HDB Resale Flats for Sale in Singapore

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483 Sale listings

4 Room (4A) HDB for Sale in 815A Choa Chu Kang Avenue 7 - Project Photos 0
WITHIN 2KM
image

12

floor-plan

1

  • S$ 649,000
  • S$ 648 psf
    • 3 Beds
    • 2 Baths
    • 1,001 sqft
    • HDB 4 Rooms
    • Built: 2017
    • 99 yrs
BP 3
Keat Hong LRT · 5 mins (368m)
searchNear MRT Station
searchSpacious Layout
searchFamily Friendly
searchRenovated Unit
searchBright And Airy
searchEfficient Layout
searchWalk To School
searchWell-Ventilated
searchNear Supermarket
searchNear LRT

Listed 3 days ago

3 Room (3NG) HDB for Sale in 16 Teck Whye Lane - Project Photos 0
WITHIN 1KM
image

14

floor-plan

1

  • S$ 378,000
  • S$ 524 psf
    • 2 Beds
    • 2 Baths
    • 721 sqft
    • HDB 3 Rooms
    • Built: 1979
    • 99 yrs
BP 4
Teck Whye LRT · 3 mins (240m)
searchHigh Floor
searchWell-Maintained
searchBright And Airy
searchUnblocked View
searchFirst-Time Buyer Friendly
searchWindy Unit
searchWell-Located
searchEthnic Quota Open
search3-Month Extension Required
searchHDB Grants Available

Listed 3 days ago

5 Room (5I) HDB for Sale in 449 Bukit Panjang Ring Road - Project Photos 0
WITHIN 2KM
image

8

floor-plan

1

  • S$ 650,000
  • S$ 507 psf
    • 4 Beds
    • 2 Baths
    • 1,281 sqft
    • HDB 5 Rooms
    • Built: 1997
    • 99 yrs
BP 10
Fajar LRT · 2 mins (158m)
searchSpacious Layout
searchFamily Friendly
searchMove-In Ready
searchAircon Installed
searchFully Furnished
search1,281 sqft
searchNear BKE
search5I HDB
searchNear Bukit Panjang MRT
searchNear LRT

Listed 3 days ago

4 Room (4NG) HDB for Sale in 11 Teck Whye Lane - Project Photos 0
WITHIN 1KM
image

8

floor-plan

1

  • S$ 458,000
  • S$ 430 psf
    • 3 Beds
    • 2 Baths
    • 1,066 sqft
    • HDB 4 Rooms
    • Built: 1978
    • 99 yrs
BP 5
Phoenix LRT · 5 mins (328m)
searchSpacious Layout
searchOriginal Condition
searchRenovation Potential
searchNear Supermarket
search4NG Layout
searchDoor-to-Door Unit
searchWalk to LRT
searchNo Ethnic Quota Restriction
searchNear Eateries
searchNear Shopping Mall

Listed 3 days ago

4 Room HDB for Sale in 443B Fajar Road - Project Photos 0
WITHIN 1KM
image

20

  • S$ 780,000
  • S$ 641 psf
    • 4 Beds
    • 2 Baths
    • 1,216 sqft
    • HDB
    • Built: 2016
    • 99 yrs
BP 9
Bangkit LRT · 5 mins (345m)
searchHigh Floor
searchNear MRT Station
searchSpacious Layout
searchFamily Friendly
searchWalk To School
searchNear Hawker Centre
searchQuiet Neighbourhood
searchNear LRT Station
searchNear Supermarket
searchNear Shopping Mall

Listed 3 days ago

3 Room (3A) HDB for Sale in 454 Fajar Road - Project Photos 0
WITHIN 1KM
image

7

floor-plan

1

  • S$ 500,000
  • S$ 683 psf
    • 2 Beds
    • 2 Baths
    • 732 sqft
    • HDB 3 Rooms
    • Built: 2015
    • 99 yrs
BP 10
Fajar LRT · 1 mins (57m)
searchUnblocked View
searchMotivated Seller
searchNear Amenities
searchNear Fajar LRT
searchAbove 6th Floor
searchNear Food Court
searchGood Privacy
searchSheltered Walkway
searchSpacious Bedrooms
searchNo West Sun

Listed 3 days ago

4 Room (4A) HDB for Sale in 574 Choa Chu Kang Street 52 - Project Photos 0
WITHIN 2KM
image

8

floor-plan

1

  • S$ 645,000
  • S$ 652 psf
    • 3 Beds
    • 2 Baths
    • 990 sqft
    • HDB 4 Rooms
    • Built: 2015
    • 99 yrs
NS 5
Yew Tee MRT · 6 mins (427m)
searchNear MRT Station
searchSpacious Layout
searchNear Primary School
searchFamily Friendly
searchWell-Maintained
searchNear Shopping Centre
searchNear Hawker Centre
searchNear Secondary School
searchNear Polyclinic
searchNear Supermarket

Listed 3 days ago

5 Room (5I) HDB for Sale in 166 Gangsa Road - Project Photos 0
WITHIN 1KM
image

5

floor-plan

1

  • S$ 750,000
  • S$ 576 psf
    • 4 Beds
    • 2 Baths
    • 1,302 sqft
    • HDB 5 Rooms
    • Built: 1998
    • 99 yrs
BP 7
Petir LRT · 2 mins (136m)
searchCorner Unit
searchNear MRT Station
searchSpacious Layout
searchNear Primary School
searchFamily Friendly
searchNear Shopping Centre
searchBright And Airy
searchRare Unit Available
searchWell Connected Transport
searchNear Expressway Exit

Listed 3 days ago

4 Room (4A) HDB for Sale in 212 Choa Chu Kang Central - Project Photos 0
WITHIN 2KM
image

3

  • S$ 565,000
  • S$ 510 psf
    • 3 Beds
    • 2 Baths
    • 1,108 sqft
    • HDB 4 Rooms
    • Built: 1989
    • 99 yrs
BP 2
South View LRT · 5 mins (335m)
searchHigh Floor
searchNear MRT Station
searchNear Primary School
searchBright And Airy
searchWalk To School
searchNear Secondary School
searchNo Extension Needed
searchBreezy Unit

Listed 3 days ago

5 Room (5I) HDB for Sale in 451 Fajar Road - Project Photos 0
WITHIN 1KM
image

8

floor-plan

1

  • S$ 719,999
  • S$ 562 psf
    • 3 Beds
    • 2 Baths
    • 1,280 sqft
    • HDB 5 Rooms
    • Built: 1997
    • 99 yrs
BP 10
Fajar LRT · 2 mins (133m)
searchSpacious Layout
searchNear Primary School
searchFamily Friendly
searchWell-Maintained
searchNear Mall
searchAll Race Welcome
searchNear LRT Station
searchAircon Installed
searchMature Estate
searchBuilt-In Wardrobes

Listed 3 days ago

5 Room (5I) HDB for Sale in 626 Choa Chu Kang Street 62 - Project Photos 0
WITHIN 2KM
image

19

floor-plan

1

  • S$ 650,000
  • S$ 499 psf
    • 3 Beds
    • 2 Baths
    • 1,302 sqft
    • HDB 5 Rooms
    • Built: 1997
    • 99 yrs
NS 5
Yew Tee MRT · 3 mins (183m)
searchNear Shopping Centre
searchWalk-In Wardrobe
searchFlexible Layout
searchWell-Connected Transport
searchAmenities at Doorstep
searchSpacious 1302 sqft
searchWalk to Yew Tee MRT
searchPrimary Schools Within 1km

Listed 3 days ago

Maisonette HDB for Sale in 254 Bangkit Road - Project Photos 0
WITHIN 2KM
image

19

floor-plan

1

  • S$ 999,999
  • S$ 637 psf
    • 3 Beds
    • 3 Baths
    • 1,571 sqft
    • HDB Executive
    • Built: 1988
    • 99 yrs
BP 9
Bangkit LRT · 2 mins (142m)
searchHigh Floor
searchNear MRT Station
searchSpacious Layout
searchFamily Friendly
searchRenovated Unit
searchNear Shopping Centre
searchEthnic Quota Eligible
searchRare Unit Available
searchGreenery View
searchNear Bke Expressway

Listed 3 days ago

4 Room (4A) HDB for Sale in 126 Pending Road - Project Photos 0
WITHIN 2KM
image

15

  • S$ 565,000
  • S$ 509 psf
    • 3 Beds
    • 2 Baths
    • 1,109 sqft
    • HDB 4 Rooms
    • Built: 1987
    • 99 yrs
BP 8
Pending LRT · 2 mins (128m)
searchHigh Floor
searchNear MRT Station
searchSpacious Layout
searchWell-Maintained
searchNear Shopping Centre
searchBright And Airy
searchNear Community Club
searchBuilt-In Storage

Listed 3 days ago

Premium HDB for Sale in 641 Choa Chu Kang Street 64 - Project Photos 0
WITHIN 2KM
image

13

floor-plan

1

  • S$ 700,000
  • S$ 529 psf
    • 3 Beds
    • 2 Baths
    • 1,323 sqft
    • HDB 5 Rooms
    • Built: 1998
    • 99 yrs
NS 5
Yew Tee MRT · 4 mins (276m)
searchYew Tee Square Nearby
searchFairPrice Supermarket Nearby
searchSpacious 1323 sqft
searchWell-Maintained HDB
search5-Room Premium Apartment
searchNear Yew Tee MRT
searchWithin 1km to Primary Schools
searchAll Races Eligible

Listed 3 days ago

4 Room (4A) HDB for Sale in 438 Fajar Road - Project Photos 0
WITHIN 1KM
image

11

floor-plan

3

  • S$ 512,000
  • S$ 458 psf
    • 3 Beds
    • 2 Baths
    • 1,119 sqft
    • HDB 4 Rooms
    • Built: 1989
    • 99 yrs
BP 10
Fajar LRT · 3 mins (202m)
searchHigh Floor
searchNear MRT Station
searchNear Primary School
searchDirect Owner Listing
searchNear Hawker Centre
searchImmediate Move-In
searchNear Park Connector
searchFlexible Layout
searchOpen Kitchen Concept
searchRenovated Bathroom

Listed 3 days ago

5 Room (5I) HDB for Sale in 691B Choa Chu Kang Crescent - Project Photos 0
WITHIN 2KM
image

7

floor-plan

1

  • S$ 620,000
  • S$ 524 psf
    • 3 Beds
    • 2 Baths
    • 1,184 sqft
    • HDB 5 Rooms
    • Built: 2003
    • 99 yrs
NS 5
Yew Tee MRT · 9 mins (644m)
searchCorner Unit
searchNear MRT Station
searchSpacious Layout
searchRare Unit Available
searchQuiet Neighbourhood
searchFamily Oriented

Listed 3 days ago

4 Room (4A) HDB for Sale in 137 Petir Road - Project Photos 0
WITHIN 2KM
image

17

floor-plan

1

  • S$ 540,000
  • S$ 487 psf
    • 3 Beds
    • 2 Baths
    • 1,108 sqft
    • HDB 4 Rooms
    • Built: 1989
    • 99 yrs
BP 8
Pending LRT · 3 mins (234m)
searchNear MRT Station
searchSpacious Layout
searchRenovated Unit
searchNear Shopping Centre
searchConvenient Location
searchDirect Owner Listing
searchWell Connected Transport
searchNear Hawker Centre
searchUnblock View
searchNear Supermarket

Listed 3 days ago

5 Room (5I) HDB for Sale in 542 Choa Chu Kang Street 52 - Project Photos 0
WITHIN 2KM
image

20

  • S$ 725,000
  • S$ 552 psf
    • 3 Beds
    • 2 Baths
    • 1,313 sqft
    • HDB 5 Rooms
    • Built: 1995
    • 99 yrs
NS 5
Yew Tee MRT · 7 mins (524m)
searchCorner Unit
searchHigh Floor
searchNear MRT Station
searchSpacious Layout
searchNear Primary School
searchFamily Friendly
searchWell-Maintained
searchRenovated Unit
searchBright And Airy
searchMove-In Condition

Listed 3 days ago

4 Room (4A) HDB for Sale in 546C Segar Road - Project Photos 0
WITHIN 1KM
image

7

  • S$ 650,000
  • S$ 657 psf
    • 3 Beds
    • 2 Baths
    • 990 sqft
    • HDB 4 Rooms
    • Built: 2015
    • 99 yrs
BP 11
Segar LRT · 2 mins (136m)
searchHigh Floor
searchBright And Airy
searchMove-In Condition
searchNear Sheng Siong
searchRare 4-Room Stack
searchNear Segar LRT
searchNear Bukit Panjang MRT
searchNear Shopping Malls
searchWell Renovated
searchSchools Nearby

Listed 3 days ago

4 Room (4S) HDB for Sale in 224 Pending Road - Project Photos 0
WITHIN 2KM
image

11

floor-plan

1

  • S$ 498,000
  • S$ 508 psf
    • 3 Beds
    • 2 Baths
    • 980 sqft
    • HDB 4 Rooms
    • Built: 1989
    • 99 yrs
BP 8
Pending LRT · 3 mins (194m)
searchCorner Unit
searchNear MRT Station
searchNear Primary School
searchMove-In Ready
searchEfficient Layout
searchNear Hawker Centre
searchAll Race Welcome
searchNo Extension Needed
searchNear Supermarket
searchNear Expressway Exit

Listed 4 days ago

4 Room (4A) HDB for Sale in 102 Gangsa Road - Project Photos 0
WITHIN 1KM
image

7

  • S$ 568,000
  • S$ 512 psf
    • 3 Beds
    • 2 Baths
    • 1,109 sqft
    • HDB 4 Rooms
    • Built: 1988
    • 99 yrs
BP 7
Petir LRT · 3 mins (219m)
searchHigh Floor
searchNear MRT Station
searchSpacious Layout
searchWell-Maintained
searchBright And Airy
searchWalk To School
searchNear Mall
searchNear Bus Stop
searchNo Extension Needed
searchNear Nature Trail

Listed 4 days ago

Maisonette HDB for Sale in 204 Choa Chu Kang Avenue 1 - Project Photos 0
WITHIN 2KM
image

10

  • S$ 868,888
  • S$ 553 psf
    • 4 Beds
    • 3 Baths
    • 1,571 sqft
    • HDB Executive
    • Built: 1989
    • 99 yrs
BP 3
Keat Hong LRT · 3 mins (236m)
searchEthnic Quota Eligible
searchUnblocked View
searchNear LRT Station
searchMid Floor
searchFully Renovated
searchSerious Seller
searchWalk In Wardrobe
searchParquet Flooring
searchExecutive Apartment
searchDirect Owner Sale

Listed 4 days ago

4 Room (4A) HDB for Sale in 251 Bangkit Road - Project Photos 0
WITHIN 2KM
image

10

  • S$ 500,000
  • S$ 451 psf
    • 3 Beds
    • 2 Baths
    • 1,108 sqft
    • HDB 4 Rooms
    • Built: 1988
    • 99 yrs
BP 9
Bangkit LRT · 3 mins (171m)
searchCorner Unit
searchHigh Floor
searchSpacious Layout
searchFamily Friendly
searchBright And Airy
searchQuiet Environment
searchRenovated
searchLift Access

Listed 4 days ago

5 Room (5I) HDB for Sale in 688C Choa Chu Kang Crescent - Project Photos 0
WITHIN 2KM
image

4

  • S$ 598,888
  • S$ 506 psf
    • 3 Beds
    • 2 Baths
    • 1,183 sqft
    • HDB 5 Rooms
    • Built: 2003
    • 99 yrs
NS 5
Yew Tee MRT · 10 mins (739m)
searchNear MRT Station
searchSpacious Layout
searchFamily Friendly
searchWell-Maintained
searchRenovated Unit
searchNear Shopping Centre
searchNear Sheng Siong
searchAircon Installed

Listed 4 days ago

4 Room (4A) HDB for Sale in 415 Saujana Road - Project Photos 0
WITHIN 1KM
image

5

floor-plan

1

  • S$ 508,000
  • S$ 454 psf
    • 3 Beds
    • 2 Baths
    • 1,119 sqft
    • HDB 4 Rooms
    • Built: 1989
    • 99 yrs
BP 10
Fajar LRT · 4 mins (246m)
searchMove-In Condition
searchGreenery View
searchNear Schools
searchSquarish Layout
searchNear Childcare
searchNear LRT Fajar
searchNear MRT Bt Panjang
searchSerious Seller
searchNear Shopping Malls
searchNear Supermarkets

Listed 4 days ago

Maisonette HDB for Sale in 254 Bangkit Road - Project Photos 0
WITHIN 2KM
image

10

  • S$ 999,000
  • S$ 636 psf
    • 4 Beds
    • 3 Baths
    • 1,571 sqft
    • HDB Executive
    • Built: 1988
    • 99 yrs
BP 9
Bangkit LRT · 2 mins (142m)
searchNear MRT Station
searchSpacious Layout
searchNear Primary School
searchNear Shopping Centre
searchBright And Airy
searchNear Hawker Centre
searchNear Giant Supermarket
searchNear Preschool
searchWell-Ventilated
searchRenovation Potential

Listed 4 days ago

Premium HDB for Sale in 815C Choa Chu Kang Avenue 7 - Project Photos 0
WITHIN 2KM
image

7

floor-plan

1

  • S$ 749,999
  • S$ 617 psf
    • 3 Beds
    • 2 Baths
    • 1,216 sqft
    • HDB 5 Rooms
    • Built: 2017
    • 99 yrs
BP 3
Keat Hong LRT · 4 mins (311m)
searchNear MRT Station
searchSpacious Layout
searchNear Primary School
searchNear Shopping Centre
searchNew Listing
searchAll Race Welcome
searchFlexible Viewing
searchGroceries Nearby

Listed 4 days ago

Executive HDB for Sale in 129 Pending Road - Project Photos 0
WITHIN 2KM
image

6

floor-plan

1

  • S$ 810,000
  • S$ 523 psf
    • 4 Beds
    • 2 Baths
    • 1,550 sqft
    • HDB Executive
    • Built: 1987
    • 99 yrs
BP 8
Pending LRT · 2 mins (115m)
searchNear MRT Station
searchSpacious Layout
searchNear Primary School
searchFamily Friendly
searchNear Shopping Centre
searchRare Unit Available
searchNear Hawker Centre
searchNear Park

Listed 4 days ago

Premium HDB for Sale in 473 Segar Road - Project Photos 0
WITHIN 1KM
image

9

floor-plan

1

verified

VERIFIED

Verified as real

  • S$ 598,888
  • S$ 497 psf
    • 3 Beds
    • 2 Baths
    • 1,206 sqft
    • HDB 5 Rooms
    • Built: 2002
    • 99 yrs
BP 11
Segar LRT · 3 mins (234m)
searchFamily Friendly
searchNear Sheng Siong
searchNo Extension Needed
searchSquarish Layout
searchCovered Parking
searchRare HDB 5 Premium
searchNear Fajar MRT
searchNear Fajar Shopping Centre
searchContra Allowed
searchSchools Nearby

Listed 4 days ago

Premium HDB for Sale in 661 Choa Chu Kang Crescent - Project Photos 0
WITHIN 2KM
image

15

floor-plan

1

  • S$ 648,888
  • S$ 494 psf
    • 3 Beds
    • 2 Baths
    • 1,313 sqft
    • HDB 5 Rooms
    • Built: 1999
    • 99 yrs
NS 5
Yew Tee MRT · 7 mins (502m)
searchCorner Unit
searchNear MRT Station
searchSpacious Layout
searchRenovation Potential
searchFamily Oriented
search5-Room Design & Build
searchWalk to Yew Tee MRT
searchNear Yew Tee Point
searchMid-Floor Unit
searchNo Ethnic Quota Restriction

Listed 4 days ago

Executive HDB for Sale in 468 Segar Road - Project Photos 0
WITHIN 2KM
image

19

floor-plan

1

  • S$ 735,000
  • S$ 525 psf
    • 3 Beds
    • 2 Baths
    • 1,399 sqft
    • HDB Executive
    • Built: 2002
    • 99 yrs
BP 11
Segar LRT · 5 mins (365m)
searchCorner Unit
searchHigh Floor
searchSpacious Layout
searchNear Primary School
searchFamily Friendly
searchBright And Airy
searchNear Secondary School
searchAll Race Welcome
searchNo Extension Needed

Listed 4 days ago

5 Room (5I) HDB for Sale in 771 Choa Chu Kang Street 54 - Project Photos 0
WITHIN 1KM
image

8

  • S$ 725,000
  • S$ 557 psf
    • 3 Beds
    • 2 Baths
    • 1,302 sqft
    • HDB 5 Rooms
    • Built: 1996
    • 99 yrs
NS 5
Yew Tee MRT · 6 mins (422m)
searchCorner Unit
searchNear MRT Station
searchSpacious Layout
searchFamily Friendly
searchWell-Maintained
searchRenovated Unit
searchNear Schools
searchAircon Installed
searchSouth Facing Unit
searchAll Races Welcome

Listed 4 days ago

4 Room (4NG) HDB for Sale in 25 Teck Whye Lane - Project Photos 0
WITHIN 1KM
image

9

floor-plan

1

  • S$ 460,000
  • S$ 465 psf
    • 3 Beds
    • 2 Baths
    • 990 sqft
    • HDB 4 Rooms
    • Built: 1979
    • 99 yrs
BP 4
Teck Whye LRT · 3 mins (225m)
searchHigh Floor
searchNear MRT Station
searchNear Primary School
searchFamily Friendly
searchNear Shopping Centre
searchBright And Airy
searchNear Hawker Centre
searchWell-Ventilated
searchFunctional Layout
searchNear Supermarket

Listed 4 days ago

Premium HDB for Sale in 633 Choa Chu Kang North 6 - Project Photos 0
WITHIN 2KM
image

18

floor-plan

2

  • S$ 750,000
  • S$ 549 psf
    • 4 Beds
    • 2 Baths
    • 1,367 sqft
    • HDB 5 Rooms
    • Built: 1998
    • 99 yrs
NS 5
Yew Tee MRT · 3 mins (223m)
searchNear MRT Station
searchSpacious Layout
searchFamily Friendly
searchWell-Maintained
searchMove-In Ready
searchDirect Owner Listing
searchNear Hawker Centre
searchNear Polyclinic
searchNear Supermarket
searchNear Community Club

Listed 4 days ago

Premium HDB for Sale in 484 Segar Road - Project Photos 0
WITHIN 1KM
image

19

  • S$ 600,000
  • S$ 507 psf
    • 3 Beds
    • 2 Baths
    • 1,184 sqft
    • HDB 5 Rooms
    • Built: 2002
    • 99 yrs
BP 11
Segar LRT · 3 mins (215m)
searchCorner Unit
searchHigh Floor
searchSpacious Layout
searchFamily Friendly
searchWell-Maintained
searchNear Shopping Centre
searchNear LRT Station
searchNear Expressway

Listed 4 days ago

Executive HDB for Sale in 452 Fajar Road - Project Photos 0
WITHIN 1KM
image

15

floor-plan

1

  • S$ 890,000
  • S$ 591 psf
    • 4 Beds
    • 2 Baths
    • 1,506 sqft
    • HDB Executive
    • Built: 1997
    • 99 yrs
BP 10
Fajar LRT · 2 mins (145m)
searchHigh Floor
searchSpacious Layout
searchRenovated Unit
searchRare Unit Available
searchMove-In Ready
searchGreenery View
searchCorner Privacy
searchFamily Oriented

Listed 4 days ago

HDB for Sale in Singapore FAQs

Yes, you can! There are currently over 15 resale HDB flat listings on 99.co that offer remote viewing options. Many sellers and agents provide virtual tours, video calls, or pre-recorded walkthroughs to help buyers explore flats from the comfort of their homes. This is especially useful for buyers who are overseas, have tight schedules, or want to shortlist potential flats before arranging physical viewings.

Anyone can buy resale HDB flats in Singapore, as long as they meet the eligibility criteria. The eligibility criteria include being at least 21 years old if you’re buying in an approved family nucleus, or 35 years if you’re buying as a single. At least one Singaporean Citizen (SC) or two Singapore Permanent Residents (PR) listed in the flat application. You must be within the Ethnic Integration Policy and Singapore Permanent Resident quota of the block/neighbourhood. In addition, you’ll also need to fall under one of these schemes before you can buy an HDB resale flat: Public Scheme, Fiancé/ Fiancée Scheme, Single Singaporean Citizen Scheme, Joint Singles Scheme, Non-Citizen Spouse Scheme, Non-Citizen Family Scheme, Orphans Scheme, etc.

The process of buying HDB resale flats involves several steps: First, buyers must apply for an HDB Flat Eligibility (HFE) letter to check their eligibility for purchasing, CPF housing grants, and HDB loans. Once eligible, they can search for a suitable resale flat and negotiate a price with the seller. The seller will then grant the Option to Purchase (OTP) for the buyer to exercise. After agreeing, both parties must submit a resale application to HDB. Upon HDB’s approval, buyers will attend the completion appointment, make the final payment, and officially take possession of the flat.