HDB Resale Flats for Sale in Singapore

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474 Sale listings

5 Room (5I) HDB for Sale in 141 Rivervale Street - Project Photos 0
WITHIN 2KM
image

17

floor-plan

1

  • S$ 699,000
  • S$ 537 psf
    • 3 Beds
    • 2 Baths
    • 1,302 sqft
    • HDB 5 Rooms
    • Built: 1999
    • 99 yrs
SE 3
Bakau LRT · 4 mins (249m)
searchHigh Floor
searchSpacious Layout
searchNear Primary School
searchFamily Friendly
searchWell-Maintained
searchNear Shopping Centre
searchNear Secondary School
searchNear LRT Station
searchNear Park
searchNear International School

Listed 1 week ago

4 Room (4A) HDB for Sale in 178A Rivervale Crescent - Project Photos 0
WITHIN 2KM
image

7

floor-plan

1

  • S$ 583,000
  • S$ 582 psf
    • 3 Beds
    • 2 Baths
    • 1,001 sqft
    • HDB 4 Rooms
    • Built: 2015
    • 99 yrs
SE 2
Rumbia LRT · 6 mins (441m)
searchNear Primary School
searchRenovated Unit
searchEfficient Layout
searchWell Connected Transport
searchNear Hawker Centre
searchQuiet Neighbourhood
searchNear Secondary School
searchPark Connector Nearby
searchImmediate Move-In
searchFamily Oriented

Listed 1 week ago

5 Room (5I) HDB for Sale in 229 Compassvale Walk - Project Photos 0
WITHIN 2KM
image

18

floor-plan

1

  • S$ 670,000
  • S$ 515 psf
    • 4 Beds
    • 2 Baths
    • 1,302 sqft
    • HDB 5 Rooms
    • Built: 1999
    • 99 yrs
SE 3
Bakau LRT · 7 mins (510m)
searchCorner Unit
searchSpacious Layout
searchMove-In Ready
searchGreenery View
searchQuiet Facing
searchWell-Ventilated
searchNear NTUC FairPrice
searchNear Rivervale Mall
searchNear Compass One
searchWithin 1km to Primary Schools

Listed 1 week ago

5 Room (5I) HDB for Sale in 440 Hougang Avenue 8 - Project Photos 0
WITHIN 1KM
image

10

floor-plan

1

  • S$ 999,000
  • S$ 658 psf
    • 3 Beds
    • 2 Baths
    • 1,518 sqft
    • HDB 5 Rooms
    • Built: 1990
    • 99 yrs
NE 15
Buangkok MRT · 5 mins (377m)
searchSpacious Layout
searchConvenient Location
searchEfficient Layout
searchQuiet Environment
searchBalcony
searchNo Extension Needed
searchWalk to Buangkok MRT
searchNear Sengkang Grand Mall
searchWithin 1km to Primary Schools
searchBright and Airy

Listed 1 week ago

4 Room (4A) HDB for Sale in 213A Compassvale Lane - Project Photos 0
WITHIN 1KM
image

6

floor-plan

1

  • S$ 599,888
  • S$ 586 psf
    • 3 Beds
    • 2 Baths
    • 1,023 sqft
    • HDB 4 Rooms
    • Built: 2012
    • 99 yrs
SE 4
Kangkar LRT · 4 mins (305m)
searchCorner Unit
searchHigh Floor
searchNear Schools
searchLong Lease Balance
searchFamily Oriented
searchNear Sports Centre
searchNear Rivervale Mall
searchAll Races Welcome
searchBright and Airy
searchWalk to MRT

Listed 1 week ago

4 Room (4S) HDB for Sale in 693 Hougang Street 61 - Project Photos 0
WITHIN 2KM
image

11

  • S$ 550,000
  • S$ 608 psf
    • 3 Beds
    • 2 Baths
    • 904 sqft
    • HDB 4 Rooms
    • Built: 1987
    • 99 yrs
CR 8NE 14
Hougang MRT · 11 mins (827m)
searchHigh Floor
searchNear MRT Station
searchFamily Friendly
searchWell-Maintained
searchRenovated Unit
searchNear Shopping Centre
searchBright And Airy
searchMove-In Condition
searchNear Hawker Centre
searchNear Bus Stop

Listed 1 week ago

4 Room (4A) HDB for Sale in 281A Sengkang East Avenue - Project Photos 0
WITHIN 2KM
image

9

floor-plan

1

  • S$ 828,000
  • S$ 836 psf
    • 3 Beds
    • 2 Baths
    • 990 sqft
    • HDB 4 Rooms
    • Built: 2015
    • 99 yrs
SW 8
Renjong LRT · 2 mins (133m)
searchCorner Unit
searchNear MRT Station
searchSpacious Layout
searchNear Primary School
searchFamily Friendly
searchRenovated Unit
searchNear Shopping Centre
searchEfficient Layout
searchAll Race Welcome
searchLease Balance 88 Years

Listed 1 week ago

Premium HDB for Sale in 272D Sengkang Central - Project Photos 0
WITHIN 2KM
image

13

floor-plan

1

  • S$ 770,000
  • S$ 795 psf
    • 3 Beds
    • 2 Baths
    • 969 sqft
    • HDB 4 Rooms
    • Built: 2009
    • 99 yrs
NE 15
Buangkok MRT · 2 mins (108m)
searchCorner Unit
searchNear MRT Station
searchRenovated Unit
searchNear Shopping Centre
searchDirect Owner Listing
searchGreenery View
searchNear Hawker Centre
searchQuiet Facing
searchLift Access
searchBasement Parking

Listed 1 week ago

Maisonette HDB for Sale in 533 Hougang Avenue 6 - Project Photos 0
WITHIN 1KM
image

7

  • S$ 1,100,000
  • S$ 705 psf
    • 4 Beds
    • 3 Baths
    • 1,561 sqft
    • HDB Executive
    • Built: 1988
    • 99 yrs
CR 8NE 14
Hougang MRT · 7 mins (485m)
searchSpacious Layout
searchWell-Maintained
searchRenovated Unit
searchMove-In Ready
searchUnblocked View
searchLow Floor
searchNo Extension Needed
search4-Room Unit
searchHelper Room
searchBright And Breezy

Listed 1 week ago

3 Room HDB for Sale in 217C Compassvale Drive - Project Photos 0
WITHIN 2KM
image

8

floor-plan

1

  • S$ 888,000
  • S$ 897 psf
    • 3 Beds
    • 2 Baths
    • 990 sqft
    • HDB
    • Built: 2017
    • 99 yrs
NE 16SE 0SW 0
Sengkang MRT · 3 mins (208m)
searchCorner Unit
searchHigh Floor
searchNear MRT Station
searchNear Primary School
searchBright And Airy
searchMove-In Ready
searchConvenient Location
searchNear Mall
searchWell-Ventilated
searchNorth-South Facing

Listed 1 week ago

4 Room (4A) HDB for Sale in 837 Hougang Central - Project Photos 0
WITHIN 1KM
image

8

floor-plan

1

  • S$ 760,000
  • S$ 713 psf
    • 3 Beds
    • 2 Baths
    • 1,066 sqft
    • HDB 4 Rooms
    • Built: 1997
    • 99 yrs
CR 8NE 14
Hougang MRT · 4 mins (302m)
searchNo Extension Required
search1-Min Walk to Hougang MRT
searchWell-Maintained HDB
searchLess Than 30 Years Old
searchNear Hougang Bus Interchange
searchRenovated & Move-In Ready
searchRarely Available Unit
searchOnly 1 Immediate Neighbour
searchSquarish Efficient Layout
searchNorth-East Facing

Listed 1 week ago

4 Room (4A) HDB for Sale in 226A Compassvale Walk - Project Photos 0
WITHIN 2KM
image

8

floor-plan

1

  • S$ 585,000
  • S$ 533 psf
    • 3 Beds
    • 2 Baths
    • 1,098 sqft
    • HDB 4 Rooms
    • Built: 1999
    • 99 yrs
SE 5
Ranggung LRT · 6 mins (453m)
searchNear MRT Station
searchSpacious Layout
searchNear Primary School
searchFamily Friendly
searchNear Shopping Centre
searchBright And Airy
searchRare Unit Available
searchWell-Ventilated

Listed 1 week ago

4 Room (4A) HDB for Sale in 208B Compassvale Lane - Project Photos 0
WITHIN 1KM
image

12

floor-plan

1

  • S$ 620,000
  • S$ 626 psf
    • 3 Beds
    • 2 Baths
    • 990 sqft
    • HDB 4 Rooms
    • Built: 2011
    • 99 yrs
SE 5
Ranggung LRT · 2 mins (158m)
searchNear MRT Station
searchMove-In Ready
searchFirst-Time Buyer Friendly
searchNo Extension Needed
searchNear LRT Station
searchFunctional Layout
searchFamily Oriented
searchSerious Seller
searchEstablished Neighbourhood
searchDirect Owner Sale

Listed 1 week ago

Multi Gen HDB for Sale in 377B Hougang Street 32 - Project Photos 0
WITHIN 2KM
image

9

  • S$ 1,200,000
  • S$ 921 psf
    • 4 Beds
    • 3 Baths
    • 1,303 sqft
    • HDB
    • Built: 2021
    • 99 yrs
CR 7
Defu MRT · 7 mins (508m)
searchCorner Unit
searchNear MRT Station
searchSpacious Layout
searchNear Primary School
searchFamily Friendly
searchBright And Airy
searchNear Sheng Siong
searchNear Expressway Exit

Listed 1 week ago

Multi Gen HDB for Sale in 377B Hougang Street 32 - Project Photos 0
WITHIN 2KM
image

6

  • S$ 1,050,000
  • S$ 803 psf
    • 4 Beds
    • 3 Baths
    • 1,308 sqft
    • HDB
    • Built: 2021
    • 99 yrs
CR 7
Defu MRT · 7 mins (508m)
searchCorner Unit
searchNear MRT Station
searchSpacious Layout
searchBright And Airy
searchEfficient Layout
searchNear Sheng Siong
searchWell Connected Transport
searchNear Mall
searchBreezy Unit
searchNear Kpe Expressway

Listed 1 week ago

Premium HDB for Sale in 270A Sengkang Central - Project Photos 0
WITHIN 2KM
image

13

floor-plan

1

  • S$ 806,000
  • S$ 805 psf
    • 3 Beds
    • 2 Baths
    • 1,001 sqft
    • HDB 4 Rooms
    • Built: 2010
    • 99 yrs
NE 15
Buangkok MRT · 5 mins (324m)
searchCorner Unit
searchNear MRT Station
searchSpacious Layout
searchWell-Maintained
searchBright And Airy
searchConvenient Location
searchNear Mall
searchWell-Ventilated

Listed 1 week ago

Executive HDB for Sale in 204D Compassvale Drive - Project Photos 0
WITHIN 2KM
image

11

floor-plan

1

  • S$ 950,000
  • S$ 679 psf
    • 4 Beds
    • 2 Baths
    • 1,399 sqft
    • HDB Executive
    • Built: 2001
    • 99 yrs
NE 16SE 0SW 0
Sengkang MRT · 6 mins (401m)
searchCorner Unit
searchHigh Floor
searchNear MRT Station
searchSpacious Layout
searchMove-In Condition
searchFlexible Purchase Timeline
searchBalcony Unit
searchWindy Unit

Listed 1 week ago

Premium HDB for Sale in 281B Sengkang East Avenue - Project Photos 0
WITHIN 2KM
image

11

floor-plan

1

  • S$ 720,000
  • S$ 727 psf
    • 3 Beds
    • 2 Baths
    • 990 sqft
    • HDB 4 Rooms
    • Built: 2015
    • 99 yrs
SW 8
Renjong LRT · 3 mins (184m)
searchCorner Unit
searchNear MRT Station
searchNear Primary School
searchNear Shopping Centre
searchConvenient Location
searchAffordable
searchFamily Oriented
searchSheltered Parking

Listed 1 week ago

5 Room (5I) HDB for Sale in 302A Anchorvale Link - Project Photos 0
WITHIN 2KM
image

14

floor-plan

2

  • S$ 628,888
  • S$ 531 psf
    • 3 Beds
    • 2 Baths
    • 1,184 sqft
    • HDB 5 Rooms
    • Built: 2001
    • 99 yrs
SW 8
Renjong LRT · 2 mins (120m)
searchNear MRT Station
searchSpacious Layout
searchNear Primary School
searchNear Shopping Centre
searchMove-In Condition
searchWell Connected Transport
searchGreenery View
searchNear Secondary School
searchNear LRT Station
searchBalcony Unit

Listed 1 week ago

4 Room (4A) HDB for Sale in 271A Sengkang Central - Project Photos 0
WITHIN 2KM
image

11

  • S$ 780,000
  • S$ 779 psf
    • 3 Beds
    • 2 Baths
    • 1,001 sqft
    • HDB 4 Rooms
    • Built: 2010
    • 99 yrs
NE 15
Buangkok MRT · 5 mins (361m)
searchCorner Unit
searchHigh Floor
searchNear MRT Station
searchNear Primary School
searchFamily Friendly
searchWell-Maintained
searchMove-In Ready
searchEfficient Layout
searchNear Hawker Centre
searchNear Mall

Listed 1 week ago

5 Room (5I) HDB for Sale in 301A Anchorvale Drive - Project Photos 0
WITHIN 2KM
image

5

floor-plan

1

  • S$ 640,000
  • S$ 541 psf
    • 3 Beds
    • 2 Baths
    • 1,184 sqft
    • HDB 5 Rooms
    • Built: 2001
    • 99 yrs
SW 8
Renjong LRT · 4 mins (288m)
searchNear MRT Station
searchSpacious Layout
searchNear Primary School
searchNear Shopping Centre
searchConvenient Location
searchNew Listing
searchLow Floor
searchNear Secondary School
searchNear LRT Station
searchFamily Oriented

Listed 2 weeks ago

4 Room (4A) HDB for Sale in 696 Hougang Street 61 - Project Photos 0
WITHIN 2KM
image

7

floor-plan

1

  • S$ 568,000
  • S$ 512 psf
    • 3 Beds
    • 2 Baths
    • 1,109 sqft
    • HDB 4 Rooms
    • Built: 1987
    • 99 yrs
CR 8NE 14
Hougang MRT · 10 mins (784m)
searchCorner Unit
searchWell-Maintained
searchNear Hawker Centre
searchLow Floor
searchNear Ntuc FairPrice
searchBright Unit
searchWindy Unit
searchNear Cold Storage

Listed 2 weeks ago

5 Room (5I) HDB for Sale in 207C Compassvale Lane - Project Photos 0
WITHIN 1KM
image

10

floor-plan

2

  • S$ 700,000
  • S$ 591 psf
    • 3 Beds
    • 2 Baths
    • 1,184 sqft
    • HDB 5 Rooms
    • Built: 2005
    • 99 yrs
SE 5
Ranggung LRT · 2 mins (90m)
searchHigh Floor
searchNear MRT Station
searchRenovated Unit
searchNear Shopping Centre
searchMove-In Ready
searchNear Sheng Siong
searchAll Race Welcome
searchNear LRT Station
searchNear 24H Convenience Store
searchNear Clinic

Listed 2 weeks ago

5 Room (5I) HDB for Sale in 521 Hougang Avenue 6 - Project Photos 0
WITHIN 1KM
image

10

floor-plan

1

  • S$ 999,000
  • S$ 767 psf
    • 3 Beds
    • 2 Baths
    • 1,302 sqft
    • HDB 5 Rooms
    • Built: 1987
    • 99 yrs
CR 8NE 14
Hougang MRT · 4 mins (298m)
searchCorner Unit
searchHigh Floor
searchNear MRT Station
searchSpacious Layout
searchNear Primary School
searchFamily Friendly
searchWell-Maintained
searchNear Shopping Centre
searchBright And Airy
searchRenovated Bathroom

Listed 2 weeks ago

5 Room (5I) HDB for Sale in 440 Hougang Avenue 8 - Project Photos 0
WITHIN 1KM
image

6

floor-plan

1

  • S$ 950,000
  • S$ 674 psf
    • 3 Beds
    • 2 Baths
    • 1,410 sqft
    • HDB 5 Rooms
    • Built: 1990
    • 99 yrs
NE 15
Buangkok MRT · 5 mins (377m)
searchCorner Unit
searchHigh Floor
searchSpacious Layout
searchFamily Friendly
searchBright And Airy
searchRare Unit Available
searchMove-In Condition
searchQuiet Neighbourhood
searchWell-Ventilated

Listed 2 weeks ago

5 Room (5I) HDB for Sale in 521 Hougang Avenue 6 - Project Photos 0
WITHIN 1KM
image

18

floor-plan

1

  • S$ 999,000
  • S$ 767 psf
    • 3 Beds
    • 2 Baths
    • 1,302 sqft
    • HDB 5 Rooms
    • Built: 1987
    • 99 yrs
CR 8NE 14
Hougang MRT · 4 mins (298m)
searchCorner Unit
searchHigh Floor
searchNear MRT Station
searchSpacious Layout
searchNear Primary School
searchRenovated Unit
searchNear Shopping Centre
searchDirect Owner Listing
searchCentral Location
searchBreezy Unit

Listed 2 weeks ago

3 Room (3NG) HDB for Sale in 252 Hougang Avenue 3 - Project Photos 0
WITHIN 2KM
image

12

floor-plan

1

  • S$ 480,000
  • S$ 666 psf
    • 2 Beds
    • 2 Baths
    • 721 sqft
    • HDB 3 Rooms
    • Built: 1985
    • 99 yrs
CR 7
Defu MRT · 10 mins (772m)
searchHigh Floor
searchNear MRT Station
searchSpacious Layout
searchNear Primary School
searchFamily Friendly
searchNear Secondary School
searchPark Connector Nearby
searchImmediate Move-In
searchNear Pie Expressway
searchNear Kpe Expressway

Listed 2 weeks ago

3 Room (3I) HDB for Sale in 2 Hougang Avenue 3 - Project Photos 0
WITHIN 2KM
image

9

floor-plan

1

  • S$ 360,000
  • S$ 567 psf
    • 2 Beds
    • 1 Bath
    • 635 sqft
    • HDB 3 Rooms
    • Built: 1975
    • 99 yrs
CR 7
Defu MRT · 9 mins (687m)
searchHigh Floor
searchNear MRT Station
searchRenovated Unit
searchBright And Airy
searchMove-In Ready
searchNear Sheng Siong
searchAircon Installed
searchLift Access
searchNear Wet Market
searchNear Kpe Expressway

Listed 2 weeks ago

5 Room (5I) HDB for Sale in 183A Rivervale Crescent - Project Photos 0
WITHIN 2KM
image

19

floor-plan

1

  • S$ 600,000
  • S$ 507 psf
    • 3 Beds
    • 2 Baths
    • 1,184 sqft
    • HDB 5 Rooms
    • Built: 2003
    • 99 yrs
SE 2
Rumbia LRT · 3 mins (190m)
searchFamily Friendly
searchNear Childcare
searchWell-Connected Transport
search110 Sqm Living Space
searchSengkang Neighbourhood
searchSpacious 5-Room Flat
searchNear Rumbia LRT
searchNear Rivervale Mall
searchNear FairPrice
searchNear Primary Schools

Listed 2 weeks ago

Maisonette HDB for Sale in 538 Hougang Street 52 - Project Photos 0
WITHIN 1KM
image

10

floor-plan

1

  • S$ 940,000
  • S$ 594 psf
    • 4 Beds
    • 3 Baths
    • 1,582 sqft
    • HDB Executive
    • Built: 1992
    • 99 yrs
NE 15
Buangkok MRT · 8 mins (579m)
searchNear MRT Station
searchFamily Friendly
searchNear Shopping Centre
searchBright And Airy
searchRare Unit Available
searchWalk To School
searchAll Race Welcome
searchHawker Nearby
searchGroceries Nearby
searchBreezy Unit

Listed 2 weeks ago

4 Room (4A) HDB for Sale in 551 Hougang Street 51 - Project Photos 0
WITHIN 1KM
image

13

floor-plan

1

  • S$ 628,000
  • S$ 566 psf
    • 3 Beds
    • 2 Baths
    • 1,109 sqft
    • HDB 4 Rooms
    • Built: 1992
    • 99 yrs
NE 15
Buangkok MRT · 7 mins (493m)
searchCorner Unit
searchNear MRT Station
searchFamily Friendly
searchWell-Maintained
searchBright And Airy
searchMove-In Ready
searchQuiet Neighbourhood
searchSouth Facing Unit

Listed 2 weeks ago

5 Room (5I) HDB for Sale in 121C Sengkang East Way - Project Photos 0
WITHIN 1KM
image

16

  • S$ 648,000
  • S$ 547 psf
    • 3 Beds
    • 2 Baths
    • 1,184 sqft
    • HDB 5 Rooms
    • Built: 2000
    • 99 yrs
SE 3
Bakau LRT · 3 mins (174m)
searchSpacious Layout
searchFamily Friendly
searchWell-Maintained
searchNear Shopping Centre
searchBright And Airy
searchConvenient Location
searchModern Interior
searchNear Secondary School
searchNear Ntuc FairPrice
searchAircon Installed

Listed 2 weeks ago

4 Room (4A) HDB for Sale in 178B Rivervale Crescent - Project Photos 0
WITHIN 2KM
image

17

  • S$ 599,000
  • S$ 598 psf
    • 3 Beds
    • 2 Baths
    • 1,001 sqft
    • HDB 4 Rooms
    • Built: 2015
    • 99 yrs
SE 2
Rumbia LRT · 7 mins (502m)
searchNear MRT Station
searchNear Primary School
searchFamily Friendly
searchWell-Maintained
searchNear Shopping Centre
searchMove-In Ready
searchNear Secondary School
searchNear Preschool

Listed 2 weeks ago

4 Room (4A) HDB for Sale in 210A Compassvale Lane - Project Photos 0
WITHIN 1KM
image

12

  • S$ 690,000
  • S$ 689 psf
    • 3 Beds
    • 2 Baths
    • 1,001 sqft
    • HDB 4 Rooms
    • Built: 2013
    • 99 yrs
SE 4
Kangkar LRT · 4 mins (249m)
searchHigh Floor
searchNear MRT Station
searchSpacious Layout
searchNear Primary School
searchDirect Owner Listing
searchWell Connected Transport
searchGreenery View
searchNear Mall
searchFlexible Purchase Timeline
searchMinimalist Design

Listed 2 weeks ago

4 Room (4A) HDB for Sale in 194 Rivervale Drive - Project Photos 0
WITHIN 2KM
image

13

floor-plan

1

  • S$ 620,000
  • S$ 633 psf
    • 4 Beds
    • 2 Baths
    • 980 sqft
    • HDB 4 Rooms
    • Built: 2001
    • 99 yrs
SE 1
Compassvale LRT · 3 mins (232m)
searchHigh Floor
searchWell-Maintained
searchRenovated Unit
searchEthnic Quota Eligible
searchRare Unit Available
searchMove-In Ready
searchRequires 3 Months Extension
search4-Room Flat

Listed 2 weeks ago

4 Room (4A) HDB for Sale in 178A Rivervale Crescent - Project Photos 0
WITHIN 2KM
image

8

floor-plan

1

  • S$ 560,000
  • S$ 559 psf
    • 3 Beds
    • 2 Baths
    • 1,001 sqft
    • HDB 4 Rooms
    • Built: 2015
    • 99 yrs
SE 2
Rumbia LRT · 6 mins (441m)
searchNo Extension Needed
searchNear LRT Station
searchNear Wet Market
searchNear Park Connector
searchPreschool Within Block
searchNear Rivervale Mall
searchImmediate Submission
searchNear Coffee Shop
searchNear Clinic
searchNo West Sun

Listed 2 weeks ago

HDB for Sale in Singapore FAQs

Yes, you can! There are currently over 15 resale HDB flat listings on 99.co that offer remote viewing options. Many sellers and agents provide virtual tours, video calls, or pre-recorded walkthroughs to help buyers explore flats from the comfort of their homes. This is especially useful for buyers who are overseas, have tight schedules, or want to shortlist potential flats before arranging physical viewings.

Anyone can buy resale HDB flats in Singapore, as long as they meet the eligibility criteria. The eligibility criteria include being at least 21 years old if you’re buying in an approved family nucleus, or 35 years if you’re buying as a single. At least one Singaporean Citizen (SC) or two Singapore Permanent Residents (PR) listed in the flat application. You must be within the Ethnic Integration Policy and Singapore Permanent Resident quota of the block/neighbourhood. In addition, you’ll also need to fall under one of these schemes before you can buy an HDB resale flat: Public Scheme, Fiancé/ Fiancée Scheme, Single Singaporean Citizen Scheme, Joint Singles Scheme, Non-Citizen Spouse Scheme, Non-Citizen Family Scheme, Orphans Scheme, etc.

The process of buying HDB resale flats involves several steps: First, buyers must apply for an HDB Flat Eligibility (HFE) letter to check their eligibility for purchasing, CPF housing grants, and HDB loans. Once eligible, they can search for a suitable resale flat and negotiate a price with the seller. The seller will then grant the Option to Purchase (OTP) for the buyer to exercise. After agreeing, both parties must submit a resale application to HDB. Upon HDB’s approval, buyers will attend the completion appointment, make the final payment, and officially take possession of the flat.