{"id":48021,"date":"2022-02-04T08:00:27","date_gmt":"2022-02-04T00:00:27","guid":{"rendered":"https:\/\/www.99.co\/singapore\/insider\/?p=48021"},"modified":"2022-06-13T17:57:37","modified_gmt":"2022-06-13T09:57:37","slug":"plh-non-mature-estate-bto","status":"publish","type":"post","link":"https:\/\/www.99.co\/singapore\/insider\/plh-non-mature-estate-bto\/","title":{"rendered":"PLH BTO vs mature estate BTO vs non-mature estate BTO: Which BTO to say \u201cyes\u201d to\u00a0"},"content":{"rendered":"<div id=\"bsf_rt_marker\"><\/div><p class=\"p3\">New to the whole BTO game? Not sure what\u2019s the difference between a project in a mature estate versus one in a non-mature estate? And how is the PLH BTO different from a mature estate BTO?<\/p>\n<p class=\"p3\">If you\u2019re considering to ballot for an <a href=\"https:\/\/www.99.co\/singapore\/insider\/feb-2022-hdb-bto-overview\/\" target=\"_blank\" rel=\"noopener\">HDB BTO<\/a> project, location, amenities and accessibility shouldn\u2019t be the only factors to consider. One main factor to consider is whether it\u2019s located in a prime location, <a href=\"https:\/\/www.99.co\/singapore\/insider\/what-is-non-mature-estates-vs-mature-estates-hdb\/\" target=\"_blank\" rel=\"noopener\">mature estate or non-mature estate<\/a>. This is because it determines things like eligibility, resale gains, priority flat allocation and price.<\/p>\n<h2 class=\"p5\"><b>PLH BTO\u00a0<\/b><\/h2>\n<ul class=\"ul1\">\n<li class=\"li3\">A chance to live in the city centre at a subsidised price<\/li>\n<li class=\"li3\">But comes with more restrictions, such as a 10-year MOP and subsidy clawback<\/li>\n<li class=\"li3\">Potentially lower resale gains<\/li>\n<li class=\"li3\">Highest price tag<\/li>\n<li class=\"li3\">Very high application rate<\/li>\n<\/ul>\n<p class=\"p3\">This refers to BTO projects that fall under the <a href=\"https:\/\/www.99.co\/singapore\/insider\/plh-prime-location-public-housing-model-hdb\/\" target=\"_blank\" rel=\"noopener\">Prime Location Public Housing (PLH)<\/a> model, which was announced in October 2021. As the name suggests, these BTO projects will be located in the city centre (so technically, they\u2019re in mature estates as well), near amenities like malls and MRT stations. The first PLH BTO projects are <a href=\"https:\/\/www.99.co\/singapore\/insider\/bto-hdb-november-nov-2021-in-depth-review-rochor-plh\/\" target=\"_blank\" rel=\"noopener\">River Peaks I &amp; II<\/a> in Rochor, located in the Central area housing estate. One main highlight is that <a href=\"https:\/\/www.99.co\/singapore\/mrt-stations\/jalan-besar-mrt\" target=\"_blank\" rel=\"noopener\">Jalan Besar MRT<\/a> is right next to these developments.<\/p>\n<figure id=\"attachment_45517\" aria-describedby=\"caption-attachment-45517\" style=\"width: 600px\" class=\"wp-caption alignnone\"><a href=\"https:\/\/www.99.co\/singapore\/insider\/wp-content\/uploads\/2021\/11\/rochor-river-peaks-nov-bto-2021-map.jpg\" class=\"img-link media-img img-link media-img\"><img decoding=\"async\" class=\"wp-image-45517\" src=\"https:\/\/www.99.co\/singapore\/insider\/wp-content\/uploads\/2021\/11\/rochor-river-peaks-nov-bto-2021-map.jpg\" alt=\"River Peaks I &amp; II BTO map\" width=\"600\" height=\"476\" srcset=\"https:\/\/www.99.co\/singapore\/insider\/wp-content\/uploads\/2021\/11\/rochor-river-peaks-nov-bto-2021-map.jpg 670w, https:\/\/www.99.co\/singapore\/insider\/wp-content\/uploads\/2021\/11\/rochor-river-peaks-nov-bto-2021-map-150x119.jpg 150w\" sizes=\"(max-width: 600px) 100vw, 600px\" \/><\/a><figcaption id=\"caption-attachment-45517\" class=\"wp-caption-text\">Jalan Besar MRT is right in front of River Peaks I &amp; II. Source: HDB<\/figcaption><\/figure>\n<p class=\"p3\">Securing the ballot number for a PLH BTO flat means that you get to live in a prime area like the city centre or <a href=\"https:\/\/www.99.co\/singapore\/insider\/greater-southern-waterfront-gsw-election\/\" target=\"_blank\" rel=\"noopener\">Greater Southern Waterfront<\/a> at a subsidised rate.<\/p>\n<p class=\"p3\">But the downside is that it comes with several restrictions aimed to deter people from buying a BTO flat for profit, curbing the lottery effect (which is what we\u2019ve seen for projects like <a href=\"https:\/\/www.99.co\/singapore\/hdb\/the-pinnacle-duxton-de84zoRNJ9gpzbow3a7N2CS3\" target=\"_blank\" rel=\"noopener\">Pinnacle @ Duxton<\/a>).<\/p>\n<p class=\"p3\">The major one is the 10-year <a href=\"https:\/\/www.99.co\/singapore\/insider\/property-jargon-of-the-day-minimum-occupation-period-mop\/\" target=\"_blank\" rel=\"noopener\">Minimum Occupation Period (MOP)<\/a>. And let\u2019s not forget the construction time too. Just take the example of the Rochor BTO, which has a waiting time of nearly six years (71 months to be exact). This means that if you manage to secure a flat there, you have to <b>wait 16 years<\/b> before you can sell your flat to upgrade or buy a private property for investment. And a lot can happen in 16 years.<\/p>\n<p class=\"p3\">Then there\u2019s the S$14,000 income ceiling when these flats enter the resale market (which may or may not change in 10 years), limiting the pool of buyers you can sell your PLH flat to. Coupled with the subsidy clawback, there\u2019s potentially <a href=\"https:\/\/www.99.co\/singapore\/insider\/should-not-get-plh-hdb-flat-if-upgrading\/\" target=\"_blank\" rel=\"noopener\">less resale gains<\/a>.<\/p>\n<p class=\"p3\">And because of the prime location of these flats, they have the highest price tags among the BTO projects. For instance, the starting price of a 4-room Rochor BTO flat was S$582,000.<\/p>\n<p class=\"p3\">All these restrictions didn\u2019t deter people from applying for the Rochor BTO though. Within <a href=\"https:\/\/www.99.co\/singapore\/insider\/river-peaks-application-rate-singaporeans-accept-10-year-mop\/\" target=\"_blank\" rel=\"noopener\">two days of the application period<\/a> in the <a href=\"https:\/\/www.99.co\/singapore\/insider\/hdb-bto-november-2021-overview-choa-chu-kang-hougang-jurong-west-kallang-whampoa-rochor-tengah\/\" target=\"_blank\" rel=\"noopener\">November 2021 BTO<\/a> launch, the overall subscription rate was 4.6 for 4-room flats. The launch ended with an <a href=\"https:\/\/services2.hdb.gov.sg\/webapp\/BP13BTOENQWeb\/AR_Nov2021_BTO?strSystem=BTO\" target=\"_blank\" rel=\"noopener\">overall rate of 10.3<\/a>.<\/p>\n<figure id=\"attachment_47745\" aria-describedby=\"caption-attachment-47745\" style=\"width: 600px\" class=\"wp-caption alignnone\"><a href=\"https:\/\/www.99.co\/singapore\/insider\/wp-content\/uploads\/2022\/01\/Source-HDB.jpg\" class=\"img-link media-img img-link media-img\"><img decoding=\"async\" class=\"wp-image-47745\" src=\"https:\/\/www.99.co\/singapore\/insider\/wp-content\/uploads\/2022\/01\/Source-HDB.jpg\" alt=\"application rate for November 2021 BTO\" width=\"600\" height=\"345\" srcset=\"https:\/\/www.99.co\/singapore\/insider\/wp-content\/uploads\/2022\/01\/Source-HDB.jpg 2498w, https:\/\/www.99.co\/singapore\/insider\/wp-content\/uploads\/2022\/01\/Source-HDB-1536x883.jpg 1536w, https:\/\/www.99.co\/singapore\/insider\/wp-content\/uploads\/2022\/01\/Source-HDB-2048x1177.jpg 2048w, https:\/\/www.99.co\/singapore\/insider\/wp-content\/uploads\/2022\/01\/Source-HDB-150x86.jpg 150w\" sizes=\"(max-width: 600px) 100vw, 600px\" \/><\/a><figcaption id=\"caption-attachment-47745\" class=\"wp-caption-text\">Source: HDB<\/figcaption><\/figure>\n<p class=\"p3\">So if you decide to ballot for a PLH BTO, expect tough competition.<\/p>\n<h2 class=\"p5\"><b>Mature estate BTO<\/b><\/h2>\n<ul class=\"ul1\">\n<li class=\"li3\">Potentially higher resale gains<\/li>\n<li class=\"li3\">Easier to upgrade<\/li>\n<li class=\"li3\">Estates are mostly relatively close to the city centre<\/li>\n<li class=\"li3\">Relatively high application rate<\/li>\n<\/ul>\n<p class=\"p3\">The following HDB estates are considered mature estates: <a href=\"https:\/\/www.99.co\/singapore\/neighbourhoods\/ang-mo-kio\" target=\"_blank\" rel=\"noopener\">Ang Mo Kio<\/a>, <a href=\"https:\/\/www.99.co\/singapore\/neighbourhoods\/bedok\" target=\"_blank\" rel=\"noopener\">Bedok<\/a>, <a href=\"https:\/\/www.99.co\/singapore\/neighbourhoods\/bishan\" target=\"_blank\" rel=\"noopener\">Bishan<\/a>, <a href=\"https:\/\/www.99.co\/singapore\/neighbourhoods\/bukit-merah\" target=\"_blank\" rel=\"noopener\">Bukit Merah<\/a>, <a href=\"https:\/\/www.99.co\/singapore\/neighbourhoods\/bukit-timah\" target=\"_blank\" rel=\"noopener\">Bukit Timah<\/a>, Central area, <a href=\"https:\/\/www.99.co\/singapore\/neighbourhoods\/clementi\" target=\"_blank\" rel=\"noopener\">Clementi<\/a>, <a href=\"https:\/\/www.99.co\/singapore\/neighbourhoods\/geylang\" target=\"_blank\" rel=\"noopener\">Geylang<\/a>, <a href=\"https:\/\/www.99.co\/singapore\/neighbourhoods\/kallang\" target=\"_blank\" rel=\"noopener\">Kallang\/Whampoa<\/a>, <a href=\"https:\/\/www.99.co\/singapore\/neighbourhoods\/marine-parade\" target=\"_blank\" rel=\"noopener\">Marine Parade<\/a>, <a href=\"https:\/\/www.99.co\/singapore\/neighbourhoods\/pasir-ris\" target=\"_blank\" rel=\"noopener\">Pasir Ris<\/a>, <a href=\"https:\/\/www.99.co\/singapore\/neighbourhoods\/queenstown\" target=\"_blank\" rel=\"noopener\">Queenstown<\/a>, <a href=\"https:\/\/www.99.co\/singapore\/neighbourhoods\/serangoon\" target=\"_blank\" rel=\"noopener\">Serangoon<\/a>, <a href=\"https:\/\/www.99.co\/singapore\/neighbourhoods\/tampines\" target=\"_blank\" rel=\"noopener\">Tampines<\/a> and <a href=\"https:\/\/www.99.co\/singapore\/neighbourhoods\/toa-payoh\" target=\"_blank\" rel=\"noopener\">Toa Payoh<\/a>.<\/p>\n<p class=\"p3\">Given the restrictions that come with the PLH BTO projects, the mature estate BTO projects are now even more attractive. This is especially for those in excellent locations such as the <a href=\"https:\/\/www.99.co\/singapore\/insider\/may-2021-hdb-bto-in-depth-review-bukit-merah\/\" target=\"_blank\" rel=\"noopener\">Telok Blangah Beacon BTO<\/a>, which is very close to the Greater Southern Waterfront; flats in such locations can potentially earn the highest resale gains after the five-year MOP ends.<\/p>\n<figure id=\"attachment_48030\" aria-describedby=\"caption-attachment-48030\" style=\"width: 600px\" class=\"wp-caption alignnone\"><a href=\"https:\/\/www.99.co\/singapore\/insider\/wp-content\/uploads\/2022\/01\/telok-blangah-beacon-bto-map.jpg\" class=\"img-link media-img img-link media-img\"><img decoding=\"async\" class=\"wp-image-48030\" src=\"https:\/\/www.99.co\/singapore\/insider\/wp-content\/uploads\/2022\/01\/telok-blangah-beacon-bto-map.jpg\" alt=\"Telok Blangah Beacon BTO\" width=\"600\" height=\"339\" srcset=\"https:\/\/www.99.co\/singapore\/insider\/wp-content\/uploads\/2022\/01\/telok-blangah-beacon-bto-map.jpg 1151w, https:\/\/www.99.co\/singapore\/insider\/wp-content\/uploads\/2022\/01\/telok-blangah-beacon-bto-map-150x85.jpg 150w\" sizes=\"(max-width: 600px) 100vw, 600px\" \/><\/a><figcaption id=\"caption-attachment-48030\" class=\"wp-caption-text\">Telok Blangah Beacon is very close to the Greater Southern Waterfront. Source: HDB<\/figcaption><\/figure>\n<p class=\"p3\">For starters, there\u2019s no income ceiling requirement to buy these flats when they enter the resale market. So the pool of buyers can include high-income earners who are more than willing to pay top dollar for choice flats.<\/p>\n<p class=\"p3\">Compared to River Peaks BTO, the Telok Blangah Beacon BTO has a slightly higher starting price of S$602,000 for a 4-room flat. But these flats don\u2019t come with an income ceiling and subsidy clawback when they\u2019re resold. So owners of these flats can potentially get higher resale gains, which may mean more funds to upgrade, whether it\u2019s for a bigger flat, EC or even condo.<\/p>\n<p class=\"p3\">However, depending on the project, the application rate can be pretty high too. For instance, in the last launch in November 2021, 4-room flats in Kallang\/Whampoa had an overall subscription rate of 6.6, compared to the same flat type in Hougang, which had a rate of 4.3. So the chances of getting a queue number here can be pretty low.<\/p>\n    <section id=\"portal-widget-tab-panel-6a680a0dca07a\" class=\"portal-widget-tab-panel\">\n        <div class=\"swiper-container\" id=\"swiper-container-6a680a0dca07a\">\n                        <div class=\"row-title-widget\">\n                <div class=\"portal-widget-carousel-title-left\"><h4 class=\"portal-widget-title\">HDB resale flats for sale in mature estates<\/h4><\/div>\n                <div class=\"portal-widget-carousel-title-right text-right\"><span class=\"portal-widget-see-all-link link-top\"><a href=\"\" class=\"nndc-open-app-link\" data-url=\"https:\/\/www.99.co\/singapore\/sale?listing_type=sale&amp;main_category=hdb&amp;map_bounds=1.137723%2C103.653942%2C1.520885%2C104.09214&amp;page_num=1&amp;page_size=35&amp;property_segments=residential&amp;query_coords=1.3039947%2C103.8298507&amp;query_ids=htang_mo_kio%2Chtbedok%2Chtbishan%2Chtbukit_merah%2Chtbukit_timah%2Chtcentral%2Chtclementi%2Chtgeylang%2Chtkallang_whampoa%2Chtmarine_parade%2Chtpasir_ris%2Chtqueenstown%2Chtserangoon%2Chttampines%2Chttoa_payoh&amp;query_limit=radius&amp;query_type=hdb_town&amp;radius_max=1000&amp;rental_type=unit&amp;show_cluster_preview=true&amp;show_description=true&amp;show_future_mrts=true&amp;show_internal_linking=true&amp;show_meta_description=true&amp;show_nearby=true&amp;zoom=11&utm_source=blog&utm_medium=widget\">See all listings<\/a><\/span><\/div>\n            <\/div>\n                        <div class=\"portal-widget-carousel swiper-wrapper\">\n                                    <div class=\"portal-widget-carousel__card swiper-slide\">\n                                                <div class=\"card-image\">\n                            <img decoding=\"async\" src=\"https:\/\/pic2.99.co\/v3\/VFYdCQpszSPrY86sRxvwzj?text=Leon+Chea&sampling=lanczos&version=1&height=600&width=800&mode=fill&quality=80&convert_if_png=true&signature=244899b07c5e0d9190343cafbb2cb0ef0ba76142\" alt=\"59 Telok Blangah Heights Photo\">\n                        <\/div>\n                        <div class=\"card-description\">\n                            <div class=\"card-text card-title\">59 Telok Blangah Heights<\/div>\n                            <div class=\"card-text card-subtitle\">Singapore 100059 \u00b7 D4<\/div>\n                            <div class=\"card-text card-room\">\n                                <div >\n                                    <img decoding=\"async\" src=\"https:\/\/www.99.co\/singapore\/insider\/wp-content\/plugins\/nndc-portal\/public\/partials\/..\/images\/bed-icon.svg\" alt=\"bedroom\">\n                                    <span>3<\/span>\n                                <\/div>\n                                <div >\n                                    <img decoding=\"async\" src=\"https:\/\/www.99.co\/singapore\/insider\/wp-content\/plugins\/nndc-portal\/public\/partials\/..\/images\/bath-icon.svg\" alt=\"bathroom\">\n                                    <span>2<\/span>\n                                <\/div>\n                                <div >\n                                    <span>990 sqft<\/span>\n                                <\/div>\n                            <\/div>\n                            <div class=\"card-text card-price\">S$ 578,000<\/div>\n                        <\/div>\n                        <div class=\"card-button\">\n                            <button class=\"btn-view-listing nndc-open-app-link\" data-url=\"https:\/\/www.99.co\/singapore\/sale\/property\/59-telok-blangah-heights-hdb-fpHs34rrTiaXpWus7nUf6m?utm_source=blog&utm_medium=widget\">View this listing<\/button>\n                        <\/div>\n                    <\/div>\n                                    <div class=\"portal-widget-carousel__card swiper-slide\">\n                            <div class=\"portal-widget-formatted-tags\">\n            <\/div>\n                        <div class=\"card-image\">\n                            <img decoding=\"async\" src=\"https:\/\/pic2.99.co\/v3\/SaNEbpu25s6PLf4m5WMJC9?text=Wilfred+Kang&sampling=lanczos&version=1&height=600&width=800&mode=fill&quality=80&convert_if_png=true&signature=cc903b6ee1161c2d219ece998895e8bc6c10bf0e\" alt=\"114A Alkaff Crescent Photo\">\n                        <\/div>\n                        <div class=\"card-description\">\n                            <div class=\"card-text card-title\">114A Alkaff Crescent<\/div>\n                            <div class=\"card-text card-subtitle\">Singapore 341114 \u00b7 D13<\/div>\n                            <div class=\"card-text card-room\">\n                                <div >\n                                    <img decoding=\"async\" src=\"https:\/\/www.99.co\/singapore\/insider\/wp-content\/plugins\/nndc-portal\/public\/partials\/..\/images\/bed-icon.svg\" alt=\"bedroom\">\n                                    <span>2<\/span>\n                                <\/div>\n                                <div >\n                                    <img decoding=\"async\" src=\"https:\/\/www.99.co\/singapore\/insider\/wp-content\/plugins\/nndc-portal\/public\/partials\/..\/images\/bath-icon.svg\" alt=\"bathroom\">\n                                    <span>2<\/span>\n                                <\/div>\n                                <div >\n                                    <span>732 sqft<\/span>\n                                <\/div>\n                            <\/div>\n                            <div class=\"card-text card-price\">S$ 855,000<\/div>\n                        <\/div>\n                        <div class=\"card-button\">\n                            <button class=\"btn-view-listing nndc-open-app-link\" data-url=\"https:\/\/www.99.co\/singapore\/sale\/property\/114a-alkaff-crescent-hdb-M9oh94VZiUpZtNsS7rxj6k?utm_source=blog&utm_medium=widget\">View this listing<\/button>\n                        <\/div>\n                    <\/div>\n                                    <div class=\"portal-widget-carousel__card swiper-slide\">\n                                                <div class=\"card-image\">\n                            <img decoding=\"async\" src=\"https:\/\/pic2.99.co\/v3\/xUCZLay5Xts5VPqvWJrWbc?text=ramlan+abdullah&sampling=lanczos&version=1&height=600&width=800&mode=fill&quality=80&convert_if_png=true&signature=9e674bba45dfcee7d58ea5f50b9f76b5fff0efe0\" alt=\"275 Tampines Street 22 Photo\">\n                        <\/div>\n                        <div class=\"card-description\">\n                            <div class=\"card-text card-title\">275 Tampines Street 22<\/div>\n                            <div class=\"card-text card-subtitle\">Singapore 520275 \u00b7 D18<\/div>\n                            <div class=\"card-text card-room\">\n                                <div >\n                                    <img decoding=\"async\" src=\"https:\/\/www.99.co\/singapore\/insider\/wp-content\/plugins\/nndc-portal\/public\/partials\/..\/images\/bed-icon.svg\" alt=\"bedroom\">\n                                    <span>3<\/span>\n                                <\/div>\n                                <div >\n                                    <img decoding=\"async\" src=\"https:\/\/www.99.co\/singapore\/insider\/wp-content\/plugins\/nndc-portal\/public\/partials\/..\/images\/bath-icon.svg\" alt=\"bathroom\">\n                                    <span>2<\/span>\n                                <\/div>\n                                <div >\n                                    <span>1,108 sqft<\/span>\n                                <\/div>\n                            <\/div>\n                            <div class=\"card-text card-price\">S$ 650,000<\/div>\n                        <\/div>\n                        <div class=\"card-button\">\n                            <button class=\"btn-view-listing nndc-open-app-link\" data-url=\"https:\/\/www.99.co\/singapore\/sale\/property\/275-tampines-street-22-hdb-aokCQK2iAB8b3baECAACoz?utm_source=blog&utm_medium=widget\">View this listing<\/button>\n                        <\/div>\n                    <\/div>\n                                    <div class=\"portal-widget-carousel__card swiper-slide\">\n                                                <div class=\"card-image\">\n                            <img decoding=\"async\" src=\"https:\/\/pic2.99.co\/v3\/kjg3iDsKGY768pePEVn5FF?text=Valerie+Ong&sampling=lanczos&version=1&height=600&width=800&mode=fill&quality=80&convert_if_png=true&signature=b9f9e531eec0d9975b2eab4c10c386442cdf7e95\" alt=\"104 Bukit Purmei Road Photo\">\n                        <\/div>\n                        <div class=\"card-description\">\n                            <div class=\"card-text card-title\">104 Bukit Purmei Road<\/div>\n                            <div class=\"card-text card-subtitle\">Singapore 090104 \u00b7 D4<\/div>\n                            <div class=\"card-text card-room\">\n                                <div >\n                                    <img decoding=\"async\" src=\"https:\/\/www.99.co\/singapore\/insider\/wp-content\/plugins\/nndc-portal\/public\/partials\/..\/images\/bed-icon.svg\" alt=\"bedroom\">\n                                    <span>2<\/span>\n                                <\/div>\n                                <div >\n                                    <img decoding=\"async\" src=\"https:\/\/www.99.co\/singapore\/insider\/wp-content\/plugins\/nndc-portal\/public\/partials\/..\/images\/bath-icon.svg\" alt=\"bathroom\">\n                                    <span>2<\/span>\n                                <\/div>\n                                <div >\n                                    <span>828 sqft<\/span>\n                                <\/div>\n                            <\/div>\n                            <div class=\"card-text card-price\">S$ 480,000<\/div>\n                        <\/div>\n                        <div class=\"card-button\">\n                            <button class=\"btn-view-listing nndc-open-app-link\" data-url=\"https:\/\/www.99.co\/singapore\/sale\/property\/104-bukit-purmei-road-hdb-dJQPuqoTk58e2pzQjkPWDK?utm_source=blog&utm_medium=widget\">View this listing<\/button>\n                        <\/div>\n                    <\/div>\n                                    <div class=\"portal-widget-carousel__card swiper-slide\">\n                                                <div class=\"card-image\">\n                            <img decoding=\"async\" src=\"https:\/\/pic2.99.co\/v3\/pQeC4ssd4hfKFS8NGXjLN3?text=Valerie+Ong&sampling=lanczos&version=1&height=600&width=800&mode=fill&quality=80&convert_if_png=true&signature=4389347f1e40938cf64cb63f23a54fc6e02a0e53\" alt=\"15 Farrer Park Road Photo\">\n                        <\/div>\n                        <div class=\"card-description\">\n                            <div class=\"card-text card-title\">15 Farrer Park Road<\/div>\n                            <div class=\"card-text card-subtitle\">Singapore 210015 \u00b7 D8<\/div>\n                            <div class=\"card-text card-room\">\n                                <div >\n                                    <img decoding=\"async\" src=\"https:\/\/www.99.co\/singapore\/insider\/wp-content\/plugins\/nndc-portal\/public\/partials\/..\/images\/bed-icon.svg\" alt=\"bedroom\">\n                                    <span>3<\/span>\n                                <\/div>\n                                <div >\n                                    <img decoding=\"async\" src=\"https:\/\/www.99.co\/singapore\/insider\/wp-content\/plugins\/nndc-portal\/public\/partials\/..\/images\/bath-icon.svg\" alt=\"bathroom\">\n                                    <span>2<\/span>\n                                <\/div>\n                                <div >\n                                    <span>808 sqft<\/span>\n                                <\/div>\n                            <\/div>\n                            <div class=\"card-text card-price\">S$ 858,000<\/div>\n                        <\/div>\n                        <div class=\"card-button\">\n                            <button class=\"btn-view-listing nndc-open-app-link\" data-url=\"https:\/\/www.99.co\/singapore\/sale\/property\/15-farrer-park-road-hdb-kg7RR2fPisYkXu9VLw48kd?utm_source=blog&utm_medium=widget\">View this listing<\/button>\n                        <\/div>\n                    <\/div>\n                                    <div class=\"portal-widget-carousel__card swiper-slide\">\n                                                <div class=\"card-image\">\n                            <img decoding=\"async\" src=\"https:\/\/pic2.99.co\/v3\/nyPuKutrSdBLDetdvKZwq7?text=JANE+LEE&sampling=lanczos&version=1&height=600&width=800&mode=fill&quality=80&convert_if_png=true&signature=2ebd55cdead2a669780578e30bb39de911376baa\" alt=\"108 Lorong 1 Toa Payoh Photo\">\n                        <\/div>\n                        <div class=\"card-description\">\n                            <div class=\"card-text card-title\">108 Lorong 1 Toa Payoh<\/div>\n                            <div class=\"card-text card-subtitle\">Singapore 310108 \u00b7 D12<\/div>\n                            <div class=\"card-text card-room\">\n                                <div >\n                                    <img decoding=\"async\" src=\"https:\/\/www.99.co\/singapore\/insider\/wp-content\/plugins\/nndc-portal\/public\/partials\/..\/images\/bed-icon.svg\" alt=\"bedroom\">\n                                    <span>2<\/span>\n                                <\/div>\n                                <div >\n                                    <img decoding=\"async\" src=\"https:\/\/www.99.co\/singapore\/insider\/wp-content\/plugins\/nndc-portal\/public\/partials\/..\/images\/bath-icon.svg\" alt=\"bathroom\">\n                                    <span>2<\/span>\n                                <\/div>\n                                <div >\n                                    <span>721 sqft<\/span>\n                                <\/div>\n                            <\/div>\n                            <div class=\"card-text card-price\">S$ 402,000<\/div>\n                        <\/div>\n                        <div class=\"card-button\">\n                            <button class=\"btn-view-listing nndc-open-app-link\" data-url=\"https:\/\/www.99.co\/singapore\/sale\/property\/108-lorong-1-toa-payoh-hdb-SdshEZAiydQepcBsyfcht8?utm_source=blog&utm_medium=widget\">View this listing<\/button>\n                        <\/div>\n                    <\/div>\n                                    <div class=\"portal-widget-carousel__card swiper-slide\">\n                                                <div class=\"card-image\">\n                            <img decoding=\"async\" src=\"https:\/\/pic2.99.co\/v3\/nnG25ZPUCzRHkK9ThndsYK?text=Alvin+Chan&sampling=lanczos&version=1&height=600&width=800&mode=fill&quality=80&convert_if_png=true&signature=8737d1fab90212c0ef7a9e6efe47f422adf8056e\" alt=\"14 Toh Yi Drive Photo\">\n                        <\/div>\n                        <div class=\"card-description\">\n                            <div class=\"card-text card-title\">14 Toh Yi Drive<\/div>\n                            <div class=\"card-text card-subtitle\">Singapore 590014 \u00b7 D21<\/div>\n                            <div class=\"card-text card-room\">\n                                <div >\n                                    <img decoding=\"async\" src=\"https:\/\/www.99.co\/singapore\/insider\/wp-content\/plugins\/nndc-portal\/public\/partials\/..\/images\/bed-icon.svg\" alt=\"bedroom\">\n                                    <span>4<\/span>\n                                <\/div>\n                                <div >\n                                    <img decoding=\"async\" src=\"https:\/\/www.99.co\/singapore\/insider\/wp-content\/plugins\/nndc-portal\/public\/partials\/..\/images\/bath-icon.svg\" alt=\"bathroom\">\n                                    <span>2<\/span>\n                                <\/div>\n                                <div >\n                                    <span>1,313 sqft<\/span>\n                                <\/div>\n                            <\/div>\n                            <div class=\"card-text card-price\">S$ 1,180,000<\/div>\n                        <\/div>\n                        <div class=\"card-button\">\n                            <button class=\"btn-view-listing nndc-open-app-link\" data-url=\"https:\/\/www.99.co\/singapore\/sale\/property\/14-toh-yi-drive-hdb-5VgSvZX8nxzfGiJygFJi2n?utm_source=blog&utm_medium=widget\">View this listing<\/button>\n                        <\/div>\n                    <\/div>\n                                    <div class=\"portal-widget-carousel__card swiper-slide\">\n                                                <div class=\"card-image\">\n                            <img decoding=\"async\" src=\"https:\/\/pic2.99.co\/v3\/hSmhqSHz7h89QvEda8GB2V?text=Daniel+Wong&sampling=lanczos&version=1&height=600&width=800&mode=fill&quality=80&convert_if_png=true&signature=b5778dda0085f147664a5003a8e3f48910de528c\" alt=\"72 Telok Blangah Heights Photo\">\n                        <\/div>\n                        <div class=\"card-description\">\n                            <div class=\"card-text card-title\">72 Telok Blangah Heights<\/div>\n                            <div class=\"card-text card-subtitle\">Singapore 100072 \u00b7 D4<\/div>\n                            <div class=\"card-text card-room\">\n                                <div >\n                                    <img decoding=\"async\" src=\"https:\/\/www.99.co\/singapore\/insider\/wp-content\/plugins\/nndc-portal\/public\/partials\/..\/images\/bed-icon.svg\" alt=\"bedroom\">\n                                    <span>3<\/span>\n                                <\/div>\n                                <div >\n                                    <img decoding=\"async\" src=\"https:\/\/www.99.co\/singapore\/insider\/wp-content\/plugins\/nndc-portal\/public\/partials\/..\/images\/bath-icon.svg\" alt=\"bathroom\">\n                                    <span>2<\/span>\n                                <\/div>\n                                <div >\n                                    <span>1,258 sqft<\/span>\n                                <\/div>\n                            <\/div>\n                            <div class=\"card-text card-price\">S$ 858,000<\/div>\n                        <\/div>\n                        <div class=\"card-button\">\n                            <button class=\"btn-view-listing nndc-open-app-link\" data-url=\"https:\/\/www.99.co\/singapore\/sale\/property\/72-telok-blangah-heights-hdb-2dUnPjvz3eXMRe6rBVB4n6?utm_source=blog&utm_medium=widget\">View this listing<\/button>\n                        <\/div>\n                    <\/div>\n                                    <div class=\"portal-widget-carousel__card swiper-slide\">\n                                                <div class=\"card-image\">\n                            <img decoding=\"async\" src=\"https:\/\/pic2.99.co\/v3\/ykNZDDmZmKPGYiReLgzBhZ?text=Sonia+Ong&sampling=lanczos&version=1&height=600&width=800&mode=fill&quality=80&convert_if_png=true&signature=076f14bec55a487c8293dafd5250da56982606de\" alt=\"111 Mcnair Road Photo\">\n                        <\/div>\n                        <div class=\"card-description\">\n                            <div class=\"card-text card-title\">111 Mcnair Road<\/div>\n                            <div class=\"card-text card-subtitle\">Singapore 320111 \u00b7 D12<\/div>\n                            <div class=\"card-text card-room\">\n                                <div >\n                                    <img decoding=\"async\" src=\"https:\/\/www.99.co\/singapore\/insider\/wp-content\/plugins\/nndc-portal\/public\/partials\/..\/images\/bed-icon.svg\" alt=\"bedroom\">\n                                    <span>3<\/span>\n                                <\/div>\n                                <div >\n                                    <img decoding=\"async\" src=\"https:\/\/www.99.co\/singapore\/insider\/wp-content\/plugins\/nndc-portal\/public\/partials\/..\/images\/bath-icon.svg\" alt=\"bathroom\">\n                                    <span>2<\/span>\n                                <\/div>\n                                <div >\n                                    <span>904 sqft<\/span>\n                                <\/div>\n                            <\/div>\n                            <div class=\"card-text card-price\">S$ 688,000<\/div>\n                        <\/div>\n                        <div class=\"card-button\">\n                            <button class=\"btn-view-listing nndc-open-app-link\" data-url=\"https:\/\/www.99.co\/singapore\/sale\/property\/111-mcnair-road-hdb-AnCzp6PE3xwk9yWf7jrmXE?utm_source=blog&utm_medium=widget\">View this listing<\/button>\n                        <\/div>\n                    <\/div>\n                                    <div class=\"portal-widget-carousel__card swiper-slide\">\n                                                <div class=\"card-image\">\n                            <img decoding=\"async\" src=\"https:\/\/pic2.99.co\/v3\/ze2aoeFBvjKxBnHya6KcGY?text=Teddy&sampling=lanczos&version=1&height=600&width=800&mode=fill&quality=80&convert_if_png=true&signature=f4fdab8720bd2b27a5dbe29b2dc1926f3efa84a6\" alt=\"74 Telok Blangah Heights Photo\">\n                        <\/div>\n                        <div class=\"card-description\">\n                            <div class=\"card-text card-title\">74 Telok Blangah Heights<\/div>\n                            <div class=\"card-text card-subtitle\">Singapore 100074 \u00b7 D4<\/div>\n                            <div class=\"card-text card-room\">\n                                <div >\n                                    <img decoding=\"async\" src=\"https:\/\/www.99.co\/singapore\/insider\/wp-content\/plugins\/nndc-portal\/public\/partials\/..\/images\/bed-icon.svg\" alt=\"bedroom\">\n                                    <span>3<\/span>\n                                <\/div>\n                                <div >\n                                    <img decoding=\"async\" src=\"https:\/\/www.99.co\/singapore\/insider\/wp-content\/plugins\/nndc-portal\/public\/partials\/..\/images\/bath-icon.svg\" alt=\"bathroom\">\n                                    <span>2<\/span>\n                                <\/div>\n                                <div >\n                                    <span>1,259 sqft<\/span>\n                                <\/div>\n                            <\/div>\n                            <div class=\"card-text card-price\">S$ 780,000<\/div>\n                        <\/div>\n                        <div class=\"card-button\">\n                            <button class=\"btn-view-listing nndc-open-app-link\" data-url=\"https:\/\/www.99.co\/singapore\/sale\/property\/74-telok-blangah-heights-hdb-EYnsJTQv7tGqRKi7LSg8AP?utm_source=blog&utm_medium=widget\">View this listing<\/button>\n                        <\/div>\n                    <\/div>\n                            <\/div>\n            <!-- Add Arrows -->\n            <div class=\"swiper-button-next\"><\/div>\n            <div class=\"swiper-button-prev\"><\/div>\n                    <\/div>\n    <\/section>\n\n<p>&nbsp;<\/p>\n<h2 class=\"p5\"><b>Non-mature estate BTO\u00a0<\/b><\/h2>\n<ul class=\"ul1\">\n<li class=\"li3\">Singles can apply for 2-room Flexi flats<\/li>\n<li class=\"li3\">Higher flat allocation quota for second-timers applying under MCPS<\/li>\n<li class=\"li3\">More 5-room flats are available in these estates<\/li>\n<li class=\"li3\">Most affordable<\/li>\n<li class=\"li3\">Located further from the city centre<\/li>\n<\/ul>\n<p class=\"p3\">The following HDB estates are considered non-mature estates: <a href=\"https:\/\/www.99.co\/singapore\/neighbourhoods\/bukit-batok\" target=\"_blank\" rel=\"noopener\">Bukit Batok<\/a>, <a href=\"https:\/\/www.99.co\/singapore\/neighbourhoods\/bukit-panjang\" target=\"_blank\" rel=\"noopener\">Bukit Panjang<\/a>, <a href=\"https:\/\/www.99.co\/singapore\/neighbourhoods\/choa-chu-kang\" target=\"_blank\" rel=\"noopener\">Choa Chu Kang<\/a>, <a href=\"https:\/\/www.99.co\/singapore\/neighbourhoods\/hougang\" target=\"_blank\" rel=\"noopener\">Hougang<\/a>, <a href=\"https:\/\/www.99.co\/singapore\/neighbourhoods\/jurong-east\" target=\"_blank\" rel=\"noopener\">Jurong East<\/a>, <a href=\"https:\/\/www.99.co\/singapore\/neighbourhoods\/jurong-west\" target=\"_blank\" rel=\"noopener\">Jurong West<\/a>, <a href=\"https:\/\/www.99.co\/singapore\/neighbourhoods\/punggol\" target=\"_blank\" rel=\"noopener\">Punggol<\/a>, <a href=\"https:\/\/www.99.co\/singapore\/neighbourhoods\/sembawang\" target=\"_blank\" rel=\"noopener\">Sembawang<\/a>, <a href=\"https:\/\/www.99.co\/singapore\/neighbourhoods\/sengkang\" target=\"_blank\" rel=\"noopener\">Sengkang<\/a>, <a href=\"https:\/\/www.99.co\/singapore\/neighbourhoods\/tengah\" target=\"_blank\" rel=\"noopener\">Tengah<\/a>, <a href=\"https:\/\/www.99.co\/singapore\/neighbourhoods\/woodlands\" target=\"_blank\" rel=\"noopener\">Woodlands<\/a> and <a href=\"https:\/\/www.99.co\/singapore\/neighbourhoods\/yishun\" target=\"_blank\" rel=\"noopener\">Yishun<\/a>.<\/p>\n<p class=\"p3\">If you\u2019re single, these are the only locations where you can apply for a BTO. To be more specific, you can only apply for 2-room Flexi flats. (You can still go for <a href=\"https:\/\/www.99.co\/singapore\/sale\/hdb\" target=\"_blank\" rel=\"noopener\">resale flats<\/a> in any other estates, of any flat type, apart from the PLH flats.)<\/p>\n<p class=\"p3\">The main thing about non-mature BTO projects is that there\u2019s generally lower competition. So if you want to increase your chances of securing a queue number, your best bet is to ballot for a non-mature estate BTO project, especially if it\u2019s not that popular.<\/p>\n<p class=\"p3\">(We do have special cases though, like the <a href=\"https:\/\/www.99.co\/singapore\/insider\/august-2021-hdb-bto-in-depth-review-hougang-upper-serangoon\/\" target=\"_blank\" rel=\"noopener\">Kovan Wellspring BTO<\/a> during the August 2021 launch, which saw an <a href=\"https:\/\/services2.hdb.gov.sg\/webapp\/BP13BTOENQWeb\/BP13J011BTOAug21.jsp\" target=\"_blank\" rel=\"noopener\">overall application rate of 24.9 for 4-room flats<\/a>.)<\/p>\n<figure id=\"attachment_48028\" aria-describedby=\"caption-attachment-48028\" style=\"width: 600px\" class=\"wp-caption alignnone\"><a href=\"https:\/\/www.99.co\/singapore\/insider\/wp-content\/uploads\/2022\/01\/application-rate-of-August-2021-non-mature-estate-BTO.png\" class=\"img-link media-img img-link media-img\"><img decoding=\"async\" class=\"wp-image-48028\" src=\"https:\/\/www.99.co\/singapore\/insider\/wp-content\/uploads\/2022\/01\/application-rate-of-August-2021-non-mature-estate-BTO.png\" alt=\"application rate of August 2021 non-mature estate BTO\" width=\"600\" height=\"240\" srcset=\"https:\/\/www.99.co\/singapore\/insider\/wp-content\/uploads\/2022\/01\/application-rate-of-August-2021-non-mature-estate-BTO.png 914w, https:\/\/www.99.co\/singapore\/insider\/wp-content\/uploads\/2022\/01\/application-rate-of-August-2021-non-mature-estate-BTO-150x60.png 150w\" sizes=\"(max-width: 600px) 100vw, 600px\" \/><\/a><figcaption id=\"caption-attachment-48028\" class=\"wp-caption-text\">Source: HDB<\/figcaption><\/figure>\n<figure id=\"attachment_48031\" aria-describedby=\"caption-attachment-48031\" style=\"width: 600px\" class=\"wp-caption alignnone\"><a href=\"https:\/\/www.99.co\/singapore\/insider\/wp-content\/uploads\/2022\/01\/kovan-wellspring-bto-map.jpg\" class=\"img-link media-img img-link media-img\"><img decoding=\"async\" class=\"wp-image-48031\" src=\"https:\/\/www.99.co\/singapore\/insider\/wp-content\/uploads\/2022\/01\/kovan-wellspring-bto-map.jpg\" alt=\"Kovan Wellspring BTO map\" width=\"600\" height=\"310\" srcset=\"https:\/\/www.99.co\/singapore\/insider\/wp-content\/uploads\/2022\/01\/kovan-wellspring-bto-map.jpg 1330w, https:\/\/www.99.co\/singapore\/insider\/wp-content\/uploads\/2022\/01\/kovan-wellspring-bto-map-150x77.jpg 150w\" sizes=\"(max-width: 600px) 100vw, 600px\" \/><\/a><figcaption id=\"caption-attachment-48031\" class=\"wp-caption-text\">With Kovan MRT right at its doorstep, it&#8217;s not hard to see why this BTO was so popular. Source: HDB<\/figcaption><\/figure>\n<p class=\"p3\">But in general, people tend to go for a mature estate BTO over a non-mature estate one. There\u2019s also usually a higher supply of flats located in non-mature estates. So the probability of securing a queue number is higher.<\/p>\n<p class=\"p3\">What\u2019s more, there\u2019s a higher flat allocation for second-timers applying for a non-mature estate BTO if they apply under the <a href=\"https:\/\/www.99.co\/singapore\/insider\/in-depth-guide-hdb-priority-schemes\/\" target=\"_blank\" rel=\"noopener\">Married Child Priority Scheme (MCPS)<\/a>.<\/p>\n<figure id=\"attachment_48029\" aria-describedby=\"caption-attachment-48029\" style=\"width: 600px\" class=\"wp-caption alignnone\"><a href=\"https:\/\/www.99.co\/singapore\/insider\/wp-content\/uploads\/2022\/01\/married-child-priority-scheme-flat-allocation.png\" class=\"img-link media-img img-link media-img\"><img decoding=\"async\" class=\"wp-image-48029\" src=\"https:\/\/www.99.co\/singapore\/insider\/wp-content\/uploads\/2022\/01\/married-child-priority-scheme-flat-allocation.png\" alt=\"Flat allocation of Married Child Priority Scheme\" width=\"600\" height=\"339\" srcset=\"https:\/\/www.99.co\/singapore\/insider\/wp-content\/uploads\/2022\/01\/married-child-priority-scheme-flat-allocation.png 645w, https:\/\/www.99.co\/singapore\/insider\/wp-content\/uploads\/2022\/01\/married-child-priority-scheme-flat-allocation-150x85.png 150w\" sizes=\"(max-width: 600px) 100vw, 600px\" \/><\/a><figcaption id=\"caption-attachment-48029\" class=\"wp-caption-text\">Source: HDB<\/figcaption><\/figure>\n<p class=\"p3\">Here\u2019s also where you\u2019re more likely to find a 5-room flat. While we\u2019ve seen these flats being launched in mature estates like the ones in the <a href=\"https:\/\/www.99.co\/singapore\/insider\/august-2021-hdb-bto-in-depth-review-tampines-bedok-reservoir\/\" target=\"_blank\" rel=\"noopener\">August 2021 Tampines BTO<\/a> launch, most 5-room flats were launched in non-mature estates like Tengah in recent years.<\/p>\n<p class=\"p3\">For instance, in the last launch in November 2021, all the 5-room flats launched were located in Hougang and Tengah. Likewise, for the upcoming launch in February 2022, all the 5-room flats will be located in Tengah and Yishun.<\/p>\n<p class=\"p3\">Flats here are generally the cheapest ones too, given that they\u2019re further away from the city centre.<\/p>\n    <section id=\"portal-widget-tab-panel-6a680a0ea32fe\" class=\"portal-widget-tab-panel\">\n        <div class=\"swiper-container\" id=\"swiper-container-6a680a0ea32fe\">\n                        <div class=\"row-title-widget\">\n                <div class=\"portal-widget-carousel-title-left\"><h4 class=\"portal-widget-title\">HDB resale flats for sale in non-mature estates<\/h4><\/div>\n                <div class=\"portal-widget-carousel-title-right text-right\"><span class=\"portal-widget-see-all-link link-top\"><a href=\"\" class=\"nndc-open-app-link\" data-url=\"https:\/\/www.99.co\/singapore\/sale?listing_type=sale&amp;main_category=hdb&amp;map_bounds=1.5827095153768858%2C103.49449749970108%2C1.1090706240313446%2C104.12483807587296&amp;page_num=1&amp;page_size=35&amp;property_segments=residential&amp;query_coords=1.3039947%2C103.8298507&amp;query_ids=htbukit_batok%2Chtbukit_panjang%2Chtchoa_chu_kang%2Chtjurong_east%2Chtjurong_west%2Chtpunggol%2Chtsembawang%2Chtsengkang%2Chttengah%2Chtwoodlands%2Chtyishun&amp;query_limit=radius&amp;query_type=hdb_town&amp;radius_max=1000&amp;rental_type=unit&amp;show_cluster_preview=true&amp;show_description=true&amp;show_future_mrts=true&amp;show_internal_linking=true&amp;show_meta_description=true&amp;show_nearby=true&amp;zoom=13&utm_source=blog&utm_medium=widget\">See all listings<\/a><\/span><\/div>\n            <\/div>\n                        <div class=\"portal-widget-carousel swiper-wrapper\">\n                                    <div class=\"portal-widget-carousel__card swiper-slide\">\n                                                <div class=\"card-image\">\n                            <img decoding=\"async\" src=\"https:\/\/pic2.99.co\/v3\/Q7XuHpqZmtYXXwCUkbUobW?text=Leon+Chea&sampling=lanczos&version=1&height=600&width=800&mode=fill&quality=80&convert_if_png=true&signature=307864167ae8c7fa22e0af4c4828dbe19cf88a48\" alt=\"228A Punggol Field Photo\">\n                        <\/div>\n                        <div class=\"card-description\">\n                            <div class=\"card-text card-title\">228A Punggol Field<\/div>\n                            <div class=\"card-text card-subtitle\">Singapore 821228 \u00b7 D19<\/div>\n                            <div class=\"card-text card-room\">\n                                <div >\n                                    <img decoding=\"async\" src=\"https:\/\/www.99.co\/singapore\/insider\/wp-content\/plugins\/nndc-portal\/public\/partials\/..\/images\/bed-icon.svg\" alt=\"bedroom\">\n                                    <span>3<\/span>\n                                <\/div>\n                                <div >\n                                    <img decoding=\"async\" src=\"https:\/\/www.99.co\/singapore\/insider\/wp-content\/plugins\/nndc-portal\/public\/partials\/..\/images\/bath-icon.svg\" alt=\"bathroom\">\n                                    <span>2<\/span>\n                                <\/div>\n                                <div >\n                                    <span>1,001 sqft<\/span>\n                                <\/div>\n                            <\/div>\n                            <div class=\"card-text card-price\">S$ 738,888<\/div>\n                        <\/div>\n                        <div class=\"card-button\">\n                            <button class=\"btn-view-listing nndc-open-app-link\" data-url=\"https:\/\/www.99.co\/singapore\/sale\/property\/228a-punggol-field-hdb-UrjcubPAfwz8Gz8iLsD9az?utm_source=blog&utm_medium=widget\">View this listing<\/button>\n                        <\/div>\n                    <\/div>\n                                    <div class=\"portal-widget-carousel__card swiper-slide\">\n                                                <div class=\"card-image\">\n                            <img decoding=\"async\" src=\"https:\/\/pic2.99.co\/v3\/d8FrmVK2ZgLkxkMHqrD3ra?text=Leon+Chea&sampling=lanczos&version=1&height=600&width=800&mode=fill&quality=80&convert_if_png=true&signature=ff6cf0aecf62bb397e495738c8061ca836712524\" alt=\"289 Yishun Avenue 6 Photo\">\n                        <\/div>\n                        <div class=\"card-description\">\n                            <div class=\"card-text card-title\">289 Yishun Avenue 6<\/div>\n                            <div class=\"card-text card-subtitle\">Singapore 760289 \u00b7 D27<\/div>\n                            <div class=\"card-text card-room\">\n                                <div >\n                                    <img decoding=\"async\" src=\"https:\/\/www.99.co\/singapore\/insider\/wp-content\/plugins\/nndc-portal\/public\/partials\/..\/images\/bed-icon.svg\" alt=\"bedroom\">\n                                    <span>4<\/span>\n                                <\/div>\n                                <div >\n                                    <img decoding=\"async\" src=\"https:\/\/www.99.co\/singapore\/insider\/wp-content\/plugins\/nndc-portal\/public\/partials\/..\/images\/bath-icon.svg\" alt=\"bathroom\">\n                                    <span>2<\/span>\n                                <\/div>\n                                <div >\n                                    <span>1,313 sqft<\/span>\n                                <\/div>\n                            <\/div>\n                            <div class=\"card-text card-price\">S$ 608,000<\/div>\n                        <\/div>\n                        <div class=\"card-button\">\n                            <button class=\"btn-view-listing nndc-open-app-link\" data-url=\"https:\/\/www.99.co\/singapore\/sale\/property\/289-yishun-avenue-6-hdb-XpQrakZFdSLmNUiDoXSBcB?utm_source=blog&utm_medium=widget\">View this listing<\/button>\n                        <\/div>\n                    <\/div>\n                                    <div class=\"portal-widget-carousel__card swiper-slide\">\n                            <div class=\"portal-widget-formatted-tags\">\n            <\/div>\n                        <div class=\"card-image\">\n                            <img decoding=\"async\" src=\"https:\/\/pic2.99.co\/v3\/GSDUNABUrsVHuQB3YMHJhF?text=Jeslyn+Tay&sampling=lanczos&version=1&height=600&width=800&mode=fill&quality=80&convert_if_png=true&signature=3a411c042433273839bf0a12ae6d765290415801\" alt=\"450B Bukit Batok West Avenue 6 Photo\">\n                        <\/div>\n                        <div class=\"card-description\">\n                            <div class=\"card-text card-title\">450B Bukit Batok West Avenue 6<\/div>\n                            <div class=\"card-text card-subtitle\">Singapore 652450 \u00b7 D23<\/div>\n                            <div class=\"card-text card-room\">\n                                <div >\n                                    <img decoding=\"async\" src=\"https:\/\/www.99.co\/singapore\/insider\/wp-content\/plugins\/nndc-portal\/public\/partials\/..\/images\/bed-icon.svg\" alt=\"bedroom\">\n                                    <span>3<\/span>\n                                <\/div>\n                                <div >\n                                    <img decoding=\"async\" src=\"https:\/\/www.99.co\/singapore\/insider\/wp-content\/plugins\/nndc-portal\/public\/partials\/..\/images\/bath-icon.svg\" alt=\"bathroom\">\n                                    <span>2<\/span>\n                                <\/div>\n                                <div >\n                                    <span>1,001 sqft<\/span>\n                                <\/div>\n                            <\/div>\n                            <div class=\"card-text card-price\">S$ 720,000<\/div>\n                        <\/div>\n                        <div class=\"card-button\">\n                            <button class=\"btn-view-listing nndc-open-app-link\" data-url=\"https:\/\/www.99.co\/singapore\/sale\/property\/450b-bukit-batok-west-avenue-6-hdb-UDEzZFjf8GfdajKAdMvrBc?utm_source=blog&utm_medium=widget\">View this listing<\/button>\n                        <\/div>\n                    <\/div>\n                                    <div class=\"portal-widget-carousel__card swiper-slide\">\n                                                <div class=\"card-image\">\n                            <img decoding=\"async\" src=\"https:\/\/pic2.99.co\/v3\/uQC5pfjcKkNFF4DZHnZdR4?text=Lee+Siew+Chuen%2C+Jenny&sampling=lanczos&version=1&height=600&width=800&mode=fill&quality=80&convert_if_png=true&signature=61a428f528d1a8bb42d82f5288bcd73b37aba3f6\" alt=\"291B Compassvale Street Photo\">\n                        <\/div>\n                        <div class=\"card-description\">\n                            <div class=\"card-text card-title\">291B Compassvale Street<\/div>\n                            <div class=\"card-text card-subtitle\">Singapore 542291 \u00b7 D19<\/div>\n                            <div class=\"card-text card-room\">\n                                <div >\n                                    <img decoding=\"async\" src=\"https:\/\/www.99.co\/singapore\/insider\/wp-content\/plugins\/nndc-portal\/public\/partials\/..\/images\/bed-icon.svg\" alt=\"bedroom\">\n                                    <span>3<\/span>\n                                <\/div>\n                                <div >\n                                    <img decoding=\"async\" src=\"https:\/\/www.99.co\/singapore\/insider\/wp-content\/plugins\/nndc-portal\/public\/partials\/..\/images\/bath-icon.svg\" alt=\"bathroom\">\n                                    <span>2<\/span>\n                                <\/div>\n                                <div >\n                                    <span>968 sqft<\/span>\n                                <\/div>\n                            <\/div>\n                            <div class=\"card-text card-price\">S$ 569,900<\/div>\n                        <\/div>\n                        <div class=\"card-button\">\n                            <button class=\"btn-view-listing nndc-open-app-link\" data-url=\"https:\/\/www.99.co\/singapore\/sale\/property\/291b-compassvale-street-hdb-c27jy2pN5UnZgBEVBtEpJ7?utm_source=blog&utm_medium=widget\">View this listing<\/button>\n                        <\/div>\n                    <\/div>\n                                    <div class=\"portal-widget-carousel__card swiper-slide\">\n                                                <div class=\"card-image\">\n                            <img decoding=\"async\" src=\"https:\/\/pic2.99.co\/v3\/rSiVAmzkkcgRN3nJvdVf5S?text=jess+khoo&sampling=lanczos&version=1&height=600&width=800&mode=fill&quality=80&convert_if_png=true&signature=aa8a49a3e84b2891b16b0360026e3870b3b94f05\" alt=\"160B Punggol Central Photo\">\n                        <\/div>\n                        <div class=\"card-description\">\n                            <div class=\"card-text card-title\">160B Punggol Central<\/div>\n                            <div class=\"card-text card-subtitle\">Singapore 822160 \u00b7 D19<\/div>\n                            <div class=\"card-text card-room\">\n                                <div >\n                                    <img decoding=\"async\" src=\"https:\/\/www.99.co\/singapore\/insider\/wp-content\/plugins\/nndc-portal\/public\/partials\/..\/images\/bed-icon.svg\" alt=\"bedroom\">\n                                    <span>3<\/span>\n                                <\/div>\n                                <div >\n                                    <img decoding=\"async\" src=\"https:\/\/www.99.co\/singapore\/insider\/wp-content\/plugins\/nndc-portal\/public\/partials\/..\/images\/bath-icon.svg\" alt=\"bathroom\">\n                                    <span>2<\/span>\n                                <\/div>\n                                <div >\n                                    <span>1,023 sqft<\/span>\n                                <\/div>\n                            <\/div>\n                            <div class=\"card-text card-price\">S$ 635,000<\/div>\n                        <\/div>\n                        <div class=\"card-button\">\n                            <button class=\"btn-view-listing nndc-open-app-link\" data-url=\"https:\/\/www.99.co\/singapore\/sale\/property\/160b-punggol-central-hdb-NsfxNjBnL6PQEXmvPBR5tN?utm_source=blog&utm_medium=widget\">View this listing<\/button>\n                        <\/div>\n                    <\/div>\n                                    <div class=\"portal-widget-carousel__card swiper-slide\">\n                                                <div class=\"card-image\">\n                            <img decoding=\"async\" src=\"https:\/\/pic2.99.co\/v3\/46yRbiMuxiu2oTABfGxDJD?text=James+Harley&sampling=lanczos&version=1&height=600&width=800&mode=fill&quality=80&convert_if_png=true&signature=88a7916d44705a2c7ae03bf293c36ac693a9239d\" alt=\"7 Teck Whye Avenue Photo\">\n                        <\/div>\n                        <div class=\"card-description\">\n                            <div class=\"card-text card-title\">7 Teck Whye Avenue<\/div>\n                            <div class=\"card-text card-subtitle\">Singapore 680007 \u00b7 D23<\/div>\n                            <div class=\"card-text card-room\">\n                                <div >\n                                    <img decoding=\"async\" src=\"https:\/\/www.99.co\/singapore\/insider\/wp-content\/plugins\/nndc-portal\/public\/partials\/..\/images\/bed-icon.svg\" alt=\"bedroom\">\n                                    <span>3<\/span>\n                                <\/div>\n                                <div >\n                                    <img decoding=\"async\" src=\"https:\/\/www.99.co\/singapore\/insider\/wp-content\/plugins\/nndc-portal\/public\/partials\/..\/images\/bath-icon.svg\" alt=\"bathroom\">\n                                    <span>2<\/span>\n                                <\/div>\n                                <div >\n                                    <span>1,421 sqft<\/span>\n                                <\/div>\n                            <\/div>\n                            <div class=\"card-text card-price\">S$ 600,000<\/div>\n                        <\/div>\n                        <div class=\"card-button\">\n                            <button class=\"btn-view-listing nndc-open-app-link\" data-url=\"https:\/\/www.99.co\/singapore\/sale\/property\/7-teck-whye-avenue-hdb-2LkehZSUHL7JMJZBcgqqiU?utm_source=blog&utm_medium=widget\">View this listing<\/button>\n                        <\/div>\n                    <\/div>\n                                    <div class=\"portal-widget-carousel__card swiper-slide\">\n                                                <div class=\"card-image\">\n                            <img decoding=\"async\" src=\"https:\/\/pic2.99.co\/v3\/kTvGoa4siiEFeNUwF8PCQU?text=Jacqueline+Oon&sampling=lanczos&version=1&height=600&width=800&mode=fill&quality=80&convert_if_png=true&signature=7af7c7c13fe97bca48a2095928a3be4fc0c3f070\" alt=\"504 Bukit Batok Street 52 Photo\">\n                        <\/div>\n                        <div class=\"card-description\">\n                            <div class=\"card-text card-title\">504 Bukit Batok Street 52<\/div>\n                            <div class=\"card-text card-subtitle\">Singapore 650504 \u00b7 D23<\/div>\n                            <div class=\"card-text card-room\">\n                                <div >\n                                    <img decoding=\"async\" src=\"https:\/\/www.99.co\/singapore\/insider\/wp-content\/plugins\/nndc-portal\/public\/partials\/..\/images\/bed-icon.svg\" alt=\"bedroom\">\n                                    <span>2<\/span>\n                                <\/div>\n                                <div >\n                                    <img decoding=\"async\" src=\"https:\/\/www.99.co\/singapore\/insider\/wp-content\/plugins\/nndc-portal\/public\/partials\/..\/images\/bath-icon.svg\" alt=\"bathroom\">\n                                    <span>1<\/span>\n                                <\/div>\n                                <div >\n                                    <span>645 sqft<\/span>\n                                <\/div>\n                            <\/div>\n                            <div class=\"card-text card-price\">S$ 398,000<\/div>\n                        <\/div>\n                        <div class=\"card-button\">\n                            <button class=\"btn-view-listing nndc-open-app-link\" data-url=\"https:\/\/www.99.co\/singapore\/sale\/property\/504-bukit-batok-street-52-hdb-SrWPgSLe5TuwktPgeRKE3Q?utm_source=blog&utm_medium=widget\">View this listing<\/button>\n                        <\/div>\n                    <\/div>\n                                    <div class=\"portal-widget-carousel__card swiper-slide\">\n                            <div class=\"portal-widget-formatted-tags\">\n            <\/div>\n                        <div class=\"card-image\">\n                            <img decoding=\"async\" src=\"https:\/\/pic2.99.co\/v3\/np2huzerXT7nBjEVwzVyb4?text=Jacqueline+Lee+Siow+Yen+%28Jacqueline%29&sampling=lanczos&version=1&height=600&width=800&mode=fill&quality=80&convert_if_png=true&signature=a385063afff358e01a1b52c5cf0c92ac47614b40\" alt=\"450C Bukit Batok West Avenue 6 Photo\">\n                        <\/div>\n                        <div class=\"card-description\">\n                            <div class=\"card-text card-title\">450C Bukit Batok West Avenue 6<\/div>\n                            <div class=\"card-text card-subtitle\">Singapore 653450 \u00b7 D23<\/div>\n                            <div class=\"card-text card-room\">\n                                <div >\n                                    <img decoding=\"async\" src=\"https:\/\/www.99.co\/singapore\/insider\/wp-content\/plugins\/nndc-portal\/public\/partials\/..\/images\/bed-icon.svg\" alt=\"bedroom\">\n                                    <span>3<\/span>\n                                <\/div>\n                                <div >\n                                    <img decoding=\"async\" src=\"https:\/\/www.99.co\/singapore\/insider\/wp-content\/plugins\/nndc-portal\/public\/partials\/..\/images\/bath-icon.svg\" alt=\"bathroom\">\n                                    <span>2<\/span>\n                                <\/div>\n                                <div >\n                                    <span>1,001 sqft<\/span>\n                                <\/div>\n                            <\/div>\n                            <div class=\"card-text card-price\">S$ 698,888<\/div>\n                        <\/div>\n                        <div class=\"card-button\">\n                            <button class=\"btn-view-listing nndc-open-app-link\" data-url=\"https:\/\/www.99.co\/singapore\/sale\/property\/450c-bukit-batok-west-avenue-6-hdb-aSrqP27cmm2n65vGBqEw2D?utm_source=blog&utm_medium=widget\">View this listing<\/button>\n                        <\/div>\n                    <\/div>\n                                    <div class=\"portal-widget-carousel__card swiper-slide\">\n                                                <div class=\"card-image\">\n                            <img decoding=\"async\" src=\"https:\/\/pic2.99.co\/v3\/ru3MtPNMYUBNYVNzoZiw5W?text=LYNN+HUANG+S+C&sampling=lanczos&version=1&height=600&width=800&mode=fill&quality=80&convert_if_png=true&signature=543143d52ede85652df14c6a03b9b1428340f495\" alt=\"687B Woodlands Drive 75 Photo\">\n                        <\/div>\n                        <div class=\"card-description\">\n                            <div class=\"card-text card-title\">687B Woodlands Drive 75<\/div>\n                            <div class=\"card-text card-subtitle\">Singapore 732687 \u00b7 D25<\/div>\n                            <div class=\"card-text card-room\">\n                                <div >\n                                    <img decoding=\"async\" src=\"https:\/\/www.99.co\/singapore\/insider\/wp-content\/plugins\/nndc-portal\/public\/partials\/..\/images\/bed-icon.svg\" alt=\"bedroom\">\n                                    <span>3<\/span>\n                                <\/div>\n                                <div >\n                                    <img decoding=\"async\" src=\"https:\/\/www.99.co\/singapore\/insider\/wp-content\/plugins\/nndc-portal\/public\/partials\/..\/images\/bath-icon.svg\" alt=\"bathroom\">\n                                    <span>2<\/span>\n                                <\/div>\n                                <div >\n                                    <span>1,227 sqft<\/span>\n                                <\/div>\n                            <\/div>\n                            <div class=\"card-text card-price\">S$ 609,000<\/div>\n                        <\/div>\n                        <div class=\"card-button\">\n                            <button class=\"btn-view-listing nndc-open-app-link\" data-url=\"https:\/\/www.99.co\/singapore\/sale\/property\/687b-woodlands-drive-75-hdb-DmjM5DZpNA586Prz88Zkvo?utm_source=blog&utm_medium=widget\">View this listing<\/button>\n                        <\/div>\n                    <\/div>\n                                    <div class=\"portal-widget-carousel__card swiper-slide\">\n                                                <div class=\"card-image\">\n                            <img decoding=\"async\" src=\"https:\/\/pic2.99.co\/v3\/Wpti7nwK4zBmqg4hVcZzVg?text=Allan+Tan&sampling=lanczos&version=1&height=600&width=800&mode=fill&quality=80&convert_if_png=true&signature=dd35d0a5d1c7fba3664b73d821d57e704a706905\" alt=\"447 Jurong West Street 42 Photo\">\n                        <\/div>\n                        <div class=\"card-description\">\n                            <div class=\"card-text card-title\">447 Jurong West Street 42<\/div>\n                            <div class=\"card-text card-subtitle\">Singapore 640447 \u00b7 D22<\/div>\n                            <div class=\"card-text card-room\">\n                                <div >\n                                    <img decoding=\"async\" src=\"https:\/\/www.99.co\/singapore\/insider\/wp-content\/plugins\/nndc-portal\/public\/partials\/..\/images\/bed-icon.svg\" alt=\"bedroom\">\n                                    <span>3<\/span>\n                                <\/div>\n                                <div >\n                                    <img decoding=\"async\" src=\"https:\/\/www.99.co\/singapore\/insider\/wp-content\/plugins\/nndc-portal\/public\/partials\/..\/images\/bath-icon.svg\" alt=\"bathroom\">\n                                    <span>2<\/span>\n                                <\/div>\n                                <div >\n                                    <span>1,109 sqft<\/span>\n                                <\/div>\n                            <\/div>\n                            <div class=\"card-text card-price\">S$ 560,000<\/div>\n                        <\/div>\n                        <div class=\"card-button\">\n                            <button class=\"btn-view-listing nndc-open-app-link\" data-url=\"https:\/\/www.99.co\/singapore\/sale\/property\/447-jurong-west-street-42-hdb-QHF4yrbGxiAsLmXeqWLMNd?utm_source=blog&utm_medium=widget\">View this listing<\/button>\n                        <\/div>\n                    <\/div>\n                            <\/div>\n            <!-- Add Arrows -->\n            <div class=\"swiper-button-next\"><\/div>\n            <div class=\"swiper-button-prev\"><\/div>\n                    <\/div>\n    <\/section>\n\n<p>&nbsp;<\/p>\n<h2 class=\"p5\"><b>Would you ballot for a PLH BTO, mature estate BTO or non-mature estate BTO? Let us know in the comments section below or on our Facebook post.\u00a0<\/b><\/h2>\n<p>If you found this article helpful, 99.co recommends <a href=\"https:\/\/www.99.co\/singapore\/insider\/hdb-space-really-need\/\" target=\"_blank\" rel=\"noopener\">Do you REALLY need a five-room HDB flat?<\/a> and <a href=\"https:\/\/www.99.co\/singapore\/insider\/is-it-still-a-good-time-to-upgrade\/\" target=\"_blank\" rel=\"noopener\">If your HDB flat is MOP-ing this year, is it still a good time to upgrade?<\/a><\/p>\n<p class=\"p1\">Looking for a property? Find the home of your dreams today on Singapore\u2019s fastest-growing\u00a0<a href=\"https:\/\/www.99.co\/?utm_source=blog%20main%20site%20conversion\" target=\"_blank\" rel=\"noopener\">property portal\u00a099.co<\/a>! If you would like to estimate the potential value of your property, check out <a href=\"https:\/\/www.99.co\/singapore\/property-value-tool\" target=\"_blank\" rel=\"noopener\">99.co\u2019s Property Value Tool<\/a>\u00a0for free. Also, don&#8217;t forget to join our Facebook\u00a0<a href=\"https:\/\/www.facebook.com\/groups\/yourpropertycommunity\" target=\"_blank\" rel=\"noopener\">community page<\/a>! Meanwhile, if you have an interesting property-related story to share with us, drop us a message\u00a0<a href=\"mailto:marketing@99.co\" target=\"_blank\" rel=\"noopener\">here<\/a>\u00a0\u2014 and we\u2019ll review it and get back to you.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>New to the whole BTO game? Not sure what\u2019s the difference between a project in a mature estate versus one in a non-mature estate? And how is the PLH BTO different from a mature estate BTO? If you\u2019re considering to ballot for an HDB BTO project, location, amenities and accessibility shouldn\u2019t be the only factors&hellip;<\/p>\n","protected":false},"author":111,"featured_media":48032,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_relevanssi_hide_post":"","_relevanssi_hide_content":"","_relevanssi_pin_for_all":"","_relevanssi_pin_keywords":"","_relevanssi_unpin_keywords":"","_relevanssi_related_keywords":"","_relevanssi_related_include_ids":"","_relevanssi_related_exclude_ids":"","_relevanssi_related_no_append":"","_relevanssi_related_not_related":"","_relevanssi_related_posts":"","_relevanssi_noindex_reason":"","_lmt_disableupdate":"no","_lmt_disable":"","_genesis_hide_title":false,"_genesis_hide_breadcrumbs":false,"_genesis_hide_singular_image":false,"_genesis_hide_footer_widgets":false,"_genesis_custom_body_class":"","_genesis_custom_post_class":"","_genesis_layout":"","footnotes":""},"categories":[53631,53642,57131],"tags":[53645,56250,56256,56602,53680],"persona":[],"class_list":{"2":"type-post","15":"entry","16":"has-post-thumbnail"},"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v25.7.1 (Yoast SEO v25.7) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>PLH BTO vs mature estate BTO vs non-mature estate BTO: Which BTO to say \u201cyes\u201d to\u00a0 - 99.co<\/title>\n<meta name=\"description\" content=\"If you\u2019re considering between a BTO in a prime location, mature estate or non-mature estate, location shouldn\u2019t be the only factor to consider.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.99.co\/singapore\/insider\/plh-non-mature-estate-bto\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"PLH BTO vs mature estate BTO vs non-mature estate BTO: Which BTO to say \u201cyes\u201d to\u00a0\" \/>\n<meta property=\"og:description\" content=\"If you\u2019re considering between a BTO in a prime location, mature estate or non-mature estate, location shouldn\u2019t be the only factor to consider.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.99.co\/singapore\/insider\/plh-non-mature-estate-bto\/\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/99dotco\/\" \/>\n<meta property=\"article:published_time\" content=\"2022-02-04T00:00:27+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2022-06-13T09:57:37+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.99.co\/singapore\/insider\/wp-content\/uploads\/2022\/01\/plh-vs-mature-estate-vs-non-mature-estate-bto.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1200\" \/>\n\t<meta property=\"og:image:height\" content=\"700\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Virginia Tanggono\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@99dotco\" \/>\n<meta name=\"twitter:site\" content=\"@99dotco\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Virginia Tanggono\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"8 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.99.co\/singapore\/insider\/plh-non-mature-estate-bto\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.99.co\/singapore\/insider\/plh-non-mature-estate-bto\/\"},\"author\":{\"name\":\"Virginia Tanggono\",\"@id\":\"https:\/\/www.99.co\/singapore\/insider\/#\/schema\/person\/0955a51981be4227cfc74bd63e9c428b\"},\"headline\":\"PLH BTO vs mature estate BTO vs non-mature estate BTO: Which BTO to say \u201cyes\u201d to\u00a0\",\"datePublished\":\"2022-02-04T00:00:27+00:00\",\"dateModified\":\"2022-06-13T09:57:37+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.99.co\/singapore\/insider\/plh-non-mature-estate-bto\/\"},\"wordCount\":1614,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\/\/www.99.co\/singapore\/insider\/#organization\"},\"image\":{\"@id\":\"https:\/\/www.99.co\/singapore\/insider\/plh-non-mature-estate-bto\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.99.co\/singapore\/insider\/wp-content\/uploads\/2022\/01\/plh-vs-mature-estate-vs-non-mature-estate-bto.jpg\",\"keywords\":[\"bto\",\"mature estate\",\"non mature estate\",\"PLH\",\"yahoosgfeed\"],\"articleSection\":[\"HDB\",\"HDB BTO in Singapore - BTO 2024, 2025, 2026 News &amp; 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