Tag: tdsr

Illustration of someone planning their mortgage

Common mistakes you’ll want to avoid when paying off your mortgage

First up, if you find yourself facing possible mortgage repayment issues, don’t worry. Book a consultation with a 99.co mortgage consultant, and they’ll be more than happy to assist you with your mortgage. – Taking on a mortgage is one of the most important aspects of owning a home. Given the high cost of buying…

Cooling measures announced – ABSD, TDSR and LTV – effective from midnight 16 December 2021

UPDATE: 99.co’s affordability calculators are updated in accordance to Dec 2021 Cooling Measures! The government has announced a package of cooling measures for private residential and HDB resale markets effective from midnight 16 December 2021. The announcement follows the government’s close monitoring of the property market for several quarters. The private residential and HDB resale…

jargon stamp duty

Singapore’s Buyer’s and Seller’s Stamp Duty: What you should know

Update as of 12 January 2022: This article has been updated to include the latest ABSD rates, in light of the recent cooling measures announcement.  Stamp duty – it’s one of the many additional but often-overlooked costs associated with buying property. Stamp duty refers to the tax relating to the purchase or lease of a…

a couple stressed over finances and housing affordability

Now that interest rates are rising, how will it affect housing affordability?

Over the past several months, there’s been a growing concern about housing affordability. Despite the recession and pandemic, housing prices have been on the rise ever since the end of the circuit breaker.  Resale prices for HDB flats and condo units have been rising for the ninth and eighth straight month, respectively. Factors such as…

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