{"id":79033,"date":"2024-10-10T17:16:31","date_gmt":"2024-10-10T09:16:31","guid":{"rendered":"https:\/\/www.99.co\/singapore\/insider\/?p=79033"},"modified":"2024-10-11T10:46:37","modified_gmt":"2024-10-11T02:46:37","slug":"6-key-things-to-know-before-applying-for-the-october-2024-bto","status":"publish","type":"post","link":"https:\/\/www.99.co\/singapore\/insider\/6-key-things-to-know-before-applying-for-the-october-2024-bto\/","title":{"rendered":"6 key things to know before applying for the October 2024 BTO"},"content":{"rendered":"<div id=\"bsf_rt_marker\"><\/div>\r\n<p><a href=\"https:\/\/www.99.co\/singapore\/insider\/hdb\/hdb-bto\/\" target=\"_blank\" rel=\"noreferrer noopener\">BTO<\/a> season is almost upon us and if you&#8217;re applying for <a href=\"https:\/\/www.99.co\/singapore\/insider\/hdb-bto-october-2024\/#h-sengkang-hdb-bto-october-2024-two-projects\" target=\"_blank\" rel=\"noreferrer noopener\">the upcoming October 2024 BTO launch<\/a>, there are several updates and new features you should be aware of. In this guide, we\u2019ll break down 6 key points you need to know before you submit your application.<\/p>\r\n<p style=\"border: 2px solid black; padding: 10px;\"><em><strong>If you&#8217;re thinking about applying for a BTO project in the upcoming October 2024 launch, don\u2019t forget to secure your <a href=\"https:\/\/www.99.co\/singapore\/insider\/hfe-hdb-flat-eligibility-letter-what-is-it-how-to-apply\/\">Flat Eligibility (HFE) letter<\/a> beforehand.<\/strong><\/em><\/p>\r\n\r\n\r\n\r\n<div class=\"wp-block-yoast-seo-table-of-contents yoast-table-of-contents\">\r\n<h3>Table of contents<\/h3>\r\n<p><a href=\"#h-1-prime-plus-and-standard-flats-will-be-applied-to-all-btos-hereon\" data-level=\"2\">1. Prime, Plus, and Standard flats will be applied to all BTOs hereon<\/a><\/p>\r\n<p><a href=\"#h-2-shorter-waiting-times-for-some-bto-projects\" data-level=\"2\">2. Shorter waiting times for some BTO projects<\/a><\/p>\r\n<p><a href=\"#h-3-singles-can-now-apply-for-2-room-flexi-flats-across-all-locations\" data-level=\"2\">3. Singles can now apply for 2-room Flexi flats across all locations<\/a><\/p>\r\n<p><a href=\"#h-4-this-bto-will-include-the-highly-anticipated-bayshore-bto-projects\" data-level=\"2\">4. This BTO will include the highly anticipated Bayshore BTO projects<\/a><\/p>\r\n<p><a href=\"#h-5-white-flats-offer-a-new-customisable-layout-option\" data-level=\"2\">5. White Flats offer a new customisable layout option<\/a><\/p>\r\n<p><a href=\"#h-6-the-recent-ltv-and-ehg-changes-will-apply-to-the-october-bto\" data-level=\"2\">6. The recent LTV and EHG changes will apply to the October BTO<\/a><\/p>\r\n<p>&nbsp;<\/p>\r\n<\/div>\r\n\r\n\r\n\r\n<h2 id=\"h-1-prime-plus-and-standard-flats-will-be-applied-to-all-btos-hereon\" class=\"wp-block-heading\"><b>1. Prime, Plus, and Standard flats will be applied to all BTOs hereon<\/b><\/h2>\r\n\r\n\r\n\r\n<p><span style=\"font-weight: 400;\">The October 2024 BTO marks the first time <a href=\"https:\/\/www.99.co\/singapore\/insider\/hdb-bto-classification\/\" target=\"_blank\" rel=\"noreferrer noopener\">Prime, Plus, and Standard flats<\/a> will be offered to buyers, replacing the older classification system of mature and non-mature estates. This means you\u2019ll have more clarity on what you&#8217;re applying for, as each category comes with distinct location advantages and eligibility criteria.<\/span><\/p>\r\n\r\n\r\n\r\n<ul class=\"wp-block-list\">\r\n<li><span style=\"font-weight: 400;\"><strong>Standard Flats<\/strong> will be the most common, found in various estates, including less central areas. These flats represent the largest proportion of HDB BTO supply and come with a shorter 5-year <a href=\"https:\/\/www.99.co\/singapore\/insider\/property-jargon-of-the-day-minimum-occupation-period-mop\/\" target=\"_blank\" rel=\"noreferrer noopener\">Minimum Occupation Period (MOP)<\/a>.<\/span><\/li>\r\n\r\n\r\n\r\n<li><span style=\"font-weight: 400;\"><strong>Plus Flats<\/strong> are located in more desirable spots, like town centres or near public transport. They will likely be in high demand due to their prime location, and buyers can enjoy additional subsidies to make them more affordable.<\/span><\/li>\r\n\r\n\r\n\r\n<li><span style=\"font-weight: 400;\"><strong>Prime Flats<\/strong> are set to be the top-tier option, located in city centres or surrounding desirable towns. These flats will come with a higher price point due to their location but will still be kept affordable through subsidies. However, buyers should note that Prime flats will have stricter resale restrictions and a 10-year MOP.<\/span><\/li>\r\n<\/ul>\r\n\r\n\r\n\r\n<p><span style=\"font-weight: 400;\">In total, <a href=\"https:\/\/www.99.co\/singapore\/insider\/hdb-bto-october-2024\/#h-sengkang-hdb-bto-october-2024-two-projects\" target=\"_blank\" rel=\"noreferrer noopener\">15 projects will be launched during this exercise, comprising 7 Standard, 7 Plus, and 1 Prime project<\/a>. This represents the largest number of projects offered in a single BTO sales exercise to date.<\/span><\/p>\r\n\r\n\r\n\r\n<p><span style=\"font-weight: 400;\">The BTO October 2024 exercise will offer around 8,500 flats across various estates, including popular locations like <a href=\"https:\/\/www.99.co\/singapore\/neighbourhoods\/ang-mo-kio\" target=\"_blank\" rel=\"noreferrer noopener\">Ang Mo Kio<\/a>, <a href=\"https:\/\/www.99.co\/singapore\/neighbourhoods\/bedok\" target=\"_blank\" rel=\"noreferrer noopener\">Bedok<\/a>, <a href=\"https:\/\/www.99.co\/singapore\/neighbourhoods\/geylang\" target=\"_blank\" rel=\"noreferrer noopener\">Geylang<\/a>, <a href=\"https:\/\/www.99.co\/singapore\/hdb\/jurong-west\" target=\"_blank\" rel=\"noreferrer noopener\">Jurong West<\/a>, <a href=\"https:\/\/www.99.co\/singapore\/hdb\/kallang-whampoa\" target=\"_blank\" rel=\"noreferrer noopener\">Kallang\/Whampoa<\/a>, <a href=\"https:\/\/www.99.co\/singapore\/neighbourhoods\/pasir-ris-central\" target=\"_blank\" rel=\"noreferrer noopener\">Pasir Ris<\/a>, and <a href=\"https:\/\/www.99.co\/singapore\/neighbourhoods\/woodlands\" target=\"_blank\" rel=\"noreferrer noopener\">Woodlands<\/a>. It\u2019s important to choose wisely based on your needs, as these classifications come with different restrictions and benefits.<\/span><\/p>\r\n<p style=\"border: 2px solid black; padding: 10px;\"><em><strong>Looking for a home but don&#8217;t want to be affected by the new HDB classification restrictions? Check out HDB flats that MOP-ed recently here: <a href=\"https:\/\/www.99.co\/singapore\/insider\/bto-projects-mop-2024-2025-near-the-mrt\/\" target=\"_blank\" rel=\"noopener\">Full list of BTO projects hitting MOP in 2024\/2025 &amp; Our top picks near the MRT<\/a><\/strong><\/em><\/p>\r\n\r\n\r\n\r\n<h2 id=\"h-2-shorter-waiting-times-for-some-bto-projects\" class=\"wp-block-heading\"><b>2. Shorter waiting times for some BTO projects<\/b><\/h2>\r\n<figure id=\"attachment_79071\" aria-describedby=\"caption-attachment-79071\" style=\"width: 1200px\" class=\"wp-caption alignnone\"><a href=\"https:\/\/www.99.co\/singapore\/insider\/wp-content\/uploads\/2024\/10\/6-key-things-to-know-before-applying-for-the-october-2024-bto-West-BrickVille@Bukit-Batok.jpg\" class=\"img-link media-img img-link media-img\"><img decoding=\"async\" class=\"wp-image-79071 size-full\" src=\"https:\/\/www.99.co\/singapore\/insider\/wp-content\/uploads\/2024\/10\/6-key-things-to-know-before-applying-for-the-october-2024-bto-West-BrickVille@Bukit-Batok.jpg\" alt=\"october 2024 bto - West BrickVille@Bukit Batok\" width=\"1200\" height=\"900\" srcset=\"https:\/\/www.99.co\/singapore\/insider\/wp-content\/uploads\/2024\/10\/6-key-things-to-know-before-applying-for-the-october-2024-bto-West-BrickVille@Bukit-Batok.jpg 1200w, https:\/\/www.99.co\/singapore\/insider\/wp-content\/uploads\/2024\/10\/6-key-things-to-know-before-applying-for-the-october-2024-bto-West-BrickVille@Bukit-Batok-150x113.jpg 150w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" \/><\/a><figcaption id=\"caption-attachment-79071\" class=\"wp-caption-text\">The West BrickVille@Bukit Batok project will have the shortest waiting period of only 2 years among all the flats offered in the October BTO sales exercise. Image credit: HDB<\/figcaption><\/figure>\r\n\r\n\r\n\r\n<p><span style=\"font-weight: 400;\">For those concerned about waiting time, the October 2024 BTO launch will include flats with some of the shortest waiting times ever seen. In particular, <a href=\"https:\/\/www.99.co\/singapore\/hdb\/bukit-batok\" target=\"_blank\" rel=\"noreferrer noopener\">Bukit Batok<\/a> and <a href=\"https:\/\/www.99.co\/singapore\/hdb\/sengkang\" target=\"_blank\" rel=\"noreferrer noopener\">Sengkang<\/a> will offer 2,085 units with a waiting time of less than 3 years.<\/span><\/p>\r\n\r\n\r\n\r\n<ul class=\"wp-block-list\">\r\n<li><b>West BrickVille @ Bukit Batok<\/b><span style=\"font-weight: 400;\">: This development will have 689 units, and the waiting time will be only 2 years. It\u2019s one of the shortest waiting periods ever offered in a BTO project, making it a strong contender for those seeking quicker access to their new home.<\/span><\/li>\r\n\r\n\r\n\r\n<li><b>Sengkang Projects<\/b><span style=\"font-weight: 400;\">: Two other developments in Sengkang, Fernvale Sails and Fernvale Oasis, will also offer shorter waiting times. Fernvale Sails will have 545 units with a waiting time of about 2 years and 3 months, while Fernvale Oasis will provide 851 units with a waiting time of 2 years and 9 months.<\/span><\/li>\r\n<\/ul>\r\n\r\n\r\n\r\n<p><span style=\"font-weight: 400;\">These shorter waiting periods were made possible by HDB\u2019s proactive approach to starting construction earlier, sometimes months or even more than a year before the project\u2019s official launch. If waiting time is a priority for you, these projects are definitely worth considering.<\/span><\/p>\r\n\r\n\r\n    <section id=\"portal-widget-tab-panel-6a0a8b5ba5fd4\" class=\"portal-widget-tab-panel\">\n        <div class=\"swiper-container\" id=\"swiper-container-6a0a8b5ba5fd4\">\n                        <div class=\"row-title-widget\">\n                <div class=\"portal-widget-carousel-title-left\"><h4 class=\"portal-widget-title\">Can't wait for the BTO completion? Check out these HDB resales for as low as S$265k<\/h4><\/div>\n                <div class=\"portal-widget-carousel-title-right text-right\"><span class=\"portal-widget-see-all-link link-top\"><a href=\"\" class=\"nndc-open-app-link\" data-url=\"https:\/\/www.99.co\/singapore\/sale\/hdb?bathrooms=any&amp;composite_floor_level=any&amp;composite_furnishing=any&amp;composite_views=any&amp;features_and_amenities=any&amp;has_floor_plan=false&amp;main_category=hdb&amp;page_num=1&amp;page_size=36&amp;path=%2Fsingapore%2Fsale%2Fhdb&amp;period_of_availability=any&amp;property_segments=residential&amp;rooms=any&amp;show_cluster_preview=true&amp;show_description=true&amp;show_internal_linking=true&amp;show_meta_description=true&amp;show_nearby=true&amp;sort_field=price&amp;sort_order=asc&utm_source=blog&utm_medium=widget\">See all listings<\/a><\/span><\/div>\n            <\/div>\n                        <div class=\"portal-widget-carousel swiper-wrapper\">\n                                    <div class=\"portal-widget-carousel__card swiper-slide\">\n                                                <div class=\"card-image\">\n                            <img decoding=\"async\" src=\"https:\/\/pic2.99.co\/v3\/geMavvoqoEvUmu9s5UqoNo?text=Soh+Mei+Nee+%28Maine+Soh%29&sampling=lanczos&version=1&height=600&width=800&mode=fill&quality=80&convert_if_png=true&signature=a18cd0b39f91598c62a2605085acc3ef7a02722b\" alt=\"96 Commonwealth Crescent Photo\">\n                        <\/div>\n                        <div class=\"card-description\">\n                            <div class=\"card-text card-title\">96 Commonwealth Crescent<\/div>\n                            <div class=\"card-text card-subtitle\">Singapore 140096 \u00b7 D3<\/div>\n                            <div class=\"card-text card-room\">\n                                <div >\n                                    <img decoding=\"async\" src=\"https:\/\/www.99.co\/singapore\/insider\/wp-content\/plugins\/nndc-portal\/public\/partials\/..\/images\/bed-icon.svg\" alt=\"bedroom\">\n                                    <span>1<\/span>\n                                <\/div>\n                                <div >\n                                    <img decoding=\"async\" src=\"https:\/\/www.99.co\/singapore\/insider\/wp-content\/plugins\/nndc-portal\/public\/partials\/..\/images\/bath-icon.svg\" alt=\"bathroom\">\n                                    <span>2<\/span>\n                                <\/div>\n                                <div >\n                                    <span>495 sqft<\/span>\n                                <\/div>\n                            <\/div>\n                            <div class=\"card-text card-price\">S$ 278,888<\/div>\n                        <\/div>\n                        <div class=\"card-button\">\n                            <button class=\"btn-view-listing nndc-open-app-link\" data-url=\"https:\/\/www.99.co\/singapore\/sale\/property\/96-commonwealth-crescent-hdb-KnJTeWNzDhoMLEr8veQ9e9?utm_source=blog&utm_medium=widget\">View this listing<\/button>\n                        <\/div>\n                    <\/div>\n                                    <div class=\"portal-widget-carousel__card swiper-slide\">\n                                                <div class=\"card-image\">\n                            <img decoding=\"async\" src=\"https:\/\/pic2.99.co\/v3\/NAgnDne6jc7MYFsL5jXmAQ?text=Ivy+Ong&sampling=lanczos&version=1&height=600&width=800&mode=fill&quality=80&convert_if_png=true&signature=d5a1e5171fc1b9c7a6f6398f406252b7c866d765\" alt=\"7 Telok Blangah Crescent Photo\">\n                        <\/div>\n                        <div class=\"card-description\">\n                            <div class=\"card-text card-title\">7 Telok Blangah Crescent<\/div>\n                            <div class=\"card-text card-subtitle\">Singapore 090007 \u00b7 D4<\/div>\n                            <div class=\"card-text card-room\">\n                                <div >\n                                    <img decoding=\"async\" src=\"https:\/\/www.99.co\/singapore\/insider\/wp-content\/plugins\/nndc-portal\/public\/partials\/..\/images\/bed-icon.svg\" alt=\"bedroom\">\n                                    <span>1<\/span>\n                                <\/div>\n                                <div >\n                                    <img decoding=\"async\" src=\"https:\/\/www.99.co\/singapore\/insider\/wp-content\/plugins\/nndc-portal\/public\/partials\/..\/images\/bath-icon.svg\" alt=\"bathroom\">\n                                    <span>0<\/span>\n                                <\/div>\n                                <div >\n                                    <span>334 sqft<\/span>\n                                <\/div>\n                            <\/div>\n                            <div class=\"card-text card-price\">S$ 280,000<\/div>\n                        <\/div>\n                        <div class=\"card-button\">\n                            <button class=\"btn-view-listing nndc-open-app-link\" data-url=\"https:\/\/www.99.co\/singapore\/sale\/property\/7-telok-blangah-crescent-hdb-k2gVDuabxcB2BcXprexEXH?utm_source=blog&utm_medium=widget\">View this listing<\/button>\n                        <\/div>\n                    <\/div>\n                                    <div class=\"portal-widget-carousel__card swiper-slide\">\n                                                <div class=\"card-image\">\n                            <img decoding=\"async\" src=\"https:\/\/pic2.99.co\/v3\/TXtWAesDxHUGbxERUKMzNk?text=Julian+Zhuo&sampling=lanczos&version=1&height=600&width=800&mode=fill&quality=80&convert_if_png=true&signature=dbba47d5d427dc9bddc06b8309c1624d1b725114\" alt=\"120 Lorong 2 Toa Payoh Photo\">\n                        <\/div>\n                        <div class=\"card-description\">\n                            <div class=\"card-text card-title\">120 Lorong 2 Toa Payoh<\/div>\n                            <div class=\"card-text card-subtitle\">Singapore 310120 \u00b7 D12<\/div>\n                            <div class=\"card-text card-room\">\n                                <div >\n                                    <img decoding=\"async\" src=\"https:\/\/www.99.co\/singapore\/insider\/wp-content\/plugins\/nndc-portal\/public\/partials\/..\/images\/bed-icon.svg\" alt=\"bedroom\">\n                                    <span>1<\/span>\n                                <\/div>\n                                <div >\n                                    <img decoding=\"async\" src=\"https:\/\/www.99.co\/singapore\/insider\/wp-content\/plugins\/nndc-portal\/public\/partials\/..\/images\/bath-icon.svg\" alt=\"bathroom\">\n                                    <span>1<\/span>\n                                <\/div>\n                                <div >\n                                    <span>430 sqft<\/span>\n                                <\/div>\n                            <\/div>\n                            <div class=\"card-text card-price\">S$ 288,000<\/div>\n                        <\/div>\n                        <div class=\"card-button\">\n                            <button class=\"btn-view-listing nndc-open-app-link\" data-url=\"https:\/\/www.99.co\/singapore\/sale\/property\/120-lorong-2-toa-payoh-hdb-9CMDBhLLiGZMtKw3w3nAfA?utm_source=blog&utm_medium=widget\">View this listing<\/button>\n                        <\/div>\n                    <\/div>\n                                    <div class=\"portal-widget-carousel__card swiper-slide\">\n                                                <div class=\"card-image\">\n                            <img decoding=\"async\" src=\"https:\/\/pic2.99.co\/v3\/vqx9ZwDp8SPhMawLLW94fj?text=Nizam+Nawawi+%28MrNice%29&sampling=lanczos&version=1&height=600&width=800&mode=fill&quality=80&convert_if_png=true&signature=3e35ca7e6f028688fc60516b9d4956f143c294fa\" alt=\"120 Lorong 2 Toa Payoh Photo\">\n                        <\/div>\n                        <div class=\"card-description\">\n                            <div class=\"card-text card-title\">120 Lorong 2 Toa Payoh<\/div>\n                            <div class=\"card-text card-subtitle\">Singapore 310120 \u00b7 D12<\/div>\n                            <div class=\"card-text card-room\">\n                                <div >\n                                    <img decoding=\"async\" src=\"https:\/\/www.99.co\/singapore\/insider\/wp-content\/plugins\/nndc-portal\/public\/partials\/..\/images\/bed-icon.svg\" alt=\"bedroom\">\n                                    <span>1<\/span>\n                                <\/div>\n                                <div >\n                                    <img decoding=\"async\" src=\"https:\/\/www.99.co\/singapore\/insider\/wp-content\/plugins\/nndc-portal\/public\/partials\/..\/images\/bath-icon.svg\" alt=\"bathroom\">\n                                    <span>1<\/span>\n                                <\/div>\n                                <div >\n                                    <span>419 sqft<\/span>\n                                <\/div>\n                            <\/div>\n                            <div class=\"card-text card-price\">S$ 288,888<\/div>\n                        <\/div>\n                        <div class=\"card-button\">\n                            <button class=\"btn-view-listing nndc-open-app-link\" data-url=\"https:\/\/www.99.co\/singapore\/sale\/property\/120-lorong-2-toa-payoh-hdb-jw3sgveZarMjeVTt3Kwja3?utm_source=blog&utm_medium=widget\">View this listing<\/button>\n                        <\/div>\n                    <\/div>\n                                    <div class=\"portal-widget-carousel__card swiper-slide\">\n                                                <div class=\"card-image\">\n                            <img decoding=\"async\" src=\"https:\/\/pic2.99.co\/v3\/mmmEmT2SqqQ6YPK8m68xCh?text=M+AL-KHAIR+B+S&sampling=lanczos&version=1&height=600&width=800&mode=fill&quality=80&convert_if_png=true&signature=5961401ad0b3c990ba6f2cb65322437b28373b66\" alt=\"39 Circuit Road Photo\">\n                        <\/div>\n                        <div class=\"card-description\">\n                            <div class=\"card-text card-title\">39 Circuit Road<\/div>\n                            <div class=\"card-text card-subtitle\">Singapore 370039 \u00b7 D13<\/div>\n                            <div class=\"card-text card-room\">\n                                <div >\n                                    <img decoding=\"async\" src=\"https:\/\/www.99.co\/singapore\/insider\/wp-content\/plugins\/nndc-portal\/public\/partials\/..\/images\/bed-icon.svg\" alt=\"bedroom\">\n                                    <span>1<\/span>\n                                <\/div>\n                                <div >\n                                    <img decoding=\"async\" src=\"https:\/\/www.99.co\/singapore\/insider\/wp-content\/plugins\/nndc-portal\/public\/partials\/..\/images\/bath-icon.svg\" alt=\"bathroom\">\n                                    <span>2<\/span>\n                                <\/div>\n                                <div >\n                                    <span>484 sqft<\/span>\n                                <\/div>\n                            <\/div>\n                            <div class=\"card-text card-price\">S$ 288,888<\/div>\n                        <\/div>\n                        <div class=\"card-button\">\n                            <button class=\"btn-view-listing nndc-open-app-link\" data-url=\"https:\/\/www.99.co\/singapore\/sale\/property\/39-circuit-road-hdb-g5Pz2e6MXwVp7tDeCgzRqb?utm_source=blog&utm_medium=widget\">View this listing<\/button>\n                        <\/div>\n                    <\/div>\n                                    <div class=\"portal-widget-carousel__card swiper-slide\">\n                                                <div class=\"card-image\">\n                            <img decoding=\"async\" src=\"https:\/\/pic2.99.co\/v3\/faWZxyBybhxR3jWgRYzHs4?text=Rick+Kwok&sampling=lanczos&version=1&height=600&width=800&mode=fill&quality=80&convert_if_png=true&signature=76249b1649220b469e7ccb3197204ca84b3941ca\" alt=\"86 Commonwealth Close Photo\">\n                        <\/div>\n                        <div class=\"card-description\">\n                            <div class=\"card-text card-title\">86 Commonwealth Close<\/div>\n                            <div class=\"card-text card-subtitle\">Singapore 140086 \u00b7 D3<\/div>\n                            <div class=\"card-text card-room\">\n                                <div >\n                                    <img decoding=\"async\" src=\"https:\/\/www.99.co\/singapore\/insider\/wp-content\/plugins\/nndc-portal\/public\/partials\/..\/images\/bed-icon.svg\" alt=\"bedroom\">\n                                    <span>1<\/span>\n                                <\/div>\n                                <div >\n                                    <img decoding=\"async\" src=\"https:\/\/www.99.co\/singapore\/insider\/wp-content\/plugins\/nndc-portal\/public\/partials\/..\/images\/bath-icon.svg\" alt=\"bathroom\">\n                                    <span>2<\/span>\n                                <\/div>\n                                <div >\n                                    <span>495 sqft<\/span>\n                                <\/div>\n                            <\/div>\n                            <div class=\"card-text card-price\">S$ 290,000<\/div>\n                        <\/div>\n                        <div class=\"card-button\">\n                            <button class=\"btn-view-listing nndc-open-app-link\" data-url=\"https:\/\/www.99.co\/singapore\/sale\/property\/86-commonwealth-close-hdb-K5bYas2TJp88SADHHZqQzo?utm_source=blog&utm_medium=widget\">View this listing<\/button>\n                        <\/div>\n                    <\/div>\n                                    <div class=\"portal-widget-carousel__card swiper-slide\">\n                                                <div class=\"card-image\">\n                            <img decoding=\"async\" src=\"https:\/\/pic2.99.co\/v3\/hphUf8rMNve3JtUrTw4eJd?text=Ernest+Liew&sampling=lanczos&version=1&height=600&width=800&mode=fill&quality=80&convert_if_png=true&signature=e74a051b7ad64659de7e24cc780adb107ccc5d9f\" alt=\"55 Lorong 5 Toa Payoh Photo\">\n                        <\/div>\n                        <div class=\"card-description\">\n                            <div class=\"card-text card-title\">55 Lorong 5 Toa Payoh<\/div>\n                            <div class=\"card-text card-subtitle\">Singapore 310055 \u00b7 D12<\/div>\n                            <div class=\"card-text card-room\">\n                                <div >\n                                    <img decoding=\"async\" src=\"https:\/\/www.99.co\/singapore\/insider\/wp-content\/plugins\/nndc-portal\/public\/partials\/..\/images\/bed-icon.svg\" alt=\"bedroom\">\n                                    <span>1<\/span>\n                                <\/div>\n                                <div >\n                                    <img decoding=\"async\" src=\"https:\/\/www.99.co\/singapore\/insider\/wp-content\/plugins\/nndc-portal\/public\/partials\/..\/images\/bath-icon.svg\" alt=\"bathroom\">\n                                    <span>1<\/span>\n                                <\/div>\n                                <div >\n                                    <span>463 sqft<\/span>\n                                <\/div>\n                            <\/div>\n                            <div class=\"card-text card-price\">S$ 298,000<\/div>\n                        <\/div>\n                        <div class=\"card-button\">\n                            <button class=\"btn-view-listing nndc-open-app-link\" data-url=\"https:\/\/www.99.co\/singapore\/sale\/property\/55-lorong-5-toa-payoh-hdb-QKYfpngsvEv6tSGh6r3DTJ?utm_source=blog&utm_medium=widget\">View this listing<\/button>\n                        <\/div>\n                    <\/div>\n                                    <div class=\"portal-widget-carousel__card swiper-slide\">\n                                                <div class=\"card-image\">\n                            <img decoding=\"async\" src=\"https:\/\/pic2.99.co\/v3\/VZm9y2cuo5wjJsoDoHEW2X?text=Jenny+Hui&sampling=lanczos&version=1&height=600&width=800&mode=fill&quality=80&convert_if_png=true&signature=36b38bdab8edce57f64bc4ec763952b0b6791e27\" alt=\"45 Telok Blangah Drive Photo\">\n                        <\/div>\n                        <div class=\"card-description\">\n                            <div class=\"card-text card-title\">45 Telok Blangah Drive<\/div>\n                            <div class=\"card-text card-subtitle\">Singapore 100045 \u00b7 D4<\/div>\n                            <div class=\"card-text card-room\">\n                                <div >\n                                    <img decoding=\"async\" src=\"https:\/\/www.99.co\/singapore\/insider\/wp-content\/plugins\/nndc-portal\/public\/partials\/..\/images\/bed-icon.svg\" alt=\"bedroom\">\n                                    <span>1<\/span>\n                                <\/div>\n                                <div >\n                                    <img decoding=\"async\" src=\"https:\/\/www.99.co\/singapore\/insider\/wp-content\/plugins\/nndc-portal\/public\/partials\/..\/images\/bath-icon.svg\" alt=\"bathroom\">\n                                    <span>1<\/span>\n                                <\/div>\n                                <div >\n                                    <span>484 sqft<\/span>\n                                <\/div>\n                            <\/div>\n                            <div class=\"card-text card-price\">S$ 298,888<\/div>\n                        <\/div>\n                        <div class=\"card-button\">\n                            <button class=\"btn-view-listing nndc-open-app-link\" data-url=\"https:\/\/www.99.co\/singapore\/sale\/property\/45-telok-blangah-drive-hdb-Wym8dUj87tyb6xhzmHfk5z?utm_source=blog&utm_medium=widget\">View this listing<\/button>\n                        <\/div>\n                    <\/div>\n                                    <div class=\"portal-widget-carousel__card swiper-slide\">\n                                                <div class=\"card-image\">\n                            <img decoding=\"async\" src=\"https:\/\/pic2.99.co\/v3\/wVRNPnQ4CuN8M8KPbJa8FY?text=Grace+Chan&sampling=lanczos&version=1&height=600&width=800&mode=fill&quality=80&convert_if_png=true&signature=e6c7fd53763118efafba72b3ce293251b0dd4d50\" alt=\"45 Telok Blangah Drive Photo\">\n                        <\/div>\n                        <div class=\"card-description\">\n                            <div class=\"card-text card-title\">45 Telok Blangah Drive<\/div>\n                            <div class=\"card-text card-subtitle\">Singapore 100045 \u00b7 D4<\/div>\n                            <div class=\"card-text card-room\">\n                                <div >\n                                    <img decoding=\"async\" src=\"https:\/\/www.99.co\/singapore\/insider\/wp-content\/plugins\/nndc-portal\/public\/partials\/..\/images\/bed-icon.svg\" alt=\"bedroom\">\n                                    <span>1<\/span>\n                                <\/div>\n                                <div >\n                                    <img decoding=\"async\" src=\"https:\/\/www.99.co\/singapore\/insider\/wp-content\/plugins\/nndc-portal\/public\/partials\/..\/images\/bath-icon.svg\" alt=\"bathroom\">\n                                    <span>0<\/span>\n                                <\/div>\n                                <div >\n                                    <span>484 sqft<\/span>\n                                <\/div>\n                            <\/div>\n                            <div class=\"card-text card-price\">S$ 299,000<\/div>\n                        <\/div>\n                        <div class=\"card-button\">\n                            <button class=\"btn-view-listing nndc-open-app-link\" data-url=\"https:\/\/www.99.co\/singapore\/sale\/property\/45-telok-blangah-drive-hdb-bwohfY4Y3AxcUzod8BZPfm?utm_source=blog&utm_medium=widget\">View this listing<\/button>\n                        <\/div>\n                    <\/div>\n                                    <div class=\"portal-widget-carousel__card swiper-slide\">\n                                                <div class=\"card-image\">\n                            <img decoding=\"async\" src=\"https:\/\/pic2.99.co\/v3\/wLTRWfNosbmKj74XDe2BR4?text=Lawrence+Yeow&sampling=lanczos&version=1&height=600&width=800&mode=fill&quality=80&convert_if_png=true&signature=159a4021b47d7b0ffb62e3f89b2fb205b8f13656\" alt=\"97 Commonwealth Crescent Photo\">\n                        <\/div>\n                        <div class=\"card-description\">\n                            <div class=\"card-text card-title\">97 Commonwealth Crescent<\/div>\n                            <div class=\"card-text card-subtitle\">Singapore 140097 \u00b7 D3<\/div>\n                            <div class=\"card-text card-room\">\n                                <div >\n                                    <img decoding=\"async\" src=\"https:\/\/www.99.co\/singapore\/insider\/wp-content\/plugins\/nndc-portal\/public\/partials\/..\/images\/bed-icon.svg\" alt=\"bedroom\">\n                                    <span>2<\/span>\n                                <\/div>\n                                <div >\n                                    <img decoding=\"async\" src=\"https:\/\/www.99.co\/singapore\/insider\/wp-content\/plugins\/nndc-portal\/public\/partials\/..\/images\/bath-icon.svg\" alt=\"bathroom\">\n                                    <span>2<\/span>\n                                <\/div>\n                                <div >\n                                    <span>635 sqft<\/span>\n                                <\/div>\n                            <\/div>\n                            <div class=\"card-text card-price\">S$ 299,000<\/div>\n                        <\/div>\n                        <div class=\"card-button\">\n                            <button class=\"btn-view-listing nndc-open-app-link\" data-url=\"https:\/\/www.99.co\/singapore\/sale\/property\/97-commonwealth-crescent-hdb-eSQEGPCYtQdmSAwas6zFUc?utm_source=blog&utm_medium=widget\">View this listing<\/button>\n                        <\/div>\n                    <\/div>\n                            <\/div>\n            <!-- Add Arrows -->\n            <div class=\"swiper-button-next\"><\/div>\n            <div class=\"swiper-button-prev\"><\/div>\n                    <\/div>\n    <\/section>\n\n<p>&nbsp;<\/p>\n\r\n\r\n\r\n<h2 id=\"h-3-singles-can-now-apply-for-2-room-flexi-flats-across-all-locations\" class=\"wp-block-heading\"><b>3. Singles can now apply for 2-room Flexi flats across all locations<\/b><\/h2>\r\n\r\n\r\n\r\n<p><span style=\"font-weight: 400;\">One exciting development for singles in the October 2024 BTO launch is the expanded eligibility for 2-Room Flexi flats. Previously, singles could only apply for these flats in non-mature estates. However, from October onwards, singles can apply for 2-Room Flexi flats even in mature estates like Bedok and Kallang\/Whampoa.<\/span><\/p>\r\n\r\n\r\n\r\n<p><span style=\"font-weight: 400;\">Here\u2019s what you need to know:<\/span><\/p>\r\n\r\n\r\n\r\n<ul class=\"wp-block-list\">\r\n<li><span style=\"font-weight: 400;\">A total of over 1,900 2-room Flexi flats will be available across 10 out of the 15 BTO projects launching in October. These locations include Ang Mo Kio, Bedok, Bukit Batok, and Pasir Ris, among others.<\/span><\/li>\r\n\r\n\r\n\r\n<li><span style=\"font-weight: 400;\">For the first time, HDB will reserve up to 65% of 2-room Flexi flats (that are not designated for seniors) for singles, particularly those who are first-time applicants. Of course, this is subject to the prevailing income ceiling of S$7,000 per month.<\/span><\/li>\r\n\r\n\r\n\r\n<li><span style=\"font-weight: 400;\">Singles eligible for the <a href=\"https:\/\/www.99.co\/singapore\/insider\/hdb-grants-for-singles\/\" target=\"_blank\" rel=\"noreferrer noopener\">Enhanced CPF Housing Grant (EHG)<\/a> can receive up to S$60,000 to offset the cost of purchasing a new flat. Additionally, if you\u2019re planning to buy a resale flat, you may be able to access further financial assistance through the EHG, CPF Housing Grant (up to S$40,000), and the <a href=\"https:\/\/www.99.co\/singapore\/insider\/proximity-housing-grant-phg-resale-flats-guide\/\" target=\"_blank\" rel=\"noreferrer noopener\">Proximity Housing Grant (up to S$15,000)<\/a>.<\/span><\/li>\r\n<\/ul>\r\n\r\n\r\n\r\n<p><span style=\"font-weight: 400;\">This change opens up new opportunities for singles who previously had fewer options, especially in the more popular, mature estates.<\/span><\/p>\r\n<p style=\"border: 2px solid black; padding: 10px;\"><em><strong>Interested in upcoming new launches for the year? Take a look at your options here: <a href=\"https:\/\/www.99.co\/singapore\/insider\/new-launch-condos-h2-2024\/\" target=\"_blank\" rel=\"noopener\">Upcoming new launches: New Launch condos in H2 2024<\/a><\/strong><\/em><\/p>\r\n\r\n\r\n\r\n<h2 id=\"h-4-this-bto-will-include-the-highly-anticipated-bayshore-bto-projects\" class=\"wp-block-heading\"><b>4. This BTO will include the highly anticipated Bayshore BTO projects<\/b><\/h2>\r\n<figure id=\"attachment_69938\" aria-describedby=\"caption-attachment-69938\" style=\"width: 1200px\" class=\"wp-caption alignnone\"><a href=\"https:\/\/www.99.co\/singapore\/insider\/wp-content\/uploads\/2023\/10\/Screenshot-2023-10-17-at-3.52.07\u202fPM-e1697529175109.jpg\" class=\"img-link media-img img-link media-img\"><img decoding=\"async\" class=\"size-full wp-image-69938\" src=\"https:\/\/www.99.co\/singapore\/insider\/wp-content\/uploads\/2023\/10\/Screenshot-2023-10-17-at-3.52.07\u202fPM-e1697529175109.jpg\" alt=\"hdb bto bayshore 2024\" width=\"1200\" height=\"792\" \/><\/a><figcaption id=\"caption-attachment-69938\" class=\"wp-caption-text\">Image credit: HDB<\/figcaption><\/figure>\r\n\r\n\r\n\r\n<p><span style=\"font-weight: 400;\">The October 2024 BTO launch will also feature one of the most eagerly awaited estates \u2013 the Bayshore BTO projects, named Bayshore Vista and Bayshore Palms. <a href=\"https:\/\/www.99.co\/singapore\/insider\/hdb-bto-bayshore-2024\/\" target=\"_blank\" rel=\"noopener\">Since they were announced in June 2023<\/a>, these projects have generated significant interest due to their prime location and attractive features.<\/span><\/p>\r\n\r\n\r\n\r\n<p><span style=\"font-weight: 400;\">Bayshore BTO projects will be located near East Coast Park and are part of Bedok town\u2019s extension. The estate will benefit from easy access to the new <a href=\"https:\/\/www.99.co\/singapore\/insider\/thomson-east-coast-line\/\" target=\"_blank\" rel=\"noreferrer noopener\">Thomson-East Coast Line (TEL)<\/a>, with <a href=\"https:\/\/www.99.co\/singapore\/sale\/mrts\/bayshore\" target=\"_blank\" rel=\"noreferrer noopener\">Bayshore MRT station<\/a> now open and <a href=\"https:\/\/www.99.co\/singapore\/sale\/mrts\/bedok-south\" target=\"_blank\" rel=\"noopener\">Bedok South MRT station<\/a> scheduled to open in 2026.<\/span><\/p>\r\n<p style=\"border: 2px solid black; padding: 10px;\"><strong><em>Looking for a property close to an MRT station of your choice? Check out<\/em> <a href=\"https:\/\/www.99.co\/singapore\/mrt-stations\" target=\"_blank\" rel=\"noopener\">99.co&#8217;s MRT map here<\/a>.<\/strong><\/p>\r\n\r\n\r\n\r\n<p><span style=\"font-weight: 400;\">The first two Bayshore BTO projects will offer 1,440 units, which will include 2-room Flexi, 3-room, and 4-room flats. These units will have features like full-height windows, giving you beautiful views of the greenery surrounding the area and East Coast Park. Given their location, Bayshore flats are expected to be classified under the Plus category, which means a 10-year MOP and stricter resale restrictions will apply.<\/span><\/p>\r\n\r\n\r\n\r\n<p><span style=\"font-weight: 400;\">In addition to the prime location, Bayshore will be close to the trendy neighbourhoods of <a href=\"https:\/\/www.99.co\/singapore\/sale?autocom=false&amp;bathrooms=any&amp;composite_floor_level=any&amp;composite_furnishing=any&amp;composite_views=any&amp;features_and_amenities=any&amp;has_floor_plan=false&amp;main_category=hdb&amp;name=Joo%20Chiat%20Road&amp;page_num=1&amp;page_size=36&amp;path=%2Fsingapore%2Fsale&amp;period_of_availability=any&amp;property_segments=residential&amp;query_coords=1.309424916934143%2C103.9024235436539&amp;query_ids=sn048d40f3fe3fe58b7877&amp;query_type=cluster&amp;radius_max=1000&amp;rooms=any&amp;show_cluster_preview=true&amp;show_description=true&amp;show_internal_linking=true&amp;show_meta_description=true&amp;show_nearby=true&amp;sort_field=price&amp;sort_order=asc&amp;zoom=15\" target=\"_blank\" rel=\"noreferrer noopener\">Joo Chiat<\/a> and <a href=\"https:\/\/www.99.co\/singapore\/neighbourhoods\/katong\" target=\"_blank\" rel=\"noreferrer noopener\">Katong<\/a>, known for their vibrant food and lifestyle scene. Residents will also have access to green spaces and parks like Bayshore Central Park, as well as infrastructure designed for cycling and walking. If you\u2019re after a home near East Coast Park, this project will likely be on your radar.<\/span><\/p>\r\n<p><iframe loading=\"lazy\" style=\"border: none; width: 350px !important; box-shadow: 0px 2px 12px rgb(11 17 52 \/ 15%); border-radius: 16px;\" src=\"https:\/\/www.99.co\/property-value-widget?contentSource=insider-blog&amp;contentId=the-arden-sale-units\" width=\"350\" height=\"370\" scrolling=\"no\"><span data-mce-type=\"bookmark\" style=\"display: inline-block; width: 0px; overflow: hidden; line-height: 0;\" class=\"mce_SELRES_start\"><\/span><span data-mce-type=\"bookmark\" style=\"display: inline-block; width: 0px; overflow: hidden; line-height: 0;\" class=\"mce_SELRES_start\"><\/span><span data-mce-type=\"bookmark\" style=\"display: inline-block; width: 0px; overflow: hidden; line-height: 0;\" class=\"mce_SELRES_start\"><\/span><span data-mce-type=\"bookmark\" style=\"display: inline-block; width: 0px; overflow: hidden; line-height: 0;\" class=\"mce_SELRES_start\"><\/span><span data-mce-type=\"bookmark\" style=\"display: inline-block; width: 0px; overflow: hidden; line-height: 0;\" class=\"mce_SELRES_start\"><\/span><span data-mce-type=\"bookmark\" style=\"display: inline-block; width: 0px; overflow: hidden; line-height: 0;\" class=\"mce_SELRES_start\"><\/span><span data-mce-type=\"bookmark\" style=\"display: inline-block; width: 0px; overflow: hidden; line-height: 0;\" class=\"mce_SELRES_start\"><\/span><span data-mce-type=\"bookmark\" style=\"display: inline-block; width: 0px; overflow: hidden; line-height: 0;\" class=\"mce_SELRES_start\"><\/span><span data-mce-type=\"bookmark\" style=\"display: inline-block; width: 0px; overflow: hidden; line-height: 0;\" class=\"mce_SELRES_start\"><\/span><span data-mce-type=\"bookmark\" style=\"display: inline-block; width: 0px; overflow: hidden; line-height: 0;\" class=\"mce_SELRES_start\"><\/span><span data-mce-type=\"bookmark\" style=\"display: inline-block; width: 0px; overflow: hidden; line-height: 0;\" class=\"mce_SELRES_start\"><\/span><span data-mce-type=\"bookmark\" style=\"display: inline-block; width: 0px; overflow: hidden; line-height: 0;\" class=\"mce_SELRES_start\"><\/span><span data-mce-type=\"bookmark\" style=\"display: inline-block; width: 0px; overflow: hidden; line-height: 0;\" class=\"mce_SELRES_start\"><\/span><span data-mce-type=\"bookmark\" style=\"display: inline-block; width: 0px; overflow: hidden; line-height: 0;\" class=\"mce_SELRES_start\"><\/span><span data-mce-type=\"bookmark\" style=\"display: inline-block; width: 0px; overflow: hidden; line-height: 0;\" class=\"mce_SELRES_start\"><\/span><span data-mce-type=\"bookmark\" style=\"display: inline-block; width: 0px; overflow: hidden; line-height: 0;\" class=\"mce_SELRES_start\"><\/span><span data-mce-type=\"bookmark\" style=\"display: inline-block; width: 0px; overflow: hidden; line-height: 0;\" class=\"mce_SELRES_start\"><\/span><span data-mce-type=\"bookmark\" style=\"display: inline-block; width: 0px; overflow: hidden; line-height: 0;\" class=\"mce_SELRES_start\"><\/span><span data-mce-type=\"bookmark\" style=\"display: inline-block; width: 0px; overflow: hidden; line-height: 0;\" class=\"mce_SELRES_start\"><\/span><span data-mce-type=\"bookmark\" style=\"display: inline-block; width: 0px; overflow: hidden; line-height: 0;\" class=\"mce_SELRES_start\"><span data-mce-type=\"bookmark\" style=\"display: inline-block; width: 0px; overflow: hidden; line-height: 0;\" class=\"mce_SELRES_start\"><\/span><\/span><\/iframe><\/p>\r\n\r\n\r\n\r\n<h2 id=\"h-5-white-flats-offer-a-new-customisable-layout-option\" class=\"wp-block-heading\"><b>5. White Flats offer a new customisable layout option<\/b><\/h2>\r\n<p><a href=\"https:\/\/www.99.co\/singapore\/insider\/wp-content\/uploads\/2024\/05\/hdbwhiteflatsartistimpression.jpg\" class=\"img-link media-img img-link media-img\"><img decoding=\"async\" class=\"alignnone wp-image-75369 size-full\" src=\"https:\/\/www.99.co\/singapore\/insider\/wp-content\/uploads\/2024\/05\/hdbwhiteflatsartistimpression.jpg\" alt=\"october 2024 bto\" width=\"1200\" height=\"630\" srcset=\"https:\/\/www.99.co\/singapore\/insider\/wp-content\/uploads\/2024\/05\/hdbwhiteflatsartistimpression.jpg 1200w, https:\/\/www.99.co\/singapore\/insider\/wp-content\/uploads\/2024\/05\/hdbwhiteflatsartistimpression-150x79.jpg 150w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" \/><\/a><\/p>\r\n\r\n\r\n\r\n<p><span style=\"font-weight: 400;\">One of the more innovative introductions in the October 2024 BTO launch is the option for <a href=\"https:\/\/www.99.co\/singapore\/glossary\/hdb-white-flats\/\" target=\"_blank\" rel=\"noreferrer noopener\">White Flats<\/a>. These flats, which will be offered as part of a trial project, provide a highly customisable layout that may appeal to homeowners who want to design their living space according to their preferences.<\/span><\/p>\r\n\r\n\r\n\r\n<p><span style=\"font-weight: 400;\"><a href=\"https:\/\/www.99.co\/singapore\/insider\/hdb-white-flats-october-2024-bto\/\" target=\"_blank\" rel=\"noreferrer noopener\">White Flats are essentially a \u201cwhite canvas\u201d \u2013 the living and bedroom areas are not separated by internal walls.<\/a> This gives you the flexibility to partition the space as you see fit, using furniture or installing walls later on as your needs evolve. This layout is targeted primarily at younger homeowners looking for flexibility in their home design.<\/span><\/p>\r\n\r\n\r\n\r\n<p><span style=\"font-weight: 400;\">A total of 310 3-room and 4-room units will be offered with the White Flat layout. The omission of internal walls means you could save on renovation and hacking costs. However, potential buyers should be aware that the structural beams and columns are positioned at the edges of the unit, which will prevent beams from obstructing the open space.<\/span><\/p>\r\n\r\n\r\n\r\n<p><span style=\"font-weight: 400;\">While White Flats offer creative freedom, they could face challenges when it comes to resale, as future buyers may prefer a traditional layout. But if you\u2019re after a home that allows for maximum flexibility, the White Flat option could be perfect for you.<\/span><\/p>\r\n\r\n\r\n\r\n<h2 id=\"h-6-the-recent-ltv-and-ehg-changes-will-apply-to-the-october-bto\" class=\"wp-block-heading\"><b>6. The recent LTV and EHG changes will apply to the October BTO<\/b><\/h2>\r\n\r\n\r\n\r\n<p>If you\u2019re planning to finance your flat with an HDB loan, it\u2019s important to note the recent changes to the <a href=\"https:\/\/www.99.co\/singapore\/glossary\/loan-to-value-ltv-ratio\/\" target=\"_blank\" rel=\"noreferrer noopener\">Loan-to-Value (LTV) ratio<\/a> and <a href=\"https:\/\/www.99.co\/singapore\/glossary\/enhanced-cpf-housing-grant-ehg\/\" target=\"_blank\" rel=\"noreferrer noopener\">Enhanced Housing Grant (EHG)<\/a>. These changes, effective from August 2024, will apply to the October 2024 BTO.<\/p>\r\n\r\n\r\n\r\n<ul class=\"wp-block-list\">\r\n<li><a href=\"https:\/\/www.99.co\/singapore\/insider\/ltv-limit-loan-to-value-property-singapore\/\" target=\"_blank\" rel=\"noreferrer noopener\">The LTV ratio for HDB loans has been reduced from 80% to 75%<\/a>. While this means you\u2019ll need to come up with a slightly larger down payment, it shouldn\u2019t affect higher-income households, given that the income ceiling for HDB loans remains at S$14,000 for families and S$7,000 for singles.<\/li>\r\n\r\n\r\n\r\n<li>The Enhanced Housing Grant (EHG) has been increased, allowing first-time family applicants to receive up to S$120,000 in subsidies, and singles can receive up to S$60,000.<\/li>\r\n<\/ul>\r\n\r\n\r\n\r\n<p>These updates are particularly important for those planning their finances for a BTO application. The combination of a slightly reduced LTV ratio and increased EHG will impact the affordability and funding options available to buyers in this round of HDB BTO flats.<\/p>\r\n<p style=\"border: 2px solid black; padding: 10px;\"><em><strong>Need help in selling your HDB? Book a free consultation with <a href=\"https:\/\/www.99.co\/singapore\/seller-concierge\/?utm_source=insider+articles\">our 99 advisors today!<\/a><\/strong><\/em><\/p>\r\n\r\n\r\n\r\n<h2 id=\"h-already-set-your-sights-on-a-bto-project-share-your-choice-in-the-comments-section-below-or-on-nbsp-our-facebook-page\" class=\"wp-block-heading\"><strong>Already set your sights on a BTO project? Share your choice in the comments section below or on\u00a0<a href=\"https:\/\/www.facebook.com\/99dotco\/\" target=\"_blank\" rel=\"noreferrer noopener\">our Facebook page<\/a>.<\/strong><\/h2>\r\n","protected":false},"excerpt":{"rendered":"<p>BTO season is almost upon us and if you&#8217;re applying for the upcoming October 2024 BTO launch, there are several updates and new features you should be aware of. In this guide, we\u2019ll break down 6 key points you need to know before you submit your application. If you&#8217;re thinking about applying for a BTO&hellip;<\/p>\n","protected":false},"author":141,"featured_media":79063,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_relevanssi_hide_post":"","_relevanssi_hide_content":"","_relevanssi_pin_for_all":"","_relevanssi_pin_keywords":"","_relevanssi_unpin_keywords":"","_relevanssi_related_keywords":"","_relevanssi_related_include_ids":"","_relevanssi_related_exclude_ids":"","_relevanssi_related_no_append":"","_relevanssi_related_not_related":"","_relevanssi_related_posts":"","_relevanssi_noindex_reason":"","_lmt_disableupdate":"no","_lmt_disable":"no","_genesis_hide_title":false,"_genesis_hide_breadcrumbs":false,"_genesis_hide_singular_image":false,"_genesis_hide_footer_widgets":false,"_genesis_custom_body_class":"","_genesis_custom_post_class":"","_genesis_layout":"","footnotes":""},"categories":[53631,53642,57131],"tags":[53915,58249,58874,59178,55644],"persona":[57125,57127],"class_list":{"2":"type-post","17":"entry","18":"has-post-thumbnail"},"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v25.7.1 (Yoast SEO v25.7) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>6 key things to know before applying for the October 2024 BTO - 99.co<\/title>\n<meta name=\"description\" content=\"If you&#039;re applying for the upcoming October 2024 BTO launch, there are several updates and new features you should be aware of - read more!\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.99.co\/singapore\/insider\/6-key-things-to-know-before-applying-for-the-october-2024-bto\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"6 key things to know before applying for the October 2024 BTO\" \/>\n<meta property=\"og:description\" content=\"If you&#039;re applying for the upcoming October 2024 BTO launch, there are several updates and new features you should be aware of - read more!\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.99.co\/singapore\/insider\/6-key-things-to-know-before-applying-for-the-october-2024-bto\/\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/99dotco\/\" \/>\n<meta property=\"article:published_time\" content=\"2024-10-10T09:16:31+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2024-10-11T02:46:37+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.99.co\/singapore\/insider\/wp-content\/uploads\/2024\/10\/6-key-things-to-know-before-applying-for-the-october-2024-bto.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1200\" \/>\n\t<meta property=\"og:image:height\" content=\"900\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Sophiyanah David\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@99dotco\" \/>\n<meta name=\"twitter:site\" content=\"@99dotco\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Sophiyanah David\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"8 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.99.co\/singapore\/insider\/6-key-things-to-know-before-applying-for-the-october-2024-bto\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.99.co\/singapore\/insider\/6-key-things-to-know-before-applying-for-the-october-2024-bto\/\"},\"author\":{\"name\":\"Sophiyanah David\",\"@id\":\"https:\/\/www.99.co\/singapore\/insider\/#\/schema\/person\/702f2d8d347fdec35be0d2478a4e069b\"},\"headline\":\"6 key things to know before applying for the October 2024 BTO\",\"datePublished\":\"2024-10-10T09:16:31+00:00\",\"dateModified\":\"2024-10-11T02:46:37+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.99.co\/singapore\/insider\/6-key-things-to-know-before-applying-for-the-october-2024-bto\/\"},\"wordCount\":1719,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\/\/www.99.co\/singapore\/insider\/#organization\"},\"image\":{\"@id\":\"https:\/\/www.99.co\/singapore\/insider\/6-key-things-to-know-before-applying-for-the-october-2024-bto\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.99.co\/singapore\/insider\/wp-content\/uploads\/2024\/10\/6-key-things-to-know-before-applying-for-the-october-2024-bto.jpg\",\"keywords\":[\"HDB BTO\",\"HDB BTO 2024\",\"hdb bto october 2024\",\"hdb new classification\",\"single\"],\"articleSection\":[\"HDB\",\"HDB BTO in Singapore - BTO 2024, 2025 News &amp; 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