{"id":86250,"date":"2025-06-23T14:55:30","date_gmt":"2025-06-23T06:55:30","guid":{"rendered":"https:\/\/www.99.co\/singapore\/insider\/?p=86250"},"modified":"2025-06-23T14:55:30","modified_gmt":"2025-06-23T06:55:30","slug":"hdb-15-month-wait-out-period-change","status":"publish","type":"post","link":"https:\/\/www.99.co\/singapore\/insider\/hdb-15-month-wait-out-period-change\/","title":{"rendered":"News for private property owners: The 15-month HDB wait-out period may change soon!"},"content":{"rendered":"<div id=\"bsf_rt_marker\"><\/div><p data-sourcepos=\"7:1-7:360\">There&#8217;s some exciting news that could shake up the property market, especially for private property owners out there who&#8217;ve been eyeing an HDB resale flat.<\/p>\n<p data-sourcepos=\"7:1-7:360\">Get ready, because the 15-month wait-out period for private home owners looking to shift to an HDB flat might be relaxed, or even <em>completely removed<\/em>, much sooner than 2027!<\/p>\n<p data-sourcepos=\"9:1-9:230\">This positive update comes straight from <strong>National Development Minister Chee Hong Tat<\/strong>, who shared these insights at a <a href=\"https:\/\/www.straitstimes.com\/singapore\/housing\/private-homeowners-may-not-have-to-wait-till-2027-for-change-in-hdb-wait-out-period-chee-hong-tat\" target=\"_blank\" rel=\"noopener\">community event in Toa Payoh<\/a> just this past weekend (June 21st, 2025).<\/p>\n<p data-sourcepos=\"9:1-9:230\">Now, it&#8217;s crucial to remember that this is <em>his personal view<\/em> and not yet a verified government decision. Still, it&#8217;s a powerful signal that the inconvenience caused by this measure for private property owners looking to right-size is being seriously considered.<\/p>\n<h2>Table of Contents<\/h2>\n<ul>\n<li><a href=\"#why-the-change\">Why the change? It&#8217;s all about supply and stabilisation<\/a><\/li>\n<li><a href=\"#early-signs\">Early signs of a stable market<\/a><\/li>\n<li><a href=\"#pros-and-cons\">Pros and cons: What this could mean for you<\/a><\/li>\n<\/ul>\n<h2 id=\"why-the-change\">Why the change? It&#8217;s all about supply and stabilisation<\/h2>\n<p><img decoding=\"async\" class=\"alignnone size-full wp-image-71575\" src=\"https:\/\/www.99.co\/singapore\/insider\/wp-content\/uploads\/2023\/12\/HDB_BTO_2024_February.jpg\" alt=\"HDB BTO 2024 February details\" width=\"1200\" height=\"900\" srcset=\"https:\/\/www.99.co\/singapore\/insider\/wp-content\/uploads\/2023\/12\/HDB_BTO_2024_February.jpg 1200w, https:\/\/www.99.co\/singapore\/insider\/wp-content\/uploads\/2023\/12\/HDB_BTO_2024_February-150x113.jpg 150w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" \/><\/p>\n<p>The 15-month wait-out period, introduced in September 2022, was a cooling measure designed to moderate the rapid appreciation in the HDB market and ensure affordability; especially for first-time buyers.<\/p>\n<p>However, the landscape is now shifting. Minister Chee highlighted two key factors that could pave the way for this relaxation.<\/p>\n<p>Starting from 2026, the supply of resale flats is expected to rise significantly. This is because many <a href=\"https:\/\/www.99.co\/singapore\/hdb\/bto\" target=\"_blank\" rel=\"noopener\">Build-To-Order<\/a> (BTO) flats, which saw delays due to the COVID-19 pandemic, will be reaching their five-year <a href=\"https:\/\/www.99.co\/singapore\/insider\/property-jargon-of-the-day-minimum-occupation-period-mop\/\" target=\"_blank\" rel=\"noopener\">Minimum Occupation Period<\/a> (MOP). This influx of units hitting the market is crucial.<\/p>\n<p>Moreover, over 50,000 new BTO units are slated for launch between 2025 and 2027. This continued strong supply of new flats, combined with the expected rise in resale units, is anticipated to help moderate resale prices.<\/p>\n<div style=\"border: 2px solid #E0E0E0; padding: 20px; margin: 25px 0; border-radius: 8px;\">\n<p><em>If you\u2019re eager to learn more about what to expect from the upcoming launches or to understand how last year\u2019s changes might affect your BTO application this year, then this in-depth guide on the <a href=\"https:\/\/www.99.co\/singapore\/insider\/hdb-flat-supply-2025-2027\/\" target=\"_blank\" rel=\"noopener\">HDB flat supply for 2025-2027<\/a> should prove useful.<\/em><\/p>\n<\/div>\n<p>According to Minister Chee, this increased supply and market stabilisation could create the &#8220;right time&#8221; for authorities to re-evaluate the 15-month cooling measure. He even dropped a hint that private property owners might not have to wait until 2027 or 2028 for this review to actually happen. Talk about moving things along!<\/p>\n<h2 id=\"early-signs\">Early signs of a stable market<\/h2>\n<p>The numbers are already showing promising trends. The HDB resale price index grew by 1.6% in Q1 2025, a decrease from 2.6% in Q4 2024. This marks the lowest growth in the past five quarters, an early indication of price stabilisation in the HDB resale market.<\/p>\n<p>While there&#8217;s no specific threshold for a decision, the continued improvement in the market situation should allow the authorities room to make the call for a rule change.<\/p>\n<p>Interestingly, when asked whether the government would consider shortening the requirement or removing it entirely, Minister Chee leaned towards the latter! He expressed his personal view that if the situation allows, scrapping the requirement entirely should be considered.<\/p>\n<p>He acknowledged the inconvenience the 15-month requirement poses but reiterated that its original objective, i.e. safeguarding the affordability of resale flats for buyers; especially first-timers, remains valid and important.<\/p>\n<p><iframe loading=\"lazy\" style=\"border: none; width: 350px !important; box-shadow: 0px 2px 12px rgb(11 17 52 \/ 15%); border-radius: 16px;\" src=\"https:\/\/www.99.co\/property-value-widget?contentSource=insider-blog&amp;contentId=the-arden-sale-units\" width=\"350\" height=\"370\" scrolling=\"no\"><span data-mce-type=\"bookmark\" style=\"display: inline-block; width: 0px; overflow: hidden; line-height: 0;\" class=\"mce_SELRES_start\"><\/span><span data-mce-type=\"bookmark\" style=\"display: inline-block; width: 0px; overflow: hidden; line-height: 0;\" class=\"mce_SELRES_start\"><\/span><span data-mce-type=\"bookmark\" style=\"display: inline-block; width: 0px; overflow: hidden; line-height: 0;\" class=\"mce_SELRES_start\"><\/span><span data-mce-type=\"bookmark\" style=\"display: inline-block; width: 0px; overflow: hidden; line-height: 0;\" class=\"mce_SELRES_start\"><\/span><span data-mce-type=\"bookmark\" style=\"display: inline-block; width: 0px; overflow: hidden; line-height: 0;\" class=\"mce_SELRES_start\"><\/span><span data-mce-type=\"bookmark\" style=\"display: inline-block; width: 0px; overflow: hidden; line-height: 0;\" class=\"mce_SELRES_start\"><\/span><span data-mce-type=\"bookmark\" style=\"display: inline-block; width: 0px; overflow: hidden; line-height: 0;\" class=\"mce_SELRES_start\"><\/span><span data-mce-type=\"bookmark\" style=\"display: inline-block; width: 0px; overflow: hidden; line-height: 0;\" class=\"mce_SELRES_start\"><\/span><span data-mce-type=\"bookmark\" style=\"display: inline-block; width: 0px; overflow: hidden; line-height: 0;\" class=\"mce_SELRES_start\"><\/span><span data-mce-type=\"bookmark\" style=\"display: inline-block; width: 0px; overflow: hidden; line-height: 0;\" class=\"mce_SELRES_start\"><\/span><span data-mce-type=\"bookmark\" style=\"display: inline-block; width: 0px; overflow: hidden; line-height: 0;\" class=\"mce_SELRES_start\"><\/span><span data-mce-type=\"bookmark\" style=\"display: inline-block; width: 0px; overflow: hidden; line-height: 0;\" class=\"mce_SELRES_start\"><\/span><span data-mce-type=\"bookmark\" style=\"display: inline-block; width: 0px; overflow: hidden; line-height: 0;\" class=\"mce_SELRES_start\"><\/span><span data-mce-type=\"bookmark\" style=\"display: inline-block; width: 0px; overflow: hidden; line-height: 0;\" class=\"mce_SELRES_start\"><\/span><span data-mce-type=\"bookmark\" style=\"display: inline-block; width: 0px; overflow: hidden; line-height: 0;\" class=\"mce_SELRES_start\"><\/span><span data-mce-type=\"bookmark\" style=\"display: inline-block; width: 0px; overflow: hidden; line-height: 0;\" class=\"mce_SELRES_start\"><\/span><span data-mce-type=\"bookmark\" style=\"display: inline-block; width: 0px; overflow: hidden; line-height: 0;\" class=\"mce_SELRES_start\"><\/span><span data-mce-type=\"bookmark\" style=\"display: inline-block; width: 0px; overflow: hidden; line-height: 0;\" class=\"mce_SELRES_start\"><\/span><span data-mce-type=\"bookmark\" style=\"display: inline-block; width: 0px; overflow: hidden; line-height: 0;\" class=\"mce_SELRES_start\"><\/span><span data-mce-type=\"bookmark\" style=\"display: inline-block; width: 0px; overflow: hidden; line-height: 0;\" class=\"mce_SELRES_start\"><span data-mce-type=\"bookmark\" style=\"display: inline-block; width: 0px; overflow: hidden; line-height: 0;\" class=\"mce_SELRES_start\"><\/span><\/span><\/iframe><\/p>\n<h2 id=\"pros-and-cons\">Pros and cons: What this could mean for you<\/h2>\n<p>So, if the 15-month wait-out period does get changed or removed, what are the potential upsides and downsides for different groups of homeowners?<\/p>\n<h3>Pros of the rules changing (or being removed):<\/h3>\n<ul>\n<li><strong>For private property owners shifting to an HDB flat:<\/strong> This is the biggest win! You&#8217;d gain much greater flexibility and immediate access to the HDB resale market after selling your private property. No more lengthy interim housing solutions or concerns about market fluctuations during the waiting period. It means a smoother, faster transition for those looking to right-size or manage their finances.<\/li>\n<li><strong>Increased transaction volume:<\/strong> With more private property owners able to enter the HDB resale market, we could see an increase in transaction volumes, providing more choices for buyers and potentially a more liquid market for sellers.<\/li>\n<li><strong>Improved market efficiency:<\/strong> Removing the barrier allows for more natural market dynamics, where supply and demand can adjust more directly without an artificial hold on a segment of buyers.<\/li>\n<\/ul>\n<h3>Cons\/considerations if the rules change (or are removed):<\/h3>\n<ul>\n<li><strong>Potential for price upswing (especially initially):<\/strong> While the increase in HDB supply is meant to moderate prices, some analysts worry that a sudden influx of cash-rich private property owners, particularly those interested in larger or more desirable HDB flats, could initially drive up prices in certain segments. This was, after all, the reason the measure was put in place. Any significant policy change can introduce some short-term volatility as the market adjusts to the new landscape.<\/li>\n<li><strong>Increased competition for first-time buyers:<\/strong> This could potentially make it harder for first-time HDB buyers to compete, especially for prime or popular resale flats, if they are up against those with more immediate financial liquidity from a private property sale. The government&#8217;s stated aim of safeguarding affordability for first-timers will be crucial to monitor.<\/li>\n<\/ul>\n<p>This is certainly an exciting and dynamic time for the Singapore property market, with potential shifts that could benefit many. As 99.co, we&#8217;ll be keeping a close eye on any further announcements and how these changes unfold.<\/p>\n    <section id=\"portal-widget-tab-panel-6a51ac2a91dee\" class=\"portal-widget-tab-panel\">\n        <div class=\"swiper-container\" id=\"swiper-container-6a51ac2a91dee\">\n                        <div class=\"row-title-widget\">\n                <div class=\"portal-widget-carousel-title-left\"><h4 class=\"portal-widget-title\">Looking to buy an HDB flat? Start your search today!<\/h4><\/div>\n                <div class=\"portal-widget-carousel-title-right text-right\"><span class=\"portal-widget-see-all-link link-top\"><a href=\"\" class=\"nndc-open-app-link\" data-url=\"https:\/\/www.99.co\/singapore\/sale\/hdb\/cheap?utm_source=blog&utm_medium=widget\">See all listings<\/a><\/span><\/div>\n            <\/div>\n                        <div class=\"portal-widget-carousel swiper-wrapper\">\n                                    <div class=\"portal-widget-carousel__card swiper-slide\">\n                            <div class=\"portal-widget-formatted-tags\">\n            <\/div>\n                        <div class=\"card-image\">\n                            <img decoding=\"async\" src=\"https:\/\/pic2.99.co\/v3\/PJXkCwqPUGEyH9FygSZVSD?text=KangLing+Beh&sampling=lanczos&version=1&height=600&width=800&mode=fill&quality=80&convert_if_png=true&signature=3f5b2a96574b93181b022bc15052294cd045934b\" alt=\"325 Sembawang Crescent Photo\">\n                        <\/div>\n                        <div class=\"card-description\">\n                            <div class=\"card-text card-title\">325 Sembawang Crescent<\/div>\n                            <div class=\"card-text card-subtitle\">Singapore 750325 \u00b7 D27<\/div>\n                            <div class=\"card-text card-room\">\n                                <div >\n                                    <img decoding=\"async\" src=\"https:\/\/www.99.co\/singapore\/insider\/wp-content\/plugins\/nndc-portal\/public\/partials\/..\/images\/bed-icon.svg\" alt=\"bedroom\">\n                                    <span>3<\/span>\n                                <\/div>\n                                <div >\n                                    <img decoding=\"async\" src=\"https:\/\/www.99.co\/singapore\/insider\/wp-content\/plugins\/nndc-portal\/public\/partials\/..\/images\/bath-icon.svg\" alt=\"bathroom\">\n                                    <span>2<\/span>\n                                <\/div>\n                                <div >\n                                    <span>1,324 sqft<\/span>\n                                <\/div>\n                            <\/div>\n                            <div class=\"card-text card-price\">S$ 670,000<\/div>\n                        <\/div>\n                        <div class=\"card-button\">\n                            <button class=\"btn-view-listing nndc-open-app-link\" data-url=\"https:\/\/www.99.co\/singapore\/sale\/property\/325-sembawang-crescent-hdb-5tenZLJMzjbsWMigqbQgKT?utm_source=blog&utm_medium=widget\">View this listing<\/button>\n                        <\/div>\n                    <\/div>\n                                    <div class=\"portal-widget-carousel__card swiper-slide\">\n                            <div class=\"portal-widget-formatted-tags\">\n            <\/div>\n                        <div class=\"card-image\">\n                            <img decoding=\"async\" src=\"https:\/\/pic2.99.co\/v3\/EWYSuB8iUfrtbzwt4pb4Vh?text=Chiau+Hong+Chen&sampling=lanczos&version=1&height=600&width=800&mode=fill&quality=80&convert_if_png=true&signature=db22fda9e3739111b48bd8e373aa93c014d4fed3\" alt=\"Eaton Park Photo\">\n                        <\/div>\n                        <div class=\"card-description\">\n                            <div class=\"card-text card-title\">Eaton Park<\/div>\n                            <div class=\"card-text card-subtitle\">Eaton Walk \u00b7 D28<\/div>\n                            <div class=\"card-text card-room\">\n                                <div >\n                                    <img decoding=\"async\" src=\"https:\/\/www.99.co\/singapore\/insider\/wp-content\/plugins\/nndc-portal\/public\/partials\/..\/images\/bed-icon.svg\" alt=\"bedroom\">\n                                    <span>4<\/span>\n                                <\/div>\n                                <div >\n                                    <img decoding=\"async\" src=\"https:\/\/www.99.co\/singapore\/insider\/wp-content\/plugins\/nndc-portal\/public\/partials\/..\/images\/bath-icon.svg\" alt=\"bathroom\">\n                                    <span>3<\/span>\n                                <\/div>\n                                <div >\n                                    <span>2,174 sqft<\/span>\n                                <\/div>\n                            <\/div>\n                            <div class=\"card-text card-price\">S$ 5,000,000<\/div>\n                        <\/div>\n                        <div class=\"card-button\">\n                            <button class=\"btn-view-listing nndc-open-app-link\" data-url=\"https:\/\/www.99.co\/singapore\/sale\/property\/eaton-walk-landed-DeMK8UMksYDu8Wf8JsLSra?utm_source=blog&utm_medium=widget\">View this listing<\/button>\n                        <\/div>\n                    <\/div>\n                                    <div class=\"portal-widget-carousel__card swiper-slide\">\n                                                <div class=\"card-image\">\n                            <img decoding=\"async\" src=\"https:\/\/pic2.99.co\/v3\/5cSg42L3ZtKSN49MToyfn4?text=Sri+Redjeki+Widjaja+%28Ekky+Widjaja%29&sampling=lanczos&version=1&height=600&width=800&mode=fill&quality=80&convert_if_png=true&signature=361a762902f799d7226c4b5d3e1c7e301f4a5eb8\" alt=\"1 Lorong 7 Toa Payoh Photo\">\n                        <\/div>\n                        <div class=\"card-description\">\n                            <div class=\"card-text card-title\">1 Lorong 7 Toa Payoh<\/div>\n                            <div class=\"card-text card-subtitle\">Singapore 310001 \u00b7 D12<\/div>\n                            <div class=\"card-text card-room\">\n                                <div >\n                                    <img decoding=\"async\" src=\"https:\/\/www.99.co\/singapore\/insider\/wp-content\/plugins\/nndc-portal\/public\/partials\/..\/images\/bed-icon.svg\" alt=\"bedroom\">\n                                    <span>3<\/span>\n                                <\/div>\n                                <div >\n                                    <img decoding=\"async\" src=\"https:\/\/www.99.co\/singapore\/insider\/wp-content\/plugins\/nndc-portal\/public\/partials\/..\/images\/bath-icon.svg\" alt=\"bathroom\">\n                                    <span>2<\/span>\n                                <\/div>\n                                <div >\n                                    <span>720 sqft<\/span>\n                                <\/div>\n                            <\/div>\n                            <div class=\"card-text card-price\">S$ 375,000<\/div>\n                        <\/div>\n                        <div class=\"card-button\">\n                            <button class=\"btn-view-listing nndc-open-app-link\" data-url=\"https:\/\/www.99.co\/singapore\/sale\/property\/1-lorong-7-toa-payoh-hdb-bFJwgRABs2DvxG2GBYjjQC?utm_source=blog&utm_medium=widget\">View this listing<\/button>\n                        <\/div>\n                    <\/div>\n                                    <div class=\"portal-widget-carousel__card swiper-slide\">\n                                                <div class=\"card-image\">\n                            <img decoding=\"async\" src=\"https:\/\/pic2.99.co\/v3\/5AcLt4A4NTs3fM8mPsucAj?text=Valerie+Tan&sampling=lanczos&version=1&height=600&width=800&mode=fill&quality=80&convert_if_png=true&signature=a9ef13778d69d198450f7d11810507082eb1c45f\" alt=\"The M Photo\">\n                        <\/div>\n                        <div class=\"card-description\">\n                            <div class=\"card-text card-title\">The M<\/div>\n                            <div class=\"card-text card-subtitle\">30 Middle Rd \u00b7 D7<\/div>\n                            <div class=\"card-text card-room\">\n                                <div >\n                                    <img decoding=\"async\" src=\"https:\/\/www.99.co\/singapore\/insider\/wp-content\/plugins\/nndc-portal\/public\/partials\/..\/images\/bed-icon.svg\" alt=\"bedroom\">\n                                    <span>1<\/span>\n                                <\/div>\n                                <div >\n                                    <img decoding=\"async\" src=\"https:\/\/www.99.co\/singapore\/insider\/wp-content\/plugins\/nndc-portal\/public\/partials\/..\/images\/bath-icon.svg\" alt=\"bathroom\">\n                                    <span>1<\/span>\n                                <\/div>\n                                <div >\n                                    <span>463 sqft<\/span>\n                                <\/div>\n                            <\/div>\n                            <div class=\"card-text card-price\">S$ 1,300,000<\/div>\n                        <\/div>\n                        <div class=\"card-button\">\n                            <button class=\"btn-view-listing nndc-open-app-link\" data-url=\"https:\/\/www.99.co\/singapore\/sale\/property\/the-m-condo-ay3vHo3hPhQyZWk5ELTLki?utm_source=blog&utm_medium=widget\">View this listing<\/button>\n                        <\/div>\n                    <\/div>\n                                    <div class=\"portal-widget-carousel__card swiper-slide\">\n                                                <div class=\"card-image\">\n                            <img decoding=\"async\" src=\"https:\/\/pic2.99.co\/v3\/d4NBZuvQnYnPx2gNy3VQRY?text=MAX+LEE+MING+XIU&sampling=lanczos&version=1&height=600&width=800&mode=fill&quality=80&convert_if_png=true&signature=c5b55546f3cd613a7b9b0e550bf9e9bdf085a303\" alt=\"95B Henderson Road Photo\">\n                        <\/div>\n                        <div class=\"card-description\">\n                            <div class=\"card-text card-title\">95B Henderson Road<\/div>\n                            <div class=\"card-text card-subtitle\">Singapore 152095 \u00b7 D3<\/div>\n                            <div class=\"card-text card-room\">\n                                <div >\n                                    <img decoding=\"async\" src=\"https:\/\/www.99.co\/singapore\/insider\/wp-content\/plugins\/nndc-portal\/public\/partials\/..\/images\/bed-icon.svg\" alt=\"bedroom\">\n                                    <span>3<\/span>\n                                <\/div>\n                                <div >\n                                    <img decoding=\"async\" src=\"https:\/\/www.99.co\/singapore\/insider\/wp-content\/plugins\/nndc-portal\/public\/partials\/..\/images\/bath-icon.svg\" alt=\"bathroom\">\n                                    <span>2<\/span>\n                                <\/div>\n                                <div >\n                                    <span>893 sqft<\/span>\n                                <\/div>\n                            <\/div>\n                            <div class=\"card-text card-price\">S$ 1,000,000<\/div>\n                        <\/div>\n                        <div class=\"card-button\">\n                            <button class=\"btn-view-listing nndc-open-app-link\" data-url=\"https:\/\/www.99.co\/singapore\/sale\/property\/95b-henderson-road-hdb-dTvPpBSknL6pT33n949Ufb?utm_source=blog&utm_medium=widget\">View this listing<\/button>\n                        <\/div>\n                    <\/div>\n                                    <div class=\"portal-widget-carousel__card swiper-slide\">\n                                                <div class=\"card-image\">\n                            <img decoding=\"async\" src=\"https:\/\/pic2.99.co\/v3\/ybX9ctWYRe5mojPV8t2QFT?text=Willy+Ng&sampling=lanczos&version=1&height=600&width=800&mode=fill&quality=80&convert_if_png=true&signature=76f2056b831e804ac2b3470e54adba7529502552\" alt=\"Tembusu Grand Photo\">\n                        <\/div>\n                        <div class=\"card-description\">\n                            <div class=\"card-text card-title\">Tembusu Grand<\/div>\n                            <div class=\"card-text card-subtitle\">96 Jln Tembusu \u00b7 D15<\/div>\n                            <div class=\"card-text card-room\">\n                                <div >\n                                    <img decoding=\"async\" src=\"https:\/\/www.99.co\/singapore\/insider\/wp-content\/plugins\/nndc-portal\/public\/partials\/..\/images\/bed-icon.svg\" alt=\"bedroom\">\n                                    <span>5<\/span>\n                                <\/div>\n                                <div >\n                                    <img decoding=\"async\" src=\"https:\/\/www.99.co\/singapore\/insider\/wp-content\/plugins\/nndc-portal\/public\/partials\/..\/images\/bath-icon.svg\" alt=\"bathroom\">\n                                    <span>6<\/span>\n                                <\/div>\n                                <div >\n                                    <span>2,691 sqft<\/span>\n                                <\/div>\n                            <\/div>\n                            <div class=\"card-text card-price\">S$ 7,888,000<\/div>\n                        <\/div>\n                        <div class=\"card-button\">\n                            <button class=\"btn-view-listing nndc-open-app-link\" data-url=\"https:\/\/www.99.co\/singapore\/sale\/property\/tembusu-grand-condo-8KXRSasSddBhtFFxVu76h3?utm_source=blog&utm_medium=widget\">View this listing<\/button>\n                        <\/div>\n                    <\/div>\n                                    <div class=\"portal-widget-carousel__card swiper-slide\">\n                                                <div class=\"card-image\">\n                            <img decoding=\"async\" src=\"https:\/\/pic2.99.co\/v3\/SxWLbC8n9gNNhjvVsgpurB?text=Ida+Seto&sampling=lanczos&version=1&height=600&width=800&mode=fill&quality=80&convert_if_png=true&signature=5a7d4a9be2cf47165211e237883c917f6bb58827\" alt=\"313 Ang Mo Kio Avenue 3 Photo\">\n                        <\/div>\n                        <div class=\"card-description\">\n                            <div class=\"card-text card-title\">313 Ang Mo Kio Avenue 3<\/div>\n                            <div class=\"card-text card-subtitle\">Singapore 560313 \u00b7 D20<\/div>\n                            <div class=\"card-text card-room\">\n                                <div >\n                                    <img decoding=\"async\" src=\"https:\/\/www.99.co\/singapore\/insider\/wp-content\/plugins\/nndc-portal\/public\/partials\/..\/images\/bed-icon.svg\" alt=\"bedroom\">\n                                    <span>2<\/span>\n                                <\/div>\n                                <div >\n                                    <img decoding=\"async\" src=\"https:\/\/www.99.co\/singapore\/insider\/wp-content\/plugins\/nndc-portal\/public\/partials\/..\/images\/bath-icon.svg\" alt=\"bathroom\">\n                                    <span>2<\/span>\n                                <\/div>\n                                <div >\n                                    <span>786 sqft<\/span>\n                                <\/div>\n                            <\/div>\n                            <div class=\"card-text card-price\">S$ 460,000<\/div>\n                        <\/div>\n                        <div class=\"card-button\">\n                            <button class=\"btn-view-listing nndc-open-app-link\" data-url=\"https:\/\/www.99.co\/singapore\/sale\/property\/313-ang-mo-kio-avenue-3-hdb-ATUzQRrhF6jFiSzJstPK4A?utm_source=blog&utm_medium=widget\">View this listing<\/button>\n                        <\/div>\n                    <\/div>\n                                    <div class=\"portal-widget-carousel__card swiper-slide\">\n                                                <div class=\"card-image\">\n                            <img decoding=\"async\" src=\"https:\/\/pic2.99.co\/v3\/fVWuA7MvkEXbixAtbdGt75?text=Kenny+Chua&sampling=lanczos&version=1&height=600&width=800&mode=fill&quality=80&convert_if_png=true&signature=4388c19667ed197426db897b2214afe87f49f3a8\" alt=\"Haig Residences Photo\">\n                        <\/div>\n                        <div class=\"card-description\">\n                            <div class=\"card-text card-title\">Haig Residences<\/div>\n                            <div class=\"card-text card-subtitle\">163 Haig Rd \u00b7 D15<\/div>\n                            <div class=\"card-text card-room\">\n                                <div >\n                                    <img decoding=\"async\" src=\"https:\/\/www.99.co\/singapore\/insider\/wp-content\/plugins\/nndc-portal\/public\/partials\/..\/images\/bed-icon.svg\" alt=\"bedroom\">\n                                    <span>1<\/span>\n                                <\/div>\n                                <div >\n                                    <img decoding=\"async\" src=\"https:\/\/www.99.co\/singapore\/insider\/wp-content\/plugins\/nndc-portal\/public\/partials\/..\/images\/bath-icon.svg\" alt=\"bathroom\">\n                                    <span>1<\/span>\n                                <\/div>\n                                <div >\n                                    <span>452 sqft<\/span>\n                                <\/div>\n                            <\/div>\n                            <div class=\"card-text card-price\">S$ 808,000<\/div>\n                        <\/div>\n                        <div class=\"card-button\">\n                            <button class=\"btn-view-listing nndc-open-app-link\" data-url=\"https:\/\/www.99.co\/singapore\/sale\/property\/haig-residences-condo-6s73j9bktGUeJmwokNhk5M?utm_source=blog&utm_medium=widget\">View this listing<\/button>\n                        <\/div>\n                    <\/div>\n                                    <div class=\"portal-widget-carousel__card swiper-slide\">\n                                                <div class=\"card-image\">\n                            <img decoding=\"async\" src=\"https:\/\/pic2.99.co\/v3\/2NApzM6hR3h65cXUHYonx3?text=Dan+Soon&sampling=lanczos&version=1&height=600&width=800&mode=fill&quality=80&convert_if_png=true&signature=6320311b843b36fa8bd2f7639b3535ec87919dad\" alt=\"332 Yishun Ring Road Photo\">\n                        <\/div>\n                        <div class=\"card-description\">\n                            <div class=\"card-text card-title\">332 Yishun Ring Road<\/div>\n                            <div class=\"card-text card-subtitle\">Singapore 760332 \u00b7 D27<\/div>\n                            <div class=\"card-text card-room\">\n                                <div >\n                                    <img decoding=\"async\" src=\"https:\/\/www.99.co\/singapore\/insider\/wp-content\/plugins\/nndc-portal\/public\/partials\/..\/images\/bed-icon.svg\" alt=\"bedroom\">\n                                    <span>4<\/span>\n                                <\/div>\n                                <div >\n                                    <img decoding=\"async\" src=\"https:\/\/www.99.co\/singapore\/insider\/wp-content\/plugins\/nndc-portal\/public\/partials\/..\/images\/bath-icon.svg\" alt=\"bathroom\">\n                                    <span>2<\/span>\n                                <\/div>\n                                <div >\n                                    <span>1,313 sqft<\/span>\n                                <\/div>\n                            <\/div>\n                            <div class=\"card-text card-price\">S$ 650,000<\/div>\n                        <\/div>\n                        <div class=\"card-button\">\n                            <button class=\"btn-view-listing nndc-open-app-link\" data-url=\"https:\/\/www.99.co\/singapore\/sale\/property\/332-yishun-ring-road-hdb-RWVjnepchXvrPGC7A3vRdH?utm_source=blog&utm_medium=widget\">View this listing<\/button>\n                        <\/div>\n                    <\/div>\n                                    <div class=\"portal-widget-carousel__card swiper-slide\">\n                                                <div class=\"card-image\">\n                            <img decoding=\"async\" src=\"https:\/\/pic2.99.co\/v3\/W4jEuQugGFz8xKGSPjtFQf?text=Colin+Tang&sampling=lanczos&version=1&height=600&width=800&mode=fill&quality=80&convert_if_png=true&signature=6201a5748771baf45af22e73c7cb2936713c3530\" alt=\"136 Serangoon North Avenue 2 Photo\">\n                        <\/div>\n                        <div class=\"card-description\">\n                            <div class=\"card-text card-title\">136 Serangoon North Avenue 2<\/div>\n                            <div class=\"card-text card-subtitle\">Singapore 550136 \u00b7 D19<\/div>\n                            <div class=\"card-text card-room\">\n                                <div >\n                                    <img decoding=\"async\" src=\"https:\/\/www.99.co\/singapore\/insider\/wp-content\/plugins\/nndc-portal\/public\/partials\/..\/images\/bed-icon.svg\" alt=\"bedroom\">\n                                    <span>4<\/span>\n                                <\/div>\n                                <div >\n                                    <img decoding=\"async\" src=\"https:\/\/www.99.co\/singapore\/insider\/wp-content\/plugins\/nndc-portal\/public\/partials\/..\/images\/bath-icon.svg\" alt=\"bathroom\">\n                                    <span>2<\/span>\n                                <\/div>\n                                <div >\n                                    <span>1,108 sqft<\/span>\n                                <\/div>\n                            <\/div>\n                            <div class=\"card-text card-price\">S$ 670,000<\/div>\n                        <\/div>\n                        <div class=\"card-button\">\n                            <button class=\"btn-view-listing nndc-open-app-link\" data-url=\"https:\/\/www.99.co\/singapore\/sale\/property\/136-serangoon-north-avenue-2-hdb-EDiR5JPbVSnVa2Z6XgHuuT?utm_source=blog&utm_medium=widget\">View this listing<\/button>\n                        <\/div>\n                    <\/div>\n                            <\/div>\n            <!-- Add Arrows -->\n            <div class=\"swiper-button-next\"><\/div>\n            <div class=\"swiper-button-prev\"><\/div>\n                    <\/div>\n    <\/section>\n\n<p>&nbsp;<\/p>\n<p><strong><em>What are your thoughts on the possible removal of the 15-month wait-out period? Let us know in the comments below!<\/em><\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"<p>There&#8217;s some exciting news that could shake up the property market, especially for private property owners out there who&#8217;ve been eyeing an HDB resale flat. Get ready, because the 15-month wait-out period for private home owners looking to shift to an HDB flat might be relaxed, or even completely removed, much sooner than 2027! This&hellip;<\/p>\n","protected":false},"author":17,"featured_media":86268,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_relevanssi_hide_post":"","_relevanssi_hide_content":"","_relevanssi_pin_for_all":"","_relevanssi_pin_keywords":"","_relevanssi_unpin_keywords":"","_relevanssi_related_keywords":"","_relevanssi_related_include_ids":"","_relevanssi_related_exclude_ids":"","_relevanssi_related_no_append":"","_relevanssi_related_not_related":"","_relevanssi_related_posts":"","_relevanssi_noindex_reason":"","_lmt_disableupdate":"no","_lmt_disable":"no","_genesis_hide_title":false,"_genesis_hide_breadcrumbs":false,"_genesis_hide_singular_image":false,"_genesis_hide_footer_widgets":false,"_genesis_custom_body_class":"","_genesis_custom_post_class":"","_genesis_layout":"","footnotes":""},"categories":[53631,57131],"tags":[],"persona":[57125,57127,57126,57128],"class_list":{"2":"type-post","13":"entry","14":"has-post-thumbnail"},"acf":[],"yoast_head":"<!-- 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