{"id":58959,"date":"2022-09-07T18:26:55","date_gmt":"2022-09-07T10:26:55","guid":{"rendered":"https:\/\/www.99.co\/singapore\/insider\/?p=58959"},"modified":"2024-11-05T21:08:08","modified_gmt":"2024-11-05T13:08:08","slug":"harder-to-get-bto-second-timer","status":"publish","type":"post","link":"https:\/\/www.99.co\/singapore\/insider\/harder-to-get-bto-second-timer\/","title":{"rendered":"Is it getting harder to get a BTO as a second-timer?"},"content":{"rendered":"
<\/div>

Last month, HDB announced<\/a> it\u2019s increasing the quota for first-timer families and singles applying for a BTO<\/a> flat in non-mature estates. The increase is due to the strong demand for housing among first-timers.<\/p>\n

The change took effect from the August 2022 BTO<\/a> exercise onwards.<\/p>\n\n\n\n\n\n
Flat allocation for first-timer families<\/b><\/td>\nNew allocation<\/b><\/td>\nPrevious allocation<\/b><\/td>\n<\/tr>\n
3-room flats<\/strong><\/td>\nAt least 85%\u00a0<\/span><\/td>\nAt least 70%\u00a0<\/span><\/td>\n<\/tr>\n
4-room and larger flats<\/strong>\u00a0<\/span><\/td>\nAt least 95%\u00a0<\/span><\/td>\nAt least 85%\u00a0<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

For first-timer singles, up to 65% of the non-senior 2-room Flexi flats will be set aside for them. This is an increase from up to 50%.<\/p>\n

BTO flat allocation breakdown<\/h2>\n

Here\u2019s the revised breakdown of the BTO flat distribution for applicants applying in the non-mature estates.<\/p>\n\n\n\n\n\n\n\n
Flat type<\/strong><\/td>\nFirst-timer<\/strong><\/td>\nSecond-timer<\/strong><\/td>\n<\/tr>\n
<\/td>\nFamilies (PPS)<\/strong><\/td>\nFamilies (MCPS)<\/strong><\/td>\nOther families<\/strong><\/td>\nSingles<\/strong><\/td>\nFamilies (ASSIST)<\/strong><\/td>\nFamilies (MCPS)<\/strong><\/td>\nOther families<\/strong><\/td>\n<\/tr>\n
2-room Flexi<\/strong><\/td>\n5%<\/span><\/td>\n5%<\/span><\/td>\n10%<\/span><\/td>\n65%<\/span><\/td>\n5%<\/span><\/td>\n5%\u00a0<\/span><\/td>\n5%<\/span><\/td>\n<\/tr>\n
3-room<\/strong><\/td>\n30%<\/span><\/td>\n30%<\/span><\/td>\n25%<\/span><\/td>\nNA<\/span><\/td>\n5%<\/span><\/td>\n5%<\/span><\/td>\n5%<\/span><\/td>\n<\/tr>\n
4- and 5-room<\/strong><\/td>\n30%\u00a0<\/span><\/td>\n30%<\/span><\/td>\n35%<\/span><\/td>\nNA<\/span><\/td>\nNA<\/span><\/td>\n3%<\/span><\/td>\n2%<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

PPS: Parenthood Priority Scheme<\/em>
\nMCPS: Married Child Priority Scheme<\/em>
\nASSIST: Assistance Scheme for Second-Timers<\/em><\/p>\n

There\u2019s no change in the flat allocation for those applying in mature estates. At least 95% of the BTO flat supply is set aside for first-timer families.<\/p>\n\n\n\n\n\n
Flat type<\/strong><\/td>\nFirst-timer<\/strong><\/td>\nSecond-timer<\/strong><\/td>\n<\/tr>\n
<\/td>\nFamilies (PPS)<\/strong><\/td>\nFamilies (MCPS)<\/strong><\/td>\nOther families<\/strong><\/td>\nFamilies (MCPS)<\/strong><\/td>\nOther families<\/strong><\/td>\n<\/tr>\n
2-room Flexi to 5-room<\/strong><\/td>\n30%<\/span><\/td>\n30%<\/span><\/td>\n35%<\/span><\/td>\n3%<\/span><\/td>\n2%<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

But who are considered second-timers?<\/h2>\n

You\u2019re considered a second-timer if you have received a housing subsidy before. This means either of the following:<\/p>\n