{"id":65259,"date":"2023-05-03T10:07:53","date_gmt":"2023-05-03T02:07:53","guid":{"rendered":"https:\/\/www.99.co\/singapore\/insider\/?p=65259"},"modified":"2025-04-28T15:19:19","modified_gmt":"2025-04-28T07:19:19","slug":"hfe-hdb-flat-eligibility-letter-what-is-it-how-to-apply","status":"publish","type":"post","link":"https:\/\/www.99.co\/singapore\/insider\/hfe-hdb-flat-eligibility-letter-what-is-it-how-to-apply\/","title":{"rendered":"HDB Flat Eligibility (HFE) letter application: A basic guide for homeowners"},"content":{"rendered":"
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HFE, which stands for HDB Flat Eligibility, is a new acronym to add to your HDB playbook. It refers to a letter that you need to apply before you can buy an HDB flat.<\/p>\r\n\r\n\r\n\r\n

Previously, when buying an HDB flat, your eligibility to buy, receive HDB grants, and take up the HDB housing loan was assessed at different stages.<\/p>\r\n\r\n\r\n\r\n

The good news is that you can now look forward to a more streamlined process. From 9 May 2023, you must apply for the HDB Flat Eligibility (HFE) letter<\/a>. With this new process, your eligibility for these three aspects will be assessed once.<\/p>\r\n\r\n\r\n\r\n

This means that the HFE letter will replace the HDB Loan Eligibility (HLE) letter<\/a>, which you\u2019ll need when you book a flat (for a new flat like a BTO<\/a>) or before you get an Option to Purchase (for a resale flat<\/a>).<\/p>\r\n\r\n\r\n

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Table of contents:<\/h2>\r\n\r\n\r\n\r\n
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  1. What is in the HDB Flat Eligibility (HFE) letter?<\/a><\/li>\r\n\r\n\r\n\r\n
  2. When to apply for the HDB Flat Eligibility (HFE) letter<\/a><\/li>\r\n\r\n\r\n\r\n
  3. How to apply for the HDB Flat Eligibility (HFE) letter<\/a>\r\n