{"id":29358,"date":"2019-09-11T11:54:56","date_gmt":"2019-09-11T03:54:56","guid":{"rendered":"https:\/\/www.99.co\/blog\/singapore\/?p=29358"},"modified":"2022-06-13T17:24:06","modified_gmt":"2022-06-13T09:24:06","slug":"raised-income-ceiling-and-enhanced-housing-grant-for-hdb-buyers","status":"publish","type":"post","link":"https:\/\/www.99.co\/singapore\/insider\/raised-income-ceiling-and-enhanced-housing-grant-for-hdb-buyers\/","title":{"rendered":"Raised Income Ceiling and Enhanced Housing Grant for HDB Buyers"},"content":{"rendered":"
<\/div>

HDB announced changes to the income ceiling for BTO flats yesterday, along with an enhanced housing grant. Here’s what you need to know:<\/p>\n

Raised income ceiling for BTO flats<\/h3>\n

The income ceiling , for those who don’t know it, is the maximum you can earn before being disqualified from an HDB property; those who bust the income ceiling either have to buy private, or buy a resale unit.<\/p>\n

\n

Previously, the income ceiling was $12,000 for buying a BTO flat, and $14,000 for Executive Condominiums (ECs). Starting from today though (11th September 2019), the income ceiling will be $14,000 for BTO flats, and $16,000 for ECs.<\/p>\n

For singles, the income ceiling will be raised from $6,000 to $7,000.<\/p>\n

\n

Other income ceilings will be raised accordingly<\/h3>\n
\"Person
The income ceiling for HDB flats is now $14,000…time to buy<\/figcaption><\/figure>\n
\n

Of course, it doesn’t make sense to raise the income ceiling for buyers, but not for other HDB schemes. So the numbers have been raised across the board.<\/p>\n

The income cap for the Fresh Start Housing Scheme and Step-Up CPF Housing Grant are now raised from $6,000 to $7,000. The income ceiling for Lease Buyback Scheme and Silver Housing Bonus are also raised from $12,000 to $14,000.<\/p>\n

(Other qualifying restrictions for these schemes, such as age, remain unchanged).<\/p>\n<\/div>\n

New Enhanced Housing Grant (EHG) to replace two previous grants<\/h3>\n

The new EHG will replace the previous Additional CPF Housing Grant (AHG) and Special CPF Housing Grant (SHG).<\/p>\n

The EHG amount ranges from $80,000 for the lowest-income households (income below $1,500 per month), to a cap of $5,000 for those earning between $8,501 to $9,000 a month. Buyers with a household income above $9,000 per month can’t get the EHG.<\/p>\n

The grant can be used for both BTO and resale flats; but you can only get the full EHG grant if the lease on the flat can last till you, and your spouse, reach 95 years old.\u00a0<\/em>You can still get the EHG if the lease is shorter, but the grant will be pro-rated.<\/p>\n

This is not an issue when a brand new flat with a 99-year lease, but it will discourage the purchase of older resale flats by young couples.<\/p>\n

\n

One-stop HDB Portal Services Up Next Year<\/h3>\n
\"Man
A one-stop HDB portal for both new and resale flats<\/figcaption><\/figure>\n

HDB currently already has a portal for resale flats. Starting next year however, HDB will have a new one-stop portal, which provides details for both BTO flats and resale flats. The portal will allow users to list their flats, and complete the resale transaction online.<\/p>\n<\/div>\n

\n

Stay tuned, and we’ll get you the inside-look at the new changes. Like us on Facebook<\/a> for more updates.<\/p>\n

What do you think property agents spend too much on? Voice your thoughts in our comments section or on <\/em>our Facebook community page<\/em><\/a>.<\/em><\/p>\n

Want to connect with qualified leads? List your property on Singapore’s fastest growing <\/em>property portal 99.co<\/em><\/a>! Your clients can also <\/em>access a wide range of tools to calculate your down payments and loan repayments<\/em><\/a>, to help with your presentations.<\/em><\/p>\n<\/div>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"

HDB announced changes to the income ceiling for BTO flats yesterday, along with an enhanced housing grant. Here’s what you need to know: Raised income ceiling for BTO flats The income ceiling , for those who don’t know it, is the maximum you can earn before being disqualified from an HDB property; those who bust…<\/p>\n","protected":false},"author":65,"featured_media":29270,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_relevanssi_hide_post":"","_relevanssi_hide_content":"","_relevanssi_pin_for_all":"","_relevanssi_pin_keywords":"","_relevanssi_unpin_keywords":"","_relevanssi_related_keywords":"","_relevanssi_related_include_ids":"","_relevanssi_related_exclude_ids":"","_relevanssi_related_no_append":"","_relevanssi_related_not_related":"","_relevanssi_related_posts":"","_relevanssi_noindex_reason":"","_lmt_disableupdate":"","_lmt_disable":"","_genesis_hide_title":false,"_genesis_hide_breadcrumbs":false,"_genesis_hide_singular_image":false,"_genesis_hide_footer_widgets":false,"_genesis_custom_body_class":"","_genesis_custom_post_class":"","_genesis_layout":"","footnotes":""},"categories":[53631,53632,57131],"tags":[54868,53636,55696],"persona":[],"class_list":{"2":"type-post","13":"entry","14":"has-post-thumbnail"},"acf":[],"yoast_head":"\nRaised Income Ceiling and Enhanced Housing Grant for HDB Buyers - 99.co<\/title>\n<meta name=\"description\" content=\"Raised income ceiling, a new housing grant, and an upcoming HDB portal. 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