Tag: loans

Having a home to call your own means you want to establish a sense of stability in your life. In this frame of mind, the thought of shouldering a $30k renovation loan — right after taking out a 25-year mortgage — will make your palms sweat. Well, don’t have a panic attack yet; we spoke…

Many Singaporeans don’t bother with the fine details of HDB loans, until it’s too late. Hence, the mad last-minute rush for bank loans (when they don’t qualify), or the sudden panic when the down payment is bigger than expected. Make sure you know these before you try to buy a flat: 1. The HDB loan…

After much constant nagging from 99.co, Elisa (not her real name) finally agreed to tell her story about buying two condos before she turned 30. Most people think this involves champagne and Scrooge McDuck-levels of money; but as it turns out, it’s actually about scrimping and a measure of regret: Getting into the property market…

The PSLE is under fire again, for the maths paper being too difficult this year. And maybe parents have a point: arranging triangles is as probable in your career as “9 to 5” jobs actually ending at 5 pm. So we have a more practical maths test for you – if you can pass this,…

Home ownership in Singapore is not what we would call an easy feat, but it isn’t rocket science as well. It’s just hell of a commitment. For all of you aspiring homeowners, here’s some brutal truths that might get you a step closer to reaching your dreams. 1. Your first home is probably not your…