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We aggregate the best rates from banks islandwide so that you can make the best informed decision on your mortgage loans.
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A step-by-step guide to finding your ideal home loan
Find out how much you can borrow with our affordability calculator.
You can obtain an AIP for free from any bank by providing your income documents. Ensure that you have AIP before you pay a deposit/option fee on any property.
A floating rate home loan is revised every month or once every three months according to market indexes. Your interest rates and monthly repayments may be higher or lower upon revision.
SOR (Swap Offer Rate) is a floating rate based on US foreign exchange rates (USD). It is generally more volatile than SIBOR due to exchange rate fluctuations, which could result in either more savings or larger loan repayments for your home loans.
Research and compare between banks to find one that suits you best.
Learn more about mortgages
Could 2019 Be a Year of Mortgagee Sales?...
Jan 14, 2019
Singapore landlords have a lot of holding power, so mortgagee sales aren’t common. The last time it spiked was way back in Q3 2017. But given the combination or rising interest rates and trade tensions, could we see a repeat of the situation in 2019? With each passing day, the answer seems to shift from...
Total Debt Servicing Ratio (TDSR): 7 Key Points to Know...
Jul 17, 2018
Implemented in June 2013 by the Monetary Authority of Singapore (MAS), the Total Debt Servicing Ratio (TDSR) is a framework that safeguards borrowers against over-borrowing for their property purchase(s). In essence, the TDSR limits the amount individuals can spend on monthly mortgage debt repayments, based on a percentage of their gross monthly income. All banks...
Pros and cons of repaying your mortgage before the loan tenure is up
Mar 07, 2018
A homeowner on a freelance income – can it be done?
Jun 15, 2017
99.co’s guides: HDB Loan or Bank Loan – Which one fits you better?
Jan 20, 2016
What Determines Whether Your Property Loan Gets Approved?
Jan 12, 2016