15015 Commercial Property for Rent in Singapore

Get new listing alerts for this search

Save search, get alertsStay ahead of new listings

Showing 4753 - 4788 of 15015 properties

search
Popular Keyword SearchFind homes faster
Light Industrial (B1) for Rent in Oxley Bizhub - Project Photos 0
Enquire on multiple listings at onceFaster enquiries
image

11

  • S$ 650/mo
  • S$ 6.5 psf
    • 100 sqft
    • Light Industrial (B1)
CC 11
Tai Seng MRT · 6 mins (437m)
searchUtilities Included
searchPrivate Workspace
searchWifi Included
searchShared Bathroom
searchNo GST
searchLong Term Lease
search
Relevant tagsExplore similar homes
Agent for Light Industrial (B1) for Rent in Oxley Bizhubpremium agent crown

Listed 3 weeks ago by

John Chong

Shop / Shophouse for Rent in Yishun Ring Road - Project Photos 0
image

4

  • S$ 4,500/mo
  • S$ 22.5 psf
    • 200 sqft
    • Shop / Shophouse
NS 13
Yishun MRT · 18 mins (1383m)
searchPrime Location
searchAffordable
searchGood Frontage
searchNear NTUC FairPrice
searchHigh Footfall
searchNear Hawker Centre
Agent for Shop / Shophouse for Rent in Yishun Ring Road

Listed 3 weeks ago by

Dylan Poh

Recommendedrecommended agent
Factory / Workshop (B2) for Rent in Food Ascent - Project Photos 0
image

5

  • S$ 5,500/mo
  • S$ 2.07 psf
    • 2,658 sqft
    • Factory / Workshop (B2)
searchF&B Unit
searchIndustrial Unit
searchNear MRT Station
searchHigh Ceiling Warehouse
searchLoading Bay
searchCentral Kitchen
searchDrive-In Unit
searchImmediate Move-In
searchNear Aye Expressway
searchNear Pie Expressway
Agent for Factory / Workshop (B2) for Rent in Food Ascentpremium agent crown

Listed 3 weeks ago by

Gladys Ng

Factory / Workshop (B2) for Rent in Food Xchange @ Admiralty - Project Photos 0
image

3

  • S$ 7,800/mo
  • S$ 2.04 psf
    • 3,821 sqft
    • Factory / Workshop (B2)
searchIndustrial Unit
searchHigh Ceiling Warehouse
searchLoading Bay
searchCentral Kitchen
searchFood Factory
searchDrive-In Unit
searchCold Storage
searchMezzanine Office
Agent for Factory / Workshop (B2) for Rent in Food Xchange @ Admiralty

Listed 3 weeks ago by

Jeff Tan KP

Recommendedrecommended agent
Light Industrial (B1) for Rent in Ruby Land Complex - Project Photos 0
image

4

  • S$ 7,780/mo
  • S$ 2.3 psf
    • 3,380 sqft
    • Light Industrial (B1)
DT 24
Geylang Bahru MRT · 9 mins (718m)
Agent for Light Industrial (B1) for Rent in Ruby Land Complex

Listed 3 weeks ago by

Jeff Tan KP

Recommendedrecommended agent
Light Industrial (B1) for Rent in Oxley Bizhub - Project Photos 0
image

3

  • S$ 3,200/mo
  • S$ 3.1 psf
    • 1,032 sqft
    • Light Industrial (B1)
CC 11
Tai Seng MRT · 7 mins (548m)
searchWarehouse
searchFlexible Lease Terms
searchStorage Facility
searchOffice Space
search24-Hour Access
searchConvenient Location
searchNo ABSD
Agent for Light Industrial (B1) for Rent in Oxley Bizhub

Listed 3 weeks ago by

Jeff Tan KP

Recommendedrecommended agent
Light Industrial (B1) for Rent in Richfield Industrial Centre - Project Photos 0
image

7

floor-plan

1

  • S$ 4,302/mo
  • S$ 2.7 psf
    • 1,593 sqft
    • Light Industrial (B1)
CC 9EW 8
Paya Lebar MRT · 9 mins (670m)
searchIndustrial Unit
searchWarehouse
searchHigh Ceiling Warehouse
searchLight Industrial
searchLoading Bay
searchNear CBD
searchNear Changi Airport
searchNear KPE Expressway
searchCargo Lift
searchNear PIE Expressway
Agent for Light Industrial (B1) for Rent in Richfield Industrial Centrepremium agent crown

Listed 3 weeks ago by

Gilad Coppersmith

Light Industrial (B1) for Rent in One @ Redhill Centre - Project Photos 0
image

4

floor-plan

1

  • S$ 8,800/mo
  • S$ 3.77 psf
    • 2,336 sqft
    • Light Industrial (B1)
searchGround Floor Shop
searchIndustrial Unit
searchNear MRT Station
searchHigh Ceiling Warehouse
searchCentral Location
searchFlexible Lease Terms
searchImmediate Move-In
Agent for Light Industrial (B1) for Rent in One @ Redhill Centre

Listed 3 weeks ago by

Benjamin Poh 傅敬杰

Recommendedrecommended agent
Office for Rent in Boat Quay Conservation Area - Project Photos 0
image

9

  • S$ 6,565/mo
  • S$ 5 psf
    • 1,313 sqft
    • Office
NE 5
Clarke Quay MRT · 4 mins (270m)
searchNear MRT Station
searchCentral Location
searchWell Connected Transport
searchOffice Space
searchPrime Location
searchAircon Installed
searchEfficient Layout
searchNear CBD
searchCity Fringe Location
Agent for Office for Rent in Boat Quay Conservation Area

Listed 3 weeks ago by

Evon Tan

Recommendedrecommended agent
Office for Rent in The Arts House At The Old Parliament - Project Photos 0
image

10

  • S$ 6,620/mo
  • S$ 5 psf
    • 1,324 sqft
    • Office
EW 14NS 26
Raffles Place MRT · 6 mins (416m)
searchNear MRT Station
searchCentral Location
searchWell Connected Transport
searchAircon Installed
searchEfficient Layout
searchShophouse Office
searchNear Raffles Place
searchCBD
searchNear Clarke Quay
Agent for Office for Rent in The Arts House At The Old Parliament

Listed 3 weeks ago by

Evon Tan

Recommendedrecommended agent
Factory / Workshop (B2) for Rent in Revv - Project Photos 0
READY TO MOVE
image

4

  • S$ 1,800/mo
  • S$ 5.57 psf
NEGO
    • 323 sqft
    • Factory / Workshop (B2)
    • Partially fitted
searchIndustrial Unit
searchWarehouse
searchHigh Ceiling Warehouse
searchLight Industrial
searchFlexible Lease
searchPantry Fitted
searchShort Term Lease
searchAvailable with 1-2 weeks’ notice
Agent for Factory / Workshop (B2) for Rent in Revvpremium agent crown

Listed 3 weeks ago by

Shaun Lin

Other Retail for Rent in Peninsula Shopping Complex - Project Photos 0
image

5

  • S$ 2,600/mo
  • S$ 7.12 psf
    • 365 sqft
    • Other Retail
EW 13NS 25
City Hall MRT · 4 mins (242m)
searchGround Floor Shop
searchNear MRT Station
searchRetail Unit
searchCentral Location
searchHigh Tourist Footfall
searchNear Shopping Centre
searchPrime Location
searchNear CBD
searchCity Fringe Location
searchNear Clarke Quay
Agent for Other Retail for Rent in Peninsula Shopping Complexpremium agent crown

Listed 3 weeks ago by

Mohan Murlidhar Harjani (Manu)

Shop / Shophouse for Rent in Kensington Square - Project Photos 0
image

3

  • S$ 1,600/mo
  • S$ 6.2 psf
    • 258 sqft
    • Shop / Shophouse
CC 12
Bartley MRT · 6 mins (451m)
searchImmediate Availability
searchNew Listing
searchAffordable
Agent for Shop / Shophouse for Rent in Kensington Squarepremium agent crown

Listed 3 weeks ago by

Calvin

Office for Rent in Da Jin Factory Building - Project Photos 0
image

3

  • S$ 10,000/mo
  • S$ 3.33 psf
    • 3,000 sqft
    • Office
CC 12
Bartley MRT · 8 mins (626m)
searchGround Floor Shop
searchIndustrial Unit
searchWarehouse
searchHigh Ceiling Warehouse
searchLight Industrial
searchWell-Maintained
searchEfficient Layout
Agent for Office for Rent in Da Jin Factory Buildingpremium agent crown

Listed 3 weeks ago by

Calvin

Light Industrial (B1) for Rent in Yi Xiu Factory Building - Project Photos 0
image

10

  • S$ 4,200/mo
  • S$ 3.65 psf
    • 1,150 sqft
    • Light Industrial (B1)
EW 10
Kallang MRT · 9 mins (645m)
searchNear MRT Station
searchFlexible Lease Terms
searchWell Connected Transport
searchOffice Space
searchCity Fringe Location
searchShort Term Lease
searchPartitioned Office
searchNear University
Agent for Light Industrial (B1) for Rent in Yi Xiu Factory Buildingpremium agent crown

Listed 3 weeks ago by

Calvin

Office for Rent in Paya Lebar Square - Project Photos 0
image

4

  • S$ 3,499/mo
  • S$ 6.5 psf
    • 538 sqft
    • Office
CC 9EW 8
Paya Lebar MRT · 2 mins (81m)
Agent for Office for Rent in Paya Lebar Squarepremium agent crown

Listed 3 weeks ago by

Calvin

Office for Rent in Da Jin Factory Building - Project Photos 0
image

3

  • S$ 2,300/mo
  • S$ 3.11 psf
    • 740 sqft
    • Office
CC 12
Bartley MRT · 8 mins (626m)
searchHigh Ceiling Warehouse
searchLight Industrial
searchStorage Facility
searchWell-Maintained
searchRegular Layout
searchUnfurnished Unit
Agent for Office for Rent in Da Jin Factory Buildingpremium agent crown

Listed 3 weeks ago by

Calvin

Office for Rent in One Raffles Quay - Project Photos 0
image

6

floor-plan

1

  • S$ 37,520/mo
  • S$ 14 psf
    • 2,680 sqft
    • Office
DT 17
Downtown MRT · 4 mins (245m)
Agent for Office for Rent in One Raffles Quay

Listed 3 weeks ago by

NG TONG HOI HENRY

Recommendedrecommended agent
Office for Rent in IOI Central - Project Photos 0
image

13

  • S$ 38,745/mo
  • S$ 15.5 psf
    • 2,500 sqft
    • Office
DT 17
Downtown MRT · 2 mins (107m)
searchCentral Location
searchWell Connected Transport
searchOffice Space
searchPrime Location
searchNear CBD
searchCity Fringe Location
searchBusiness Park
Agent for Office for Rent in IOI Central

Listed 3 weeks ago by

NG TONG HOI HENRY

Recommendedrecommended agent
Office for Rent in One Raffles Quay - Project Photos 0
image

4

  • S$ 33,561/mo
  • S$ 13.42 psf
    • 2,500 sqft
    • Office
DT 17
Downtown MRT · 4 mins (245m)
searchCentral Location
searchWell Connected Transport
searchPrime Location
searchNear CBD
searchWest Facing Unit
searchRegular Layout
Agent for Office for Rent in One Raffles Quay

Listed 3 weeks ago by

NG TONG HOI HENRY

Recommendedrecommended agent
Office for Rent in Raffles Xchange - Project Photos 0
image

9

  • S$ 24,687/mo
  • S$ 11.7 psf
    • 2,110 sqft
    • Office
EW 14NS 26
Raffles Place MRT · 1 mins (46m)
searchImmediate Availability
searchPrivate Workspace
searchDirect Owner Listing
searchFlexible Viewing
searchHigh Floor
searchLobby Frontage
searchFitted Office
searchPremium Office
Agent for Office for Rent in Raffles Xchange

Listed 3 weeks ago by

Jeremy Lim

Recommendedrecommended agent
Office for Rent in City Square Mall - Project Photos 0
image

5

floor-plan

1

  • S$ 13,699/mo
  • S$ 9.5 psf
    • 1,442 sqft
    • Office
NE 8
Farrer Park MRT · 4 mins (293m)
searchNear MRT Station
searchWell Connected Transport
searchNear Shopping Centre
searchPrime Location
searchNear CBD
searchNear CTE Expressway
searchNear PIE Expressway
searchNear Expressway Exit
searchDirect MRT Access
searchNear Mall
Agent for Office for Rent in City Square Mall

Listed 3 weeks ago by

Jeremy Lim

Recommendedrecommended agent
Office for Rent in Tung Ann Association Building - Project Photos 0
image

5

  • S$ 11,628/mo
  • S$ 9 psf
    • 1,292 sqft
    • Office
TE 19
Shenton Way MRT · 4 mins (263m)
searchCentral Location
searchServiced Office
searchFully Furnished
searchMove-In Ready
searchPantry Fitted
searchTurnkey Office
searchBreakout Area
searchMeeting Room
Agent for Office for Rent in Tung Ann Association Building

Listed 3 weeks ago by

Jeremy Lim

Recommendedrecommended agent
Office for Rent in Raffles City Tower - Project Photos 0
image

14

  • S$ 119,952/mo
  • S$ 11.2 psf
    • 10,710 sqft
    • Office
EW 13NS 25
City Hall MRT · 2 mins (156m)
searchNear MRT Station
searchWell Connected Transport
searchImmediate Availability
searchOffice Space
searchPrime Location
searchFlexible Viewing
searchCentralised Location
searchDirect MRT Access
Agent for Office for Rent in Raffles City Tower

Listed 3 weeks ago by

Jeremy Lim

Recommendedrecommended agent
Food & Beverage for Rent in Boon Keng Road - Project Photos 0
image

10

  • S$ 20,000/mo
  • S$ 3.33 psf
    • 6,000 sqft
    • Food & Beverage
DT 23
Bendemeer MRT · 2 mins (125m)
searchF&B Unit
searchStreet Frontage
searchWell Connected Transport
searchHigh Tourist Footfall
searchPrime Location
searchFlagship Store
searchShophouse
searchFreehold Property
searchCentralised Location
Agent for Food & Beverage for Rent in Boon Keng Road

Listed 3 weeks ago by

Jeremy Lim

Recommendedrecommended agent
Light Industrial (B1) for Rent in Harbour Link Innohub - Project Photos 0
image

5

  • S$ 14,700/mo
  • S$ 3 psf
    • 4,900 sqft
    • Light Industrial (B1)
CC 26
Pasir Panjang MRT · 9 mins (673m)
searchIndustrial Unit
searchWarehouse
searchHigh Ceiling Warehouse
searchFlexible Lease Terms
searchImmediate Availability
searchLoading Bay
searchBare Unit
searchLarge Office
searchCentralised Location
Agent for Light Industrial (B1) for Rent in Harbour Link Innohub

Listed 3 weeks ago by

Jeremy Lim

Recommendedrecommended agent
Office for Rent in MYP Centre - Project Photos 0
image

14

floor-plan

1

  • S$ 26,278/mo
  • S$ 11.8 psf
    • 2,227 sqft
    • Office
EW 14NS 26
Raffles Place MRT · 1 mins (71m)
searchServiced Office
searchOffice Space
searchEfficient Layout
searchBusiness Space Consultant
searchNo Commission Payable
searchImmediate Viewing
searchFully Fitted
Agent for Office for Rent in MYP Centre

Listed 3 weeks ago by

Jeremy Lim

Recommendedrecommended agent
Office for Rent in Eclipse - Project Photos 0
image

9

  • S$ 27,531/mo
  • S$ 6.3 psf
    • 4,370 sqft
    • Office
    • Built: 2013
CC 23
One-North MRT · 3 mins (202m)
searchWell Connected Transport
searchImmediate Availability
searchPrivate Workspace
searchSpacious Layout
searchLarge Office
searchNear Aye Expressway
searchBright And Airy
searchPremium Office
Agent for Office for Rent in Eclipse

Listed 3 weeks ago by

Jeremy Lim

Recommendedrecommended agent
Office for Rent in Gateway East - Project Photos 0
image

5

  • S$ 50,872/mo
  • S$ 8 psf
    • 6,359 sqft
    • Office
DT 14EW 12
Bugis MRT · 5 mins (400m)
searchNear MRT Station
searchImmediate Move-In
searchNear CBD
searchHigh Floor
searchOpen Plan Office
searchReception
searchWell-Connected Transport
searchConference Room
searchBright And Airy
searchCity View
Agent for Office for Rent in Gateway East

Listed 3 weeks ago by

Jeremy Lim

Recommendedrecommended agent
Office for Rent in 111 Somerset - Project Photos 0
image

7

  • S$ 39,816/mo
  • S$ 9 psf
    • 4,424 sqft
    • Office
NS 23
Somerset MRT · 2 mins (132m)
searchNear MRT Station
searchWell Connected Transport
searchNear Shopping Centre
searchPrime Location
searchMove-In Ready
searchNear CBD
searchEasy CBD Access
searchNear Orchard Shopping Belt
searchCentralised Location
searchDirect MRT Access
Agent for Office for Rent in 111 Somerset

Listed 3 weeks ago by

Jeremy Lim

Recommendedrecommended agent
Office for Rent in One George Street - Project Photos 0
image

7

floor-plan

1

  • S$ 34,188/mo
  • S$ 14 psf
    • 2,442 sqft
    • Office
NE 5
Clarke Quay MRT · 5 mins (334m)
searchNear MRT Station
searchOffice Space
searchPrivate Workspace
searchPrime Location
searchMove-In Ready
searchNear CBD
searchPantry Fitted
searchFully Fitted
searchMeeting Room
Agent for Office for Rent in One George Street

Listed 3 weeks ago by

Jeremy Lim

Recommendedrecommended agent
Office for Rent in Plus - Project Photos 0
image

5

  • S$ 27,900/mo
  • S$ 12 psf
    • 2,325 sqft
    • Office
EW 14NS 26
Raffles Place MRT · 2 mins (146m)
searchFlexible Lease Terms
searchImmediate Availability
searchOffice Space
searchDirect Owner Listing
searchImmediate Move-In
searchBare Unit
searchFlexible Viewing
searchNew Listing
searchFuss Free Searches
searchCo-Broke Welcome
Agent for Office for Rent in Plus

Listed 3 weeks ago by

Jeremy Lim

Recommendedrecommended agent
Office for Rent in United Square - Project Photos 0
image

13

floor-plan

1

  • S$ 47,115/mo
  • S$ 8.5 psf
    • 5,543 sqft
    • Office
NS 20
Novena MRT · 4 mins (293m)
searchNear MRT Station
searchNear Shopping Centre
searchHigh Floor
searchGreen Mark Certified
searchLobby Concierge
searchPrivate Lift Lobby
searchPantry Included
searchNear Hospital
searchWell-Connected Transport
searchCity View
Agent for Office for Rent in United Square

Listed 3 weeks ago by

Jeremy Lim

Recommendedrecommended agent
Office for Rent in Mapletree Anson - Project Photos 0
image

13

  • S$ 33,312/mo
  • S$ 13.4 psf
    • 2,486 sqft
    • Office
EW 15
Tanjong Pagar MRT · 3 mins (190m)
searchOffice Space
searchImmediate Move-In
searchFully Furnished
searchPrime Location
searchHigh Floor
searchNo Agent Fee For Tenant
searchCBD Location
searchCity View
Agent for Office for Rent in Mapletree Anson

Listed 3 weeks ago by

Jeremy Lim

Recommendedrecommended agent
Office for Rent in Mapletree Anson - Project Photos 0
image

4

  • S$ 36,180/mo
  • S$ 13.4 psf
    • 2,700 sqft
    • Office
EW 15
Tanjong Pagar MRT · 3 mins (190m)
searchCentral Location
searchWell Connected Transport
searchOffice Space
searchImmediate Move-In
searchFully Furnished
searchMove-In Ready
searchEfficient Layout
searchNear CBD
searchDirect MRT Access
Agent for Office for Rent in Mapletree Anson

Listed 3 weeks ago by

Jeremy Lim

Recommendedrecommended agent
Office for Rent in Forum - Project Photos 0
image

10

  • S$ 28,736/mo
  • S$ 6.5 psf
    • 4,421 sqft
    • Office
NS 22TE 14
Orchard MRT · 6 mins (438m)
Agent for Office for Rent in Forum

Listed 3 weeks ago by

Jeremy Lim

Recommendedrecommended agent

Commercial Property for Rent FAQs

99.co offers a comprehensive selection of commercial properties for rent across Singapore. These include office spaces in CBD and fringe locations, retail shops in malls or shophouses, industrial units like warehouses and factories, food and beverage (F&B) spaces, medical suites, business park units, and co-working spaces. Whether you’re a business owner looking to open a new outlet or a startup in need of flexible office space, you’ll find a wide range of options to suit different budgets and business needs.

There are currently over 14689 commercial properties available for rent on 99.co. These listings are updated regularly and are posted by licensed real estate agents and landlords across various districts in Singapore, so you’ll have no shortage of options to explore.

To search for commercial rentals on 99.co, simply head to the Commercial for Rent page. From there, you can use the search filters to narrow down your options by location, property type (such as office, retail, industrial), rental price range, floor size, tenure, furnishing, and availability. You can also sort your results by the most recent listings or by rental price. Each listing includes detailed information, high-quality photos, and in many cases, floor plans and virtual tours.

Most listings on 99.co are submitted by licensed property agents registered with Singapore’s Council for Estate Agencies (CEA). The platform runs various checks to ensure listings are genuine, including verifying the agents’ contact details against official databases.
Users can further refine their search to show only “Must See” listings – these meet strict quality standards and, when authenticated by 99.co, include an additional “Verified” stamp for added assurance.

Yes, foreigners and foreign-owned companies can generally rent commercial properties in Singapore. There are no major restrictions for leasing office, retail, industrial, or F&B spaces, as long as the intended use aligns with the URA zoning and the property's approved use. However, you may still need to register your business with ACRA or obtain permits from relevant government agencies depending on the nature of your business operations.

Yes, you can easily filter your search results based on tenancy status – whether the unit is currently tenanted or available for immediate occupancy. If you’re looking for a ready-to-move-in space, use the filter for ‘Tenanted’ or ‘Not tenanted’. This ensures you’re only viewing listings that meet your timeline.

Remote viewings are available for some commercial listings on 99.co, depending on the agent and the property's access arrangements. Many agents offer video walkthroughs, live virtual tours, or can send pre-recorded clips to help you get a better sense of the space before scheduling an in-person visit. You can contact the agent directly through the listing page to ask about remote viewing options or to request a virtual appointment if you’re unable to visit the unit physically.

Once you’ve found a listing you’re interested in, you can contact the agent directly through the listing page using the call, WhatsApp, or enquiry form options. Most agents will respond promptly to arrange a site visit and answer any questions you may have about the property. It’s a good idea to visit multiple properties before deciding, to compare options and better understand the market.

Before committing to a lease, consider your business requirements in terms of location, unit size, floor layout, accessibility, and proximity to amenities or transport nodes. You should also review the approved usage under URA zoning, available power supply, ceiling height, loading/unloading access, and whether renovations are allowed. It’s also important to understand the lease terms – such as the rental amount, security deposit, lease duration, renewal clauses, and who is responsible for maintenance and repairs.

Yes, beyond the monthly rental, tenants should budget for additional expenses such as Goods and Services Tax (GST) if the landlord is GST-registered, utilities (electricity, water, air-conditioning), MCST or maintenance fees, and insurance. For industrial spaces, there may also be service charges for facilities such as loading bays or security. It’s always advisable to clarify these costs upfront before signing a tenancy agreement.

Commercial leases in Singapore commonly range from 1 to 3 years, though some landlords may offer shorter or longer terms depending on the property and tenant profile. Longer leases often come with more favorable terms or renewal options, but tenants should evaluate whether the duration aligns with their business plans. Always review the lease agreement for break clauses or penalties for early termination.

Yes, rental prices for commercial properties are typically negotiable, especially if you’re committing to a longer lease or making other concessions like upfront payment or minor renovations. You can negotiate directly with the landlord or agent representing the property. Factors like market demand, current occupancy rates, and lease flexibility will also influence the final rental amount.

The standard security deposit in Singapore is usually equivalent to two to three months' rent, depending on the lease duration and tenant profile. For short-term leases or new businesses, landlords may ask for a higher deposit. This deposit is held for the duration of the lease and will be refunded at the end of the term, subject to the condition of the unit and any outstanding payments.

Early termination terms are outlined in the tenancy agreement. Some leases include a break clause that allows either party to terminate the lease after a certain period with prior notice, typically three to six months. However, in the absence of such a clause, ending the lease early may result in forfeiting the deposit or paying the remaining rental as liquidated damages. Always clarify this upfront before signing the lease.

Renovations are usually allowed, but only with the landlord’s written approval and in compliance with building guidelines. You may also need to obtain permits from relevant authorities depending on the extent of the renovation. It’s also common for tenants to reinstate the unit to its original condition at the end of the lease, so it’s important to factor reinstatement costs into your budget.