HDB Resale Flats for Sale in Singapore

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178 Sale listings

4 Room (4A) HDB for Sale in 23 Jalan Membina - Project Photos 0
WITHIN 2KM
image

9

floor-plan

1

  • S$ 1,150,000
  • S$ 1,187 psf
    • 3 Beds
    • 2 Baths
    • 969 sqft
    • HDB 4 Rooms
    • Built: 2003
    • 99 yrs
EW 17
Tiong Bahru MRT · 2 mins (110m)
searchCorner Unit
searchHigh Floor
searchNear MRT Station
searchNear Primary School
searchNear Shopping Centre
searchBright And Airy
searchNear Hawker Centre
searchNear Secondary School
searchNear CBD
searchWell-Connected Transport

Listed 4 days ago

4 Room (4A) HDB for Sale in 23 Jalan Membina - Project Photos 0
WITHIN 2KM
image

6

  • S$ 998,000
  • S$ 1,030 psf
    • 3 Beds
    • 2 Baths
    • 969 sqft
    • HDB 4 Rooms
    • Built: 2003
    • 99 yrs
EW 17
Tiong Bahru MRT · 2 mins (110m)
searchNear MRT Station
searchSpacious Layout
searchNear Primary School
searchFamily Friendly
searchNear Shopping Centre
searchWell Connected Transport
searchGood Rental Demand
searchNear CBD
searchNear Tiong Bahru
searchNear Cafes

Listed 4 days ago

3 Room (3A) HDB for Sale in 30 Jalan Klinik - Project Photos 0
WITHIN 2KM
image

4

floor-plan

1

  • S$ 388,888
  • S$ 623 psf
    • 2 Beds
    • 1 Bath
    • 624 sqft
    • HDB 3 Rooms
    • Built: 1969
    • 99 yrs
EW 17
Tiong Bahru MRT · 3 mins (224m)
searchNear MRT Station
searchNear Primary School
searchNear Shopping Centre
searchNear Secondary School
searchNear Giant Supermarket
searchUtility Room Included
searchGroceries Nearby
searchNear NTUC FairPrice
searchNear Tiong Bahru
searchNear Cold Storage

Listed 5 days ago

5 Room (5I) HDB for Sale in 3 Everton Park - Project Photos 0
WITHIN 2KM
image

7

floor-plan

1

  • S$ 990,000
  • S$ 724 psf
    • 4 Beds
    • 2 Baths
    • 1,367 sqft
    • HDB 5 Rooms
    • Built: 1980
    • 99 yrs
EW 16NE 3TE 17
Outram Park MRT · 6 mins (457m)
searchSpacious Layout
searchDirect Owner Listing
searchCentral Location
searchNo Extension Needed
searchRenovated Kitchen
searchWalk To CBD
searchHigh Walk Score
searchReady For Move-In

Listed 5 days ago

5 Room (5I) HDB for Sale in 6B Boon Tiong Road - Project Photos 0
WITHIN 2KM
image

7

floor-plan

1

  • S$ 1,408,888
  • S$ 1,138 psf
    • 3 Beds
    • 2 Baths
    • 1,238 sqft
    • HDB 5 Rooms
    • Built: 2005
    • 99 yrs
TE 16
Havelock MRT · 5 mins (378m)
searchNear MRT Station
searchSpacious Layout
searchNear Primary School
searchFamily Friendly
searchNear Shopping Centre
searchNear Hawker Centre
searchNear Cte Expressway
searchNear Aye Expressway
searchNear Tiong Bahru
searchNear Cafes

Listed 5 days ago

4 Room (4A) HDB for Sale in 127A Kim Tian Road - Project Photos 0
WITHIN 2KM
image

11

floor-plan

1

  • S$ 1,300,000
  • S$ 1,299 psf
    • 3 Beds
    • 2 Baths
    • 1,001 sqft
    • HDB 4 Rooms
    • Built: 2013
    • 99 yrs
EW 17
Tiong Bahru MRT · 7 mins (511m)
searchHigh Floor
searchNear MRT Station
searchNear Shopping Centre
searchRare Unit Available
searchNear Hawker Centre
searchCity View
searchNear Wet Market
searchNear Tiong Bahru
searchNear Hospital
searchNear Cafes

Listed 5 days ago

5 Room (5I) HDB for Sale in 12 Cantonment Close - Project Photos 0
WITHIN 2KM
image

5

  • S$ 1,380,000
  • S$ 1,166 psf
    • 3 Beds
    • 2 Baths
    • 1,184 sqft
    • HDB 5 Rooms
    • Built: 2003
    • 99 yrs
CC 31
Cantonment MRT · 6 mins (480m)
searchSpacious Layout
searchEthnic Quota Eligible
searchLow Floor
searchNear Schools
searchBukit Merah Location
searchNear Cantonment MRT
search5I HDB
searchNear Expressways

Listed 6 days ago

3 Room (3STD) HDB for Sale in 71 Seng Poh Road - Project Photos 0
WITHIN 2KM
image

6

floor-plan

1

  • S$ 988,000
  • S$ 1,208 psf
    • 3 Beds
    • 2 Baths
    • 818 sqft
    • HDB 3 Rooms
    • Built: 1938
    • 99 yrs
TE 16
Havelock MRT · 7 mins (497m)
searchNear MRT Station
searchNear Primary School
searchNear Shopping Centre
searchRare Unit Available
searchCentral Location
searchLow Maintenance Fee
searchPre-War Walkup Apartment
searchTiong Bahru Estate
search99 Years Lease
searchGood Investment

Listed 6 days ago

4 Room (4A) HDB for Sale in 4B Boon Tiong Road - Project Photos 0
WITHIN 1KM
image

19

floor-plan

1

  • S$ 1,200,000
  • S$ 1,115 psf
    • 3 Beds
    • 2 Baths
    • 1,076 sqft
    • HDB 4 Rooms
    • Built: 2005
    • 99 yrs
TE 16
Havelock MRT · 4 mins (285m)
searchNear MRT Station
searchSpacious Layout
searchFamily Friendly
searchBright And Airy
searchEfficient Layout
searchWalk To School
searchNear Hawker Centre
searchNear Ntuc FairPrice
searchStrong Investment Value
searchNear Tiong Bahru

Listed 6 days ago

5 Room (5I) HDB for Sale in 9A Boon Tiong Road - Project Photos 0
WITHIN 2KM
image

3

  • S$ 1,700,000
  • S$ 1,411 psf
    • 3 Beds
    • 2 Baths
    • 1,205 sqft
    • HDB 5 Rooms
    • Built: 2016
    • 99 yrs
EW 17
Tiong Bahru MRT · 3 mins (207m)
searchNear MRT Station
searchSpacious Layout
searchNear Primary School
searchFamily Friendly
searchRenovated Unit
searchNear Shopping Centre
searchImmediate Move-In
searchNear CBD
searchCovered Parking
searchNear Tiong Bahru

Listed 6 days ago

4 Room (4A) HDB for Sale in 10B Boon Tiong Road - Project Photos 0
WITHIN 2KM
image

8

  • S$ 1,350,000
  • S$ 1,442 psf
    • 3 Beds
    • 2 Baths
    • 936 sqft
    • HDB 4 Rooms
    • Built: 2016
    • 99 yrs
EW 17
Tiong Bahru MRT · 4 mins (251m)
searchNear MRT Station
searchSpacious Layout
searchNear Primary School
searchFamily Friendly
searchMove-In Ready
searchNear Hawker Centre
searchNear CBD
searchAircon Installed
searchNear Wet Market
searchCovered Parking

Listed 6 days ago

3 Room (3S) HDB for Sale in 49 Kim Pong Road - Project Photos 0
WITHIN 2KM
image

20

  • S$ 849,500
  • S$ 1,053 psf
    • 2 Beds
    • 2 Baths
    • 807 sqft
    • HDB 3 Rooms
    • Built: 1973
    • 99 yrs
EW 17
Tiong Bahru MRT · 6 mins (429m)
searchSpacious Layout
searchNear Primary School
searchFamily Friendly
searchNear Shopping Centre
searchNear Ntuc FairPrice
searchPark Connector Nearby

Listed 6 days ago

3 Room (3A) HDB for Sale in 45 Kim Cheng Street - Project Photos 0
WITHIN 2KM
image

8

floor-plan

1

  • S$ 880,000
  • S$ 1,090 psf
    • 2 Beds
    • 2 Baths
    • 807 sqft
    • HDB 3 Rooms
    • Built: 1973
    • 99 yrs
TE 16
Havelock MRT · 7 mins (531m)
searchRare Unit Available
searchMove-In Ready
searchDirect Owner Listing
searchNear Hawker Centre
searchQuiet Neighbourhood
searchHigh Ceiling
searchCorner Privacy
searchNear Tiong Bahru

Listed 1 week ago

4 Room (4STD) HDB for Sale in 72 Seng Poh Road - Project Photos 0
WITHIN 2KM
image

8

floor-plan

1

  • S$ 1,170,000
  • S$ 1,238 psf
    • 3 Beds
    • 1 Bath
    • 945 sqft
    • HDB 4 Rooms
    • Built: 1937
    • 99 yrs
TE 16
Havelock MRT · 7 mins (556m)
searchSpacious Layout
searchRenovated Unit
searchRare Unit Available
searchPrivate Staircase Access
searchSeng Poh
searchCharacter Home
search1-Bedroom Configuration
searchConservation Property

Listed 1 week ago

4 Room (4I) HDB for Sale in 128 Kim Tian Road - Project Photos 0
WITHIN 2KM
image

13

  • S$ 588,888
  • S$ 622 psf
NEGO
    • 3 Beds
    • 2 Baths
    • 947 sqft
    • HDB 4 Rooms
    • Built: 1975
    • 99 yrs
EW 17
Tiong Bahru MRT · 7 mins (524m)

Listed 1 week ago

4 Room (4A) HDB for Sale in 1 Cantonment Road - Project Photos 0
WITHIN 2KM
image

3

  • S$ 1,268,888
  • S$ 1,254 psf
    • 3 Beds
    • 2 Baths
    • 1,012 sqft
    • HDB 4 Rooms
    • Built: 2010
    • 99 yrs
EW 15
Tanjong Pagar MRT · 7 mins (491m)
searchHigh Floor
searchNear Primary School
searchNear Shopping Centre
searchBright And Airy
searchMove-In Condition
searchCentral Location
searchWell Connected Transport
searchNear Hawker Centre
searchNear Secondary School
searchCity View

Listed 1 week ago

3 Room (3I) HDB for Sale in 2 Tanjong Pagar Plaza - Project Photos 0
WITHIN 2KM
image

16

  • S$ 560,000
  • S$ 882 psf
    • 2 Beds
    • 1 Bath
    • 635 sqft
    • HDB 3 Rooms
    • Built: 1977
    • 99 yrs
EW 15
Tanjong Pagar MRT · 5 mins (361m)
searchHigh Floor
searchNear MRT Station
searchNear CBD
searchRenovated
searchVibrant Neighbourhood
searchCovered Parking
searchFoodie District Nearby
searchNear ECP Expressway
searchNear AYE Expressway
searchWalk to MRT

Listed 1 week ago

3 Room (3A) HDB for Sale in 54 Havelock Road - Project Photos 0
WITHIN 2KM
image

8

  • S$ 920,000
  • S$ 1,240 psf
    • 2 Beds
    • 2 Baths
    • 742 sqft
    • HDB 3 Rooms
    • Built: 2013
    • 99 yrs
EW 17
Tiong Bahru MRT · 6 mins (439m)
searchHigh Floor
searchEfficient Layout
searchNear Gan Eng Seng School
searchNear Alexandra Primary School
searchUnblocked Panoramic View
searchNear Havelock MRT
searchNear Tiong Bahru Plaza
searchNear Tiong Bahru MRT
searchNear River Valley Primary School
searchNear Great World City

Listed 1 week ago

3 Room (3STD) HDB for Sale in 33 Lim Liak Street - Project Photos 0
WITHIN 2KM
image

7

floor-plan

1

  • S$ 808,000
  • S$ 1,001 psf
    • 2 Beds
    • 1 Bath
    • 807 sqft
    • HDB 3 Rooms
    • Built: 1973
    • 99 yrs
TE 16
Havelock MRT · 6 mins (444m)
searchBright And Airy
searchRare Unit Available
searchMove-In Ready
searchPrime Location
searchCorner Privacy
searchWell-Ventilated
searchTiong Bahru Heritage
searchDesigner Renovation
searchNear Tiong Bahru MRT
searchNear Cafes

Listed 1 week ago

4 Room (4A) HDB for Sale in 55 Havelock Road - Project Photos 0
WITHIN 2KM
image

7

floor-plan

1

  • S$ 1,200,000
  • S$ 1,253 psf
    • 3 Beds
    • 2 Baths
    • 958 sqft
    • HDB 4 Rooms
    • Built: 2013
    • 99 yrs
TE 16
Havelock MRT · 6 mins (442m)
searchHigh Floor
searchNear MRT Station
searchSpacious Layout
searchNear Primary School
searchFamily Friendly
searchRenovated Unit
searchNear Hawker Centre
searchAll Race Welcome
searchCity View
searchNear Tiong Bahru

Listed 1 week ago

4 Room (4S) HDB for Sale in 1 Cantonment Road - Project Photos 0
WITHIN 2KM
image

9

floor-plan

1

  • S$ 1,200,000
  • S$ 1,199 psf
    • 3 Beds
    • 2 Baths
    • 1,001 sqft
    • HDB 4 Rooms
    • Built: 2010
    • 99 yrs
EW 15
Tanjong Pagar MRT · 7 mins (491m)
searchNear MRT Station
searchSpacious Layout
searchNear Primary School
searchBright And Airy
searchCentral Location
searchNear Hawker Centre
searchNear CBD
searchEasy CBD Access
searchNear Cafes
searchNear Restaurants

Listed 1 week ago

4 Room (4A) HDB for Sale in 56 Havelock Road - Project Photos 0
WITHIN 2KM
image

5

floor-plan

1

  • S$ 1,020,000
  • S$ 1,008 psf
    • 3 Beds
    • 2 Baths
    • 1,012 sqft
    • HDB 4 Rooms
    • Built: 2013
    • 99 yrs
TE 16
Havelock MRT · 6 mins (479m)
searchNear MRT Station
searchNear Primary School
searchFamily Friendly
searchWell-Maintained
searchNear Shopping Centre
searchCentral Location
searchLow Floor
searchNear Secondary School
searchMotivated Seller

Listed 1 week ago

4 Room (4A) HDB for Sale in 127C Kim Tian Road - Project Photos 0
WITHIN 2KM
image

8

floor-plan

1

  • S$ 1,068,888
  • S$ 1,068 psf
    • 3 Beds
    • 2 Baths
    • 1,001 sqft
    • HDB 4 Rooms
    • Built: 2013
    • 99 yrs
EW 17
Tiong Bahru MRT · 8 mins (581m)
searchNear MRT Station
searchSpacious Layout
searchWell-Maintained
searchRenovated Unit
searchRare Unit Available
searchGreenery View
searchAll Race Welcome
searchNo Extension Needed
searchNear CBD
searchNear Tiong Bahru

Listed 1 week ago

Premium HDB for Sale in 1 Cantonment Road - Project Photos 0
WITHIN 2KM
image

10

floor-plan

1

  • S$ 1,680,000
  • S$ 1,626 psf
    • 3 Beds
    • 2 Baths
    • 1,033 sqft
    • HDB 4 Rooms
    • Built: 2010
    • 99 yrs
EW 15
Tanjong Pagar MRT · 7 mins (491m)
searchCorner Unit
searchHigh Floor
searchNear MRT Station
searchSpacious Layout
searchCentral Location
searchSea View
searchCity View
searchPanoramic View
searchModern Kitchen
searchSky Garden

Listed 1 week ago

3 Room (3STD) HDB for Sale in 19 Lim Liak Street - Project Photos 0
WITHIN 1KM
image

15

floor-plan

1

  • S$ 800,000
  • S$ 991 psf
    • 2 Beds
    • 1 Bath
    • 807 sqft
    • HDB 3 Rooms
    • Built: 1973
    • 99 yrs
TE 16
Havelock MRT · 5 mins (361m)
searchNear MRT Station
searchFamily Friendly
searchRenovated Unit
searchNear Shopping Centre
searchMove-In Condition
searchNear Hawker Centre
searchGround Floor
searchPet Friendly
searchHeritage Poi Nearby
searchNear Cafes

Listed 1 week ago

3 Room (3I) HDB for Sale in 26 Jalan Klinik - Project Photos 0
WITHIN 2KM
image

9

floor-plan

1

  • S$ 400,000
  • S$ 619 psf
    • 2 Beds
    • 1 Bath
    • 646 sqft
    • HDB 3 Rooms
    • Built: 1969
    • 99 yrs
EW 17
Tiong Bahru MRT · 4 mins (286m)
searchNear MRT Station
searchFamily Friendly
searchWell-Maintained
searchNear Shopping Centre
searchEthnic Quota Eligible
searchCentral Location
searchNear Hawker Centre
searchWalk To Park

Listed 1 week ago

4 Room (4A) HDB for Sale in 1 Cantonment Road - Project Photos 0
WITHIN 2KM
image

10

floor-plan

1

  • S$ 1,300,000
  • S$ 1,299 psf
    • 3 Beds
    • 2 Baths
    • 1,001 sqft
    • HDB 4 Rooms
    • Built: 2010
    • 99 yrs
EW 15
Tanjong Pagar MRT · 7 mins (491m)
searchHigh Floor
searchNear MRT Station
searchNear Primary School
searchRenovated Unit
searchNear Shopping Centre
searchBright And Airy
searchNear Hawker Centre
searchCity View
searchNear CBD
searchWell-Connected Transport

Listed 1 week ago

3 Room (3STD) HDB for Sale in 32 Jalan Bukit Ho Swee - Project Photos 0
WITHIN 2KM
image

8

  • S$ 530,000
  • S$ 724 psf
    • 2 Beds
    • 1 Bath
    • 732 sqft
    • HDB 3 Rooms
    • Built: 1971
    • 99 yrs
EW 17
Tiong Bahru MRT · 3 mins (220m)
searchCorner Unit
searchHigh Floor
searchNear MRT Station
searchRenovated Unit
searchEthnic Quota Eligible
searchMove-In Ready
searchModern Interior
searchUnblock View
searchWindy Unit
searchNear Tiong Bahru

Listed 1 week ago

2 Room (2A) HDB for Sale in 127A Kim Tian Road - Project Photos 0
WITHIN 2KM
image

19

floor-plan

1

  • S$ 599,999
  • S$ 1,188 psf
    • 1 Bed
    • 1 Bath
    • 505 sqft
    • HDB 2 Rooms
    • Built: 2013
    • 99 yrs
EW 17
Tiong Bahru MRT · 7 mins (511m)
searchNear MRT Station
searchNear Primary School
searchNear Shopping Centre
searchMove-In Ready
searchNear Giant Supermarket
searchCovered Parking
search24-Hour Security
searchNear Tiong Bahru
searchNear Tuition Centre
searchPlayground

Listed 1 week ago

3 Room (3S) HDB for Sale in 12 Taman Ho Swee - Project Photos 0
WITHIN 1KM
image

4

floor-plan

1

  • S$ 320,000
  • S$ 551 psf
    • 2 Beds
    • 1 Bath
    • 581 sqft
    • HDB 3 Rooms
    • Built: 1970
    • 99 yrs
TE 16
Havelock MRT · 2 mins (122m)
searchNear MRT Station
searchFamily Friendly
searchMove-In Condition
searchWell Connected Transport
searchQuiet Neighbourhood
searchInvestment Opportunity
searchAll Race Welcome
searchShort Lease Available

Listed 1 week ago

2 Room (2I) HDB for Sale in 65 Tiong Poh Road - Project Photos 0
WITHIN 1KM
image

5

  • S$ 688,000
  • S$ 1,306 psf
    • 2 Beds
    • 2 Baths
    • 527 sqft
    • HDB 2 Rooms
    • Built: 1937
    • 99 yrs
TE 16
Havelock MRT · 8 mins (586m)
searchNear MRT Station
searchDual Key Unit
searchNear Shopping Centre
searchDirect Owner Listing
searchHigh Rental Yield
searchNear CBD
searchVibrant Neighbourhood
searchNear Tiong Bahru
searchHeritage Poi Nearby
searchNear Cafes

Listed 1 week ago

4 Room (4I) HDB for Sale in 23 Jalan Membina - Project Photos 0
WITHIN 2KM
image

20

  • S$ 1,150,000
  • S$ 1,187 psf
    • 3 Beds
    • 2 Baths
    • 969 sqft
    • HDB 4 Rooms
    • Built: 2003
    • 99 yrs
EW 17
Tiong Bahru MRT · 2 mins (110m)
searchCorner Unit
searchHigh Floor
searchNear MRT Station
searchNear Shopping Centre
searchBright And Airy
searchConvenient Location
searchDirect Owner Listing
searchWalk To School
searchWell-Ventilated
searchNear Tiong Bahru

Listed 1 week ago

3 Room (3A) HDB for Sale in 56 Eng Hoon Street - Project Photos 0
WITHIN 1KM
image

8

  • S$ 1,498,888
  • S$ 1,123 psf
    • 5 Beds
    • 3 Baths
    • 1,335 sqft
    • HDB 3 Rooms
    • Built: 1937
    • 99 yrs
TE 16
Havelock MRT · 7 mins (486m)
searchNear MRT Station
searchNear Shopping Centre
searchWell Connected Transport
searchNear Hawker Centre
searchGood Rental Demand
searchNear Cte Expressway
searchNear Aye Expressway
searchNear Tiong Bahru
searchHeritage Poi Nearby
searchNear Cafes

Listed 1 week ago

3 Room (3I) HDB for Sale in 3 Tanjong Pagar Plaza - Project Photos 0
WITHIN 2KM
image

19

floor-plan

1

  • S$ 630,000
  • S$ 992 psf
    • 2 Beds
    • 2 Baths
    • 635 sqft
    • HDB 3 Rooms
    • Built: 1977
    • 99 yrs
EW 15
Tanjong Pagar MRT · 5 mins (376m)
searchHigh Floor
searchRare Unit Available
searchDirect Owner Listing
searchUnblocked View
searchNear CBD
searchWalk To MRT
searchBright Unit
searchBreezy Unit
searchVacant Possession
searchTanjong Pagar

Listed 1 week ago

4 Room (4I) HDB for Sale in 7 Tanjong Pagar Plaza - Project Photos 0
WITHIN 1KM
image

12

floor-plan

1

  • S$ 770,000
  • S$ 861 psf
    • 3 Beds
    • 2 Baths
    • 894 sqft
    • HDB 4 Rooms
    • Built: 1980
    • 99 yrs
EW 15
Tanjong Pagar MRT · 4 mins (298m)
searchHigh Floor
searchNear MRT Station
searchSpacious Layout
searchFamily Friendly
searchNear Shopping Centre
searchNew Listing
searchWell Connected Transport
searchPrime Location
searchUnblocked Views
searchCentralised Location

Listed 1 week ago

4 Room (4A) HDB for Sale in 125 Kim Tian Road - Project Photos 0
WITHIN 2KM
image

9

floor-plan

1

  • S$ 850,000
  • S$ 738 psf
STARTING PRICE
    • 4 Beds
    • 2 Baths
    • 1,151 sqft
    • HDB 4 Rooms
    • Built: 1995
    • 99 yrs
EW 17
Tiong Bahru MRT · 4 mins (268m)
searchNear MRT Station
searchSpacious Layout
searchFamily Friendly
searchNear Shopping Centre
searchNear Hawker Centre
searchPrime Location
searchRenovation Potential
searchNear Tiong Bahru

Listed 1 week ago

HDB for Sale in Singapore FAQs

Yes, you can! There are currently over 14 resale HDB flat listings on 99.co that offer remote viewing options. Many sellers and agents provide virtual tours, video calls, or pre-recorded walkthroughs to help buyers explore flats from the comfort of their homes. This is especially useful for buyers who are overseas, have tight schedules, or want to shortlist potential flats before arranging physical viewings.

Anyone can buy resale HDB flats in Singapore, as long as they meet the eligibility criteria. The eligibility criteria include being at least 21 years old if you’re buying in an approved family nucleus, or 35 years if you’re buying as a single. At least one Singaporean Citizen (SC) or two Singapore Permanent Residents (PR) listed in the flat application. You must be within the Ethnic Integration Policy and Singapore Permanent Resident quota of the block/neighbourhood. In addition, you’ll also need to fall under one of these schemes before you can buy an HDB resale flat: Public Scheme, Fiancé/ Fiancée Scheme, Single Singaporean Citizen Scheme, Joint Singles Scheme, Non-Citizen Spouse Scheme, Non-Citizen Family Scheme, Orphans Scheme, etc.

The process of buying HDB resale flats involves several steps: First, buyers must apply for an HDB Flat Eligibility (HFE) letter to check their eligibility for purchasing, CPF housing grants, and HDB loans. Once eligible, they can search for a suitable resale flat and negotiate a price with the seller. The seller will then grant the Option to Purchase (OTP) for the buyer to exercise. After agreeing, both parties must submit a resale application to HDB. Upon HDB’s approval, buyers will attend the completion appointment, make the final payment, and officially take possession of the flat.