HDB Flats for Sale in Singapore

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133 Sale listings

3 Room (3STD) HDB for Sale in 9 Selegie Road - Project Photos 0
WITHIN 2KM
image

18

floor-plan

1

  • S$ 428,000
  • S$ 710 psf
    • 2 Beds
    • 1 Bath
    • 603 sqft
    • HDB 3 Rooms
    • Built: 1963
    • 99 yrs
DT 13
Rochor MRT · 3 mins (213m)
searchNear MRT Station
searchSpacious Layout
searchNear Primary School
searchNear Shopping Centre
searchCentral Location
searchWalk To School
searchWell Connected Transport
searchNear Hawker Centre
searchQuiet Neighbourhood
searchImmediate Move-In

Listed 1 week ago

3 Room (3A) HDB for Sale in 45 Kim Cheng Street - Project Photos 0
WITHIN 2KM
image

8

floor-plan

1

  • S$ 880,000
  • S$ 1,090 psf
    • 2 Beds
    • 2 Baths
    • 807 sqft
    • HDB 3 Rooms
    • Built: 1949
    • 99 yrs
TE 16
Havelock MRT · 7 mins (531m)
searchRare Unit Available
searchMove-In Ready
searchDirect Owner Listing
searchNear Hawker Centre
searchQuiet Neighbourhood
searchHigh Ceiling
searchCorner Privacy
searchNear Tiong Bahru

Listed 1 week ago

3 Room (3A) HDB for Sale in 55 Havelock Road - Project Photos 0
WITHIN 2KM
image

5

floor-plan

1

  • S$ 770,000
  • S$ 1,036 psf
    • 2 Beds
    • 2 Baths
    • 743 sqft
    • HDB 3 Rooms
    • Built: 2011
    • 99 yrs
TE 16
Havelock MRT · 6 mins (442m)
searchNear MRT Station
searchSpacious Layout
searchFamily Friendly
searchEfficient Layout
searchCentral Location
searchPark Connector Nearby
searchHDB Rules Complied
searchSheltered Parking

Listed 1 week ago

5 Room (5I) HDB for Sale in 11 Cantonment Close - Project Photos 0
WITHIN 2KM
image

8

floor-plan

1

  • S$ 1,400,000
  • S$ 1,182 psf
    • 3 Beds
    • 2 Baths
    • 1,184 sqft
    • HDB 5 Rooms
    • Built: 2000
    • 99 yrs
CC 31
Cantonment MRT · 6 mins (438m)
searchCorner Unit
searchHigh Floor
searchNear MRT Station
searchSpacious Layout
searchNear Primary School
searchFamily Friendly
searchSea View
searchCity View
searchRenovated
searchNear CBD

Listed 1 week ago

3 Room (3I) HDB for Sale in 5 Everton Park - Project Photos 0
WITHIN 2KM
image

13

floor-plan

1

  • S$ 600,000
  • S$ 774 psf
    • 2 Beds
    • 1 Bath
    • 775 sqft
    • HDB 3 Rooms
    • Built: 1965
    • 99 yrs
EW 16NE 3TE 17
Outram Park MRT · 7 mins (519m)
searchNear MRT Station
searchNear Primary School
searchWell-Maintained
searchNear Shopping Centre
searchBright And Airy
searchEfficient Layout
searchCentral Location
searchNear Hawker Centre
searchNear Secondary School
searchNear Aye Expressway

Listed 1 week ago

3 Room (3STD) HDB for Sale in 12 Taman Ho Swee - Project Photos 0
WITHIN 2KM
image

18

  • S$ 350,000
  • S$ 602 psf
    • 2 Beds
    • 1 Bath
    • 581 sqft
    • HDB 3 Rooms
    • Built: 1963
    • 99 yrs
TE 16
Havelock MRT · 2 mins (122m)
searchNear MRT Station
searchNear Shopping Centre
searchRare Unit Available
searchCentral Location
searchGreenery View
searchNear Mall
searchNo Extension Needed
searchCity View
searchNear Tiong Bahru
searchNear Cafes

Listed 1 week ago

4 Room (4S) HDB for Sale in 1G Cantonment Road - Project Photos 0
WITHIN 2KM
image

15

floor-plan

1

  • S$ 1,280,000
  • S$ 1,279 psf
    • 3 Beds
    • 2 Baths
    • 1,001 sqft
    • HDB 4 Rooms
    • Built: 2009
    • 99 yrs
EW 15
Tanjong Pagar MRT · 7 mins (504m)
searchNear MRT Station
searchRenovated Unit
searchBright And Airy
searchSea View
searchNear Hawker Centre
searchCity View
searchNear CBD
searchNear NTUC FairPrice
searchWalking Distance Amenities
searchOpen Kitchen Concept

Listed 1 week ago

3 Room (3STD) HDB for Sale in 37 Lim Liak Street - Project Photos 0
WITHIN 2KM
image

16

floor-plan

1

  • S$ 779,000
  • S$ 965 psf
    • 2 Beds
    • 2 Baths
    • 807 sqft
    • HDB 3 Rooms
    • Built: 1949
    • 99 yrs
EW 17
Tiong Bahru MRT · 6 mins (402m)
searchNear MRT Station
searchBright And Airy
searchEfficient Layout
searchCentral Location
searchNear Hawker Centre
searchVibrant Neighbourhood
searchFoodie District Nearby
searchNear Tiong Bahru
searchHeritage Poi Nearby

Listed 1 week ago

3 Room (3STD) HDB for Sale in 45 Kim Cheng Street - Project Photos 0
WITHIN 2KM
image

9

  • S$ 800,000
  • S$ 845 psf
    • 2 Beds
    • 1 Bath
    • 947 sqft
    • HDB 3 Rooms
    • Built: 1949
    • 99 yrs
TE 16
Havelock MRT · 7 mins (531m)
searchNear MRT Station
searchNear Primary School
searchFamily Friendly
searchNear Shopping Centre
searchBright And Airy
searchModern Interior
searchNear Hawker Centre
searchNear Secondary School
searchNear Tiong Bahru

Listed 1 week ago

4 Room (4A) HDB for Sale in 2A Boon Tiong Road - Project Photos 0
WITHIN 2KM
image

16

  • S$ 999,000
  • S$ 1,031 psf
    • 3 Beds
    • 2 Baths
    • 969 sqft
    • HDB 4 Rooms
    • Built: 1999
    • 99 yrs
TE 16
Havelock MRT · 3 mins (234m)
searchNear MRT Station
searchSpacious Layout
searchNear Shopping Centre
searchModern Interior
searchImmediate Move-In
searchCovered Parking
searchNear Tiong Bahru
searchFamily Oriented
searchNear Hospital
searchNear Cafes

Listed 1 week ago

4 Room (4A) HDB for Sale in 1 Cantonment Road - Project Photos 0
WITHIN 2KM
image

12

  • S$ 1,300,000
  • S$ 1,299 psf
    • 3 Beds
    • 2 Baths
    • 1,001 sqft
    • HDB 4 Rooms
    • Built: 2010
    • 99 yrs
TE 18
Maxwell MRT · 8 mins (600m)
searchNear MRT Station
searchFamily Friendly
searchNear Shopping Centre
searchDirect Owner Listing
searchNear Hawker Centre
searchNear Preschool
searchGroceries Nearby
searchVibrant Neighbourhood

Listed 1 week ago

3 Room (3I) HDB for Sale in 26 Tiong Bahru Road - Project Photos 0
WITHIN 2KM
image

7

  • S$ 699,000
  • S$ 866 psf
    • 2 Beds
    • 1 Bath
    • 807 sqft
    • HDB 3 Rooms
    • Built: 1949
    • 99 yrs
EW 17
Tiong Bahru MRT · 6 mins (433m)
searchNear MRT Station
searchSpacious Layout
searchNear Primary School
searchRenovated Unit
searchNear Shopping Centre
searchBright And Airy
searchDirect Owner Listing
searchNear Secondary School
searchGroceries Nearby
searchNear Tiong Bahru

Listed 1 week ago

4 Room (4A) HDB for Sale in 1 Cantonment Road - Project Photos 0
WITHIN 2KM
image

10

floor-plan

1

  • S$ 1,300,000
  • S$ 1,299 psf
    • 3 Beds
    • 2 Baths
    • 1,001 sqft
    • HDB 4 Rooms
    • Built: 2010
    • 99 yrs
TE 18
Maxwell MRT · 8 mins (600m)
searchHigh Floor
searchNear MRT Station
searchNear Primary School
searchRenovated Unit
searchNear Shopping Centre
searchBright And Airy
searchNear Hawker Centre
searchCity View
searchNear CBD
searchWell-Connected Transport

Listed 1 week ago

3 Room (3I) HDB for Sale in 2 Tanjong Pagar Plaza - Project Photos 0
WITHIN 2KM
image

10

  • S$ 548,000
  • S$ 863 psf
    • 2 Beds
    • 1 Bath
    • 635 sqft
    • HDB 3 Rooms
    • Built: 1976
    • 99 yrs
EW 15
Tanjong Pagar MRT · 5 mins (361m)
searchHigh Floor
searchNear MRT Station
searchBright And Airy
searchMove-In Ready
searchCentral Location
searchCity View
searchPrime Location
searchNear CBD
searchWell-Ventilated
searchLift Access

Listed 1 week ago

3 Room (3I) HDB for Sale in 4 Tanjong Pagar Plaza - Project Photos 0
WITHIN 2KM
image

19

floor-plan

1

  • S$ 575,000
  • S$ 906 psf
    • 2 Beds
    • 1 Bath
    • 635 sqft
    • HDB 3 Rooms
    • Built: 1977
    • 99 yrs
EW 15
Tanjong Pagar MRT · 5 mins (336m)
searchHigh Floor
searchNear MRT Station
searchSpacious Layout
searchRenovated Unit
searchNear Shopping Centre
searchModern Interior
searchRenovated
searchNear Preschool
searchDirect MRT Access
searchCovered Parking

Listed 2 weeks ago

5 Room (5I) HDB for Sale in 56 Havelock Road - Project Photos 0
WITHIN 2KM
image

14

floor-plan

1

  • S$ 1,250,000
  • S$ 1,019 psf
    • 3 Beds
    • 2 Baths
    • 1,227 sqft
    • HDB 5 Rooms
    • Built: 2013
    • 99 yrs
TE 16
Havelock MRT · 6 mins (479m)
searchHigh Floor
searchNear MRT Station
searchNear Primary School
searchNear Shopping Centre
searchWell Connected Transport
searchRenovated
searchUnblock View
searchNear Expressway Exit
searchNear Tiong Bahru

Listed 2 weeks ago

4 Room (4I) HDB for Sale in 7 Tanjong Pagar Plaza - Project Photos 0
WITHIN 1KM
image

12

floor-plan

1

  • S$ 770,000
  • S$ 861 psf
    • 3 Beds
    • 2 Baths
    • 894 sqft
    • HDB 4 Rooms
    • Built: 1979
    • 99 yrs
EW 15
Tanjong Pagar MRT · 4 mins (298m)
searchHigh Floor
searchNear MRT Station
searchSpacious Layout
searchFamily Friendly
searchNear Shopping Centre
searchNew Listing
searchWell Connected Transport
searchPrime Location
searchUnblocked Views
searchCentralised Location

Listed 2 weeks ago

4 Room (4A) HDB for Sale in 1 Cantonment Road - Project Photos 0
WITHIN 2KM
image

14

floor-plan

1

  • S$ 1,250,000
  • S$ 1,249 psf
    • 3 Beds
    • 2 Baths
    • 1,001 sqft
    • HDB 4 Rooms
    • Built: 2010
    • 99 yrs
TE 18
Maxwell MRT · 8 mins (600m)
searchHigh Floor
searchNear MRT Station
searchFamily Friendly
searchNear Shopping Centre
searchNear Hawker Centre
searchNear Bus Stop
searchCity View
searchNear CBD
searchNear Cafes
searchNear Restaurants

Listed 2 weeks ago

4 Room (4NG) HDB for Sale in 269B Queen Street - Project Photos 0
WITHIN 2KM
image

9

floor-plan

1

  • S$ 1,088,888
  • S$ 887 psf
    • 3 Beds
    • 2 Baths
    • 1,227 sqft
    • HDB 4 Rooms
    • Built: 1983
    • 99 yrs
DT 14EW 12
Bugis MRT · 4 mins (296m)
searchHigh Floor
searchNear MRT Station
searchBright And Airy
searchRare Unit Available
searchUnblocked View
searchCity View
searchGood Rental Demand
searchNear University
searchNear CBD
searchWell-Connected Transport

Listed 2 weeks ago

4 Room (4A) HDB for Sale in 2A Boon Tiong Road - Project Photos 0
WITHIN 2KM
image

17

  • S$ 1,250,000
  • S$ 1,162 psf
    • 3 Beds
    • 2 Baths
    • 1,076 sqft
    • HDB 4 Rooms
    • Built: 1999
    • 99 yrs
TE 16
Havelock MRT · 3 mins (234m)
searchNear MRT Station
searchSpacious Layout
searchNear Primary School
searchFamily Friendly
searchWell-Maintained
searchNear Shopping Centre
searchNear Secondary School
searchNear Supermarket
searchPlayground
searchNear Cafes

Listed 2 weeks ago

3 Room (3I) HDB for Sale in 6 Everton Park - Project Photos 0
WITHIN 2KM
image

6

floor-plan

1

  • S$ 565,000
  • S$ 729 psf
    • 2 Beds
    • 2 Baths
    • 775 sqft
    • HDB 3 Rooms
    • Built: 1965
    • 99 yrs
EW 16NE 3TE 17
Outram Park MRT · 7 mins (517m)
searchHigh Floor
searchNear MRT Station
searchRare Unit Available
searchMove-In Ready
searchCentral Location
searchWell Connected Transport
searchGreat Investment Buy
searchUtility Room Included
searchNear CBD
searchNear Expressway Exit

Listed 2 weeks ago

3 Room (3I) HDB for Sale in 264 Waterloo Street - Project Photos 0
WITHIN 1KM
image

11

  • S$ 668,000
  • S$ 1,034 psf
    • 2 Beds
    • 1 Bath
    • 646 sqft
    • HDB 3 Rooms
    • Built: 1978
    • 99 yrs
DT 21
Bencoolen MRT · 3 mins (210m)
searchHigh Floor
searchNear MRT Station
searchSpacious Layout
searchWell-Maintained
searchRenovated Unit
searchBright And Airy
searchMove-In Ready
searchCity View
searchCentralised Location

Listed 2 weeks ago

Premium HDB for Sale in 1E Cantonment Road - Project Photos 0
WITHIN 2KM
image

19

floor-plan

1

video

1

  • S$ 1,680,000
  • S$ 1,642 psf
VIEW TO OFFER
    • 3 Beds
    • 2 Baths
    • 1,023 sqft
    • HDB 4 Rooms
    • Built: 2011
    • 99 yrs
TE 18
Maxwell MRT · 7 mins (500m)
searchNear MRT Station
searchSpacious Layout
searchMove-In Ready
searchNear Hawker Centre
searchCity View
searchNear CBD
searchSuper High Floor
searchHeritage Poi Nearby
searchNear Cafes
searchNear Restaurants

Listed 2 weeks ago

3 Room (3I) HDB for Sale in 6 Everton Park - Project Photos 0
WITHIN 2KM
image

18

floor-plan

1

  • S$ 565,000
  • S$ 729 psf
    • 2 Beds
    • 1 Bath
    • 775 sqft
    • HDB 3 Rooms
    • Built: 1965
    • 99 yrs
EW 16NE 3TE 17
Outram Park MRT · 7 mins (517m)
searchHigh Floor
searchNear MRT Station
searchSpacious Layout
searchMove-In Ready
searchCity View
searchPrime Location
searchUtility Room Included
searchNear CBD
searchNear Cafes
searchNear Restaurants

Listed 2 weeks ago

4 Room (4A) HDB for Sale in 55 Havelock Road - Project Photos 0
WITHIN 2KM
image

7

floor-plan

1

  • S$ 1,200,000
  • S$ 1,253 psf
    • 3 Beds
    • 2 Baths
    • 958 sqft
    • HDB 4 Rooms
    • Built: 2011
    • 99 yrs
TE 16
Havelock MRT · 6 mins (442m)
searchHigh Floor
searchNear MRT Station
searchSpacious Layout
searchNear Primary School
searchFamily Friendly
searchRenovated Unit
searchNear Hawker Centre
searchAll Race Welcome
searchCity View
searchNear Tiong Bahru

Listed 2 weeks ago

3 Room (3I) HDB for Sale in 29 Lim Liak Street - Project Photos 0
WITHIN 2KM
image

5

floor-plan

1

  • S$ 808,000
  • S$ 1,001 psf
    • 3 Beds
    • 1 Bath
    • 807 sqft
    • HDB 3 Rooms
    • Built: 1949
    • 99 yrs
EW 17
Tiong Bahru MRT · 5 mins (387m)

Listed 2 weeks ago

3 Room (3STD) HDB for Sale in 9 Selegie Road - Project Photos 0
WITHIN 2KM
image

17

floor-plan

1

  • S$ 428,000
  • S$ 710 psf
    • 2 Beds
    • 1 Bath
    • 603 sqft
    • HDB 3 Rooms
    • Built: 1963
    • 99 yrs
DT 13
Rochor MRT · 3 mins (213m)
searchNear MRT Station
searchSpacious Layout
searchNear Primary School
searchDirect Owner Listing
searchQuiet Neighbourhood
searchNear Bus Stop
searchImmediate Move-In
searchCity View
searchNear Supermarket
searchNear Clinic

Listed 3 weeks ago

5 Room (5I) HDB for Sale in 6B Boon Tiong Road - Project Photos 0
WITHIN 2KM
image

20

  • S$ 1,450,000
  • S$ 1,172 psf
    • 3 Beds
    • 2 Baths
    • 1,237 sqft
    • HDB 5 Rooms
    • Built: 2003
    • 99 yrs
TE 16
Havelock MRT · 5 mins (378m)
searchNear MRT Station
searchSpacious Layout
searchNear Primary School
searchRenovated Unit
searchNear Shopping Centre
searchMove-In Condition
searchNear Hawker Centre
searchNear Park
searchNear Tiong Bahru
searchNear Cafes

Listed 3 weeks ago

2 Room (2STD) HDB for Sale in 4 Tanjong Pagar Plaza - Project Photos 0
WITHIN 2KM
image

7

floor-plan

1

  • S$ 580,000
  • S$ 913 psf
    • 2 Beds
    • 1 Bath
    • 635 sqft
    • HDB 2 Rooms
    • Built: 1976
    • 99 yrs
EW 15
Tanjong Pagar MRT · 5 mins (336m)
searchNear MRT Station
searchSpacious Layout
searchNear Shopping Centre
searchNo Extension Needed
searchAircon Installed
searchNear Preschool
searchNear Tuition Centre
searchOpen Kitchen Concept

Listed 3 weeks ago

4 Room (4A) HDB for Sale in 1 Cantonment Road - Project Photos 0
WITHIN 2KM
image

10

  • S$ 1,410,000
  • S$ 1,380 psf
    • 3 Beds
    • 2 Baths
    • 1,022 sqft
    • HDB 4 Rooms
    • Built: 2010
    • 99 yrs
TE 18
Maxwell MRT · 8 mins (600m)
searchNear MRT Station
searchSpacious Layout
searchFamily Friendly
searchRenovated Unit
searchNear Shopping Centre
searchMove-In Ready
searchCentral Location
searchNear Preschool
search24-Hour Security
searchWell-Connected Transport

Listed 3 weeks ago

5 Room (5I) HDB for Sale in 6 Everton Park - Project Photos 0
WITHIN 2KM
image

8

floor-plan

1

  • S$ 930,000
  • S$ 681 psf
    • 3 Beds
    • 2 Baths
    • 1,366 sqft
    • HDB 5 Rooms
    • Built: 1965
    • 99 yrs
EW 16NE 3TE 17
Outram Park MRT · 7 mins (517m)
searchNear MRT Station
searchSpacious Layout
searchFamily Friendly
searchNear Shopping Centre
searchCentral Location
searchWalk To School
searchWell Connected Transport
searchNear Hawker Centre

Listed 3 weeks ago

3 Room (3I) HDB for Sale in 264 Waterloo Street - Project Photos 0
WITHIN 1KM
image

7

  • S$ 668,000
  • S$ 1,047 psf
    • 2 Beds
    • 1 Bath
    • 638 sqft
    • HDB 3 Rooms
    • Built: 1978
    • 99 yrs
DT 21
Bencoolen MRT · 3 mins (210m)
searchHigh Floor
searchNear MRT Station
searchSpacious Layout
searchWell-Maintained
searchRenovated Unit
searchBright And Airy
searchMove-In Ready
searchCity View
searchDirect MRT Access
searchCentralised Location

Listed 4 weeks ago

4 Room (4STD) HDB for Sale in 78 Guan Chuan Street - Project Photos 0
WITHIN 2KM
image

4

  • S$ 980,000
  • S$ 1,225 psf
    • 3 Beds
    • 1 Bath
    • 800 sqft
    • HDB 4 Rooms
    • Built: 1937
    • 99 yrs
EW 17
Tiong Bahru MRT · 7 mins (526m)
searchNear MRT Station
searchSpacious Layout
searchNear Primary School
searchNear Shopping Centre
searchNear Hawker Centre
searchInvestment-Friendly Unit
searchNear Giant Supermarket
searchVibrant Neighbourhood
searchNear Tiong Bahru
searchExpat Cluster Location

Listed 1 month ago

3 Room (3STD) HDB for Sale in 21 Lim Liak Street - Project Photos 0
WITHIN 2KM
image

10

floor-plan

1

  • S$ 918,000
  • S$ 969 psf
    • 2 Beds
    • 1 Bath
    • 947 sqft
    • HDB 3 Rooms
    • Built: 1949
    • 99 yrs
TE 16
Havelock MRT · 5 mins (383m)
searchHigh Floor
searchNear MRT Station
searchSpacious Layout
searchRenovated Unit
searchNear Hawker Centre
searchNo Extension Needed
searchNear CBD
searchNear Tiong Bahru
searchHeritage Poi Nearby
searchNear Cafes

Listed 1 month ago

3 Room (3I) HDB for Sale in 271 Queen Street - Project Photos 0
WITHIN 2KM
image

14

floor-plan

1

  • S$ 599,000
  • S$ 927 psf
    • 2 Beds
    • 1 Bath
    • 646 sqft
    • HDB 3 Rooms
    • Built: 1978
    • 99 yrs
DT 14EW 12
Bugis MRT · 4 mins (251m)
searchHigh Floor
searchNear MRT Station
searchNear Shopping Centre
searchBright And Airy
searchNear Hawker Centre
searchDirect MRT Access
searchNear Wet Market
searchVibrant Neighbourhood
searchBasement Parking
searchFitness Corner

Listed 1 month ago

2 Room (2A) HDB for Sale in 12 Taman Ho Swee - Project Photos 0
WITHIN 2KM
image

6

  • S$ 300,000
  • S$ 569 psf
    • 1 Bed
    • 1 Bath
    • 527 sqft
    • HDB 2 Rooms
    • Built: 1971
    • 99 yrs
TE 16
Havelock MRT · 2 mins (122m)
searchNear MRT Station
searchNear Shopping Centre
searchMove-In Ready
searchCentral Location
searchNear Hawker Centre
searchInvestment Opportunity
searchNear Bus Stop
searchAffordable
searchNear Transport Hub
searchNear Restaurants

Listed 1 month ago

HDB for Sale in Singapore FAQs

Yes, you can! There are currently over 15 resale HDB flat listings on 99.co that offer remote viewing options. Many sellers and agents provide virtual tours, video calls, or pre-recorded walkthroughs to help buyers explore flats from the comfort of their homes. This is especially useful for buyers who are overseas, have tight schedules, or want to shortlist potential flats before arranging physical viewings.

Anyone can buy resale HDB flats in Singapore, as long as they meet the eligibility criteria. The eligibility criteria include being at least 21 years old if you’re buying in an approved family nucleus, or 35 years if you’re buying as a single. At least one Singaporean Citizen (SC) or two Singapore Permanent Residents (PR) listed in the flat application. You must be within the Ethnic Integration Policy and Singapore Permanent Resident quota of the block/neighbourhood. In addition, you’ll also need to fall under one of these schemes before you can buy an HDB resale flat: Public Scheme, Fiancé/ Fiancée Scheme, Single Singaporean Citizen Scheme, Joint Singles Scheme, Non-Citizen Spouse Scheme, Non-Citizen Family Scheme, Orphans Scheme, etc.

The process of buying HDB resale flats involves several steps: First, buyers must apply for an HDB Flat Eligibility (HFE) letter to check their eligibility for purchasing, CPF housing grants, and HDB loans. Once eligible, they can search for a suitable resale flat and negotiate a price with the seller. The seller will then grant the Option to Purchase (OTP) for the buyer to exercise. After agreeing, both parties must submit a resale application to HDB. Upon HDB’s approval, buyers will attend the completion appointment, make the final payment, and officially take possession of the flat.