Upper Cross Street
About Upper Cross Street
Upper Cross Street is a 99 years leasehold HDB development located at Upper Cross Street in District 1. It is within walking distance to MRT stations such as Chinatown MRT and Chinatown MRT, which provide residents easy access to other areas of Singapore. For young couples or families with children, Upper Cross Street is also close to schools like Luo Lan Art Living, Dyslexia Association of Singapore (DAS) - Chinatown Point Learning Centre and Premium Tutors – Private Home/Online Tuition Services in Singapore. If you're wondering about what you can do around the area, residents can head to nearby supermarkets like 美乐家 and FairPrice - Chinatown Point for groceries and household products. Never worry about your health emergencies or regular health checkups with access to nearby clinics such as Urban Dental London. Singapore Post - Chinatown Branch is the nearest post office where you can get your postal services done. For your leisure and entertainment, head down to the local park - Garden Link Bridge, to enjoy some fresh air.
Key Property Details
Project Name | Upper Cross Street |
|---|---|
Address | 536 Upper Cross Street · 050536 |
Nearest MRT | Chinatown MRT · 2 min walk |
Tenure | 99 YEARS |
Bedrooms | 2 |
District | D01 |
Neighbourhood | Outram |
Blocks | 6 |
Property type | HDB |
Buildings in Upper Cross Street
- 34 Upper Cross Street050034
- 532 Upper Cross Street050532
- 533 Upper Cross Street050533
- 535 Upper Cross Street050535
Floor Plans
Upper Cross Street has a total of None, from 2 Beds - 2 Bath to 2 Beds - 2 Bath units. There are 6 types of floor plan from 645 sqft to 645 sqft
Total floor plans
6 Types
Bedroom type
2
Floor plans for Upper Cross Street
All
2
Market Data & Trends
Sale transaction history for Upper Cross Street
All
Studio
1 BR
2 BR
3 BR
4 BR
5+ BR
Date sold | Block | Unit | Beds | PSF | Area
(sqft) | Price sold |
|---|---|---|---|---|---|---|
04/2026 | 536 | Floor 16-18
Unit xx | 2 BR | S$ 833 | 732 | S$ 610,000 |
03/2026 | 536 | Floor 10-12
Unit xx | 2 BR | S$ 817 | 646 | S$ 528,000 |
03/2026 | 34 | Floor 7-9
Unit xx | 2 BR | S$ 657 | 700 | S$ 460,000 |
01/2026 | 533 | Floor 7-9
Unit xx | 2 BR | S$ 876 | 646 | S$ 566,000 |
01/2026 | 535 | Floor 7-9
Unit xx | 2 BR | S$ 817 | 732 | S$ 598,000 |
11/2025 | 533 | Floor 7-9
Unit xx | 2 BR | S$ 882 | 646 | S$ 570,000 |
10/2025 | 533 | Floor 10-12
Unit xx | 2 BR | S$ 839 | 732 | S$ 613,888 |
10/2025 | 533 | Floor 13-15
Unit xx | 2 BR | S$ 875 | 646 | S$ 565,000 |
08/2025 | 538 | Floor 13-15
Unit xx | 2 BR | S$ 898 | 646 | S$ 580,000 |
07/2025 | 34 | Floor 4-6
Unit xx | 2 BR | S$ 640 | 700 | S$ 448,000 |
05/2025 | 34 | Floor 19-21
Unit xx | 2 BR | S$ 657 | 700 | S$ 460,000 |
04/2025 | 34 | Floor 13-15
Unit xx | 2 BR | S$ 679 | 700 | S$ 475,000 |
03/2025 | 535 | Floor 13-15
Unit xx | 2 BR | S$ 828 | 646 | S$ 535,000 |
03/2025 | 532 | Floor 16-18
Unit xx | 2 BR | S$ 910 | 646 | S$ 588,000 |
03/2025 | 536 | Floor 13-15
Unit xx | 2 BR | S$ 881 | 646 | S$ 568,888 |
03/2025 | 536 | Floor 10-12
Unit xx | 2 BR | S$ 833 | 732 | S$ 610,000 |
02/2025 | 538 | Floor 16-18
Unit xx | 2 BR | S$ 817 | 646 | S$ 528,000 |
02/2025 | 536 | Floor 4-6
Unit xx | 2 BR | S$ 828 | 646 | S$ 535,000 |
01/2025 | 34 | Floor 19-21
Unit xx | 2 BR | S$ 686 | 700 | S$ 480,000 |
01/2025 | 34 | Floor 4-6
Unit xx | 2 BR | S$ 640 | 700 | S$ 448,000 |
Rent transaction history for Upper Cross Street
All
Studio
1 BR
2 BR
3 BR
4 BR
5+ BR
Date | Beds | PSF | Area
(sqft) | Price |
|---|---|---|---|---|
05/2026 | 2 BR | S$ 4.18 | 646-646 | S$ 2,700 |
05/2026 | 2 BR | S$ 3.29 | 700-700 | S$ 2,300 |
05/2026 | 2 BR | S$ 4.71 | 700-700 | S$ 3,300 |
04/2026 | 2 BR | S$ 5.42 | 646-646 | S$ 3,500 |
04/2026 | 2 BR | S$ 4.64 | 646-646 | S$ 3,000 |
04/2026 | 2 BR | S$ 5.26 | 646-646 | S$ 3,400 |
04/2026 | 2 BR | S$ 5.11 | 646-646 | S$ 3,300 |
04/2026 | 2 BR | S$ 4.95 | 646-646 | S$ 3,200 |
04/2026 | 2 BR | S$ 5.57 | 646-646 | S$ 3,600 |
04/2026 | 2 BR | S$ 5.42 | 646-646 | S$ 3,500 |
04/2026 | 2 BR | S$ 5.57 | 700-700 | S$ 3,900 |
03/2026 | 2 BR | S$ 4.95 | 646-646 | S$ 3,200 |
03/2026 | 2 BR | S$ 5.11 | 646-646 | S$ 3,300 |
03/2026 | 2 BR | S$ 4.86 | 700-700 | S$ 3,400 |
03/2026 | 2 BR | S$ 5.00 | 700-700 | S$ 3,500 |
02/2026 | 2 BR | S$ 5.11 | 646-646 | S$ 3,300 |
02/2026 | 2 BR | S$ 5.11 | 646-646 | S$ 3,300 |
02/2026 | 2 BR | S$ 5.26 | 646-646 | S$ 3,400 |
02/2026 | 2 BR | S$ 3.50 | 700-700 | S$ 2,450 |
01/2026 | 2 BR | S$ 6.19 | 646-646 | S$ 4,000 |
Payment structure & financing options
Sale price
Mortgage calculation
on 2% interest rate
S$ 4,158
/month
Downpayment (25%)
S$ 375k
Loan amount (75%)
S$ 1.13m
Tenure (yrs)
5
35
Loan (%)
10
75
Interest (%)
0
5

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Location
Location of Upper Cross Street
Taxi
Public Transport
Driving
Add locations your travel to frequently to calculate travel time
2 Transfers
S$ 1.99
2 Transfers
S$ 0.83
1 Transfer
S$ 0.88
Amenities nearby Upper Cross Street
Schools | Distance |
|---|---|
Luo Lan Art Living | 1 min (60 m) |
Dyslexia Association of Singapore (DAS) - Chinatown Point Learning Centre | 1 min (61 m) |
Premium Tutors – Private Home/Online Tuition Services in Singapore | 2 mins (79 m) |
MRT Stations | Distance |
|---|---|
Chinatown | 3 mins (188 m) |
Clarke Quay | 6 mins (407 m) |
Maxwell | 7 mins (479 m) |
Supermarkets | Distance |
|---|---|
FairPrice - Chinatown Point | 1 min (38 m) |
美乐家 | 1 min (39 m) |
Kuo T. H. Medicine Centre | 1 min (49 m) |
Parks | Distance |
|---|---|
Garden Link Bridge | 4 mins (226 m) |
Hong Lim Park | 4 mins (230 m) |
Hong Lim Park - Speaker's Corner | 4 mins (231 m) |
Nearby HDB Projects
HDB near Upper Cross Street
Condos nearby Upper Cross Street
Blocks in Upper Cross StreetView Upper Cross Street
Property Insights
Sale price trend overtime
1M
3M
6M
1Y
5Y
10Y
Data Source: URA, Realis and 99.co
Powered by 99.co Researcher
Rent price trend overtime
1M
3M
6M
1Y
5Y
10Y
Data Source: URA, Realis and 99.co
Powered by 99.co Researcher
Compared To Near Blocks
Project | Tenure | TOP | MRT Distance | Price range (Sale) | Avg. Price (Sale) | Price range (Rent) | Avg. Price (Rent) | Rental Yield |
|---|---|---|---|---|---|---|---|---|
| Upper Cross Street | 99 yrs | - | DT 19NE 4 Chinatown MRT | 714.28 - 941.18 psf | 854.53 psf | 1,100 - 4,000 /mo | 2,405 /mo | 7.4% |
| Smith Street | 99 yrs | - | TE 18 Maxwell MRT | 773.99 - 1,020.41 psf | 897.2 psf | 4,300 /mo | 4,300 /mo | 7.13% |
| Sago Lane | - | - | TE 18 Maxwell MRT | 651.87 - 5,995.14 psf | 2,441.69 psf | 3,800 /mo | 3,800 /mo | 7.73% |
Nearby HDB Listings
All sale listingsFAQs
General FAQs
What is the address of Upper Cross Street?
The address of Upper Cross Street is 536 Upper Cross Street.
What is the nearest MRT Station to Upper Cross Street?
The nearest MRT station to Upper Cross Street is Chinatown.
What are the schools nearby Upper Cross Street?
The schools located near Upper Cross Street are Luo Lan Art Living, Dyslexia Association of Singapore (DAS) - Chinatown Point Learning Centre and Premium Tutors – Private Home/Online Tuition Services in Singapore.
What is the sale price of Upper Cross Street?
The average sale price of Upper Cross Street in the past 6 months is S$ 555.33K.
What is the rental price of Upper Cross Street?
The average rental price of Upper Cross Street in the past 6 months is S$ 3.32K.
What is the postal code of Upper Cross Street?
The postal code of Upper Cross Street is 050536.
Located FAQs
Which school is located near to Upper Cross Street?
Some of the nearest schools from Upper Cross Street are Luo Lan Art Living, Dyslexia Association of Singapore (DAS) - Chinatown Point Learning Centre and Premium Tutors – Private Home/Online Tuition Services in Singapore, providing families with quality education close to home.
What is the nearest MRT Station to Upper Cross Street?
Upper Cross Street is well-served by nearby MRT/LRT stations, such as Chinatown which is close to the development.
Where are the bus stops near Upper Cross Street?
Several bus stops can be found near Upper Cross Street, such as Chinatown Point, Opposite Hong Lim Complex and People's Park Centre which is located close to the development.
Price FAQs
What is the price range of units in Upper Cross Street?
The price range of units for sale in Upper Cross Street is S$ 499,999 ~ S$ 650,000. The prices depend on size, location within the development, and the overall demand in the new launch market.
What is the average PSF for Upper Cross Street?
The current price per square foot (PSF) at Upper Cross Street averages around S$ 714 psf ~ S$ 941 psf, depending on the unit type, floor, and view.
Investment & Finance FAQs
What is the rental yield at Upper Cross Street??
The latest data puts the average gross rental yield at ≈ 7%..
What is the current Loan-to-Value (LTV) cap for bank-financed resale HDB?
First-loan buyers can borrow up to 75% of the purchase price/valuation. The remaining 25% is the minimum down-payment.
How much upfront cash/CPF do I need for a S$ 499,999 unit?
At a 75% LTV, the down-payment is S$ 124,999(25%), of which at least S$ 24,999 (5%) must be in cash; the balance can come from CPF OA savings.
What is the Total Debt Servicing Ratio (TDSR) and why does it matter?
Banks will only grant a home loan if your total monthly debt obligations—including the new mortgage—stay within 25% of your gross monthly income.
Can I use CPF to pay for the purchase and monthly instalments?
Yes. CPF Ordinary Account savings can be used for: (i) part of the 25% down-payment above the mandatory 5% cash, (ii) Buyer/Seller stamp duties, and (iii) monthly mortgage repayments, subject to CPF usage limits depending on the remaining lease. (No ABSD can be paid with CPF.) Source: CPF housing rules.
What property-tax rates apply if I rent out my unit?
Non-owner-occupied residential property is taxed on a progressive scale of 12%–36% of Annual Value (AV) from 2026. Owner-occupiers enjoy lower 0%–32% rates.
How long does the resale HDB completion take?
A standard resale HDB sale completes in 8 to 12 weeks after the Option to Purchase is exercised.
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About the information on this page
The information on this page contains the latest available details about this development which is a mix of information generated by the 99.co team and facts obtained from official developer sources. This includes, and is not limited to, the official developer brochure, to bring you the most accurate information to help with your choice of condo.
If any of the information is inaccurate, please contact us and we will amend the details as soon as possible. If you have any queries, compliments, or feedback on how we can learn to serve you better, please also feel free to reach out to us. We’re listening!
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