HDB Resale Flats for Sale in Singapore

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Premium HDB for Sale in 477C Upper Serangoon View - Project Photos 0
WITHIN 600M
Enquire on multiple listings at onceFaster enquiries
image

15

floor-plan

1

  • S$ 780,000
  • S$ 788 psf
    • 3 Beds
    • 2 Baths
    • 990 sqft
    • HDB 4 Rooms
    • Built: 2016
    • 99 yrs
SE 4
Kangkar LRT · 7 mins (539m)
searchNear MRT Station
searchNear Primary School
searchFamily Friendly
searchNear Shopping Centre
searchConvenient Location
searchWell Connected Transport
searchNear Secondary School
searchNear Preschool
searchNear 24H Convenience Store
search
Relevant tagsExplore similar homes

Listed 4 days ago

4 Room (4A) HDB for Sale in 452 Hougang Avenue 10 - Project Photos 0
WITHIN 800M
image

10

floor-plan

3

  • S$ 670,000
  • S$ 599 psf
    • 3 Beds
    • 2 Baths
    • 1,119 sqft
    • HDB 4 Rooms
    • Built: 1992
    • 99 yrs
SE 5
Ranggung LRT · 7 mins (558m)
searchCorner Unit
searchNear MRT Station
searchSpacious Layout
searchNear Primary School
searchNear Shopping Centre
searchRare Unit Available
searchWalk To Park
searchInvestment-Friendly Unit
searchBuilt-In Wardrobes
searchNear Kpe Expressway

Listed 4 days ago

4 Room (4A) HDB for Sale in 365C Upper Serangoon Road - Project Photos 0
WITHIN 1KM
image

5

floor-plan

2

  • S$ 758,888
  • S$ 767 psf
    • 3 Beds
    • 2 Baths
    • 990 sqft
    • HDB 4 Rooms
    • Built: 2018
    • 99 yrs
CR 8NE 14
Hougang MRT · 7 mins (531m)
searchNear MRT Station
searchSpacious Layout
searchFamily Friendly
searchNear Shopping Centre
searchMove-In Condition
searchEfficient Layout
searchDirect Owner Listing
searchWell Connected Transport
searchNear Hawker Centre
searchSheltered Parking

Listed 4 days ago

4 Room (4A) HDB for Sale in 477A Upper Serangoon View - Project Photos 0
WITHIN 600M
image

6

floor-plan

1

  • S$ 798,889
  • S$ 807 psf
    • 3 Beds
    • 2 Baths
    • 990 sqft
    • HDB 4 Rooms
    • Built: 2016
    • 99 yrs
SE 4
Kangkar LRT · 8 mins (631m)
searchHigh Floor
searchNear MRT Station
searchNear Primary School
searchFamily Friendly
searchNear Shopping Centre
searchBright And Airy
searchMove-In Ready
searchNear Supermarket
searchNear Park Connector
searchWell-Connected Transport

Listed 4 days ago

4 Room (4A) HDB for Sale in 470A Upper Serangoon Crescent - Project Photos 0
WITHIN 600M
image

19

floor-plan

1

  • S$ 680,000
  • S$ 687 psf
    • 3 Beds
    • 2 Baths
    • 990 sqft
    • HDB 4 Rooms
    • Built: 2015
    • 99 yrs
SE 4
Kangkar LRT · 7 mins (522m)
searchHigh Floor
searchNear MRT Station
searchSpacious Layout
searchNear Primary School
searchWell-Maintained
searchMove-In Condition
searchDirect Owner Listing
searchUnblocked View
searchNear Supermarket
searchNear Childcare

Listed 4 days ago

4 Room (4NG) HDB for Sale in 417 Hougang Avenue 8 - Project Photos 0
WITHIN 1KM
image

11

  • S$ 590,000
  • S$ 583 psf
    • 3 Beds
    • 2 Baths
    • 1,012 sqft
    • HDB 4 Rooms
    • Built: 1989
    • 99 yrs
CR 8NE 14
Hougang MRT · 8 mins (579m)
searchHigh Floor
searchNear MRT Station
searchBright And Airy
searchWalk To School
searchNear Hawker Centre
searchNear Mall
searchImmediate Move-In
searchNo Extension Needed
searchBreezy Unit
searchNo West Sun

Listed 4 days ago

5 Room (5I) HDB for Sale in 106 Rivervale Walk - Project Photos 0
WITHIN 1KM
image

20

  • S$ 640,000
  • S$ 496 psf
    • 3 Beds
    • 2 Baths
    • 1,290 sqft
    • HDB 5 Rooms
    • Built: 1999
    • 99 yrs
SE 4
Kangkar LRT · 4 mins (250m)
searchCorner Unit
searchSpacious Layout
searchWell-Maintained
searchNear Shopping Centre
searchDirect Owner Listing
searchAll Race Welcome
searchMotivated Seller
searchImmediate Move-In
searchNear Schools
searchNear Transport Hub

Listed 4 days ago

4 Room (4NG) HDB for Sale in 413 Hougang Avenue 10 - Project Photos 0
WITHIN 800M
image

8

floor-plan

1

  • S$ 590,000
  • S$ 602 psf
    • 3 Beds
    • 2 Baths
    • 980 sqft
    • HDB 4 Rooms
    • Built: 1986
    • 99 yrs
CR 8NE 14
Hougang MRT · 6 mins (443m)
searchCorner Unit
searchNear MRT Station
searchDirect Owner Listing
searchQuiet Neighbourhood
searchNear Mall
searchNo Extension Needed

Listed 4 days ago

5 Room (5A) HDB for Sale in 475A Upper Serangoon Crescent - Project Photos 0
WITHIN 400M
image

7

floor-plan

1

  • S$ 1,080,000
  • S$ 896 psf
    • 4 Beds
    • 2 Baths
    • 1,206 sqft
    • HDB 5 Rooms
    • Built: 2014
    • 99 yrs
SE 4
Kangkar LRT · 11 mins (856m)
searchMove-In Ready
searchGreenery View
searchQuiet Environment
searchRenovated
searchFully Furnished
searchNear Holy Innocents Primary School
searchHigh Floor Corner Unit
searchNear Punggol Park
searchNear Hougang Mall
searchNear Hougang MRT

Listed 5 days ago

Maisonette HDB for Sale in 102 Rivervale Walk - Project Photos 0
WITHIN 1KM
image

19

floor-plan

1

  • S$ 1,220,000
  • S$ 798 psf
    • 4 Beds
    • 3 Baths
    • 1,528 sqft
    • HDB Executive
    • Built: 1999
    • 99 yrs
SE 4
Kangkar LRT · 4 mins (259m)
searchHigh Floor
searchBright And Airy
searchExecutive Maisonette
searchRenovated
searchNear Park Connector
searchWalk To Kangkar LRT
searchOpen To All Ethnic Groups
searchLimited Supply
searchMulti-Generation Families
searchNear Punggol Park

Listed 5 days ago

3 Room (3NG) HDB for Sale in 327 Hougang Avenue 5 - Project Photos 0
WITHIN 1KM
image

7

  • S$ 420,000
  • S$ 583 psf
    • 2 Beds
    • 2 Baths
    • 721 sqft
    • HDB 3 Rooms
    • Built: 1983
    • 99 yrs
CR 8NE 14
Hougang MRT · 7 mins (498m)
searchNear MRT Station
searchNear Primary School
searchFamily Friendly
searchNear Hawker Centre
searchNear Bus Stop
searchLeasehold Property
searchNear Supermarket
searchNear NTUC FairPrice
searchNear Coffeeshop
searchNear Train Line

Listed 6 days ago

Maisonette HDB for Sale in 449 Hougang Avenue 10 - Project Photos 0
WITHIN 1KM
image

18

  • S$ 1,250,000
  • S$ 774 psf
    • 3 Beds
    • 3 Baths
    • 1,614 sqft
    • HDB Executive
    • Built: 1991
    • 99 yrs
NE 15
Buangkok MRT · 7 mins (486m)
searchCorner Unit
searchNear MRT Station
searchSpacious Layout
searchNear Primary School
searchFamily Friendly
searchNear Shopping Centre
searchRare Unit Available
searchEfficient Layout
searchWalk To Park
searchNear Supermarket

Listed 6 days ago

5 Room (5I) HDB for Sale in 418 Hougang Avenue 8 - Project Photos 0
WITHIN 800M
image

7

floor-plan

1

  • S$ 828,888
  • S$ 626 psf
    • 4 Beds
    • 2 Baths
    • 1,324 sqft
    • HDB 5 Rooms
    • Built: 1989
    • 99 yrs
CR 8NE 14
Hougang MRT · 7 mins (558m)
searchNear MRT Station
searchSpacious Layout
searchNear Shopping Centre
searchBright And Airy
searchRare Unit Available
searchAll Race Welcome
searchAffordable
searchNear Expressway Exit
searchFamily Oriented

Listed 6 days ago

4 Room (4A) HDB for Sale in 326 Hougang Avenue 7 - Project Photos 0
WITHIN 1KM
image

12

floor-plan

1

  • S$ 588,000
  • S$ 525 psf
    • 3 Beds
    • 2 Baths
    • 1,119 sqft
    • HDB 4 Rooms
    • Built: 1983
    • 99 yrs
CR 7
Defu MRT · 9 mins (646m)
searchCorner Unit
searchHigh Floor
searchNear MRT Station
searchFamily Friendly
searchNear Shopping Centre
searchAll Race Welcome
searchNo Extension Needed
searchShort Lease Balance
searchFire Sale

Listed 6 days ago

4 Room (4A) HDB for Sale in 106 Rivervale Walk - Project Photos 0
WITHIN 1KM
image

12

floor-plan

2

  • S$ 630,000
  • S$ 586 psf
    • 3 Beds
    • 2 Baths
    • 1,076 sqft
    • HDB 4 Rooms
    • Built: 1999
    • 99 yrs
SE 4
Kangkar LRT · 4 mins (250m)
searchCorner Unit
searchNear MRT Station
searchSpacious Layout
searchNear Primary School
searchFamily Friendly
searchRenovated Unit
searchNear Shopping Centre
searchRare Unit Available
searchNear Secondary School
searchBalcony Unit

Listed 1 week ago

5 Room (5I) HDB for Sale in 408 Hougang Avenue 10 - Project Photos 0
WITHIN 800M
image

5

floor-plan

1

  • S$ 764,139
  • S$ 587 psf
    • 3 Beds
    • 2 Baths
    • 1,302 sqft
    • HDB 5 Rooms
    • Built: 1986
    • 99 yrs
CR 8NE 14
Hougang MRT · 4 mins (309m)
searchCorner Unit
searchHigh Floor
searchNear MRT Station
searchSpacious Layout
searchNear Shopping Centre
searchWell-Ventilated
searchBright Unit
searchFamily Oriented

Listed 1 week ago

Premium HDB for Sale in 475D Upper Serangoon Crescent - Project Photos 0
WITHIN 400M
image

12

floor-plan

1

  • S$ 790,000
  • S$ 798 psf
    • 3 Beds
    • 2 Baths
    • 990 sqft
    • HDB 4 Rooms
    • Built: 2014
    • 99 yrs
CR 8NE 14
Hougang MRT · 12 mins (918m)
searchNear MRT Station
searchNear Primary School
searchFamily Friendly
searchNear Shopping Centre
searchBright And Airy
searchRare Unit Available
searchNear Hawker Centre
searchWalk To Park
searchNear Bus Stop
searchNear Kpe Expressway

Listed 1 week ago

Maisonette HDB for Sale in 455 Hougang Avenue 10 - Project Photos 0
WITHIN 1KM
image

9

floor-plan

1

  • S$ 1,050,000
  • S$ 668 psf
    • 3 Beds
    • 3 Baths
    • 1,571 sqft
    • HDB Executive
    • Built: 1992
    • 99 yrs
NE 15
Buangkok MRT · 8 mins (626m)
searchNear MRT Station
searchSpacious Layout
searchNear Primary School
searchWell-Maintained
searchRenovated Unit
searchNear Shopping Centre
searchMove-In Ready
searchNear Bus Stop
searchFirst-Time Buyer Friendly
searchFamily Oriented

Listed 1 week ago

5 Room (5I) HDB for Sale in 107 Rivervale Walk - Project Photos 0
WITHIN 1KM
image

11

  • S$ 670,000
  • S$ 515 psf
    • 3 Beds
    • 2 Baths
    • 1,302 sqft
    • HDB 5 Rooms
    • Built: 1999
    • 99 yrs
SE 4
Kangkar LRT · 3 mins (229m)
searchCorner Unit
searchHigh Floor
searchNear MRT Station
searchSpacious Layout
searchFamily Friendly
searchRenovated Unit
searchNear Shopping Centre
searchMove-In Ready
searchDirect Owner Listing
searchGreat Investment Buy

Listed 1 week ago

5 Room (5I) HDB for Sale in 116A Rivervale Drive - Project Photos 0
WITHIN 1KM
image

20

  • S$ 648,000
  • S$ 523 psf
    • 3 Beds
    • 2 Baths
    • 1,238 sqft
    • HDB 5 Rooms
    • Built: 2000
    • 99 yrs
SE 4
Kangkar LRT · 2 mins (142m)
searchCorner Unit
searchHigh Floor
searchNear MRT Station
searchSpacious Layout
searchRare Unit Available
searchUnblocked View
searchNear Mall
searchMotivated Seller
searchFlexible Purchase Timeline
searchWell-Ventilated

Listed 1 week ago

3 Room (3NG) HDB for Sale in 328 Hougang Avenue 5 - Project Photos 0
WITHIN 1KM
image

6

  • S$ 445,000
  • S$ 618 psf
    • 2 Beds
    • 2 Baths
    • 720 sqft
    • HDB 3 Rooms
    • Built: 1983
    • 99 yrs
CR 8NE 14
Hougang MRT · 7 mins (532m)
searchNear MRT Station
searchSpacious Layout
searchFamily Friendly
searchRenovated Unit
searchBright And Airy
searchConvenient Location
searchDirect Owner Listing
searchWell Connected Transport

Listed 1 week ago

5 Room (5I) HDB for Sale in 470A Upper Serangoon Crescent - Project Photos 0
WITHIN 600M
image

13

floor-plan

1

  • S$ 890,000
  • S$ 738 psf
    • 3 Beds
    • 2 Baths
    • 1,206 sqft
    • HDB 5 Rooms
    • Built: 2015
    • 99 yrs
SE 4
Kangkar LRT · 7 mins (522m)
searchHigh Floor
searchSpacious Layout
searchRenovated Unit
searchPark Connector Nearby
searchWalk-In Wardrobe
search4 Primary Schools Within 1km
searchNE Facing
searchNear Punggol Park
searchRiver View
searchNo West Sun

Listed 1 week ago

5 Room (5I) HDB for Sale in 467 Hougang Avenue 8 - Project Photos 0
WITHIN 800M
image

19

floor-plan

1

  • S$ 800,000
  • S$ 581 psf
    • 3 Beds
    • 2 Baths
    • 1,378 sqft
    • HDB 5 Rooms
    • Built: 1992
    • 99 yrs
CR 8NE 14
Hougang MRT · 6 mins (462m)
searchCorner Unit
searchNear MRT Station
searchNear Primary School
searchFamily Friendly
searchNear Shopping Centre
searchMove-In Ready
searchWell Connected Transport
searchNear Secondary School

Listed 1 week ago

3 Room (3A) HDB for Sale in 471A Upper Serangoon Crescent - Project Photos 0
WITHIN 400M
image

10

floor-plan

1

  • S$ 560,000
  • S$ 777 psf
    • 2 Beds
    • 2 Baths
    • 721 sqft
    • HDB 3 Rooms
    • Built: 2015
    • 99 yrs
SE 4
Kangkar LRT · 8 mins (624m)
searchCorner Unit
searchHigh Floor
searchNear MRT Station
searchNear Primary School
searchGreenery View
searchNear Hawker Centre
searchNear Mall
searchNear Bus Stop
searchAll Race Welcome
searchWindy Unit

Listed 1 week ago

3 Room (3A) HDB for Sale in 365A Upper Serangoon Road - Project Photos 0
WITHIN 800M
image

13

floor-plan

1

  • S$ 690,000
  • S$ 957 psf
    • 2 Beds
    • 2 Baths
    • 721 sqft
    • HDB 3 Rooms
    • Built: 2018
    • 99 yrs
CR 8NE 14
Hougang MRT · 7 mins (559m)
searchHigh Floor
searchChildcare Below Block
searchNear 24H NTUC
searchWalk to Hougang MRT
searchSheltered Carpark
searchWithin 1km to 4 Primary Schools
searchFuture Cross Island Line
searchNear Hougang Mall
searchNorth-South Facing
searchNo West Sun

Listed 1 week ago

4 Room (4A) HDB for Sale in 477C Upper Serangoon View - Project Photos 0
WITHIN 600M
image

14

floor-plan

1

  • S$ 780,000
  • S$ 788 psf
    • 3 Beds
    • 2 Baths
    • 990 sqft
    • HDB 4 Rooms
    • Built: 2016
    • 99 yrs
SE 4
Kangkar LRT · 7 mins (539m)
searchNear MRT Station
searchSpacious Layout
searchFamily Friendly
searchWell-Maintained
searchNear Shopping Centre
searchBright And Airy
searchMove-In Ready
searchNear Bus Stop

Listed 1 week ago

5 Room (5I) HDB for Sale in 109 Rivervale Walk - Project Photos 0
WITHIN 1KM
image

12

floor-plan

1

  • S$ 660,000
  • S$ 511 psf
    • 3 Beds
    • 2 Baths
    • 1,292 sqft
    • HDB 5 Rooms
    • Built: 1999
    • 99 yrs
SE 5
Ranggung LRT · 3 mins (215m)
searchNear MRT Station
searchSpacious Layout
searchNear Primary School
searchBright And Airy
searchEfficient Layout
searchNear Ntuc FairPrice
searchMotivated Seller
searchNear LRT Station
searchNo Ethnic Quota
searchNear Cold Storage

Listed 1 week ago

4 Room (4A) HDB for Sale in 473D Upper Serangoon Crescent - Project Photos 0
WITHIN 400M
image

4

  • S$ 620,000
  • S$ 619 psf
    • 3 Beds
    • 2 Baths
    • 1,001 sqft
    • HDB 4 Rooms
    • Built: 2017
    • 99 yrs
SE 4
Kangkar LRT · 10 mins (786m)
searchHigh Floor
searchNear MRT Station
searchSpacious Layout
searchFamily Friendly
searchWell-Maintained
searchDirect Owner Listing
searchInvestment Opportunity
searchImmediate Move-In
searchFully Furnished
searchNo Ethnic Quota

Listed 1 week ago

Premium HDB for Sale in 476B Upper Serangoon View - Project Photos 0
WITHIN 400M
image

20

  • S$ 699,999
  • S$ 707 psf
    • 3 Beds
    • 2 Baths
    • 990 sqft
    • HDB 4 Rooms
    • Built: 2016
    • 99 yrs
SE 4
Kangkar LRT · 10 mins (748m)
searchCorner Unit
searchSpacious Layout
searchFamily Friendly
searchBright And Airy
searchMotivated Seller
searchImmediate Move-In
searchNo Extension Needed
searchWell-Ventilated
searchNear Amenities
searchLow Deposit

Listed 1 week ago

4 Room (4A) HDB for Sale in 471B Upper Serangoon Crescent - Project Photos 0
WITHIN 400M
image

8

floor-plan

1

  • S$ 690,000
  • S$ 697 psf
    • 3 Beds
    • 2 Baths
    • 990 sqft
    • HDB 4 Rooms
    • Built: 2015
    • 99 yrs
SE 4
Kangkar LRT · 9 mins (649m)
searchHigh Floor
searchNear MRT Station
searchWell-Maintained
searchNear Bus Stop
searchNear LRT Station
searchNear Schools
searchNear Park
searchBright Unit
searchUnblocked Views
searchNear Supermarket

Listed 1 week ago

5 Room (5A) HDB for Sale in 339 Hougang Avenue 7 - Project Photos 0
WITHIN 800M
image

4

  • S$ 670,000
  • S$ 515 psf
    • 3 Beds
    • 2 Baths
    • 1,302 sqft
    • HDB 5 Rooms
    • Built: 1985
    • 99 yrs
CR 8NE 14
Hougang MRT · 9 mins (648m)
searchHigh Floor
searchNear MRT Station
searchSpacious Layout
searchNear Primary School
searchFamily Friendly
searchWell-Maintained
searchRenovated Unit
searchNear Shopping Centre
searchBright And Airy
searchMove-In Ready

Listed 1 week ago

4 Room (4A) HDB for Sale in 112 Rivervale Walk - Project Photos 0
WITHIN 1KM
image

10

floor-plan

1

  • S$ 625,000
  • S$ 581 psf
    • 3 Beds
    • 2 Baths
    • 1,076 sqft
    • HDB 4 Rooms
    • Built: 1998
    • 99 yrs
SE 4
Kangkar LRT · 2 mins (95m)
searchHigh Floor
searchSpacious Layout
searchFamily Friendly
searchRenovated Unit
searchNear Shopping Centre
searchBright And Airy
searchMove-In Ready
searchEfficient Layout
searchWell Connected Transport
searchQuiet Neighbourhood

Listed 1 week ago

4 Room (4NG) HDB for Sale in 354 Hougang Avenue 7 - Project Photos 0
WITHIN 400M
image

4

  • S$ 580,000
  • S$ 592 psf
    • 3 Beds
    • 2 Baths
    • 979 sqft
    • HDB 4 Rooms
    • Built: 1986
    • 99 yrs
CR 8NE 14
Hougang MRT · 10 mins (724m)
searchHigh Floor
searchNear Primary School
searchFamily Friendly
searchNear Secondary School
searchAll Race Welcome
searchNear Preschool
searchImmediate Availability
searchUnfurnished Unit

Listed 1 week ago

5 Room (5I) HDB for Sale in 470C Upper Serangoon Crescent - Project Photos 0
WITHIN 600M
image

14

floor-plan

1

  • S$ 1,020,000
  • S$ 846 psf
    • 3 Beds
    • 2 Baths
    • 1,206 sqft
    • HDB 5 Rooms
    • Built: 2015
    • 99 yrs
SE 4
Kangkar LRT · 8 mins (606m)
searchHigh Floor
searchNear MRT Station
searchSpacious Layout
searchNear Primary School
searchRenovated Unit
searchMove-In Ready
searchGreenery View
searchNear Secondary School
searchPark View
searchWell-Ventilated

Listed 1 week ago

4 Room (4A) HDB for Sale in 419 Hougang Avenue 8 - Project Photos 0
WITHIN 1KM
image

9

floor-plan

1

  • S$ 660,000
  • S$ 568 psf
    • 3 Beds
    • 2 Baths
    • 1,163 sqft
    • HDB 4 Rooms
    • Built: 1989
    • 99 yrs
CR 8NE 14
Hougang MRT · 7 mins (544m)
searchHigh Floor
searchNear Park Connector
search7 Primary Schools Within 1km
searchRarely Available
searchShort Walk to MRT
searchLift Level
searchNear Punggol Park
searchNear Hougang MRT
searchNo Ethnic Quota Restrictions
searchNear KPE Expressway

Listed 1 week ago

5 Room (5I) HDB for Sale in 473C Upper Serangoon Crescent - Project Photos 0
WITHIN 200M
image

8

  • S$ 800,000
  • S$ 658 psf
    • 3 Beds
    • 2 Baths
    • 1,216 sqft
    • HDB 5 Rooms
    • Built: 2017
    • 99 yrs
SE 4
Kangkar LRT · 11 mins (834m)
searchLow Floor
searchImmediate Move-In
searchFamily Oriented
searchHDB 5I
searchHougang
searchUnfurnished
searchAircon
searchMature Estate

Listed 1 week ago

HDB for Sale in Singapore FAQs

Yes, you can! There are currently over 15 resale HDB flat listings on 99.co that offer remote viewing options. Many sellers and agents provide virtual tours, video calls, or pre-recorded walkthroughs to help buyers explore flats from the comfort of their homes. This is especially useful for buyers who are overseas, have tight schedules, or want to shortlist potential flats before arranging physical viewings.

Anyone can buy resale HDB flats in Singapore, as long as they meet the eligibility criteria. The eligibility criteria include being at least 21 years old if you’re buying in an approved family nucleus, or 35 years if you’re buying as a single. At least one Singaporean Citizen (SC) or two Singapore Permanent Residents (PR) listed in the flat application. You must be within the Ethnic Integration Policy and Singapore Permanent Resident quota of the block/neighbourhood. In addition, you’ll also need to fall under one of these schemes before you can buy an HDB resale flat: Public Scheme, Fiancé/ Fiancée Scheme, Single Singaporean Citizen Scheme, Joint Singles Scheme, Non-Citizen Spouse Scheme, Non-Citizen Family Scheme, Orphans Scheme, etc.

The process of buying HDB resale flats involves several steps: First, buyers must apply for an HDB Flat Eligibility (HFE) letter to check their eligibility for purchasing, CPF housing grants, and HDB loans. Once eligible, they can search for a suitable resale flat and negotiate a price with the seller. The seller will then grant the Option to Purchase (OTP) for the buyer to exercise. After agreeing, both parties must submit a resale application to HDB. Upon HDB’s approval, buyers will attend the completion appointment, make the final payment, and officially take possession of the flat.