HDB Resale Flats for Sale in Singapore

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Premium HDB for Sale in 310B Punggol Walk - Project Photos 0
WITHIN 1KM
Enquire on multiple listings at onceFaster enquiries
image

6

floor-plan

1

  • S$ 718,888
  • S$ 726 psf
    • 3 Beds
    • 2 Baths
    • 990 sqft
    • HDB 4 Rooms
    • Built: 2016
    • 99 yrs
PW 6
Sumang LRT · 4 mins (270m)
searchHigh Floor
searchNear MRT Station
searchSpacious Layout
searchNear Primary School
searchFamily Friendly
searchNear Shopping Centre
searchMove-In Ready
searchNear Sheng Siong
searchVibrant Neighbourhood
searchBuilt-In Wardrobes
search
Relevant tagsExplore similar homes

Listed 6 days ago

4 Room (4A) HDB for Sale in 613C Punggol Drive - Project Photos 0
WITHIN 800M
image

14

floor-plan

1

  • S$ 710,000
  • S$ 709 psf
    • 3 Beds
    • 2 Baths
    • 1,001 sqft
    • HDB 4 Rooms
    • Built: 2012
    • 99 yrs
PE 7
Damai LRT · 3 mins (174m)
searchNear MRT Station
searchSpacious Layout
searchNear Primary School
searchNear Sheng Siong
searchModern Interior
searchNear Mall
searchNear Secondary School
searchNear Ntuc FairPrice
search24-Hour Security

Listed 6 days ago

5 Room (5I) HDB for Sale in 110 Punggol Field - Project Photos 0
WITHIN 1KM
image

5

  • S$ 638,000
  • S$ 539 psf
    • 3 Beds
    • 2 Baths
    • 1,184 sqft
    • HDB 5 Rooms
    • Built: 2002
    • 99 yrs
PE 2
Meridian LRT · 2 mins (112m)
searchSpacious Layout
searchFamily Friendly
searchWell-Maintained
searchConvenient Location
searchWalk To School
searchNear Mall
searchAircon Installed
searchBalcony Unit
searchVibrant Neighbourhood
searchCovered Parking

Listed 6 days ago

Premium HDB for Sale in 678A Punggol Drive - Project Photos 0
WITHIN 1KM
image

17

  • S$ 650,000
  • S$ 649 psf
    • 3 Beds
    • 2 Baths
    • 1,001 sqft
    • HDB 4 Rooms
    • Built: 2016
    • 99 yrs
PE 7
Damai LRT · 2 mins (110m)
searchNear MRT Station
searchBright And Airy
searchMove-In Condition
searchWell Connected Transport
searchNear Bus Stop
searchAll Race Welcome
searchImmediate Move-In
searchWindy Unit
searchFamily Oriented

Listed 6 days ago

5 Room (5I) HDB for Sale in 296B Compassvale Crescent - Project Photos 0
WITHIN 600M
image

7

floor-plan

2

  • S$ 688,000
  • S$ 579 psf
    • 3 Beds
    • 2 Baths
    • 1,188 sqft
    • HDB 5 Rooms
    • Built: 2002
    • 99 yrs
SE 1
Compassvale LRT · 5 mins (355m)
searchCorner Unit
searchHigh Floor
searchNear MRT Station
searchSpacious Layout
searchBright And Airy
searchWalk To School
searchNear Mall
searchMotivated Seller
searchBreezy Unit
searchNear Supermarket

Listed 6 days ago

4 Room (4A) HDB for Sale in 258A Punggol Field - Project Photos 0
WITHIN 1KM
image

17

floor-plan

1

  • S$ 680,000
  • S$ 679 psf
    • 3 Beds
    • 2 Baths
    • 1,001 sqft
    • HDB 4 Rooms
    • Built: 2016
    • 99 yrs
PW 7
Soo Teck LRT · 3 mins (199m)
searchHigh Floor
searchNear Sheng Siong
searchSheltered Walk to LRT
searchNear Soo Teck LRT
search3 Months Extension Required
searchNear Punggol MRT
searchNear Waterway Point
searchWithin 1km to Primary Schools
searchNear TPE Expressway
searchNo West Sun

Listed 6 days ago

5 Room (5A) HDB for Sale in 273B Punggol Place - Project Photos 0
WITHIN 200M
image

16

floor-plan

1

  • S$ 950,000
  • S$ 781 psf
    • 3 Beds
    • 2 Baths
    • 1,216 sqft
    • HDB 5 Rooms
    • Built: 2013
    • 99 yrs
CP 4NE 17PE 0PW 0
Punggol MRT · 4 mins (309m)
searchCorner Unit
searchSpacious Layout
searchWell-Maintained
searchLow Floor
searchAll Race Eligible
searchWalk to Waterway Point
searchNear Punggol MRT
searchSchools Within 1km
searchBright and Airy
searchNo West Sun

Listed 6 days ago

Premium HDB for Sale in 305B Punggol Road - Project Photos 0
WITHIN 800M
image

19

  • S$ 728,888
  • S$ 706 psf
    • 3 Beds
    • 2 Baths
    • 1,033 sqft
    • HDB 4 Rooms
    • Built: 2012
    • 99 yrs
PE 7
Damai LRT · 3 mins (173m)
searchHigh Floor
searchGreenery View
searchEco-Precinct
searchWalk to Damai LRT
searchWalk to NTUC FairPrice
searchGreen Mark Platinum
searchWalk to Sheng Siong
searchWalk to Punggol MRT
searchNear Punggol Waterway Park
searchNorth-South Facing

Listed 6 days ago

5 Room (5A) HDB for Sale in 308A Punggol Walk - Project Photos 0
WITHIN 1KM
image

9

floor-plan

1

  • S$ 988,000
  • S$ 820 psf
    • 3 Beds
    • 2 Baths
    • 1,205 sqft
    • HDB 5 Rooms
    • Built: 2016
    • 99 yrs
PW 6
Sumang LRT · 4 mins (273m)
searchHigh Floor
searchNear MRT Station
searchSpacious Layout
searchFamily Friendly
searchNear Shopping Centre
searchBright And Airy
searchMove-In Condition
searchWell Connected Transport
searchNear Mall
searchFlexible Layout

Listed 6 days ago

4 Room (4A) HDB for Sale in 296C Compassvale Crescent - Project Photos 0
WITHIN 600M
image

15

floor-plan

1

  • S$ 568,000
  • S$ 594 psf
    • 3 Beds
    • 2 Baths
    • 957 sqft
    • HDB 4 Rooms
    • Built: 2002
    • 99 yrs
SE 1
Compassvale LRT · 4 mins (309m)
searchNear MRT Station
searchNear Primary School
searchWell-Maintained
searchConvenient Location
searchDirect Owner Listing
searchQuiet Neighbourhood
searchNear Secondary School
searchNear Supermarket

Listed 6 days ago

4 Room (4A) HDB for Sale in 274D Punggol Place - Project Photos 0
WITHIN 400M
image

3

floor-plan

1

  • S$ 785,000
  • S$ 784 psf
    • 4 Beds
    • 2 Baths
    • 1,001 sqft
    • HDB 4 Rooms
    • Built: 2013
    • 99 yrs
CP 4NE 17PE 0PW 0
Punggol MRT · 3 mins (195m)
searchHigh Floor
searchNear MRT Station
searchSpacious Layout
searchFamily Friendly
searchNear Shopping Centre
searchBright And Airy
searchEfficient Layout
searchWell-Ventilated
searchUnfurnished Unit

Listed 1 week ago

5 Room (5I) HDB for Sale in 213A Punggol Walk - Project Photos 0
WITHIN 600M
image

10

floor-plan

1

  • S$ 850,000
  • S$ 699 psf
    • 3 Beds
    • 2 Baths
    • 1,216 sqft
    • HDB 5 Rooms
    • Built: 2015
    • 99 yrs
PW 7
Soo Teck LRT · 7 mins (541m)
searchHigh Floor
searchNear MRT Station
searchSpacious Layout
searchFamily Friendly
searchWell-Maintained
searchBright And Airy
searchWell Connected Transport
searchQuiet Neighbourhood
searchNear Mall
searchPark View

Listed 1 week ago

4 Room (4A) HDB for Sale in 272D Punggol Walk - Project Photos 0
WITHIN 400M
image

7

floor-plan

1

  • S$ 790,000
  • S$ 781 psf
    • 3 Beds
    • 2 Baths
    • 1,012 sqft
    • HDB 4 Rooms
    • Built: 2014
    • 99 yrs
CP 4NE 17PE 0PW 0
Punggol MRT · 4 mins (294m)
searchHigh Floor
searchNear MRT Station
searchSpacious Layout
searchConvenient Location
searchDirect Owner Listing
searchMotivated Seller
searchFamily Unit
searchResale Property

Listed 1 week ago

5 Room (5I) HDB for Sale in 188A Rivervale Drive - Project Photos 0
WITHIN 800M
image

12

  • S$ 615,888
  • S$ 498 psf
    • 3 Beds
    • 2 Baths
    • 1,237 sqft
    • HDB 5 Rooms
    • Built: 2000
    • 99 yrs
SE 2
Rumbia LRT · 5 mins (321m)
searchNear MRT Station
searchSpacious Layout
searchNear Primary School
searchFamily Friendly
searchNear Shopping Centre
searchMotivated Seller
searchNear Cte Expressway
searchNear Childcare
searchNear Tpe Expressway
searchNear Kpe Expressway

Listed 1 week ago

Premium HDB for Sale in 178 Edgefield Plains - Project Photos 0
WITHIN 800M
image

8

  • S$ 645,000
  • S$ 545 psf
    • 3 Beds
    • 2 Baths
    • 1,184 sqft
    • HDB 5 Rooms
    • Built: 2003
    • 99 yrs
PE 1
Cove LRT · 3 mins (233m)
searchSpacious Layout
searchMove-In Ready
searchEfficient Layout
searchNear Childcare
searchRenovated 5-Room HDB
searchNear Cove LRT
searchNo EIP Restrictions
searchNear Oasis Terraces
searchNear Punggol MRT
searchNear Cold Storage

Listed 1 week ago

4 Room (4A) HDB for Sale in 213A Punggol Walk - Project Photos 0
WITHIN 600M
image

5

floor-plan

1

  • S$ 650,000
  • S$ 649 psf
    • 3 Beds
    • 2 Baths
    • 1,001 sqft
    • HDB 4 Rooms
    • Built: 2015
    • 99 yrs
PW 7
Soo Teck LRT · 7 mins (541m)
searchCorner Unit
searchNear MRT Station
searchSpacious Layout
searchNear Primary School
searchBright And Airy
searchDirect Owner Listing
searchWalk To School
searchUnblocked View
searchMotivated Seller
searchFamily Oriented

Listed 1 week ago

4 Room (4A) HDB for Sale in 258A Punggol Field - Project Photos 0
WITHIN 1KM
image

17

  • S$ 680,000
  • S$ 679 psf
    • 3 Beds
    • 2 Baths
    • 1,001 sqft
    • HDB 4 Rooms
    • Built: 2016
    • 99 yrs
PW 7
Soo Teck LRT · 3 mins (199m)
searchHigh Floor
searchNear MRT Station
searchSpacious Layout
searchNear Primary School
searchRenovated Unit
searchBright And Airy
searchNear Secondary School
searchImmediate Move-In
searchAircon Installed
searchCovered Parking

Listed 1 week ago

4 Room (4A) HDB for Sale in 604B Punggol Road - Project Photos 0
WITHIN 800M
image

11

floor-plan

1

  • S$ 700,000
  • S$ 707 psf
    • 3 Beds
    • 2 Baths
    • 990 sqft
    • HDB 4 Rooms
    • Built: 2012
    • 99 yrs
PE 7
Damai LRT · 3 mins (169m)
searchNear Sheng Siong
searchSquarish Layout
searchNear Damai LRT
searchSpacious Kitchen
searchMinimal Built-Ins
searchBright and Well-Ventilated
searchNear Punggol MRT
searchTop Floor Unit
searchWithin 1km to Primary Schools
searchNo West Sun

Listed 1 week ago

4 Room (4A) HDB for Sale in 210B Punggol Place - Project Photos 0
WITHIN 400M
image

5

floor-plan

1

  • S$ 638,000
  • S$ 644 psf
    • 3 Beds
    • 2 Baths
    • 990 sqft
    • HDB 4 Rooms
    • Built: 2014
    • 99 yrs
CP 4NE 17PE 0PW 0
Punggol MRT · 7 mins (555m)
searchCorner Unit
searchFamily Friendly
searchEthnic Quota Eligible
searchMotivated Seller
searchNear Schools
searchImmediate Availability
search4A HDB
searchNear Punggol MRT
searchNear Waterway Point
searchBright and Airy

Listed 1 week ago

4 Room (4A) HDB for Sale in 676B Punggol Drive - Project Photos 0
WITHIN 1KM
image

12

floor-plan

1

  • S$ 718,000
  • S$ 717 psf
    • 3 Beds
    • 2 Baths
    • 1,001 sqft
    • HDB 4 Rooms
    • Built: 2016
    • 99 yrs
PE 7
Damai LRT · 4 mins (280m)
searchNear MRT Station
searchNear Primary School
searchFamily Friendly
searchNear Shopping Centre
searchBright And Airy
searchMove-In Ready
searchEfficient Layout
searchNear Hawker Centre
searchNear Polyclinic

Listed 1 week ago

Premium HDB for Sale in 299 Punggol Central - Project Photos 0
WITHIN 400M
image

9

  • S$ 650,000
  • S$ 664 psf
    • 3 Beds
    • 2 Baths
    • 979 sqft
    • HDB 4 Rooms
    • Built: 2003
    • 99 yrs
PE 1
Cove LRT · 5 mins (364m)
searchHigh Floor
searchNear MRT Station
searchWell-Maintained
searchRenovated Unit
searchBright And Airy
searchRare Unit Available
searchBreezy Unit
searchMinimalist Design

Listed 1 week ago

4 Room (4A) HDB for Sale in 211C Punggol Walk - Project Photos 0
WITHIN 400M
image

5

  • S$ 668,000
  • S$ 675 psf
    • 3 Beds
    • 2 Baths
    • 990 sqft
    • HDB 4 Rooms
    • Built: 2014
    • 99 yrs
CP 4NE 17PE 0PW 0
Punggol MRT · 7 mins (526m)
searchNear MRT Station
searchNear Primary School
searchFamily Friendly
searchNear Shopping Centre
searchRare Unit Available
searchMove-In Ready
searchDirect Owner Listing
searchWell Connected Transport
searchNear Hawker Centre
searchFlexible Viewing

Listed 1 week ago

5 Room (5I) HDB for Sale in 217A Sumang Walk - Project Photos 0
WITHIN 1KM
image

6

floor-plan

1

  • S$ 750,000
  • S$ 622 psf
    • 4 Beds
    • 2 Baths
    • 1,205 sqft
    • HDB 5 Rooms
    • Built: 2017
    • 99 yrs
PW 7
Soo Teck LRT · 5 mins (339m)
searchNear Primary School
searchFamily Friendly
searchNear Shopping Centre
searchNear Hawker Centre
searchFirst-Time Buyer Friendly
searchGroceries Nearby
searchFamily Oriented
searchNear Childcare
searchNear Community Club
searchCoffee Shop Nearby

Listed 1 week ago

3 Room HDB for Sale in 303D Punggol Place - Project Photos 0
WITHIN 600M
image

11

floor-plan

1

  • S$ 788,000
  • S$ 787 psf
    • 3 Beds
    • 2 Baths
    • 1,001 sqft
    • HDB
    • Built: 2011
    • 99 yrs
CP 4NE 17PE 0PW 0
Punggol MRT · 4 mins (313m)
searchNear MRT Station
searchNear Primary School
searchWell-Maintained
searchConvenient Location
searchNear Hawker Centre
searchNear Mall
searchFirst-Time Buyer Friendly
searchLeasehold Property
searchAffordable
searchFamily Oriented

Listed 1 week ago

4 Room (4A) HDB for Sale in 308A Punggol Walk - Project Photos 0
WITHIN 1KM
image

6

floor-plan

1

  • S$ 718,000
  • S$ 725 psf
    • 3 Beds
    • 2 Baths
    • 990 sqft
    • HDB 4 Rooms
    • Built: 2016
    • 99 yrs
PW 6
Sumang LRT · 4 mins (273m)
searchWell-Maintained
searchEfficient Layout
searchFully Furnished
searchGood Schools Nearby
searchPet Friendly
searchCovered Parking
searchFamily Oriented
searchNear Punggol Digital District
searchWalk to Punggol MRT
searchPrivate Balcony

Listed 1 week ago

4 Room (4A) HDB for Sale in 302C Punggol Place - Project Photos 0
WITHIN 600M
image

5

  • S$ 698,000
  • S$ 697 psf
    • 3 Beds
    • 2 Baths
    • 1,001 sqft
    • HDB 4 Rooms
    • Built: 2011
    • 99 yrs
CP 4NE 17PE 0PW 0
Punggol MRT · 4 mins (295m)
searchCorner Unit
searchNear MRT Station
searchNear Primary School
searchNear Shopping Centre
searchBright And Airy
searchEfficient Layout
searchNear Sheng Siong
searchWell Connected Transport
searchQuiet Neighbourhood
searchNear Secondary School

Listed 1 week ago

4 Room (4A) HDB for Sale in 298B Compassvale Street - Project Photos 0
WITHIN 600M
image

16

floor-plan

1

  • S$ 559,000
  • S$ 552 psf
    • 3 Beds
    • 2 Baths
    • 1,012 sqft
    • HDB 4 Rooms
    • Built: 2001
    • 99 yrs
SE 1
Compassvale LRT · 3 mins (226m)
searchWalk To School
searchLow Floor
searchQuiet Neighbourhood
searchSquarish Layout
searchNear Compassvale LRT
searchNear Sengkang General Hospital
searchNear Rivervale Mall
searchExtension Required
searchNear Compass One
searchNear Sengkang MRT

Listed 1 week ago

4 Room (4A) HDB for Sale in 613B Punggol Drive - Project Photos 0
WITHIN 800M
image

13

  • S$ 700,000
  • S$ 699 psf
    • 3 Beds
    • 2 Baths
    • 1,001 sqft
    • HDB 4 Rooms
    • Built: 2012
    • 99 yrs
PE 7
Damai LRT · 2 mins (124m)
searchNear Primary School
searchDirect Owner Listing
searchNear Sheng Siong
searchWell Connected Transport
searchNear Secondary School
searchBig and Spacious Layout
searchHDB 4 Room Flat
searchNear Punggol MRT
searchNear Waterway Point
searchNear FairPrice

Listed 1 week ago

3 Room (3A) HDB for Sale in 209C Punggol Place - Project Photos 0
WITHIN 400M
image

11

  • S$ 549,999
  • S$ 763 psf
    • 2 Beds
    • 2 Baths
    • 721 sqft
    • HDB 3 Rooms
    • Built: 2014
    • 99 yrs
SE 1
Compassvale LRT · 7 mins (533m)
searchHigh Floor
searchNear MRT Station
searchSpacious Layout
searchNear Primary School
searchRenovated Unit
searchNear Shopping Centre
searchBright And Airy
searchMove-In Condition
searchDirect Owner Listing
searchMotivated Seller

Listed 1 week ago

4 Room (4A) HDB for Sale in 678A Punggol Drive - Project Photos 0
WITHIN 1KM
image

4

floor-plan

1

  • S$ 650,000
  • S$ 649 psf
    • 3 Beds
    • 2 Baths
    • 1,001 sqft
    • HDB 4 Rooms
    • Built: 2016
    • 99 yrs
PE 7
Damai LRT · 2 mins (110m)
searchSpacious Layout
searchBright And Airy
searchConvenient Location
searchEfficient Layout
searchNear LRT Station
searchBreezy Unit
searchNear Supermarket

Listed 1 week ago

4 Room (4A) HDB for Sale in 615A Edgefield Plains - Project Photos 0
WITHIN 1KM
image

12

floor-plan

1

  • S$ 658,000
  • S$ 665 psf
    • 3 Beds
    • 2 Baths
    • 990 sqft
    • HDB 4 Rooms
    • Built: 2012
    • 99 yrs
PE 7
Damai LRT · 4 mins (250m)
searchNear Primary School
searchBright And Airy
searchWalk To School
searchLow Floor
searchNear Mall
searchNear Secondary School
searchImmediate Move-In
searchFirst-Time Buyer Friendly
searchNear Preschool
searchMinimalist Design

Listed 1 week ago

5 Room (5I) HDB for Sale in 297 Punggol Central - Project Photos 0
WITHIN 400M
image

12

  • S$ 718,000
  • S$ 606 psf
    • 3 Beds
    • 2 Baths
    • 1,184 sqft
    • HDB 5 Rooms
    • Built: 2003
    • 99 yrs
PE 1
Cove LRT · 4 mins (305m)
searchNear MRT Station
searchSpacious Layout
searchNear Primary School
searchFamily Friendly
searchBright And Airy
searchWalk To Park
searchNear Mall
searchNo Extension Needed
searchFlexible Purchase Timeline
searchWell-Connected Transport

Listed 1 week ago

Premium HDB for Sale in 308B Punggol Walk - Project Photos 0
WITHIN 1KM
image

8

floor-plan

1

  • S$ 750,000
  • S$ 758 psf
    • 3 Beds
    • 2 Baths
    • 990 sqft
    • HDB 4 Rooms
    • Built: 2016
    • 99 yrs
PW 6
Sumang LRT · 2 mins (83m)
searchNear MRT Station
searchNear Primary School
searchFamily Friendly
searchRenovated Unit
searchNear Shopping Centre
searchMove-In Condition
searchDirect Owner Listing
searchNew Listing
searchLease Balance 88 Years

Listed 1 week ago

4 Room (4NG) HDB for Sale in 261B Punggol Way - Project Photos 0
WITHIN 1KM
image

7

floor-plan

1

  • S$ 699,999
  • S$ 699 psf
    • 3 Beds
    • 2 Baths
    • 1,001 sqft
    • HDB 4 Rooms
    • Built: 2016
    • 99 yrs
PW 7
Soo Teck LRT · 2 mins (113m)
searchNear MRT Station
searchNear Primary School
searchFamily Friendly
searchNear Shopping Centre
searchWell Connected Transport
searchInvestment Opportunity
searchNear Secondary School
searchPark Connector Nearby
searchNear Expressway Exit
searchNear Childcare

Listed 1 week ago

4 Room (4A) HDB for Sale in 289A Compassvale Crescent - Project Photos 0
WITHIN 800M
image

8

floor-plan

1

  • S$ 630,000
  • S$ 629 psf
    • 3 Beds
    • 2 Baths
    • 1,001 sqft
    • HDB 4 Rooms
    • Built: 2017
    • 99 yrs
SE 1
Compassvale LRT · 6 mins (443m)
searchNear MRT Station
searchSpacious Layout
searchNear Primary School
searchNear Shopping Centre
searchMove-In Condition
searchEfficient Layout
searchNear Secondary School
searchMotivated Seller
searchImmediate Move-In
searchNear Expressway Exit

Listed 1 week ago

4 Room (4A) HDB for Sale in 102A Punggol Field - Project Photos 0
WITHIN 400M
image

5

floor-plan

1

  • S$ 589,000
  • S$ 608 psf
    • 3 Beds
    • 2 Baths
    • 969 sqft
    • HDB 4 Rooms
    • Built: 2002
    • 99 yrs
PE 1
Cove LRT · 1 mins (71m)
searchHigh Floor
searchNear MRT Station
searchFamily Friendly
searchNear Shopping Centre
searchMove-In Ready
searchConvenient Location
searchWell Connected Transport
searchAll Race Welcome
searchNear Restaurants

Listed 1 week ago

HDB for Sale in Singapore FAQs

Yes, you can! There are currently over 15 resale HDB flat listings on 99.co that offer remote viewing options. Many sellers and agents provide virtual tours, video calls, or pre-recorded walkthroughs to help buyers explore flats from the comfort of their homes. This is especially useful for buyers who are overseas, have tight schedules, or want to shortlist potential flats before arranging physical viewings.

Anyone can buy resale HDB flats in Singapore, as long as they meet the eligibility criteria. The eligibility criteria include being at least 21 years old if you’re buying in an approved family nucleus, or 35 years if you’re buying as a single. At least one Singaporean Citizen (SC) or two Singapore Permanent Residents (PR) listed in the flat application. You must be within the Ethnic Integration Policy and Singapore Permanent Resident quota of the block/neighbourhood. In addition, you’ll also need to fall under one of these schemes before you can buy an HDB resale flat: Public Scheme, Fiancé/ Fiancée Scheme, Single Singaporean Citizen Scheme, Joint Singles Scheme, Non-Citizen Spouse Scheme, Non-Citizen Family Scheme, Orphans Scheme, etc.

The process of buying HDB resale flats involves several steps: First, buyers must apply for an HDB Flat Eligibility (HFE) letter to check their eligibility for purchasing, CPF housing grants, and HDB loans. Once eligible, they can search for a suitable resale flat and negotiate a price with the seller. The seller will then grant the Option to Purchase (OTP) for the buyer to exercise. After agreeing, both parties must submit a resale application to HDB. Upon HDB’s approval, buyers will attend the completion appointment, make the final payment, and officially take possession of the flat.