{"id":11081,"date":"2017-07-17T02:32:36","date_gmt":"2017-07-16T18:32:36","guid":{"rendered":"https:\/\/www.99.co\/blog\/singapore\/?p=11081"},"modified":"2022-07-01T04:07:43","modified_gmt":"2022-06-30T20:07:43","slug":"homeowners-guide-house-hunting","status":"publish","type":"post","link":"https:\/\/www.99.co\/singapore\/insider\/homeowners-guide-house-hunting\/","title":{"rendered":"A homeowner’s guide to house hunting"},"content":{"rendered":"
<\/div>

There are tons of guides out there which talk about the financial aspects of purchasing property, and debate the merits of getting a <\/span>Built To Order versus a resale flat<\/span><\/a>. For those of you who have more or less settled that part of house hunting and are now deciding on which specific unit to purchase, we\u2019ve compiled this handy guide comprising of invaluable house hunting tips. (Cover image credits<\/a>)<\/span><\/p>\n

#1: House hunting for a unit located near the MRT<\/b><\/h3>\n

\"train
\nIf you want to stay near the MRT, you\u2019ll have to pay a premium – simple as that. Is it really worth it, though? Just think about it – the government is aggressively working on rail transit projects, and <\/span>by 2030, 8 in 10 households will live within 10 minutes of an MRT station<\/span><\/a>. Taking this into consideration, if you can exercise a little patience, it might not make that much sense to fork out the extra tens of thousands of dollars today.<\/span><\/p>\n

#2: Having a unit on a high floor might not be better<\/b><\/h3>\n

There\u2019s a lot of contradictory opinions when it comes to whether staying on a high floor or low floor is better. There are those who say that living on a low floor means that you\u2019ll have to clean your home more often, because you\u2019re closer to the ground, where the dirt accumulates. Then there are those who say that living on a higher level will guarantee a dusty home, because the windiness brings along more dust.<\/span><\/p>\n

When it comes to noise levels, there\u2019s no consensus on whether high or low floors have it better, either. When you\u2019re staying on a low floor, you\u2019re more susceptible to noise from the void deck and surrounding area; when you\u2019re staying on a high floor, you\u2019ll be plagued by traffic noise from nearby roads (and highways, if any). <\/span><\/p>\n

Our take on this? There are more important factors to take into consideration when house hunting – whether it\u2019s on a high floor or low floor shouldn\u2019t be a complete dealbreaker. <\/span><\/p>\n

#3: Be on the lookout for signs of loanshark activity while house hunting<\/b><\/h3>\n

\"CCTV
\nPurchasing a resale flat? It\u2019s unlikely that you\u2019re that <\/span>suay <\/span><\/i>(read: unfortunate) to have picked a unit that\u2019s getting harassed by loan sharks, but we\u2019d recommending doing a general check anyway, just to be safe. Here are some signs that should raise red flags:<\/span><\/p>\n

– If there\u2019s a CCTV installed outside the unit <\/span><\/p>\n

– If the front door looks newly painted<\/span><\/p>\n

– If the lock on the door looks very new as compared to the gate (the owners might have replaced an older lock which was tampered with) <\/span><\/p>\n

If the unit you\u2019re looking to purchase displays any of the above signs, be sure to have a chat with the neighbours and ask them if there\u2019s been any disturbances or trouble in the area of late. Better safe than sorry! \u00a0<\/span><\/p>\n

#4: Check if your resale flat has been upgraded<\/b><\/h3>\n

For those looking to purchase a resale flat, do check with the owners whether the flat has been upgraded, or whether it\u2019s due for upgrading. Depending on what kind of upgrading works are yet to be completed (this includes the Home Improvement Programme, Lift Upgrading Programme, and more), you might need to fork out a few thousands extra for when this does happen.<\/span><\/p>\n

#5: Check and double-check your unit of choice before committing<\/b><\/h3>\n

\"talking<\/p>\n

(<\/span>Credits<\/span><\/a>)<\/span><\/p>\n

If you\u2019re going for Sales of Balance Flats (SBF), at least, it pays to be overcautious. Apparently, the information provided by HDB online isn\u2019t completely updated, and can be highly misleading.<\/span><\/p>\n

Here\u2019s what we mean – we have a colleague who turned up at her first appointment with HDB, intending to choose a particular unit that would reportedly be completed further down the road. She wasn\u2019t aware that construction had wrapped up ahead of time, and it was only after \u201clocking in\u201d her unit of choice that the HDB officer told her she would have to collect her keys within just three months, contrary to what the HDB website led her to believe. <\/span><\/p>\n

Moral of the story: for those who are buying an SBF flat, once you\u2019ve narrowed down your options to a select few, call up HDB and request to speak with an officer. You\u2019ll want to check that all the details online are accurate (unless your timeline is flexible, and you\u2019re fine with making payment and moving in either sooner or later than the stipulated time)!<\/span><\/p>\n

House hunting and buying a home (especially in land-scarce Singapore) is a huge commitment – so make sure you don\u2019t rush through the process, and take all the time you need to make the right decision. Also make sure you\u2019ve got your finances sorted; if you\u2019re not 100% clear on the expenses involved in purchasing a home, check out our article on <\/span>5 hidden property costs that can bleed you dry when buying a home<\/span><\/a>. Best of luck!<\/span><\/p>\n

Find the home of your dreams today at Singapore\u2019s largest property portal 99.co<\/a>!<\/p>\n","protected":false},"excerpt":{"rendered":"

There are tons of guides out there which talk about the financial aspects of purchasing property, and debate the merits of getting a Built To Order versus a resale flat. For those of you who have more or less settled that part of house hunting and are now deciding on which specific unit to purchase,…<\/p>\n","protected":false},"author":36,"featured_media":54810,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_relevanssi_hide_post":"","_relevanssi_hide_content":"","_relevanssi_pin_for_all":"","_relevanssi_pin_keywords":"","_relevanssi_unpin_keywords":"","_relevanssi_related_keywords":"","_relevanssi_related_include_ids":"","_relevanssi_related_exclude_ids":"","_relevanssi_related_no_append":"","_relevanssi_related_not_related":"","_relevanssi_related_posts":"","_relevanssi_noindex_reason":"","_lmt_disableupdate":"","_lmt_disable":"","_genesis_hide_title":false,"_genesis_hide_breadcrumbs":false,"_genesis_hide_singular_image":false,"_genesis_hide_footer_widgets":false,"_genesis_custom_body_class":"","_genesis_custom_post_class":"","_genesis_layout":"","footnotes":""},"categories":[53589,57131],"tags":[54176,54263,53711,53641],"persona":[],"class_list":{"2":"type-post","13":"entry","14":"has-post-thumbnail"},"acf":[],"yoast_head":"\nA homeowner's guide to house hunting - 99.co<\/title>\n<meta name=\"description\" content=\"House hunting is all-important part of the home buying process. 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