Toa Payoh Ridge
402A Lorong 1 Toa Payoh · 311402
D12 · Balestier / Toa Payoh · RCR
920 Units (Medium) · 40 Floors · 4 Blocks ()
About Toa Payoh Ridge
Who’s it suitable for? Toa Payoh Ridge (TOP in 2025) is a perfect HDB for those who are looking for: HDB flats in Toa Payoh with lush landscaping Unit layouts of 2-room Flexi, 3-, and 4-room flats Easy access by public transport Numerous hawker centres nearby Proximity to MacRitchie Nature Reserve Accessibility Located along Lorong 1 Toa Payoh, Toa Payoh Ridge is conveniently near both the Caldecott and Braddell MRT stations – both of which are less than a 10-minute walk from the development. Residents can have easy access to both the Circle Line (CCL) and the Thomson-East Coast Line (TEL) at Caldecott, while Braddell MRT gives access to the North South Line (NSL). Alternatively, you can also head to the nearest bus stop within the HDB complex at Block 131. Residents of Toa Payoh Ridge with cars can easily access the north, south, and east-west of Singapore as the HDB sits near the intersection of the Central Expressway (CTE) and the Pan Island Expressway (PIE). Nearby Amenities Inspired by the nearby parks and greenery, Toa Payoh Ridge is designed with lush landscaping for residents’ enjoyment. It integrates modern living with the surrounding nature – viewing decks at the roof garden over at the multi-storey car park, trellises, and community living rooms will provide you with a respite from the hustle of daily life. Residents will also be able to enjoy the wide range of amenities within the neighbourhoods of Toa Payoh town. Shopping Malls Near Toa Payoh Ridge The nearest mall to this HDB development is the Toa Payoh Mall. It is just an 11-minute walk away and connects to the Toa Payoh MRT station. The mall is a combination of the Toa Payoh Hub and Toa Payoh Mall shophouses. If you feel like the Toa Payoh Mall is limited in stores, the Zhongshan Mall is just a 7-minute drive. With approximately 35 units of retail shops & F&B outlets, you’ll find stores such as: NTUC Finest Supermarket, ThaiExpress, Noodle Thai Kitchen, Unforgettable Chinese Restaurant, ToastBox, Subway and Food Fair Food Court. Do check the mall’s website to see the latest update on the stores! Here are the malls around the Toa Payoh area: Toa Payoh Mall Zhongshan Mall Square 2 Velocity @ Novena Square Goldhill Plaza Mall United Square Shopping Mall Hawker Centres Near Toa Payoh Ridge One of the local-favourite hawker centres near Toa Payoh Ridge is the Toa Payoh West Market and Food Centre. Some stalls worth trying are Da Heng Kway Chap, 88 Congee, Hong Kong Lung Hwa Roast Duck, and Come Daily Hokkien Mee. Another hawker centre worth trying is the Toa Payoh Lorong 5 Food Centre. Known as one of the best hawker centres in the area, you’ll be able to choose from a selection of local favourites (such as Hokkien Prawn Mee and fishball noodles) as well as international stalls (from Western, to Thai, to Japanese). These are the hawker centres within a 3-kilometre radius: Toa Payoh West Market and Food Centre Koufu Toa Payoh HDB Centre 92 Spring Kopitiam Toa Payoh Lorong 4 Blk 93 Market and Hawker Centre Toa Payoh Lorong 5 Food Centre Toa Payoh Lorong 8 Market & Food Centre Balestier Market Kim Keat Palm Market & Food Centre Whampoa Food Centre Schools Near Toa Payoh Ridge Families with children will be in close proximity to numerous good schools. Especially for the ones participating in the balloting exercise, Toa Payoh Ridge is surrounded by popular schools in Toa Payoh and Bishan areas. Pei Chun Public School, CHIJ Primary Toa Payoh, Kheng Cheng School, Catholic High School, and Kuo Chuan Presbyterian School are all within a 2km radius of Toa Payoh Ridge, thus you’ll get a higher chance to secure a seat in these popular schools. Parks Near Toa Payoh Ridge Nature lovers would be excited to know that MacRitchie Reservoir Park is just a 6-minute drive from Toa Payoh Ridge. Anchored by Singapore’s largest reservoir, it is one of the destinations for water sports enthusiasts. The greenery in this park will also hold a different experience when you get to see it from up the Treetop Walks. This is the 250-metre, free-standing suspension bridge spanning the two highest points within MacRitchie. If you are not really a fan of heights, the MacRitchie Trails offer an 11-kilometre nature trail loop for you to take a leisurely stroll. These trails are located within the tropical rainforest of the Central Catchment Nature Reserve where you might run into long-tailed macaques, squirrels, monitor lizards, and even flying lemurs. Libraries Near Toa Payoh Ridge Toa Payoh Public Library is around a 13-minute walk from the HDB development. This public library has more than 240,000 print and non-print items that include books, periodicals, and audiovisual materials. Visitors can also download their favourite ebooks from OverDrive by availing of the eReader loan service that allows library users to borrow Sony eReaders. Places of Worship Near Toa Payoh Ridge Rest assured that people of faith can easily access their respective places of worship from Toa Payoh Ridge. For Christians, the Heritage Baptist Church, Toa Payoh Methodist Church, and RiverPlace Church are all within a 15-minute walk. By commuting, Muslims can quickly get to Masjid Muhajirin or the Singapore Islamic Hub. Buddhists can most easily go to Wat Sangkharatanarama or the Burmese Buddhist Temple. Lastly Hindus, will also have access to the Sri Vairavimada Kaliamman Temple. Hospitals Near Toa Payoh Ridge In times of health emergency, there’s a number of family clinics that offer their services 24/7 within walking distance of the HDB project. The Mount Alvernia Hospital is also just a 5-minute drive/cab ride away if you’re coming down with something that needs more medical attention or if you simply seek a larger health facility. Here is a list of health facilities within walking distance: Braddell Family Clinic Braddell Medical Clinic Kingsway Medical 24-Hr Clinic Braddell Yap Medical Clinic
Project Details
Locations and Surroundings
Taxi
Public Transport
Driving
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3 Transfers
S$ 2.38
1 Transfer
S$ 1.75
1 Transfer
S$ 1.49
Floor Plan Information
All
1
2
3
Site Plans and Elevation Charts
Buildings in Toa Payoh Ridge
- 402A Lorong 1 Toa Payoh311402
- 402B Lorong 1 Toa Payoh312402
- 403A Lorong 1 Toa Payoh311403
- 403B Lorong 1 Toa Payoh312403
Market Data & Trends
Blocks in Lorong 1 Toa Payoh
View Lorong 1 Toa Payoh311402, Lorong 1 Toa Payoh
312402, Lorong 1 Toa Payoh
311403, Lorong 1 Toa Payoh
312403, Lorong 1 Toa Payoh
Compared To Near Blocks
Project | Tenure | TOP | MRT Distance | Price range (Sale) | Avg. Price (Sale) | Price range (Rent) | Avg. Price (Rent) | Rental Yield |
|---|---|---|---|---|---|---|---|---|
Toa Payoh Ridge | 99 yrs | - | NS 18 Braddell MRT | 291 psf | 291 psf | - | - | - |
99 yrs | 2018 | NS 18 Braddell MRT | 1,038.25 - 1,398.6 psf | 1,282.54 psf | 950 - 4,999 /mo | 2,168.7 /mo | 5.08% | |
99 yrs | 2012 | NS 18 Braddell MRT | 99.32 - 1,306.12 psf | 1,059.09 psf | 1,200 - 5,400 /mo | 3,540 /mo | 4.2% | |
99 yrs | 1970 | NS 18 Braddell MRT | 478.14 - 755.89 psf | 551.39 psf | 550 - 3,998 /mo | 1,555.44 /mo | 7.91% | |
99 yrs | 1968 | NS 18 Braddell MRT | 499.31 - 843.87 psf | 551.95 psf | 730 - 3,599 /mo | 1,956.06 /mo | 8.74% | |
99 yrs | - | NS 19 Toa Payoh MRT | 524.27 - 1,121.79 psf | 954.13 psf | 900 - 4,500 /mo | 2,468.8 /mo | 5.03% | |
99 yrs | - | NS 18 Braddell MRT | 284 psf | 284 psf | - | - | - |
FAQ
What is the address of Toa Payoh Ridge?
The address of Toa Payoh Ridge is 402A Lorong 1 Toa Payoh.
What is the nearest MRT Station to Toa Payoh Ridge?
The nearest MRT station to Toa Payoh Ridge is Braddell.
What are the schools nearby Toa Payoh Ridge?
The schools located near Toa Payoh Ridge are LCentral English (Toa Payoh) - Premier English Specialist, Raffles Girls' School (Secondary) and Star tots playgroup.
What is the postal code of Toa Payoh Ridge?
The postal code of Toa Payoh Ridge is 311402.
Which school is located near to Toa Payoh Ridge?
Some of the nearest schools from Toa Payoh Ridge are LCentral English (Toa Payoh) - Premier English Specialist, Raffles Girls' School (Secondary) and Star tots playgroup, providing families with quality education close to home.
What is the nearest MRT Station to Toa Payoh Ridge?
Toa Payoh Ridge is well-served by nearby MRT/LRT stations, such as Braddell which is close to the development.
Where are the bus stops near Toa Payoh Ridge?
Several bus stops can be found near Toa Payoh Ridge, such as After Lorong 1 Toa Payoh, Before Lorong 1 Toa Payoh and Blk 117 which is located close to the development.
What is the current Loan-to-Value (LTV) cap for bank-financed resale HDB?
First-loan buyers can borrow up to 75% of the purchase price/valuation. The remaining 25% is the minimum down-payment.
How much upfront cash/CPF do I need for a S$ 210,000 unit?
At a 75% LTV, the down-payment is S$ 52,500(25%), of which at least S$ 10,500 (5%) must be in cash; the balance can come from CPF OA savings.
What is the Total Debt Servicing Ratio (TDSR) and why does it matter?
Banks will only grant a home loan if your total monthly debt obligations—including the new mortgage—stay within 25% of your gross monthly income.
Can I use CPF to pay for the purchase and monthly instalments?
Yes. CPF Ordinary Account savings can be used for: (i) part of the 25% down-payment above the mandatory 5% cash, (ii) Buyer/Seller stamp duties, and (iii) monthly mortgage repayments, subject to CPF usage limits depending on the remaining lease. (No ABSD can be paid with CPF.) Source: CPF housing rules.
What property-tax rates apply if I rent out my unit?
Non-owner-occupied residential property is taxed on a progressive scale of 12%–36% of Annual Value (AV) from 2026. Owner-occupiers enjoy lower 0%–32% rates.
How long does the resale HDB completion take?
A standard resale HDB sale completes in 8 to 12 weeks after the Option to Purchase is exercised.
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