{"id":74591,"date":"2025-01-17T08:22:06","date_gmt":"2025-01-17T00:22:06","guid":{"rendered":"https:\/\/www.99.co\/singapore\/insider\/?p=74591"},"modified":"2025-01-17T11:04:58","modified_gmt":"2025-01-17T03:04:58","slug":"merging-two-hdb-units","status":"publish","type":"post","link":"https:\/\/www.99.co\/singapore\/insider\/merging-two-hdb-units\/","title":{"rendered":"Hacking to merge two 5-bedroom HDB units: Can or cannot?"},"content":{"rendered":"<div id=\"bsf_rt_marker\"><\/div>\r\n<h3 id=\"h-table-of-contents\" class=\"wp-block-heading\">Table of contents:<\/h3>\r\n\r\n\r\n\r\n<ul class=\"wp-block-list\">\r\n<li><a href=\"#h-can1\">Can you merge\/hack 2 HDB units together?<\/a><\/li>\r\n\r\n\r\n\r\n<li><a href=\"#h-what1\">What are jumbo HDB flat units?<\/a><\/li>\r\n\r\n\r\n\r\n<li><a href=\"#h-how1\">How does the HDB Conversion Scheme work?<\/a><\/li>\r\n\r\n\r\n\r\n<li><a href=\"#h-final1\">Final thoughts and remarks<\/a><\/li>\r\n<\/ul>\r\n\r\n\r\n\r\n<p>Here&#8217;s what inspired the writing of this article:<\/p>\r\n\r\n\r\n\r\n<p>In May 2024, two adjacent five-room flats in <a href=\"https:\/\/www.99.co\/singapore\/hdb\/314c-anchorvale-link-adPFaVEoZuue4CqAezVQgnoi\" target=\"_blank\" rel=\"noreferrer noopener\">Block 314C Anchorvale Link<\/a>, <a href=\"https:\/\/www.99.co\/singapore\/hdb\/sengkang\" target=\"_blank\" rel=\"noreferrer noopener\">Sengkang<\/a> were <a href=\"https:\/\/www.straitstimes.com\/singapore\/housing\/authorities-call-out-2m-hdb-flat-listings-including-misleading-ad-for-jumbo-flat-in-sengkang\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">advertised on the PropertyGuru platform as a single jumbo unit<\/a>. The advertisement described the combined flats as a 2,400-square-foot property with six bedrooms and four bathrooms.<\/p>\r\n\r\n\r\n\r\n<p>However, authorities, including the Ministry of National Development and the Council for Estate Agencies (CEA), flagged this as misleading because no such jumbo flats exist in that block. The listing was taken down following intervention from CEA, which noted that these flats are not eligible to be sold as a single unit.<\/p>\r\n\r\n\r\n\r\n<h4 id=\"h-the-listing-in-question\" class=\"wp-block-heading\">The S$2,000,000 314C Anchorvale Link listing:<\/h4>\r\n\r\n\r\n\r\n<p>The listing had set the asking price for the combined flats at S$2 million, significantly above the typical market value, with comparable five-room flats trading for about S$580,000 each over the past six months. This discrepancy prompted a response from the CEA, which decided to investigate potential breaches of real estate advertising regulations.<\/p>\r\n\r\n\r\n\r\n<p>We can see more of the transactions of 5-bedroom units in Block 314C below:<\/p>\r\n<figure id=\"attachment_74647\" aria-describedby=\"caption-attachment-74647\" style=\"width: 1200px\" class=\"wp-caption aligncenter\"><a href=\"https:\/\/www.99.co\/singapore\/insider\/wp-content\/uploads\/2024\/05\/block314canchorvalelinktransactiontrend.png\" class=\"img-link media-img img-link media-img\"><img decoding=\"async\" class=\"wp-image-74647 size-full\" src=\"https:\/\/www.99.co\/singapore\/insider\/wp-content\/uploads\/2024\/05\/block314canchorvalelinktransactiontrend.png\" alt=\"block 314c anchorvale link transaction trends - merge two hdb units\" width=\"1200\" height=\"988\" srcset=\"https:\/\/www.99.co\/singapore\/insider\/wp-content\/uploads\/2024\/05\/block314canchorvalelinktransactiontrend.png 1200w, https:\/\/www.99.co\/singapore\/insider\/wp-content\/uploads\/2024\/05\/block314canchorvalelinktransactiontrend-150x124.png 150w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" \/><\/a><figcaption id=\"caption-attachment-74647\" class=\"wp-caption-text\">Even as the price trend increased steadily from 2018 to 2023, it was nowhere near S$1M; hence the S$2M listing raised questions.<\/figcaption><\/figure>\r\n<p>Mr Andrew Nair from ERA Realty Network, who managed the listing, mentioned that the owners had previously got HDB approval to merge the living rooms of the two flats when they purchased them six years ago. However, the current regulations require the flats to be marketed and sold separately, causing their listing as individual units.<\/p>\r\n\r\n\r\n\r\n\r\n\r\n<p>Following the directive from ERA\u2019s legal and compliance team, Mr Nair removed the misleading listing.\u00a0<\/p>\r\n\r\n\r\n<p style=\"border: 0.8px solid #808080; font-size: 17px; padding: 15px; text-align: left;\"><i>Read about another piece of news in Sengkang: <a href=\"https:\/\/www.99.co\/singapore\/insider\/block-205b-compassvale-lane-ath-2024\/\" target=\"_blank\" rel=\"noopener\">Sengkang\u2019s HDB resale breaks S$1,000,000 transaction threshold <\/a><\/i><\/p>\n\r\n\r\n\r\n<h4 id=\"h-so-what-now\" class=\"wp-block-heading\">So, what now?<\/h4>\r\n\r\n\r\n\r\n<p>This situation underscores the regulatory challenges and the need for clear communication in the real estate market to ensure that listings are accurate and compliant with existing housing policies. The ongoing investigation by CEA into this incident highlights the agency&#8217;s role in maintaining market integrity and protecting consumer interests in Singapore&#8217;s dynamic real estate environment.<\/p>\r\n\r\n\r\n\r\n<p id=\"h-can1\"><em>But why is this? And can you actually merge HDB units? AND what are jumbo HDB units? We answer these questions below:<\/em><\/p>\r\n\r\n\r\n<hr class=\"wp-block-separator has-alpha-channel-opacity\" \/>\r\n\r\n\r\n<h2 id=\"h-can\" class=\"wp-block-heading\">Can you merge\/hack 2 HDB units together?<\/h2>\r\n\r\n\r\n\r\n<p>Well, to answer the question above directly, yes and no.<\/p>\r\n\r\n\r\n\r\n<p>While there is such a thing as a jumbo HDB flat (we will talk about it in the next section), can you actually purchase two adjacent HDB units and merge them into one? It is a little complicated to answer, but let us try:<\/p>\r\n\r\n\r\n\r\n<p>Based on the <a href=\"https:\/\/www.hdb.gov.sg\/residential\/buying-a-flat\/buying-procedure-for-resale-flats\/plan-source-and-contract\/planning-considerations\/conversion-scheme-application-procedure\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">HDB Conversion Scheme<\/a> (which we will also talk about further down this article), you can merge two (2) separate but adjacent HDB units if the units and the owners fall under strict rules and regulations.<\/p>\r\n\r\n\r\n<p style=\"border: 0.8px solid #808080; font-size: 17px; padding: 15px; text-align: left;\"><i>A Glossary break for you: <a href=\"https:\/\/www.99.co\/singapore\/glossary\/hdb-conversion-scheme\/\" target=\"_blank\" rel=\"noopener\">HDB Conversion Scheme <\/a><\/i><\/p>\n\r\n\r\n\r\n<p>In short; <em><strong>if you are buying two units to be merged, you must meet both the <\/strong><a href=\"https:\/\/www.hdb.gov.sg\/residential\/buying-a-flat\/buying-procedure-for-resale-flats\/plan-source-and-contract\/planning-considerations\/eip-spr-quota\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">EIP and the SPR Quota<\/a><\/em>,<em><strong> and if you are buying a unit to be merged with your present purchased unit, the aforementioned quota does not apply.<\/strong><\/em><\/p>\r\n\r\n\r\n\r\n<p id=\"h-what1\"><em>More below.<\/em><\/p>\r\n\r\n\r\n<hr class=\"wp-block-separator has-alpha-channel-opacity\" \/>\r\n\r\n\r\n<h2 id=\"h-what\" class=\"wp-block-heading\">What are jumbo HDB flat units?<\/h2>\r\n\r\n\r\n\r\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" width=\"700\" height=\"374\" class=\"wp-image-54788\" src=\"https:\/\/www.99.co\/singapore\/insider\/wp-content\/uploads\/2022\/07\/jumbo-hdb-flat.jpeg\" alt=\"jumbo hdb flats - merging 2 hdb units\" srcset=\"https:\/\/www.99.co\/singapore\/insider\/wp-content\/uploads\/2022\/07\/jumbo-hdb-flat.jpeg 700w, https:\/\/www.99.co\/singapore\/insider\/wp-content\/uploads\/2022\/07\/jumbo-hdb-flat-150x80.jpeg 150w\" sizes=\"(max-width: 700px) 100vw, 700px\" \/><\/figure>\r\n\r\n\r\n\r\n<p>Jumbo HDB flats were introduced in the 1990s as a solution to an oversupply of smaller units in areas like <a href=\"https:\/\/www.99.co\/singapore\/hdb\/yishun\" target=\"_blank\" rel=\"noreferrer noopener\">Yishun<\/a> and <a href=\"https:\/\/www.99.co\/singapore\/hdb\/woodlands\" target=\"_blank\" rel=\"noreferrer noopener\">Woodlands<\/a>, and have since become a unique housing option for Singaporeans. These flats were created by merging multiple smaller units into one, resulting in living spaces ranging from 1,442 to over 2,000 square feet.<\/p>\r\n\r\n\r\n\r\n<p>This concept was later applied in mature estates such as <a href=\"https:\/\/www.99.co\/singapore\/hdb\/ang-mo-kio\" target=\"_blank\" rel=\"noreferrer noopener\">Ang Mo Kio<\/a> and <a href=\"https:\/\/www.99.co\/singapore\/hdb\/jurong-east\" target=\"_blank\" rel=\"noreferrer noopener\">Jurong East<\/a>, offering homes with multiple bedrooms and often large living areas, sometimes equipped with balconies.<\/p>\r\n\r\n\r\n\r\n<h3 id=\"h-the-allure-of-jumbo-flats\" class=\"wp-block-heading\">The allure of jumbo flats<\/h3>\r\n\r\n\r\n\r\n<p>They are desirable because of their spaciousness and affordability in a nation where housing is increasingly compact and costly. They are beneficial for extended families, offering enough room to accommodate multiple generations under one roof comfortably.<\/p>\r\n\r\n\r\n\r\n<p>With prices lower than those in the private sector for comparable space, and the possibility to finance up to 90% of the home value, these flats represent a feasible option for large families who also benefit from shared financial responsibilities. The rarity of these units adds a layer of exclusivity and investment potential, with their values showing resilience and growth prospects in the long-term property market.<\/p>\r\n\r\n\r\n<p style=\"border: 0.8px solid #808080; font-size: 17px; padding: 15px; text-align: left;\"><i>A more in-depth take on jumbo HDB units we wrote: <a href=\"https:\/\/www.99.co\/singapore\/insider\/jumbo-hdb-flats-2\/\" target=\"_blank\" rel=\"noopener\">What are jumbo HDB flats and where can you find them? <\/a><\/i><\/p>\n\r\n\r\n\r\n<h3 id=\"h-why-buyers-want-jumbo-flat-units\" class=\"wp-block-heading\">Why buyers want jumbo flat units<\/h3>\r\n\r\n\r\n\r\n<p>Jumbo HDB flats offer ample opportunities for creative interior design and can be a lucrative investment in rental income. Owners can opt to partition their units, renting them out as whole units rather than individual rooms, thus maximising privacy and rental yield.<\/p>\r\n\r\n\r\n\r\n<p>For those looking for even more space, the HDB&#8217;s Conversion Scheme allows owners of adjacent smaller units to merge them officially, creating a custom jumbo flat. This flexibility and potential make jumbo HDB flats a coveted option in Singapore\u2019s housing market, blending practicality with potential profitability.<\/p>\r\n\r\n\r\n\r\n<p id=\"h-how1\"><em>Now we go a little in-depth into the HDB Conversion Scheme work<\/em>:<\/p>\r\n\r\n\r\n<hr class=\"wp-block-separator has-alpha-channel-opacity\" \/>\r\n\r\n\r\n<h2 id=\"h-how\" class=\"wp-block-heading\">How does the HDB Conversion Scheme work?<\/h2>\r\n\r\n\r\n\r\n<p>The Conversion Scheme offers families the opportunity to gain adjacent 3-room or smaller flats and merge them into a unit, subject to specific terms and conditions.<\/p>\r\n\r\n\r\n\r\n<p>Eligibility requirements must be met, including compliance with the Ethnic Integration Policy (EIP) and Singapore Permanent Resident (SPR) Quota for certain purchase scenarios. Here&#8217;s what the eligibility conditions look like:<\/p>\r\n\r\n\r\n\r\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" width=\"1200\" height=\"303\" class=\"wp-image-74601\" src=\"https:\/\/www.99.co\/singapore\/insider\/wp-content\/uploads\/2024\/05\/hdbcseligibilityscheme.png\" alt=\"hdbcs eligibility conditions - merging 2 hdb units\" srcset=\"https:\/\/www.99.co\/singapore\/insider\/wp-content\/uploads\/2024\/05\/hdbcseligibilityscheme.png 1200w, https:\/\/www.99.co\/singapore\/insider\/wp-content\/uploads\/2024\/05\/hdbcseligibilityscheme-150x38.png 150w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" \/>\r\n<figcaption class=\"wp-element-caption\">Information is taken from HDB.<\/figcaption>\r\n<\/figure>\r\n\r\n\r\n\r\n<p>Before any transaction, it is necessary to apply for confirmation of the feasibility of merging flats, and the authorities will evaluate and inform potential buyers if the process is workable. Here is the <a href=\"https:\/\/www.hdb.gov.sg\/-\/media\/doc\/EAPG-CSC\/Conversion-Enquiry-Form.ashx\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">Enquiry on Combination of Flats under the Conversion Scheme form<\/a>. Once completed, you can send it to HDB&#8217;s <a href=\"https:\/\/services2.hdb.gov.sg\/webapp\/BF12AWFeedback\/BF12SFrontController?service=ServiceFeedback&amp;operation=createFeedback\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">e-Feedback form<\/a>.<\/p>\r\n\r\n<p><iframe loading=\"lazy\" style=\"border: none; width: 350px !important; box-shadow: 0px 2px 12px rgb(11 17 52 \/ 15%); border-radius: 16px;\" src=\"https:\/\/www.99.co\/property-value-widget?contentSource=insider-blog&amp;contentId=merging-two-hdb-units\" width=\"350\" height=\"370\" scrolling=\"no\"><span data-mce-type=\"bookmark\" style=\"display: inline-block; width: 0px; overflow: hidden; line-height: 0;\" class=\"mce_SELRES_start\"><\/span><span data-mce-type=\"bookmark\" style=\"display: inline-block; width: 0px; overflow: hidden; line-height: 0;\" class=\"mce_SELRES_start\"><\/span><span data-mce-type=\"bookmark\" style=\"display: inline-block; width: 0px; overflow: hidden; line-height: 0;\" class=\"mce_SELRES_start\"><\/span><span data-mce-type=\"bookmark\" style=\"display: inline-block; width: 0px; overflow: hidden; line-height: 0;\" class=\"mce_SELRES_start\"><\/span><span data-mce-type=\"bookmark\" style=\"display: inline-block; width: 0px; overflow: hidden; line-height: 0;\" class=\"mce_SELRES_start\"><\/span><span data-mce-type=\"bookmark\" style=\"display: inline-block; width: 0px; overflow: hidden; line-height: 0;\" class=\"mce_SELRES_start\"><\/span><span data-mce-type=\"bookmark\" style=\"display: inline-block; width: 0px; overflow: hidden; line-height: 0;\" class=\"mce_SELRES_start\"><\/span><span data-mce-type=\"bookmark\" style=\"display: inline-block; width: 0px; overflow: hidden; line-height: 0;\" class=\"mce_SELRES_start\"><\/span><span data-mce-type=\"bookmark\" style=\"display: inline-block; width: 0px; overflow: hidden; line-height: 0;\" class=\"mce_SELRES_start\"><\/span><span data-mce-type=\"bookmark\" style=\"display: inline-block; width: 0px; overflow: hidden; line-height: 0;\" class=\"mce_SELRES_start\"><\/span><span data-mce-type=\"bookmark\" style=\"display: inline-block; width: 0px; overflow: hidden; line-height: 0;\" class=\"mce_SELRES_start\"><\/span><span data-mce-type=\"bookmark\" style=\"display: inline-block; width: 0px; overflow: hidden; line-height: 0;\" class=\"mce_SELRES_start\"><\/span><span data-mce-type=\"bookmark\" style=\"display: inline-block; width: 0px; overflow: hidden; line-height: 0;\" class=\"mce_SELRES_start\"><\/span><span data-mce-type=\"bookmark\" style=\"display: inline-block; width: 0px; overflow: hidden; line-height: 0;\" class=\"mce_SELRES_start\"><\/span><span data-mce-type=\"bookmark\" style=\"display: inline-block; width: 0px; overflow: hidden; line-height: 0;\" class=\"mce_SELRES_start\"><\/span><span data-mce-type=\"bookmark\" style=\"display: inline-block; width: 0px; overflow: hidden; line-height: 0;\" class=\"mce_SELRES_start\"><\/span><span data-mce-type=\"bookmark\" style=\"display: inline-block; width: 0px; overflow: hidden; line-height: 0;\" class=\"mce_SELRES_start\"><\/span><span data-mce-type=\"bookmark\" style=\"display: inline-block; width: 0px; overflow: hidden; line-height: 0;\" class=\"mce_SELRES_start\"><\/span><span data-mce-type=\"bookmark\" style=\"display: inline-block; width: 0px; overflow: hidden; line-height: 0;\" class=\"mce_SELRES_start\"><\/span><span data-mce-type=\"bookmark\" style=\"display: inline-block; width: 0px; overflow: hidden; line-height: 0;\" class=\"mce_SELRES_start\"><span data-mce-type=\"bookmark\" style=\"display: inline-block; width: 0px; overflow: hidden; line-height: 0;\" class=\"mce_SELRES_start\"><\/span><\/span><\/iframe><\/p>\r\n\r\n<p>Financing for the purchase of adjoining flats is subject to several factors, such as the buyer&#8217;s current housing loan status and the source of the new loan. The source of the loan may be HDB or a financial institution. If a buyer is purchasing an adjoining flat next to a current one, any existing housing loan must be discharged before the new purchase can be completed.<\/p>\r\n\r\n\r\n\r\n<p>To combine financing and discharge loans, specific arrangements are required, and buyers must ensure they have sufficient funds to cover all financial obligations before proceeding. After purchasing, the physical conversion of the flats into a single unit requires hiring licensed contractors to make structural changes and remove redundant utility meters.<\/p>\r\n\r\n\r\n\r\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" width=\"1200\" height=\"401\" class=\"wp-image-74603\" src=\"https:\/\/www.99.co\/singapore\/insider\/wp-content\/uploads\/2024\/05\/hdbcsfinancingmodes.png\" alt=\"hdbcs financing modes - merging 2 hdb units\" srcset=\"https:\/\/www.99.co\/singapore\/insider\/wp-content\/uploads\/2024\/05\/hdbcsfinancingmodes.png 1200w, https:\/\/www.99.co\/singapore\/insider\/wp-content\/uploads\/2024\/05\/hdbcsfinancingmodes-150x50.png 150w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" \/>\r\n<figcaption class=\"wp-element-caption\">Information is taken from HDB.<\/figcaption>\r\n<\/figure>\r\n\r\n\r\n\r\n<p>After the successful conversion and combination of flats, it is important to adhere to certain post-purchase obligations. These obligations include complying with the Minimum Occupation Period (MOP) before reselling the flat, understanding the financial implications of subsidies and resale levies, and being aware that the new unit cannot be subdivided for sale or any other purpose.<\/p>\r\n\r\n\r\n\r\n<p>Upgrading costs must also be paid, which depend on the timing of the purchase regarding polling on upgrading programs. It is essential to plan carefully regarding finances and logistics throughout the conversion process to ensure a smooth transition.<\/p>\r\n\r\n\r\n\r\n<p id=\"h-final1\">You can find out more by heading straight to <a href=\"https:\/\/www.hdb.gov.sg\/residential\/buying-a-flat\/buying-procedure-for-resale-flats\/plan-source-and-contract\/planning-considerations\/conversion-scheme-application-procedure\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">HDB&#8217;s own page about the scheme<\/a>.<\/p>\r\n\r\n\r\n<hr class=\"wp-block-separator has-alpha-channel-opacity\" \/>\r\n\r\n\r\n<h3 id=\"h-final\" class=\"wp-block-heading\">Final thoughts and remarks<\/h3>\r\n\r\n\r\n\r\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" width=\"1200\" height=\"900\" class=\"wp-image-74609\" src=\"https:\/\/www.99.co\/singapore\/insider\/wp-content\/uploads\/2024\/05\/anchorvalelinkcluster.jpeg\" alt=\"anchorvale link cluster - merging 2 hdb units\" srcset=\"https:\/\/www.99.co\/singapore\/insider\/wp-content\/uploads\/2024\/05\/anchorvalelinkcluster.jpeg 1200w, https:\/\/www.99.co\/singapore\/insider\/wp-content\/uploads\/2024\/05\/anchorvalelinkcluster-150x113.jpeg 150w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" \/><\/figure>\r\n\r\n\r\n\r\n<p>The case of the two merged five-room flats at Anchorvale Link in Sengkang highlights the complexities involved in real estate transactions concerning HDB units in Singapore. Although jumbo flats are not a new concept, the regulatory requirements, and compliance nuances associated with such modifications are strict, emphasising the importance of clear communication and strict adherence to housing policies to ensure that property listings are accurate and lawful.<\/p>\r\n<p>It also highlights the need for potential buyers and real estate professionals to be fully informed about the legal and procedural aspects of merging HDB units to avoid misleading advertisements and legal complications.<\/p>\r\n\r\n\r\n\r\n\r\n\r\n<p>The incident at Anchorvale serves as a critical reminder of the essential role regulatory bodies such as the Council for Estate Agencies (CEA) play in maintaining the integrity of Singapore&#8217;s real estate market. The ongoing investigations into the misleading listing protect consumer interests and reinforce the standards of transparency and accountability expected in the housing market.<\/p>\r\n\r\n\r\n\r\n\r\n<hr class=\"wp-block-separator has-alpha-channel-opacity\" \/>\r\n\r\n\r\n<p><em>This article is a product of\u00a0<a href=\"http:\/\/99.co\/\" target=\"_blank\" rel=\"noreferrer noopener\">99.co<\/a>\u00a0and is based on information gathered from various sources, including The Straits Times. These sources are used in good faith to provide valuable insights. The source of the referenced content is duly credited and we recommend readers refer them for a comprehensive understanding of the topic.\u00a0<a href=\"http:\/\/99.co\/\" target=\"_blank\" rel=\"noreferrer noopener\">99.co<\/a> is not responsible for errors, omissions, or consequences from using this\u00a0<\/em><em>information.<\/em><\/p>\r\n<hr \/>\r\n    <section id=\"portal-widget-tab-panel-6a3b7368bf922\" class=\"portal-widget-tab-panel\">\n        <div class=\"swiper-container\" id=\"swiper-container-6a3b7368bf922\">\n                        <div class=\"row-title-widget\">\n                <div class=\"portal-widget-carousel-title-left\"><h4 class=\"portal-widget-title\">Looking for properties around Sengkang? Choose from our recommendations!<\/h4><\/div>\n                <div class=\"portal-widget-carousel-title-right text-right\"><span class=\"portal-widget-see-all-link link-top\"><a href=\"\" class=\"nndc-open-app-link\" data-url=\"https:\/\/www.99.co\/singapore\/sale?autocom=false&amp;bathrooms=any&amp;composite_floor_level=any&amp;composite_furnishing=any&amp;composite_property_status=any&amp;composite_views=any&amp;features_and_amenities=any&amp;has_floor_plan=false&amp;main_category=all&amp;name=Sengkang%20MRT%2FLRT&amp;page_num=1&amp;page_size=36&amp;path=%2Fsingapore%2Fsale%3Fautocom%3Dfalse%26autocomplete_main_categories%3Dhdb%26bathrooms%3Dany%26composite_floor_level%3Dany%26composite_furnishing%3Dany%26composite_property_status%3Dany%26composite_views%3Dany%26features_and_amenities%3Dany%26has_floor_plan%3Dfalse%26main_category%3Dall%26name%3DAnchorvale%2BLink%26page_num%3D1%26page_size%3D35%26path%3D%252Fsingapore%252Fsale%253Fautocom%253Dtrue%2526name%253Danchorvale%26period_of_availability%3Dany%26property_segments%3Dresidential%26query_coords%3D1.3932266661119899%252C103.88932720204211%26query_ids%3DdecEPEj99ghMYbT4maz5YT38%26query_type%3Dcluster%26radius_max%3D1000%26rooms%3Dany%26show_cluster_preview%3Dtrue%26show_description%3Dtrue%26show_internal_linking%3Dtrue%26show_meta_description%3Dtrue%26show_nearby%3Dtrue%26sort_field%3Drelevance%26sort_order%3Ddesc%26tenure%3Dany%26zoom%3D15&amp;period_of_availability=any&amp;property_segments=residential&amp;query_coords=1.391254%2C103.89537&amp;query_ids=sg-mrt-sengkang&amp;query_type=subway_station&amp;radius_max=1000&amp;rooms=any&amp;show_cluster_preview=true&amp;show_description=true&amp;show_internal_linking=true&amp;show_meta_description=true&amp;show_nearby=true&amp;sort_field=relevance&amp;sort_order=desc&amp;tenure=any&amp;zoom=15&utm_source=blog&utm_medium=widget\">See all listings<\/a><\/span><\/div>\n            <\/div>\n                        <div class=\"portal-widget-carousel swiper-wrapper\">\n                                    <div class=\"portal-widget-carousel__card swiper-slide\">\n                                                <div class=\"card-image\">\n                            <img decoding=\"async\" src=\"https:\/\/pic2.99.co\/v3\/AzwHsscaqDYpa4WQf9tabW?text=Zhan+Lin&sampling=lanczos&version=1&height=600&width=800&mode=fill&quality=80&convert_if_png=true&signature=c60d2c4434b7e1d871c0f27c1ab26b87fccb8f2e\" alt=\"280A Sengkang East Avenue Photo\">\n                        <\/div>\n                        <div class=\"card-description\">\n                            <div class=\"card-text card-title\">280A Sengkang East Avenue<\/div>\n                            <div class=\"card-text card-subtitle\">Singapore 541280 \u00b7 D19<\/div>\n                            <div class=\"card-text card-room\">\n                                <div >\n                                    <img decoding=\"async\" src=\"https:\/\/www.99.co\/singapore\/insider\/wp-content\/plugins\/nndc-portal\/public\/partials\/..\/images\/bed-icon.svg\" alt=\"bedroom\">\n                                    <span>3<\/span>\n                                <\/div>\n                                <div >\n                                    <img decoding=\"async\" src=\"https:\/\/www.99.co\/singapore\/insider\/wp-content\/plugins\/nndc-portal\/public\/partials\/..\/images\/bath-icon.svg\" alt=\"bathroom\">\n                                    <span>2<\/span>\n                                <\/div>\n                                <div >\n                                    <span>1,205 sqft<\/span>\n                                <\/div>\n                            <\/div>\n                            <div class=\"card-text card-price\">S$ 1,080,000<\/div>\n                        <\/div>\n                        <div class=\"card-button\">\n                            <button class=\"btn-view-listing nndc-open-app-link\" data-url=\"https:\/\/www.99.co\/singapore\/sale\/property\/280a-sengkang-east-avenue-hdb-mynQDe9PkCH5nzsy2n53pL?utm_source=blog&utm_medium=widget\">View this listing<\/button>\n                        <\/div>\n                    <\/div>\n                                    <div class=\"portal-widget-carousel__card swiper-slide\">\n                                                <div class=\"card-image\">\n                            <img decoding=\"async\" src=\"https:\/\/pic2.99.co\/v3\/XqV8DVd7QxqcmDdM3zGGZh?text=Judy+LEOW&sampling=lanczos&version=1&height=600&width=800&mode=fill&quality=80&convert_if_png=true&signature=c36317547229dd462c1de69af082cb87510a0f90\" alt=\"227D Compassvale Drive Photo\">\n                        <\/div>\n                        <div class=\"card-description\">\n                            <div class=\"card-text card-title\">227D Compassvale Drive<\/div>\n                            <div class=\"card-text card-subtitle\">Singapore 544227 \u00b7 D19<\/div>\n                            <div class=\"card-text card-room\">\n                                <div >\n                                    <img decoding=\"async\" src=\"https:\/\/www.99.co\/singapore\/insider\/wp-content\/plugins\/nndc-portal\/public\/partials\/..\/images\/bed-icon.svg\" alt=\"bedroom\">\n                                    <span>4<\/span>\n                                <\/div>\n                                <div >\n                                    <img decoding=\"async\" src=\"https:\/\/www.99.co\/singapore\/insider\/wp-content\/plugins\/nndc-portal\/public\/partials\/..\/images\/bath-icon.svg\" alt=\"bathroom\">\n                                    <span>2<\/span>\n                                <\/div>\n                                <div >\n                                    <span>1,302 sqft<\/span>\n                                <\/div>\n                            <\/div>\n                            <div class=\"card-text card-price\">S$ 749,999<\/div>\n                        <\/div>\n                        <div class=\"card-button\">\n                            <button class=\"btn-view-listing nndc-open-app-link\" data-url=\"https:\/\/www.99.co\/singapore\/sale\/property\/227d-compassvale-drive-hdb-KiMhZY8TJC6rdhVJhFhsx8?utm_source=blog&utm_medium=widget\">View this listing<\/button>\n                        <\/div>\n                    <\/div>\n                                    <div class=\"portal-widget-carousel__card swiper-slide\">\n                                                <div class=\"card-image\">\n                            <img decoding=\"async\" src=\"https:\/\/pic2.99.co\/v3\/iwAxyDJ3VskUNcBmc5ffCE?text=Ervine+Wu&sampling=lanczos&version=1&height=600&width=800&mode=fill&quality=80&convert_if_png=true&signature=d4ef17b141b84e2aec64495e401d105a4197a05e\" alt=\"293C Compassvale Crescent Photo\">\n                        <\/div>\n                        <div class=\"card-description\">\n                            <div class=\"card-text card-title\">293C Compassvale Crescent<\/div>\n                            <div class=\"card-text card-subtitle\">Singapore 543293 \u00b7 D19<\/div>\n                            <div class=\"card-text card-room\">\n                                <div >\n                                    <img decoding=\"async\" src=\"https:\/\/www.99.co\/singapore\/insider\/wp-content\/plugins\/nndc-portal\/public\/partials\/..\/images\/bed-icon.svg\" alt=\"bedroom\">\n                                    <span>3<\/span>\n                                <\/div>\n                                <div >\n                                    <img decoding=\"async\" src=\"https:\/\/www.99.co\/singapore\/insider\/wp-content\/plugins\/nndc-portal\/public\/partials\/..\/images\/bath-icon.svg\" alt=\"bathroom\">\n                                    <span>2<\/span>\n                                <\/div>\n                                <div >\n                                    <span>1,216 sqft<\/span>\n                                <\/div>\n                            <\/div>\n                            <div class=\"card-text card-price\">S$ 830,000<\/div>\n                        <\/div>\n                        <div class=\"card-button\">\n                            <button class=\"btn-view-listing nndc-open-app-link\" data-url=\"https:\/\/www.99.co\/singapore\/sale\/property\/293c-compassvale-crescent-hdb-V7Q8CohNeHVksBCeJZfet2?utm_source=blog&utm_medium=widget\">View this listing<\/button>\n                        <\/div>\n                    <\/div>\n                                    <div class=\"portal-widget-carousel__card swiper-slide\">\n                                                <div class=\"card-image\">\n                            <img decoding=\"async\" src=\"https:\/\/pic2.99.co\/v3\/HdrWMnFxUHm2jzwdTiNdab?text=Yen+Yuin+Lui&sampling=lanczos&version=1&height=600&width=800&mode=fill&quality=80&convert_if_png=true&signature=080074699f79037069847d0c4febc16ea4599c9f\" alt=\"203E Compassvale Road Photo\">\n                        <\/div>\n                        <div class=\"card-description\">\n                            <div class=\"card-text card-title\">203E Compassvale Road<\/div>\n                            <div class=\"card-text card-subtitle\">Singapore 545203 \u00b7 D19<\/div>\n                            <div class=\"card-text card-room\">\n                                <div >\n                                    <img decoding=\"async\" src=\"https:\/\/www.99.co\/singapore\/insider\/wp-content\/plugins\/nndc-portal\/public\/partials\/..\/images\/bed-icon.svg\" alt=\"bedroom\">\n                                    <span>3<\/span>\n                                <\/div>\n                                <div >\n                                    <img decoding=\"async\" src=\"https:\/\/www.99.co\/singapore\/insider\/wp-content\/plugins\/nndc-portal\/public\/partials\/..\/images\/bath-icon.svg\" alt=\"bathroom\">\n                                    <span>2<\/span>\n                                <\/div>\n                                <div >\n                                    <span>1,184 sqft<\/span>\n                                <\/div>\n                            <\/div>\n                            <div class=\"card-text card-price\">S$ 699,999<\/div>\n                        <\/div>\n                        <div class=\"card-button\">\n                            <button class=\"btn-view-listing nndc-open-app-link\" data-url=\"https:\/\/www.99.co\/singapore\/sale\/property\/203e-compassvale-road-hdb-k3q6eLP4dX5xJDH8cSu8sD?utm_source=blog&utm_medium=widget\">View this listing<\/button>\n                        <\/div>\n                    <\/div>\n                                    <div class=\"portal-widget-carousel__card swiper-slide\">\n                                                <div class=\"card-image\">\n                            <img decoding=\"async\" src=\"https:\/\/pic2.99.co\/v3\/QU7WXK4KYKXvBmVBCP626d?text=Shafik+Yusope&sampling=lanczos&version=1&height=600&width=800&mode=fill&quality=80&convert_if_png=true&signature=77719fb74f66fccabc9f6d86310147fd547e9f77\" alt=\"293B Compassvale Crescent Photo\">\n                        <\/div>\n                        <div class=\"card-description\">\n                            <div class=\"card-text card-title\">293B Compassvale Crescent<\/div>\n                            <div class=\"card-text card-subtitle\">Singapore 542293 \u00b7 D19<\/div>\n                            <div class=\"card-text card-room\">\n                                <div >\n                                    <img decoding=\"async\" src=\"https:\/\/www.99.co\/singapore\/insider\/wp-content\/plugins\/nndc-portal\/public\/partials\/..\/images\/bed-icon.svg\" alt=\"bedroom\">\n                                    <span>3<\/span>\n                                <\/div>\n                                <div >\n                                    <img decoding=\"async\" src=\"https:\/\/www.99.co\/singapore\/insider\/wp-content\/plugins\/nndc-portal\/public\/partials\/..\/images\/bath-icon.svg\" alt=\"bathroom\">\n                                    <span>2<\/span>\n                                <\/div>\n                                <div >\n                                    <span>1,001 sqft<\/span>\n                                <\/div>\n                            <\/div>\n                            <div class=\"card-text card-price\">S$ 650,000<\/div>\n                        <\/div>\n                        <div class=\"card-button\">\n                            <button class=\"btn-view-listing nndc-open-app-link\" data-url=\"https:\/\/www.99.co\/singapore\/sale\/property\/293b-compassvale-crescent-hdb-kc4YPXR8StT2vUWVJj4ZUP?utm_source=blog&utm_medium=widget\">View this listing<\/button>\n                        <\/div>\n                    <\/div>\n                                    <div class=\"portal-widget-carousel__card swiper-slide\">\n                                                <div class=\"card-image\">\n                            <img decoding=\"async\" src=\"https:\/\/pic2.99.co\/v3\/rJWBcZV89YkwNqqjrWoktK?text=Ng+angie&sampling=lanczos&version=1&height=600&width=800&mode=fill&quality=80&convert_if_png=true&signature=fba7da9526cdd0bc3d9870868e6dc1303c69bab6\" alt=\"336A Anchorvale Crescent Photo\">\n                        <\/div>\n                        <div class=\"card-description\">\n                            <div class=\"card-text card-title\">336A Anchorvale Crescent<\/div>\n                            <div class=\"card-text card-subtitle\">Singapore 541336 \u00b7 D19<\/div>\n                            <div class=\"card-text card-room\">\n                                <div >\n                                    <img decoding=\"async\" src=\"https:\/\/www.99.co\/singapore\/insider\/wp-content\/plugins\/nndc-portal\/public\/partials\/..\/images\/bed-icon.svg\" alt=\"bedroom\">\n                                    <span>2<\/span>\n                                <\/div>\n                                <div >\n                                    <img decoding=\"async\" src=\"https:\/\/www.99.co\/singapore\/insider\/wp-content\/plugins\/nndc-portal\/public\/partials\/..\/images\/bath-icon.svg\" alt=\"bathroom\">\n                                    <span>2<\/span>\n                                <\/div>\n                                <div >\n                                    <span>721 sqft<\/span>\n                                <\/div>\n                            <\/div>\n                            <div class=\"card-text card-price\">S$ 638,000<\/div>\n                        <\/div>\n                        <div class=\"card-button\">\n                            <button class=\"btn-view-listing nndc-open-app-link\" data-url=\"https:\/\/www.99.co\/singapore\/sale\/property\/336a-anchorvale-crescent-hdb-Vf5R4PLGktAoxWyjNqDkDn?utm_source=blog&utm_medium=widget\">View this listing<\/button>\n                        <\/div>\n                    <\/div>\n                                    <div class=\"portal-widget-carousel__card swiper-slide\">\n                                                <div class=\"card-image\">\n                            <img decoding=\"async\" src=\"https:\/\/pic2.99.co\/v3\/omutojXvbM2ayEGdmGxeTk?text=Kevin+Ong&sampling=lanczos&version=1&height=600&width=800&mode=fill&quality=80&convert_if_png=true&signature=7973af713c923ff570f13f6bf5ccd20859f51c25\" alt=\"252 Compassvale Street Photo\">\n                        <\/div>\n                        <div class=\"card-description\">\n                            <div class=\"card-text card-title\">252 Compassvale Street<\/div>\n                            <div class=\"card-text card-subtitle\">Singapore 540252 \u00b7 D19<\/div>\n                            <div class=\"card-text card-room\">\n                                <div >\n                                    <img decoding=\"async\" src=\"https:\/\/www.99.co\/singapore\/insider\/wp-content\/plugins\/nndc-portal\/public\/partials\/..\/images\/bed-icon.svg\" alt=\"bedroom\">\n                                    <span>3<\/span>\n                                <\/div>\n                                <div >\n                                    <img decoding=\"async\" src=\"https:\/\/www.99.co\/singapore\/insider\/wp-content\/plugins\/nndc-portal\/public\/partials\/..\/images\/bath-icon.svg\" alt=\"bathroom\">\n                                    <span>2<\/span>\n                                <\/div>\n                                <div >\n                                    <span>1,260 sqft<\/span>\n                                <\/div>\n                            <\/div>\n                            <div class=\"card-text card-price\">S$ 690,000<\/div>\n                        <\/div>\n                        <div class=\"card-button\">\n                            <button class=\"btn-view-listing nndc-open-app-link\" data-url=\"https:\/\/www.99.co\/singapore\/sale\/property\/252-compassvale-street-hdb-RzwwgxNfUYcpae3wJ7croM?utm_source=blog&utm_medium=widget\">View this listing<\/button>\n                        <\/div>\n                    <\/div>\n                                    <div class=\"portal-widget-carousel__card swiper-slide\">\n                                                <div class=\"card-image\">\n                            <img decoding=\"async\" src=\"https:\/\/pic2.99.co\/v3\/9VAavcfTvxccpHeXBttLc2?text=Jun+Yu&sampling=lanczos&version=1&height=600&width=800&mode=fill&quality=80&convert_if_png=true&signature=c97f52c91c0bccfe09ca0a67076d7de8d37ca15e\" alt=\"331B Anchorvale Street Photo\">\n                        <\/div>\n                        <div class=\"card-description\">\n                            <div class=\"card-text card-title\">331B Anchorvale Street<\/div>\n                            <div class=\"card-text card-subtitle\">Singapore 542331 \u00b7 D19<\/div>\n                            <div class=\"card-text card-room\">\n                                <div >\n                                    <img decoding=\"async\" src=\"https:\/\/www.99.co\/singapore\/insider\/wp-content\/plugins\/nndc-portal\/public\/partials\/..\/images\/bed-icon.svg\" alt=\"bedroom\">\n                                    <span>3<\/span>\n                                <\/div>\n                                <div >\n                                    <img decoding=\"async\" src=\"https:\/\/www.99.co\/singapore\/insider\/wp-content\/plugins\/nndc-portal\/public\/partials\/..\/images\/bath-icon.svg\" alt=\"bathroom\">\n                                    <span>2<\/span>\n                                <\/div>\n                                <div >\n                                    <span>1,205 sqft<\/span>\n                                <\/div>\n                            <\/div>\n                            <div class=\"card-text card-price\">S$ 770,000<\/div>\n                        <\/div>\n                        <div class=\"card-button\">\n                            <button class=\"btn-view-listing nndc-open-app-link\" data-url=\"https:\/\/www.99.co\/singapore\/sale\/property\/331b-anchorvale-street-hdb-R2UzVUYTVLuhnHjgjXuNuR?utm_source=blog&utm_medium=widget\">View this listing<\/button>\n                        <\/div>\n                    <\/div>\n                                    <div class=\"portal-widget-carousel__card swiper-slide\">\n                                                <div class=\"card-image\">\n                            <img decoding=\"async\" src=\"https:\/\/pic2.99.co\/v3\/L5TNBvPSzUXdeqv8ddV7kD?text=Hwee+Liang+William+Lek&sampling=lanczos&version=1&height=600&width=800&mode=fill&quality=80&convert_if_png=true&signature=f8fbcf415f38e67327217b64379d785383a12732\" alt=\"351B Anchorvale Road Photo\">\n                        <\/div>\n                        <div class=\"card-description\">\n                            <div class=\"card-text card-title\">351B Anchorvale Road<\/div>\n                            <div class=\"card-text card-subtitle\">Singapore 542351 \u00b7 D19<\/div>\n                            <div class=\"card-text card-room\">\n                                <div >\n                                    <img decoding=\"async\" src=\"https:\/\/www.99.co\/singapore\/insider\/wp-content\/plugins\/nndc-portal\/public\/partials\/..\/images\/bed-icon.svg\" alt=\"bedroom\">\n                                    <span>2<\/span>\n                                <\/div>\n                                <div >\n                                    <img decoding=\"async\" src=\"https:\/\/www.99.co\/singapore\/insider\/wp-content\/plugins\/nndc-portal\/public\/partials\/..\/images\/bath-icon.svg\" alt=\"bathroom\">\n                                    <span>2<\/span>\n                                <\/div>\n                                <div >\n                                    <span>721 sqft<\/span>\n                                <\/div>\n                            <\/div>\n                            <div class=\"card-text card-price\">S$ 578,000<\/div>\n                        <\/div>\n                        <div class=\"card-button\">\n                            <button class=\"btn-view-listing nndc-open-app-link\" data-url=\"https:\/\/www.99.co\/singapore\/sale\/property\/351b-anchorvale-road-hdb-awciFRCc9EFW8952ajd9Dc?utm_source=blog&utm_medium=widget\">View this listing<\/button>\n                        <\/div>\n                    <\/div>\n                                    <div class=\"portal-widget-carousel__card swiper-slide\">\n                                                <div class=\"card-image\">\n                            <img decoding=\"async\" src=\"https:\/\/pic2.99.co\/v3\/KjR7m7Jt6Q9maBEU4jZsk7?text=skyes+pan&sampling=lanczos&version=1&height=600&width=800&mode=fill&quality=80&convert_if_png=true&signature=594b7758d8a54f31838ab932d85ddd5c011f736d\" alt=\"203E Compassvale Road Photo\">\n                        <\/div>\n                        <div class=\"card-description\">\n                            <div class=\"card-text card-title\">203E Compassvale Road<\/div>\n                            <div class=\"card-text card-subtitle\">Singapore 545203 \u00b7 D19<\/div>\n                            <div class=\"card-text card-room\">\n                                <div >\n                                    <img decoding=\"async\" src=\"https:\/\/www.99.co\/singapore\/insider\/wp-content\/plugins\/nndc-portal\/public\/partials\/..\/images\/bed-icon.svg\" alt=\"bedroom\">\n                                    <span>3<\/span>\n                                <\/div>\n                                <div >\n                                    <img decoding=\"async\" src=\"https:\/\/www.99.co\/singapore\/insider\/wp-content\/plugins\/nndc-portal\/public\/partials\/..\/images\/bath-icon.svg\" alt=\"bathroom\">\n                                    <span>2<\/span>\n                                <\/div>\n                                <div >\n                                    <span>1,184 sqft<\/span>\n                                <\/div>\n                            <\/div>\n                            <div class=\"card-text card-price\">S$ 699,900<\/div>\n                        <\/div>\n                        <div class=\"card-button\">\n                            <button class=\"btn-view-listing nndc-open-app-link\" data-url=\"https:\/\/www.99.co\/singapore\/sale\/property\/203e-compassvale-road-hdb-58nTUenymCChan7zaSJHVQ?utm_source=blog&utm_medium=widget\">View this listing<\/button>\n                        <\/div>\n                    <\/div>\n                            <\/div>\n            <!-- Add Arrows -->\n            <div class=\"swiper-button-next\"><\/div>\n            <div class=\"swiper-button-prev\"><\/div>\n                    <\/div>\n    <\/section>\n\r\n<h2>\u00a0<\/h2>\r\n<h2>\u00a0<\/h2>\r\n<h2><strong>Frequently Asked Questions (FAQs)<\/strong><\/h2>\r\n<p><b>Can adjacent HDB units be legally merged?<br \/><\/b><span style=\"font-weight: 400;\">Yes, adjacent HDB units can be merged under the HDB Conversion Scheme, subject to strict rules and regulations, including compliance with the Ethnic Integration Policy (EIP) and Singapore Permanent Resident (SPR) Quota.<\/span><\/p>\r\n<p><strong>How does the HDB Conversion Scheme work?<\/strong><br \/>The HDB Conversion Scheme allows owners to combine adjacent 3-room or smaller HDB flats into a single unit. Applicants must meet eligibility criteria related to EIP and SPR Quota, and undergo a process to obtain approval from HDB before proceeding with the merger.<\/p>\r\n<p><b>What are the eligibility requirements for the HDB Conversion Scheme?<br \/><\/b><span style=\"font-weight: 400;\">The eligibility requirements include meeting the EIP and SPR Quota, and potential buyers must apply for confirmation of the feasibility of merging flats before proceeding.<\/span><\/p>\r\n<p><b>What steps must be taken to merge two HDB units?<br \/><\/b><span style=\"font-weight: 400;\">Buyers must apply for approval, ensure financial arrangements are in place, hire licensed contractors for physical conversion, and comply with post-purchase obligations such as the Minimum Occupation Period (MOP).<\/span><\/p>\r\n<p><b>What is a jumbo HDB flat?<br \/><\/b><span style=\"font-weight: 400;\">Jumbo HDB flats were introduced in the 1990s by merging multiple smaller units into one, creating spacious living areas ranging from 1,442 to over 2,000 square feet.<\/span><\/p>\r\n<p><b>What are the benefits of owning a jumbo HDB flat?<br \/><\/b><span style=\"font-weight: 400;\">Jumbo HDB flats offer spacious living areas, affordability compared to private sector units, and the potential for creative interior design and rental income.<\/span><\/p>\r\n\r\n\r\n<hr class=\"wp-block-separator has-alpha-channel-opacity\" \/>","protected":false},"excerpt":{"rendered":"<p>Table of contents: Here&#8217;s what inspired the writing of this article: In May 2024, two adjacent five-room flats in Block 314C Anchorvale Link, Sengkang were advertised on the PropertyGuru platform as a single jumbo unit. The advertisement described the combined flats as a 2,400-square-foot property with six bedrooms and four bathrooms. However, authorities, including the&hellip;<\/p>\n","protected":false},"author":143,"featured_media":74609,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_relevanssi_hide_post":"","_relevanssi_hide_content":"","_relevanssi_pin_for_all":"","_relevanssi_pin_keywords":"","_relevanssi_unpin_keywords":"","_relevanssi_related_keywords":"","_relevanssi_related_include_ids":"","_relevanssi_related_exclude_ids":"","_relevanssi_related_no_append":"","_relevanssi_related_not_related":"","_relevanssi_related_posts":"","_relevanssi_noindex_reason":"","_lmt_disableupdate":"no","_lmt_disable":"no","_genesis_hide_title":false,"_genesis_hide_breadcrumbs":false,"_genesis_hide_singular_image":false,"_genesis_hide_footer_widgets":false,"_genesis_custom_body_class":"","_genesis_custom_post_class":"","_genesis_layout":"","footnotes":""},"categories":[53631,53643,57131],"tags":[58796,53636,58795,53644,58793,58794,53840],"persona":[57125,57127,57126,57128],"class_list":{"2":"type-post","21":"entry","22":"has-post-thumbnail"},"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v25.7.1 (Yoast SEO v25.7) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Hacking to merge two 5-bedroom HDB units: Can or cannot? - 99.co<\/title>\n<meta name=\"description\" content=\"Can you merge two adjacent HDB flat units? What are jumbo HDB flat units? How does HDB&#039;s Conversion Scheme work? We answer these for you here.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.99.co\/singapore\/insider\/merging-two-hdb-units\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Hacking to merge two 5-bedroom HDB units: Can or cannot?\" \/>\n<meta property=\"og:description\" content=\"Can you merge two adjacent HDB flat units? What are jumbo HDB flat units? How does HDB&#039;s Conversion Scheme work? We answer these for you here.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.99.co\/singapore\/insider\/merging-two-hdb-units\/\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/99dotco\/\" \/>\n<meta property=\"article:published_time\" content=\"2025-01-17T00:22:06+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-01-17T03:04:58+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.99.co\/singapore\/insider\/wp-content\/uploads\/2024\/05\/anchorvalelinkcluster.jpeg\" \/>\n\t<meta property=\"og:image:width\" content=\"1200\" \/>\n\t<meta property=\"og:image:height\" content=\"900\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Azhann Rosmin\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@99dotco\" \/>\n<meta name=\"twitter:site\" content=\"@99dotco\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Azhann Rosmin\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"9 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.99.co\/singapore\/insider\/merging-two-hdb-units\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.99.co\/singapore\/insider\/merging-two-hdb-units\/\"},\"author\":{\"name\":\"Azhann Rosmin\",\"@id\":\"https:\/\/www.99.co\/singapore\/insider\/#\/schema\/person\/08b57e4fbcc900d9c45783b32b5fe4ca\"},\"headline\":\"Hacking to merge two 5-bedroom HDB units: Can or cannot?\",\"datePublished\":\"2025-01-17T00:22:06+00:00\",\"dateModified\":\"2025-01-17T03:04:58+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.99.co\/singapore\/insider\/merging-two-hdb-units\/\"},\"wordCount\":1940,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\/\/www.99.co\/singapore\/insider\/#organization\"},\"image\":{\"@id\":\"https:\/\/www.99.co\/singapore\/insider\/merging-two-hdb-units\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.99.co\/singapore\/insider\/wp-content\/uploads\/2024\/05\/anchorvalelinkcluster.jpeg\",\"keywords\":[\"314c anchorvale link\",\"hdb\",\"hdb conversion scheme\",\"HDB resale\",\"jumbo hdb flat units\",\"merge two hdb units\",\"Sengkang\"],\"articleSection\":[\"HDB\",\"HDB Resale\",\"Property News\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/www.99.co\/singapore\/insider\/merging-two-hdb-units\/#respond\"]}],\"copyrightYear\":\"2025\",\"copyrightHolder\":{\"@id\":\"https:\/\/www.99.co\/singapore\/insider\/#organization\"}},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.99.co\/singapore\/insider\/merging-two-hdb-units\/\",\"url\":\"https:\/\/www.99.co\/singapore\/insider\/merging-two-hdb-units\/\",\"name\":\"Hacking to merge two 5-bedroom HDB units: Can or cannot? - 99.co\",\"isPartOf\":{\"@id\":\"https:\/\/www.99.co\/singapore\/insider\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.99.co\/singapore\/insider\/merging-two-hdb-units\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.99.co\/singapore\/insider\/merging-two-hdb-units\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.99.co\/singapore\/insider\/wp-content\/uploads\/2024\/05\/anchorvalelinkcluster.jpeg\",\"datePublished\":\"2025-01-17T00:22:06+00:00\",\"dateModified\":\"2025-01-17T03:04:58+00:00\",\"description\":\"Can you merge two adjacent HDB flat units? What are jumbo HDB flat units? How does HDB's Conversion Scheme work? We answer these for you here.\",\"breadcrumb\":{\"@id\":\"https:\/\/www.99.co\/singapore\/insider\/merging-two-hdb-units\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.99.co\/singapore\/insider\/merging-two-hdb-units\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.99.co\/singapore\/insider\/merging-two-hdb-units\/#primaryimage\",\"url\":\"https:\/\/www.99.co\/singapore\/insider\/wp-content\/uploads\/2024\/05\/anchorvalelinkcluster.jpeg\",\"contentUrl\":\"https:\/\/www.99.co\/singapore\/insider\/wp-content\/uploads\/2024\/05\/anchorvalelinkcluster.jpeg\",\"width\":1200,\"height\":900},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.99.co\/singapore\/insider\/merging-two-hdb-units\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/www.99.co\/singapore\/insider\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Property News\",\"item\":\"https:\/\/www.99.co\/singapore\/insider\/property-news\/\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"Hacking to merge two 5-bedroom HDB units: Can or cannot?\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.99.co\/singapore\/insider\/#website\",\"url\":\"https:\/\/www.99.co\/singapore\/insider\/\",\"name\":\"\",\"description\":\"\",\"publisher\":{\"@id\":\"https:\/\/www.99.co\/singapore\/insider\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.99.co\/singapore\/insider\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/www.99.co\/singapore\/insider\/#organization\",\"name\":\"99.co\",\"url\":\"https:\/\/www.99.co\/singapore\/insider\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.99.co\/singapore\/insider\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/www.99.co\/singapore\/insider\/wp-content\/uploads\/2022\/08\/nnco_logo.webp\",\"contentUrl\":\"https:\/\/www.99.co\/singapore\/insider\/wp-content\/uploads\/2022\/08\/nnco_logo.webp\",\"width\":192,\"height\":72,\"caption\":\"99.co\"},\"image\":{\"@id\":\"https:\/\/www.99.co\/singapore\/insider\/#\/schema\/logo\/image\/\"},\"sameAs\":[\"https:\/\/www.facebook.com\/99dotco\/\",\"https:\/\/x.com\/99dotco\",\"http:\/\/instagram.com\/99.co\",\"https:\/\/www.linkedin.com\/company\/3625176\",\"http:\/\/pinterest.com\/99dotco\/\",\"https:\/\/www.youtube.com\/channel\/UCTFNrxXF9L1XZUlZNq07VKA\"]},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.99.co\/singapore\/insider\/#\/schema\/person\/08b57e4fbcc900d9c45783b32b5fe4ca\",\"name\":\"Azhann Rosmin\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.99.co\/singapore\/insider\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/132b70b288b02bedf3fad5a61b86016dee9c5b8b969f24adfd961dfd8ee82fcd?s=96&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/132b70b288b02bedf3fad5a61b86016dee9c5b8b969f24adfd961dfd8ee82fcd?s=96&r=g\",\"caption\":\"Azhann Rosmin\"},\"description\":\"Azhann Rosmin is a writer who has 6 years of professional forte. He specialises in writing about real estate and lifestyle topics. His coverage mostly focuses on HDBs, condos, BTOs, and landed houses while also favouring topics of food, nightlife, and technology. He has worked in multiple writing positions that include cryptocurrency, fintech, e-commerce, fashion, and cosmetics. Azhann graduated with a bachelor's degree in Applied Linguistics and also writes poetry.\",\"sameAs\":[\"https:\/\/www.linkedin.com\/in\/azhannrosmin\/\"],\"honorificPrefix\":\"Mr\",\"knowsLanguage\":[\"English\",\"Malay\"],\"jobTitle\":\"Editor\",\"worksFor\":\"99.co\",\"url\":\"https:\/\/www.99.co\/singapore\/insider\/author\/azhann-rosmin\/\"}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"Hacking to merge two 5-bedroom HDB units: Can or cannot? - 99.co","description":"Can you merge two adjacent HDB flat units? What are jumbo HDB flat units? How does HDB's Conversion Scheme work? We answer these for you here.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.99.co\/singapore\/insider\/merging-two-hdb-units\/","og_locale":"en_US","og_type":"article","og_title":"Hacking to merge two 5-bedroom HDB units: Can or cannot?","og_description":"Can you merge two adjacent HDB flat units? What are jumbo HDB flat units? How does HDB's Conversion Scheme work? We answer these for you here.","og_url":"https:\/\/www.99.co\/singapore\/insider\/merging-two-hdb-units\/","article_publisher":"https:\/\/www.facebook.com\/99dotco\/","article_published_time":"2025-01-17T00:22:06+00:00","article_modified_time":"2025-01-17T03:04:58+00:00","og_image":[{"width":1200,"height":900,"url":"https:\/\/www.99.co\/singapore\/insider\/wp-content\/uploads\/2024\/05\/anchorvalelinkcluster.jpeg","type":"image\/jpeg"}],"author":"Azhann Rosmin","twitter_card":"summary_large_image","twitter_creator":"@99dotco","twitter_site":"@99dotco","twitter_misc":{"Written by":"Azhann Rosmin","Est. reading time":"9 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.99.co\/singapore\/insider\/merging-two-hdb-units\/#article","isPartOf":{"@id":"https:\/\/www.99.co\/singapore\/insider\/merging-two-hdb-units\/"},"author":{"name":"Azhann Rosmin","@id":"https:\/\/www.99.co\/singapore\/insider\/#\/schema\/person\/08b57e4fbcc900d9c45783b32b5fe4ca"},"headline":"Hacking to merge two 5-bedroom HDB units: Can or cannot?","datePublished":"2025-01-17T00:22:06+00:00","dateModified":"2025-01-17T03:04:58+00:00","mainEntityOfPage":{"@id":"https:\/\/www.99.co\/singapore\/insider\/merging-two-hdb-units\/"},"wordCount":1940,"commentCount":0,"publisher":{"@id":"https:\/\/www.99.co\/singapore\/insider\/#organization"},"image":{"@id":"https:\/\/www.99.co\/singapore\/insider\/merging-two-hdb-units\/#primaryimage"},"thumbnailUrl":"https:\/\/www.99.co\/singapore\/insider\/wp-content\/uploads\/2024\/05\/anchorvalelinkcluster.jpeg","keywords":["314c anchorvale link","hdb","hdb conversion scheme","HDB resale","jumbo hdb flat units","merge two hdb units","Sengkang"],"articleSection":["HDB","HDB Resale","Property News"],"inLanguage":"en-US","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/www.99.co\/singapore\/insider\/merging-two-hdb-units\/#respond"]}],"copyrightYear":"2025","copyrightHolder":{"@id":"https:\/\/www.99.co\/singapore\/insider\/#organization"}},{"@type":"WebPage","@id":"https:\/\/www.99.co\/singapore\/insider\/merging-two-hdb-units\/","url":"https:\/\/www.99.co\/singapore\/insider\/merging-two-hdb-units\/","name":"Hacking to merge two 5-bedroom HDB units: Can or cannot? - 99.co","isPartOf":{"@id":"https:\/\/www.99.co\/singapore\/insider\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.99.co\/singapore\/insider\/merging-two-hdb-units\/#primaryimage"},"image":{"@id":"https:\/\/www.99.co\/singapore\/insider\/merging-two-hdb-units\/#primaryimage"},"thumbnailUrl":"https:\/\/www.99.co\/singapore\/insider\/wp-content\/uploads\/2024\/05\/anchorvalelinkcluster.jpeg","datePublished":"2025-01-17T00:22:06+00:00","dateModified":"2025-01-17T03:04:58+00:00","description":"Can you merge two adjacent HDB flat units? What are jumbo HDB flat units? How does HDB's Conversion Scheme work? We answer these for you here.","breadcrumb":{"@id":"https:\/\/www.99.co\/singapore\/insider\/merging-two-hdb-units\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.99.co\/singapore\/insider\/merging-two-hdb-units\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.99.co\/singapore\/insider\/merging-two-hdb-units\/#primaryimage","url":"https:\/\/www.99.co\/singapore\/insider\/wp-content\/uploads\/2024\/05\/anchorvalelinkcluster.jpeg","contentUrl":"https:\/\/www.99.co\/singapore\/insider\/wp-content\/uploads\/2024\/05\/anchorvalelinkcluster.jpeg","width":1200,"height":900},{"@type":"BreadcrumbList","@id":"https:\/\/www.99.co\/singapore\/insider\/merging-two-hdb-units\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.99.co\/singapore\/insider\/"},{"@type":"ListItem","position":2,"name":"Property News","item":"https:\/\/www.99.co\/singapore\/insider\/property-news\/"},{"@type":"ListItem","position":3,"name":"Hacking to merge two 5-bedroom HDB units: Can or cannot?"}]},{"@type":"WebSite","@id":"https:\/\/www.99.co\/singapore\/insider\/#website","url":"https:\/\/www.99.co\/singapore\/insider\/","name":"","description":"","publisher":{"@id":"https:\/\/www.99.co\/singapore\/insider\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.99.co\/singapore\/insider\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/www.99.co\/singapore\/insider\/#organization","name":"99.co","url":"https:\/\/www.99.co\/singapore\/insider\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.99.co\/singapore\/insider\/#\/schema\/logo\/image\/","url":"https:\/\/www.99.co\/singapore\/insider\/wp-content\/uploads\/2022\/08\/nnco_logo.webp","contentUrl":"https:\/\/www.99.co\/singapore\/insider\/wp-content\/uploads\/2022\/08\/nnco_logo.webp","width":192,"height":72,"caption":"99.co"},"image":{"@id":"https:\/\/www.99.co\/singapore\/insider\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/99dotco\/","https:\/\/x.com\/99dotco","http:\/\/instagram.com\/99.co","https:\/\/www.linkedin.com\/company\/3625176","http:\/\/pinterest.com\/99dotco\/","https:\/\/www.youtube.com\/channel\/UCTFNrxXF9L1XZUlZNq07VKA"]},{"@type":"Person","@id":"https:\/\/www.99.co\/singapore\/insider\/#\/schema\/person\/08b57e4fbcc900d9c45783b32b5fe4ca","name":"Azhann Rosmin","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.99.co\/singapore\/insider\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/132b70b288b02bedf3fad5a61b86016dee9c5b8b969f24adfd961dfd8ee82fcd?s=96&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/132b70b288b02bedf3fad5a61b86016dee9c5b8b969f24adfd961dfd8ee82fcd?s=96&r=g","caption":"Azhann Rosmin"},"description":"Azhann Rosmin is a writer who has 6 years of professional forte. He specialises in writing about real estate and lifestyle topics. His coverage mostly focuses on HDBs, condos, BTOs, and landed houses while also favouring topics of food, nightlife, and technology. He has worked in multiple writing positions that include cryptocurrency, fintech, e-commerce, fashion, and cosmetics. Azhann graduated with a bachelor's degree in Applied Linguistics and also writes poetry.","sameAs":["https:\/\/www.linkedin.com\/in\/azhannrosmin\/"],"honorificPrefix":"Mr","knowsLanguage":["English","Malay"],"jobTitle":"Editor","worksFor":"99.co","url":"https:\/\/www.99.co\/singapore\/insider\/author\/azhann-rosmin\/"}]}},"modified_by":"Adithyan R","_links":{"self":[{"href":"https:\/\/www.99.co\/singapore\/insider\/wp-json\/wp\/v2\/posts\/74591","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.99.co\/singapore\/insider\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.99.co\/singapore\/insider\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.99.co\/singapore\/insider\/wp-json\/wp\/v2\/users\/143"}],"replies":[{"embeddable":true,"href":"https:\/\/www.99.co\/singapore\/insider\/wp-json\/wp\/v2\/comments?post=74591"}],"version-history":[{"count":3,"href":"https:\/\/www.99.co\/singapore\/insider\/wp-json\/wp\/v2\/posts\/74591\/revisions"}],"predecessor-version":[{"id":81828,"href":"https:\/\/www.99.co\/singapore\/insider\/wp-json\/wp\/v2\/posts\/74591\/revisions\/81828"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.99.co\/singapore\/insider\/wp-json\/wp\/v2\/media\/74609"}],"wp:attachment":[{"href":"https:\/\/www.99.co\/singapore\/insider\/wp-json\/wp\/v2\/media?parent=74591"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.99.co\/singapore\/insider\/wp-json\/wp\/v2\/categories?post=74591"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.99.co\/singapore\/insider\/wp-json\/wp\/v2\/tags?post=74591"},{"taxonomy":"persona","embeddable":true,"href":"https:\/\/www.99.co\/singapore\/insider\/wp-json\/wp\/v2\/persona?post=74591"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}