + asuransi + admin provisi + dll Pokok Pinjaman Rp.6.844.000.000 Harga Properti - Uang Muka (DP)
Simulasi KPR
Gunakan Kalkulator KPR untuk memudahkan perhitungan Anda
Gunakan Kalkulator
Angsuran Per Bulan (36 bulan pertama)
Rp.71.466.737 Bunga fixed 9.5%
Angsuran Per Bulan (Setelah 36 bulan)
Rp.81.406.588 Asumsi bunga floating 12.25%
Total Bunga (15 tahun)
Rp.7.451.351.290
Total Pembayaran
Rp.16.930.291.290 Uang Muka (DP) + Pokok Pinjaman + Biaya Provisi + Total Bunga
Detail Angsuran Per Bulan
Bulan Ke Angsuran Porsi Pokok Porsi Bunga Sisa Pinjaman
0 Rp.6.844.000.000
1 Rp.71.466.737 Rp.17.285.070 Rp.54.181.667 Rp.6.826.714.930
2 Rp.71.466.737 Rp.17.421.910 Rp.54.044.827 Rp.6.809.293.020
3 Rp.71.466.737 Rp.17.559.834 Rp.53.906.903 Rp.6.791.733.186
4 Rp.71.466.737 Rp.17.698.849 Rp.53.767.888 Rp.6.774.034.337
5 Rp.71.466.737 Rp.17.838.965 Rp.53.627.772 Rp.6.756.195.372
6 Rp.71.466.737 Rp.17.980.190 Rp.53.486.547 Rp.6.738.215.182
7 Rp.71.466.737 Rp.18.122.533 Rp.53.344.204 Rp.6.720.092.649
8 Rp.71.466.737 Rp.18.266.004 Rp.53.200.733 Rp.6.701.826.645
9 Rp.71.466.737 Rp.18.410.609 Rp.53.056.128 Rp.6.683.416.036
10 Rp.71.466.737 Rp.18.556.360 Rp.52.910.377 Rp.6.664.859.676
11 Rp.71.466.737 Rp.18.703.265 Rp.52.763.472 Rp.6.646.156.411
12 Rp.71.466.737 Rp.18.851.332 Rp.52.615.405 Rp.6.627.305.079
13 Rp.71.466.737 Rp.19.000.572 Rp.52.466.165 Rp.6.608.304.507
14 Rp.71.466.737 Rp.19.150.993 Rp.52.315.744 Rp.6.589.153.514
15 Rp.71.466.737 Rp.19.302.605 Rp.52.164.132 Rp.6.569.850.909
16 Rp.71.466.737 Rp.19.455.417 Rp.52.011.320 Rp.6.550.395.492
17 Rp.71.466.737 Rp.19.609.439 Rp.51.857.298 Rp.6.530.786.053
18 Rp.71.466.737 Rp.19.764.681 Rp.51.702.056 Rp.6.511.021.372
19 Rp.71.466.737 Rp.19.921.151 Rp.51.545.586 Rp.6.491.100.221
20 Rp.71.466.737 Rp.20.078.860 Rp.51.387.877 Rp.6.471.021.361
21 Rp.71.466.737 Rp.20.237.818 Rp.51.228.919 Rp.6.450.783.543
22 Rp.71.466.737 Rp.20.398.034 Rp.51.068.703 Rp.6.430.385.509
23 Rp.71.466.737 Rp.20.559.518 Rp.50.907.219 Rp.6.409.825.991
24 Rp.71.466.737 Rp.20.722.281 Rp.50.744.456 Rp.6.389.103.710
25 Rp.71.466.737 Rp.20.886.333 Rp.50.580.404 Rp.6.368.217.377
26 Rp.71.466.737 Rp.21.051.683 Rp.50.415.054 Rp.6.347.165.694
27 Rp.71.466.737 Rp.21.218.342 Rp.50.248.395 Rp.6.325.947.352
28 Rp.71.466.737 Rp.21.386.320 Rp.50.080.417 Rp.6.304.561.032
29 Rp.71.466.737 Rp.21.555.629 Rp.49.911.108 Rp.6.283.005.403
30 Rp.71.466.737 Rp.21.726.278 Rp.49.740.459 Rp.6.261.279.125
31 Rp.71.466.737 Rp.21.898.277 Rp.49.568.460 Rp.6.239.380.848
32 Rp.71.466.737 Rp.22.071.639 Rp.49.395.098 Rp.6.217.309.209
33 Rp.71.466.737 Rp.22.246.372 Rp.49.220.365 Rp.6.195.062.837
34 Rp.71.466.737 Rp.22.422.490 Rp.49.044.247 Rp.6.172.640.347
35 Rp.71.466.737 Rp.22.600.001 Rp.48.866.736 Rp.6.150.040.346
36 Rp.71.466.737 Rp.22.778.918 Rp.48.687.819 Rp.6.127.261.428
37 Rp.81.406.588 Rp.18.857.461 Rp.62.549.127 Rp.6.108.403.967
38 Rp.81.406.588 Rp.19.049.964 Rp.62.356.624 Rp.6.089.354.003
39 Rp.81.406.588 Rp.19.244.433 Rp.62.162.155 Rp.6.070.109.570
40 Rp.81.406.588 Rp.19.440.886 Rp.61.965.702 Rp.6.050.668.684
41 Rp.81.406.588 Rp.19.639.345 Rp.61.767.243 Rp.6.031.029.339
42 Rp.81.406.588 Rp.19.839.830 Rp.61.566.758 Rp.6.011.189.509
43 Rp.81.406.588 Rp.20.042.362 Rp.61.364.226 Rp.5.991.147.147
44 Rp.81.406.588 Rp.20.246.961 Rp.61.159.627 Rp.5.970.900.186
45 Rp.81.406.588 Rp.20.453.649 Rp.60.952.939 Rp.5.950.446.537
46 Rp.81.406.588 Rp.20.662.446 Rp.60.744.142 Rp.5.929.784.091
47 Rp.81.406.588 Rp.20.873.375 Rp.60.533.213 Rp.5.908.910.716
48 Rp.81.406.588 Rp.21.086.458 Rp.60.320.130 Rp.5.887.824.258
49 Rp.81.406.588 Rp.21.301.715 Rp.60.104.873 Rp.5.866.522.543
50 Rp.81.406.588 Rp.21.519.170 Rp.59.887.418 Rp.5.845.003.373
51 Rp.81.406.588 Rp.21.738.845 Rp.59.667.743 Rp.5.823.264.528
52 Rp.81.406.588 Rp.21.960.763 Rp.59.445.825 Rp.5.801.303.765
53 Rp.81.406.588 Rp.22.184.945 Rp.59.221.643 Rp.5.779.118.820
54 Rp.81.406.588 Rp.22.411.417 Rp.58.995.171 Rp.5.756.707.403
55 Rp.81.406.588 Rp.22.640.200 Rp.58.766.388 Rp.5.734.067.203
56 Rp.81.406.588 Rp.22.871.319 Rp.58.535.269 Rp.5.711.195.884
57 Rp.81.406.588 Rp.23.104.797 Rp.58.301.791 Rp.5.688.091.087
58 Rp.81.406.588 Rp.23.340.658 Rp.58.065.930 Rp.5.664.750.429
59 Rp.81.406.588 Rp.23.578.927 Rp.57.827.661 Rp.5.641.171.502
60 Rp.81.406.588 Rp.23.819.629 Rp.57.586.959 Rp.5.617.351.873
61 Rp.81.406.588 Rp.24.062.788 Rp.57.343.800 Rp.5.593.289.085
62 Rp.81.406.588 Rp.24.308.429 Rp.57.098.159 Rp.5.568.980.656
63 Rp.81.406.588 Rp.24.556.577 Rp.56.850.011 Rp.5.544.424.079
64 Rp.81.406.588 Rp.24.807.259 Rp.56.599.329 Rp.5.519.616.820
65 Rp.81.406.588 Rp.25.060.500 Rp.56.346.088 Rp.5.494.556.320
66 Rp.81.406.588 Rp.25.316.326 Rp.56.090.262 Rp.5.469.239.994
67 Rp.81.406.588 Rp.25.574.763 Rp.55.831.825 Rp.5.443.665.231
68 Rp.81.406.588 Rp.25.835.839 Rp.55.570.749 Rp.5.417.829.392
69 Rp.81.406.588 Rp.26.099.580 Rp.55.307.008 Rp.5.391.729.812
70 Rp.81.406.588 Rp.26.366.013 Rp.55.040.575 Rp.5.365.363.799
71 Rp.81.406.588 Rp.26.635.166 Rp.54.771.422 Rp.5.338.728.633
72 Rp.81.406.588 Rp.26.907.067 Rp.54.499.521 Rp.5.311.821.566
73 Rp.81.406.588 Rp.27.181.743 Rp.54.224.845 Rp.5.284.639.823
74 Rp.81.406.588 Rp.27.459.223 Rp.53.947.365 Rp.5.257.180.600
75 Rp.81.406.588 Rp.27.739.536 Rp.53.667.052 Rp.5.229.441.064
76 Rp.81.406.588 Rp.28.022.710 Rp.53.383.878 Rp.5.201.418.354
77 Rp.81.406.588 Rp.28.308.776 Rp.53.097.812 Rp.5.173.109.578
78 Rp.81.406.588 Rp.28.597.761 Rp.52.808.827 Rp.5.144.511.817
79 Rp.81.406.588 Rp.28.889.697 Rp.52.516.891 Rp.5.115.622.120
80 Rp.81.406.588 Rp.29.184.612 Rp.52.221.976 Rp.5.086.437.508
81 Rp.81.406.588 Rp.29.482.538 Rp.51.924.050 Rp.5.056.954.970
82 Rp.81.406.588 Rp.29.783.506 Rp.51.623.082 Rp.5.027.171.464
83 Rp.81.406.588 Rp.30.087.546 Rp.51.319.042 Rp.4.997.083.918
84 Rp.81.406.588 Rp.30.394.690 Rp.51.011.898 Rp.4.966.689.228
85 Rp.81.406.588 Rp.30.704.969 Rp.50.701.619 Rp.4.935.984.259
86 Rp.81.406.588 Rp.31.018.415 Rp.50.388.173 Rp.4.904.965.844
87 Rp.81.406.588 Rp.31.335.062 Rp.50.071.526 Rp.4.873.630.782
88 Rp.81.406.588 Rp.31.654.940 Rp.49.751.648 Rp.4.841.975.842
89 Rp.81.406.588 Rp.31.978.085 Rp.49.428.503 Rp.4.809.997.757
90 Rp.81.406.588 Rp.32.304.528 Rp.49.102.060 Rp.4.777.693.229
91 Rp.81.406.588 Rp.32.634.303 Rp.48.772.285 Rp.4.745.058.926
92 Rp.81.406.588 Rp.32.967.445 Rp.48.439.143 Rp.4.712.091.481
93 Rp.81.406.588 Rp.33.303.987 Rp.48.102.601 Rp.4.678.787.494
94 Rp.81.406.588 Rp.33.643.966 Rp.47.762.622 Rp.4.645.143.528
95 Rp.81.406.588 Rp.33.987.414 Rp.47.419.174 Rp.4.611.156.114
96 Rp.81.406.588 Rp.34.334.369 Rp.47.072.219 Rp.4.576.821.745
97 Rp.81.406.588 Rp.34.684.866 Rp.46.721.722 Rp.4.542.136.879
98 Rp.81.406.588 Rp.35.038.941 Rp.46.367.647 Rp.4.507.097.938
99 Rp.81.406.588 Rp.35.396.630 Rp.46.009.958 Rp.4.471.701.308
100 Rp.81.406.588 Rp.35.757.970 Rp.45.648.618 Rp.4.435.943.338
101 Rp.81.406.588 Rp.36.123.000 Rp.45.283.588 Rp.4.399.820.338
102 Rp.81.406.588 Rp.36.491.755 Rp.44.914.833 Rp.4.363.328.583
103 Rp.81.406.588 Rp.36.864.275 Rp.44.542.313 Rp.4.326.464.308
104 Rp.81.406.588 Rp.37.240.598 Rp.44.165.990 Rp.4.289.223.710
105 Rp.81.406.588 Rp.37.620.763 Rp.43.785.825 Rp.4.251.602.947
106 Rp.81.406.588 Rp.38.004.808 Rp.43.401.780 Rp.4.213.598.139
107 Rp.81.406.588 Rp.38.392.774 Rp.43.013.814 Rp.4.175.205.365
108 Rp.81.406.588 Rp.38.784.700 Rp.42.621.888 Rp.4.136.420.665
109 Rp.81.406.588 Rp.39.180.627 Rp.42.225.961 Rp.4.097.240.038
110 Rp.81.406.588 Rp.39.580.596 Rp.41.825.992 Rp.4.057.659.442
111 Rp.81.406.588 Rp.39.984.648 Rp.41.421.940 Rp.4.017.674.794
112 Rp.81.406.588 Rp.40.392.824 Rp.41.013.764 Rp.3.977.281.970
113 Rp.81.406.588 Rp.40.805.168 Rp.40.601.420 Rp.3.936.476.802
114 Rp.81.406.588 Rp.41.221.721 Rp.40.184.867 Rp.3.895.255.081
115 Rp.81.406.588 Rp.41.642.526 Rp.39.764.062 Rp.3.853.612.555
116 Rp.81.406.588 Rp.42.067.627 Rp.39.338.961 Rp.3.811.544.928
117 Rp.81.406.588 Rp.42.497.067 Rp.38.909.521 Rp.3.769.047.861
118 Rp.81.406.588 Rp.42.930.891 Rp.38.475.697 Rp.3.726.116.970
119 Rp.81.406.588 Rp.43.369.144 Rp.38.037.444 Rp.3.682.747.826
120 Rp.81.406.588 Rp.43.811.871 Rp.37.594.717 Rp.3.638.935.955
121 Rp.81.406.588 Rp.44.259.117 Rp.37.147.471 Rp.3.594.676.838
122 Rp.81.406.588 Rp.44.710.929 Rp.36.695.659 Rp.3.549.965.909
123 Rp.81.406.588 Rp.45.167.353 Rp.36.239.235 Rp.3.504.798.556
124 Rp.81.406.588 Rp.45.628.436 Rp.35.778.152 Rp.3.459.170.120
125 Rp.81.406.588 Rp.46.094.226 Rp.35.312.362 Rp.3.413.075.894
126 Rp.81.406.588 Rp.46.564.772 Rp.34.841.816 Rp.3.366.511.122
127 Rp.81.406.588 Rp.47.040.120 Rp.34.366.468 Rp.3.319.471.002
128 Rp.81.406.588 Rp.47.520.322 Rp.33.886.266 Rp.3.271.950.680
129 Rp.81.406.588 Rp.48.005.425 Rp.33.401.163 Rp.3.223.945.255
130 Rp.81.406.588 Rp.48.495.480 Rp.32.911.108 Rp.3.175.449.775
131 Rp.81.406.588 Rp.48.990.538 Rp.32.416.050 Rp.3.126.459.237
132 Rp.81.406.588 Rp.49.490.650 Rp.31.915.938 Rp.3.076.968.587
133 Rp.81.406.588 Rp.49.995.867 Rp.31.410.721 Rp.3.026.972.720
134 Rp.81.406.588 Rp.50.506.241 Rp.30.900.347 Rp.2.976.466.479
135 Rp.81.406.588 Rp.51.021.826 Rp.30.384.762 Rp.2.925.444.653
136 Rp.81.406.588 Rp.51.542.674 Rp.29.863.914 Rp.2.873.901.979
137 Rp.81.406.588 Rp.52.068.839 Rp.29.337.749 Rp.2.821.833.140
138 Rp.81.406.588 Rp.52.600.375 Rp.28.806.213 Rp.2.769.232.765
139 Rp.81.406.588 Rp.53.137.337 Rp.28.269.251 Rp.2.716.095.428
140 Rp.81.406.588 Rp.53.679.781 Rp.27.726.807 Rp.2.662.415.647
141 Rp.81.406.588 Rp.54.227.762 Rp.27.178.826 Rp.2.608.187.885
142 Rp.81.406.588 Rp.54.781.337 Rp.26.625.251 Rp.2.553.406.548
143 Rp.81.406.588 Rp.55.340.563 Rp.26.066.025 Rp.2.498.065.985
144 Rp.81.406.588 Rp.55.905.498 Rp.25.501.090 Rp.2.442.160.487
145 Rp.81.406.588 Rp.56.476.200 Rp.24.930.388 Rp.2.385.684.287
146 Rp.81.406.588 Rp.57.052.728 Rp.24.353.860 Rp.2.328.631.559
147 Rp.81.406.588 Rp.57.635.141 Rp.23.771.447 Rp.2.270.996.418
148 Rp.81.406.588 Rp.58.223.500 Rp.23.183.088 Rp.2.212.772.918
149 Rp.81.406.588 Rp.58.817.864 Rp.22.588.724 Rp.2.153.955.054
150 Rp.81.406.588 Rp.59.418.297 Rp.21.988.291 Rp.2.094.536.757
151 Rp.81.406.588 Rp.60.024.859 Rp.21.381.729 Rp.2.034.511.898
152 Rp.81.406.588 Rp.60.637.612 Rp.20.768.976 Rp.1.973.874.286
153 Rp.81.406.588 Rp.61.256.621 Rp.20.149.967 Rp.1.912.617.665
154 Rp.81.406.588 Rp.61.881.949 Rp.19.524.639 Rp.1.850.735.716
155 Rp.81.406.588 Rp.62.513.661 Rp.18.892.927 Rp.1.788.222.055
156 Rp.81.406.588 Rp.63.151.821 Rp.18.254.767 Rp.1.725.070.234
157 Rp.81.406.588 Rp.63.796.496 Rp.17.610.092 Rp.1.661.273.738
158 Rp.81.406.588 Rp.64.447.752 Rp.16.958.836 Rp.1.596.825.986
159 Rp.81.406.588 Rp.65.105.656 Rp.16.300.932 Rp.1.531.720.330
160 Rp.81.406.588 Rp.65.770.276 Rp.15.636.312 Rp.1.465.950.054
161 Rp.81.406.588 Rp.66.441.681 Rp.14.964.907 Rp.1.399.508.373
162 Rp.81.406.588 Rp.67.119.940 Rp.14.286.648 Rp.1.332.388.433
163 Rp.81.406.588 Rp.67.805.123 Rp.13.601.465 Rp.1.264.583.310
164 Rp.81.406.588 Rp.68.497.300 Rp.12.909.288 Rp.1.196.086.010
165 Rp.81.406.588 Rp.69.196.543 Rp.12.210.045 Rp.1.126.889.467
166 Rp.81.406.588 Rp.69.902.925 Rp.11.503.663 Rp.1.056.986.542
167 Rp.81.406.588 Rp.70.616.517 Rp.10.790.071 Rp.986.370.025
168 Rp.81.406.588 Rp.71.337.394 Rp.10.069.194 Rp.915.032.631
169 Rp.81.406.588 Rp.72.065.630 Rp.9.340.958 Rp.842.967.001
170 Rp.81.406.588 Rp.72.801.300 Rp.8.605.288 Rp.770.165.701
171 Rp.81.406.588 Rp.73.544.480 Rp.7.862.108 Rp.696.621.221
172 Rp.81.406.588 Rp.74.295.246 Rp.7.111.342 Rp.622.325.975
173 Rp.81.406.588 Rp.75.053.677 Rp.6.352.911 Rp.547.272.298
174 Rp.81.406.588 Rp.75.819.850 Rp.5.586.738 Rp.471.452.448
175 Rp.81.406.588 Rp.76.593.844 Rp.4.812.744 Rp.394.858.604
176 Rp.81.406.588 Rp.77.375.740 Rp.4.030.848 Rp.317.482.864
177 Rp.81.406.588 Rp.78.165.617 Rp.3.240.971 Rp.239.317.247
178 Rp.81.406.588 Rp.78.963.558 Rp.2.443.030 Rp.160.353.689
179 Rp.81.406.588 Rp.79.769.644 Rp.1.636.944 Rp.80.584.045
180 Rp.81.406.588 Rp.80.584.045 Rp.822.629 Rp.0
Ubah Perhitungan KPR
Rp.
Rp.
%
thn
%
%
thn