{"id":74684,"date":"2024-05-13T18:38:51","date_gmt":"2024-05-13T10:38:51","guid":{"rendered":"https:\/\/www.99.co\/singapore\/insider\/?p=74684"},"modified":"2025-03-14T11:00:03","modified_gmt":"2025-03-14T03:00:03","slug":"hdb-resale-flat-listing-service","status":"publish","type":"post","link":"https:\/\/www.99.co\/singapore\/insider\/hdb-resale-flat-listing-service\/","title":{"rendered":"HDB Flat Portal: Complete guide to newly launched HDB Resale Flat Portal"},"content":{"rendered":"<div id=\"bsf_rt_marker\"><\/div>\n<pre class=\"wp-block-preformatted\"><br><hr class=\"wp-block-separator has-alpha-channel-opacity\"><\/hr><br><em><strong>Editor\u2019s note:<\/strong> This is a recurring post, regularly updated with new information. Last Updated<\/em> 14th <em>Mar 2025.<\/em><br><br><br><hr class=\"wp-block-separator has-alpha-channel-opacity\"><\/hr><br><\/pre>\n\n\n\n<p>The Housing Development Board (HDB) plays a crucial role in shaping Singapore&#8217;s residential landscape by constantly innovating to enhance the efficiency and accessibility of the housing market. Recently, HDB launched a new Resale Flat Listing (RSL) service, which is expected to transform how resale transactions are conducted.<\/p>\n\n\n\n<p>This article will summarise the RFL service, including its features, benefits, and potential impact on buyers and sellers in the HDB market.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-what-is-the-resale-flat-listing-rfl-service\">What is the Resale Flat Listing (RFL) service?<\/h2>\n\n\n\n<p>The RFL service is a platform designed to facilitate the listing and transactions of HDB resale flats. It aims to provide a trusted, transparent, and reliable option for HDB flat owners and property agents to list flats for sale and manage transactions directly through the <a href=\"https:\/\/homes.hdb.gov.sg\/home\/landing\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">HDB Flat Portal<\/a>.<\/p>\n\n\n<p><iframe loading=\"lazy\" style=\"border: none; width: 350px !important; box-shadow: 0px 2px 12px rgb(11 17 52 \/ 15%); border-radius: 16px;\" src=\"https:\/\/www.99.co\/property-value-widget?contentSource=insider-blog&amp;contentId=hdb-resale-flat-listing-service\" width=\"350\" height=\"370\" scrolling=\"no\"><span data-mce-type=\"bookmark\" style=\"display: inline-block; width: 0px; overflow: hidden; line-height: 0;\" class=\"mce_SELRES_start\"><\/span><span data-mce-type=\"bookmark\" style=\"display: inline-block; width: 0px; overflow: hidden; line-height: 0;\" class=\"mce_SELRES_start\"><\/span><span data-mce-type=\"bookmark\" style=\"display: inline-block; width: 0px; overflow: hidden; line-height: 0;\" class=\"mce_SELRES_start\"><\/span><span data-mce-type=\"bookmark\" style=\"display: inline-block; width: 0px; overflow: hidden; line-height: 0;\" class=\"mce_SELRES_start\"><\/span><span data-mce-type=\"bookmark\" style=\"display: inline-block; width: 0px; overflow: hidden; line-height: 0;\" class=\"mce_SELRES_start\"><\/span><span data-mce-type=\"bookmark\" style=\"display: inline-block; width: 0px; overflow: hidden; line-height: 0;\" class=\"mce_SELRES_start\"><\/span><span data-mce-type=\"bookmark\" style=\"display: inline-block; width: 0px; overflow: hidden; line-height: 0;\" class=\"mce_SELRES_start\"><\/span><span data-mce-type=\"bookmark\" style=\"display: inline-block; width: 0px; overflow: hidden; line-height: 0;\" class=\"mce_SELRES_start\"><\/span><span data-mce-type=\"bookmark\" style=\"display: inline-block; width: 0px; overflow: hidden; line-height: 0;\" class=\"mce_SELRES_start\"><\/span><span data-mce-type=\"bookmark\" style=\"display: inline-block; width: 0px; overflow: hidden; line-height: 0;\" class=\"mce_SELRES_start\"><\/span><span data-mce-type=\"bookmark\" style=\"display: inline-block; width: 0px; overflow: hidden; line-height: 0;\" class=\"mce_SELRES_start\"><\/span><span data-mce-type=\"bookmark\" style=\"display: inline-block; width: 0px; overflow: hidden; line-height: 0;\" class=\"mce_SELRES_start\"><\/span><span data-mce-type=\"bookmark\" style=\"display: inline-block; width: 0px; overflow: hidden; line-height: 0;\" class=\"mce_SELRES_start\"><\/span><span data-mce-type=\"bookmark\" style=\"display: inline-block; width: 0px; overflow: hidden; line-height: 0;\" class=\"mce_SELRES_start\"><\/span><span data-mce-type=\"bookmark\" style=\"display: inline-block; width: 0px; overflow: hidden; line-height: 0;\" class=\"mce_SELRES_start\"><\/span><span data-mce-type=\"bookmark\" style=\"display: inline-block; width: 0px; overflow: hidden; line-height: 0;\" class=\"mce_SELRES_start\"><\/span><span data-mce-type=\"bookmark\" style=\"display: inline-block; width: 0px; overflow: hidden; line-height: 0;\" class=\"mce_SELRES_start\"><\/span><span data-mce-type=\"bookmark\" style=\"display: inline-block; width: 0px; overflow: hidden; line-height: 0;\" class=\"mce_SELRES_start\"><\/span><span data-mce-type=\"bookmark\" style=\"display: inline-block; width: 0px; overflow: hidden; line-height: 0;\" class=\"mce_SELRES_start\"><\/span><span data-mce-type=\"bookmark\" style=\"display: inline-block; width: 0px; overflow: hidden; line-height: 0;\" class=\"mce_SELRES_start\"><span data-mce-type=\"bookmark\" style=\"display: inline-block; width: 0px; overflow: hidden; line-height: 0;\" class=\"mce_SELRES_start\"><\/span><\/span><\/iframe><\/p>\n\n\n\n<p>The service is scheduled for a soft launch on 13 May 2024, with a full rollout planned later in the same month. Its aim is to align with HDB&#8217;s goal of streamlining the resale process and fostering a more stable and efficient marketplace.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-features-of-the-rfl-service\">Features of the RFL service<\/h2>\n\n\n\n<p>The RFL service has been integrated with the HDB Flat Portal. It offers a range of comprehensive tools, such as new <a href=\"https:\/\/www.99.co\/singapore\/insider\/hdb\/hdb-bto\/\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">Build-To-Order (BTO) flat<\/a> details, loan-listing services, and customisable financial calculators. Its key features include:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Verified listings<\/strong>: Ensuring all listings are genuine and non-duplicative to maintain the integrity of the marketplace.<\/li>\n\n\n\n<li><strong>Price alerts<\/strong>: Automated alerts for listings priced 10% above the highest transacted rates of comparable units in the past six months, aiding sellers in setting realistic prices.<\/li>\n<\/ul>\n\n\n<p style=\"border: 0.8px solid #808080; font-size: 17px; padding: 15px; text-align: left;\"><i>Read this: <a href=\"https:\/\/www.99.co\/singapore\/insider\/resale-hdb-grants-how-much\/\" target=\"_blank\" rel=\"noopener\">HDB resale grants: How much can you get in 2024 <\/a><\/i><\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-benefits-for-sellers\">Benefits for sellers<\/h3>\n\n\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" width=\"1200\" height=\"584\" src=\"https:\/\/www.99.co\/singapore\/insider\/wp-content\/uploads\/2024\/05\/hdbrsl1.png\" alt=\"hdb resale flat listing service\" class=\"wp-image-74686\" srcset=\"https:\/\/www.99.co\/singapore\/insider\/wp-content\/uploads\/2024\/05\/hdbrsl1.png 1200w, https:\/\/www.99.co\/singapore\/insider\/wp-content\/uploads\/2024\/05\/hdbrsl1-150x73.png 150w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" \/><figcaption class=\"wp-element-caption\">Flat photos and a description are the only items needed for sellers to add on the service. Image credit: HDB.<\/figcaption><\/figure>\n\n\n\n<p>Sellers can list their flats independently or engage a property agent to manage the listings through the HDB Flat Portal.<\/p>\n\n\n\n<p>The simplified listing process auto-populates key flat details such as address, flat type, and floor area from HDB&#8217;s records, providing flexibility to sellers. Here are some more benefits:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Increased exposure<\/strong>: The centralised platform increases the visibility of listings, reaching a broader audience of potential buyers.<\/li>\n\n\n\n<li><strong>Streamlined transactions<\/strong>: The integrated system simplifies the transaction process, making it quicker and more user-friendly.<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-benefits-of-buyers\">Benefits of buyers<\/h3>\n\n\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" width=\"1200\" height=\"858\" src=\"https:\/\/www.99.co\/singapore\/insider\/wp-content\/uploads\/2024\/05\/hdbrsl2.jpg\" alt=\"hdb resale flat listing service\" class=\"wp-image-74687\" srcset=\"https:\/\/www.99.co\/singapore\/insider\/wp-content\/uploads\/2024\/05\/hdbrsl2.jpg 1200w, https:\/\/www.99.co\/singapore\/insider\/wp-content\/uploads\/2024\/05\/hdbrsl2-150x107.jpg 150w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" \/><figcaption class=\"wp-element-caption\">Left: buyers can compare new and resale flats during sales launches. Right: Payment plans for shortlisted flats. Image credit: HDB.<\/figcaption><\/figure>\n\n\n\n<p>Buyers using the RFL service can access a comprehensive overview of the flats, including new and resale options.<\/p>\n\n\n\n<p>This integrated approach enables buyers to make informed decisions by comparing all available options seamlessly. Let&#8217;s look at the other benefits:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Detailed information<\/strong>: Access to flat details, transaction histories, and nearby amenities.<\/li>\n\n\n\n<li><strong>Financial planning tools<\/strong>: Customised calculators and eligibility checks streamline the financial planning process, ensuring buyers understand their commitments.<\/li>\n<\/ul>\n\n\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" width=\"1200\" height=\"799\" src=\"https:\/\/www.99.co\/singapore\/insider\/wp-content\/uploads\/2024\/05\/hdbrsl3.jpg\" alt=\"hdb resale flat listing service\" class=\"wp-image-74689\" srcset=\"https:\/\/www.99.co\/singapore\/insider\/wp-content\/uploads\/2024\/05\/hdbrsl3.jpg 1200w, https:\/\/www.99.co\/singapore\/insider\/wp-content\/uploads\/2024\/05\/hdbrsl3-150x100.jpg 150w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" \/><figcaption class=\"wp-element-caption\">Viewing appointments can be booked by buyers with valid HFE letters. Image credit: HDB.<\/figcaption><\/figure>\n\n\n<p style=\"border: 0.8px solid #808080; font-size: 17px; padding: 15px; text-align: left;\"><i>Read this: <a href=\"https:\/\/www.99.co\/singapore\/insider\/hfe-hdb-flat-eligibility-letter-what-is-it-how-to-apply\/\" target=\"_blank\" rel=\"noopener\">What is HDB Flat Eligibility (HFE) letter and how to apply in 2024 <\/a><\/i><\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-impact-on-the-real-estate-market\">Impact on the real estate market<\/h3>\n\n\n\n<p>Implementing the RFL service is expected to have a significant impact on the resale market&#8217;s operation by increasing price transparency and contributing to stabilising market prices.<\/p>\n\n\n\n<p>Integrating technology in this field aligns with HDB&#8217;s general objectives of improving service delivery and customer satisfaction in the real estate industry.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-how-to-use-the-rfl-service\">How to use the RFL service<\/h2>\n\n\n\n<p>To access the RFL service, sellers must have a valid Intent to Sell, while buyers must receive an HFE letter to access the full features.<\/p>\n\n\n\n<p>HDB offers an extensive range of online resources, including <a href=\"https:\/\/file.go.gov.sg\/hdb-rfl-seller-guide.pdf\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">user guides<\/a>, FAQs <em>(we&#8217;ll also like this later)<\/em>, and instructional videos to help users navigate the new system <em>(this will be made available on the official launch date)<\/em>.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">Comparing the 99.co to RFL<\/h2>\n\n\n\n<p>Since the RFL has not officially launched, we are calling ourselves to list how 99.co does property listings better. Here we go:<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span data-preserver-spaces=\"true\">Why choose and use 99.co?<\/span><\/h3>\n\n\n\n<p><span data-preserver-spaces=\"true\">99.co is a digital property advertising service that offers several benefits. Our user-friendly design simplifies the property search process for buyers and renters. We provide accurate listings and have a strong presence in Southeast Asia, especially in Singapore and Indonesia.<\/span><\/p>\n\n\n\n<p><span data-preserver-spaces=\"true\">This makes our platform a top choice for local property seekers.<\/span><\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span data-preserver-spaces=\"true\">How can 99.co help you?<\/span><\/h3>\n\n\n\n<p><span data-preserver-spaces=\"true\">Using our strong digital marketing tools, we can help property owners and agents reach more people. Our platform&#8217;s smart search system makes sure that listings are easy to find for potential buyers and renters. We also provide detailed statistics and insights so property owners can see how their listings are doing and change attracts more attention.<\/span><\/p>\n\n\n\n<p><span data-preserver-spaces=\"true\">We focus on being clear and accurate in our listings to build trust with users, which is important for successful property deals.<\/span><\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span data-preserver-spaces=\"true\">Personalised listing technology<\/span><\/h3>\n\n\n\n<p><span data-preserver-spaces=\"true\">Our platform offers an <a href=\"https:\/\/www.99.co\/create-listing?id=5510184947&amp;listing_creation_group_type=variant\" target=\"_blank\" rel=\"noopener\">Owner Listing Widget<\/a>, allowing property owners to list their properties directly. This tool simplifies the listing process, making it accessible even to those without technical expertise. The Owner Listing Widget ensures that property details are presented accurately and attractively, increasing the likelihood of attracting interested parties.<\/span><\/p>\n\n\n\n<p><span data-preserver-spaces=\"true\">By streamlining the listing process, 99.co enables property owners to manage their listings more efficiently and effectively.<\/span><\/p>\n\n\n\n<p>Here&#8217;s what it looks like:<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" width=\"1200\" height=\"654\" src=\"https:\/\/www.99.co\/singapore\/insider\/wp-content\/uploads\/2024\/05\/ownerlistingpage.png\" alt=\"owner listing page\" class=\"wp-image-74885\" srcset=\"https:\/\/www.99.co\/singapore\/insider\/wp-content\/uploads\/2024\/05\/ownerlistingpage.png 1200w, https:\/\/www.99.co\/singapore\/insider\/wp-content\/uploads\/2024\/05\/ownerlistingpage-150x82.png 150w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" \/><figcaption class=\"wp-element-caption\">The starting page of the widget.<\/figcaption><\/figure>\n\n\n\n<p>When owners and agents list properties on our site, they get:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>to use interactive maps<\/li>\n\n\n\n<li>access to price insights that include price trends, transaction history, and more<\/li>\n\n\n\n<li>property listing alerts<\/li>\n\n\n\n<li>virtual tours of listed properties<\/li>\n<\/ul>\n\n\n\n<p>Here&#8217;s what a transaction history would look like for a listing:<\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter\"><a href=\"https:\/\/www.99.co\/singapore\/insider\/wp-content\/uploads\/2024\/05\/transactionhistoryexample.png\" class=\"img-link media-img img-link media-img\"><img decoding=\"async\" width=\"1200\" height=\"685\" src=\"https:\/\/www.99.co\/singapore\/insider\/wp-content\/uploads\/2024\/05\/transactionhistoryexample.png\" alt=\"transaction history example\" class=\"wp-image-74864\" srcset=\"https:\/\/www.99.co\/singapore\/insider\/wp-content\/uploads\/2024\/05\/transactionhistoryexample.png 1200w, https:\/\/www.99.co\/singapore\/insider\/wp-content\/uploads\/2024\/05\/transactionhistoryexample-160x90.png 160w, https:\/\/www.99.co\/singapore\/insider\/wp-content\/uploads\/2024\/05\/transactionhistoryexample-150x86.png 150w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" \/><\/a><figcaption class=\"wp-element-caption\">Transaction history can go back to properties&#8217; earliest transactions.<\/figcaption><\/figure><\/div>\n\n\n<p>We have a variety of calculators you can use to determine your <a href=\"https:\/\/www.99.co\/singapore\/tools\/affordability-calculator\" target=\"_blank\" rel=\"noopener\">property affordability<\/a>, <a href=\"https:\/\/www.99.co\/singapore\/tools\/progressive-payments-calculator\" target=\"_blank\" rel=\"noopener\">progressive payments<\/a>, <a href=\"https:\/\/www.99.co\/singapore\/tools\/mortgage-calculator\" target=\"_blank\" rel=\"noopener\">mortgage<\/a>, and <a href=\"https:\/\/www.99.co\/singapore\/tools\/mortgage-calculator\" target=\"_blank\" rel=\"noopener\">type of mortgage<\/a>. Below are what two of them look like:<\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter\"><a href=\"https:\/\/www.99.co\/singapore\/insider\/wp-content\/uploads\/2024\/05\/99coaffordabilitycalculator.jpg\" class=\"img-link media-img img-link media-img\"><img decoding=\"async\" width=\"1200\" height=\"863\" src=\"https:\/\/www.99.co\/singapore\/insider\/wp-content\/uploads\/2024\/05\/99coaffordabilitycalculator.jpg\" alt=\"99.co Affordability Calculator\" class=\"wp-image-74859\" srcset=\"https:\/\/www.99.co\/singapore\/insider\/wp-content\/uploads\/2024\/05\/99coaffordabilitycalculator.jpg 1200w, https:\/\/www.99.co\/singapore\/insider\/wp-content\/uploads\/2024\/05\/99coaffordabilitycalculator-150x108.jpg 150w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" \/><\/a><figcaption class=\"wp-element-caption\">Our Affordability Calculator.<\/figcaption><\/figure><\/div>\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter\"><a href=\"https:\/\/www.99.co\/singapore\/insider\/wp-content\/uploads\/2024\/05\/99comortgagecalculator.jpg\" class=\"img-link media-img img-link media-img\"><img decoding=\"async\" width=\"1200\" height=\"1205\" src=\"https:\/\/www.99.co\/singapore\/insider\/wp-content\/uploads\/2024\/05\/99comortgagecalculator.jpg\" alt=\"99.co Mortgage Calculator\" class=\"wp-image-74862\" srcset=\"https:\/\/www.99.co\/singapore\/insider\/wp-content\/uploads\/2024\/05\/99comortgagecalculator.jpg 1200w, https:\/\/www.99.co\/singapore\/insider\/wp-content\/uploads\/2024\/05\/99comortgagecalculator-120x120.jpg 120w, https:\/\/www.99.co\/singapore\/insider\/wp-content\/uploads\/2024\/05\/99comortgagecalculator-24x24.jpg 24w, https:\/\/www.99.co\/singapore\/insider\/wp-content\/uploads\/2024\/05\/99comortgagecalculator-48x48.jpg 48w, https:\/\/www.99.co\/singapore\/insider\/wp-content\/uploads\/2024\/05\/99comortgagecalculator-96x96.jpg 96w, https:\/\/www.99.co\/singapore\/insider\/wp-content\/uploads\/2024\/05\/99comortgagecalculator-150x151.jpg 150w, https:\/\/www.99.co\/singapore\/insider\/wp-content\/uploads\/2024\/05\/99comortgagecalculator-300x300.jpg 300w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" \/><\/a><figcaption class=\"wp-element-caption\">99.co mortgage calculator<\/figcaption><\/figure><\/div>\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">Recent updates on the HDB Resale Portal<\/h3>\n\n\n\n<p class=\"p1\">The HDB RFL service aims to provide a transparent and reliable platform for buying and selling HDB flats. It potentially encourages more DIY transactions among Singaporeans. However, experts believe the service only replaces a small part of what property agents do.<\/p>\n\n\n\n<p class=\"p1\">Agents like Mark Lim from OrangeTee &amp; Tie argue that while the portal helps match buyers and sellers, it doesn\u2019t cover essential services such as screening nuisance calls, conducting house viewings, managing no-shows, and negotiating sales. Lee Sze Teck of Huttons Asia adds that while the portal might appeal to those handling straightforward transactions, many cases involve complexities such as divorce, stay extensions, or HDB Contra, causing professional guidance.<\/p>\n\n\n\n<p class=\"p1\">Despite some concerns, the resale portal could benefit agents by increasing exposure to a larger audience and resolving issues, such as duplicate listings. Lim and Lee acknowledge the platform might make supply and demand more transparent.<\/p>\n\n\n\n<p class=\"p1\">However, they emphasise the need for additional features to prevent misuse, such as auto-matching based on specific requirements and addressing issues related to listing price guidance. Overall, the portal is a useful tool that complements agents rather than replaces them, as it cannot replicate the personalised service and problem-solving abilities that real estate professionals bring.<\/p>\n\n\n\n<p><em>Updates above <a href=\"https:\/\/sbr.com.sg\/residential-property\/exclusive\/hdb-resale-portal-unlikely-cut-out-property-agents\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">sourced from Singapore Business Review<\/a>.<\/em><\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\"><span data-preserver-spaces=\"true\">Keeping you updated<\/span><\/h3>\n\n\n\n<p><span data-preserver-spaces=\"true\">We offer helpful digital tools and hold regular webinars about Housing &amp; Development Board (HDB) properties. These webinars provide valuable information and updates, helping potential buyers and renters understand the HDB market and the <\/span>latest trends and<span data-preserver-spaces=\"true\"> receive expert advice. Our educational sessions aim to help users make informed decisions and establish 99.co as a knowledgeable and trustworthy leader in the real estate market.<\/span><\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h4 class=\"wp-block-heading\" id=\"h-conclusion\">Conclusion<\/h4>\n\n\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" width=\"1200\" height=\"800\" src=\"https:\/\/www.99.co\/singapore\/insider\/wp-content\/uploads\/2024\/05\/hdbsingaporegracehounsplash.jpeg\" alt=\"hdb resale flat listing service\" class=\"wp-image-74691\" srcset=\"https:\/\/www.99.co\/singapore\/insider\/wp-content\/uploads\/2024\/05\/hdbsingaporegracehounsplash.jpeg 1200w, https:\/\/www.99.co\/singapore\/insider\/wp-content\/uploads\/2024\/05\/hdbsingaporegracehounsplash-150x100.jpeg 150w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" \/><figcaption class=\"wp-element-caption\">Transparency and efficiency are the names of the game. Image credit: Grace Ho on Unsplash.<\/figcaption><\/figure>\n\n\n\n<p>The RFL service marks a major milestone in HDB&#8217;s digital transformation efforts by providing a more efficient and transparent process for reselling flats.<\/p>\n\n\n\n<p>As the market adjusts to this new platform, it promises to provide added convenience and security for all parties involved in transactions.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<p><em>This article is a product of&nbsp;<a href=\"http:\/\/99.co\/\" target=\"_blank\" rel=\"noreferrer noopener\">99.co<\/a>&nbsp;and is based on information gathered from various sources, including The Straits Times and HDB. These sources are used in good faith to provide valuable insights. The source of the referenced content is duly credited and we recommend readers refer them for a comprehensive understanding of the topic.&nbsp;<a href=\"http:\/\/99.co\/\" target=\"_blank\" rel=\"noreferrer noopener\">99.co<\/a>&nbsp;is not responsible for errors, omissions, or consequences from using this information.<\/em><\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<p><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Editor\u2019s note: This is a recurring post, regularly updated with new information. Last Updated 14th Mar 2025. The Housing Development Board (HDB) plays a crucial role in shaping Singapore&#8217;s residential landscape by constantly innovating to enhance the efficiency and accessibility of the housing market. Recently, HDB launched a new Resale Flat Listing (RSL) service, which&hellip;<\/p>\n","protected":false},"author":143,"featured_media":74691,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_relevanssi_hide_post":"","_relevanssi_hide_content":"","_relevanssi_pin_for_all":"","_relevanssi_pin_keywords":"","_relevanssi_unpin_keywords":"","_relevanssi_related_keywords":"","_relevanssi_related_include_ids":"","_relevanssi_related_exclude_ids":"","_relevanssi_related_no_append":"","_relevanssi_related_not_related":"","_relevanssi_related_posts":"59689,66999,7832,62649,49898,66033","_relevanssi_noindex_reason":"","_lmt_disableupdate":"no","_lmt_disable":"no","_genesis_hide_title":false,"_genesis_hide_breadcrumbs":false,"_genesis_hide_singular_image":false,"_genesis_hide_footer_widgets":false,"_genesis_custom_body_class":"","_genesis_custom_post_class":"","_genesis_layout":"","footnotes":""},"categories":[53631,53643,57131],"tags":[53636,56232,53644,58809,58807,57982,58810],"persona":[57125,57127,57126,57128],"class_list":{"2":"type-post","21":"entry","22":"has-post-thumbnail"},"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v25.7.1 (Yoast SEO v25.7) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>HDB Flat Portal, Complete guide to Housing &amp; Development Board (HDB) Flat Portal<\/title>\n<meta name=\"description\" content=\"The newly-announced and to-be-launched service by HDB is poised to help both sellers and buyers in property transactions. 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