{"id":87979,"date":"2025-07-29T16:15:44","date_gmt":"2025-07-29T08:15:44","guid":{"rendered":"https:\/\/www.99.co\/singapore\/insider\/?p=87979"},"modified":"2025-10-27T17:31:03","modified_gmt":"2025-10-27T09:31:03","slug":"july-2025-bto-application-rates","status":"publish","type":"post","link":"https:\/\/www.99.co\/singapore\/insider\/july-2025-bto-application-rates\/","title":{"rendered":"July 2025 BTO Application rates soar as Simei Symphony\u2019s 5-room flats see highest demand"},"content":{"rendered":"<div id=\"bsf_rt_marker\"><\/div><p>The HDB <a href=\"https:\/\/www.99.co\/singapore\/insider\/july-2025-bto-launch-updates\/\" target=\"_blank\" rel=\"noopener\">July BTO exercise<\/a> has now officially closed. According to the latest numbers, <a href=\"https:\/\/services2.hdb.gov.sg\/webapp\/BP13BTOENQWeb\/AR_Jul2025_BTO?strSystem=BTO\" target=\"_blank\" rel=\"noopener\">20,994 applications<\/a> were received for the 5,547 flats on offer.<\/p>\n<p>These figures reflect continued strong demand across a range of flat types, particularly in centrally located towns such as Toa Payoh, Clementi, and Simei. The exercise also marked the first rollout of the new<a href=\"http:\/\/99.co\/singapore\/insider\/family-care-singapore-singles-housing\/\" target=\"_blank\" rel=\"noopener\"> Family Care Scheme<\/a>, designed to give singles and families priority when applying to live near parents.<\/p>\n<p>Together with the <a href=\"https:\/\/www.99.co\/singapore\/insider\/hdb-income-assessment-changes\/\" target=\"_blank\" rel=\"noopener\">Deferred Income Assessment<\/a> and increased second-timer quotas, these changes have begun to shape both application patterns and demand.<\/p>\n<h2>Table of Contents<\/h2>\n<ul>\n<li><a href=\"#takeaways\">TL;DR: Key takeaways<\/a><\/li>\n<li><a href=\"#flexi-demand\">Demand remains high for 2-room Flexi flats<\/a><\/li>\n<li><a href=\"#larger-demand\">Larger flat types in Toa Payoh and Simei in highest demand<\/a><\/li>\n<li><a href=\"#demand\">Modest demand among other areas<\/a><\/li>\n<\/ul>\n<p><iframe loading=\"lazy\" style=\"border: none; width: 350px !important; box-shadow: 0px 2px 12px rgb(11 17 52 \/ 15%); border-radius: 16px;\" src=\"https:\/\/www.99.co\/property-value-widget?contentSource=insider-blog&amp;contentId=the-arden-sale-units\" width=\"350\" height=\"370\" scrolling=\"no\"><span data-mce-type=\"bookmark\" style=\"display: inline-block; width: 0px; overflow: hidden; line-height: 0;\" class=\"mce_SELRES_start\"><\/span><span data-mce-type=\"bookmark\" style=\"display: inline-block; width: 0px; overflow: hidden; line-height: 0;\" class=\"mce_SELRES_start\"><\/span><span data-mce-type=\"bookmark\" style=\"display: inline-block; width: 0px; overflow: hidden; line-height: 0;\" class=\"mce_SELRES_start\"><\/span><span data-mce-type=\"bookmark\" style=\"display: inline-block; width: 0px; overflow: hidden; line-height: 0;\" class=\"mce_SELRES_start\"><\/span><span data-mce-type=\"bookmark\" style=\"display: inline-block; width: 0px; overflow: hidden; line-height: 0;\" class=\"mce_SELRES_start\"><\/span><span data-mce-type=\"bookmark\" style=\"display: inline-block; width: 0px; overflow: hidden; line-height: 0;\" class=\"mce_SELRES_start\"><\/span><span data-mce-type=\"bookmark\" style=\"display: inline-block; width: 0px; overflow: hidden; line-height: 0;\" class=\"mce_SELRES_start\"><\/span><span data-mce-type=\"bookmark\" style=\"display: inline-block; width: 0px; overflow: hidden; line-height: 0;\" class=\"mce_SELRES_start\"><\/span><span data-mce-type=\"bookmark\" style=\"display: inline-block; width: 0px; overflow: hidden; line-height: 0;\" class=\"mce_SELRES_start\"><\/span><span data-mce-type=\"bookmark\" style=\"display: inline-block; width: 0px; overflow: hidden; line-height: 0;\" class=\"mce_SELRES_start\"><\/span><span data-mce-type=\"bookmark\" style=\"display: inline-block; width: 0px; overflow: hidden; line-height: 0;\" class=\"mce_SELRES_start\"><\/span><span data-mce-type=\"bookmark\" style=\"display: inline-block; width: 0px; overflow: hidden; line-height: 0;\" class=\"mce_SELRES_start\"><\/span><span data-mce-type=\"bookmark\" style=\"display: inline-block; width: 0px; overflow: hidden; line-height: 0;\" class=\"mce_SELRES_start\"><\/span><span data-mce-type=\"bookmark\" style=\"display: inline-block; width: 0px; overflow: hidden; line-height: 0;\" class=\"mce_SELRES_start\"><\/span><span data-mce-type=\"bookmark\" style=\"display: inline-block; width: 0px; overflow: hidden; line-height: 0;\" class=\"mce_SELRES_start\"><\/span><span data-mce-type=\"bookmark\" style=\"display: inline-block; width: 0px; overflow: hidden; line-height: 0;\" class=\"mce_SELRES_start\"><\/span><span data-mce-type=\"bookmark\" style=\"display: inline-block; width: 0px; overflow: hidden; line-height: 0;\" class=\"mce_SELRES_start\"><\/span><span data-mce-type=\"bookmark\" style=\"display: inline-block; width: 0px; overflow: hidden; line-height: 0;\" class=\"mce_SELRES_start\"><\/span><span data-mce-type=\"bookmark\" style=\"display: inline-block; width: 0px; overflow: hidden; line-height: 0;\" class=\"mce_SELRES_start\"><\/span><span data-mce-type=\"bookmark\" style=\"display: inline-block; width: 0px; overflow: hidden; line-height: 0;\" class=\"mce_SELRES_start\"><span data-mce-type=\"bookmark\" style=\"display: inline-block; width: 0px; overflow: hidden; line-height: 0;\" class=\"mce_SELRES_start\"><\/span><\/span><\/iframe><\/p>\n<h2 id=\"takeaways\">TL;DR: Key takeaways<\/h2>\n<ul>\n<li><a href=\"https:\/\/www.99.co\/singapore\/hdb\/simei-symphony-dekD91cZj0pmBacP8NoBmfdy\" target=\"_blank\" rel=\"noopener\">Simei Symphony<\/a> saw the highest demand for 2-room Flexi flats among first-timer singles, with 38.7 applicants per unit.<\/li>\n<li><a href=\"https:\/\/www.99.co\/singapore\/hdb\/toa-payoh-ascent-deXJdbbfzVkIOB2qZPuACupa\" target=\"_blank\" rel=\"noopener\">Toa Payoh Ascent <\/a>3-room flats saw the second-highest second-timer rate, at 40.4 per unit.<\/li>\n<li>2-room Flexi demand remained strong, with 43.9 first-timer singles per unit at Simei.<\/li>\n<li><a href=\"https:\/\/www.99.co\/singapore\/hdb\/clementi-emerald-deYkm97DHPsogRop5n8fDeV4\" target=\"_blank\" rel=\"noopener\">Clementi Emerald<\/a> and Toa Payoh Ascent also drew heavy competition for 4-room flats from second-timer families.<\/li>\n<li>Demand in non-mature towns remained moderate, keeping them viable for budget-conscious buyers.<\/li>\n<\/ul>\n<h2 id=\"flexi-demand\">Demand remains high for 2-room Flexi flats<\/h2>\n<p>2-room Flexi flats, designed primarily for seniors, saw consistent demand. Seniors aged 55 and above often downsize from larger flats to monetise their existing homes and unlock retirement income. These units are offered with flexible leases ranging from 15 to 45 years, which makes them significantly more affordable than the typical 99-year lease.<\/p>\n<p>Singles aged 35 and above, also subscribed heavily to 2-room Flexi units as it remains the best way for them to get a brand new BTO unit. Since October 2024, this group can apply for such flats across all <a href=\"https:\/\/www.99.co\/singapore\/insider\/hdb-bto-classification\/\" target=\"_blank\" rel=\"noopener\">estate types<\/a>\u2014Standard, Plus, and Prime\u2014which has considerably broadened their options.<\/p>\n<p>Among all towns, Simei Symphony stood out with 43.9 first-timer single applicants per unit, the highest ever recorded, surpassing Toa Payoh Ascent (34.4). <a href=\"https:\/\/www.99.co\/singapore\/hdb\/bangkit-breeze-deCiB9Hu9uIAFQjvXbCAQshK\" target=\"_blank\" rel=\"noopener\">Bangkit Breeze<\/a> (33.6) and Clementi Emerald (29.6) also saw elevated application rates from singles.<\/p>\n<p>For comparison, the last time demand reached similar levels was during the October 2024 BTO launch, when 2-room Flexi flats in <a href=\"https:\/\/www.99.co\/singapore\/hdb\/bukit-batok\" target=\"_blank\" rel=\"noopener\">Bukit Batok<\/a> drew 33.4 applicants per unit, followed by <a href=\"https:\/\/www.99.co\/singapore\/sale\/hdb-towns\/kallang-whampoa\" target=\"_blank\" rel=\"noopener\">Kallang\/Whampoa<\/a> at 27.7.<\/p>\n<p><img decoding=\"async\" class=\"alignnone size-full wp-image-88108\" src=\"https:\/\/www.99.co\/singapore\/insider\/wp-content\/uploads\/2025\/07\/HDB-July-BTO-2-room-flexi-application.png\" alt=\"\" width=\"1426\" height=\"838\" \/><\/p>\n<p>Simei Symphony is located adjacent to<a href=\"https:\/\/www.99.co\/singapore\/sale\/hdb\/upper-changi-mrt\" target=\"_blank\" rel=\"noopener\"> Upper Changi MRT Station<\/a> on the Downtown Line, with Exit D leading directly to the project. All blocks are within a short walk from the station.<\/p>\n<p>Toa Payoh Ascent is within a 10-minute walk of both <a href=\"https:\/\/www.99.co\/singapore\/sale\/hdb\/caldecott-mrt\" target=\"_blank\" rel=\"noopener\">Caldecott MRT<\/a> (Circle and Thomson-East Coast Lines) and Braddell MRT (North-South Line). These transport links, combined with their location in mature estates, enhance their appeal to both younger buyers and seniors. Most importantly, this project has a relatively shorter wait time of 41 months which adds to its appeal.<\/p>\n<p>Starting prices for 2-room Flexi flats begin at S$212,000 at Toa Payoh Ascent and S$193,000 at Simei Symphony. In the other projects, 2-room Flexi units can range from S$148,000 at <a href=\"https:\/\/www.99.co\/singapore\/hdb\/sembawang-beacon-dewoLNyzammVCTucyublI9P7\" target=\"_blank\" rel=\"noopener\">Sembawang Beacon<\/a> to S$214,000 at <a href=\"https:\/\/www.99.co\/singapore\/hdb\/clementi-emerald-deYkm97DHPsogRop5n8fDeV4\" target=\"_blank\" rel=\"noopener\">Clementi Emerald<\/a>.<\/p>\n    <section id=\"portal-widget-tab-panel-6ac17947eb0cb\" class=\"portal-widget-tab-panel\">\n        <div class=\"swiper-container\" id=\"swiper-container-6ac17947eb0cb\">\n                        <div class=\"row-title-widget\">\n                <div class=\"portal-widget-carousel-title-left\"><h4 class=\"portal-widget-title\">Looking for 2-room units? We found you the best<\/h4><\/div>\n                <div class=\"portal-widget-carousel-title-right text-right\"><span class=\"portal-widget-see-all-link link-top\"><a href=\"\" class=\"nndc-open-app-link\" data-url=\"#\">See all listings<\/a><\/span><\/div>\n            <\/div>\n                        <div class=\"portal-widget-carousel swiper-wrapper\">\n                                    <div class=\"portal-widget-carousel__card swiper-slide\">\n                                                <div class=\"card-image\">\n                            <img decoding=\"async\" src=\"https:\/\/pic2.99.co\/v3\/SiMUd2rYSQXwJicLwMGeEE?text=Simon+Lum+%E8%A5%BF%E9%97%A8&sampling=lanczos&version=1&height=600&width=800&mode=fill&quality=80&convert_if_png=true&signature=2203c0b359677467544e69dfef5222cdb67cfb0b\" alt=\"Guillemard Suites Photo\">\n                        <\/div>\n                        <div class=\"card-description\">\n                            <div class=\"card-text card-title\">Guillemard Suites<\/div>\n                            <div class=\"card-text card-subtitle\">213 Guillemard Rd \u00b7 D14<\/div>\n                            <div class=\"card-text card-room\">\n                                <div >\n                                    <img decoding=\"async\" src=\"https:\/\/www.99.co\/singapore\/insider\/wp-content\/plugins\/nndc-portal\/public\/partials\/..\/images\/bed-icon.svg\" alt=\"bedroom\">\n                                    <span>1<\/span>\n                                <\/div>\n                                <div >\n                                    <img decoding=\"async\" src=\"https:\/\/www.99.co\/singapore\/insider\/wp-content\/plugins\/nndc-portal\/public\/partials\/..\/images\/bath-icon.svg\" alt=\"bathroom\">\n                                    <span>2<\/span>\n                                <\/div>\n                                <div >\n                                    <span>484 sqft<\/span>\n                                <\/div>\n                            <\/div>\n                            <div class=\"card-text card-price\">S$ 799,000<\/div>\n                        <\/div>\n                        <div class=\"card-button\">\n                            <button class=\"btn-view-listing nndc-open-app-link\" data-url=\"https:\/\/www.99.co\/singapore\/sale\/property\/guillemard-suites-condo-X3RWhDKnnJS2J6KrrnN2hM?utm_source=blog&utm_medium=widget\">View this listing<\/button>\n                        <\/div>\n                    <\/div>\n                                    <div class=\"portal-widget-carousel__card swiper-slide\">\n                            <div class=\"portal-widget-formatted-tags\">\n                    <span class=\"\"\n                  style=\"color:#1757d7;\n                          background-color:#F0F6FF;\">FULLY FURNISHED<\/span>\n                <\/div>\n                        <div class=\"card-image\">\n                            <img decoding=\"async\" src=\"https:\/\/pic2.99.co\/v3\/3C8hpucU83oDRnbZiUfy3S?text=Wong+Sze+Min+Clara&sampling=lanczos&version=1&height=600&width=800&mode=fill&quality=80&convert_if_png=true&signature=92e1f3f25de1d8921c9bcecbe7bc6a4fc672c8ce\" alt=\"95 Aljunied Crescent Photo\">\n                        <\/div>\n                        <div class=\"card-description\">\n                            <div class=\"card-text card-title\">95 Aljunied Crescent<\/div>\n                            <div class=\"card-text card-subtitle\">Singapore 380095 \u00b7 D14<\/div>\n                            <div class=\"card-text card-room\">\n                                <div >\n                                    <img decoding=\"async\" src=\"https:\/\/www.99.co\/singapore\/insider\/wp-content\/plugins\/nndc-portal\/public\/partials\/..\/images\/bed-icon.svg\" alt=\"bedroom\">\n                                    <span>-1<\/span>\n                                <\/div>\n                                <div style=\"display:none;\">\n                                    <img decoding=\"async\" src=\"https:\/\/www.99.co\/singapore\/insider\/wp-content\/plugins\/nndc-portal\/public\/partials\/..\/images\/bath-icon.svg\" alt=\"bathroom\">\n                                    <span><\/span>\n                                <\/div>\n                                <div >\n                                    <span>150 sqft<\/span>\n                                <\/div>\n                            <\/div>\n                            <div class=\"card-text card-price\">S$ 1,200<\/div>\n                        <\/div>\n                        <div class=\"card-button\">\n                            <button class=\"btn-view-listing nndc-open-app-link\" data-url=\"https:\/\/www.99.co\/singapore\/rooms\/property\/95-aljunied-crescent-hdb-ZAwMFDjDphg3CAYFcwV99w?utm_source=blog&utm_medium=widget\">View this listing<\/button>\n                        <\/div>\n                    <\/div>\n                                    <div class=\"portal-widget-carousel__card swiper-slide\">\n                                                <div class=\"card-image\">\n                            <img decoding=\"async\" src=\"https:\/\/pic2.99.co\/v3\/qLpQxXHBbSFefS2driTmFc?text=Jason+Wong&sampling=lanczos&version=1&height=600&width=800&mode=fill&quality=80&convert_if_png=true&signature=e1efb0ef716fe8042aa8e31112ddd83990a27399\" alt=\"Seahill Photo\">\n                        <\/div>\n                        <div class=\"card-description\">\n                            <div class=\"card-text card-title\">Seahill<\/div>\n                            <div class=\"card-text card-subtitle\">West Coast Cres \u00b7 D5<\/div>\n                            <div class=\"card-text card-room\">\n                                <div >\n                                    <img decoding=\"async\" src=\"https:\/\/www.99.co\/singapore\/insider\/wp-content\/plugins\/nndc-portal\/public\/partials\/..\/images\/bed-icon.svg\" alt=\"bedroom\">\n                                    <span>5<\/span>\n                                <\/div>\n                                <div >\n                                    <img decoding=\"async\" src=\"https:\/\/www.99.co\/singapore\/insider\/wp-content\/plugins\/nndc-portal\/public\/partials\/..\/images\/bath-icon.svg\" alt=\"bathroom\">\n                                    <span>5<\/span>\n                                <\/div>\n                                <div >\n                                    <span>3,832 sqft<\/span>\n                                <\/div>\n                            <\/div>\n                            <div class=\"card-text card-price\">S$ 5,500,000<\/div>\n                        <\/div>\n                        <div class=\"card-button\">\n                            <button class=\"btn-view-listing nndc-open-app-link\" data-url=\"https:\/\/www.99.co\/singapore\/sale\/property\/west-coast-crescent-landed-D8eejGjUJ3H7K6XxL8eqt8?utm_source=blog&utm_medium=widget\">View this listing<\/button>\n                        <\/div>\n                    <\/div>\n                                    <div class=\"portal-widget-carousel__card swiper-slide\">\n                            <div class=\"portal-widget-formatted-tags\">\n                    <span class=\"\"\n                  style=\"color:#1757d7;\n                          background-color:#F0F6FF;\">FULLY FURNISHED<\/span>\n                <\/div>\n                        <div class=\"card-image\">\n                            <img decoding=\"async\" src=\"https:\/\/pic2.99.co\/v3\/EEkjfWXpd66xeA5wyBM7tV?text=Annie+Tay&sampling=lanczos&version=1&height=600&width=800&mode=fill&quality=80&convert_if_png=true&signature=3b84d69912edf858dd1eaed8fb3f77adb1146d31\" alt=\"408 Choa Chu Kang Avenue 3 Photo\">\n                        <\/div>\n                        <div class=\"card-description\">\n                            <div class=\"card-text card-title\">408 Choa Chu Kang Avenue 3<\/div>\n                            <div class=\"card-text card-subtitle\">Singapore 680408 \u00b7 D23<\/div>\n                            <div class=\"card-text card-room\">\n                                <div >\n                                    <img decoding=\"async\" src=\"https:\/\/www.99.co\/singapore\/insider\/wp-content\/plugins\/nndc-portal\/public\/partials\/..\/images\/bed-icon.svg\" alt=\"bedroom\">\n                                    <span>-1<\/span>\n                                <\/div>\n                                <div style=\"display:none;\">\n                                    <img decoding=\"async\" src=\"https:\/\/www.99.co\/singapore\/insider\/wp-content\/plugins\/nndc-portal\/public\/partials\/..\/images\/bath-icon.svg\" alt=\"bathroom\">\n                                    <span><\/span>\n                                <\/div>\n                                <div >\n                                    <span>120 sqft<\/span>\n                                <\/div>\n                            <\/div>\n                            <div class=\"card-text card-price\">S$ 750<\/div>\n                        <\/div>\n                        <div class=\"card-button\">\n                            <button class=\"btn-view-listing nndc-open-app-link\" data-url=\"https:\/\/www.99.co\/singapore\/rooms\/property\/408-choa-chu-kang-avenue-3-hdb-eEsacBVcfF4GKkBoG3oHNW?utm_source=blog&utm_medium=widget\">View this listing<\/button>\n                        <\/div>\n                    <\/div>\n                                    <div class=\"portal-widget-carousel__card swiper-slide\">\n                                                <div class=\"card-image\">\n                            <img decoding=\"async\" src=\"https:\/\/pic2.99.co\/v3\/qMZkG4di5bKt32oVh9taha?text=Jane&sampling=lanczos&version=1&height=600&width=800&mode=fill&quality=80&convert_if_png=true&signature=403fc379f2308baec02145715fdebb45db781748\" alt=\"441 Jurong West Avenue 1 Photo\">\n                        <\/div>\n                        <div class=\"card-description\">\n                            <div class=\"card-text card-title\">441 Jurong West Avenue 1<\/div>\n                            <div class=\"card-text card-subtitle\">Singapore 640441 \u00b7 D22<\/div>\n                            <div class=\"card-text card-room\">\n                                <div >\n                                    <img decoding=\"async\" src=\"https:\/\/www.99.co\/singapore\/insider\/wp-content\/plugins\/nndc-portal\/public\/partials\/..\/images\/bed-icon.svg\" alt=\"bedroom\">\n                                    <span>3<\/span>\n                                <\/div>\n                                <div >\n                                    <img decoding=\"async\" src=\"https:\/\/www.99.co\/singapore\/insider\/wp-content\/plugins\/nndc-portal\/public\/partials\/..\/images\/bath-icon.svg\" alt=\"bathroom\">\n                                    <span>2<\/span>\n                                <\/div>\n                                <div >\n                                    <span>1,109 sqft<\/span>\n                                <\/div>\n                            <\/div>\n                            <div class=\"card-text card-price\">S$ 500,000<\/div>\n                        <\/div>\n                        <div class=\"card-button\">\n                            <button class=\"btn-view-listing nndc-open-app-link\" data-url=\"https:\/\/www.99.co\/singapore\/sale\/property\/441-jurong-west-avenue-1-hdb-FssJKMNQb78PTashgKexWm?utm_source=blog&utm_medium=widget\">View this listing<\/button>\n                        <\/div>\n                    <\/div>\n                                    <div class=\"portal-widget-carousel__card swiper-slide\">\n                            <div class=\"portal-widget-formatted-tags\">\n                    <span class=\"\"\n                  style=\"color:#1757d7;\n                          background-color:#F0F6FF;\">FULLY FURNISHED<\/span>\n                <\/div>\n                        <div class=\"card-image\">\n                            <img decoding=\"async\" src=\"https:\/\/pic2.99.co\/v3\/jraEzaX7iJVc5vuD4G2ouT?text=Daniel+chan&sampling=lanczos&version=1&height=600&width=800&mode=fill&quality=80&convert_if_png=true&signature=6dfdc5fd514b3fd9f2b0a58c4d4c5bf9fa813199\" alt=\"Marina One Residences Photo\">\n                        <\/div>\n                        <div class=\"card-description\">\n                            <div class=\"card-text card-title\">Marina One Residences<\/div>\n                            <div class=\"card-text card-subtitle\">21 Marina Way \u00b7 D1<\/div>\n                            <div class=\"card-text card-room\">\n                                <div >\n                                    <img decoding=\"async\" src=\"https:\/\/www.99.co\/singapore\/insider\/wp-content\/plugins\/nndc-portal\/public\/partials\/..\/images\/bed-icon.svg\" alt=\"bedroom\">\n                                    <span>1<\/span>\n                                <\/div>\n                                <div >\n                                    <img decoding=\"async\" src=\"https:\/\/www.99.co\/singapore\/insider\/wp-content\/plugins\/nndc-portal\/public\/partials\/..\/images\/bath-icon.svg\" alt=\"bathroom\">\n                                    <span>1<\/span>\n                                <\/div>\n                                <div >\n                                    <span>710 sqft<\/span>\n                                <\/div>\n                            <\/div>\n                            <div class=\"card-text card-price\">S$ 5,488<\/div>\n                        <\/div>\n                        <div class=\"card-button\">\n                            <button class=\"btn-view-listing nndc-open-app-link\" data-url=\"https:\/\/www.99.co\/singapore\/rent\/property\/marina-one-residences-condo-7vrq5XTpPkPDGXrskFPfXm?utm_source=blog&utm_medium=widget\">View this listing<\/button>\n                        <\/div>\n                    <\/div>\n                                    <div class=\"portal-widget-carousel__card swiper-slide\">\n                            <div class=\"portal-widget-formatted-tags\">\n            <\/div>\n                        <div class=\"card-image\">\n                            <img decoding=\"async\" src=\"https:\/\/pic2.99.co\/v3\/WGz4CSAFtdYzfpDv5VfbDF?text=Bryan+Yee&sampling=lanczos&version=1&height=600&width=800&mode=fill&quality=80&convert_if_png=true&signature=523c3d878bd28ac45d52131f8b7f760d9d7dbe5f\" alt=\"Jalan Selamat Photo\">\n                        <\/div>\n                        <div class=\"card-description\">\n                            <div class=\"card-text card-title\">Jalan Selamat<\/div>\n                            <div class=\"card-text card-subtitle\">Jln Selamat \u00b7 D14<\/div>\n                            <div class=\"card-text card-room\">\n                                <div >\n                                    <img decoding=\"async\" src=\"https:\/\/www.99.co\/singapore\/insider\/wp-content\/plugins\/nndc-portal\/public\/partials\/..\/images\/bed-icon.svg\" alt=\"bedroom\">\n                                    <span>3<\/span>\n                                <\/div>\n                                <div >\n                                    <img decoding=\"async\" src=\"https:\/\/www.99.co\/singapore\/insider\/wp-content\/plugins\/nndc-portal\/public\/partials\/..\/images\/bath-icon.svg\" alt=\"bathroom\">\n                                    <span>2<\/span>\n                                <\/div>\n                                <div >\n                                    <span>3,772 sqft<\/span>\n                                <\/div>\n                            <\/div>\n                            <div class=\"card-text card-price\">S$ 7,000,000<\/div>\n                        <\/div>\n                        <div class=\"card-button\">\n                            <button class=\"btn-view-listing nndc-open-app-link\" data-url=\"https:\/\/www.99.co\/singapore\/sale\/property\/jalan-selamat-landed-FystGeoaZfeBqonxyvu4Zk?utm_source=blog&utm_medium=widget\">View this listing<\/button>\n                        <\/div>\n                    <\/div>\n                                    <div class=\"portal-widget-carousel__card swiper-slide\">\n                            <div class=\"portal-widget-formatted-tags\">\n                    <span class=\"\"\n                  style=\"color:#1757d7;\n                          background-color:#F0F6FF;\">DIVERSITY FRIENDLY<\/span>\n                <\/div>\n                        <div class=\"card-image\">\n                            <img decoding=\"async\" src=\"https:\/\/pic2.99.co\/v3\/jZKbwpDuVYccUvgmjQPaLA?text=Dennis+Pua&sampling=lanczos&version=1&height=600&width=800&mode=fill&quality=80&convert_if_png=true&signature=facddb3c04fadb99cb39b2a2bbddb2714750ebd8\" alt=\"607 Yishun Street 61 Photo\">\n                        <\/div>\n                        <div class=\"card-description\">\n                            <div class=\"card-text card-title\">607 Yishun Street 61<\/div>\n                            <div class=\"card-text card-subtitle\">Singapore 760607 \u00b7 D27<\/div>\n                            <div class=\"card-text card-room\">\n                                <div >\n                                    <img decoding=\"async\" src=\"https:\/\/www.99.co\/singapore\/insider\/wp-content\/plugins\/nndc-portal\/public\/partials\/..\/images\/bed-icon.svg\" alt=\"bedroom\">\n                                    <span>-1<\/span>\n                                <\/div>\n                                <div style=\"display:none;\">\n                                    <img decoding=\"async\" src=\"https:\/\/www.99.co\/singapore\/insider\/wp-content\/plugins\/nndc-portal\/public\/partials\/..\/images\/bath-icon.svg\" alt=\"bathroom\">\n                                    <span><\/span>\n                                <\/div>\n                                <div >\n                                    <span>180 sqft<\/span>\n                                <\/div>\n                            <\/div>\n                            <div class=\"card-text card-price\">S$ 850<\/div>\n                        <\/div>\n                        <div class=\"card-button\">\n                            <button class=\"btn-view-listing nndc-open-app-link\" data-url=\"https:\/\/www.99.co\/singapore\/rooms\/property\/607-yishun-street-61-hdb-KxToxFU2RMyeA44Xq8sWRa?utm_source=blog&utm_medium=widget\">View this listing<\/button>\n                        <\/div>\n                    <\/div>\n                                    <div class=\"portal-widget-carousel__card swiper-slide\">\n                                                <div class=\"card-image\">\n                            <img decoding=\"async\" src=\"https:\/\/pic2.99.co\/v3\/EZbsMYaz9CJRaszWhpMZ2P?text=Helen+Han&sampling=lanczos&version=1&height=600&width=800&mode=fill&quality=80&convert_if_png=true&signature=b356b8ef0deef75bb1805dc00b80faee747a6346\" alt=\"163 Simei Road Photo\">\n                        <\/div>\n                        <div class=\"card-description\">\n                            <div class=\"card-text card-title\">163 Simei Road<\/div>\n                            <div class=\"card-text card-subtitle\">Singapore 520163 \u00b7 D18<\/div>\n                            <div class=\"card-text card-room\">\n                                <div >\n                                    <img decoding=\"async\" src=\"https:\/\/www.99.co\/singapore\/insider\/wp-content\/plugins\/nndc-portal\/public\/partials\/..\/images\/bed-icon.svg\" alt=\"bedroom\">\n                                    <span>4<\/span>\n                                <\/div>\n                                <div >\n                                    <img decoding=\"async\" src=\"https:\/\/www.99.co\/singapore\/insider\/wp-content\/plugins\/nndc-portal\/public\/partials\/..\/images\/bath-icon.svg\" alt=\"bathroom\">\n                                    <span>2<\/span>\n                                <\/div>\n                                <div >\n                                    <span>1,313 sqft<\/span>\n                                <\/div>\n                            <\/div>\n                            <div class=\"card-text card-price\">S$ 820,000<\/div>\n                        <\/div>\n                        <div class=\"card-button\">\n                            <button class=\"btn-view-listing nndc-open-app-link\" data-url=\"https:\/\/www.99.co\/singapore\/sale\/property\/163-simei-road-hdb-6f9SZiJCcyB6d94fQ8bfhP?utm_source=blog&utm_medium=widget\">View this listing<\/button>\n                        <\/div>\n                    <\/div>\n                                    <div class=\"portal-widget-carousel__card swiper-slide\">\n                            <div class=\"portal-widget-formatted-tags\">\n                    <span class=\"\"\n                  style=\"color:#1757d7;\n                          background-color:#F0F6FF;\">FULLY FURNISHED<\/span>\n                <\/div>\n                        <div class=\"card-image\">\n                            <img decoding=\"async\" src=\"https:\/\/pic2.99.co\/v3\/FN73PJf9NZPuFSQ2Lv36LN?text=Caprice+Ling&sampling=lanczos&version=1&height=600&width=800&mode=fill&quality=80&convert_if_png=true&signature=307a239edef06b51da41abf33e6663da85bc11a0\" alt=\"The Beacon Photo\">\n                        <\/div>\n                        <div class=\"card-description\">\n                            <div class=\"card-text card-title\">The Beacon<\/div>\n                            <div class=\"card-text card-subtitle\">130 Cantonment Rd \u00b7 D2<\/div>\n                            <div class=\"card-text card-room\">\n                                <div >\n                                    <img decoding=\"async\" src=\"https:\/\/www.99.co\/singapore\/insider\/wp-content\/plugins\/nndc-portal\/public\/partials\/..\/images\/bed-icon.svg\" alt=\"bedroom\">\n                                    <span>2<\/span>\n                                <\/div>\n                                <div >\n                                    <img decoding=\"async\" src=\"https:\/\/www.99.co\/singapore\/insider\/wp-content\/plugins\/nndc-portal\/public\/partials\/..\/images\/bath-icon.svg\" alt=\"bathroom\">\n                                    <span>2<\/span>\n                                <\/div>\n                                <div >\n                                    <span>1,109 sqft<\/span>\n                                <\/div>\n                            <\/div>\n                            <div class=\"card-text card-price\">S$ 5,900<\/div>\n                        <\/div>\n                        <div class=\"card-button\">\n                            <button class=\"btn-view-listing nndc-open-app-link\" data-url=\"https:\/\/www.99.co\/singapore\/rent\/property\/the-beacon-condo-ae3CQRUuvpqe3Qe6mkKfjw?utm_source=blog&utm_medium=widget\">View this listing<\/button>\n                        <\/div>\n                    <\/div>\n                            <\/div>\n            <!-- Add Arrows -->\n            <div class=\"swiper-button-next\"><\/div>\n            <div class=\"swiper-button-prev\"><\/div>\n                    <\/div>\n    <\/section>\n\n<h2><\/h2>\n<h2 id=\"larger-demand\">Larger flat types in Toa Payoh and Simei in highest demand<\/h2>\n<p>4- and 5-room flats in Toa Payoh and Simei emerged as the most competitive in this launch, with Simei taking the top spot overall.<\/p>\n<p><img decoding=\"async\" class=\"alignnone size-full wp-image-88110\" src=\"https:\/\/www.99.co\/singapore\/insider\/wp-content\/uploads\/2025\/07\/HDB-BTO-July-3-Room-And-Larger-Application-Rates.png\" alt=\"\" width=\"1182\" height=\"856\" \/><\/p>\n<p data-pm-slice=\"1 1 []\">At Simei Symphony, the 5-room flats saw 1,161 applications for just 100 units. First-timers submitted 7.5 applications per unit, while second-timers hit a remarkable 52.4 applicants per unit. This is the highest application rate across all categories!<\/p>\n<p data-start=\"197\" data-end=\"522\">One possible reason for this high demand could be that Simei Symphony does not offer 3-room flats, so buyers may be shifting their interest to the larger units. Despite the absence of a primary school within a 1km radius, many applicants appear willing to overlook this in favour of the project&#8217;s proximity to an MRT station.<\/p>\n<p data-pm-slice=\"1 3 []\">At Toa Payoh Ascent, the 4-room flats attracted 2,361 applications for 375 units. For first-timers, the application rate was 6.4 applicants per unit, while second-timer application rate stood at 27.9 applicants per unit.<\/p>\n<p>Toa Payoh Ascent&#8217;s 3-room flats also saw high demand, with\u00a05.4 applicants per unit among senior quota, and 40.4 applications per unit among second-timers.<\/p>\n<p>Meanwhile, Clementi Emerald\u2019s 4-room units (a Prime estate) drew notable demand from first-timers (3.4 per unit) as well as second-timers (19.0 per unit).<\/p>\n<p>Larger units at Toa Payoh Ascent and Simei Symphony start at approximately S$528,000 and S$603,000 respectively. While these prices are higher than those in northern estates like <a href=\"https:\/\/www.99.co\/singapore\/sale\/hdb\/woodlands\" target=\"_blank\" rel=\"noopener\">Woodlands<\/a> or <a href=\"https:\/\/www.99.co\/singapore\/sale\/hdb\/sembawang\" target=\"_blank\" rel=\"noopener\">Sembawang<\/a>, applicants appear willing to pay a premium for centrality and long-term value.<\/p>\n<p data-start=\"197\" data-end=\"522\">    <section id=\"portal-widget-tab-panel-6ac17947eba70\" class=\"portal-widget-tab-panel\">\n        <div class=\"swiper-container\" id=\"swiper-container-6ac17947eba70\">\n                        <div class=\"row-title-widget\">\n                <div class=\"portal-widget-carousel-title-left\"><h4 class=\"portal-widget-title\">Need a larger home? We got those too!<\/h4><\/div>\n                <div class=\"portal-widget-carousel-title-right text-right\"><span class=\"portal-widget-see-all-link link-top\"><a href=\"\" class=\"nndc-open-app-link\" data-url=\"https:\/\/www.99.co\/singapore\/sale\/hdb?main_category=hdb&amp;name=Singapore&amp;page_num=1&amp;page_size=36&amp;property_segments=residential&amp;query_name=Singapore&amp;rooms=3%2C4%2C5&amp;show_cluster_preview=true&amp;show_description=true&amp;show_internal_linking=true&amp;show_meta_description=true&amp;show_nearby=true&amp;sort_field=relevance&amp;sort_order=desc&utm_source=blog&utm_medium=widget\">See all listings<\/a><\/span><\/div>\n            <\/div>\n                        <div class=\"portal-widget-carousel swiper-wrapper\">\n                                    <div class=\"portal-widget-carousel__card swiper-slide\">\n                                                <div class=\"card-image\">\n                            <img decoding=\"async\" src=\"https:\/\/pic2.99.co\/v3\/VZuE6hsqVW7W4nV9rWPnUa?text=Lizzy+Zhou&sampling=lanczos&version=1&height=600&width=800&mode=fill&quality=80&convert_if_png=true&signature=4b92a7109908ed5ec58e7bfd0db47b047fe21e44\" alt=\"234 Serangoon Avenue 3 Photo\">\n                        <\/div>\n                        <div class=\"card-description\">\n                            <div class=\"card-text card-title\">234 Serangoon Avenue 3<\/div>\n                            <div class=\"card-text card-subtitle\">Singapore 550234 \u00b7 D19<\/div>\n                            <div class=\"card-text card-room\">\n                                <div >\n                                    <img decoding=\"async\" src=\"https:\/\/www.99.co\/singapore\/insider\/wp-content\/plugins\/nndc-portal\/public\/partials\/..\/images\/bed-icon.svg\" alt=\"bedroom\">\n                                    <span>3<\/span>\n                                <\/div>\n                                <div >\n                                    <img decoding=\"async\" src=\"https:\/\/www.99.co\/singapore\/insider\/wp-content\/plugins\/nndc-portal\/public\/partials\/..\/images\/bath-icon.svg\" alt=\"bathroom\">\n                                    <span>2<\/span>\n                                <\/div>\n                                <div >\n                                    <span>904 sqft<\/span>\n                                <\/div>\n                            <\/div>\n                            <div class=\"card-text card-price\">S$ 620,000<\/div>\n                        <\/div>\n                        <div class=\"card-button\">\n                            <button class=\"btn-view-listing nndc-open-app-link\" data-url=\"https:\/\/www.99.co\/singapore\/sale\/property\/234-serangoon-avenue-3-hdb-KzE52XAsxyeop5FafQ9Axt?utm_source=blog&utm_medium=widget\">View this listing<\/button>\n                        <\/div>\n                    <\/div>\n                                    <div class=\"portal-widget-carousel__card swiper-slide\">\n                                                <div class=\"card-image\">\n                            <img decoding=\"async\" src=\"https:\/\/pic2.99.co\/v3\/NnKj7rKe5mTWBHSpMEGBGi?text=EK+Enoch+Kevin&sampling=lanczos&version=1&height=600&width=800&mode=fill&quality=80&convert_if_png=true&signature=4627c69635cfc0ae576b5fd05eacf095c0875c1f\" alt=\"504 Woodlands Drive 14 Photo\">\n                        <\/div>\n                        <div class=\"card-description\">\n                            <div class=\"card-text card-title\">504 Woodlands Drive 14<\/div>\n                            <div class=\"card-text card-subtitle\">Singapore 730504 \u00b7 D25<\/div>\n                            <div class=\"card-text card-room\">\n                                <div >\n                                    <img decoding=\"async\" src=\"https:\/\/www.99.co\/singapore\/insider\/wp-content\/plugins\/nndc-portal\/public\/partials\/..\/images\/bed-icon.svg\" alt=\"bedroom\">\n                                    <span>4<\/span>\n                                <\/div>\n                                <div >\n                                    <img decoding=\"async\" src=\"https:\/\/www.99.co\/singapore\/insider\/wp-content\/plugins\/nndc-portal\/public\/partials\/..\/images\/bath-icon.svg\" alt=\"bathroom\">\n                                    <span>2<\/span>\n                                <\/div>\n                                <div >\n                                    <span>1,313 sqft<\/span>\n                                <\/div>\n                            <\/div>\n                            <div class=\"card-text card-price\">S$ 670,000<\/div>\n                        <\/div>\n                        <div class=\"card-button\">\n                            <button class=\"btn-view-listing nndc-open-app-link\" data-url=\"https:\/\/www.99.co\/singapore\/sale\/property\/504-woodlands-drive-14-hdb-jW9ifQ7rMfQNnTQYNDAD6a?utm_source=blog&utm_medium=widget\">View this listing<\/button>\n                        <\/div>\n                    <\/div>\n                                    <div class=\"portal-widget-carousel__card swiper-slide\">\n                                                <div class=\"card-image\">\n                            <img decoding=\"async\" src=\"https:\/\/pic2.99.co\/v3\/t7F2gW7C2nrQK2PSkzHc9a?text=Chan+Chor+Bong+%28Andy%29&sampling=lanczos&version=1&height=600&width=800&mode=fill&quality=80&convert_if_png=true&signature=44a99ac15f67b5025e4cbfa80354d6f07ecd38e6\" alt=\"507 Choa Chu Kang Street 51 Photo\">\n                        <\/div>\n                        <div class=\"card-description\">\n                            <div class=\"card-text card-title\">507 Choa Chu Kang Street 51<\/div>\n                            <div class=\"card-text card-subtitle\">Singapore 680507 \u00b7 D23<\/div>\n                            <div class=\"card-text card-room\">\n                                <div >\n                                    <img decoding=\"async\" src=\"https:\/\/www.99.co\/singapore\/insider\/wp-content\/plugins\/nndc-portal\/public\/partials\/..\/images\/bed-icon.svg\" alt=\"bedroom\">\n                                    <span>4<\/span>\n                                <\/div>\n                                <div >\n                                    <img decoding=\"async\" src=\"https:\/\/www.99.co\/singapore\/insider\/wp-content\/plugins\/nndc-portal\/public\/partials\/..\/images\/bath-icon.svg\" alt=\"bathroom\">\n                                    <span>2<\/span>\n                                <\/div>\n                                <div >\n                                    <span>1,388 sqft<\/span>\n                                <\/div>\n                            <\/div>\n                            <div class=\"card-text card-price\">S$ 648,000<\/div>\n                        <\/div>\n                        <div class=\"card-button\">\n                            <button class=\"btn-view-listing nndc-open-app-link\" data-url=\"https:\/\/www.99.co\/singapore\/sale\/property\/507-choa-chu-kang-street-51-hdb-NJDyECJDuGtX8vhz7azuZv?utm_source=blog&utm_medium=widget\">View this listing<\/button>\n                        <\/div>\n                    <\/div>\n                                    <div class=\"portal-widget-carousel__card swiper-slide\">\n                                                <div class=\"card-image\">\n                            <img decoding=\"async\" src=\"https:\/\/pic2.99.co\/v3\/NnNdAfpEnxMwSADxvKFNYT?text=Eric+Choy+82228903&sampling=lanczos&version=1&height=600&width=800&mode=fill&quality=80&convert_if_png=true&signature=71817a08848ac13a883bdd085376f40841752c46\" alt=\"418C Fernvale Link Photo\">\n                        <\/div>\n                        <div class=\"card-description\">\n                            <div class=\"card-text card-title\">418C Fernvale Link<\/div>\n                            <div class=\"card-text card-subtitle\">Singapore 793418 \u00b7 D28<\/div>\n                            <div class=\"card-text card-room\">\n                                <div >\n                                    <img decoding=\"async\" src=\"https:\/\/www.99.co\/singapore\/insider\/wp-content\/plugins\/nndc-portal\/public\/partials\/..\/images\/bed-icon.svg\" alt=\"bedroom\">\n                                    <span>3<\/span>\n                                <\/div>\n                                <div >\n                                    <img decoding=\"async\" src=\"https:\/\/www.99.co\/singapore\/insider\/wp-content\/plugins\/nndc-portal\/public\/partials\/..\/images\/bath-icon.svg\" alt=\"bathroom\">\n                                    <span>2<\/span>\n                                <\/div>\n                                <div >\n                                    <span>1,011 sqft<\/span>\n                                <\/div>\n                            <\/div>\n                            <div class=\"card-text card-price\">S$ 758,000<\/div>\n                        <\/div>\n                        <div class=\"card-button\">\n                            <button class=\"btn-view-listing nndc-open-app-link\" data-url=\"https:\/\/www.99.co\/singapore\/sale\/property\/418c-fernvale-link-hdb-Q4UfShdDqaeY4fwSePRi4J?utm_source=blog&utm_medium=widget\">View this listing<\/button>\n                        <\/div>\n                    <\/div>\n                                    <div class=\"portal-widget-carousel__card swiper-slide\">\n                                                <div class=\"card-image\">\n                            <img decoding=\"async\" src=\"https:\/\/pic2.99.co\/v3\/2kNyZDvV9uKN6wTAtExAVd?text=Jeslyn+Lim&sampling=lanczos&version=1&height=600&width=800&mode=fill&quality=80&convert_if_png=true&signature=b8d23625cfc6516912e1e8c81d7fe8b745d19c01\" alt=\"108C Mcnair Road Photo\">\n                        <\/div>\n                        <div class=\"card-description\">\n                            <div class=\"card-text card-title\">108C Mcnair Road<\/div>\n                            <div class=\"card-text card-subtitle\">Singapore 324108 \u00b7 D12<\/div>\n                            <div class=\"card-text card-room\">\n                                <div >\n                                    <img decoding=\"async\" src=\"https:\/\/www.99.co\/singapore\/insider\/wp-content\/plugins\/nndc-portal\/public\/partials\/..\/images\/bed-icon.svg\" alt=\"bedroom\">\n                                    <span>3<\/span>\n                                <\/div>\n                                <div >\n                                    <img decoding=\"async\" src=\"https:\/\/www.99.co\/singapore\/insider\/wp-content\/plugins\/nndc-portal\/public\/partials\/..\/images\/bath-icon.svg\" alt=\"bathroom\">\n                                    <span>2<\/span>\n                                <\/div>\n                                <div >\n                                    <span>925 sqft<\/span>\n                                <\/div>\n                            <\/div>\n                            <div class=\"card-text card-price\">S$ 880,000<\/div>\n                        <\/div>\n                        <div class=\"card-button\">\n                            <button class=\"btn-view-listing nndc-open-app-link\" data-url=\"https:\/\/www.99.co\/singapore\/sale\/property\/108c-mcnair-road-hdb-9WKm9foYRJdARa6jbEksQB?utm_source=blog&utm_medium=widget\">View this listing<\/button>\n                        <\/div>\n                    <\/div>\n                                    <div class=\"portal-widget-carousel__card swiper-slide\">\n                                                <div class=\"card-image\">\n                            <img decoding=\"async\" src=\"https:\/\/pic2.99.co\/v3\/i9pjZWJDjRMApKCoMyp7ZP?text=Shan+Farook&sampling=lanczos&version=1&height=600&width=800&mode=fill&quality=80&convert_if_png=true&signature=b16aeba1d1c27fd912b090ebe99d1d8c604345ed\" alt=\"150 Bedok Reservoir Road Photo\">\n                        <\/div>\n                        <div class=\"card-description\">\n                            <div class=\"card-text card-title\">150 Bedok Reservoir Road<\/div>\n                            <div class=\"card-text card-subtitle\">Singapore 470150 \u00b7 D16<\/div>\n                            <div class=\"card-text card-room\">\n                                <div >\n                                    <img decoding=\"async\" src=\"https:\/\/www.99.co\/singapore\/insider\/wp-content\/plugins\/nndc-portal\/public\/partials\/..\/images\/bed-icon.svg\" alt=\"bedroom\">\n                                    <span>3<\/span>\n                                <\/div>\n                                <div >\n                                    <img decoding=\"async\" src=\"https:\/\/www.99.co\/singapore\/insider\/wp-content\/plugins\/nndc-portal\/public\/partials\/..\/images\/bath-icon.svg\" alt=\"bathroom\">\n                                    <span>2<\/span>\n                                <\/div>\n                                <div >\n                                    <span>904 sqft<\/span>\n                                <\/div>\n                            <\/div>\n                            <div class=\"card-text card-price\">S$ 605,000<\/div>\n                        <\/div>\n                        <div class=\"card-button\">\n                            <button class=\"btn-view-listing nndc-open-app-link\" data-url=\"https:\/\/www.99.co\/singapore\/sale\/property\/150-bedok-reservoir-road-hdb-Ud5X3hdyoTqxnX2aPKdEb5?utm_source=blog&utm_medium=widget\">View this listing<\/button>\n                        <\/div>\n                    <\/div>\n                                    <div class=\"portal-widget-carousel__card swiper-slide\">\n                                                <div class=\"card-image\">\n                            <img decoding=\"async\" src=\"https:\/\/pic2.99.co\/v3\/Y5YNaWbLvQGriSXZdv6YxH?text=Richard+Teo&sampling=lanczos&version=1&height=600&width=800&mode=fill&quality=80&convert_if_png=true&signature=9da50301b05d9635399b81b75b63a25ac13c9264\" alt=\"233 Pasir Ris Drive 4 Photo\">\n                        <\/div>\n                        <div class=\"card-description\">\n                            <div class=\"card-text card-title\">233 Pasir Ris Drive 4<\/div>\n                            <div class=\"card-text card-subtitle\">Singapore 510233 \u00b7 D18<\/div>\n                            <div class=\"card-text card-room\">\n                                <div >\n                                    <img decoding=\"async\" src=\"https:\/\/www.99.co\/singapore\/insider\/wp-content\/plugins\/nndc-portal\/public\/partials\/..\/images\/bed-icon.svg\" alt=\"bedroom\">\n                                    <span>4<\/span>\n                                <\/div>\n                                <div >\n                                    <img decoding=\"async\" src=\"https:\/\/www.99.co\/singapore\/insider\/wp-content\/plugins\/nndc-portal\/public\/partials\/..\/images\/bath-icon.svg\" alt=\"bathroom\">\n                                    <span>2<\/span>\n                                <\/div>\n                                <div >\n                                    <span>1,421 sqft<\/span>\n                                <\/div>\n                            <\/div>\n                            <div class=\"card-text card-price\">S$ 760,000<\/div>\n                        <\/div>\n                        <div class=\"card-button\">\n                            <button class=\"btn-view-listing nndc-open-app-link\" data-url=\"https:\/\/www.99.co\/singapore\/sale\/property\/233-pasir-ris-drive-4-hdb-bkB6Etq7zTFozV2YwyKAZn?utm_source=blog&utm_medium=widget\">View this listing<\/button>\n                        <\/div>\n                    <\/div>\n                                    <div class=\"portal-widget-carousel__card swiper-slide\">\n                            <div class=\"portal-widget-formatted-tags\">\n            <\/div>\n                        <div class=\"card-image\">\n                            <img decoding=\"async\" src=\"https:\/\/pic2.99.co\/v3\/3cyUzG3gjUvj2wyGchMV78?text=James+Wong&sampling=lanczos&version=1&height=600&width=800&mode=fill&quality=80&convert_if_png=true&signature=59d1381cbaa66de78046b27178c712960b0bb2bf\" alt=\"710 Woodlands Drive 70 Photo\">\n                        <\/div>\n                        <div class=\"card-description\">\n                            <div class=\"card-text card-title\">710 Woodlands Drive 70<\/div>\n                            <div class=\"card-text card-subtitle\">Singapore 730710 \u00b7 D25<\/div>\n                            <div class=\"card-text card-room\">\n                                <div >\n                                    <img decoding=\"async\" src=\"https:\/\/www.99.co\/singapore\/insider\/wp-content\/plugins\/nndc-portal\/public\/partials\/..\/images\/bed-icon.svg\" alt=\"bedroom\">\n                                    <span>3<\/span>\n                                <\/div>\n                                <div >\n                                    <img decoding=\"async\" src=\"https:\/\/www.99.co\/singapore\/insider\/wp-content\/plugins\/nndc-portal\/public\/partials\/..\/images\/bath-icon.svg\" alt=\"bathroom\">\n                                    <span>2<\/span>\n                                <\/div>\n                                <div >\n                                    <span>1,087 sqft<\/span>\n                                <\/div>\n                            <\/div>\n                            <div class=\"card-text card-price\">S$ 588,000<\/div>\n                        <\/div>\n                        <div class=\"card-button\">\n                            <button class=\"btn-view-listing nndc-open-app-link\" data-url=\"https:\/\/www.99.co\/singapore\/sale\/property\/710-woodlands-drive-70-hdb-n8BRM4mRbrjS3BFkVNHLAf?utm_source=blog&utm_medium=widget\">View this listing<\/button>\n                        <\/div>\n                    <\/div>\n                                    <div class=\"portal-widget-carousel__card swiper-slide\">\n                            <div class=\"portal-widget-formatted-tags\">\n            <\/div>\n                        <div class=\"card-image\">\n                            <img decoding=\"async\" src=\"https:\/\/pic2.99.co\/v3\/MCTo62cSEjpjxUxPJtdzcG?text=Alex+Teoh&sampling=lanczos&version=1&height=600&width=800&mode=fill&quality=80&convert_if_png=true&signature=a9d49620054da630f7fec9998d0ecbc292aef375\" alt=\"349 Bukit Batok Street 34 Photo\">\n                        <\/div>\n                        <div class=\"card-description\">\n                            <div class=\"card-text card-title\">349 Bukit Batok Street 34<\/div>\n                            <div class=\"card-text card-subtitle\">Singapore 650349 \u00b7 D23<\/div>\n                            <div class=\"card-text card-room\">\n                                <div >\n                                    <img decoding=\"async\" src=\"https:\/\/www.99.co\/singapore\/insider\/wp-content\/plugins\/nndc-portal\/public\/partials\/..\/images\/bed-icon.svg\" alt=\"bedroom\">\n                                    <span>3<\/span>\n                                <\/div>\n                                <div >\n                                    <img decoding=\"async\" src=\"https:\/\/www.99.co\/singapore\/insider\/wp-content\/plugins\/nndc-portal\/public\/partials\/..\/images\/bath-icon.svg\" alt=\"bathroom\">\n                                    <span>2<\/span>\n                                <\/div>\n                                <div >\n                                    <span>1,119 sqft<\/span>\n                                <\/div>\n                            <\/div>\n                            <div class=\"card-text card-price\">S$ 549,999<\/div>\n                        <\/div>\n                        <div class=\"card-button\">\n                            <button class=\"btn-view-listing nndc-open-app-link\" data-url=\"https:\/\/www.99.co\/singapore\/sale\/property\/349-bukit-batok-street-34-hdb-DGHGMTJTX4JGjQeyQDvNgh?utm_source=blog&utm_medium=widget\">View this listing<\/button>\n                        <\/div>\n                    <\/div>\n                                    <div class=\"portal-widget-carousel__card swiper-slide\">\n                                                <div class=\"card-image\">\n                            <img decoding=\"async\" src=\"https:\/\/pic2.99.co\/v3\/mUb9zgvVa4cWmcUwCJAeZS?text=Shafik+Yusope&sampling=lanczos&version=1&height=600&width=800&mode=fill&quality=80&convert_if_png=true&signature=19e78b35c45c2a9b5fb1c365c9ed04b6c0e2c75f\" alt=\"222B Bedok North Drive Photo\">\n                        <\/div>\n                        <div class=\"card-description\">\n                            <div class=\"card-text card-title\">222B Bedok North Drive<\/div>\n                            <div class=\"card-text card-subtitle\">Singapore 462222 \u00b7 D16<\/div>\n                            <div class=\"card-text card-room\">\n                                <div >\n                                    <img decoding=\"async\" src=\"https:\/\/www.99.co\/singapore\/insider\/wp-content\/plugins\/nndc-portal\/public\/partials\/..\/images\/bed-icon.svg\" alt=\"bedroom\">\n                                    <span>3<\/span>\n                                <\/div>\n                                <div >\n                                    <img decoding=\"async\" src=\"https:\/\/www.99.co\/singapore\/insider\/wp-content\/plugins\/nndc-portal\/public\/partials\/..\/images\/bath-icon.svg\" alt=\"bathroom\">\n                                    <span>2<\/span>\n                                <\/div>\n                                <div >\n                                    <span>990 sqft<\/span>\n                                <\/div>\n                            <\/div>\n                            <div class=\"card-text card-price\">S$ 1,000,000<\/div>\n                        <\/div>\n                        <div class=\"card-button\">\n                            <button class=\"btn-view-listing nndc-open-app-link\" data-url=\"https:\/\/www.99.co\/singapore\/sale\/property\/222b-bedok-north-drive-hdb-RKfcKNPgYA94PdHWbXe6is?utm_source=blog&utm_medium=widget\">View this listing<\/button>\n                        <\/div>\n                    <\/div>\n                            <\/div>\n            <!-- Add Arrows -->\n            <div class=\"swiper-button-next\"><\/div>\n            <div class=\"swiper-button-prev\"><\/div>\n                    <\/div>\n    <\/section>\n<\/p>\n<h2 id=\"#demand\">Modest demand among other areas<\/h2>\n<figure class=\"wp-block-table\">\n<div class=\"table-responsive\">\n<table style=\"border-collapse: collapse; width: 100%;\">\n<thead>\n<tr>\n<th style=\"border: 1px solid #000; padding: 8px;\">Project<\/th>\n<th style=\"border: 1px solid #000; padding: 8px;\">Flat Type<\/th>\n<th style=\"border: 1px solid #000; padding: 8px;\">First-timer Rate<\/th>\n<th style=\"border: 1px solid #000; padding: 8px;\">Second-timer Rate<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td style=\"border: 1px solid #000; padding: 8px;\">Sembawang Beacon<\/td>\n<td style=\"border: 1px solid #000; padding: 8px;\">4-room (Standard)<\/td>\n<td style=\"border: 1px solid #000; padding: 8px;\">1.2<\/td>\n<td style=\"border: 1px solid #000; padding: 8px;\">1.2<\/td>\n<\/tr>\n<tr>\n<td style=\"border: 1px solid #000; padding: 8px;\">Woodlands North Grove<\/td>\n<td style=\"border: 1px solid #000; padding: 8px;\">4-room<\/td>\n<td style=\"border: 1px solid #000; padding: 8px;\">1.3<\/td>\n<td style=\"border: 1px solid #000; padding: 8px;\">1.2<\/td>\n<\/tr>\n<tr>\n<td style=\"border: 1px solid #000; padding: 8px;\">Bangkit Breeze<\/td>\n<td style=\"border: 1px solid #000; padding: 8px;\">4-room (Standard)<\/td>\n<td style=\"border: 1px solid #000; padding: 8px;\">1.6<\/td>\n<td style=\"border: 1px solid #000; padding: 8px;\">1.1<\/td>\n<\/tr>\n<tr>\n<td style=\"border: 1px solid #000; padding: 8px;\">Sembawang Beacon<\/td>\n<td style=\"border: 1px solid #000; padding: 8px;\">5-room (Standard)<\/td>\n<td style=\"border: 1px solid #000; padding: 8px;\">0.7<\/td>\n<td style=\"border: 1px solid #000; padding: 8px;\">0.5<\/td>\n<\/tr>\n<tr>\n<td style=\"border: 1px solid #000; padding: 8px;\">Sembawang Beacon<\/td>\n<td style=\"border: 1px solid #000; padding: 8px;\">3Gen (Standard)<\/td>\n<td style=\"border: 1px solid #000; padding: 8px;\">0.2<\/td>\n<td style=\"border: 1px solid #000; padding: 8px;\">\u2013<\/td>\n<\/tr>\n<tr>\n<td style=\"border: 1px solid #000; padding: 8px;\">Woodlands North Grove<\/td>\n<td style=\"border: 1px solid #000; padding: 8px;\">5-room<\/td>\n<td style=\"border: 1px solid #000; padding: 8px;\">0.6<\/td>\n<td style=\"border: 1px solid #000; padding: 8px;\">0.4<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<\/figure>\n<p data-pm-slice=\"1 1 []\">While demand remained red-hot in central locations, northern towns like Woodlands, Bukit Panjang, and Sembawang saw more modest application rates. This was likely due to a combination of factors such as longer projected wait times, fewer nearby MRT stations, and less established neighbourhood amenities compared to mature estates. Additionally, younger families or first-time buyers may prioritise proximity to workplaces and schools, which tends to favour central or city-fringe locations.<\/p>\n<p>These estates may appeal more to buyers seeking affordability, more flexible lease options, or those willing to wait longer in exchange for more spacious layouts and quieter surroundings.<\/p>\n<h2>Broader trends<\/h2>\n<p>The July 2025 launch saw higher application rates than February\u2019s exercise, rising from 3.2 to 3.9 applicants per unit. This spike suggests renewed demand for public housing, likely driven by rising resale flat prices and policy changes, including increased allocation for second-timers and the rollout of the Family Care Scheme.<\/p>\n<p>Compared to the <a href=\"https:\/\/www.99.co\/singapore\/insider\/sale-of-balance-flats-hdb\/\" target=\"_blank\" rel=\"noopener\">Sale of Balance Flats<\/a> (SBF), BTO flats drew more attention, especially in high-demand locations such as Bukit Merah, Clementi, Toa Payoh, and Tampines. This is likely due to more predictable completion timelines and eligibility benefits tied to new launches.<\/p>\n<p>Notably, Prime Location Housing remained competitive despite stricter resale conditions and subsidy recovery rules. Over 12,000 applicants vied for PLH flats, the highest since November 2022.<\/p>\n<p>The July 2025 BTO results confirm that location, estate type, and eligibility schemes are shaping demand more than ever. With second-timer competition intensifying, and singles increasingly active in the market, the next few launches will likely continue to reflect these trends.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>The HDB July BTO exercise has now officially closed. According to the latest numbers, 20,994 applications were received for the 5,547 flats on offer. These figures reflect continued strong demand across a range of flat types, particularly in centrally located towns such as Toa Payoh, Clementi, and Simei. The exercise also marked the first rollout&hellip;<\/p>\n","protected":false},"author":17,"featured_media":88011,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_relevanssi_hide_post":"","_relevanssi_hide_content":"","_relevanssi_pin_for_all":"","_relevanssi_pin_keywords":"","_relevanssi_unpin_keywords":"","_relevanssi_related_keywords":"","_relevanssi_related_include_ids":"","_relevanssi_related_exclude_ids":"","_relevanssi_related_no_append":"","_relevanssi_related_not_related":"","_relevanssi_related_posts":"","_relevanssi_noindex_reason":"","_lmt_disableupdate":"no","_lmt_disable":"no","_genesis_hide_title":false,"_genesis_hide_breadcrumbs":false,"_genesis_hide_singular_image":false,"_genesis_hide_footer_widgets":false,"_genesis_custom_body_class":"","_genesis_custom_post_class":"","_genesis_layout":"","footnotes":""},"categories":[53631,53642,57131],"tags":[53915,59499],"persona":[57125,57127,57126,57128],"class_list":{"2":"type-post","16":"entry","17":"has-post-thumbnail"},"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v25.7.1 (Yoast SEO v25.7) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>HDB July BTO Subscription &amp; Application Rates-99.co<\/title>\n<meta name=\"description\" content=\"Toa Payoh and Simei are the most favoured HDB towns in the recent HDB July BTO exercise. 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