HDB Resale Flats for Sale in Singapore

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609 Sale listings

3 Room (3I) HDB for Sale in 225 Lorong 8 Toa Payoh - Project Photos 0
WITHIN 2KM
image

6

  • S$ 488,000
  • S$ 597 psf
    • 2 Beds
    • 2 Baths
    • 818 sqft
    • HDB 3 Rooms
    • Built: 1976
    • 99 yrs
NS 18
Braddell MRT · 12 mins (947m)
searchHigh Floor
searchNear MRT Station
searchNear Primary School
searchRenovated Unit
searchBright And Airy
searchMove-In Ready
searchEfficient Layout
searchCentral Location
searchWell Connected Transport
searchImmediate Move-In

Listed 2 weeks ago

Multi Gen HDB for Sale in 107A Bidadari Park Drive - Project Photos 0
WITHIN 2KM
image

6

floor-plan

1

  • S$ 1,400,000
  • S$ 1,084 psf
    • 4 Beds
    • 3 Baths
    • 1,292 sqft
    • HDB
    • Built: 2021
    • 99 yrs
NE 11
Woodleigh MRT · 7 mins (491m)
searchHigh Floor
searchNear MRT Station
searchSpacious Layout
searchNear Primary School
searchEthnic Quota Eligible
searchNear Bus Stop
searchNear Secondary School
searchImmediate Move-In
searchLeasehold Property
searchFamily Unit

Listed 2 weeks ago

4 Room (4A) HDB for Sale in 110B Bidadari Park Drive - Project Photos 0
WITHIN 2KM
image

20

  • S$ 1,150,000
  • S$ 1,149 psf
    • 3 Beds
    • 2 Baths
    • 1,001 sqft
    • HDB 4 Rooms
    • Built: 2021
    • 99 yrs
NE 10
Potong Pasir MRT · 7 mins (536m)
searchNear MRT Station
searchSpacious Layout
searchNear Primary School
searchFamily Friendly
searchRenovated Unit
searchNear Shopping Centre
searchBright And Airy
searchMove-In Condition
searchNear Park
searchNear Expressway Exit

Listed 2 weeks ago

3 Room (3A) HDB for Sale in Upper Serangoon Road - Project Photos 0
WITHIN 1KM
image

12

floor-plan

1

  • S$ 589,000
  • S$ 740 psf
    • 2 Beds
    • 2 Baths
    • 796 sqft
    • HDB 3 Rooms
NE 10
Potong Pasir MRT · 1 mins (10m)
searchNear MRT Station
searchSpacious Layout
searchMove-In Condition
searchDirect Owner Listing
searchNear Mall
searchNo Extension Needed
searchAircon Installed
searchWindy Unit

Listed 2 weeks ago

5 Room (5I) HDB for Sale in Lorong 6 Toa Payoh - Project Photos 0
WITHIN 2KM
image

9

floor-plan

1

  • S$ 857,999
  • S$ 676 psf
    • 3 Beds
    • 2 Baths
    • 1,270 sqft
    • HDB 5 Rooms
NS 19
Toa Payoh MRT · 1 mins (26m)
searchCorner Unit
searchHigh Floor
searchNear MRT Station
searchFamily Friendly
searchWell-Maintained
searchMove-In Condition
searchConvenient Location
searchNear Bus Stop
searchImmediate Move-In
searchCity View

Listed 2 weeks ago

3 Room (3STD) HDB for Sale in 69 Lorong 4 Toa Payoh - Project Photos 0
WITHIN 2KM
image

8

  • S$ 369,000
  • S$ 553 psf
    • 2 Beds
    • 1 Bath
    • 667 sqft
    • HDB 3 Rooms
    • Built: 1973
    • 99 yrs
NS 19
Toa Payoh MRT · 8 mins (569m)
searchNear MRT Station
searchSpacious Layout
searchNear Primary School
searchFamily Friendly
searchRenovated Unit
searchCentral Location
searchNear Hawker Centre
searchNear Secondary School
searchGood Rental Demand
searchNo Ethnic Quota

Listed 2 weeks ago

3 Room (3A) HDB for Sale in 639 Rowell Road - Project Photos 0
WITHIN 2KM
image

14

floor-plan

1

  • S$ 595,000
  • S$ 747 psf
    • 2 Beds
    • 2 Baths
    • 796 sqft
    • HDB 3 Rooms
    • Built: 1983
    • 99 yrs
DT 22
Jalan Besar MRT · 3 mins (234m)
searchNear MRT Station
searchNear Shopping Centre
searchRare Unit Available
searchConvenient Location
searchCentral Location
searchWell Connected Transport
searchNear Bus Stop
searchQuiet Facing
searchBalcony Unit
searchLift Access

Listed 2 weeks ago

3 Room (3I) HDB for Sale in 68 Geylang Bahru - Project Photos 0
WITHIN 1KM
image

5

  • S$ 418,000
  • S$ 597 psf
    • 2 Beds
    • 2 Baths
    • 700 sqft
    • HDB 3 Rooms
    • Built: 1974
    • 99 yrs
DT 24
Geylang Bahru MRT · 3 mins (187m)
searchNear MRT Station
searchConvenient Location
searchEfficient Layout
searchDirect Owner Listing
searchNear Hawker Centre
searchFlexible Viewing
searchUtility Room Included
searchGroceries Nearby

Listed 2 weeks ago

3 Room (3I) HDB for Sale in 11 Upper Boon Keng Road - Project Photos 0
WITHIN 2KM
image

5

  • S$ 458,000
  • S$ 654 psf
    • 2 Beds
    • 2 Baths
    • 700 sqft
    • HDB 3 Rooms
    • Built: 1974
    • 99 yrs
EW 10
Kallang MRT · 4 mins (313m)
searchHigh Floor
searchNear MRT Station
searchSpacious Layout
searchRenovated Unit
searchMove-In Condition
searchNear Sheng Siong
searchNear Mall
searchUtility Room Included
searchNear Preschool
searchNear NTUC FairPrice

Listed 2 weeks ago

5 Room (5I) HDB for Sale in 14A Lorong 7 Toa Payoh - Project Photos 0
WITHIN 1KM
image

12

floor-plan

1

  • S$ 949,000
  • S$ 735 psf
    • 3 Beds
    • 2 Baths
    • 1,291 sqft
    • HDB 5 Rooms
    • Built: 1998
    • 99 yrs
NS 19
Toa Payoh MRT · 16 mins (1234m)
searchNear MRT Station
searchSpacious Layout
searchNear Primary School
searchFamily Friendly
searchBright And Airy
searchConvenient Location
searchNear Hawker Centre
searchMotivated Seller
searchNear Expressway Exit
searchWell-Connected Transport

Listed 2 weeks ago

4 Room (4A) HDB for Sale in 105B Bidadari Park Drive - Project Photos 0
WITHIN 2KM
image

14

floor-plan

1

  • S$ 1,190,000
  • S$ 1,176 psf
    • 3 Beds
    • 2 Baths
    • 1,012 sqft
    • HDB 4 Rooms
    • Built: 2020
    • 99 yrs
NE 10
Potong Pasir MRT · 4 mins (272m)
searchCorner Unit
searchHigh Floor
searchNear MRT Station
searchNear Primary School
searchWell-Maintained
searchRenovated Unit
searchBright And Airy
searchMove-In Condition
searchEfficient Layout
searchBreezy Unit

Listed 2 weeks ago

4 Room (4A) HDB for Sale in 105 Potong Pasir Avenue 1 - Project Photos 0
WITHIN 1KM
image

8

floor-plan

1

  • S$ 788,888
  • S$ 711 psf
    • 3 Beds
    • 2 Baths
    • 1,109 sqft
    • HDB 4 Rooms
    • Built: 1984
    • 99 yrs
NE 10
Potong Pasir MRT · 5 mins (347m)
searchCorner Unit
searchNear MRT Station
searchSpacious Layout
searchNear Shopping Centre
searchBright And Airy
searchDirect Owner Listing
searchNew Listing
searchWalk To School
searchNear Hawker Centre
searchBreezy Unit

Listed 2 weeks ago

3 Room (3I) HDB for Sale in 85A Lorong 4 Toa Payoh - Project Photos 0
WITHIN 2KM
image

5

  • S$ 388,000
  • S$ 531 psf
    • 3 Beds
    • 2 Baths
    • 731 sqft
    • HDB 3 Rooms
    • Built: 1972
    • 99 yrs
NS 19
Toa Payoh MRT · 6 mins (436m)
searchNear MRT Station
searchNear Shopping Centre
searchBright And Airy
searchRare Unit Available
searchMove-In Ready
searchEfficient Layout
searchNear Hawker Centre
searchNear Bus Stop
searchUtility Room Included
searchFamily Oriented

Listed 2 weeks ago

3 Room (3A) HDB for Sale in 103B Bidadari Park Drive - Project Photos 0
WITHIN 2KM
image

9

floor-plan

1

  • S$ 825,000
  • S$ 1,127 psf
    • 2 Beds
    • 2 Baths
    • 732 sqft
    • HDB 3 Rooms
    • Built: 2021
    • 99 yrs
NE 11
Woodleigh MRT · 6 mins (419m)
searchNear MRT Station
searchNear Primary School
searchWell-Maintained
searchEfficient Layout
searchNear Hawker Centre
searchNear Mall
searchNear Park
searchNo Ethnic Quota
searchRenovated Kitchen
searchNo West Sun

Listed 2 weeks ago

4 Room (4A) HDB for Sale in 3C Upper Boon Keng Road - Project Photos 0
WITHIN 2KM
image

6

  • S$ 899,999
  • S$ 929 psf
    • 3 Beds
    • 2 Baths
    • 969 sqft
    • HDB 4 Rooms
    • Built: 2006
    • 99 yrs
EW 10
Kallang MRT · 4 mins (320m)
searchCorner Unit
searchNear MRT Station
searchConvenient Location
searchQuiet Environment
searchRenovated
searchNear Expressway Exit
searchNear NTUC FairPrice
searchCoffee Shop Nearby
searchOpen Kitchen
searchModern Design

Listed 2 weeks ago

3 Room (3I) HDB for Sale in 12 Upper Boon Keng Road - Project Photos 0
WITHIN 2KM
image

8

floor-plan

1

  • S$ 498,000
  • S$ 617 psf
    • 2 Beds
    • 2 Baths
    • 807 sqft
    • HDB 3 Rooms
    • Built: 1980
    • 99 yrs
EW 10
Kallang MRT · 5 mins (341m)
searchCorner Unit
searchNear MRT Station
searchSpacious Layout
searchEthnic Quota Eligible
searchRare Unit Available
searchCentral Location
searchGood Rental Demand
searchImmediate Availability
searchFamily Oriented
searchUnfurnished Unit

Listed 2 weeks ago

3 Room (3I) HDB for Sale in 4 Lorong 7 Toa Payoh - Project Photos 0
WITHIN 2KM
image

6

  • S$ 370,000
  • S$ 505 psf
    • 2 Beds
    • 1 Bath
    • 732 sqft
    • HDB 3 Rooms
    • Built: 1969
    • 99 yrs
NS 18
Braddell MRT · 12 mins (952m)
searchSpacious Layout
searchNear Primary School
searchRenovated Unit
searchMove-In Ready
searchEfficient Layout
searchDirect Owner Listing
searchNear Sheng Siong
searchWalk To School
searchUtility Room Included
searchRenovated Bathroom

Listed 2 weeks ago

4 Room (4A) HDB for Sale in 118A Alkaff Crescent - Project Photos 0
WITHIN 2KM
image

11

floor-plan

1

video

1

  • S$ 1,018,000
  • S$ 1,017 psf
    • 3 Beds
    • 2 Baths
    • 1,001 sqft
    • HDB 4 Rooms
    • Built: 2019
    • 99 yrs
NE 11
Woodleigh MRT · 6 mins (444m)
searchNear MRT Station
searchRenovated Unit
searchBright And Airy
searchEthnic Quota Eligible
searchNew Listing
searchNear Sheng Siong
searchLow Floor
searchQuiet Neighbourhood
searchNear Mall
searchCorner Privacy

Listed 2 weeks ago

4 Room (4A) HDB for Sale in 110B Bidadari Park Drive - Project Photos 0
WITHIN 2KM
image

5

floor-plan

1

  • S$ 965,000
  • S$ 964 psf
    • 3 Beds
    • 2 Baths
    • 1,001 sqft
    • HDB 4 Rooms
    • Built: 2021
    • 99 yrs
NE 10
Potong Pasir MRT · 7 mins (536m)
searchNear MRT Station
searchMove-In Ready
searchGreenery View
searchLow Floor
searchMotivated Seller
searchNear Park
searchFamily Oriented
searchLease Balance 90 Years
searchBidadari
searchJust MOP

Listed 2 weeks ago

3 Room (3I) HDB for Sale in 4 Lorong 7 Toa Payoh - Project Photos 0
WITHIN 2KM
image

4

  • S$ 435,000
  • S$ 594 psf
    • 3 Beds
    • 1 Bath
    • 732 sqft
    • HDB 3 Rooms
    • Built: 1969
    • 99 yrs
NS 18
Braddell MRT · 12 mins (952m)
searchNear MRT Station
searchSpacious Layout
searchEthnic Quota Eligible
searchRare Unit Available
searchConvenient Location
searchNear Hawker Centre
searchNear Wet Market
searchFamily Oriented

Listed 2 weeks ago

4 Room (4A) HDB for Sale in 110B Bidadari Park Drive - Project Photos 0
WITHIN 2KM
image

18

floor-plan

2

  • S$ 999,000
  • S$ 998 psf
    • 3 Beds
    • 2 Baths
    • 1,001 sqft
    • HDB 4 Rooms
    • Built: 2021
    • 99 yrs
NE 10
Potong Pasir MRT · 7 mins (536m)
searchNear MRT Station
searchNear Primary School
searchNear Shopping Centre
searchBright And Airy
searchDirect Owner Listing
searchWell Connected Transport
searchAll Race Welcome
searchNo Extension Needed
searchWalk-In Wardrobe
searchCorner Privacy

Listed 2 weeks ago

4 Room (4A) HDB for Sale in 111B Alkaff Crescent - Project Photos 0
WITHIN 2KM
image

9

  • S$ 1,180,000
  • S$ 1,178 psf
    • 3 Beds
    • 2 Baths
    • 1,002 sqft
    • HDB 4 Rooms
    • Built: 2021
    • 99 yrs
NE 11
Woodleigh MRT · 7 mins (524m)
searchCorner Unit
searchNear MRT Station
searchNear Primary School
searchFamily Friendly
searchRenovated Unit
searchBright And Airy
searchMove-In Condition
searchEfficient Layout
searchNear Mall
searchNear Secondary School

Listed 2 weeks ago

3 Room (3I) HDB for Sale in 20 Lorong 7 Toa Payoh - Project Photos 0
WITHIN 1KM
image

5

floor-plan

1

  • S$ 375,000
  • S$ 520 psf
    • 2 Beds
    • 1 Bath
    • 721 sqft
    • HDB 3 Rooms
    • Built: 1970
    • 99 yrs
NS 19
Toa Payoh MRT · 14 mins (1074m)
searchNear MRT Station
searchSpacious Layout
searchWell-Maintained
searchRenovated Unit
searchCentral Location
searchNear Hawker Centre
searchNear Bus Stop
searchFamily Oriented

Listed 2 weeks ago

4 Room (4S) HDB for Sale in 148 Potong Pasir Avenue 1 - Project Photos 0
WITHIN 1KM
image

12

floor-plan

1

  • S$ 868,000
  • S$ 867 psf
    • 3 Beds
    • 2 Baths
    • 1,001 sqft
    • HDB 4 Rooms
    • Built: 1998
    • 99 yrs
NE 10
Potong Pasir MRT · 3 mins (165m)

Listed 2 weeks ago

4 Room (4S) HDB for Sale in 148 Potong Pasir Avenue 1 - Project Photos 0
WITHIN 1KM
image

10

floor-plan

1

  • S$ 868,000
  • S$ 867 psf
    • 3 Beds
    • 2 Baths
    • 1,001 sqft
    • HDB 4 Rooms
    • Built: 1998
    • 99 yrs
NE 10
Potong Pasir MRT · 3 mins (165m)
searchNear MRT Station
searchSpacious Layout
searchNear Primary School
searchFamily Friendly
searchRenovated Unit
searchNear Shopping Centre
searchRare Unit Available
searchInvestment Opportunity
searchNear Secondary School
searchNear Supermarket

Listed 2 weeks ago

3 Room (3A) HDB for Sale in 108A Bidadari Park Drive - Project Photos 0
WITHIN 2KM
image

17

floor-plan

3

  • S$ 850,000
  • S$ 1,163 psf
    • 2 Beds
    • 2 Baths
    • 731 sqft
    • HDB 3 Rooms
    • Built: 2021
    • 99 yrs
NE 10
Potong Pasir MRT · 6 mins (428m)
searchNear MRT Station
searchNear Primary School
searchFamily Friendly
searchConvenient Location
searchWell Connected Transport
searchInvestment Opportunity
searchFirst-Time Buyer Friendly
searchNear Supermarket

Listed 2 weeks ago

4 Room (4A) HDB for Sale in 111B Alkaff Crescent - Project Photos 0
WITHIN 2KM
image

12

floor-plan

1

  • S$ 1,150,000
  • S$ 1,149 psf
    • 3 Beds
    • 2 Baths
    • 1,001 sqft
    • HDB 4 Rooms
    • Built: 2021
    • 99 yrs
NE 11
Woodleigh MRT · 7 mins (524m)
searchHigh Floor
searchNear MRT Station
searchSpacious Layout
searchFamily Friendly
searchBright And Airy
searchMove-In Condition
searchNear Mall
searchPark Connector Nearby

Listed 2 weeks ago

3 Room (3I) HDB for Sale in 11 Upper Boon Keng Road - Project Photos 0
WITHIN 2KM
image

3

  • S$ 418,000
  • S$ 598 psf
    • 2 Beds
    • 2 Baths
    • 699 sqft
    • HDB 3 Rooms
    • Built: 1974
    • 99 yrs
EW 10
Kallang MRT · 4 mins (313m)
searchNear MRT Station
searchRenovated Unit
searchBright And Airy
searchNear Sheng Siong
searchUnblocked View
searchNear Hawker Centre
searchQuiet Neighbourhood
searchNear Ntuc FairPrice
searchNear Wet Market
searchNear Clinics

Listed 2 weeks ago

4 Room (4A) HDB for Sale in 111A Alkaff Crescent - Project Photos 0
WITHIN 2KM
image

18

  • S$ 1,150,000
  • S$ 1,149 psf
    • 3 Beds
    • 2 Baths
    • 1,001 sqft
    • HDB 4 Rooms
    • Built: 2021
    • 99 yrs
NE 11
Woodleigh MRT · 7 mins (539m)
searchCorner Unit
searchHigh Floor
searchNear MRT Station
searchSpacious Layout
searchNear Primary School
searchWell-Maintained
searchMove-In Condition
searchModern Interior
searchNear Mall
searchMotivated Seller

Listed 3 weeks ago

4 Room (4I) HDB for Sale in 227 Lorong 8 Toa Payoh - Project Photos 0
WITHIN 2KM
image

6

  • S$ 430,000
  • S$ 487 psf
    • 3 Beds
    • 2 Baths
    • 883 sqft
    • HDB 4 Rooms
    • Built: 1976
    • 99 yrs
NS 18
Braddell MRT · 16 mins (1203m)

Listed 3 weeks ago

3 Room (3A) HDB for Sale in 115C Alkaff Crescent - Project Photos 0
WITHIN 2KM
image

10

floor-plan

1

  • S$ 850,000
  • S$ 1,161 psf
    • 2 Beds
    • 2 Baths
    • 732 sqft
    • HDB 3 Rooms
    • Built: 2020
    • 99 yrs
NE 11
Woodleigh MRT · 4 mins (318m)
searchCorner Unit
searchNear MRT Station
searchNear Primary School
searchNear Shopping Centre
searchEfficient Layout
searchNear Sheng Siong
searchQuiet Environment
searchRenovated
searchNear NTUC FairPrice
searchSheltered Parking

Listed 3 weeks ago

4 Room (4A) HDB for Sale in 135 Potong Pasir Avenue 3 - Project Photos 0
WITHIN 1KM
image

4

floor-plan

2

  • S$ 698,000
  • S$ 630 psf
    • 3 Beds
    • 2 Baths
    • 1,108 sqft
    • HDB 4 Rooms
    • Built: 1984
    • 99 yrs
NE 10
Potong Pasir MRT · 6 mins (438m)
searchNear MRT Station
searchSpacious Layout
searchNear Primary School
searchFamily Friendly
searchBright And Airy
searchRare Unit Available
searchEfficient Layout
searchWell Connected Transport
searchWalk To School
searchNear Secondary School

Listed 3 weeks ago

4 Room (4A) HDB for Sale in 115C Alkaff Crescent - Project Photos 0
WITHIN 2KM
image

7

floor-plan

1

  • S$ 1,090,000
  • S$ 1,089 psf
    • 3 Beds
    • 2 Baths
    • 1,001 sqft
    • HDB 4 Rooms
    • Built: 2019
    • 99 yrs
NE 11
Woodleigh MRT · 4 mins (318m)
searchNear MRT Station
searchRenovated Unit
searchBright And Airy
searchWalk To School
searchNear Hawker Centre
searchAll Race Welcome
searchPark View
searchGroceries Nearby

Listed 3 weeks ago

4 Room (4A) HDB for Sale in 110A Bidadari Park Drive - Project Photos 0
WITHIN 2KM
image

12

floor-plan

1

  • S$ 1,199,999
  • S$ 1,199 psf
    • 3 Beds
    • 2 Baths
    • 1,001 sqft
    • HDB 4 Rooms
    • Built: 2021
    • 99 yrs
NE 10
Potong Pasir MRT · 7 mins (491m)
searchCorner Unit
searchHigh Floor
searchNear MRT Station
searchRenovated Unit
searchBright And Airy
searchMove-In Condition
searchDirect Owner Listing
searchUnblocked View
searchNear Woodleigh

Listed 3 weeks ago

4 Room (4A) HDB for Sale in 152 Lorong 2 Toa Payoh - Project Photos 0
WITHIN 2KM
image

6

floor-plan

1

  • S$ 950,000
  • S$ 1,027 psf
    • 3 Beds
    • 2 Baths
    • 925 sqft
    • HDB 4 Rooms
    • Built: 2006
    • 99 yrs
NS 19
Toa Payoh MRT · 4 mins (266m)
searchHigh Floor
searchNear MRT Station
searchNear Primary School
searchBright And Airy
searchNear Hawker Centre
searchImmediate Move-In
searchNear Cte Expressway
searchNear Supermarket
searchFamily Oriented
searchNear Pie Expressway

Listed 3 weeks ago

3 Room (3A) HDB for Sale in 113B Alkaff Crescent - Project Photos 0
WITHIN 2KM
image

9

floor-plan

1

  • S$ 828,000
  • S$ 1,131 psf
    • 2 Beds
    • 2 Baths
    • 732 sqft
    • HDB 3 Rooms
    • Built: 2021
    • 99 yrs
NE 11
Woodleigh MRT · 5 mins (384m)
searchNear MRT Station
searchRenovated Unit
searchNear Shopping Centre
searchMove-In Condition
searchEfficient Layout
searchNear Hawker Centre
searchAll Race Welcome
searchNear Supermarket
searchNear Expressway Exit
searchLease Balance 90 Years

Listed 3 weeks ago

HDB for Sale in Singapore FAQs

Yes, you can! There are currently over 15 resale HDB flat listings on 99.co that offer remote viewing options. Many sellers and agents provide virtual tours, video calls, or pre-recorded walkthroughs to help buyers explore flats from the comfort of their homes. This is especially useful for buyers who are overseas, have tight schedules, or want to shortlist potential flats before arranging physical viewings.

Anyone can buy resale HDB flats in Singapore, as long as they meet the eligibility criteria. The eligibility criteria include being at least 21 years old if you’re buying in an approved family nucleus, or 35 years if you’re buying as a single. At least one Singaporean Citizen (SC) or two Singapore Permanent Residents (PR) listed in the flat application. You must be within the Ethnic Integration Policy and Singapore Permanent Resident quota of the block/neighbourhood. In addition, you’ll also need to fall under one of these schemes before you can buy an HDB resale flat: Public Scheme, Fiancé/ Fiancée Scheme, Single Singaporean Citizen Scheme, Joint Singles Scheme, Non-Citizen Spouse Scheme, Non-Citizen Family Scheme, Orphans Scheme, etc.

The process of buying HDB resale flats involves several steps: First, buyers must apply for an HDB Flat Eligibility (HFE) letter to check their eligibility for purchasing, CPF housing grants, and HDB loans. Once eligible, they can search for a suitable resale flat and negotiate a price with the seller. The seller will then grant the Option to Purchase (OTP) for the buyer to exercise. After agreeing, both parties must submit a resale application to HDB. Upon HDB’s approval, buyers will attend the completion appointment, make the final payment, and officially take possession of the flat.