Executive Condo for Sale Under S$ 700k in Singapore

Finding a condo within your budget requires a combination of financial planning and strategic search methods. Buyers should first determine their affordability by considering factors such as down payments, loan eligibility, and monthly mortgage repayments. Using 99.co, you can then apply the price range filter to narrow down suitable options when looking up condos for sale in Singapore.

99.co offers a wide range of condos for sale, including 1 to 4-bedroom options, studio condos, freehold apartments, luxury condos, etc. Studio condos are ideal for individuals or young professionals looking for a compact and efficient living space, often located in prime city areas with easy access to work and entertainment hubs. One-bedroom and two-bedroom units are popular among couples and small families, offering a balance between affordability and functionality. For those needing more space, three-bedroom and four-bedroom condos provide comfortable living for growing families or multi-generational households. Freehold condos in Singapore are highly sought-after due to their long-term ownership benefits and potential for value appreciation. Luxury condos, on the other hand, offer high-end finishes, exclusive facilities, and panoramic city or sea views, often situated in prime districts such as Orchard Road, Marina Bay, and Sentosa. Prospective buyers can also choose between new launch developments, which come with modern features, or resale condos that may offer larger layouts and immediate availability.

There are currently over 8323 2-bedroom apartments for sale in Singapore, making them a popular choice for small families, couples, and investors. These units typically offer a practical layout with a master bedroom, a secondary room, and shared living spaces. They are available in a wide range of developments, from city-fringe condos to high-end residences in the Central Business District. Buyers looking for affordability may explore suburban areas, while those interested in prime locations should consider new launches or resale units in established districts.

On 99.co, there are more than 8073 3-bedroom apartments available for sale in Singapore, making them ideal for growing families or those who need additional space. These condo apartments often feature a master bedroom with an ensuite bathroom, two additional rooms, and a spacious living and dining area. Some layouts may also include a utility room or a study, providing extra flexibility. Prices vary significantly depending on the condo’s location, age, and facilities, with newer developments offering modern designs and smart home features.

There are currently over 3879 4-bedroom apartments for sale on 99.co, offering generous space for large families or multi-generational living. These condo units often include expansive layouts with multiple bathrooms, a dedicated dining area, and balconies with scenic views. In high-end condominiums, 4-bedroom apartments may come with private lifts, larger kitchen spaces, and luxury fittings. Buyers looking for these units can explore both resale condos and new launches, depending on their preference for immediate occupancy or future capital appreciation.

There are more than 1189 5-bedroom and larger apartments listed for sale on 99.co, catering to buyers who seek exclusivity and spacious living. These units are commonly found in luxury condominiums, offering expansive living areas, multiple ensuite bedrooms, and high-end finishes. Some developments feature penthouses or dual-key layouts, which provide separate living quarters for extended families or rental purposes. Such properties are typically located in prime districts or waterfront locations, where buyers can enjoy privacy and premium facilities.

There are currently over 8484 freehold condo listings available on 99.co, offering long-term ownership benefits without lease expiration concerns. Freehold properties are highly sought after in Singapore, especially in prime locations, due to their potential for capital appreciation and legacy planning. However, they generally come at a premium compared to leasehold condos. Buyers looking for freehold condos can explore older developments for larger unit sizes or new boutique projects that provide modern amenities with exclusive ownership advantages.

Yes, you can! Many condo listings on 99.co offer remote viewing options, including virtual tours, live video calls, and 360-degree property walkthroughs. This allows buyers to explore apartments conveniently without needing to visit in person, making it an ideal option for overseas investors or busy professionals. Remote viewings provide insights into the unit’s condition, layout, and surrounding environment, though physical visits are still recommended before making a purchase. Interested buyers should check with the property agent if a virtual tour is available and schedule an in-person viewing once they shortlist potential units.

The price of a condominium in Singapore varies depending on factors such as location, property type, tenure (freehold vs leasehold), and unit size. As of recent market trends, the average price for condos in the Outside of Central Region (OCR) is [average ocr price psf], while those in the Rest of Central Region (RCR) averages at [average rcr price psf]. Prime districts in the Core Central Region (CCR), such as Orchard and Marina Bay, can exceed [average ccr psf], with luxury condos reaching even higher prices. Prices for new launch condos tend to be higher compared to resale units due to modern amenities and developer pricing strategies.

The most affordable condos are generally found in the Outside Central Region (OCR), which includes towns such as Punggol, Sengkang, Woodlands, and Jurong West. These locations offer lower PSF prices compared to city-fringe and central areas. Newer government townships like Tengah and also have upcoming condo developments at competitive pricing. Buyers looking for affordability may also consider resale condos, which are often priced lower than new launch projects.

The minimum down payment for a private condo depends on whether the buyer is financing it with a bank loan. If taking a bank loan with the maximum 75% Loan-to-Value (LTV), buyers need to pay at least 25% of the condo price upfront — 5% in cash and 20% in CPF OA or cash. If the buyer has an existing home loan, the required cash down payment increases to 25%. Those purchasing a condo fully in cash do not need to meet LTV requirements.

Singles cannot buy a new EC alone but can do so under the Joint Singles Scheme if at least 35 years old. In other words, you'll need to form a household of 2, 3, or 4 singles. However, resale ECs that have passed the 5-year Minimum Occupation Period (MOP) are considered private property and can be purchased by singles freely. Singles purchasing an EC also do not qualify for HDB grants.

Foreigners can buy condominiums in Singapore without any restrictions under the Residential Property Act, as long as the condo is not classified as landed property. However, additional Buyer’s Stamp Duty (ABSD) applies, with foreign buyers typically paying 60% ABSD as of recent government regulations. Those with Permanent Resident (PR) status pay a lower ABSD rate than non-resident foreigners. Foreigners looking for alternative options may also consider new launch projects, where developers sometimes offer incentives to offset ABSD.

A freehold condo grants ownership of the property indefinitely, whereas a leasehold condo is typically held under a 99-year lease. Freehold properties are generally priced higher due to their perpetual ownership, making them attractive for long-term investment or legacy planning. However, leasehold properties often provide better rental yields and are usually more affordable, especially in prime locations. Buyers should weigh their long-term goals before deciding between freehold and leasehold properties.

Beyond the purchase price, condo buyers should factor in additional costs such as Buyer’s Stamp Duty (BSD), Additional Buyer’s Stamp Duty (ABSD) if applicable, legal fees, mortgage insurance, and valuation fees. Monthly expenses such as maintenance fees, property tax, and home insurance should also be considered. Financing options and cash flow planning are essential to ensure affordability in the long run.

New condo prices in 2025 are projected to increase by around 2% to 4% over the year, driven by sustained demand and fresh supply in key locations. First-time homebuyers, upgraders, and investors are all expected to contribute to this steady growth. Additionally, with anticipated interest rate cuts and improving economic conditions, the condominium market is poised to benefit in 2025.

As of recent data, the average price per square foot (PSF) for condo in 2025 is S$ 2,169.97. Condo price PSF varies mostly by location, with centrally located areas commanding higher prices. For instance, the average price PSF for condo in Orchard and East Coast areas will be significantly higher than those in the Outside of Central Region (OCR) like Tampines or Pasir Ris.

High-demand areas for private condominium in Singapore include city-fringe locations such as Queenstown, Bishan, and Toa Payoh, due to their proximity to business districts and MRT connectivity. Central locations like Orchard, Bukit Timah, and Marina Bay remain attractive for luxury buyers and investors.