{"id":48409,"date":"2022-02-15T16:19:30","date_gmt":"2022-02-15T08:19:30","guid":{"rendered":"https:\/\/www.99.co\/singapore\/insider\/?p=48409"},"modified":"2022-06-13T17:57:57","modified_gmt":"2022-06-13T09:57:57","slug":"younger-homebuyers-singapore-believe-forever-home","status":"publish","type":"post","link":"https:\/\/www.99.co\/singapore\/insider\/younger-homebuyers-singapore-believe-forever-home\/","title":{"rendered":"Do younger homebuyers in Singapore still believe in a &#8216;forever home\u2019?"},"content":{"rendered":"<div id=\"bsf_rt_marker\"><\/div><p>If you\u2019re new in the homebuying process, people may have asked you if you\u2019re looking for a \u2018forever home\u2019 or a \u2018starter home\u2019. This is because, in the old days when our great grandparents or grandparents buy a home (or build one), they usually stay put, plant roots and settle down like they&#8217;ve discovered oil or something.<\/p>\n<p>A forever home is one that you plan to stay in <strong>for the rest of your life<\/strong>. It\u2019s a home you have no plans to ever move out of or sell, not even if the property value appreciates and you stand to make a huge profit.<\/p>\n<figure id=\"attachment_48430\" aria-describedby=\"caption-attachment-48430\" style=\"width: 1087px\" class=\"wp-caption aligncenter\"><a href=\"https:\/\/www.99.co\/singapore\/insider\/wp-content\/uploads\/2022\/02\/shutterstock_1786057943-scaled-e1644917056539.jpg\" class=\"img-link media-img img-link media-img\"><img decoding=\"async\" class=\"wp-image-48430 size-full\" src=\"https:\/\/www.99.co\/singapore\/insider\/wp-content\/uploads\/2022\/02\/shutterstock_1786057943-scaled-e1644917056539.jpg\" alt=\"Singapore,Jul,28,2020,Typical,Local,Heartland,Neighbourhood,Yishun;,Singapore\" width=\"1087\" height=\"700\"><\/a><figcaption id=\"caption-attachment-48430\" class=\"wp-caption-text\">A &#8220;forever home&#8221; makes sense if you&#8217;re living in a thriving neighbourhood, have made lots of friends (eg. you meet and hang out with friends at kopitiams regularly) and your families live nearby.<\/figcaption><\/figure>\n<p>Here are some reasons why people may choose to make a property their forever home:<\/p>\n<ul>\n<li>They are satisfied with the size and foresee that it can still meet their needs in the future<\/li>\n<li>They love the location and surrounding amenities and don\u2019t see themselves ever living elsewhere<\/li>\n<li>They want their children to grow up there, perhaps because of nearby schools or family-friendly amenities<\/li>\n<li>They don\u2019t want to go through the tedious process of buying another home in the future<\/li>\n<li>They don\u2019t want to go through the hassle of uprooting their family and moving to another place some years down the road<\/li>\n<\/ul>\n<p>Meanwhile, a starter home is a home purchased by first-time homebuyers with the <strong>intention of buying another home at a later date<\/strong> when their particular needs change. People typically stay in their starter homes for a few years up to a decade before moving out. Here are some reasons why people may choose to buy a starter home:<\/p>\n<ul>\n<li>The starter home fits within their current budget but is not where they envision themselves in the long-term<\/li>\n<li>The resale value is expected to increase over time, which can help to finance the purchase of their next home<\/li>\n<li>They plan to upgrade to a bigger home some years down the road to accommodate lifestyle changes, such as a growing family<\/li>\n<\/ul>\n<p>These days, many millennial or younger property buyers aren&#8217;t looking for a forever home. Even if they purchase a property with the intention to make it their forever home, they may end up selling it away due to how much they can earn when the time is right. Others opt for starter homes with the intention to sell and upgrade, hoping to eventually buy a larger home in a particular neighbourhood and dub it their forever home.<\/p>\n<p>In this feature story, we speak to young homebuyers of different ages (with some names changed upon request) who have bought homes, or who are planning to buy homes, to see if they believe in purchasing forever homes.<\/p>\n<h2>Rachel (age 22)<\/h2>\n<p>Rachel and her boyfriend are graduating from university in a few months\u2019 time and are planning to purchase a resale HDB flat as soon as they are financially capable.<\/p>\n<p>Although the costs are likely to be higher for a resale flat compared to a BTO flat, they are willing to bear them to be able to move in earlier as they have plans to get married and start a family in 2 to 3 years\u2019 time. Rachel explained that since the BTO balloting process might take a few years and BTO construction takes another 4-5 years, it was not a suitable option for them.<\/p>\n<p>However, the young couple does not plan on the resale flat being their forever home. They hope to upgrade to an EC, after staying for the 5-year minimum occupation period (MOP) and eventually upgrade to a <a href=\"https:\/\/www.99.co\/singapore\/insider\/luxurious-penthouses-singapore\/\" target=\"_blank\" rel=\"noopener\">penthouse<\/a> one day.<\/p>\n<h2>Michelle (age 23)<\/h2>\n<figure id=\"attachment_45565\" aria-describedby=\"caption-attachment-45565\" style=\"width: 931px\" class=\"wp-caption aligncenter\"><a href=\"https:\/\/www.99.co\/singapore\/insider\/wp-content\/uploads\/2021\/11\/parc-clover-nov-bto-2021.jpeg\" class=\"img-link media-img img-link media-img\"><img decoding=\"async\" class=\"wp-image-45565\" src=\"https:\/\/www.99.co\/singapore\/insider\/wp-content\/uploads\/2021\/11\/parc-clover-nov-bto-2021.jpeg\" alt=\"Parc Clover @ Tengah\" width=\"931\" height=\"700\" srcset=\"https:\/\/www.99.co\/singapore\/insider\/wp-content\/uploads\/2021\/11\/parc-clover-nov-bto-2021.jpeg 1200w, https:\/\/www.99.co\/singapore\/insider\/wp-content\/uploads\/2021\/11\/parc-clover-nov-bto-2021-150x113.jpeg 150w, https:\/\/www.99.co\/singapore\/insider\/wp-content\/uploads\/2021\/11\/parc-clover-nov-bto-2021-853x640.jpeg 853w\" sizes=\"(max-width: 931px) 100vw, 931px\" \/><\/a><figcaption id=\"caption-attachment-45565\" class=\"wp-caption-text\">Parc Clover @ Tengah, an upcoming BTO project at Tengah.<\/figcaption><\/figure>\n<p>For Michelle, who graduated from university last year and is working full-time, there\u2019s no such thing as a forever home, unless maybe if it\u2019s a bungalow.<\/p>\n<p>Michelle and her boyfriend of 1 year are planning to apply for a 5-room flat at one of the upcoming <a href=\"https:\/\/www.99.co\/singapore\/insider\/bto-hdb-november-nov-2021-in-depth-review-tengah\/\" target=\"_blank\" rel=\"noopener\">Tengah BTO projects<\/a> which are launching this month. Tengah is their top choice in terms of location because it is relatively close to where both of their parents live, which will allow them to easily have dinner at their parents\u2019 places even after they move out.<\/p>\n<p>Since they plan to get married and have children eventually, Michelle wants to live close to her parents and parents-in-law so they can help with the care of the children.<\/p>\n<p>Another reason why they chose Tengah is that it is relatively close to several potential future workplaces for them both. If their ballot is successful, Michelle foresees them staying at Tengah for about 10 years before upgrading to a bigger home. When asked if she has an end goal for her home, Michelle says the plan is to keep upgrading as long as they have the means. She hopes to one day upgrade to a bungalow, if possible.<\/p>\n<h2>Vanessa (age 29)<\/h2>\n<figure id=\"attachment_48428\" aria-describedby=\"caption-attachment-48428\" style=\"width: 740px\" class=\"wp-caption aligncenter\"><a href=\"https:\/\/www.99.co\/singapore\/insider\/wp-content\/uploads\/2022\/02\/Tampines-GreenCourt.jpg\" class=\"img-link media-img img-link media-img\"><img decoding=\"async\" class=\"wp-image-48428 size-full\" src=\"https:\/\/www.99.co\/singapore\/insider\/wp-content\/uploads\/2022\/02\/Tampines-GreenCourt.jpg\" alt=\"Tampines GreenCourt\" width=\"740\" height=\"344\" srcset=\"https:\/\/www.99.co\/singapore\/insider\/wp-content\/uploads\/2022\/02\/Tampines-GreenCourt.jpg 740w, https:\/\/www.99.co\/singapore\/insider\/wp-content\/uploads\/2022\/02\/Tampines-GreenCourt-150x70.jpg 150w\" sizes=\"(max-width: 740px) 100vw, 740px\" \/><\/a><figcaption id=\"caption-attachment-48428\" class=\"wp-caption-text\"><span style=\"font-weight: 400;\">Tampines GreenCourt<\/span><\/figcaption><\/figure>\n<p>Vanessa and her husband, who have a six-month-old son, are currently waiting for their 5-room BTO flat at <a href=\"https:\/\/www.99.co\/singapore\/hdb\/tampines-greencourt-de4Yz4r8X3n826bHeBEtRTVY\" target=\"_blank\" rel=\"noopener\">Tampines GreenCourt<\/a> to complete construction at the end of this year.<\/p>\n<p>They chose this flat in Tampines because of its proximity to the MRT and to Vanessa\u2019s parents-in-law.<\/p>\n<p>However, Vanessa says that this 5-room HDB flat at Tampines is unlikely to be their forever home. As she hopes to have another child in the future, she feels that the flat may become too small as \u201cchildren need space to run around\u201d.<\/p>\n<p>Their current plan is to stay at the flat for the 5-year MOP before hunting for their next home, if necessary. At the moment, Vanessa and her husband are keeping their options by being mindful not to pump too much money into their <a href=\"https:\/\/www.99.co\/singapore\/insider\/my-bto-reno-was-stressful-learn-from-my-mistakes\/\" target=\"_blank\" rel=\"noopener\">BTO renovations<\/a>.<\/p>\n<p>Vanessa\u2019s priority is to ensure that her family doesn\u2019t outgrow the space. In a few years\u2019 time, if their family size increases, Vanessa says they may consider upgrading to a bigger 5-room resale flat.<\/p>\n<h2>Audrey (late 30s)<\/h2>\n<figure id=\"attachment_31551\" aria-describedby=\"caption-attachment-31551\" style=\"width: 1026px\" class=\"wp-caption aligncenter\"><a href=\"https:\/\/www.99.co\/singapore\/insider\/wp-content\/uploads\/2020\/02\/Parc-Canberra-Canberra-EC.jpg\" class=\"img-link media-img img-link media-img\"><img decoding=\"async\" class=\"wp-image-31551\" src=\"https:\/\/www.99.co\/singapore\/insider\/wp-content\/uploads\/2020\/02\/Parc-Canberra-Canberra-EC.jpg\" alt=\"parc canberra EC\" width=\"1026\" height=\"700\" srcset=\"https:\/\/www.99.co\/singapore\/insider\/wp-content\/uploads\/2020\/02\/Parc-Canberra-Canberra-EC.jpg 2344w, https:\/\/www.99.co\/singapore\/insider\/wp-content\/uploads\/2020\/02\/Parc-Canberra-Canberra-EC-1536x1048.jpg 1536w, https:\/\/www.99.co\/singapore\/insider\/wp-content\/uploads\/2020\/02\/Parc-Canberra-Canberra-EC-2048x1398.jpg 2048w, https:\/\/www.99.co\/singapore\/insider\/wp-content\/uploads\/2020\/02\/Parc-Canberra-Canberra-EC-150x102.jpg 150w\" sizes=\"(max-width: 1026px) 100vw, 1026px\" \/><\/a><figcaption id=\"caption-attachment-31551\" class=\"wp-caption-text\">Parc Canberra<\/figcaption><\/figure>\n<p>Audrey and her husband are newly-weds in their late 30s who recently purchased a unit in <a href=\"https:\/\/www.99.co\/singapore\/sale\/condos-apartments\/parc-canberra\" target=\"_blank\" rel=\"noopener\">Parc Canberra EC<\/a>. They chose this location because of the many amenities in the area and because it is within the vicinity of where her parents-in-law live.<\/p>\n<p>However, this EC is just a starter home for them. It is too small for their liking, so she and her husband are keen to upgrade to a bigger home after the 5-year MOP if finances permit. When asked what they will look for in their next home, Audrey says that it will depend on the options available in the housing market and their preferences at that time. Their end goal is to eventually upgrade to landed property.<\/p>\n<p>Audrey doesn\u2019t buy into the idea of a forever home because she believes that \u201cneeds change over time\u201d and so, a new home may be necessary to accommodate changing needs and to ensure comfort as time passes.<\/p>\n<p>&nbsp;<\/p>\n<p>From these interviews, it seems that many young homebuyers in Singapore do not believe in buying forever homes. They prefer starter homes that allow them to upgrade to a new property as their needs change or as their finances grow.<\/p>\n<p>&#8211;<\/p>\n<h2>Do you think the concept of \u2018forever home\u2019 still applies today? Let us know your opinion in the comments section below or on our Facebook <a href=\"https:\/\/www.facebook.com\/99dotco\/posts\/2211758968977572\" target=\"_blank\" rel=\"noopener\">post<\/a>.<\/h2>\n<p>If you found this article helpful, 99.co recommends checking out <a href=\"https:\/\/www.99.co\/singapore\/insider\/5-mistakes-when-buying-hdb\/\" target=\"_blank\" rel=\"noopener\">5 unexpected mistakes homebuyers usually make when buying an HDB flat<\/a> and <a href=\"https:\/\/www.99.co\/singapore\/insider\/how-to-get-enough-money-to-buy-a-property-in-singapore\/\" target=\"_blank\" rel=\"noopener\">How to get enough money to buy a property in Singapore?<\/a><\/p>\n<p>Looking for a property? Find the home of your dreams today on Singapore\u2019s fastest-growing\u00a0<a href=\"https:\/\/www.99.co\/?utm_source=blog%20main%20site%20conversion\" target=\"_blank\" rel=\"noopener\">property portal<\/a>\u00a0<a href=\"http:\/\/99.co\/\" target=\"_blank\" rel=\"noopener\">99.co<\/a>! If you would like to estimate the potential value of your property, check out\u00a0<a href=\"https:\/\/www.99.co\/singapore\/property-value-tool\" target=\"_blank\" rel=\"noopener\">99.co\u2019s Property Value Tool<\/a>\u00a0for free. Also, don\u2019t forget to join our Facebook\u00a0<a href=\"https:\/\/www.facebook.com\/groups\/yourpropertycommunity\" target=\"_blank\" rel=\"noopener\">community page<\/a>! Meanwhile, if you have an interesting property-related story to share with us, drop us a message\u00a0<a href=\"mailto:marketing@99.co\" target=\"_blank\" rel=\"noopener\">here<\/a>\u00a0\u2014 and we\u2019ll review it and get back to you.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>If you\u2019re new in the homebuying process, people may have asked you if you\u2019re looking for a \u2018forever home\u2019 or a \u2018starter home\u2019. This is because, in the old days when our great grandparents or grandparents buy a home (or build one), they usually stay put, plant roots and settle down like they&#8217;ve discovered oil&hellip;<\/p>\n","protected":false},"author":125,"featured_media":48429,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_relevanssi_hide_post":"","_relevanssi_hide_content":"","_relevanssi_pin_for_all":"","_relevanssi_pin_keywords":"","_relevanssi_unpin_keywords":"","_relevanssi_related_keywords":"","_relevanssi_related_include_ids":"","_relevanssi_related_exclude_ids":"","_relevanssi_related_no_append":"","_relevanssi_related_not_related":"","_relevanssi_related_posts":"","_relevanssi_noindex_reason":"","_lmt_disableupdate":"no","_lmt_disable":"","_genesis_hide_title":false,"_genesis_hide_breadcrumbs":false,"_genesis_hide_singular_image":false,"_genesis_hide_footer_widgets":false,"_genesis_custom_body_class":"","_genesis_custom_post_class":"","_genesis_layout":"","footnotes":""},"categories":[53601,53631,57131],"tags":[56974,56975,53966,54790,56976,53680],"persona":[],"class_list":{"2":"type-post","16":"entry","17":"has-post-thumbnail"},"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v25.7.1 (Yoast SEO v25.7) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Do younger homebuyers in Singapore still believe in a &#039;forever home\u2019? - 99.co<\/title>\n<meta name=\"description\" content=\"Does the concept of \u2018forever home\u2019 no longer apply to younger homebuyers today? 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Check out this feature story to find out!\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.99.co\/singapore\/insider\/younger-homebuyers-singapore-believe-forever-home\/\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/99dotco\/\" \/>\n<meta property=\"article:published_time\" content=\"2022-02-15T08:19:30+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2022-06-13T09:57:57+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.99.co\/singapore\/insider\/wp-content\/uploads\/2022\/02\/shutterstock_1786057943-scaled-e1644917056539.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1087\" \/>\n\t<meta property=\"og:image:height\" content=\"700\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Christine Chiam\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@99dotco\" \/>\n<meta name=\"twitter:site\" content=\"@99dotco\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Christine Chiam\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"7 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.99.co\/singapore\/insider\/younger-homebuyers-singapore-believe-forever-home\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.99.co\/singapore\/insider\/younger-homebuyers-singapore-believe-forever-home\/\"},\"author\":{\"name\":\"Christine Chiam\",\"@id\":\"https:\/\/www.99.co\/singapore\/insider\/#\/schema\/person\/eb1e9264509f2b7d652acb1920a7b867\"},\"headline\":\"Do younger homebuyers in Singapore still believe in a &#8216;forever home\u2019?\",\"datePublished\":\"2022-02-15T08:19:30+00:00\",\"dateModified\":\"2022-06-13T09:57:57+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.99.co\/singapore\/insider\/younger-homebuyers-singapore-believe-forever-home\/\"},\"wordCount\":1387,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\/\/www.99.co\/singapore\/insider\/#organization\"},\"image\":{\"@id\":\"https:\/\/www.99.co\/singapore\/insider\/younger-homebuyers-singapore-believe-forever-home\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.99.co\/singapore\/insider\/wp-content\/uploads\/2022\/02\/shutterstock_1676526229-scaled-e1644916425807.jpg\",\"keywords\":[\"forever home\",\"neighbourhood living\",\"Retirement\",\"shophouses\",\"starter home\",\"yahoosgfeed\"],\"articleSection\":[\"Condo\",\"HDB\",\"Property News\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/www.99.co\/singapore\/insider\/younger-homebuyers-singapore-believe-forever-home\/#respond\"]}],\"copyrightYear\":\"2022\",\"copyrightHolder\":{\"@id\":\"https:\/\/www.99.co\/singapore\/insider\/#organization\"}},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.99.co\/singapore\/insider\/younger-homebuyers-singapore-believe-forever-home\/\",\"url\":\"https:\/\/www.99.co\/singapore\/insider\/younger-homebuyers-singapore-believe-forever-home\/\",\"name\":\"Do younger homebuyers in Singapore still believe in a 'forever home\u2019? - 99.co\",\"isPartOf\":{\"@id\":\"https:\/\/www.99.co\/singapore\/insider\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.99.co\/singapore\/insider\/younger-homebuyers-singapore-believe-forever-home\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.99.co\/singapore\/insider\/younger-homebuyers-singapore-believe-forever-home\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.99.co\/singapore\/insider\/wp-content\/uploads\/2022\/02\/shutterstock_1676526229-scaled-e1644916425807.jpg\",\"datePublished\":\"2022-02-15T08:19:30+00:00\",\"dateModified\":\"2022-06-13T09:57:57+00:00\",\"description\":\"Does the concept of \u2018forever home\u2019 no longer apply to younger homebuyers today? 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