{"id":24863,"date":"2022-06-22T08:05:55","date_gmt":"2022-06-22T00:05:55","guid":{"rendered":"https:\/\/www.99.co\/blog\/singapore\/?p=24863"},"modified":"2026-05-08T16:52:44","modified_gmt":"2026-05-08T08:52:44","slug":"when-should-you-pick-a-regular-condo-over-an-ec","status":"publish","type":"post","link":"https:\/\/www.99.co\/singapore\/insider\/when-should-you-pick-a-regular-condo-over-an-ec\/","title":{"rendered":"When should you pick a regular condo over an EC?"},"content":{"rendered":"<div id=\"bsf_rt_marker\"><\/div><p>While an <a href=\"https:\/\/www.99.co\/singapore\/sale\/executive-condominiums\" target=\"_blank\" rel=\"noopener\">Executive Condominium<\/a> (EC) is more attractive price-wise, there are sometimes good reasons to pick a regular <a href=\"https:\/\/www.99.co\/singapore\/condos-apartments\" target=\"_blank\" rel=\"noopener\">condo<\/a>. Here&#8217;s what you need to consider.<\/p>\n<h2><strong>What advantages does a regular condo have over an EC?<\/strong><\/h2>\n<p>The key points of difference to note are:<\/p>\n<ul>\n<li>Ability to rent out the whole unit immediately<\/li>\n<li>Flexibility of sale<\/li>\n<li>Buying restrictions<\/li>\n<\/ul>\n<h3><strong>1. Ability to rent out the whole unit immediately<\/strong><\/h3>\n<p>The biggest difference between a regular condo and an EC comes in the first 10 years, and soon <a href=\"https:\/\/www.99.co\/singapore\/insider\/new-executive-condominium-ec-policies-announced-longer-mop-no-more-dps-higher-priority-for-first-timers\/#h-deferred-payment-scheme-dps-to-be-removed\" target=\"_blank\" rel=\"noopener\">15 years<\/a> for upcoming ECs launched from the <a href=\"https:\/\/www.99.co\/singapore\/insider\/upcoming-executive-condo-sites-2026-2027\/#h-upcoming-ec-sites-in-2026-1h2026-gls-programme\" target=\"_blank\" rel=\"noopener\">1H2026 GLS Programme<\/a> onwards. During this time, ECs count as HDB properties. You can&#8217;t sell or rent out the whole EC unit before the <a href=\"https:\/\/www.99.co\/singapore\/insider\/property-jargon-of-the-day-minimum-occupation-period-mop\/\" target=\"_blank\" rel=\"noopener\">Minimum Occupation Period (MOP)<\/a> is reached. (You can rent out the rooms, but you will still have to notify HDB about it.)<\/p>\n<p>This makes a big difference if you&#8217;re more focused on investment than home ownership. For instance, your plan is to stay with your parents, and then buy and rent out a condo.<\/p>\n<p>Yes, the capital outlay to buy a new EC is cheaper than buying a condo. For instance, a 3-bedder at <a href=\"https:\/\/www.99.co\/singapore\/condos-apartments\/reviews\/north-gaia\" target=\"_blank\" rel=\"noopener\">North Gaia<\/a> averages around S$1.3 million. In comparison, a 3-bedder at <a href=\"https:\/\/www.99.co\/singapore\/condos-apartments\/the-commodore\" target=\"_blank\" rel=\"noopener\">The Commodore<\/a> averages around S$1.5 million. So you save around S$200,000 with an EC.<\/p>\n<p>You can get a bank loan of S$975,000 for your EC (at a maximum <a href=\"https:\/\/www.99.co\/singapore\/insider\/property-jargon-of-the-day-ltv-ratio\/\" target=\"_blank\" rel=\"noopener\">LTV of 75%<\/a>). Assuming an interest rate of 2% per annum, over 25 years, this comes to a total monthly repayment of about S$4,133.<\/p>\n<p>Now you can&#8217;t rent out the unit for the first five years, so you&#8217;re forced to pay this mortgage out of pocket. Over five years, that comes to a cost of S$247,980 \u2014 more than the S$200,000 you &#8220;saved&#8221;.<\/p>\n<p>Even if you decide to rent out one room, you\u2019d still be earning less than what you\u2019d have made if you were to go for a condo and rent out the whole unit.<\/p>\n<h3><strong>2. Flexibility of sale<\/strong><\/h3>\n<p>There is a limitation on selling a regular condo, as the <a href=\"https:\/\/www.99.co\/singapore\/insider\/sellers-stamp-duty-before-selling-within-three-years\/\" target=\"_blank\" rel=\"noopener\">Seller&#8217;s Stamp Duty (SSD)<\/a>. This stamp duty imposes a tax of 12% if you sell in the first year, 8% in the second year, and 4% in the third year.<\/p>\n<figure id=\"attachment_24880\" aria-describedby=\"caption-attachment-24880\" style=\"width: 600px\" class=\"wp-caption aligncenter\"><img decoding=\"async\" class=\"wp-image-24880\" src=\"https:\/\/www.99.co\/singapore\/insider\/wp-content\/uploads\/2019\/04\/sellers-stamp-duty-tax.jpg\" alt=\"coins with the word tax\" width=\"600\" height=\"401\" \/><figcaption id=\"caption-attachment-24880\" class=\"wp-caption-text\">The sale of a regular condo is limited by the Seller&#8217;s Stamp Duty (SSD).<\/figcaption><\/figure>\n<p>However, you&#8217;re free to sell without penalty from the fourth year onward. This is still two years shorter than the MOP.<\/p>\n<p>This flexibility can be important. For example, what happens if you face a financial emergency in the fourth or fifth year and need to downgrade? With an EC, you&#8217;re stuck because of the MOP. With a regular condo, you can quickly cash out to downgrade and tackle the situation.<\/p>\n<p>If your financial situation is more volatile than most people&#8217;s (e.g. you run your own business, or work on commissions), don&#8217;t underestimate the importance of having no MOP restriction.<\/p>\n<p>On top of that, an EC has a limited pool of buyers before the full privatisation. As long as it&#8217;s still counted as an HDB property, you can&#8217;t sell the EC to a foreign buyer. As any property agent can tell you, though, narrowing the pool of buyers lowers your odds of finding a good price.<\/p>\n<h3><strong>3. Buying restrictions<\/strong><\/h3>\n<p>You need to <a href=\"https:\/\/www.hdb.gov.sg\/residential\/buying-a-flat\/executive-condominium\/eligibility\" target=\"_blank\" rel=\"noopener\">qualify under one of the following schemes<\/a> to buy an EC:<\/p>\n<ul>\n<li>Public Scheme<\/li>\n<li>Fiance \/ Fiancee Scheme<\/li>\n<li>Orphans Scheme<\/li>\n<li>Joint Singles Scheme<\/li>\n<\/ul>\n<p>You need to be a Singapore citizen aged at least 21, and your co-applicant needs to be a Singapore citizen or Permanent Resident. If you&#8217;re applying under the Joint Singles Scheme, both you and your co-applicant must be citizens and be at least 35 years old.<\/p>\n<figure id=\"attachment_23065\" aria-describedby=\"caption-attachment-23065\" style=\"width: 600px\" class=\"wp-caption aligncenter\"><img decoding=\"async\" class=\"wp-image-23065\" src=\"https:\/\/www.99.co\/singapore\/insider\/wp-content\/uploads\/2019\/02\/Asian-guy-with-laptop.jpg\" alt=\"a man looking at a laptop\" width=\"600\" height=\"400\" srcset=\"https:\/\/www.99.co\/singapore\/insider\/wp-content\/uploads\/2019\/02\/Asian-guy-with-laptop.jpg 2121w, https:\/\/www.99.co\/singapore\/insider\/wp-content\/uploads\/2019\/02\/Asian-guy-with-laptop-1536x1024.jpg 1536w, https:\/\/www.99.co\/singapore\/insider\/wp-content\/uploads\/2019\/02\/Asian-guy-with-laptop-2048x1365.jpg 2048w, https:\/\/www.99.co\/singapore\/insider\/wp-content\/uploads\/2019\/02\/Asian-guy-with-laptop-150x100.jpg 150w\" sizes=\"(max-width: 600px) 100vw, 600px\" \/><figcaption id=\"caption-attachment-23065\" class=\"wp-caption-text\">If you&#8217;re a single buying an EC, you must apply with a co-applicant. Both of you must also be Singapore citizens aged at least 35.<\/figcaption><\/figure>\n<p>On top of all that, you must not own or have sold any private property (locally or abroad) for the past 30 months, and your household income cannot exceed S$16,000 per month.<\/p>\n<p>There is, of course, no such restriction with a regular condo. In particular, there&#8217;s no age restriction. If you&#8217;re a single Permanent Resident aged 28 who can afford it, you can just go for it and get a regular condo.<\/p>\n    <section id=\"portal-widget-tab-panel-6af0a44f07c07\" class=\"portal-widget-tab-panel\">\n        <div class=\"swiper-container\" id=\"swiper-container-6af0a44f07c07\">\n                        <div class=\"row-title-widget\">\n                <div class=\"portal-widget-carousel-title-left\"><h4 class=\"portal-widget-title\">Condos for sale<\/h4><\/div>\n                <div class=\"portal-widget-carousel-title-right text-right\"><span class=\"portal-widget-see-all-link link-top\"><a href=\"\" class=\"nndc-open-app-link\" data-url=\"https:\/\/www.99.co\/singapore\/sale?listing_type=sale&amp;main_category=condo&amp;map_bounds=1.046604%2C103.449121%2C1.582849%2C104.245061&amp;name=Singapore&amp;page_num=1&amp;page_size=35&amp;property_segments=residential&amp;query_coords=1.354883%2C103.817413&amp;query_ids=singapore&amp;query_limit=radius&amp;query_type=city&amp;radius_max=1000&amp;rental_type=&amp;show_cluster_preview=true&amp;show_description=true&amp;show_future_mrts=true&amp;show_internal_linking=true&amp;show_meta_description=true&amp;show_nearby=true&amp;zoom=11&utm_source=blog&utm_medium=widget\">See all listings<\/a><\/span><\/div>\n            <\/div>\n                        <div class=\"portal-widget-carousel swiper-wrapper\">\n                                    <div class=\"portal-widget-carousel__card swiper-slide\">\n                                                <div class=\"card-image\">\n                            <img decoding=\"async\" src=\"https:\/\/pic2.99.co\/v3\/ChjqMTTf2jHxWZTUj6xZrZ?text=Raymond+Tan&sampling=lanczos&version=1&height=600&width=800&mode=fill&quality=80&convert_if_png=true&signature=7c9e0e8288b9efde83ebd8d7c15a68dab484ae52\" alt=\"Parc Rosewood Photo\">\n                        <\/div>\n                        <div class=\"card-description\">\n                            <div class=\"card-text card-title\">Parc Rosewood<\/div>\n                            <div class=\"card-text card-subtitle\">71 Rosewood Dr \u00b7 D25<\/div>\n                            <div class=\"card-text card-room\">\n                                <div >\n                                    <img decoding=\"async\" src=\"https:\/\/www.99.co\/singapore\/insider\/wp-content\/plugins\/nndc-portal\/public\/partials\/..\/images\/bed-icon.svg\" alt=\"bedroom\">\n                                    <span>2<\/span>\n                                <\/div>\n                                <div >\n                                    <img decoding=\"async\" src=\"https:\/\/www.99.co\/singapore\/insider\/wp-content\/plugins\/nndc-portal\/public\/partials\/..\/images\/bath-icon.svg\" alt=\"bathroom\">\n                                    <span>1<\/span>\n                                <\/div>\n                                <div >\n                                    <span>764 sqft<\/span>\n                                <\/div>\n                            <\/div>\n                            <div class=\"card-text card-price\">S$ 920,000<\/div>\n                        <\/div>\n                        <div class=\"card-button\">\n                            <button class=\"btn-view-listing nndc-open-app-link\" data-url=\"https:\/\/www.99.co\/singapore\/sale\/property\/parc-rosewood-condo-eYTU85DpWt7W9Sqmzmqk5L?utm_source=blog&utm_medium=widget\">View this listing<\/button>\n                        <\/div>\n                    <\/div>\n                                    <div class=\"portal-widget-carousel__card swiper-slide\">\n                            <div class=\"portal-widget-formatted-tags\">\n            <\/div>\n                        <div class=\"card-image\">\n                            <img decoding=\"async\" src=\"https:\/\/pic2.99.co\/v3\/Xg7PgH9yznowTYLYroQeu9?text=Serena+Goh&sampling=lanczos&version=1&height=600&width=800&mode=fill&quality=80&convert_if_png=true&signature=8019fd92a8171447d21f1cb1ac8bb019187bb236\" alt=\"The Acacias Photo\">\n                        <\/div>\n                        <div class=\"card-description\">\n                            <div class=\"card-text card-title\">The Acacias<\/div>\n                            <div class=\"card-text card-subtitle\">21 Sommerville Rd \u00b7 D13<\/div>\n                            <div class=\"card-text card-room\">\n                                <div >\n                                    <img decoding=\"async\" src=\"https:\/\/www.99.co\/singapore\/insider\/wp-content\/plugins\/nndc-portal\/public\/partials\/..\/images\/bed-icon.svg\" alt=\"bedroom\">\n                                    <span>3<\/span>\n                                <\/div>\n                                <div >\n                                    <img decoding=\"async\" src=\"https:\/\/www.99.co\/singapore\/insider\/wp-content\/plugins\/nndc-portal\/public\/partials\/..\/images\/bath-icon.svg\" alt=\"bathroom\">\n                                    <span>3<\/span>\n                                <\/div>\n                                <div >\n                                    <span>1,733 sqft<\/span>\n                                <\/div>\n                            <\/div>\n                            <div class=\"card-text card-price\">S$ 3,250,000<\/div>\n                        <\/div>\n                        <div class=\"card-button\">\n                            <button class=\"btn-view-listing nndc-open-app-link\" data-url=\"https:\/\/www.99.co\/singapore\/sale\/property\/the-acacias-condo-N6Mjx2MU5N9LHNNe3CBi65?utm_source=blog&utm_medium=widget\">View this listing<\/button>\n                        <\/div>\n                    <\/div>\n                                    <div class=\"portal-widget-carousel__card swiper-slide\">\n                            <div class=\"portal-widget-formatted-tags\">\n            <\/div>\n                        <div class=\"card-image\">\n                            <img decoding=\"async\" src=\"https:\/\/pic2.99.co\/v3\/vM8mpcPLJZD4qMcaKsmKam?text=Shawn+Tham&sampling=lanczos&version=1&height=600&width=800&mode=fill&quality=80&convert_if_png=true&signature=c604edbd79f8565c3a20485df374be7ba408a2d7\" alt=\"PS100 Photo\">\n                        <\/div>\n                        <div class=\"card-description\">\n                            <div class=\"card-text card-title\">PS100<\/div>\n                            <div class=\"card-text card-subtitle\">100 Peck Seah St \u00b7 D2<\/div>\n                            <div class=\"card-text card-room\">\n                                <div >\n                                    <img decoding=\"async\" src=\"https:\/\/www.99.co\/singapore\/insider\/wp-content\/plugins\/nndc-portal\/public\/partials\/..\/images\/bed-icon.svg\" alt=\"bedroom\">\n                                    <span>0<\/span>\n                                <\/div>\n                                <div >\n                                    <img decoding=\"async\" src=\"https:\/\/www.99.co\/singapore\/insider\/wp-content\/plugins\/nndc-portal\/public\/partials\/..\/images\/bath-icon.svg\" alt=\"bathroom\">\n                                    <span>1<\/span>\n                                <\/div>\n                                <div >\n                                    <span>517 sqft<\/span>\n                                <\/div>\n                            <\/div>\n                            <div class=\"card-text card-price\">S$ 1,500,000<\/div>\n                        <\/div>\n                        <div class=\"card-button\">\n                            <button class=\"btn-view-listing nndc-open-app-link\" data-url=\"https:\/\/www.99.co\/singapore\/sale\/property\/ps100-condo-mM3LEkLALimKBGjXedL6m2?utm_source=blog&utm_medium=widget\">View this listing<\/button>\n                        <\/div>\n                    <\/div>\n                                    <div class=\"portal-widget-carousel__card swiper-slide\">\n                                                <div class=\"card-image\">\n                            <img decoding=\"async\" src=\"https:\/\/pic2.99.co\/v3\/UkZ9ASaboyVjQei4EX365R?text=Irene+Ang&sampling=lanczos&version=1&height=600&width=800&mode=fill&quality=80&convert_if_png=true&signature=e0a4cb610277550b91de21ed9c575a5808f1f03a\" alt=\"Suites 28 Photo\">\n                        <\/div>\n                        <div class=\"card-description\">\n                            <div class=\"card-text card-title\">Suites 28<\/div>\n                            <div class=\"card-text card-subtitle\">28 Lor 30 Geylang \u00b7 D14<\/div>\n                            <div class=\"card-text card-room\">\n                                <div >\n                                    <img decoding=\"async\" src=\"https:\/\/www.99.co\/singapore\/insider\/wp-content\/plugins\/nndc-portal\/public\/partials\/..\/images\/bed-icon.svg\" alt=\"bedroom\">\n                                    <span>2<\/span>\n                                <\/div>\n                                <div >\n                                    <img decoding=\"async\" src=\"https:\/\/www.99.co\/singapore\/insider\/wp-content\/plugins\/nndc-portal\/public\/partials\/..\/images\/bath-icon.svg\" alt=\"bathroom\">\n                                    <span>2<\/span>\n                                <\/div>\n                                <div >\n                                    <span>936 sqft<\/span>\n                                <\/div>\n                            <\/div>\n                            <div class=\"card-text card-price\">S$ 1,300,000<\/div>\n                        <\/div>\n                        <div class=\"card-button\">\n                            <button class=\"btn-view-listing nndc-open-app-link\" data-url=\"https:\/\/www.99.co\/singapore\/sale\/property\/suites-28-condo-xzkZ2oxQrUCA3BTngsDFsB?utm_source=blog&utm_medium=widget\">View this listing<\/button>\n                        <\/div>\n                    <\/div>\n                                    <div class=\"portal-widget-carousel__card swiper-slide\">\n                                                <div class=\"card-image\">\n                            <img decoding=\"async\" src=\"https:\/\/pic2.99.co\/v3\/hZUDYXDLT6rJserntLJ8KQ?text=Irene+Ang&sampling=lanczos&version=1&height=600&width=800&mode=fill&quality=80&convert_if_png=true&signature=825c5f577f701c660534c0b9a3268cf459f36c37\" alt=\"Cairnhill 16 Photo\">\n                        <\/div>\n                        <div class=\"card-description\">\n                            <div class=\"card-text card-title\">Cairnhill 16<\/div>\n                            <div class=\"card-text card-subtitle\">16 Cairnhill Rise \u00b7 D9<\/div>\n                            <div class=\"card-text card-room\">\n                                <div >\n                                    <img decoding=\"async\" src=\"https:\/\/www.99.co\/singapore\/insider\/wp-content\/plugins\/nndc-portal\/public\/partials\/..\/images\/bed-icon.svg\" alt=\"bedroom\">\n                                    <span>2<\/span>\n                                <\/div>\n                                <div >\n                                    <img decoding=\"async\" src=\"https:\/\/www.99.co\/singapore\/insider\/wp-content\/plugins\/nndc-portal\/public\/partials\/..\/images\/bath-icon.svg\" alt=\"bathroom\">\n                                    <span>2<\/span>\n                                <\/div>\n                                <div >\n                                    <span>775 sqft<\/span>\n                                <\/div>\n                            <\/div>\n                            <div class=\"card-text card-price\">S$ 2,280,000<\/div>\n                        <\/div>\n                        <div class=\"card-button\">\n                            <button class=\"btn-view-listing nndc-open-app-link\" data-url=\"https:\/\/www.99.co\/singapore\/sale\/property\/cairnhill-16-condo-c3FcefPpRA6LQJRN2dWtB4?utm_source=blog&utm_medium=widget\">View this listing<\/button>\n                        <\/div>\n                    <\/div>\n                                    <div class=\"portal-widget-carousel__card swiper-slide\">\n                                                <div class=\"card-image\">\n                            <img decoding=\"async\" src=\"https:\/\/pic2.99.co\/v3\/fnZVGaMBYMmLHxDGkKtMiK?text=Leonard+Yong&sampling=lanczos&version=1&height=600&width=800&mode=fill&quality=80&convert_if_png=true&signature=e05359734095c9735d8bb5b6245a438e6ee2f8a6\" alt=\"Tribeca Photo\">\n                        <\/div>\n                        <div class=\"card-description\">\n                            <div class=\"card-text card-title\">Tribeca<\/div>\n                            <div class=\"card-text card-subtitle\">60 Kim Seng Rd \u00b7 D9<\/div>\n                            <div class=\"card-text card-room\">\n                                <div >\n                                    <img decoding=\"async\" src=\"https:\/\/www.99.co\/singapore\/insider\/wp-content\/plugins\/nndc-portal\/public\/partials\/..\/images\/bed-icon.svg\" alt=\"bedroom\">\n                                    <span>1<\/span>\n                                <\/div>\n                                <div >\n                                    <img decoding=\"async\" src=\"https:\/\/www.99.co\/singapore\/insider\/wp-content\/plugins\/nndc-portal\/public\/partials\/..\/images\/bath-icon.svg\" alt=\"bathroom\">\n                                    <span>1<\/span>\n                                <\/div>\n                                <div >\n                                    <span>570 sqft<\/span>\n                                <\/div>\n                            <\/div>\n                            <div class=\"card-text card-price\">S$ 1,370,000<\/div>\n                        <\/div>\n                        <div class=\"card-button\">\n                            <button class=\"btn-view-listing nndc-open-app-link\" data-url=\"https:\/\/www.99.co\/singapore\/sale\/property\/tribeca-condo-8B9n5rXoK8X6qZycsRWUXC?utm_source=blog&utm_medium=widget\">View this listing<\/button>\n                        <\/div>\n                    <\/div>\n                                    <div class=\"portal-widget-carousel__card swiper-slide\">\n                                                <div class=\"card-image\">\n                            <img decoding=\"async\" src=\"https:\/\/pic2.99.co\/v3\/Zd2KZhxbn8bwmsepJyE8MR?text=Shawn+Yong&sampling=lanczos&version=1&height=600&width=800&mode=fill&quality=80&convert_if_png=true&signature=eaf69ac21ac9e9edd1d69a763d806dbab95507ea\" alt=\"Summer Scent Photo\">\n                        <\/div>\n                        <div class=\"card-description\">\n                            <div class=\"card-text card-title\">Summer Scent<\/div>\n                            <div class=\"card-text card-subtitle\">11 Kang Choo Bin Rd \u00b7 D19<\/div>\n                            <div class=\"card-text card-room\">\n                                <div >\n                                    <img decoding=\"async\" src=\"https:\/\/www.99.co\/singapore\/insider\/wp-content\/plugins\/nndc-portal\/public\/partials\/..\/images\/bed-icon.svg\" alt=\"bedroom\">\n                                    <span>2<\/span>\n                                <\/div>\n                                <div >\n                                    <img decoding=\"async\" src=\"https:\/\/www.99.co\/singapore\/insider\/wp-content\/plugins\/nndc-portal\/public\/partials\/..\/images\/bath-icon.svg\" alt=\"bathroom\">\n                                    <span>2<\/span>\n                                <\/div>\n                                <div >\n                                    <span>958 sqft<\/span>\n                                <\/div>\n                            <\/div>\n                            <div class=\"card-text card-price\">S$ 1,330,000<\/div>\n                        <\/div>\n                        <div class=\"card-button\">\n                            <button class=\"btn-view-listing nndc-open-app-link\" data-url=\"https:\/\/www.99.co\/singapore\/sale\/property\/summer-scent-condo-bbzaG9twh9FwTZ8HKhcnom?utm_source=blog&utm_medium=widget\">View this listing<\/button>\n                        <\/div>\n                    <\/div>\n                                    <div class=\"portal-widget-carousel__card swiper-slide\">\n                                                <div class=\"card-image\">\n                            <img decoding=\"async\" src=\"https:\/\/pic2.99.co\/v3\/hEuWdMGhUhMVYyj7rDgYs2?text=Zach+Lin&sampling=lanczos&version=1&height=600&width=800&mode=fill&quality=80&convert_if_png=true&signature=eeaa73e6a7060e5f4229ce566b41aaa42bf08187\" alt=\"Liv @ MB Photo\">\n                        <\/div>\n                        <div class=\"card-description\">\n                            <div class=\"card-text card-title\">Liv @ MB<\/div>\n                            <div class=\"card-text card-subtitle\">114B Arthur Rd \u00b7 D15<\/div>\n                            <div class=\"card-text card-room\">\n                                <div >\n                                    <img decoding=\"async\" src=\"https:\/\/www.99.co\/singapore\/insider\/wp-content\/plugins\/nndc-portal\/public\/partials\/..\/images\/bed-icon.svg\" alt=\"bedroom\">\n                                    <span>2<\/span>\n                                <\/div>\n                                <div >\n                                    <img decoding=\"async\" src=\"https:\/\/www.99.co\/singapore\/insider\/wp-content\/plugins\/nndc-portal\/public\/partials\/..\/images\/bath-icon.svg\" alt=\"bathroom\">\n                                    <span>1<\/span>\n                                <\/div>\n                                <div >\n                                    <span>646 sqft<\/span>\n                                <\/div>\n                            <\/div>\n                            <div class=\"card-text card-price\">S$ 1,729,888<\/div>\n                        <\/div>\n                        <div class=\"card-button\">\n                            <button class=\"btn-view-listing nndc-open-app-link\" data-url=\"https:\/\/www.99.co\/singapore\/sale\/property\/liv-mb-condo-3u95oZAYbScEfJUbEHFc6t?utm_source=blog&utm_medium=widget\">View this listing<\/button>\n                        <\/div>\n                    <\/div>\n                                    <div class=\"portal-widget-carousel__card swiper-slide\">\n                                                <div class=\"card-image\">\n                            <img decoding=\"async\" src=\"https:\/\/pic2.99.co\/v3\/Lgn5ArskGUtSc9ToiJNvXU?text=Lincoln+Choo&sampling=lanczos&version=1&height=600&width=800&mode=fill&quality=80&convert_if_png=true&signature=f9052f7a0f2c7865951a77a6506ad1f5883555c2\" alt=\"Parc Centennial Photo\">\n                        <\/div>\n                        <div class=\"card-description\">\n                            <div class=\"card-text card-title\">Parc Centennial<\/div>\n                            <div class=\"card-text card-subtitle\">100 Kg Java Rd \u00b7 D9<\/div>\n                            <div class=\"card-text card-room\">\n                                <div >\n                                    <img decoding=\"async\" src=\"https:\/\/www.99.co\/singapore\/insider\/wp-content\/plugins\/nndc-portal\/public\/partials\/..\/images\/bed-icon.svg\" alt=\"bedroom\">\n                                    <span>2<\/span>\n                                <\/div>\n                                <div >\n                                    <img decoding=\"async\" src=\"https:\/\/www.99.co\/singapore\/insider\/wp-content\/plugins\/nndc-portal\/public\/partials\/..\/images\/bath-icon.svg\" alt=\"bathroom\">\n                                    <span>3<\/span>\n                                <\/div>\n                                <div >\n                                    <span>1,163 sqft<\/span>\n                                <\/div>\n                            <\/div>\n                            <div class=\"card-text card-price\">S$ 2,250,000<\/div>\n                        <\/div>\n                        <div class=\"card-button\">\n                            <button class=\"btn-view-listing nndc-open-app-link\" data-url=\"https:\/\/www.99.co\/singapore\/sale\/property\/parc-centennial-condo-PD8ntADQP7UNGz9GcHjKRa?utm_source=blog&utm_medium=widget\">View this listing<\/button>\n                        <\/div>\n                    <\/div>\n                                    <div class=\"portal-widget-carousel__card swiper-slide\">\n                                                <div class=\"card-image\">\n                            <img decoding=\"async\" src=\"https:\/\/pic2.99.co\/v3\/N6Vc6f9euQQws8AWuNMpB7?text=Eric+Choy+82228903&sampling=lanczos&version=1&height=600&width=800&mode=fill&quality=80&convert_if_png=true&signature=09a7dcd7a5bc647d984e8ded6451b7125c382b60\" alt=\"Eastvale Photo\">\n                        <\/div>\n                        <div class=\"card-description\">\n                            <div class=\"card-text card-title\">Eastvale<\/div>\n                            <div class=\"card-text card-subtitle\">35 Pasir Ris Dr 3 \u00b7 D18<\/div>\n                            <div class=\"card-text card-room\">\n                                <div >\n                                    <img decoding=\"async\" src=\"https:\/\/www.99.co\/singapore\/insider\/wp-content\/plugins\/nndc-portal\/public\/partials\/..\/images\/bed-icon.svg\" alt=\"bedroom\">\n                                    <span>3<\/span>\n                                <\/div>\n                                <div >\n                                    <img decoding=\"async\" src=\"https:\/\/www.99.co\/singapore\/insider\/wp-content\/plugins\/nndc-portal\/public\/partials\/..\/images\/bath-icon.svg\" alt=\"bathroom\">\n                                    <span>2<\/span>\n                                <\/div>\n                                <div >\n                                    <span>1,098 sqft<\/span>\n                                <\/div>\n                            <\/div>\n                            <div class=\"card-text card-price\">S$ 1,230,000<\/div>\n                        <\/div>\n                        <div class=\"card-button\">\n                            <button class=\"btn-view-listing nndc-open-app-link\" data-url=\"https:\/\/www.99.co\/singapore\/sale\/property\/eastvale-condo-92GRWLPVZRefFmSoYJoPny?utm_source=blog&utm_medium=widget\">View this listing<\/button>\n                        <\/div>\n                    <\/div>\n                            <\/div>\n            <!-- Add Arrows -->\n            <div class=\"swiper-button-next\"><\/div>\n            <div class=\"swiper-button-prev\"><\/div>\n                    <\/div>\n    <\/section>\n\n<p>&nbsp;<\/p>\n<h2>Not that ECs are bad; it&#8217;s just that there are situations where regular condos are worth the price difference<\/h2>\n<p>We&#8217;re not disparaging ECs. In fact, they&#8217;re a pretty great deal, given that it&#8217;s a way to get private housing with government subsidies. They&#8217;re also cheaper than their private counterparts with the same general location and amenities. More importantly, they tend to have a higher capital appreciation over the years. So it&#8217;s hard to argue that it&#8217;s a bad deal.<\/p>\n<p>If we look at the past decade, ECs have seen price increases of around 120%, which is more than double the increases seen in the private condo segment.<\/p>\n<p><img decoding=\"async\" class=\"alignnone size-full wp-image-95780\" src=\"https:\/\/www.99.co\/singapore\/insider\/wp-content\/uploads\/2022\/06\/graph-2026-05-08T154410.431.png\" alt=\"\" width=\"780\" height=\"676\" \/><\/p>\n<p>There are some situations when a regular condo more than justifies the price difference and capital appreciation. Based on the above, we&#8217;d say pick a regular condo if:<\/p>\n<ul>\n<li>Your purpose is solely investment<\/li>\n<li>You&#8217;re not sure if you want to hold on to the property for 10 years or more<\/li>\n<li>Your financial situation can be volatile in the next 5 to 10 years<\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n    <section id=\"portal-widget-tab-panel-6af0a44f08062\" class=\"portal-widget-tab-panel\">\n        <div class=\"swiper-container\" id=\"swiper-container-6af0a44f08062\">\n                        <div class=\"row-title-widget\">\n                <div class=\"portal-widget-carousel-title-left\"><h4 class=\"portal-widget-title\">New ECs for sale<\/h4><\/div>\n                <div class=\"portal-widget-carousel-title-right text-right\"><span class=\"portal-widget-see-all-link link-top\"><a href=\"\" class=\"nndc-open-app-link\" data-url=\"https:\/\/www.99.co\/singapore\/sale\/executive-condominiums?isFilterUnapplied=false&amp;is_new_launch=true&amp;listing_type=sale&amp;main_category=condo&amp;map_bounds=1.5827095153768858%2C103.49449749970108%2C1.1090706240313446%2C104.12483807587296&amp;page_num=1&amp;page_size=35&amp;property_segments=residential&amp;query_coords=1.3039947%2C103.8298507&amp;query_limit=radius&amp;query_type=city&amp;radius_max=1000&amp;rental_type=unit&amp;show_cluster_preview=true&amp;show_description=true&amp;show_future_mrts=true&amp;show_internal_linking=true&amp;show_meta_description=true&amp;show_nearby=true&amp;sub_categories=executive_condo&amp;zoom=11&utm_source=blog&utm_medium=widget\">See all listings<\/a><\/span><\/div>\n            <\/div>\n                        <div class=\"portal-widget-carousel swiper-wrapper\">\n                                    <div class=\"portal-widget-carousel__card swiper-slide\">\n                                                <div class=\"card-image\">\n                            <img decoding=\"async\" src=\"https:\/\/pic2.99.co\/v3\/yTd9qsaZS5saibp3crZKv3?text=Calvin+Tay&sampling=lanczos&version=1&height=600&width=800&mode=fill&quality=80&convert_if_png=true&signature=fa03d3cf49cc9cf8b4f88f4daced50065d80058e\" alt=\"Coastal Cabana Photo\">\n                        <\/div>\n                        <div class=\"card-description\">\n                            <div class=\"card-text card-title\">Coastal Cabana<\/div>\n                            <div class=\"card-text card-subtitle\">8 Jln Loyang Besar \u00b7 D17<\/div>\n                            <div class=\"card-text card-room\">\n                                <div >\n                                    <img decoding=\"async\" src=\"https:\/\/www.99.co\/singapore\/insider\/wp-content\/plugins\/nndc-portal\/public\/partials\/..\/images\/bed-icon.svg\" alt=\"bedroom\">\n                                    <span>3<\/span>\n                                <\/div>\n                                <div >\n                                    <img decoding=\"async\" src=\"https:\/\/www.99.co\/singapore\/insider\/wp-content\/plugins\/nndc-portal\/public\/partials\/..\/images\/bath-icon.svg\" alt=\"bathroom\">\n                                    <span>2<\/span>\n                                <\/div>\n                                <div >\n                                    <span>872 sqft<\/span>\n                                <\/div>\n                            <\/div>\n                            <div class=\"card-text card-price\">S$ 1,542,000<\/div>\n                        <\/div>\n                        <div class=\"card-button\">\n                            <button class=\"btn-view-listing nndc-open-app-link\" data-url=\"https:\/\/www.99.co\/singapore\/sale\/property\/coastal-cabana-condo-SoPv6C8g9YnDsShbEwXVAg?utm_source=blog&utm_medium=widget\">View this listing<\/button>\n                        <\/div>\n                    <\/div>\n                                    <div class=\"portal-widget-carousel__card swiper-slide\">\n                                                <div class=\"card-image\">\n                            <img decoding=\"async\" src=\"https:\/\/pic2.99.co\/v3\/mXgmco9dzvfb5ftswreT8P?text=John+Lee&sampling=lanczos&version=1&height=600&width=800&mode=fill&quality=80&convert_if_png=true&signature=d92a03062a3d11810d4d4b81907a34d6e5a0cbaf\" alt=\"Coastal Cabana Photo\">\n                        <\/div>\n                        <div class=\"card-description\">\n                            <div class=\"card-text card-title\">Coastal Cabana<\/div>\n                            <div class=\"card-text card-subtitle\">32 Jln Loyang Besar \u00b7 D17<\/div>\n                            <div class=\"card-text card-room\">\n                                <div >\n                                    <img decoding=\"async\" src=\"https:\/\/www.99.co\/singapore\/insider\/wp-content\/plugins\/nndc-portal\/public\/partials\/..\/images\/bed-icon.svg\" alt=\"bedroom\">\n                                    <span>3<\/span>\n                                <\/div>\n                                <div >\n                                    <img decoding=\"async\" src=\"https:\/\/www.99.co\/singapore\/insider\/wp-content\/plugins\/nndc-portal\/public\/partials\/..\/images\/bath-icon.svg\" alt=\"bathroom\">\n                                    <span>2<\/span>\n                                <\/div>\n                                <div >\n                                    <span>872 sqft<\/span>\n                                <\/div>\n                            <\/div>\n                            <div class=\"card-text card-price\">S$ 1,542,000<\/div>\n                        <\/div>\n                        <div class=\"card-button\">\n                            <button class=\"btn-view-listing nndc-open-app-link\" data-url=\"https:\/\/www.99.co\/singapore\/sale\/property\/coastal-cabana-condo-k3jzii8XCV6R7QKYicGKjn?utm_source=blog&utm_medium=widget\">View this listing<\/button>\n                        <\/div>\n                    <\/div>\n                                    <div class=\"portal-widget-carousel__card swiper-slide\">\n                                                <div class=\"card-image\">\n                            <img decoding=\"async\" src=\"https:\/\/pic2.99.co\/v3\/hDZrz3AfxAM8KLnaEKTK3B?text=Eric+Choy+82228903&sampling=lanczos&version=1&height=600&width=800&mode=fill&quality=80&convert_if_png=true&signature=f06434776e4ca350c1d78c9046079710eb06f19b\" alt=\"Coastal Cabana Photo\">\n                        <\/div>\n                        <div class=\"card-description\">\n                            <div class=\"card-text card-title\">Coastal Cabana<\/div>\n                            <div class=\"card-text card-subtitle\">32 Jln Loyang Besar \u00b7 D17<\/div>\n                            <div class=\"card-text card-room\">\n                                <div >\n                                    <img decoding=\"async\" src=\"https:\/\/www.99.co\/singapore\/insider\/wp-content\/plugins\/nndc-portal\/public\/partials\/..\/images\/bed-icon.svg\" alt=\"bedroom\">\n                                    <span>3<\/span>\n                                <\/div>\n                                <div >\n                                    <img decoding=\"async\" src=\"https:\/\/www.99.co\/singapore\/insider\/wp-content\/plugins\/nndc-portal\/public\/partials\/..\/images\/bath-icon.svg\" alt=\"bathroom\">\n                                    <span>2<\/span>\n                                <\/div>\n                                <div >\n                                    <span>872 sqft<\/span>\n                                <\/div>\n                            <\/div>\n                            <div class=\"card-text card-price\">S$ 1,542,000<\/div>\n                        <\/div>\n                        <div class=\"card-button\">\n                            <button class=\"btn-view-listing nndc-open-app-link\" data-url=\"https:\/\/www.99.co\/singapore\/sale\/property\/coastal-cabana-condo-6sP5REPiChgi42qr5zB8uv?utm_source=blog&utm_medium=widget\">View this listing<\/button>\n                        <\/div>\n                    <\/div>\n                                    <div class=\"portal-widget-carousel__card swiper-slide\">\n                                                <div class=\"card-image\">\n                            <img decoding=\"async\" src=\"https:\/\/pic2.99.co\/v3\/HJNtXWLf2CcBxBxJ6RBiqn?text=Gek+Keng+Lee&sampling=lanczos&version=1&height=600&width=800&mode=fill&quality=80&convert_if_png=true&signature=72334d3bce9743bd2a33cead0678d132043a1494\" alt=\"Otto Place Photo\">\n                        <\/div>\n                        <div class=\"card-description\">\n                            <div class=\"card-text card-title\">Otto Place<\/div>\n                            <div class=\"card-text card-subtitle\">30 Plantation Cl \u00b7 D24<\/div>\n                            <div class=\"card-text card-room\">\n                                <div >\n                                    <img decoding=\"async\" src=\"https:\/\/www.99.co\/singapore\/insider\/wp-content\/plugins\/nndc-portal\/public\/partials\/..\/images\/bed-icon.svg\" alt=\"bedroom\">\n                                    <span>4<\/span>\n                                <\/div>\n                                <div >\n                                    <img decoding=\"async\" src=\"https:\/\/www.99.co\/singapore\/insider\/wp-content\/plugins\/nndc-portal\/public\/partials\/..\/images\/bath-icon.svg\" alt=\"bathroom\">\n                                    <span>3<\/span>\n                                <\/div>\n                                <div >\n                                    <span>1,195 sqft<\/span>\n                                <\/div>\n                            <\/div>\n                            <div class=\"card-text card-price\">S$ 2,000,000<\/div>\n                        <\/div>\n                        <div class=\"card-button\">\n                            <button class=\"btn-view-listing nndc-open-app-link\" data-url=\"https:\/\/www.99.co\/singapore\/sale\/property\/otto-place-condo-nzLmrdYKX3S8uUbmmjm5Ct?utm_source=blog&utm_medium=widget\">View this listing<\/button>\n                        <\/div>\n                    <\/div>\n                                    <div class=\"portal-widget-carousel__card swiper-slide\">\n                                                <div class=\"card-image\">\n                            <img decoding=\"async\" src=\"https:\/\/pic2.99.co\/v3\/GxSSFD3HNVGtgKgMKFiKN2?text=Gek+Keng+Lee&sampling=lanczos&version=1&height=600&width=800&mode=fill&quality=80&convert_if_png=true&signature=a459f4c33e2e3eaa441c0e60b9aa4e26c853383d\" alt=\"Otto Place Photo\">\n                        <\/div>\n                        <div class=\"card-description\">\n                            <div class=\"card-text card-title\">Otto Place<\/div>\n                            <div class=\"card-text card-subtitle\">30 Plantation Cl \u00b7 D24<\/div>\n                            <div class=\"card-text card-room\">\n                                <div >\n                                    <img decoding=\"async\" src=\"https:\/\/www.99.co\/singapore\/insider\/wp-content\/plugins\/nndc-portal\/public\/partials\/..\/images\/bed-icon.svg\" alt=\"bedroom\">\n                                    <span>4<\/span>\n                                <\/div>\n                                <div >\n                                    <img decoding=\"async\" src=\"https:\/\/www.99.co\/singapore\/insider\/wp-content\/plugins\/nndc-portal\/public\/partials\/..\/images\/bath-icon.svg\" alt=\"bathroom\">\n                                    <span>2<\/span>\n                                <\/div>\n                                <div >\n                                    <span>1,012 sqft<\/span>\n                                <\/div>\n                            <\/div>\n                            <div class=\"card-text card-price\">S$ 1,800,000<\/div>\n                        <\/div>\n                        <div class=\"card-button\">\n                            <button class=\"btn-view-listing nndc-open-app-link\" data-url=\"https:\/\/www.99.co\/singapore\/sale\/property\/otto-place-condo-Q2B59eGBda2i3a9xpHY2nM?utm_source=blog&utm_medium=widget\">View this listing<\/button>\n                        <\/div>\n                    <\/div>\n                                    <div class=\"portal-widget-carousel__card swiper-slide\">\n                                                <div class=\"card-image\">\n                            <img decoding=\"async\" src=\"https:\/\/pic2.99.co\/v3\/BucnhDo9q4Q83rrcruiZuT?text=John+Lee&sampling=lanczos&version=1&height=600&width=800&mode=fill&quality=80&convert_if_png=true&signature=9bb392e08fac622d0f795503ba107103d1b83092\" alt=\"Coastal Cabana Photo\">\n                        <\/div>\n                        <div class=\"card-description\">\n                            <div class=\"card-text card-title\">Coastal Cabana<\/div>\n                            <div class=\"card-text card-subtitle\">32 Jln Loyang Besar \u00b7 D17<\/div>\n                            <div class=\"card-text card-room\">\n                                <div >\n                                    <img decoding=\"async\" src=\"https:\/\/www.99.co\/singapore\/insider\/wp-content\/plugins\/nndc-portal\/public\/partials\/..\/images\/bed-icon.svg\" alt=\"bedroom\">\n                                    <span>5<\/span>\n                                <\/div>\n                                <div >\n                                    <img decoding=\"async\" src=\"https:\/\/www.99.co\/singapore\/insider\/wp-content\/plugins\/nndc-portal\/public\/partials\/..\/images\/bath-icon.svg\" alt=\"bathroom\">\n                                    <span>4<\/span>\n                                <\/div>\n                                <div >\n                                    <span>1,367 sqft<\/span>\n                                <\/div>\n                            <\/div>\n                            <div class=\"card-text card-price\">S$ 2,411,000<\/div>\n                        <\/div>\n                        <div class=\"card-button\">\n                            <button class=\"btn-view-listing nndc-open-app-link\" data-url=\"https:\/\/www.99.co\/singapore\/sale\/property\/coastal-cabana-condo-o6vf9GyDnvjMHnF6uS6xuv?utm_source=blog&utm_medium=widget\">View this listing<\/button>\n                        <\/div>\n                    <\/div>\n                                    <div class=\"portal-widget-carousel__card swiper-slide\">\n                                                <div class=\"card-image\">\n                            <img decoding=\"async\" src=\"https:\/\/pic2.99.co\/v3\/24x5V5CQQPbWBminKozwHB?text=Gek+Keng+Lee&sampling=lanczos&version=1&height=600&width=800&mode=fill&quality=80&convert_if_png=true&signature=1a5666c1a0c20bf214ef2cee859d758576ed7b20\" alt=\"Otto Place Photo\">\n                        <\/div>\n                        <div class=\"card-description\">\n                            <div class=\"card-text card-title\">Otto Place<\/div>\n                            <div class=\"card-text card-subtitle\">30 Plantation Cl \u00b7 D24<\/div>\n                            <div class=\"card-text card-room\">\n                                <div >\n                                    <img decoding=\"async\" src=\"https:\/\/www.99.co\/singapore\/insider\/wp-content\/plugins\/nndc-portal\/public\/partials\/..\/images\/bed-icon.svg\" alt=\"bedroom\">\n                                    <span>3<\/span>\n                                <\/div>\n                                <div >\n                                    <img decoding=\"async\" src=\"https:\/\/www.99.co\/singapore\/insider\/wp-content\/plugins\/nndc-portal\/public\/partials\/..\/images\/bath-icon.svg\" alt=\"bathroom\">\n                                    <span>2<\/span>\n                                <\/div>\n                                <div >\n                                    <span>872 sqft<\/span>\n                                <\/div>\n                            <\/div>\n                            <div class=\"card-text card-price\">S$ 1,560,000<\/div>\n                        <\/div>\n                        <div class=\"card-button\">\n                            <button class=\"btn-view-listing nndc-open-app-link\" data-url=\"https:\/\/www.99.co\/singapore\/sale\/property\/otto-place-condo-SJ3EcDaEhPPNwRNJCKSdC2?utm_source=blog&utm_medium=widget\">View this listing<\/button>\n                        <\/div>\n                    <\/div>\n                                    <div class=\"portal-widget-carousel__card swiper-slide\">\n                                                <div class=\"card-image\">\n                            <img decoding=\"async\" src=\"https:\/\/pic2.99.co\/v3\/Qu7An4oesBsN7QYTPVrVPd?text=Howdy+Tay+Chew+How&sampling=lanczos&version=1&height=600&width=800&mode=fill&quality=80&convert_if_png=true&signature=c0f631559b476f771bf43031d56aa9c61b5f0e8f\" alt=\"Coastal Cabana Photo\">\n                        <\/div>\n                        <div class=\"card-description\">\n                            <div class=\"card-text card-title\">Coastal Cabana<\/div>\n                            <div class=\"card-text card-subtitle\">32 Jln Loyang Besar \u00b7 D17<\/div>\n                            <div class=\"card-text card-room\">\n                                <div >\n                                    <img decoding=\"async\" src=\"https:\/\/www.99.co\/singapore\/insider\/wp-content\/plugins\/nndc-portal\/public\/partials\/..\/images\/bed-icon.svg\" alt=\"bedroom\">\n                                    <span>3<\/span>\n                                <\/div>\n                                <div >\n                                    <img decoding=\"async\" src=\"https:\/\/www.99.co\/singapore\/insider\/wp-content\/plugins\/nndc-portal\/public\/partials\/..\/images\/bath-icon.svg\" alt=\"bathroom\">\n                                    <span>3<\/span>\n                                <\/div>\n                                <div >\n                                    <span>915 sqft<\/span>\n                                <\/div>\n                            <\/div>\n                            <div class=\"card-text card-price\">S$ 1,622,000<\/div>\n                        <\/div>\n                        <div class=\"card-button\">\n                            <button class=\"btn-view-listing nndc-open-app-link\" data-url=\"https:\/\/www.99.co\/singapore\/sale\/property\/coastal-cabana-condo-CXrLC44MKWybxYts5czAFF?utm_source=blog&utm_medium=widget\">View this listing<\/button>\n                        <\/div>\n                    <\/div>\n                                    <div class=\"portal-widget-carousel__card swiper-slide\">\n                                                <div class=\"card-image\">\n                            <img decoding=\"async\" src=\"https:\/\/pic2.99.co\/v3\/F2EkaRxuF6AeA9THF67EE7?text=Jean+Jin&sampling=lanczos&version=1&height=600&width=800&mode=fill&quality=80&convert_if_png=true&signature=de1e46b64d5af1bda155b8cccb0620e6a46b07d5\" alt=\"Coastal Cabana Photo\">\n                        <\/div>\n                        <div class=\"card-description\">\n                            <div class=\"card-text card-title\">Coastal Cabana<\/div>\n                            <div class=\"card-text card-subtitle\">22 Jln Loyang Besar \u00b7 D17<\/div>\n                            <div class=\"card-text card-room\">\n                                <div >\n                                    <img decoding=\"async\" src=\"https:\/\/www.99.co\/singapore\/insider\/wp-content\/plugins\/nndc-portal\/public\/partials\/..\/images\/bed-icon.svg\" alt=\"bedroom\">\n                                    <span>3<\/span>\n                                <\/div>\n                                <div >\n                                    <img decoding=\"async\" src=\"https:\/\/www.99.co\/singapore\/insider\/wp-content\/plugins\/nndc-portal\/public\/partials\/..\/images\/bath-icon.svg\" alt=\"bathroom\">\n                                    <span>2<\/span>\n                                <\/div>\n                                <div >\n                                    <span>915 sqft<\/span>\n                                <\/div>\n                            <\/div>\n                            <div class=\"card-text card-price\">S$ 1,580,000<\/div>\n                        <\/div>\n                        <div class=\"card-button\">\n                            <button class=\"btn-view-listing nndc-open-app-link\" data-url=\"https:\/\/www.99.co\/singapore\/sale\/property\/coastal-cabana-condo-g35y4EWsGY2QYEiDFbWrM7?utm_source=blog&utm_medium=widget\">View this listing<\/button>\n                        <\/div>\n                    <\/div>\n                                    <div class=\"portal-widget-carousel__card swiper-slide\">\n                                                <div class=\"card-image\">\n                            <img decoding=\"async\" src=\"https:\/\/pic2.99.co\/v3\/4q5i4F6WeTvjAcxotP82A8?text=Jean+Jin&sampling=lanczos&version=1&height=600&width=800&mode=fill&quality=80&convert_if_png=true&signature=c9566f8d2ebb587f84f1de3f4baf40c719220eb3\" alt=\"Coastal Cabana Photo\">\n                        <\/div>\n                        <div class=\"card-description\">\n                            <div class=\"card-text card-title\">Coastal Cabana<\/div>\n                            <div class=\"card-text card-subtitle\">22 Jln Loyang Besar \u00b7 D17<\/div>\n                            <div class=\"card-text card-room\">\n                                <div >\n                                    <img decoding=\"async\" src=\"https:\/\/www.99.co\/singapore\/insider\/wp-content\/plugins\/nndc-portal\/public\/partials\/..\/images\/bed-icon.svg\" alt=\"bedroom\">\n                                    <span>4<\/span>\n                                <\/div>\n                                <div >\n                                    <img decoding=\"async\" src=\"https:\/\/www.99.co\/singapore\/insider\/wp-content\/plugins\/nndc-portal\/public\/partials\/..\/images\/bath-icon.svg\" alt=\"bathroom\">\n                                    <span>2<\/span>\n                                <\/div>\n                                <div >\n                                    <span>990 sqft<\/span>\n                                <\/div>\n                            <\/div>\n                            <div class=\"card-text card-price\">S$ 1,702,000<\/div>\n                        <\/div>\n                        <div class=\"card-button\">\n                            <button class=\"btn-view-listing nndc-open-app-link\" data-url=\"https:\/\/www.99.co\/singapore\/sale\/property\/coastal-cabana-condo-LzAuEYBoK5LRfM5S3AFrn2?utm_source=blog&utm_medium=widget\">View this listing<\/button>\n                        <\/div>\n                    <\/div>\n                            <\/div>\n            <!-- Add Arrows -->\n            <div class=\"swiper-button-next\"><\/div>\n            <div class=\"swiper-button-prev\"><\/div>\n                    <\/div>\n    <\/section>\n\n","protected":false},"excerpt":{"rendered":"<p>While an Executive Condominium (EC) is more attractive price-wise, there are sometimes good reasons to pick a regular condo. Here&#8217;s what you need to consider. What advantages does a regular condo have over an EC? The key points of difference to note are: Ability to rent out the whole unit immediately Flexibility of sale Buying&hellip;<\/p>\n","protected":false},"author":142,"featured_media":24923,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_relevanssi_hide_post":"","_relevanssi_hide_content":"","_relevanssi_pin_for_all":"","_relevanssi_pin_keywords":"","_relevanssi_unpin_keywords":"","_relevanssi_related_keywords":"","_relevanssi_related_include_ids":"","_relevanssi_related_exclude_ids":"","_relevanssi_related_no_append":"","_relevanssi_related_not_related":"","_relevanssi_related_posts":"","_relevanssi_noindex_reason":"","_lmt_disableupdate":"no","_lmt_disable":"no","_genesis_hide_title":false,"_genesis_hide_breadcrumbs":false,"_genesis_hide_singular_image":false,"_genesis_hide_footer_widgets":false,"_genesis_custom_body_class":"","_genesis_custom_post_class":"","_genesis_layout":"","footnotes":""},"categories":[53601,53725,53738,57131],"tags":[53954,55422,54005],"persona":[57126],"class_list":{"2":"type-post","15":"entry","16":"has-post-thumbnail"},"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v25.7.1 (Yoast SEO v25.7) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>When should you pick a regular condo over an EC? - 99.co<\/title>\n<meta name=\"description\" content=\"Would you prefer the regular or the special? 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