{"id":9875,"date":"2017-04-17T09:04:18","date_gmt":"2017-04-17T01:04:18","guid":{"rendered":"https:\/\/www.99.co\/blog\/singapore\/?p=9875"},"modified":"2022-07-01T04:06:45","modified_gmt":"2022-06-30T20:06:45","slug":"homeowners-share-how-they-decided-between-bto-and-resale","status":"publish","type":"post","link":"https:\/\/www.99.co\/singapore\/insider\/homeowners-share-how-they-decided-between-bto-and-resale\/","title":{"rendered":"7 homeowners share the most important factor that influenced their BTO vs resale decision"},"content":{"rendered":"<div id=\"bsf_rt_marker\"><\/div><figure id=\"attachment_9880\" aria-describedby=\"caption-attachment-9880\" style=\"width: 1026px\" class=\"wp-caption alignnone\"><img decoding=\"async\" class=\"size-full wp-image-9880\" src=\"https:\/\/www.99.co\/singapore\/insider\/wp-content\/uploads\/2017\/04\/bto-vs-resale-cover.jpg\" alt=\"\" width=\"1026\" height=\"589\" srcset=\"https:\/\/www.99.co\/singapore\/insider\/wp-content\/uploads\/2017\/04\/bto-vs-resale-cover.jpg 1026w, https:\/\/www.99.co\/singapore\/insider\/wp-content\/uploads\/2017\/04\/bto-vs-resale-cover-940x540.jpg 940w\" sizes=\"(max-width: 1026px) 100vw, 1026px\" \/><figcaption id=\"caption-attachment-9880\" class=\"wp-caption-text\">Facing the age old BTO vs resale dilemma?<\/figcaption><\/figure>\n<p><span style=\"font-weight: 400;\">If you\u2019re thinking of whether to get a BTO or resale flat, there are tons of articles and resources out there that can help. It\u2019s a common decision that many first time homeowners grapple with &#8211; and we spoke to 7 of these homeowners who reveal the deciding factor that influenced their BTO vs resale decision.<\/span><\/p>\n<h3><strong>The waiting time:<\/strong><\/h3>\n<p>\u201cI guess it\u2019s a pretty obvious choice, but my fiance and I didn\u2019t want to wait for 3-5 years before moving into our flat &#8211; so we decided to get a resale flat. For people in my age bracket, I think this is pretty common &#8211; it\u2019s couples that get together really early on who prefer to get BTOs.\u201d<\/p>\n<p>Josiah, 32, bought a resale flat.<\/p>\n<h3><strong>The location:<\/strong><\/h3>\n<p>\u201cLocation is everything to me &#8211; and I knew right off the bat that I would much rather live in a mature estate, even if it means I have to pay more. I mean, having Melben Seafood and other amazing food places within walking distance? That\u2019s priceless!\u201d<\/p>\n<p>Jason, 28, bought a resale flat.<\/p>\n<p><span style=\"font-weight: 400;\">\u201cWe wanted to stay close to my parents, so that we can be nearby in the event of any emergencies. That automatically ruled out all the BTO options.\u201d<\/span><\/p>\n<p>Dorothy, 29, bought a resale flat.<\/p>\n<h3><strong>The affordability:<\/strong><\/h3>\n<p><span style=\"font-weight: 400;\">\u201cMy fiance and I have a joint account that we use for investing, and we\u2019re pretty serious about this. I would say this is the main factor that influenced our decision &#8211; we would rather get a cheaper BTO, so that we have more cash on hand to continue investing.\u201d<\/span><\/p>\n<p>Joshua, 27, bought a BTO flat.<\/p>\n<p><span style=\"font-weight: 400;\">\u201cWe plan to have kids in the next year or so, and when that happens, I\u2019ll probably be taking a sabbatical from work. Because this would mean we\u2019ll be surviving on just my husband\u2019s income for an undetermined period of time, we decided to err on the side of caution, and go for something more affordable.\u201d<\/span><\/p>\n<p>Jasmine, 30, bought a BTO flat.<\/p>\n<h3><strong>The \u201cclean slate\u201d:<\/strong><\/h3>\n<p>\u201cMy partner is just a little OCD when it comes to the design and furnishings of a place, and he kept pointing out all the things that needed to be fixed with the resale units that we were viewing. Eventually, we decided that it would be easier to get a BTO flat, so that we would be starting from a clean slate.\u201dNicole, 29, bought a BTO flat.<\/p>\n<p><span style=\"font-weight: 400;\">Nicole, 29, bought a BTO flat.<\/span><\/p>\n<h3><strong>The layout:<\/strong><\/h3>\n<p>\u201cWe feel that the new BTO flats are designed a lot better than the old flats. For one thing, it\u2019s more convenient to have the common toilet nearer the bedrooms, as opposed to being accessible only via the kitchen. Also, having a centralized garbage disposal outside the unit helps with cleanliness and hygiene.\u201d<\/p>\n<p>Guo Ming, 28, bought a BTO flat.<\/p>\n<p><span style=\"font-weight: 400;\">Still weighing your options? Check out our articles on the <\/span><a href=\"https:\/\/www.99.co\/singapore\/insider\/hidden-property-costs\/\"><span style=\"font-weight: 400;\">5 hidden property costs that can bleed you dry<\/span><\/a><span style=\"font-weight: 400;\"> when buying a home, whether you should buy <\/span><a href=\"https:\/\/www.99.co\/singapore\/insider\/hdb-space-really-need\/\"><span style=\"font-weight: 400;\">a 3-room, 4-room, or 5-room flat<\/span><\/a><span style=\"font-weight: 400;\">, and <\/span><a href=\"https:\/\/www.99.co\/singapore\/insider\/3-important-questions-singaporeans-need-to-ask-before-deciding-which-property-to-buy\/\"><span style=\"font-weight: 400;\">3 important questions Singaporeans need to ask before deciding which property to buy<\/span><\/a><span style=\"font-weight: 400;\">.<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>If you\u2019re thinking of whether to get a BTO or resale flat, there are tons of articles and resources out there that can help. It\u2019s a common decision that many first time homeowners grapple with &#8211; and we spoke to 7 of these homeowners who reveal the deciding factor that influenced their BTO vs resale&hellip;<\/p>\n","protected":false},"author":36,"featured_media":54711,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_relevanssi_hide_post":"","_relevanssi_hide_content":"","_relevanssi_pin_for_all":"","_relevanssi_pin_keywords":"","_relevanssi_unpin_keywords":"","_relevanssi_related_keywords":"","_relevanssi_related_include_ids":"","_relevanssi_related_exclude_ids":"","_relevanssi_related_no_append":"","_relevanssi_related_not_related":"","_relevanssi_related_posts":"","_relevanssi_noindex_reason":"","_lmt_disableupdate":"","_lmt_disable":"","_genesis_hide_title":false,"_genesis_hide_breadcrumbs":false,"_genesis_hide_singular_image":false,"_genesis_hide_footer_widgets":false,"_genesis_custom_body_class":"","_genesis_custom_post_class":"","_genesis_layout":"","footnotes":""},"categories":[53631,53642,53643,53589,57131],"tags":[],"persona":[],"class_list":{"2":"type-post","12":"entry","13":"has-post-thumbnail"},"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v25.7.1 (Yoast SEO v25.7) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>7 homeowners share the most important factor that influenced their BTO vs resale decision - 99.co<\/title>\n<meta name=\"description\" content=\"Thinking of whether to get a BTO or resale flat? 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