HDB Resale Flats for Sale in Singapore

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346 Sale listings

4 Room (4A) HDB for Sale in 185 Bedok North Road - Project Photos 0
WITHIN 2KM
image

5

floor-plan

1

  • S$ 790,000
  • S$ 798 psf
    • 3 Beds
    • 2 Baths
    • 990 sqft
    • HDB 4 Rooms
    • Built: 2005
    • 99 yrs
EW 4
Tanah Merah MRT · 8 mins (640m)
searchNear Primary School
searchFamily Friendly
searchNear Sheng Siong
searchNear Hawker Centre
searchNo Extension Needed
searchFirst-Time Buyer Friendly
searchSheltered Carpark
searchNear FairPrice
searchWalk to MRT
searchNo West Sun

Listed 6 days ago

Executive HDB for Sale in 894 Tampines Street 81 - Project Photos 0
WITHIN 2KM
image

11

floor-plan

1

  • S$ 1,118,000
  • S$ 732 psf
    • 4 Beds
    • 2 Baths
    • 1,528 sqft
    • HDB Executive
    • Built: 1989
    • 99 yrs
DT 31
Tampines West MRT · 10 mins (776m)
searchCorner Unit
searchHigh Floor
searchSpacious Layout
searchNo Extension Needed
searchRenovated
searchCoffee Shop Nearby
searchNear Community Club
searchWalk To Supermarket

Listed 6 days ago

4 Room (4NG) HDB for Sale in 222A Bedok North Drive - Project Photos 0
WITHIN 1KM
image

7

floor-plan

1

  • S$ 1,280,000
  • S$ 1,293 psf
    • 3 Beds
    • 2 Baths
    • 990 sqft
    • HDB 4 Rooms
    • Built: 2021
    • 99 yrs
EW 5
Bedok MRT · 3 mins (240m)
searchHigh Floor
searchSpacious Layout
searchNear Primary School
searchRenovated Unit
searchNear Shopping Centre
searchBright And Airy
searchMove-In Condition
searchEfficient Layout
searchWindy Unit
searchQuality Fittings

Listed 6 days ago

3 Room (3I) HDB for Sale in 74 Bedok North Road - Project Photos 0
WITHIN 2KM
image

13

floor-plan

1

  • S$ 420,000
  • S$ 661 psf
    • 2 Beds
    • 1 Bath
    • 635 sqft
    • HDB 3 Rooms
    • Built: 1978
    • 99 yrs
EW 4
Tanah Merah MRT · 6 mins (476m)
searchHigh Floor
searchNear MRT Station
searchMove-In Ready
searchConvenient Location
searchDirect Owner Listing
searchNear PIE Expressway
searchNewly Renovated
searchNear Changi Airport

Listed 1 week ago

4 Room (4A) HDB for Sale in 63 Chai Chee Road - Project Photos 0
WITHIN 1KM
image

14

  • S$ 765,000
  • S$ 535 psf
    • 3 Beds
    • 2 Baths
    • 1,431 sqft
    • HDB 4 Rooms
    • Built: 1984
    • 99 yrs
EW 5
Bedok MRT · 12 mins (942m)
searchHigh Floor
searchNear MRT Station
searchSpacious Layout
searchWell-Maintained
searchBright And Airy
searchUnblocked View
searchNo Extension Needed
searchImmediate Move-In
searchQuiet Facing
searchMarble Flooring

Listed 1 week ago

3 Room (3I) HDB for Sale in 28 New Upper Changi Road - Project Photos 0
WITHIN 2KM
image

3

  • S$ 450,000
  • S$ 643 psf
    • 2 Beds
    • 1 Bath
    • 700 sqft
    • HDB 3 Rooms
    • Built: 1977
    • 99 yrs
EW 5
Bedok MRT · 7 mins (552m)
searchWell-Maintained
searchMove-In Condition
searchNear Mall
searchNo Extension Needed
searchUtility Room Included
searchMid Floor
searchFlexible Purchase Timeline
searchWalk To MRT

Listed 1 week ago

5 Room (5STD) HDB for Sale in 120 Bedok North Street 2 - Project Photos 0
WITHIN 1KM
image

4

  • S$ 728,000
  • S$ 578 psf
    • 3 Beds
    • 2 Baths
    • 1,259 sqft
    • HDB 5 Rooms
    • Built: 1978
    • 99 yrs
DT 30
Bedok Reservoir MRT · 12 mins (926m)
searchCorner Unit
searchHigh Floor
searchNear Primary School
searchBright And Airy
searchNear Sheng Siong
searchNear Hawker Centre
searchUnblock View
searchBreezy Unit
searchNear 24H Convenience Store
searchCoffee Shop Nearby

Listed 1 week ago

3 Room (3NG) HDB for Sale in 609 Bedok Reservoir Road - Project Photos 0
WITHIN 2KM
image

7

floor-plan

1

  • S$ 449,000
  • S$ 623 psf
    • 2 Beds
    • 2 Baths
    • 721 sqft
    • HDB 3 Rooms
    • Built: 1982
    • 99 yrs
DT 28
Kaki Bukit MRT · 7 mins (510m)
searchSpacious Layout
searchRenovated Unit
searchNear Hawker Centre
searchNear Wet Market
searchNear NTUC FairPrice
searchWindy Unit
searchWalk To Kaki Bukit MRT
searchCoffee Shop Nearby
searchLease Balance 54 Years
searchNo West Sun

Listed 1 week ago

Maisonette HDB for Sale in 130 Bedok Reservoir Road - Project Photos 0
WITHIN 2KM
image

19

floor-plan

1

  • S$ 960,000
  • S$ 624 psf
    • 4 Beds
    • 3 Baths
    • 1,539 sqft
    • HDB Executive
    • Built: 1987
    • 99 yrs
DT 28
Kaki Bukit MRT · 6 mins (410m)
searchCorner Unit
searchMove-In Ready
searchExecutive Maisonette
searchWalk-In Wardrobe
searchEnclosed Balcony
searchNear Downtown Line
search3 Bathrooms
searchNear Bedok Reservoir Park
searchAll Races Welcome
searchUtility Room

Listed 1 week ago

4 Room (4NG) HDB for Sale in 129 Bedok North Street 2 - Project Photos 0
WITHIN 2KM
image

12

floor-plan

1

  • S$ 528,000
  • S$ 591 psf
    • 3 Beds
    • 2 Baths
    • 893 sqft
    • HDB 4 Rooms
    • Built: 1978
    • 99 yrs
EW 4
Tanah Merah MRT · 12 mins (941m)
searchHigh Floor
searchNear MRT Station
searchSpacious Layout
searchNear Primary School
searchFamily Friendly
searchNear Shopping Centre
searchBright And Airy
searchNear Sheng Siong
searchNear Bus Stop
searchNear Ntuc FairPrice

Listed 1 week ago

4 Room (4NG) HDB for Sale in 222A Bedok North Drive - Project Photos 0
WITHIN 1KM
image

8

floor-plan

1

  • S$ 1,280,000
  • S$ 1,293 psf
    • 3 Beds
    • 2 Baths
    • 990 sqft
    • HDB 4 Rooms
    • Built: 2021
    • 99 yrs
EW 5
Bedok MRT · 3 mins (240m)
searchNear MRT Station
searchSpacious Layout
searchRenovated Unit
searchNear Shopping Centre
searchMove-In Ready
searchDirect Owner Listing
searchNew Listing
searchWell-Connected Transport

Listed 1 week ago

3 Room (3I) HDB for Sale in 74 Bedok North Road - Project Photos 0
WITHIN 2KM
image

7

floor-plan

1

  • S$ 410,000
  • S$ 646 psf
    • 2 Beds
    • 1 Bath
    • 635 sqft
    • HDB 3 Rooms
    • Built: 1978
    • 99 yrs
EW 4
Tanah Merah MRT · 6 mins (476m)
searchHigh Floor
searchNear MRT Station
searchSpacious Layout
searchRenovated Unit
searchBright And Airy
searchMove-In Ready
searchConvenient Location
searchWell Connected Transport
searchNear Changi Airport
searchNear Pie Expressway

Listed 1 week ago

5 Room (5I) HDB for Sale in 621 Bedok Reservoir Road - Project Photos 0
WITHIN 1KM
image

9

  • S$ 708,000
  • S$ 544 psf
    • 3 Beds
    • 2 Baths
    • 1,302 sqft
    • HDB 5 Rooms
    • Built: 1983
    • 99 yrs
DT 29
Bedok North MRT · 2 mins (120m)
searchNear MRT Station
searchSpacious Layout
searchFamily Friendly
searchMove-In Ready
searchNear Schools
searchImmediate Availability
searchWell-Connected Transport
search5I Unit
searchMature Estate
searchNear Expressway

Listed 1 week ago

3 Room (3I) HDB for Sale in 20 Chai Chee Road - Project Photos 0
WITHIN 1KM
image

16

  • S$ 400,000
  • S$ 496 psf
    • 2 Beds
    • 1 Bath
    • 807 sqft
    • HDB 3 Rooms
    • Built: 1972
    • 99 yrs
EW 5
Bedok MRT · 10 mins (795m)
searchCorner Unit
searchHigh Floor
searchNear MRT Station
searchUnblocked View
searchNear Mall
searchNear Transport Hub
searchNew Parquet Varnishing
searchSpacious Bedrooms
searchPrivacy
searchUtility Room

Listed 1 week ago

Executive HDB for Sale in 10D Bedok South Avenue 2 - Project Photos 0
WITHIN 2KM
image

6

floor-plan

1

  • S$ 1,388,888
  • S$ 902 psf
    • 4 Beds
    • 2 Baths
    • 1,539 sqft
    • HDB Executive
    • Built: 1995
    • 99 yrs
EW 5
Bedok MRT · 10 mins (744m)
searchHigh Floor
searchRenovated Unit
searchRare Unit Available
searchSea View
searchBreezy Unit
searchNear East Coast Park
searchWell-Connected Transport
searchOpen to All Races
searchExecutive Apartment
searchMature Estate

Listed 1 week ago

Executive HDB for Sale in 894A Tampines Street 81 - Project Photos 0
WITHIN 1KM
image

9

  • S$ 1,118,000
  • S$ 9,317 psf
    • 4 Beds
    • 2 Baths
    • 120 sqft
    • HDB Executive
    • Built: 1988
    • 99 yrs
DT 31
Tampines West MRT · 10 mins (751m)
searchHigh Floor
searchSpacious Layout
searchRenovated Unit
searchDirect Owner Listing
searchNo Extension Needed
searchCorner Privacy
searchLease Balance 60 Years
searchNear 24H Convenience Store
searchCoffee Shop Nearby
searchNear Community Club

Listed 1 week ago

3 Room (3I) HDB for Sale in 32 Chai Chee Avenue - Project Photos 0
WITHIN 2KM
image

3

  • S$ 399,000
  • S$ 571 psf
    • 2 Beds
    • 1 Bath
    • 699 sqft
    • HDB 3 Rooms
    • Built: 1974
    • 99 yrs
EW 5
Bedok MRT · 7 mins (517m)
searchNear MRT Station
searchFamily Friendly
searchNear Shopping Centre
searchConvenient Location
searchCentral Location
searchAll Race Welcome
searchImmediate Move-In
searchGroceries Nearby
searchVacant

Listed 1 week ago

3 Room (3NG) HDB for Sale in 122 Bedok North Street 2 - Project Photos 0
WITHIN 2KM
image

8

  • S$ 405,000
  • S$ 519 psf
    • 2 Beds
    • 2 Baths
    • 780 sqft
    • HDB 3 Rooms
    • Built: 1978
    • 99 yrs
EW 4
Tanah Merah MRT · 13 mins (980m)
searchNear MRT Station
searchSpacious Layout
searchFamily Friendly
searchWell-Maintained
searchWalk To School

Listed 1 week ago

3 Room (3NG) HDB for Sale in 420 Bedok North Street 1 - Project Photos 0
WITHIN 1KM
image

8

floor-plan

1

  • S$ 538,888
  • S$ 611 psf
    • 2 Beds
    • 2 Baths
    • 882 sqft
    • HDB 3 Rooms
    • Built: 1979
    • 99 yrs
EW 5
Bedok MRT · 6 mins (432m)
searchCorner Unit
searchSpacious Layout
searchRare Unit Available
searchMove-In Condition
searchFlexible Viewing
searchNo Extension Needed
searchPark Facing
searchGood Privacy
searchDirect Owner Sale
searchCo-Broke Welcome

Listed 1 week ago

4 Room (4NG) HDB for Sale in 93 Bedok North Avenue 4 - Project Photos 0
WITHIN 2KM
image

8

floor-plan

1

  • S$ 518,000
  • S$ 523 psf
    • 3 Beds
    • 2 Baths
    • 990 sqft
    • HDB 4 Rooms
    • Built: 1979
    • 99 yrs
EW 4
Tanah Merah MRT · 11 mins (852m)
searchNo Extension Needed
searchImmediate Move-In
searchNear PIE, TPE & ECP
searchNear Wet Market & NTUC FairPrice
searchNear St Anthony Primary & Secondary
searchQuiet Playground View
searchSpacious 4NG Flat
searchLift Level Unit
searchWalk to Tanah Merah MRT
searchContra Allowed

Listed 1 week ago

4 Room (4NG) HDB for Sale in 222B Bedok North Drive - Project Photos 0
WITHIN 1KM
image

6

floor-plan

1

  • S$ 1,188,888
  • S$ 1,201 psf
    • 3 Beds
    • 2 Baths
    • 990 sqft
    • HDB 4 Rooms
    • Built: 2021
    • 99 yrs
EW 5
Bedok MRT · 3 mins (204m)
searchNear MRT Station
searchRenovated Unit
searchBright And Airy
searchEthnic Quota Eligible
searchMove-In Ready
searchEfficient Layout
searchImmediate Move-In
searchGood Schools Nearby
searchFamily Oriented
searchQuality Fittings

Listed 1 week ago

4 Room (4S) HDB for Sale in 124 Bedok Reservoir Road - Project Photos 0
WITHIN 2KM
image

9

  • S$ 668,888
  • S$ 740 psf
    • 3 Beds
    • 2 Baths
    • 904 sqft
    • HDB 4 Rooms
    • Built: 1987
    • 99 yrs
DT 28
Kaki Bukit MRT · 4 mins (288m)
searchNear MRT Station
searchSpacious Layout
searchFamily Friendly
searchWell-Maintained
searchConvenient Location
searchNear Bus Stop
searchPark Connector Nearby
searchVibrant Neighbourhood

Listed 1 week ago

4 Room (4A) HDB for Sale in 221B Bedok Central - Project Photos 0
WITHIN 2KM
image

3

  • S$ 898,000
  • S$ 860 psf
    • 3 Beds
    • 2 Baths
    • 1,044 sqft
    • HDB 4 Rooms
    • Built: 2010
    • 99 yrs
EW 5
Bedok MRT · 7 mins (508m)
searchFamily Friendly
searchConvenient Location
searchWell Connected Transport
searchImmediate Move-In
searchNear Schools
searchFully Furnished
searchHeartland Shops Nearby
searchNear Bedok MRT
searchNear Bedok Mall
searchNear Bus Interchange

Listed 1 week ago

3 Room (3NG) HDB for Sale in 134 Bedok North Street 2 - Project Photos 0
WITHIN 2KM
image

4

  • S$ 430,000
  • S$ 596 psf
    • 2 Beds
    • 2 Baths
    • 721 sqft
    • HDB 3 Rooms
    • Built: 1978
    • 99 yrs
EW 5
Bedok MRT · 11 mins (870m)
searchNear Primary School
searchFamily Friendly
searchEthnic Quota Eligible
searchEfficient Layout
searchNear Secondary School
searchNo Extension Needed
searchImmediate Move-In
searchAircon Installed
searchMature Estate
searchPartially Furnished

Listed 1 week ago

4 Room (4A) HDB for Sale in 873 Tampines Street 84 - Project Photos 0
WITHIN 2KM
image

14

floor-plan

1

  • S$ 645,000
  • S$ 576 psf
    • 3 Beds
    • 2 Baths
    • 1,119 sqft
    • HDB 4 Rooms
    • Built: 1988
    • 99 yrs
DT 31
Tampines West MRT · 15 mins (1147m)
searchHigh Floor
searchNear MRT Station
searchSpacious Layout
searchFamily Friendly
searchWell-Maintained
searchNear Shopping Centre
searchMotivated Seller
searchInvestment-Friendly Unit
searchImmediate Move-In
searchAircon Installed

Listed 1 week ago

4 Room (4A) HDB for Sale in 876 Tampines Street 84 - Project Photos 0
WITHIN 2KM
image

9

floor-plan

1

  • S$ 645,000
  • S$ 555 psf
    • 3 Beds
    • 2 Baths
    • 1,162 sqft
    • HDB 4 Rooms
    • Built: 1988
    • 99 yrs
DT 31
Tampines West MRT · 15 mins (1134m)
searchNear MRT Station
searchSpacious Layout
searchRenovated Unit
searchNear Shopping Centre
searchMove-In Ready
searchDirect Owner Listing
searchUnblocked View
searchAll Race Welcome
searchMid Floor
searchFamily Oriented

Listed 1 week ago

3 Room (3S) HDB for Sale in 835 Tampines Street 83 - Project Photos 0
WITHIN 2KM
image

4

floor-plan

1

  • S$ 470,000
  • S$ 682 psf
    • 2 Beds
    • 2 Baths
    • 689 sqft
    • HDB 3 Rooms
    • Built: 1986
    • 99 yrs
DT 31
Tampines West MRT · 10 mins (786m)
searchWell-Maintained
searchConvenient Location
searchNear Bus Stop
searchNo Extension Needed
searchTop Floor
searchNear Supermarket
searchClean Corridor
searchNo Built-In Furniture
searchWalk To Primary School
searchNear Eateries

Listed 1 week ago

3 Room (3NG) HDB for Sale in 42 Chai Chee Street - Project Photos 0
WITHIN 1KM
image

12

floor-plan

1

  • S$ 449,000
  • S$ 623 psf
    • 2 Beds
    • 2 Baths
    • 721 sqft
    • HDB 3 Rooms
    • Built: 1985
    • 99 yrs
EW 5
Bedok MRT · 8 mins (620m)
searchBright And Airy
searchEfficient Layout
searchWell Connected Transport
searchWalk To School
searchNo Extension Needed
searchQuiet Facing
searchIdeal For Own Stay
searchNear Bedok MRT
searchNear Bedok Mall
searchNo Afternoon Sun

Listed 1 week ago

4 Room (4NG) HDB for Sale in 812 Tampines Avenue 4 - Project Photos 0
WITHIN 2KM
image

8

floor-plan

1

  • S$ 680,000
  • S$ 694 psf
    • 3 Beds
    • 2 Baths
    • 980 sqft
    • HDB 4 Rooms
    • Built: 1984
    • 99 yrs
DT 31
Tampines West MRT · 3 mins (183m)
searchHigh Floor
searchSpacious Layout
searchNear Primary School
searchFamily Friendly
searchBright And Airy
searchNear Mall
searchWalk To MRT
searchNear Polytechnic
searchMature Estate
searchNear Expressway

Listed 1 week ago

3 Room (3A) HDB for Sale in 55 Chai Chee Drive - Project Photos 0
WITHIN 2KM
image

13

  • S$ 460,000
  • S$ 562 psf
    • 2 Beds
    • 2 Baths
    • 818 sqft
    • HDB 3 Rooms
    • Built: 1984
    • 99 yrs
DT 29
Bedok North MRT · 11 mins (868m)
searchNear MRT Station
searchSpacious Layout
searchNear Primary School
searchFamily Friendly
searchWell-Maintained
searchNear Shopping Centre
searchNear Preschool
searchAircon Installed
searchNear Supermarket

Listed 1 week ago

4 Room (4A) HDB for Sale in 222B Bedok North Drive - Project Photos 0
WITHIN 1KM
image

19

floor-plan

1

  • S$ 1,270,000
  • S$ 1,283 psf
    • 3 Beds
    • 2 Baths
    • 990 sqft
    • HDB 4 Rooms
    • Built: 2021
    • 99 yrs
EW 5
Bedok MRT · 3 mins (204m)
searchCorner Unit
searchHigh Floor
searchNear MRT Station
searchNear Primary School
searchFamily Friendly
searchMove-In Condition
searchNear Mall
searchCovered Parking
searchNear Pie Expressway
searchNear Ecp Expressway

Listed 1 week ago

3 Room (3NG) HDB for Sale in 127 Bedok North Street 2 - Project Photos 0
WITHIN 2KM
image

4

  • S$ 398,000
  • S$ 552 psf
    • 2 Beds
    • 2 Baths
    • 721 sqft
    • HDB 3 Rooms
    • Built: 1978
    • 99 yrs
EW 4
Tanah Merah MRT · 12 mins (954m)
searchWell-Maintained
searchRenovated Unit
searchNo Extension Needed
searchNorth Facing Unit
searchSouth Facing Unit
searchBreezy Unit
searchAmenities Nearby
searchDirect Owner Sale

Listed 1 week ago

4 Room (4NG) HDB for Sale in 80 Bedok North Road - Project Photos 0
WITHIN 2KM
image

6

  • S$ 518,000
  • S$ 529 psf
    • 3 Beds
    • 2 Baths
    • 979 sqft
    • HDB 4 Rooms
    • Built: 1978
    • 99 yrs
EW 4
Tanah Merah MRT · 9 mins (668m)
searchNear MRT Station
searchNear Primary School
searchFamily Friendly
searchWell-Maintained
searchNear Shopping Centre
searchAll Race Welcome
searchGroceries Nearby
searchNo afternoon Sun
searchOriginal condition
searchSingapore PR Eligible

Listed 1 week ago

5 Room (5I) HDB for Sale in 876C Tampines Avenue 8 - Project Photos 0
WITHIN 2KM
image

13

floor-plan

1

  • S$ 850,000
  • S$ 699 psf
    • 3 Beds
    • 2 Baths
    • 1,216 sqft
    • HDB 5 Rooms
    • Built: 2021
    • 99 yrs
DT 31
Tampines West MRT · 16 mins (1241m)
searchSpacious Layout
searchNear Primary School
searchBright And Airy
searchMove-In Ready
searchNear Secondary School
searchNo Extension Needed
searchCorner Privacy
searchFamily Oriented
searchOpen Kitchen Concept
searchAll Races Eligible

Listed 1 week ago

Premium HDB for Sale in 773 Bedok Reservoir View - Project Photos 0
WITHIN 1KM
image

6

floor-plan

1

  • S$ 810,000
  • S$ 654 psf
    • 3 Beds
    • 2 Baths
    • 1,238 sqft
    • HDB 5 Rooms
    • Built: 2000
    • 99 yrs
DT 30
Bedok Reservoir MRT · 7 mins (542m)
searchNear Primary School
searchNear Sheng Siong
searchNear Hawker Centre
searchNear Mall
searchNear Ntuc FairPrice
searchMotivated Seller
searchNear Pie Expressway
searchNear Bedok Reservoir MRT
searchNear Bedok Reservoir Park
searchNear Kpe Expressway

Listed 1 week ago

4 Room (4A) HDB for Sale in 875B Tampines Street 86 - Project Photos 0
WITHIN 2KM
image

11

  • S$ 715,000
  • S$ 714 psf
    • 3 Beds
    • 2 Baths
    • 1,001 sqft
    • HDB 4 Rooms
    • Built: 2021
    • 99 yrs
DT 31
Tampines West MRT · 16 mins (1268m)
searchCorner Unit
searchRenovated Unit
searchMove-In Condition
searchAll Race Welcome
searchWalk-In Wardrobe
searchFamily Oriented
searchFlexible Layout
searchHome Office
searchNo Afternoon Sun

Listed 1 week ago

HDB for Sale in Singapore FAQs

Yes, you can! There are currently over 16 resale HDB flat listings on 99.co that offer remote viewing options. Many sellers and agents provide virtual tours, video calls, or pre-recorded walkthroughs to help buyers explore flats from the comfort of their homes. This is especially useful for buyers who are overseas, have tight schedules, or want to shortlist potential flats before arranging physical viewings.

Anyone can buy resale HDB flats in Singapore, as long as they meet the eligibility criteria. The eligibility criteria include being at least 21 years old if you’re buying in an approved family nucleus, or 35 years if you’re buying as a single. At least one Singaporean Citizen (SC) or two Singapore Permanent Residents (PR) listed in the flat application. You must be within the Ethnic Integration Policy and Singapore Permanent Resident quota of the block/neighbourhood. In addition, you’ll also need to fall under one of these schemes before you can buy an HDB resale flat: Public Scheme, Fiancé/ Fiancée Scheme, Single Singaporean Citizen Scheme, Joint Singles Scheme, Non-Citizen Spouse Scheme, Non-Citizen Family Scheme, Orphans Scheme, etc.

The process of buying HDB resale flats involves several steps: First, buyers must apply for an HDB Flat Eligibility (HFE) letter to check their eligibility for purchasing, CPF housing grants, and HDB loans. Once eligible, they can search for a suitable resale flat and negotiate a price with the seller. The seller will then grant the Option to Purchase (OTP) for the buyer to exercise. After agreeing, both parties must submit a resale application to HDB. Upon HDB’s approval, buyers will attend the completion appointment, make the final payment, and officially take possession of the flat.