HDB Flats for Sale in Singapore

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3 Room (3I) HDB for Sale in 132 Jalan Bukit Merah - Project Photos 0
WITHIN 600M
Enquire on multiple listings at onceFaster enquiries
image

6

  • S$ 350,000
  • S$ 551 psf
    • 2 Beds
    • 2 Baths
    • 635 sqft
    • HDB 3 Rooms
    • Built: 1975
    • 99 yrs
EW 17
Tiong Bahru MRT · 10 mins (793m)
searchFamily Friendly
searchConvenient Location
searchCentral Location
searchNear Hawker Centre
searchLow Floor
searchNear Childcare
searchCoffee Shop Nearby
searchNear Tiong Bahru
searchNear Clinic
search
Relevant tagsExplore similar homes

Listed 1 week ago

3 Room (3STD) HDB for Sale in 37 Lim Liak Street - Project Photos 0
WITHIN 1KM
image

16

floor-plan

1

  • S$ 779,000
  • S$ 965 psf
    • 2 Beds
    • 2 Baths
    • 807 sqft
    • HDB 3 Rooms
    • Built: 1949
    • 99 yrs
EW 17
Tiong Bahru MRT · 6 mins (402m)
searchNear MRT Station
searchBright And Airy
searchEfficient Layout
searchCentral Location
searchNear Hawker Centre
searchVibrant Neighbourhood
searchFoodie District Nearby
searchNear Tiong Bahru
searchHeritage Poi Nearby

Listed 1 week ago

5 Room (5STD) HDB for Sale in 37 Telok Blangah Rise - Project Photos 0
WITHIN 800M
image

19

floor-plan

1

  • S$ 880,000
  • S$ 699 psf
    • 3 Beds
    • 2 Baths
    • 1,259 sqft
    • HDB 5 Rooms
    • Built: 1976
    • 99 yrs
CC 29NE 1
HarbourFront MRT · 11 mins (817m)
searchHigh Floor
searchNear MRT Station
searchSpacious Layout
searchNear Primary School
searchNear Shopping Centre
searchBright And Airy
searchDirect Owner Listing
searchNear Secondary School
searchAll Race Welcome
searchUnblocked Panoramic View

Listed 1 week ago

3 Room (3A) HDB for Sale in 107 Bukit Purmei Road - Project Photos 0
WITHIN 600M
image

5

  • S$ 530,000
  • S$ 662 psf
    • 2 Beds
    • 2 Baths
    • 800 sqft
    • HDB 3 Rooms
    • Built: 1982
    • 99 yrs
CC 30
Keppel MRT · 9 mins (690m)
searchNear MRT Station
searchSpacious Layout
searchFamily Friendly
searchNear Shopping Centre
searchConvenient Location
searchNear Giant Supermarket
searchGood Rental Demand
searchNear Preschool
searchWell-Connected Transport

Listed 1 week ago

3 Room (3STD) HDB for Sale in 45 Kim Cheng Street - Project Photos 0
WITHIN 1KM
image

9

  • S$ 800,000
  • S$ 845 psf
    • 2 Beds
    • 1 Bath
    • 947 sqft
    • HDB 3 Rooms
    • Built: 1949
    • 99 yrs
TE 16
Havelock MRT · 7 mins (531m)
searchNear MRT Station
searchNear Primary School
searchFamily Friendly
searchNear Shopping Centre
searchBright And Airy
searchModern Interior
searchNear Hawker Centre
searchNear Secondary School
searchNear Tiong Bahru

Listed 1 week ago

4 Room (4I) HDB for Sale in 129 Kim Tian Road - Project Photos 0
WITHIN 800M
image

7

floor-plan

1

  • S$ 558,000
  • S$ 558 psf
    • 3 Beds
    • 2 Baths
    • 1,000 sqft
    • HDB 4 Rooms
    • Built: 1975
    • 99 yrs
EW 17
Tiong Bahru MRT · 7 mins (552m)
searchDirect Owner Listing
searchAll Race Welcome
searchMotivated Seller
searchImmediate Move-In
searchNo Extension Needed

Listed 1 week ago

4 Room (4I) HDB for Sale in 128 Kim Tian Road - Project Photos 0
WITHIN 800M
image

15

floor-plan

2

  • S$ 609,999
  • S$ 644 psf
    • 3 Beds
    • 2 Baths
    • 947 sqft
    • HDB 4 Rooms
    • Built: 1974
    • 99 yrs
EW 17
Tiong Bahru MRT · 7 mins (524m)
searchNear MRT Station
searchNear Primary School
searchNear Shopping Centre
searchBright And Airy
searchEfficient Layout
searchWell Connected Transport
searchNear Hawker Centre
searchQuiet Facing
searchNear CBD
searchNear Tiong Bahru

Listed 1 week ago

Jumbo HDB for Sale in 5 Telok Blangah Crescent - Project Photos 0
WITHIN 1KM
image

15

floor-plan

1

  • S$ 1,600,000
  • S$ 1,018 psf
    • 5 Beds
    • 3 Baths
    • 1,571 sqft
    • HDB Executive
    • Built: 1974
    • 99 yrs
EW 17
Tiong Bahru MRT · 15 mins (1160m)
searchCorner Unit
searchNear MRT Station
searchSpacious Layout
searchRenovated Unit
searchNear Shopping Centre
searchBright And Airy
searchRare Unit Available
searchNear Hawker Centre
searchNear Park
searchFamily Oriented

Listed 1 week ago

3 Room (3I) HDB for Sale in 128 Bukit Merah View - Project Photos 0
WITHIN 1KM
image

5

floor-plan

1

  • S$ 399,000
  • S$ 570 psf
    • 2 Beds
    • 2 Baths
    • 700 sqft
    • HDB 3 Rooms
    • Built: 1973
    • 99 yrs
EW 17
Tiong Bahru MRT · 7 mins (529m)
searchNear Primary School
searchFamily Friendly
searchWell-Maintained
searchNear Shopping Centre
searchCentral Location
searchUtility Room Included
searchNear CTE Expressway
searchNear Childcare
searchNear Tiong Bahru

Listed 1 week ago

4 Room (4A) HDB for Sale in 26B Jalan Membina - Project Photos 0
WITHIN 1KM
image

11

floor-plan

1

  • S$ 919,999
  • S$ 1,005 psf
    • 3 Beds
    • 2 Baths
    • 915 sqft
    • HDB 4 Rooms
    • Built: 2008
    • 99 yrs
EW 17
Tiong Bahru MRT · 5 mins (330m)
searchCorner Unit
searchHigh Floor
searchNear MRT Station
searchNear Shopping Centre
searchMove-In Ready
searchNear Hawker Centre
searchRenovated
searchNear CBD
searchFamily Oriented
searchNear Tiong Bahru

Listed 1 week ago

2 Room (2A) HDB for Sale in 127A Kim Tian Road - Project Photos 0
WITHIN 800M
image

19

floor-plan

1

  • S$ 600,000
  • S$ 1,188 psf
    • 1 Bed
    • 1 Bath
    • 505 sqft
    • HDB 2 Rooms
    • Built: 2013
    • 99 yrs
EW 17
Tiong Bahru MRT · 7 mins (511m)
searchNear MRT Station
searchNear Primary School
searchNear Shopping Centre
searchMove-In Ready
searchNear Giant Supermarket
searchCovered Parking
search24-Hour Security
searchNear Tiong Bahru
searchNear Tuition Centre
searchPlayground

Listed 1 week ago

5 Room (5STD) HDB for Sale in 37 Telok Blangah Rise - Project Photos 0
WITHIN 800M
image

10

floor-plan

1

  • S$ 840,000
  • S$ 667 psf
    • 3 Beds
    • 2 Baths
    • 1,259 sqft
    • HDB 5 Rooms
    • Built: 1976
    • 99 yrs
CC 29NE 1
HarbourFront MRT · 11 mins (817m)
searchNear MRT Station
searchNear Primary School
searchSea View
searchNear Hawker Centre
searchNear CBD
searchNear Supermarket
searchNorth South Facing
searchCity-Fringe Location
searchNear Southern Ridges
searchNear Mount Faber

Listed 1 week ago

4 Room (4I) HDB for Sale in 40 Telok Blangah Rise - Project Photos 0
WITHIN 800M
image

7

  • S$ 518,888
  • S$ 588 psf
    • 3 Beds
    • 2 Baths
    • 883 sqft
    • HDB 4 Rooms
    • Built: 1975
    • 99 yrs
CC 29NE 1
HarbourFront MRT · 10 mins (764m)
searchHigh Floor
searchSpacious Layout
searchFreehold Property
searchRenovated Unit
searchMove-In Condition
searchDirect Owner Listing
searchWell Connected Transport
searchQuiet Neighbourhood
searchImmediate Move-In
searchFamily Oriented

Listed 1 week ago

4 Room (4A) HDB for Sale in 139 Jalan Bukit Merah - Project Photos 0
WITHIN 600M
image

3

floor-plan

1

  • S$ 780,000
  • S$ 684 psf
    • 3 Beds
    • 2 Baths
    • 1,141 sqft
    • HDB 4 Rooms
    • Built: 1995
    • 99 yrs
EW 17
Tiong Bahru MRT · 10 mins (740m)
searchNear MRT Station
searchSpacious Layout
searchBright And Airy
searchMove-In Ready
searchCentral Location
searchAll Race Welcome
searchNo Extension Needed
searchDirect MRT Access
searchWell-Ventilated
searchNear Tiong Bahru

Listed 1 week ago

3 Room (3NG) HDB for Sale in 141 Jalan Bukit Merah - Project Photos 0
WITHIN 400M
image

8

floor-plan

1

  • S$ 465,000
  • S$ 645 psf
    • 2 Beds
    • 2 Baths
    • 721 sqft
    • HDB 3 Rooms
    • Built: 1978
    • 99 yrs
CC 30
Keppel MRT · 10 mins (785m)

Listed 1 week ago

5 Room (5STD) HDB for Sale in 25 Telok Blangah Crescent - Project Photos 0
WITHIN 1KM
image

19

  • S$ 650,000
  • S$ 516 psf
STARTING PRICE
    • 3 Beds
    • 2 Baths
    • 1,259 sqft
    • HDB 5 Rooms
    • Built: 1975
    • 99 yrs
CC 28
Telok Blangah MRT · 16 mins (1209m)
searchSpacious Layout
searchNear Primary School
searchConvenient Location
searchEfficient Layout
searchNear Hawker Centre
searchNear Bus Stop
searchImmediate Move-In
searchNear Preschool
searchNear Childcare
searchFamily Oriented

Listed 1 week ago

3 Room (3I) HDB for Sale in 8 Telok Blangah Crescent - Project Photos 0
WITHIN 1KM
image

3

  • S$ 400,000
  • S$ 630 psf
    • 2 Beds
    • 1 Bath
    • 635 sqft
    • HDB 3 Rooms
    • Built: 1974
    • 99 yrs
EW 17
Tiong Bahru MRT · 16 mins (1222m)
searchHigh Floor
searchNear MRT Station
searchSpacious Layout
searchNear Primary School
searchFamily Friendly
searchRenovated Unit
searchNear Shopping Centre
searchCentral Location
searchWell Connected Transport
searchNear Secondary School

Listed 1 week ago

3 Room (3A) HDB for Sale in 109 Bukit Purmei Road - Project Photos 0
WITHIN 400M
image

7

floor-plan

1

  • S$ 528,000
  • S$ 663 psf
    • 2 Beds
    • 2 Baths
    • 796 sqft
    • HDB 3 Rooms
    • Built: 1984
    • 99 yrs
CC 30
Keppel MRT · 9 mins (666m)
searchHigh Floor
searchNear MRT Station
searchSpacious Layout
searchNear Primary School
searchNear Shopping Centre
searchBright And Airy
searchWell Connected Transport
searchNear Bus Stop
searchCentralised Location
searchNear Sentosa

Listed 1 week ago

3 Room (3I) HDB for Sale in 136 Jalan Bukit Merah - Project Photos 0
WITHIN 400M
image

11

floor-plan

1

  • S$ 360,000
  • S$ 567 psf
    • 2 Beds
    • 1 Bath
    • 635 sqft
    • HDB 3 Rooms
    • Built: 1974
    • 99 yrs
EW 17
Tiong Bahru MRT · 11 mins (831m)
searchNear Primary School
searchWell-Maintained
searchRenovated Unit
searchDirect Owner Listing
searchImmediate Move-In
searchNo EIP Quota
searchFamily Oriented
searchTop Floor Unit

Listed 1 week ago

3 Room (3A) HDB for Sale in 109 Bukit Purmei Road - Project Photos 0
WITHIN 400M
image

9

  • S$ 568,000
  • S$ 714 psf
    • 2 Beds
    • 2 Baths
    • 796 sqft
    • HDB 3 Rooms
    • Built: 1984
    • 99 yrs
CC 30
Keppel MRT · 9 mins (666m)
searchNear MRT Station
searchSpacious Layout
searchFamily Friendly
searchRenovated Unit
searchNear Shopping Centre
searchConvenient Location
searchMove-In Ready
searchAircon Installed
searchNear Preschool
searchNear Supermarket

Listed 1 week ago

4 Room (4A) HDB for Sale in 27A Jalan Membina - Project Photos 0
WITHIN 1KM
image

10

floor-plan

1

  • S$ 930,000
  • S$ 961 psf
    • 3 Beds
    • 2 Baths
    • 968 sqft
    • HDB 4 Rooms
    • Built: 2007
    • 99 yrs
EW 17
Tiong Bahru MRT · 6 mins (474m)
searchNear MRT Station
searchSpacious Layout
searchNear Primary School
searchFamily Friendly
searchWell-Maintained
searchBright And Airy
searchMove-In Ready
searchDirect Owner Listing
searchNear Hawker Centre
searchCo-Broke Welcome

Listed 1 week ago

3 Room (3NG) HDB for Sale in 146 Jalan Bukit Merah - Project Photos 0
WITHIN 600M
image

10

  • S$ 478,000
  • S$ 663 psf
    • 2 Beds
    • 2 Baths
    • 721 sqft
    • HDB 3 Rooms
    • Built: 1981
    • 99 yrs
CC 31
Cantonment MRT · 11 mins (832m)
searchQuiet Neighbourhood
searchNear Orchard Shopping Belt
searchAll Race Welcome
searchGood Rental Demand
searchNear CBD
searchBreezy Unit
searchVacant Possession
searchWell-Connected Transport
searchRenovated Bathroom

Listed 1 week ago

4 Room (4A) HDB for Sale in 108 Jalan Bukit Merah - Project Photos 0
WITHIN 600M
image

10

  • S$ 750,000
  • S$ 639 psf
    • 3 Beds
    • 2 Baths
    • 1,173 sqft
    • HDB 4 Rooms
    • Built: 1983
    • 99 yrs
EW 17
Tiong Bahru MRT · 10 mins (743m)
searchNear MRT Station
searchSpacious Layout
searchNear Primary School
searchFamily Friendly
searchWalk To School
searchNear Secondary School
searchNear Tiong Bahru

Listed 1 week ago

4 Room (4A) HDB for Sale in 27B Jalan Membina - Project Photos 0
WITHIN 1KM
image

5

floor-plan

1

  • S$ 1,190,000
  • S$ 1,229 psf
    • 3 Beds
    • 3 Baths
    • 968 sqft
    • HDB 4 Rooms
    • Built: 2007
    • 99 yrs
EW 17
Tiong Bahru MRT · 5 mins (390m)
searchHigh Floor
searchNear Primary School
searchWell-Maintained
searchBright And Airy
searchEfficient Layout
searchNear Tiong Bahru

Listed 1 week ago

3 Room (3STD) HDB for Sale in 107 Jalan Bukit Merah - Project Photos 0
WITHIN 800M
image

7

floor-plan

1

  • S$ 408,000
  • S$ 534 psf
    • 2 Beds
    • 1 Bath
    • 764 sqft
    • HDB 3 Rooms
    • Built: 1969
    • 99 yrs
EW 17
Tiong Bahru MRT · 9 mins (699m)
searchNear MRT Station
searchNear Primary School
searchNear Hawker Centre
searchNear Bus Stop
searchPark Connector Nearby
searchNear Giant Supermarket
searchBalcony Unit
searchNear Tiong Bahru

Listed 1 week ago

4 Room (4A) HDB for Sale in 131C Kim Tian Road - Project Photos 0
WITHIN 600M
image

15

  • S$ 900,000
  • S$ 972 psf
    • 3 Beds
    • 2 Baths
    • 926 sqft
    • HDB 4 Rooms
    • Built: 2000
    • 99 yrs
EW 17
Tiong Bahru MRT · 8 mins (638m)
searchHigh Floor
searchSpacious Layout
searchNear Primary School
searchNear Shopping Centre
searchBright And Airy
searchEthnic Quota Eligible
searchOriginal Condition
searchUnblock View

Listed 1 week ago

4 Room (4S) HDB for Sale in 103 Bukit Purmei Road - Project Photos 0
WITHIN 600M
image

9

  • S$ 580,000
  • S$ 579 psf
    • 3 Beds
    • 1 Bath
    • 1,001 sqft
    • HDB 4 Rooms
    • Built: 1982
    • 99 yrs
CC 30
Keppel MRT · 7 mins (542m)
searchNear MRT Station
searchSpacious Layout
searchFamily Friendly
searchNear Shopping Centre
searchBright And Airy
searchAircon Installed
searchNear Preschool
searchGroceries Nearby

Listed 1 week ago

3 Room (3NG) HDB for Sale in 149 Silat Avenue - Project Photos 0
WITHIN 600M
image

11

  • S$ 470,000
  • S$ 652 psf
    • 2 Beds
    • 2 Baths
    • 721 sqft
    • HDB 3 Rooms
    • Built: 1982
    • 99 yrs
CC 31
Cantonment MRT · 10 mins (732m)
searchNear MRT Station
searchSpacious Layout
searchRenovated Unit
searchRare Unit Available
searchMove-In Condition
searchWell Connected Transport
searchNear Bus Stop
searchFamily Oriented
searchEnsuite Room
searchCity Fringe

Listed 1 week ago

4 Room (4I) HDB for Sale in 24 Telok Blangah Crescent - Project Photos 0
WITHIN 1KM
image

15

floor-plan

1

  • S$ 520,000
  • S$ 590 psf
    • 3 Beds
    • 2 Baths
    • 882 sqft
    • HDB 4 Rooms
    • Built: 1974
    • 99 yrs
CC 29NE 1
HarbourFront MRT · 14 mins (1109m)
searchCorner Unit
searchHigh Floor
searchNear MRT Station
searchSpacious Layout
searchBright And Airy
searchEfficient Layout
searchNear Giant Supermarket
searchNear Aye Expressway
searchUnblocked Greenery View
searchNorth-South Facing

Listed 1 week ago

4 Room (4NG) HDB for Sale in 103 Bukit Purmei Road - Project Photos 0
WITHIN 600M
image

8

floor-plan

1

  • S$ 580,000
  • S$ 579 psf
    • 3 Beds
    • 2 Baths
    • 1,001 sqft
    • HDB 4 Rooms
    • Built: 1984
    • 99 yrs
CC 30
Keppel MRT · 7 mins (542m)
searchCorner Unit
searchNear MRT Station
searchSpacious Layout
searchNear Shopping Centre
searchBright And Airy
searchGreenery View
searchNear Hawker Centre
searchAll Race Welcome
searchBank Sale
searchShort Lease Available

Listed 1 week ago

4 Room (4NG) HDB for Sale in 127D Kim Tian Road - Project Photos 0
WITHIN 800M
image

7

  • S$ 1,000,888
  • S$ 1,000 psf
    • 3 Beds
    • 2 Baths
    • 1,001 sqft
    • HDB 4 Rooms
    • Built: 2011
    • 99 yrs
EW 17
Tiong Bahru MRT · 8 mins (612m)
searchNear MRT Station
searchSpacious Layout
searchFamily Friendly
searchNear Shopping Centre
searchAircon Installed
searchNear Preschool
searchGroceries Nearby
searchNear Tiong Bahru
searchNear Tuition Centre

Listed 2 weeks ago

4 Room (4A) HDB for Sale in 119B Kim Tian Road - Project Photos 0
WITHIN 800M
image

10

floor-plan

1

  • S$ 890,000
  • S$ 951 psf
    • 3 Beds
    • 2 Baths
    • 936 sqft
    • HDB 4 Rooms
    • Built: 2002
    • 99 yrs
EW 17
Tiong Bahru MRT · 7 mins (511m)
searchNear MRT Station
searchSpacious Layout
searchNear Primary School
searchFamily Friendly
searchBright And Airy
searchDirect Owner Listing
searchNear Mall
searchNear Preschool
searchWell-Ventilated
searchNear Tiong Bahru

Listed 2 weeks ago

4 Room (4A) HDB for Sale in 27B Jalan Membina - Project Photos 0
WITHIN 1KM
image

12

floor-plan

1

  • S$ 1,038,000
  • S$ 1,071 psf
    • 3 Beds
    • 2 Baths
    • 969 sqft
    • HDB 4 Rooms
    • Built: 2007
    • 99 yrs
EW 17
Tiong Bahru MRT · 5 mins (390m)
searchNear MRT Station
searchSpacious Layout
searchNear Primary School
searchFamily Friendly
searchRenovated Unit
searchNear Shopping Centre
searchMove-In Ready
searchNear Hawker Centre
searchNear Tiong Bahru
searchNear Cafes

Listed 2 weeks ago

4 Room (4I) HDB for Sale in 34 Telok Blangah Way - Project Photos 0
WITHIN 800M
image

4

  • S$ 518,000
  • S$ 587 psf
    • 3 Beds
    • 2 Baths
    • 882 sqft
    • HDB 4 Rooms
    • Built: 1975
    • 99 yrs
CC 29NE 1
HarbourFront MRT · 12 mins (902m)
searchSpacious Layout
searchWell-Maintained
searchBright And Airy
searchRare Unit Available
searchGreenery View
searchQuiet Neighbourhood
searchInvestment Opportunity
searchOriginal Condition
searchRenovation Potential
searchNature Lover’s Unit

Listed 2 weeks ago

4 Room (4A) HDB for Sale in 27A Jalan Membina - Project Photos 0
WITHIN 1KM
image

7

floor-plan

1

  • S$ 930,000
  • S$ 961 psf
    • 3 Beds
    • 2 Baths
    • 968 sqft
    • HDB 4 Rooms
    • Built: 2007
    • 99 yrs
EW 17
Tiong Bahru MRT · 6 mins (474m)
searchNear MRT Station
searchNear Primary School
searchFamily Friendly
searchRenovated Unit
searchEthnic Quota Eligible
searchNear Hawker Centre
searchNear Mall
searchMotivated Seller
searchNear Preschool
searchNear Supermarket

Listed 2 weeks ago

4 Room (4A) HDB for Sale in 114 Bukit Purmei Road - Project Photos 0
WITHIN 400M
image

9

floor-plan

1

  • S$ 668,000
  • S$ 602 psf
    • 3 Beds
    • 2 Baths
    • 1,109 sqft
    • HDB 4 Rooms
    • Built: 1984
    • 99 yrs
CC 30
Keppel MRT · 9 mins (709m)
searchCorner Unit
searchNear MRT Station
searchSpacious Layout
searchNear Primary School
searchFamily Friendly
searchNear Shopping Centre
searchLow Floor
searchQuiet Neighbourhood
searchWell-Ventilated
searchUnfurnished Unit

Listed 2 weeks ago

HDB for Sale in Singapore FAQs

Yes, you can! There are currently over 15 resale HDB flat listings on 99.co that offer remote viewing options. Many sellers and agents provide virtual tours, video calls, or pre-recorded walkthroughs to help buyers explore flats from the comfort of their homes. This is especially useful for buyers who are overseas, have tight schedules, or want to shortlist potential flats before arranging physical viewings.

Anyone can buy resale HDB flats in Singapore, as long as they meet the eligibility criteria. The eligibility criteria include being at least 21 years old if you’re buying in an approved family nucleus, or 35 years if you’re buying as a single. At least one Singaporean Citizen (SC) or two Singapore Permanent Residents (PR) listed in the flat application. You must be within the Ethnic Integration Policy and Singapore Permanent Resident quota of the block/neighbourhood. In addition, you’ll also need to fall under one of these schemes before you can buy an HDB resale flat: Public Scheme, Fiancé/ Fiancée Scheme, Single Singaporean Citizen Scheme, Joint Singles Scheme, Non-Citizen Spouse Scheme, Non-Citizen Family Scheme, Orphans Scheme, etc.

The process of buying HDB resale flats involves several steps: First, buyers must apply for an HDB Flat Eligibility (HFE) letter to check their eligibility for purchasing, CPF housing grants, and HDB loans. Once eligible, they can search for a suitable resale flat and negotiate a price with the seller. The seller will then grant the Option to Purchase (OTP) for the buyer to exercise. After agreeing, both parties must submit a resale application to HDB. Upon HDB’s approval, buyers will attend the completion appointment, make the final payment, and officially take possession of the flat.