HDB Resale Flats for Sale in Singapore

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613 Sale listings

5 Room (5I) HDB for Sale in 14 Upper Boon Keng Road - Project Photos 0
WITHIN 2KM
image

13

floor-plan

1

  • S$ 980,000
  • S$ 759 psf
    • 4 Beds
    • 2 Baths
    • 1,291 sqft
    • HDB 5 Rooms
    • Built: 1999
    • 99 yrs
EW 10
Kallang MRT · 6 mins (417m)
searchNear MRT Station
searchSpacious Layout
searchNear Primary School
searchFamily Friendly
searchWell-Maintained
searchBright And Airy
searchWalk To Park
searchNo Extension Needed

Listed 3 days ago

5 Room (5STD) HDB for Sale in 229 Lorong 8 Toa Payoh - Project Photos 0
WITHIN 2KM
image

6

floor-plan

1

  • S$ 699,999
  • S$ 570 psf
    • 3 Beds
    • 2 Baths
    • 1,227 sqft
    • HDB 5 Rooms
    • Built: 1976
    • 99 yrs
NE 11
Woodleigh MRT · 16 mins (1257m)
searchNear MRT Station
searchSpacious Layout
searchNear Primary School
searchFamily Friendly
searchCentral Location
searchNear Hawker Centre
searchNear Expressway Exit
searchWell-Connected Transport

Listed 3 days ago

4 Room (4A) HDB for Sale in 264 Toa Payoh East - Project Photos 0
WITHIN 1KM
image

7

floor-plan

1

  • S$ 1,300,000
  • S$ 1,299 psf
    • 3 Beds
    • 2 Baths
    • 1,001 sqft
    • HDB 4 Rooms
    • Built: 2018
    • 99 yrs
NS 19
Toa Payoh MRT · 11 mins (826m)
searchHigh Floor
searchWell-Maintained
searchCentral Location
searchNear Schools
searchNear Kim Keat Palm Food Centre
searchNear Toa Payoh Town Park
searchNear Toa Payoh Central
searchNear SAFRA
searchNear Toa Payoh MRT

Listed 3 days ago

3 Room (3A) HDB for Sale in 103B Bidadari Park Drive - Project Photos 0
WITHIN 2KM
image

4

  • S$ 810,000
  • S$ 1,107 psf
    • 2 Beds
    • 2 Baths
    • 732 sqft
    • HDB 3 Rooms
    • Built: 2021
    • 99 yrs
NE 11
Woodleigh MRT · 6 mins (419m)
searchWithin 1km to Popular Primary Schools
searchNear Bidadari Park & Alkaff Lake
searchIdeal for Couples & Small Families
searchWell-Utilised Space
search2 Ensuite Bathrooms
searchWalk to 2 MRT Stations
searchEfficient Dumbbell Layout
searchNewly MOP
searchNear Woodleigh Mall
searchCity-Fringe Location

Listed 3 days ago

3 Room (3I) HDB for Sale in 4 Lorong 7 Toa Payoh - Project Photos 0
WITHIN 2KM
image

6

floor-plan

1

  • S$ 349,000
  • S$ 477 psf
    • 3 Beds
    • 2 Baths
    • 732 sqft
    • HDB 3 Rooms
    • Built: 1969
    • 99 yrs
NS 18
Braddell MRT · 12 mins (952m)
searchNear MRT Station
searchNear Primary School
searchRare Unit Available
searchNear Sheng Siong
searchNear Hawker Centre
searchLift Access
searchSouth Facing Unit
searchPure Sale No Extension
search3-Room Improved
searchNo West Sun

Listed 3 days ago

4 Room (4A) HDB for Sale in 112B Alkaff Crescent - Project Photos 0
WITHIN 2KM
image

13

floor-plan

1

  • S$ 980,000
  • S$ 979 psf
    • 3 Beds
    • 2 Baths
    • 1,001 sqft
    • HDB 4 Rooms
    • Built: 2021
    • 99 yrs
NE 11
Woodleigh MRT · 6 mins (465m)
searchCorner Unit
searchHigh Floor
searchNear MRT Station
searchSpacious Layout
searchBright And Airy
searchUnblocked View
searchFamily Oriented
searchNear School

Listed 3 days ago

4 Room (4A) HDB for Sale in 110A Bidadari Park Drive - Project Photos 0
WITHIN 2KM
image

15

floor-plan

1

  • S$ 1,328,888
  • S$ 1,328 psf
    • 3 Beds
    • 2 Baths
    • 1,001 sqft
    • HDB 4 Rooms
    • Built: 2021
    • 99 yrs
NE 10
Potong Pasir MRT · 7 mins (491m)
searchMove-In Condition
searchUnblocked View
searchHigh Ceiling
searchWalk-In Wardrobe
searchRenovated
searchBidadari Estate
searchTop Floor Unit
searchCo-Broke Welcome

Listed 3 days ago

4 Room (4A) HDB for Sale in 101A Bidadari Park Drive - Project Photos 0
WITHIN 2KM
image

8

floor-plan

1

  • S$ 1,099,000
  • S$ 1,098 psf
    • 3 Beds
    • 2 Baths
    • 1,001 sqft
    • HDB 4 Rooms
    • Built: 2021
    • 99 yrs
NE 11
Woodleigh MRT · 3 mins (220m)
searchNear MRT Station
searchSpacious Layout
searchNear Primary School
searchRenovated Unit
searchMove-In Ready
searchNear Mall
searchGood Rental Demand
searchNear International School
searchFamily Oriented
searchWell-Connected Transport

Listed 3 days ago

3 Room (3A) HDB for Sale in 108A Bidadari Park Drive - Project Photos 0
WITHIN 2KM
image

9

floor-plan

1

  • S$ 900,000
  • S$ 1,230 psf
    • 2 Beds
    • 2 Baths
    • 732 sqft
    • HDB 3 Rooms
    • Built: 2021
    • 99 yrs
NE 10
Potong Pasir MRT · 6 mins (428m)
searchHigh Floor
searchMove-In Ready
searchGreenery View
searchNear Mall
searchNear Schools
searchRenovated
searchFully Furnished
searchNear MRT

Listed 3 days ago

3 Room (3I) HDB for Sale in 83 Lorong 2 Toa Payoh - Project Photos 0
WITHIN 2KM
image

14

floor-plan

1

  • S$ 378,000
  • S$ 524 psf
    • 2 Beds
    • 1 Bath
    • 721 sqft
    • HDB 3 Rooms
    • Built: 1971
    • 99 yrs
NS 19
Toa Payoh MRT · 5 mins (344m)
searchNear MRT Station
searchSpacious Layout
searchNear Primary School
searchFamily Friendly
searchWell-Maintained
searchBright And Airy
searchMove-In Ready
searchDirect Owner Listing
searchAll Race Welcome
searchAffordable

Listed 3 days ago

5 Room (5I) HDB for Sale in 110B Bidadari Park Drive - Project Photos 0
WITHIN 2KM
image

5

floor-plan

1

  • S$ 1,300,000
  • S$ 1,069 psf
    • 3 Beds
    • 2 Baths
    • 1,216 sqft
    • HDB 5 Rooms
    • Built: 2021
    • 99 yrs
NE 10
Potong Pasir MRT · 7 mins (536m)
searchEthnic Quota Eligible
searchMove-In Ready
searchNo Extension Needed
searchFully Renovated
searchSheltered Parking Access
searchSpacious 5-Room
searchNear The Woodleigh Mall
searchNear Bidadari Park
searchNear Potong Pasir MRT
searchNear Woodleigh MRT

Listed 3 days ago

5 Room (5I) HDB for Sale in 2A Upper Boon Keng Road - Project Photos 0
WITHIN 2KM
image

9

  • S$ 1,050,000
  • S$ 887 psf
    • 3 Beds
    • 2 Baths
    • 1,184 sqft
    • HDB 5 Rooms
    • Built: 2006
    • 99 yrs
EW 10
Kallang MRT · 4 mins (259m)
searchNear MRT Station
searchSpacious Layout
searchRenovated Unit
searchBright And Airy
searchWell Connected Transport
searchLow Floor
searchImmediate Move-In
searchWell-Ventilated

Listed 3 days ago

3 Room (3I) HDB for Sale in 73 Geylang Bahru - Project Photos 0
WITHIN 1KM
image

16

  • S$ 388,000
  • S$ 611 psf
    • 2 Beds
    • 2 Baths
    • 635 sqft
    • HDB 3 Rooms
    • Built: 1974
    • 99 yrs
DT 24
Geylang Bahru MRT · 3 mins (172m)
searchNear MRT Station
searchFamily Friendly
searchBright And Airy
searchUnblocked View
searchNear Hawker Centre
searchImmediate Move-In
searchNear Wet Market
searchWindy Unit
searchWell-Connected Transport
searchCity-Fringe Location

Listed 3 days ago

2 Room (2I) HDB for Sale in 805 King George's Avenue - Project Photos 0
WITHIN 2KM
image

6

floor-plan

1

  • S$ 360,000
  • S$ 761 psf
    • 1 Bed
    • 1 Bath
    • 473 sqft
    • HDB 2 Rooms
    • Built: 1981
    • 99 yrs
EW 11
Lavender MRT · 4 mins (251m)
searchHigh Floor
searchBright And Airy
searchUnblocked View
searchNo Extension Needed
searchNear Lavender MRT
searchNorth East Facing
searchAmenities Nearby
searchCity Fringe

Listed 3 days ago

5 Room (5I) HDB for Sale in 224 Lorong 8 Toa Payoh - Project Photos 0
WITHIN 2KM
image

13

  • S$ 650,000
  • S$ 530 psf
    • 3 Beds
    • 2 Baths
    • 1,227 sqft
    • HDB 5 Rooms
    • Built: 1976
    • 99 yrs
NS 18
Braddell MRT · 13 mins (986m)
searchNear MRT Station
searchNear Primary School
searchFamily Friendly
searchWell-Maintained
searchNear Shopping Centre
searchCentral Location
searchNear Hawker Centre
searchNear Bus Stop
searchNear Secondary School
searchNear Preschool

Listed 4 days ago

4 Room (4A) HDB for Sale in 113A Alkaff Crescent - Project Photos 0
WITHIN 2KM
image

10

floor-plan

1

  • S$ 1,188,888
  • S$ 1,188 psf
    • 3 Beds
    • 2 Baths
    • 1,001 sqft
    • HDB 4 Rooms
    • Built: 2021
    • 99 yrs
NE 11
Woodleigh MRT · 6 mins (430m)
searchNear MRT Station
searchWell-Maintained
searchRenovated Unit
searchBright And Airy
searchMove-In Condition
searchWalk To School
searchNear Mall
searchNear Park
searchFamily Oriented
searchNear Bus Interchange

Listed 4 days ago

2 Room (2I) HDB for Sale in 54 Lorong 5 Toa Payoh - Project Photos 0
WITHIN 2KM
image

5

  • S$ 295,000
  • S$ 637 psf
    • 1 Bed
    • 1 Bath
    • 463 sqft
    • HDB 2 Rooms
    • Built: 1967
    • 99 yrs
NS 18
Braddell MRT · 7 mins (511m)
searchMove-In Condition
searchEfficient Layout
searchNear Sheng Siong
searchUnblocked View
searchNo Extension Needed
searchMid Floor
searchNear NTUC FairPrice
searchNear Kheng Cheng School
searchNear Braddell MRT
searchNear Toa Payoh MRT

Listed 4 days ago

3 Room (3A) HDB for Sale in 108A Bidadari Park Drive - Project Photos 0
WITHIN 2KM
image

10

floor-plan

1

  • S$ 868,000
  • S$ 1,187 psf
    • 2 Beds
    • 2 Baths
    • 731 sqft
    • HDB 3 Rooms
    • Built: 2021
    • 99 yrs
NE 10
Potong Pasir MRT · 6 mins (428m)
searchCorner Unit
searchHigh Floor
searchNear MRT Station
searchSpacious Layout
searchNear Primary School
searchNear Mall
searchEnsuite Master Bedroom
searchPet Friendly
searchOpen Kitchen Concept
searchBuilt-In Wardrobes

Listed 4 days ago

4 Room (4A) HDB for Sale in 110A Bidadari Park Drive - Project Photos 0
WITHIN 2KM
image

10

floor-plan

1

  • S$ 1,200,000
  • S$ 1,199 psf
    • 3 Beds
    • 2 Baths
    • 1,001 sqft
    • HDB 4 Rooms
    • Built: 2021
    • 99 yrs
NE 10
Potong Pasir MRT · 7 mins (491m)
searchCorner Unit
searchNear MRT Station
searchNear Primary School
searchRenovated Unit
searchNear Shopping Centre
searchMove-In Ready
searchDirect Owner Listing
searchNew Listing
searchNear PIE Expressway
searchFamily Oriented

Listed 4 days ago

3 Room (3I) HDB for Sale in 16 Upper Boon Keng Road - Project Photos 0
WITHIN 2KM
image

10

  • S$ 459,000
  • S$ 656 psf
    • 2 Beds
    • 1 Bath
    • 700 sqft
    • HDB 3 Rooms
    • Built: 1975
    • 99 yrs
EW 10
Kallang MRT · 6 mins (442m)
searchNear MRT Station
searchSpacious Layout
searchFamily Friendly
searchRenovated Unit
searchMove-In Ready
searchEfficient Layout
searchNear Hawker Centre
searchNear CBD
searchNear Supermarket
searchNear Expressway Exit

Listed 4 days ago

4 Room (4A) HDB for Sale in 14 Lorong 7 Toa Payoh - Project Photos 0
WITHIN 1KM
image

9

  • S$ 760,000
  • S$ 679 psf
    • 3 Beds
    • 2 Baths
    • 1,119 sqft
    • HDB 4 Rooms
    • Built: 1998
    • 99 yrs
NS 19
Toa Payoh MRT · 16 mins (1253m)
searchNear MRT Station
searchFamily Friendly
searchDirect Owner Listing
searchLow Floor
searchOriginal Condition
searchQuiet Facing
searchRegular Squarish Layout
searchNear HDB Hub
searchHuge Kitchen
searchPoint Block

Listed 4 days ago

3 Room (3A) HDB for Sale in 112B Alkaff Crescent - Project Photos 0
WITHIN 2KM
image

7

floor-plan

1

  • S$ 800,000
  • S$ 1,093 psf
    • 2 Beds
    • 2 Baths
    • 732 sqft
    • HDB 3 Rooms
    • Built: 2021
    • 99 yrs
NE 11
Woodleigh MRT · 6 mins (465m)
searchWell-Maintained
searchBright And Airy
searchEfficient Layout
searchNear Hawker Centre
searchNear Ntuc FairPrice
searchSouth Facing Unit
searchBidadari Estate
searchJust MOP
searchNear Woodleigh Mall
searchNear Woodleigh MRT

Listed 4 days ago

3 Room (3I) HDB for Sale in 1 Lorong 7 Toa Payoh - Project Photos 0
WITHIN 2KM
image

6

  • S$ 379,000
  • S$ 526 psf
    • 2 Beds
    • 1 Bath
    • 721 sqft
    • HDB 3 Rooms
    • Built: 1969
    • 99 yrs
NS 18
Braddell MRT · 9 mins (706m)
searchCorner Unit
searchNear Shopping Centre
searchImmediate Move-In
searchNo Extension Needed
searchNear Wet Market

Listed 4 days ago

3 Room (3I) HDB for Sale in 16 Upper Boon Keng Road - Project Photos 0
WITHIN 2KM
image

9

floor-plan

1

  • S$ 478,000
  • S$ 684 psf
    • 2 Beds
    • 1 Bath
    • 699 sqft
    • HDB 3 Rooms
    • Built: 1975
    • 99 yrs
EW 10
Kallang MRT · 6 mins (442m)
searchHigh Floor
searchBright And Airy
searchMove-In Condition
searchDirect Owner Listing
searchFlexible Viewing
searchCity View
searchRenovated
searchCo-Broke Welcome

Listed 4 days ago

3 Room (3STD) HDB for Sale in 47 Lorong 6 Toa Payoh - Project Photos 0
WITHIN 2KM
image

15

floor-plan

1

  • S$ 318,000
  • S$ 510 psf
    • 3 Beds
    • 1 Bath
    • 624 sqft
    • HDB 3 Rooms
    • Built: 1969
    • 99 yrs
NS 19
Toa Payoh MRT · 11 mins (835m)
searchAll Race Welcome
searchMotivated Seller
searchNo Extension Needed
searchQuiet Facing
searchMain Upgrading Programme Completed
searchLow Cash Outlay
searchWalk to Amenities
searchCorridor Unit

Listed 4 days ago

4 Room (4I) HDB for Sale in 179 Toa Payoh Central - Project Photos 0
WITHIN 2KM
image

13

floor-plan

1

  • S$ 723,000
  • S$ 800 psf
    • 2 Beds
    • 1 Bath
    • 904 sqft
    • HDB 4 Rooms
    • Built: 1974
    • 99 yrs
NS 19
Toa Payoh MRT · 4 mins (287m)
searchCorner Unit
searchHigh Floor
searchNear MRT Station
searchSpacious Layout
searchRenovated Unit
searchMove-In Ready
searchCentral Location
searchAll Race Welcome
searchWalk-In Wardrobe
searchFamily Oriented

Listed 4 days ago

3 Room (3NG) HDB for Sale in 107A Bidadari Park Drive - Project Photos 0
WITHIN 2KM
image

8

floor-plan

1

  • S$ 799,999
  • S$ 1,094 psf
    • 2 Beds
    • 2 Baths
    • 731 sqft
    • HDB 3 Rooms
    • Built: 2021
    • 99 yrs
NE 11
Woodleigh MRT · 7 mins (491m)
searchNear MRT Station
searchNear Primary School
searchFamily Friendly
searchEfficient Layout
searchLow Floor
searchNear Mall
searchNear Secondary School
searchNear International School

Listed 4 days ago

3 Room (3STD) HDB for Sale in 51 Lorong 6 Toa Payoh - Project Photos 0
WITHIN 2KM
image

9

  • S$ 375,000
  • S$ 553 psf
    • 2 Beds
    • 1 Bath
    • 678 sqft
    • HDB 3 Rooms
    • Built: 1983
    • 99 yrs
NS 18
Braddell MRT · 9 mins (671m)
searchHigh Floor
searchNear MRT Station
searchNear Primary School
searchNear Sheng Siong
searchNear Hawker Centre
searchQuiet Neighbourhood
searchNear Secondary School
searchNear Ntuc FairPrice
searchWell-Ventilated
searchNear International School

Listed 4 days ago

3 Room (3I) HDB for Sale in 225 Lorong 8 Toa Payoh - Project Photos 0
WITHIN 2KM
image

7

  • S$ 488,000
  • S$ 597 psf
    • 2 Beds
    • 2 Baths
    • 818 sqft
    • HDB 3 Rooms
    • Built: 1976
    • 99 yrs
NS 18
Braddell MRT · 12 mins (947m)
searchHigh Floor
searchNear MRT Station
searchNear Primary School
searchRenovated Unit
searchBright And Airy
searchMove-In Ready
searchEfficient Layout
searchCentral Location
searchWell Connected Transport
searchImmediate Move-In

Listed 4 days ago

3 Room (3I) HDB for Sale in 17 Lorong 7 Toa Payoh - Project Photos 0
WITHIN 2KM
image

10

  • S$ 399,000
  • S$ 417 psf
    • 2 Beds
    • 2 Baths
    • 957 sqft
    • HDB 3 Rooms
    • Built: 1971
    • 99 yrs
NS 19
Toa Payoh MRT · 14 mins (1063m)
searchCorner Unit
searchNear Primary School
searchWell-Maintained
searchNear Hawker Centre
searchMotivated Seller
searchImmediate Move-In
searchNo Extension Needed
searchDirect Owner Sale

Listed 4 days ago

3 Room (3I) HDB for Sale in 41 Sims Drive - Project Photos 0
WITHIN 2KM
image

9

floor-plan

1

  • S$ 379,000
  • S$ 534 psf
    • 2 Beds
    • 1 Bath
    • 710 sqft
    • HDB 3 Rooms
    • Built: 1981
    • 99 yrs
DT 24
Geylang Bahru MRT · 9 mins (669m)
searchCorner Unit
searchHigh Floor
searchNear MRT Station
searchRenovated Unit
searchAll Race Welcome
searchNo Extension Needed
searchWindy Unit
searchLease Balance 53 Years
searchTenant Eligible PR
searchDirect Owner Sale

Listed 4 days ago

3 Room (3A) HDB for Sale in 101A Bidadari Park Drive - Project Photos 0
WITHIN 2KM
image

16

floor-plan

1

  • S$ 890,000
  • S$ 1,218 psf
    • 2 Beds
    • 2 Baths
    • 731 sqft
    • HDB 3 Rooms
    • Built: 2020
    • 99 yrs
NE 11
Woodleigh MRT · 3 mins (220m)
searchSpacious Layout
searchWell-Maintained
searchModern Interior
searchInvestment Opportunity
searchFirst-Time Buyer Friendly
searchPrime Location
searchLong Lease Balance
searchFamily Oriented

Listed 4 days ago

4 Room (4A) HDB for Sale in 104A Bidadari Park Drive - Project Photos 0
WITHIN 2KM
image

11

floor-plan

1

  • S$ 1,048,000
  • S$ 1,047 psf
    • 3 Beds
    • 2 Baths
    • 1,001 sqft
    • HDB 4 Rooms
    • Built: 2021
    • 99 yrs
NE 11
Woodleigh MRT · 5 mins (386m)
searchHigh Floor
searchNear MRT Station
searchSpacious Layout
searchNear Primary School
searchFamily Friendly
searchWell-Maintained
searchNear Shopping Centre
searchBright And Airy
searchMove-In Condition
searchUnblocked Greenery View

Listed 4 days ago

3 Room (3A) HDB for Sale in 108A Bidadari Park Drive - Project Photos 0
WITHIN 2KM
image

5

floor-plan

1

  • S$ 840,000
  • S$ 1,148 psf
    • 2 Beds
    • 2 Baths
    • 732 sqft
    • HDB 3 Rooms
    • Built: 2021
    • 99 yrs
NE 10
Potong Pasir MRT · 6 mins (428m)
searchHigh Floor
searchNear MRT Station
searchSpacious Layout
searchNear Primary School
searchFamily Friendly
searchNear Shopping Centre
searchBright And Airy
searchMove-In Ready
searchGreenery View
searchWell-Connected Transport

Listed 4 days ago

4 Room (4A) HDB for Sale in 15 Farrer Park Road - Project Photos 0
WITHIN 2KM
image

14

floor-plan

2

  • S$ 819,999
  • S$ 1,002 psf
    • 3 Beds
    • 2 Baths
    • 818 sqft
    • HDB 4 Rooms
    • Built: 2004
    • 99 yrs
NE 8
Farrer Park MRT · 4 mins (316m)
searchCorner Unit
searchHigh Floor
searchNear Primary School
searchWindy Unit
searchNear Farrer Park Medical
searchPeaceful Cluster
searchNear City Square Mall
searchFirst Time Buyer Friendly
searchCity Fringe Living
searchCo-Broke Welcome

Listed 4 days ago

3 Room (3NG) HDB for Sale in 10 Gloucester Road - Project Photos 0
WITHIN 2KM
image

8

floor-plan

1

  • S$ 538,000
  • S$ 746 psf
    • 2 Beds
    • 2 Baths
    • 721 sqft
    • HDB 3 Rooms
    • Built: 1976
    • 99 yrs
NE 8
Farrer Park MRT · 4 mins (279m)
searchHigh Floor
searchNear MRT Station
searchNear Primary School
searchNear Shopping Centre
searchRare Unit Available
searchNear Hawker Centre
searchNear Secondary School
searchNear CBD
searchQuiet Facing
searchAircon Installed

Listed 4 days ago

HDB for Sale in Singapore FAQs

Yes, you can! There are currently over 15 resale HDB flat listings on 99.co that offer remote viewing options. Many sellers and agents provide virtual tours, video calls, or pre-recorded walkthroughs to help buyers explore flats from the comfort of their homes. This is especially useful for buyers who are overseas, have tight schedules, or want to shortlist potential flats before arranging physical viewings.

Anyone can buy resale HDB flats in Singapore, as long as they meet the eligibility criteria. The eligibility criteria include being at least 21 years old if you’re buying in an approved family nucleus, or 35 years if you’re buying as a single. At least one Singaporean Citizen (SC) or two Singapore Permanent Residents (PR) listed in the flat application. You must be within the Ethnic Integration Policy and Singapore Permanent Resident quota of the block/neighbourhood. In addition, you’ll also need to fall under one of these schemes before you can buy an HDB resale flat: Public Scheme, Fiancé/ Fiancée Scheme, Single Singaporean Citizen Scheme, Joint Singles Scheme, Non-Citizen Spouse Scheme, Non-Citizen Family Scheme, Orphans Scheme, etc.

The process of buying HDB resale flats involves several steps: First, buyers must apply for an HDB Flat Eligibility (HFE) letter to check their eligibility for purchasing, CPF housing grants, and HDB loans. Once eligible, they can search for a suitable resale flat and negotiate a price with the seller. The seller will then grant the Option to Purchase (OTP) for the buyer to exercise. After agreeing, both parties must submit a resale application to HDB. Upon HDB’s approval, buyers will attend the completion appointment, make the final payment, and officially take possession of the flat.