Bishan Terraces

HDB BTOPRIME BTO
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Project Overview

Bishan Terraces is a 99 years leasehold BTO project located at Bishan Street 12 in Bishan, District 20, offering 538 residential units across 1. This development features a range of 2-Room, 3-Room and 4-Room to suit different household needs. Residents enjoy excellent connectivity, with Braddell MRT and Bishan MRT providing seamless access to the train network, and major expressways ensuring smooth commutes across Singapore. Essential amenities include FairPrice Finest - Junction 8 and Yoon Khong Tracing Pte. Ltd., making grocery shopping effortless and convenient, Dental Clinic for easy access to healthcare, and Toa Payoh North Post Office for managing mail and postal services. Financial services are also well-covered with UOB Branch - Bishan Branch. Blk 118A Pavilion offers a tranquil space for outdoor relaxation and recreation. On top of that, families will appreciate the proximity to reputable schools like Guangyang Primary School, Guangyang Primary School and Guangyang Secondary School, ensuring quality education close to home. It offers a great balance of affordability and lifestyle convenience, just unknown mins from the city centre.

Project Name

Bishan Terraces

Address

Bishan Terraces
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Nearest MRT

Braddell MRT

Tenure

99 YEARS

Number of Units

538

Room type

2-Room, 3-Room, 4-Room

Flat type

Prime

Sale Launch

Oct 2025 BTOView

Town

Bishan

District

D20

Neighbourhood

Bishan

Blocks

1

Floors

38

Property type

HDB
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Price Insights

Price chart for Bishan Terraces

Room typeTotal unitsPrice range
2-Room Flexi HDB135S$ 229,000 ~ S$ 364,000
3-Room HDB109S$ 408,000 ~ S$ 516,000
4-Room HDB294S$ 543,000 ~ S$ 735,000

Nearby resale price chart

Nearby resale flat sold priceNearby resale flat selling price
S$ 13,500 ~ S$ 140,000View listings
S$ 20,000 ~ S$ 625,000S$ 340,000 ~ S$ 750,000View listings
S$ 61,400 ~ S$ 1.25 MS$ 495,000 ~ S$ 1.26 MView listings

Location of Bishan Terraces

Bishan Terraces is located at Bishan Street 12 in District 20. The nearest MRT station to Bishan Terraces is Braddell MRT.

Taxi

Public Transport

Driving

Add locations your travel to frequently to calculate travel time

Changi Airport

2 Transfers

68 mins

S$ 1.88

Raffles Place

2 Transfers

36 mins

S$ 1.39

Orchard Road

2 Transfers

31 mins

S$ 1.17

Amenities nearby Bishan Terraces

Schools

Distance

Guangyang Primary School

2 mins (83 m)

Guangyang Secondary School

2 mins (113 m)

Beatty Secondary School

7 mins (465 m)

MRT Stations

Distance

Braddell

622 m

Bishan

633 m

Marymount

1.3 km

Supermarkets

Distance

Impec Commercial Marketing Co

4 mins (272 m)

Mobile Bee (Bishan)

5 mins (334 m)

FairPrice - Bishan Blk 510

6 mins (385 m)

Parks

Distance

Blk 118A Pavilion

827 m

Bishan Circular Cycling Ramp

844 m

Braddell Park

851 m

Site Plans
Total blocks
Total units
1 Block538 Units

Bishan Terraces has 16 stacks, 1 block and up to 38 storeys.

Site plans and elevation charts for Bishan Terraces

Bishan Terraces Hdb Site Plan in Bishan - Photo 0

Site Map

Bishan Terraces Hdb Elevation Chart and Unit Distribution by Stack and Block Level - Photo 1

Elevation Chart

Nearby Resale Listings

FAQs about Bishan Terraces

General FAQs

What is the address of Bishan Terraces?

The address of Bishan Terraces is Bishan Street 12.

What is the nearest MRT Station to Bishan Terraces?

The nearest MRT station to Bishan Terraces is Braddell.

What are the schools nearby Bishan Terraces?

The schools located near Bishan Terraces are Guangyang Primary School, Guangyang Primary School and Guangyang Secondary School.

Located FAQs

Which school is located near to Bishan Terraces?

Some of the nearest schools from Bishan Terraces are Guangyang Primary School, Guangyang Primary School and Guangyang Secondary School, providing families with quality education close to home.

What is the nearest MRT Station to Bishan Terraces?

Bishan Terraces is well-served by nearby MRT/LRT stations, such as Braddell which is close to the development.

Where are the bus stops near Bishan Terraces?

Several bus stops can be found near Bishan Terraces, such as Opposite Blk 131, Blk 117 and Blk 131 which is located close to the development.

What condo facilities are available to residents of Bishan Terraces?

Some facilities at Bishan Terraces are available, such as Fitness Corner and Playground, ensuring the lifestyle convenience of every resident. 

Investment & Finance FAQs

What is the current Loan-to-Value (LTV) cap for bank-financed resale HDB?

First-loan buyers can borrow up to 75% of the purchase price/valuation. The remaining 25% is the minimum down-payment.

How much upfront cash/CPF do I need for a S$ 229,000 unit?

At a 75% LTV, the down-payment is S$ 57,250(25%), of which at least S$ 11,450 (5%) must be in cash; the balance can come from CPF OA savings.

What is the Total Debt Servicing Ratio (TDSR) and why does it matter?

Banks will only grant a home loan if your total monthly debt obligations—including the new mortgage—stay within 25% of your gross monthly income.

Can I use CPF to pay for the purchase and monthly instalments?

Yes. CPF Ordinary Account savings can be used for: (i) part of the 25% down-payment above the mandatory 5% cash, (ii) Buyer/Seller stamp duties, and (iii) monthly mortgage repayments, subject to CPF usage limits depending on the remaining lease. (No ABSD can be paid with CPF.) Source: CPF housing rules.

What property-tax rates apply if I rent out my unit?

Non-owner-occupied residential property is taxed on a progressive scale of 12%–36% of Annual Value (AV) from 2026. Owner-occupiers enjoy lower 0%–32% rates.

How long does the resale HDB completion take?

A standard resale HDB sale completes in 8 to 12 weeks after the Option to Purchase is exercised.

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