{"id":26112,"date":"2019-05-16T14:59:20","date_gmt":"2019-05-16T06:59:20","guid":{"rendered":"https:\/\/www.99.co\/blog\/singapore\/?p=26112"},"modified":"2022-06-13T17:06:56","modified_gmt":"2022-06-13T09:06:56","slug":"flats-50-years-less-lease","status":"publish","type":"post","link":"https:\/\/www.99.co\/singapore\/insider\/flats-50-years-less-lease\/","title":{"rendered":"5 Best Flats With 50 Years Or Less On The Lease"},"content":{"rendered":"
<\/div>

If you\u2019re shopping around for a resale flat, you\u2019ll probably have heard that moving forward, the \u201c60 year limit\u201d rule on HDB housing loans will no longer be in effect. In other words: as long as a flat\u2019s lease lasts till you\u2019re 95, and there are at least 20 years left, <\/span>you\u2019ll be able to get the full HDB housing loan<\/span><\/a>. <\/span><\/p>\n

Now, the <\/span>new CPF rules<\/span><\/a> basically open up the market, and make it more viable for homeowners to purchase older properties (many of which are in better locations). In this blog post, we share 5 strategically located flats with 50 years or less on their lease!<\/span><\/p>\n

#1: This unit at 116 Lorong 2 Toa Payoh<\/b><\/h3>\n

District: D12<\/span><\/p>\n

Nearest MRT: Braddell<\/span><\/p>\n

Size: 678 sq ft (two beds, two baths)<\/span><\/p>\n

Sale price: $295,000<\/span><\/p>\n

PSF sale price: $435.10<\/span><\/p>\n

How would you like to stay just ONE minute away from Braddell MRT? This unit at <\/span>116 Lorong 2 Toa Payoh<\/span><\/a> is literally steps away from Braddell MRT, and it\u2019s located on a high floor with an unblocked view. There are plenty of eateries, coffee shops, and cafes nearby, including a McDonald\u2019s that\u2019s open 24 hours a day.<\/span><\/p>\n

#2: This unit at 26 Jalan Klinik<\/b><\/h3>\n

District: D03<\/span><\/p>\n

Nearest MRT: Tiong Bahru<\/span><\/p>\n

Size: 624 sq ft (two beds, one bath)<\/span><\/p>\n

Sale price: $358,000<\/span><\/p>\n

PSF sale price: $554.18<\/span><\/p>\n

Think Tiong Bahru is a gentrified neighbourhood that\u2019s expensive and overpriced, and that staying in this neighbourhood will cost you an arm and a leg? Think again. This <\/span>three room flat at 26 Jalan Klinik<\/span><\/a> is priced at just $358,000, and it\u2019s strategically positioned near Tiong Bahru MRT station and Tiong Bahru Plaza. <\/span><\/p>\n

Food-wise, while there are many upmarket restaurants and hipster cafes in the area, you can always fall back on Tiong Bahru Market Hawker Centre, which serves amazing food at affordable prices. <\/span><\/p>\n

#3: This unit at 154 Mei Ling Street<\/b><\/h3>\n

District: D03<\/span><\/p>\n

Nearest MRT: Queenstown <\/span><\/p>\n

Size: 721 sq ft (two beds, two baths)<\/span><\/p>\n

Sale price: $320,000<\/span><\/p>\n

PSF sale price: $443.83<\/span><\/p>\n

Looking for a nice, residential spot to call home? We don\u2019t know about you, but this unit at <\/span>154 Mei Ling Street<\/span><\/a> definitely ticks all our boxes. <\/span><\/p>\n

Firstly, it\u2019s located near the MRT (just three minutes away, to be precise). Next, there\u2019s plenty of food nearby, including the famous Shi Hui Yuan Hor Fun Speciality, which has been awarded Michelin Bib Gourmand status. Finally, residents have no lack of recreational facilities and amenities – Queenstown Swimming Complex, Sports & Recreation Centre, and ActiveSG Stadium are all within walking distance.<\/span><\/p>\n

#4: This unit at 160 Mei Ling Street<\/b><\/h3>\n

District: D03<\/span><\/p>\n

Nearest MRT: Queenstown <\/span><\/p>\n

Size: 915 sq ft (three beds, one bath)<\/span><\/p>\n

Sa<\/span>le price: $588,000 <\/span><\/p>\n

PSF sale price: $642.62<\/span><\/p>\n

Keen on staying at Queenstown, but need more space? Check out this <\/span>four room HDB flat at 160 Mei Ling Street<\/span><\/a> that\u2019s a corner unit and located on a high floor. <\/span><\/p>\n

Staying here gives you easy access to the public transport and amenities we previously mentioned (Queenstown MRT Station, Queenstown Swimming Complex, etc), and as a bonus, the flat is modern and well-maintained. This means you’ll spend less on renovations! <\/span><\/p>\n

#5: This unit at 9 Jalan Batu<\/b><\/h3>\n

District: D15<\/span><\/p>\n

Nearest MRT: Mountbatten<\/span><\/p>\n

Size: 516 sq ft (two beds, one bath)<\/span><\/p>\n

Sale price: $240,000<\/span><\/p>\n

PSF sale price: $465.12<\/span><\/p>\n

This cozy two-room flat at <\/span>9 Jalan Batu<\/span><\/a> comes with one bedroom, and one utility room that can fit up to a queen sized bed. From here, you can easily walk to Mountbatten MRT and Goodman Arts Centre, and the Singapore Sports Hub, Singapore Indoor Stadium and Kallang Wave Mall are a short bus ride away. <\/span><\/p>\n

Would you buy a resale flat with 50 years or less on its lease? Voice your thoughts in our comments section or on <\/span><\/i>our Facebook community page<\/span><\/i><\/a>.<\/span><\/i><\/p>\n

Looking for a property? Find the home of your dreams today on Singapore\u2019s largest <\/span>property portal 99.co<\/span><\/a>! You can also <\/span>access a wide range of tools to calculate your down payments and loan repayments<\/span><\/a>, to make an informed purchase.<\/span><\/p>\n

Image credits for featured image: <\/span><\/i>NoiseSingapore.com<\/span><\/i><\/a>.<\/span><\/i><\/p>\n","protected":false},"excerpt":{"rendered":"

If you\u2019re shopping around for a resale flat, you\u2019ll probably have heard that moving forward, the \u201c60 year limit\u201d rule on HDB housing loans will no longer be in effect. In other words: as long as a flat\u2019s lease lasts till you\u2019re 95, and there are at least 20 years left, you\u2019ll be able to…<\/p>\n","protected":false},"author":36,"featured_media":26113,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_relevanssi_hide_post":"","_relevanssi_hide_content":"","_relevanssi_pin_for_all":"","_relevanssi_pin_keywords":"","_relevanssi_unpin_keywords":"","_relevanssi_related_keywords":"","_relevanssi_related_include_ids":"","_relevanssi_related_exclude_ids":"","_relevanssi_related_no_append":"","_relevanssi_related_not_related":"","_relevanssi_related_posts":"","_relevanssi_noindex_reason":"","_lmt_disableupdate":"","_lmt_disable":"","_genesis_hide_title":false,"_genesis_hide_breadcrumbs":false,"_genesis_hide_singular_image":false,"_genesis_hide_footer_widgets":false,"_genesis_custom_body_class":"","_genesis_custom_post_class":"","_genesis_layout":"","footnotes":""},"categories":[53631,53632,57131],"tags":[54211,55274,54445],"persona":[],"class_list":{"2":"type-post","13":"entry","14":"has-post-thumbnail"},"acf":[],"yoast_head":"\n5 Best Flats With 50 Years Or Less On The Lease - 99.co<\/title>\n<meta name=\"description\" content=\"Want to buy a resale flat? 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