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Homeowner 360°

1. My Property Value
Estimate your home's worth powered by X-Value™ our best-in-class AVM (automated valuation model). Property Value is calculated in seconds using real-time big data from trusted private and public sources, comparable market analysis, machine learning, and property indices.
Est. Sale Value
$0
Est. Rental Value
$0
0% completed
Tell us about your current property
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sqftsqm
Suggested size is an estimate, verify before proceeding
What is your relation to the property?
infoHow does this work?
Property Value gives you an estimate of your home or the property your looking to purchase.

It provides the most up-to-date data that helps you make financial decisions on selling, upgrading or re-financing

Property Value uses an AVM (automated valuation model) by gathering recent and relevant sale/rental transactions from HDB URA and other property agencies
2. My Estimated Cash Proceeds
Calculates your final cash in hand from selling your property after clearing any loans and CPF dues. The cash proceeds can later be used to calculate your affordability for your next purchase if you choose to sell your current property.
Est. Cash Proceeds
$0
Est. Selling Price
$0
Outstanding Loan
$0
CPF utilised
$0
(with accrued interest)
0% completed
How much do you intend to sell your property for?
$
infoHow does this work?
The intended selling price has been automatically set as the previously estimated property value. Feel free to change it depending on your own understanding of your property's worth.
How did you finance your current property purchase?
infoHow does this work?
Understanding your financing method for your current property purchase helps us estimate how much cash proceeds you have after CPF deductions.
How much is your outstanding loan?
$
infoHow does this work?
Your outstanding house loan will be deducted from your resale price. A rough estimate is fine.
How much CPF monies have you utilised?
$
infoHow does this work?
This includes accrued interest. The amount of CPF monies utilised towards the purchase of your current flat and accrued interest, must be returned to your CPF Ordinary Account (OA) upon the sale of your flat.

You can log into your CPF account with your Singpass to check on the amount of CPF monies to be refunded to your CPF Ordinary Account (OA).
3. My Affordability Range
Helps you ascertain what type and range of properties you can purchase next. Affordability range is calculated according to your age, monthly income, available cash and loan eligibility.
Max. Affordability
$0
Household Income
$0
Max. Bank Loan
$0
0% completed
How are you planning to purchase your next property?
What is your residency status?
What is your age?
yrs
infoHow does this work?
Your age, plus the loan tenture cannot be beyond 65 years at the time of the loan application. Your age will determine your loan tenure and your maximum LTV (Loan To Value) ratio. The LTV determines maximum amount you can borrow from a financial insitution for a housing loan. The maximum LTV value in Singapore for 75% for bank loans and 85% for HDB loans assuming no outstanding housing loans.
How much is your monthly income?
$
infoHow does this work?
Your monthly household income will be used to calculate your TDSR (Total Debt Servicing Ratio) which limits the maximum loan you can get take to purchase your next property. The TDSR refers to a portion of borrower's gross monthly income that goes towards repaying monthly debt obligations i.e. a housing loan. A borrower's TDSR should be less than or equal to 55%.
What are your monthly debt obligations?
$
$
$
How much available CPF savings do you have?
$
How much cash savings do you have?
$
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