{"id":195,"date":"2023-06-07T15:44:04","date_gmt":"2023-06-07T07:44:04","guid":{"rendered":""},"modified":"2023-06-30T15:28:27","modified_gmt":"2023-06-30T07:28:27","slug":"income-ceiling-executive-condominium-ec","status":"publish","type":"post","link":"https:\/\/www.99.co\/singapore\/glossary\/income-ceiling-executive-condominium-ec\/","title":{"rendered":"Income ceiling \u2013 Executive Condominium (EC)"},"content":{"rendered":"\n<h2 class=\"wp-block-heading\" id=\"h-what-is-an-executive-condominium-ec\"><strong>What is an Executive Condominium (EC)?&nbsp;<\/strong><\/h2>\n\n\n\n<p>Executive condominiums (EC), also known as &#8216;sandwich flats&#8217;, are designed for a small segment of potential homeowners who earn above the income limit for HDB flats but do not wish to or cannot purchase a private condominium.<\/p>\n\n\n\n<p>These housing units represent a blend of public and private housing. Initially sold as public housing, they undergo automatic privatisation after ten years.<\/p>\n\n\n\n<p>ECs excel in appearance and functionality, closely resembling private condominiums. They provide an array of amenities such as swimming pools, gyms, clubhouses, tennis courts, and more. Stringent security measures are implemented within the premises as well.<\/p>\n\n\n\n<p>Recommended article:<a href=\"https:\/\/www.99.co\/singapore\/insider\/bto-ec-resale-best-investment\/\"> BTO vs Resale vs EC: Which is best for investment?<\/a><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-is-there-an-income-ceiling-to-purchase-an-executive-condominium-ec\"><strong>Is there an income ceiling to purchase an Executive Condominium (EC)?&nbsp;<\/strong><\/h2>\n\n\n\n<p>While private condominiums are generally available for individuals with the necessary financial means, ECs have additional requirements.<\/p>\n\n\n\n<p>Similar to the eligibility criteria for obtaining an HDB flat, you must meet one of the following schemes to qualify:<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li>Public Scheme<\/li>\n\n\n\n<li>Fianc\u00e9\/Fianc\u00e9e Scheme<\/li>\n\n\n\n<li>Orphans Scheme<\/li>\n\n\n\n<li><a href=\"https:\/\/www.99.co\/singapore\/glossary\/joint-singles-scheme-jss\/\" target=\"_blank\" rel=\"noreferrer noopener\">Joint Singles Scheme (JSS)<\/a><\/li>\n<\/ol>\n\n\n\n<p>At least one applicant must be a Singapore citizen, and one of the applicants must be at least 21 years old. For the JSS, the minimum age requirement is 35 years.<\/p>\n\n\n\n<p>The only difference lies in the income ceiling, which is currently set at S$16,000 or below. If you and your co-applicant have a combined income exceeding S$16,000, you are not eligible to apply for an EC.<\/p>\n\n\n\n<p>Additionally, you are not allowed to own any other property locally or overseas or have disposed of any property within the last 30 months. Furthermore, you must not have recently purchased a new HDB or <a href=\"https:\/\/www.99.co\/singapore\/glossary\/design-build-and-sell-scheme-dbss\/\" target=\"_blank\" rel=\"noreferrer noopener\">Design, Build and Sell Scheme (DBSS)<\/a> flat or EC, received a CPF Housing Grant, or already owned one of these properties or received a CPF Housing Grant in the past.<\/p>\n\n\n\n<p>The information provided was accurate at the time of publication. For the latest changes and updates, head over to the <a href=\"https:\/\/www.hdb.gov.sg\/residential\/buying-a-flat\/executive-condominium\/eligibility#:~:text=All%20applicants%20and%20occupiers%20listed,unit%20from%20a%20property%20developer\">official website<\/a>.<\/p>\n\n\n\n<p>Recommended article: <a href=\"https:\/\/www.99.co\/singapore\/insider\/4-observations-on-the-new-hdb-ec-income-ceiling-enhanced-housing-grant\/\">4 observations on the new HDB\/EC income ceiling, Enhanced Housing Grant<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>What is an Executive Condominium (EC)?&nbsp; Executive condominiums (EC), also known as &#8216;sandwich flats&#8217;, are designed for a small segment of potential homeowners who earn above the income limit for HDB flats but do not wish to or cannot purchase a private condominium. These housing units represent a blend of public and private housing. Initially&hellip;<\/p>\n","protected":false},"author":5,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_relevanssi_hide_post":"","_relevanssi_hide_content":"","_relevanssi_pin_for_all":"","_relevanssi_pin_keywords":"","_relevanssi_unpin_keywords":"","_relevanssi_related_keywords":"","_relevanssi_related_include_ids":"","_relevanssi_related_exclude_ids":"","_relevanssi_related_no_append":"","_relevanssi_related_not_related":"","_relevanssi_related_posts":"","_relevanssi_noindex_reason":"","_genesis_hide_title":false,"_genesis_hide_breadcrumbs":false,"_genesis_hide_singular_image":false,"_genesis_hide_footer_widgets":false,"_genesis_custom_body_class":"","_genesis_custom_post_class":"","_genesis_layout":"","footnotes":""},"categories":[91],"tags":[],"class_list":{"2":"type-post","7":"entry"},"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v20.7 (Yoast SEO v25.3) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Income ceiling \u2013 Executive Condominium (EC) in Singapore<\/title>\n<meta name=\"description\" content=\"Income ceiling \u2013 Executive Condominium (EC) is an important term that helps you understand real estate industry better. 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