{"id":7421,"date":"2022-03-04T10:00:57","date_gmt":"2022-03-04T02:00:57","guid":{"rendered":"https:\/\/www.99.co\/blog\/singapore\/?p=7421"},"modified":"2026-05-08T16:05:33","modified_gmt":"2026-05-08T08:05:33","slug":"steps-buy-executive-condominium","status":"publish","type":"post","link":"https:\/\/www.99.co\/singapore\/insider\/steps-buy-executive-condominium\/","title":{"rendered":"How to buy an Executive Condominium (EC)"},"content":{"rendered":"
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Thinking of getting an Executive Condominium (EC)<\/a>, but unsure of the process? Rest assured, you\u2019re not the only one.<\/p>\n

Take a load off and let us do the heavy (intellectual) lifting for you with our step-by-step guide to purchasing your very own Executive Condominium.<\/p>\n

Before you delve in, just a quick note: this article deals with purchasing an Executive Condominium from a developer. If you\u2019re buying from an owner in the open market, the process is identical to buying a private condominium<\/a> (though restrictions apply if you\u2019re buying as a foreigner).<\/p>\n

\"9<\/a><\/p>\n

Step 1: Check your eligibility<\/b><\/h2>\n

An Executive Condominium is often described as a type of public-private hybrid housing. Think of it as the government-sanctioned offspring of an HDB flat<\/a> and a private condominium that has inherited the sleek features of a condominium (such as shared facilities like a swimming pool and gym), but with the ownership restrictions of its second parent, the HDB.<\/p>\n

Eligibility conditions and schemes<\/b><\/h3>\n

To qualify, all applicants need to be at least 21 years old (35 years if you\u2019re applying under the Joint Singles Scheme). One of you must also be a Singapore Citizen, with at least one other applicant being either a Singapore Citizen or Permanent Resident.<\/p>\n

As for singles applying under the Joint Singles Scheme, you’ll have to apply with at least one other Singapore Citizen.<\/p>\n

Plus, you must apply under one of the following HDB eligibility schemes<\/a>:<\/p>\n

    \n
  1. Public Scheme<\/li>\n
  2. Fianc\u00e9\/Fianc\u00e9e Scheme<\/li>\n
  3. Orphans Scheme<\/li>\n
  4. Joint Singles Scheme<\/li>\n<\/ol>\n

    In addition, your combined gross monthly household income cannot exceed S$16,000.<\/p>\n

    Who cannot buy a new Executive Condominium<\/b><\/h3>\n

    You’re not allowed to purchase an EC if you or your co-applicants:<\/p>\n