HDB Resale Flats for Sale in Singapore

Get new HDB for sale listing alerts

Save search, get alertsStay ahead of new listings

Showing 181 - 216 of 235 properties

search
Popular Keyword SearchFind homes faster
5 Room (5A) HDB for Sale in 104 Jalan Rajah - Project Photos 0
WITHIN 800M
Enquire on multiple listings at onceFaster enquiries
image

8

  • S$ 885,000
  • S$ 610 psf
    • 3 Beds
    • 2 Baths
    • 1,450 sqft
    • HDB 5 Rooms
    • Built: 1984
    • 99 yrs
NS 19
Toa Payoh MRT · 11 mins (815m)
searchSpacious Layout
searchWell-Maintained
searchRare Unit Available
searchDirect Owner Listing
searchNew Listing
searchFlexible Viewing
searchPrime Location
searchSquare Layout
search
Relevant tagsExplore similar homes

Listed 2 weeks ago

3 Room (3I) HDB for Sale in 85C Lorong 4 Toa Payoh - Project Photos 0
WITHIN 600M
image

15

floor-plan

1

  • S$ 450,000
  • S$ 536 psf
    • 2 Beds
    • 1 Bath
    • 840 sqft
    • HDB 3 Rooms
    • Built: 1972
    • 99 yrs
NS 19
Toa Payoh MRT · 5 mins (400m)
searchCorner Unit
searchNear MRT Station
searchSpacious Layout
searchBright And Airy
searchNo Extension Needed
searchGroceries Nearby
searchNear Braddell
searchCoffee Shop Nearby
searchNear Toa Payoh
searchUtility Room

Listed 2 weeks ago

4 Room (4A) HDB for Sale in 109 Whampoa Road - Project Photos 0
WITHIN 1KM
image

10

  • S$ 838,000
  • S$ 763 psf
    • 3 Beds
    • 2 Baths
    • 1,098 sqft
    • HDB 4 Rooms
    • Built: 1997
    • 99 yrs
NE 9
Boon Keng MRT · 13 mins (1029m)
searchCorner Unit
searchSpacious Layout
searchFamily Friendly
searchWell-Maintained
searchQuiet Neighbourhood
searchLease Balance 70 Years

Listed 2 weeks ago

3 Room HDB for Sale in 104 Jalan Rajah - Project Photos 0
WITHIN 800M
image

8

floor-plan

1

  • S$ 890,000
  • S$ 599 psf
    • 3 Beds
    • 2 Baths
    • 1,485 sqft
    • HDB
    • Built: 1984
    • 99 yrs
NS 19
Toa Payoh MRT · 11 mins (815m)
searchSpacious Layout
searchBright And Airy
searchWell-Ventilated
searchRare Corner 5-Room
searchOversized Balcony
searchNear Shaw Plaza
searchNear Hong Wen School
searchNear Whampoa Market
searchNear Zhongshan Mall
searchNear Toa Payoh MRT

Listed 2 weeks ago

3 Room (3STD) HDB for Sale in 73 Lorong 4 Toa Payoh - Project Photos 0
WITHIN 600M
image

9

  • S$ 385,000
  • S$ 577 psf
    • 2 Beds
    • 1 Bath
    • 667 sqft
    • HDB 3 Rooms
    • Built: 1973
    • 99 yrs
NS 19
Toa Payoh MRT · 6 mins (470m)
searchNear MRT Station
searchConvenient Location
searchCentral Location
searchWell Connected Transport
searchUnblocked View
searchNear Hawker Centre
searchImmediate Move-In
searchUtility Room Included
searchNear Wet Market
searchCoffee Shop Nearby

Listed 2 weeks ago

Premium HDB for Sale in 138B Lorong 1A Toa Payoh - Project Photos 0
WITHIN 600M
image

14

  • S$ 1,280,000
  • S$ 1,306 psf
    • 3 Beds
    • 2 Baths
    • 980 sqft
    • HDB 4 Rooms
    • Built: 2012
    • 99 yrs
NS 18
Braddell MRT · 6 mins (450m)
searchHigh Floor
searchNear MRT Station
searchSpacious Layout
searchRenovated Unit
searchNear Shopping Centre
searchBright And Airy
searchWell Connected Transport
searchNear Giant Supermarket
searchNear Polyclinic
searchNear NTUC FairPrice

Listed 2 weeks ago

4 Room (4A) HDB for Sale in 82 Lorong 4 Toa Payoh - Project Photos 0
WITHIN 600M
image

9

floor-plan

1

  • S$ 868,000
  • S$ 776 psf
    • 3 Beds
    • 2 Baths
    • 1,119 sqft
    • HDB 4 Rooms
    • Built: 1996
    • 99 yrs
NS 19
Toa Payoh MRT · 5 mins (377m)
searchRenovated Unit
searchMotivated Seller
searchNorth South Facing
searchWithin 1km To CHIJ Primary
searchWalk To 2 MRT Stations
searchNear First Toa Payoh Primary
searchNear Pei Chun Public School
searchSpacious 4A Layout
searchNear Braddell MRT
searchNear Toa Payoh MRT

Listed 2 weeks ago

3 Room (3I) HDB for Sale in 26 Toa Payoh East - Project Photos 0
WITHIN 1KM
image

9

floor-plan

1

  • S$ 388,000
  • S$ 538 psf
    • 2 Beds
    • 2 Baths
    • 721 sqft
    • HDB 3 Rooms
    • Built: 1971
    • 99 yrs
NS 19
Toa Payoh MRT · 13 mins (996m)
searchHigh Floor
searchFamily Friendly
searchUnblocked Views
searchQuick Access To PIE/CTE
searchWithin 1km To Pei Chun Public School
searchNear Toa Payoh Hub
searchNear Braddell MRT
searchElderly Friendly
searchNear Toa Payoh MRT
searchBright And Breezy

Listed 2 weeks ago

3 Room (3I) HDB for Sale in 34 Lorong 5 Toa Payoh - Project Photos 0
WITHIN 800M
image

6

floor-plan

1

  • S$ 355,000
  • S$ 465 psf
    • 3 Beds
    • 2 Baths
    • 764 sqft
    • HDB 3 Rooms
    • Built: 1970
    • 99 yrs
NS 19
Toa Payoh MRT · 10 mins (743m)
searchNear MRT Station
searchSpacious Layout
searchWell-Maintained
searchRare Unit Available
searchMove-In Condition
searchCentral Location
searchNear Bus Stop
searchMid Floor
searchAircon Installed
searchNear Transport Hub

Listed 2 weeks ago

3 Room (3I) HDB for Sale in 183 Toa Payoh Central - Project Photos 0
WITHIN 200M
image

7

floor-plan

1

  • S$ 428,000
  • S$ 621 psf
    • 2 Beds
    • 1 Bath
    • 689 sqft
    • HDB 3 Rooms
    • Built: 1972
    • 99 yrs
NS 19
Toa Payoh MRT · 2 mins (138m)
searchNear MRT Station
searchFamily Friendly
searchRenovated Unit
searchNear Shopping Centre
searchMove-In Ready
searchDirect Owner Listing
searchCentral Location
searchWell Connected Transport
searchNo Extension Needed
searchLift Access

Listed 2 weeks ago

5 Room (5I) HDB for Sale in 81A Lorong 4 Toa Payoh - Project Photos 0
WITHIN 600M
image

11

floor-plan

1

  • S$ 1,099,000
  • S$ 844 psf
    • 4 Beds
    • 2 Baths
    • 1,302 sqft
    • HDB 5 Rooms
    • Built: 1997
    • 99 yrs
NS 19
Toa Payoh MRT · 6 mins (414m)
searchSpacious Layout
searchNear Primary School
searchFamily Friendly
searchWell-Maintained
searchBright And Airy
searchConvenient Location
searchNear Secondary School

Listed 2 weeks ago

4 Room (4A) HDB for Sale in 171 Lorong 1 Toa Payoh - Project Photos 0
WITHIN 800M
image

5

  • S$ 950,000
  • S$ 841 psf
    • 3 Beds
    • 2 Baths
    • 1,130 sqft
    • HDB 4 Rooms
    • Built: 1995
    • 99 yrs
NS 19
Toa Payoh MRT · 8 mins (561m)
searchNear MRT Station
searchSpacious Layout
searchNear Primary School
searchNear Shopping Centre
searchEthnic Quota Eligible
searchNear Secondary School
searchNo Extension Needed
searchGroceries Nearby
searchNear International School
searchNear Transport Hub

Listed 2 weeks ago

Premium HDB for Sale in 138A Lorong 1A Toa Payoh - Project Photos 0
WITHIN 800M
image

13

  • S$ 1,300,000
  • S$ 1,069 psf
    • 3 Beds
    • 2 Baths
    • 1,216 sqft
    • HDB 5 Rooms
    • Built: 2012
    • 99 yrs
NS 18
Braddell MRT · 5 mins (399m)
searchNear MRT Station
searchSpacious Layout
searchWell-Maintained
searchRare Unit Available
searchDirect Owner Listing
searchGreenery View
searchNear Hawker Centre
searchQuiet Neighbourhood
searchBalcony Unit
searchFamily Oriented

Listed 2 weeks ago

5 Room (5I) HDB for Sale in 44 Lorong 5 Toa Payoh - Project Photos 0
WITHIN 800M
image

17

floor-plan

1

  • S$ 888,888
  • S$ 683 psf
    • 4 Beds
    • 2 Baths
    • 1,302 sqft
    • HDB 5 Rooms
    • Built: 1993
    • 99 yrs
NS 19
Toa Payoh MRT · 11 mins (802m)
searchNear MRT Station
searchNear Primary School
searchRenovated Unit
searchDirect Owner Listing
searchGreenery View
searchLow Floor
searchNear Secondary School
searchAll Race Welcome
searchNo Extension Needed
searchFamily Oriented

Listed 2 weeks ago

5 Room (5I) HDB for Sale in 81 Lorong 4 Toa Payoh - Project Photos 0
WITHIN 600M
image

9

floor-plan

1

  • S$ 950,000
  • S$ 730 psf
    • 4 Beds
    • 2 Baths
    • 1,302 sqft
    • HDB 5 Rooms
    • Built: 1997
    • 99 yrs
NS 19
Toa Payoh MRT · 6 mins (419m)

Listed 2 weeks ago

3 Room (3I) HDB for Sale in 126 Lorong 1 Toa Payoh - Project Photos 0
WITHIN 800M
image

5

  • S$ 379,888
  • S$ 527 psf
    • 3 Beds
    • 2 Baths
    • 721 sqft
    • HDB 3 Rooms
    • Built: 1970
    • 99 yrs
NS 18
Braddell MRT · 4 mins (276m)
searchNear MRT Station
searchSpacious Layout
searchEthnic Quota Eligible
searchMove-In Ready
searchConvenient Location
searchNear Hawker Centre
searchNear Bus Stop
searchNear Wet Market

Listed 2 weeks ago

3 Room (3I) HDB for Sale in 163 Lorong 1 Toa Payoh - Project Photos 0
WITHIN 600M
image

8

floor-plan

1

  • S$ 430,000
  • S$ 619 psf
    • 2 Beds
    • 1 Bath
    • 695 sqft
    • HDB 3 Rooms
    • Built: 1972
    • 99 yrs
NS 19
Toa Payoh MRT · 5 mins (370m)
searchNear MRT Station
searchSpacious Layout
searchNear Primary School
searchRenovated Unit
searchNear Hawker Centre
searchNear Bus Stop
searchNear Secondary School
searchNear Ntuc FairPrice
searchNear Transport Hub
searchWell-Connected Transport

Listed 3 weeks ago

3 Room (3I) HDB for Sale in 73 Lorong 4 Toa Payoh - Project Photos 0
WITHIN 600M
image

6

  • S$ 390,000
  • S$ 585 psf
    • 2 Beds
    • 1 Bath
    • 667 sqft
    • HDB 3 Rooms
    • Built: 1973
    • 99 yrs
NS 19
Toa Payoh MRT · 6 mins (470m)
searchNear MRT Station
searchSpacious Layout
searchWell-Maintained
searchCentral Location
searchWell Connected Transport
searchLow Floor
searchUtility Room Included
searchBalcony Unit
searchMature Estate

Listed 3 weeks ago

5 Room (5I) HDB for Sale in 138A Lorong 1A Toa Payoh - Project Photos 0
WITHIN 800M
image

14

  • S$ 1,300,000
  • S$ 1,069 psf
    • 3 Beds
    • 2 Baths
    • 1,216 sqft
    • HDB 5 Rooms
    • Built: 2012
    • 99 yrs
NS 18
Braddell MRT · 5 mins (399m)
searchNear MRT Station
searchSpacious Layout
searchFamily Friendly
searchRenovated Unit
searchGreenery View
searchNear Hawker Centre
searchQuiet Neighbourhood
searchBalcony Unit

Listed 3 weeks ago

3 Room (3I) HDB for Sale in 76 Lorong Limau - Project Photos 0
WITHIN 1KM
image

13

  • S$ 398,000
  • S$ 569 psf
    • 3 Beds
    • 2 Baths
    • 699 sqft
    • HDB 3 Rooms
    • Built: 1973
    • 99 yrs
NE 9
Boon Keng MRT · 13 mins (992m)
searchNear MRT Station
searchFamily Friendly
searchRenovated Unit
searchNear Shopping Centre
searchNear Hawker Centre
searchAll Race Welcome
searchNear NTUC FairPrice
searchLease Balance 46 Years

Listed 3 weeks ago

5 Room (5I) HDB for Sale in Lorong 6 Toa Payoh - Project Photos 0
WITHIN 200M
image

9

floor-plan

1

  • S$ 857,999
  • S$ 676 psf
    • 3 Beds
    • 2 Baths
    • 1,270 sqft
    • HDB 5 Rooms
NS 19
Toa Payoh MRT · 1 mins (26m)
searchCorner Unit
searchHigh Floor
searchNear MRT Station
searchFamily Friendly
searchWell-Maintained
searchMove-In Condition
searchConvenient Location
searchNear Bus Stop
searchCity View
searchImmediate Move-In

Listed 3 weeks ago

3 Room (3A) HDB for Sale in 91 Lorong 3 Toa Payoh - Project Photos 0
WITHIN 800M
image

7

  • S$ 400,000
  • S$ 546 psf
    • 2 Beds
    • 1 Bath
    • 732 sqft
    • HDB 3 Rooms
    • Built: 1970
    • 99 yrs
NS 18
Braddell MRT · 4 mins (313m)
searchNear MRT Station
searchFamily Friendly
searchRenovated Unit
searchBright And Airy
searchCentral Location
searchWell Connected Transport
searchNear Hawker Centre
searchWalk To Park
searchImmediate Move-In
searchGroceries Nearby

Listed 3 weeks ago

3 Room (3I) HDB for Sale in 85A Lorong 4 Toa Payoh - Project Photos 0
WITHIN 600M
image

5

  • S$ 388,000
  • S$ 531 psf
    • 3 Beds
    • 2 Baths
    • 731 sqft
    • HDB 3 Rooms
    • Built: 1972
    • 99 yrs
NS 19
Toa Payoh MRT · 6 mins (436m)
searchNear MRT Station
searchNear Shopping Centre
searchBright And Airy
searchRare Unit Available
searchMove-In Ready
searchEfficient Layout
searchNear Hawker Centre
searchNear Bus Stop
searchUtility Room Included
searchFamily Oriented

Listed 3 weeks ago

3 Room (3STD) HDB for Sale in 94 Lorong 4 Toa Payoh - Project Photos 0
WITHIN 800M
image

9

floor-plan

1

  • S$ 350,000
  • S$ 542 psf
    • 3 Beds
    • 1 Bath
    • 646 sqft
    • HDB 3 Rooms
    • Built: 1967
    • 99 yrs
NS 18
Braddell MRT · 5 mins (326m)
searchHigh Floor
searchNear MRT Station
searchSpacious Layout
searchFamily Friendly
searchMove-In Ready
searchNear Hawker Centre
searchWell-Connected Transport
searchUnfurnished Unit

Listed 3 weeks ago

3 Room (3I) HDB for Sale in 128 Lorong 1 Toa Payoh - Project Photos 0
WITHIN 1KM
image

14

floor-plan

1

  • S$ 385,000
  • S$ 534 psf
    • 2 Beds
    • 2 Baths
    • 721 sqft
    • HDB 3 Rooms
    • Built: 1970
    • 99 yrs
NS 18
Braddell MRT · 4 mins (294m)
searchNear MRT Station
searchNear Primary School
searchFamily Friendly
searchConvenient Location
searchNear Secondary School
searchNear Ntuc FairPrice
searchNo Extension Needed
searchVibrant Neighbourhood

Listed 3 weeks ago

Premium HDB for Sale in 138B Lorong 1A Toa Payoh - Project Photos 0
WITHIN 600M
image

8

  • S$ 1,280,000
  • S$ 1,306 psf
    • 3 Beds
    • 2 Baths
    • 980 sqft
    • HDB 4 Rooms
    • Built: 2012
    • 99 yrs
NS 18
Braddell MRT · 6 mins (450m)
searchNear MRT Station
searchSpacious Layout
searchRenovated Unit
searchBright And Airy
searchNear Hawker Centre
searchWalk To Park
searchNear Bus Stop
searchNear Ntuc FairPrice
searchNear Giant Supermarket
searchNear Polyclinic

Listed 3 weeks ago

4 Room (4A) HDB for Sale in 152 Lorong 2 Toa Payoh - Project Photos 0
WITHIN 400M
image

6

floor-plan

1

  • S$ 950,000
  • S$ 1,027 psf
    • 3 Beds
    • 2 Baths
    • 925 sqft
    • HDB 4 Rooms
    • Built: 2006
    • 99 yrs
NS 19
Toa Payoh MRT · 4 mins (266m)
searchHigh Floor
searchNear MRT Station
searchNear Primary School
searchBright And Airy
searchNear Hawker Centre
searchImmediate Move-In
searchNear Cte Expressway
searchNear Supermarket
searchFamily Oriented
searchNear Pie Expressway

Listed 4 weeks ago

Premium HDB for Sale in 138C Lorong 1A Toa Payoh - Project Photos 0
WITHIN 800M
image

8

  • S$ 1,170,000
  • S$ 988 psf
    • 3 Beds
    • 2 Baths
    • 1,184 sqft
    • HDB 5 Rooms
    • Built: 2012
    • 99 yrs
NS 18
Braddell MRT · 6 mins (450m)
searchNear MRT Station
searchNear Primary School
searchNear Shopping Centre
searchWell Connected Transport
searchNear Hawker Centre
searchNear Bus Stop
searchNear Secondary School
searchNear Giant Supermarket
searchNear Park
searchNear NTUC FairPrice

Listed 4 weeks ago

2 Room (2STD) HDB for Sale in 52 Lorong 6 Toa Payoh - Project Photos 0
WITHIN 1KM
image

5

floor-plan

1

  • S$ 320,000
  • S$ 691 psf
    • 1 Bed
    • 1 Bath
    • 463 sqft
    • HDB 2 Rooms
    • Built: 1983
    • 99 yrs
NS 18
Braddell MRT · 9 mins (645m)
searchNear MRT Station
searchWell-Maintained
searchNear Shopping Centre
searchEthnic Quota Eligible
searchCentral Location
searchNear Hawker Centre
searchNear Bus Stop
searchImmediate Move-In
searchFully Furnished
searchFamily Oriented

Listed 4 weeks ago

4 Room (4A) HDB for Sale in 79E Toa Payoh Central - Project Photos 0
WITHIN 400M
image

12

  • S$ 1,108,888
  • S$ 1,133 psf
    • 3 Beds
    • 2 Baths
    • 979 sqft
    • HDB 4 Rooms
    • Built: 2007
    • 99 yrs
NS 19
Toa Payoh MRT · 4 mins (318m)
searchCorner Unit
searchHigh Floor
searchSpacious Layout
searchWell-Maintained
searchBright And Airy
searchMove-In Ready
searchConvenient Location
searchEfficient Layout
searchCentral Location
searchWell Connected Transport

Listed 4 weeks ago

3 Room (3A) HDB for Sale in 130B Lorong 1 Toa Payoh - Project Photos 0
WITHIN 1KM
image

13

floor-plan

1

  • S$ 820,000
  • S$ 1,120 psf
    • 2 Beds
    • 2 Baths
    • 732 sqft
    • HDB 3 Rooms
    • Built: 2018
    • 99 yrs
CC 17TE 9
Caldecott MRT · 5 mins (352m)
searchNear MRT Station
searchSpacious Layout
searchNear Primary School
searchFamily Friendly
searchWell-Maintained
searchRenovated Unit
searchBright And Airy
searchMove-In Ready
searchNear Hawker Centre
searchGroceries Nearby

Listed 4 weeks ago

5 Room (5I) HDB for Sale in 97 Lorong 3 Toa Payoh - Project Photos 0
WITHIN 800M
image

5

  • S$ 1,090,000
  • S$ 756 psf
    • 4 Beds
    • 2 Baths
    • 1,442 sqft
    • HDB 5 Rooms
    • Built: 1993
    • 99 yrs
NS 18
Braddell MRT · 3 mins (237m)
searchNear MRT Station
searchSpacious Layout
searchFamily Friendly
searchWell-Maintained
searchCentral Location
searchWell Connected Transport
searchWalk To School
searchNear Hawker Centre
searchAircon Installed
searchNear Wet Market

Listed 4 weeks ago

4 Room (4A) HDB for Sale in 79E Toa Payoh Central - Project Photos 0
WITHIN 400M
image

12

floor-plan

1

  • S$ 1,298,000
  • S$ 1,340 psf
    • 3 Beds
    • 2 Baths
    • 969 sqft
    • HDB 4 Rooms
    • Built: 2007
    • 99 yrs
NS 19
Toa Payoh MRT · 4 mins (318m)
searchCorner Unit
searchHigh Floor
searchNear MRT Station
searchFamily Friendly
searchWell-Maintained
searchRenovated Unit
searchMove-In Ready
searchCity View
searchPanoramic View
searchRare Stack

Listed 4 weeks ago

3 Room (3STD) HDB for Sale in 59 Lorong 5 Toa Payoh - Project Photos 0
WITHIN 800M
image

6

floor-plan

1

  • S$ 338,000
  • S$ 514 psf
    • 3 Beds
    • 1 Bath
    • 657 sqft
    • HDB 3 Rooms
    • Built: 1973
    • 99 yrs
NS 19
Toa Payoh MRT · 8 mins (632m)
searchNear MRT Station
searchNear Primary School
searchFamily Friendly
searchConvenient Location
searchNear Sheng Siong
searchWell Connected Transport
searchNear Hawker Centre
searchNear Bus Stop
searchNear Ntuc FairPrice
searchNear Wet Market

Listed 1 month ago

3 Room (3I) HDB for Sale in 98 Lorong 1 Toa Payoh - Project Photos 0
WITHIN 1KM
image

11

floor-plan

1

  • S$ 410,000
  • S$ 561 psf
    • 2 Beds
    • 1 Bath
    • 731 sqft
    • HDB 3 Rooms
    • Built: 1970
    • 99 yrs
NS 18
Braddell MRT · 3 mins (211m)
searchCorner Unit
searchNear MRT Station
searchFamily Friendly
searchRenovated Unit
searchNear Hawker Centre
searchNear Bus Stop
searchImmediate Move-In
searchAircon Installed
searchNear Supermarket
searchPartially Furnished

Listed 1 month ago

5 Room (5I) HDB for Sale in 152 Lorong 2 Toa Payoh - Project Photos 0
WITHIN 400M
image

11

floor-plan

1

  • S$ 1,100,000
  • S$ 929 psf
    • 3 Beds
    • 2 Baths
    • 1,184 sqft
    • HDB 5 Rooms
    • Built: 2006
    • 99 yrs
NS 19
Toa Payoh MRT · 4 mins (266m)

Listed 1 month ago

HDB for Sale in Singapore FAQs

Yes, you can! There are currently over 15 resale HDB flat listings on 99.co that offer remote viewing options. Many sellers and agents provide virtual tours, video calls, or pre-recorded walkthroughs to help buyers explore flats from the comfort of their homes. This is especially useful for buyers who are overseas, have tight schedules, or want to shortlist potential flats before arranging physical viewings.

Anyone can buy resale HDB flats in Singapore, as long as they meet the eligibility criteria. The eligibility criteria include being at least 21 years old if you’re buying in an approved family nucleus, or 35 years if you’re buying as a single. At least one Singaporean Citizen (SC) or two Singapore Permanent Residents (PR) listed in the flat application. You must be within the Ethnic Integration Policy and Singapore Permanent Resident quota of the block/neighbourhood. In addition, you’ll also need to fall under one of these schemes before you can buy an HDB resale flat: Public Scheme, Fiancé/ Fiancée Scheme, Single Singaporean Citizen Scheme, Joint Singles Scheme, Non-Citizen Spouse Scheme, Non-Citizen Family Scheme, Orphans Scheme, etc.

The process of buying HDB resale flats involves several steps: First, buyers must apply for an HDB Flat Eligibility (HFE) letter to check their eligibility for purchasing, CPF housing grants, and HDB loans. Once eligible, they can search for a suitable resale flat and negotiate a price with the seller. The seller will then grant the Option to Purchase (OTP) for the buyer to exercise. After agreeing, both parties must submit a resale application to HDB. Upon HDB’s approval, buyers will attend the completion appointment, make the final payment, and officially take possession of the flat.