HDB Resale Flats for Sale in Singapore

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180 Sale listings

3 Room (3A) HDB for Sale in 56 Eng Hoon Street - Project Photos 0
WITHIN 1KM
image

8

  • S$ 1,498,888
  • S$ 1,123 psf
    • 5 Beds
    • 3 Baths
    • 1,335 sqft
    • HDB 3 Rooms
    • Built: 1937
    • 99 yrs
TE 16
Havelock MRT · 7 mins (486m)
searchNear MRT Station
searchNear Shopping Centre
searchWell Connected Transport
searchNear Hawker Centre
searchGood Rental Demand
searchNear Cte Expressway
searchNear Aye Expressway
searchNear Tiong Bahru
searchHeritage Poi Nearby
searchNear Cafes

Listed 2 weeks ago

3 Room (3I) HDB for Sale in 3 Tanjong Pagar Plaza - Project Photos 0
WITHIN 2KM
image

19

floor-plan

1

  • S$ 630,000
  • S$ 992 psf
    • 2 Beds
    • 2 Baths
    • 635 sqft
    • HDB 3 Rooms
    • Built: 1977
    • 99 yrs
EW 15
Tanjong Pagar MRT · 5 mins (376m)
searchHigh Floor
searchRare Unit Available
searchDirect Owner Listing
searchUnblocked View
searchNear CBD
searchWalk To MRT
searchBright Unit
searchBreezy Unit
searchVacant Possession
searchTanjong Pagar

Listed 2 weeks ago

4 Room (4I) HDB for Sale in 7 Tanjong Pagar Plaza - Project Photos 0
WITHIN 1KM
image

12

floor-plan

1

  • S$ 770,000
  • S$ 861 psf
    • 3 Beds
    • 2 Baths
    • 894 sqft
    • HDB 4 Rooms
    • Built: 1980
    • 99 yrs
EW 15
Tanjong Pagar MRT · 4 mins (298m)
searchHigh Floor
searchNear MRT Station
searchSpacious Layout
searchFamily Friendly
searchNear Shopping Centre
searchNew Listing
searchWell Connected Transport
searchPrime Location
searchUnblocked Views
searchCentralised Location

Listed 2 weeks ago

4 Room (4A) HDB for Sale in 125 Kim Tian Road - Project Photos 0
WITHIN 2KM
image

9

floor-plan

1

  • S$ 850,000
  • S$ 738 psf
STARTING PRICE
    • 4 Beds
    • 2 Baths
    • 1,151 sqft
    • HDB 4 Rooms
    • Built: 1995
    • 99 yrs
EW 17
Tiong Bahru MRT · 4 mins (268m)
searchNear MRT Station
searchSpacious Layout
searchFamily Friendly
searchNear Shopping Centre
searchNear Hawker Centre
searchPrime Location
searchRenovation Potential
searchNear Tiong Bahru

Listed 2 weeks ago

5 Room (5I) HDB for Sale in 9A Boon Tiong Road - Project Photos 0
WITHIN 2KM
image

3

  • S$ 1,700,000
  • S$ 1,410 psf
    • 3 Beds
    • 2 Baths
    • 1,206 sqft
    • HDB 5 Rooms
    • Built: 2016
    • 99 yrs
EW 17
Tiong Bahru MRT · 3 mins (207m)
searchNear MRT Station
searchSpacious Layout
searchNear Primary School
searchBright And Airy
searchConvenient Location
searchWalk To School
searchNear Mall
searchBreezy Unit
searchNear Tiong Bahru

Listed 2 weeks ago

4 Room (4A) HDB for Sale in 13 Cantonment Close - Project Photos 0
WITHIN 2KM
image

12

floor-plan

1

  • S$ 1,100,000
  • S$ 1,135 psf
    • 3 Beds
    • 2 Baths
    • 969 sqft
    • HDB 4 Rooms
    • Built: 2003
    • 99 yrs
CC 31
Cantonment MRT · 7 mins (533m)
searchCorner Unit
searchHigh Floor
searchNear MRT Station
searchSpacious Layout
searchBright And Airy
searchImmediate Move-In
searchPrime Location
searchEasy CBD Access

Listed 2 weeks ago

4 Room (4A) HDB for Sale in 56 Eng Hoon Street - Project Photos 0
WITHIN 1KM
image

4

  • S$ 1,500,000
  • S$ 1,124 psf
    • 3 Beds
    • 3 Baths
    • 1,335 sqft
    • HDB 4 Rooms
    • Built: 1937
    • 99 yrs
TE 16
Havelock MRT · 7 mins (486m)
searchNear MRT Station
searchRare Unit Available
searchNear Hawker Centre
searchInvestment Opportunity
searchNear Cte Expressway
searchVibrant Neighbourhood
searchNear Aye Expressway
searchNear Tiong Bahru
searchHeritage Poi Nearby
searchNear Cafes

Listed 2 weeks ago

4 Room (4NG) HDB for Sale in 3 Delta Avenue - Project Photos 0
WITHIN 2KM
image

4

  • S$ 808,000
  • S$ 824 psf
    • 3 Beds
    • 2 Baths
    • 980 sqft
    • HDB 4 Rooms
    • Built: 1985
    • 99 yrs
EW 17
Tiong Bahru MRT · 8 mins (626m)
searchCorner Unit
searchSpacious Layout
searchNear Shopping Centre
searchBright And Airy
searchEfficient Layout
searchModern Interior
searchNear Orchard Shopping Belt
searchPrime Location
searchLift Access
searchNear Waterfront

Listed 2 weeks ago

3 Room (3STD) HDB for Sale in 9 Selegie Road - Project Photos 0
WITHIN 2KM
image

7

floor-plan

1

  • S$ 410,000
  • S$ 657 psf
    • 2 Beds
    • 1 Bath
    • 624 sqft
    • HDB 3 Rooms
    • Built: 1974
    • 99 yrs
DT 13
Rochor MRT · 3 mins (213m)
searchWell-Maintained
searchLow Floor
searchNo Extension Required
search2 Bedrooms 1 Bath
searchNear Tekka Place
searchRare 3-Room Unit
searchNear 2 MRT Stations
searchNear FairPrice
searchAll Races Eligible
searchWalk to MRT

Listed 2 weeks ago

3 Room (3STD) HDB for Sale in 302 Tiong Bahru Road - Project Photos 0
WITHIN 2KM
image

4

floor-plan

1

  • S$ 770,000
  • S$ 813 psf
    • 2 Beds
    • 1 Bath
    • 947 sqft
    • HDB 3 Rooms
EW 17
Tiong Bahru MRT · 1 mins (72m)
searchNear MRT Station
searchSpacious Layout
searchNear Primary School
searchNear Shopping Centre
searchNear Secondary School
searchEnclosed Kitchen
searchBalcony Unit
searchNear Tiong Bahru
searchNear Cafes
searchNear Restaurants

Listed 2 weeks ago

3 Room (3S) HDB for Sale in 28 Jalan Klinik - Project Photos 0
WITHIN 2KM
image

8

floor-plan

1

  • S$ 420,000
  • S$ 673 psf
    • 2 Beds
    • 1 Bath
    • 624 sqft
    • HDB 3 Rooms
    • Built: 1969
    • 99 yrs
EW 17
Tiong Bahru MRT · 4 mins (245m)
searchNear MRT Station
searchFamily Friendly
searchWell-Maintained
searchRenovated Unit
searchNear Shopping Centre
searchWalk To Park
searchLow Floor
searchLeasehold Property
searchShort Lease Available
searchNear Tiong Bahru

Listed 2 weeks ago

4 Room (4A) HDB for Sale in 1D Cantonment Road - Project Photos 0
WITHIN 1KM
image

8

floor-plan

1

  • S$ 1,580,000
  • S$ 1,513 psf
    • 3 Beds
    • 2 Baths
    • 1,044 sqft
    • HDB 4 Rooms
    • Built: 2011
    • 99 yrs
TE 18
Maxwell MRT · 6 mins (453m)
searchCorner Unit
searchHigh Floor
searchNear MRT Station
searchSpacious Layout
searchNear Primary School
searchBright And Airy
searchRare Unit Available
searchSea View
searchCity View
searchDirect MRT Access

Listed 2 weeks ago

Premium HDB for Sale in 1E Cantonment Road - Project Photos 0
WITHIN 2KM
image

19

  • S$ 1,680,000
  • S$ 1,642 psf
    • 3 Beds
    • 2 Baths
    • 1,023 sqft
    • HDB 4 Rooms
    • Built: 2011
    • 99 yrs
TE 18
Maxwell MRT · 7 mins (500m)
searchHigh Floor
searchNear MRT Station
searchSpacious Layout
searchWell-Maintained
searchNear Shopping Centre
searchConvenient Location
searchEfficient Layout
searchBright Unit

Listed 3 weeks ago

3 Room (3A) HDB for Sale in 48 Moh Guan Terrace - Project Photos 0
WITHIN 2KM
image

10

  • S$ 850,000
  • S$ 1,025 psf
    • 2 Beds
    • 1 Bath
    • 829 sqft
    • HDB 3 Rooms
    • Built: 1973
    • 99 yrs
EW 17
Tiong Bahru MRT · 7 mins (498m)
searchNear MRT Station
searchSpacious Layout
searchRare Unit Available
searchNear Hawker Centre
searchImmediate Availability
searchNear Tiong Bahru
searchHeritage Poi Nearby
searchEasy CBD Access
searchNear Cafes

Listed 3 weeks ago

5 Room (5I) HDB for Sale in 56 Havelock Road - Project Photos 0
WITHIN 2KM
image

14

floor-plan

1

  • S$ 1,250,000
  • S$ 1,019 psf
    • 3 Beds
    • 2 Baths
    • 1,227 sqft
    • HDB 5 Rooms
    • Built: 2013
    • 99 yrs
TE 16
Havelock MRT · 6 mins (479m)
searchHigh Floor
searchNear MRT Station
searchNear Primary School
searchNear Shopping Centre
searchWell Connected Transport
searchRenovated
searchUnblock View
searchNear Expressway Exit
searchNear Tiong Bahru

Listed 3 weeks ago

2 Room (2A) HDB for Sale in 50 Havelock Road - Project Photos 0
WITHIN 2KM
image

4

floor-plan

1

  • S$ 320,000
  • S$ 706 psf
    • 1 Bed
    • 1 Bath
    • 453 sqft
    • HDB 2 Rooms
    • Built: 1973
    • 99 yrs
EW 17
Tiong Bahru MRT · 6 mins (412m)
searchHigh Floor
searchNear MRT Station
searchRare Unit Available
searchEfficient Layout
searchNear Ntuc FairPrice
searchMotivated Seller
searchAircon Installed
searchNear Wet Market
searchNo Ethnic Quota Restriction
searchPartially Furnished

Listed 3 weeks ago

4 Room (4A) HDB for Sale in 58 Havelock Road - Project Photos 0
WITHIN 2KM
image

14

floor-plan

1

  • S$ 1,150,000
  • S$ 1,200 psf
    • 3 Beds
    • 2 Baths
    • 958 sqft
    • HDB 4 Rooms
    • Built: 2013
    • 99 yrs
EW 17
Tiong Bahru MRT · 6 mins (460m)
searchHigh Floor
searchSpacious Layout
searchEthnic Quota Eligible
searchWalk To MRT
searchBright Unit
searchFamily Oriented
searchNear Alexandra Primary
searchJapandi Design
searchNear Tiong Bahru Plaza
searchNear Tiong Bahru MRT

Listed 3 weeks ago

5 Room (5STD) HDB for Sale in Spottiswoode Park Road - Project Photos 0
WITHIN 2KM
image

9

floor-plan

1

  • S$ 950,000
  • S$ 712 psf
    • 3 Beds
    • 2 Baths
    • 1,335 sqft
    • HDB 5 Rooms
    • Built: 1979
CC 31
Cantonment MRT · 4 mins (246m)
searchNear MRT Station
searchSpacious Layout
searchRare Unit Available
searchMove-In Ready
searchWell Connected Transport
searchQuiet Neighbourhood
searchFully Furnished
searchNear Aye Expressway
searchNear Ecp Expressway

Listed 3 weeks ago

3 Room (3A) HDB for Sale in 55 Havelock Road - Project Photos 0
WITHIN 2KM
image

20

  • S$ 788,000
  • S$ 1,061 psf
    • 2 Beds
    • 2 Baths
    • 743 sqft
    • HDB 3 Rooms
    • Built: 2013
    • 99 yrs
TE 16
Havelock MRT · 6 mins (442m)

Listed 3 weeks ago

3 Room (3S) HDB for Sale in 10 Selegie Road - Project Photos 0
WITHIN 2KM
image

5

floor-plan

1

  • S$ 420,000
  • S$ 697 psf
    • 2 Beds
    • 1 Bath
    • 603 sqft
    • HDB 3 Rooms
    • Built: 1974
    • 99 yrs
DT 13
Rochor MRT · 3 mins (225m)
searchNear MRT Station
searchNear Shopping Centre
searchMove-In Ready
searchCentral Location
searchWell Connected Transport
searchNear Bus Stop
searchCity View
searchGood Rental Demand
searchFamily Oriented
search24-Hour Security

Listed 3 weeks ago

3 Room (3S) HDB for Sale in 18 Taman Ho Swee - Project Photos 0
WITHIN 2KM
image

6

floor-plan

1

  • S$ 349,000
  • S$ 601 psf
    • 2 Beds
    • 1 Bath
    • 581 sqft
    • HDB 3 Rooms
    • Built: 1970
    • 99 yrs
TE 16
Havelock MRT · 4 mins (284m)
searchCentral Location
searchInvestment Opportunity
searchFirst-Time Buyer Friendly
searchLeasehold Property
searchNear CBD
searchAffordable
searchFamily Oriented

Listed 3 weeks ago

3 Room (3I) HDB for Sale in 2 Tanjong Pagar Plaza - Project Photos 0
WITHIN 2KM
image

10

  • S$ 535,000
  • S$ 843 psf
    • 2 Beds
    • 1 Bath
    • 635 sqft
    • HDB 3 Rooms
    • Built: 1977
    • 99 yrs
EW 15
Tanjong Pagar MRT · 5 mins (361m)
searchHigh Floor
searchNear MRT Station
searchBright And Airy
searchMove-In Ready
searchCentral Location
searchCity View
searchPrime Location
searchNear CBD
searchLift Access
searchWell-Ventilated

Listed 3 weeks ago

2 Room HDB for Sale in 26 Jalan Klinik - Project Photos 0
WITHIN 2KM
image

9

  • S$ 400,000
  • S$ 620 psf
    • 2 Beds
    • 1 Bath
    • 645 sqft
    • HDB
    • Built: 1969
    • 99 yrs
EW 17
Tiong Bahru MRT · 4 mins (286m)
searchWell-Maintained
searchEthnic Quota Eligible
searchCentral Location
searchFirst-Time Buyer Friendly
searchNorth South Facing
searchAffordable
searchNear Havelock Food Centre
searchNear Beo Crescent Market
searchNear Havelock MRT
searchNear Tiong Bahru MRT

Listed 3 weeks ago

4 Room (4A) HDB for Sale in 125 Kim Tian Road - Project Photos 0
WITHIN 2KM
image

8

  • S$ 850,000
  • S$ 738 psf
    • 3 Beds
    • 2 Baths
    • 1,152 sqft
    • HDB 4 Rooms
    • Built: 1995
    • 99 yrs
EW 17
Tiong Bahru MRT · 4 mins (268m)
searchNear MRT Station
searchSpacious Layout
searchWell-Maintained
searchConvenient Location
searchNear Schools
searchPrime Location
searchAircon Installed
searchFamily Oriented
searchNear Expressway
searchPartially Furnished

Listed 3 weeks ago

4 Room (4A) HDB for Sale in 131B Kim Tian Road - Project Photos 0
WITHIN 2KM
image

7

floor-plan

1

  • S$ 950,000
  • S$ 969 psf
    • 3 Beds
    • 2 Baths
    • 980 sqft
    • HDB 4 Rooms
    • Built: 2002
    • 99 yrs
EW 17
Tiong Bahru MRT · 7 mins (559m)
searchHigh Floor
searchNear MRT Station
searchNear Primary School
searchWell-Maintained
searchNear Shopping Centre
searchBright And Airy
searchNear Secondary School
searchNear CBD
searchNear International School
searchNear Tiong Bahru

Listed 3 weeks ago

5 Room (5I) HDB for Sale in 9A Boon Tiong Road - Project Photos 0
WITHIN 2KM
image

6

  • S$ 1,700,000
  • S$ 1,410 psf
    • 3 Beds
    • 2 Baths
    • 1,206 sqft
    • HDB 5 Rooms
    • Built: 2016
    • 99 yrs
EW 17
Tiong Bahru MRT · 3 mins (207m)
searchNear MRT Station
searchSpacious Layout
searchFamily Friendly
searchRenovated Unit
searchBright And Airy
searchRare Unit Available
searchEfficient Layout
searchModern Interior
searchPrime Location
searchNear Tiong Bahru

Listed 3 weeks ago

3 Room (3STD) HDB for Sale in 33 Lim Liak Street - Project Photos 0
WITHIN 2KM
image

20

  • S$ 850,000
  • S$ 898 psf
    • 2 Beds
    • 1 Bath
    • 947 sqft
    • HDB 3 Rooms
    • Built: 1973
    • 99 yrs
TE 16
Havelock MRT · 6 mins (444m)
searchNear MRT Station
searchSpacious Layout
searchNear Primary School
searchNear Shopping Centre
searchBright And Airy
searchCentral Location
searchWell Connected Transport
searchNear Hawker Centre
searchQuiet Neighbourhood
searchNear Tiong Bahru

Listed 3 weeks ago

3 Room (3I) HDB for Sale in 264 Waterloo Street - Project Photos 0
WITHIN 2KM
image

13

floor-plan

1

  • S$ 650,000
  • S$ 889 psf
    • 2 Beds
    • 2 Baths
    • 731 sqft
    • HDB 3 Rooms
    • Built: 1986
    • 99 yrs
DT 21
Bencoolen MRT · 3 mins (210m)
searchCorner Unit
searchSpacious Layout
searchBright And Airy
searchOriginal Condition
searchRenovation Potential
searchOpen View
searchPrivacy

Listed 3 weeks ago

3 Room (3I) HDB for Sale in 30 Jalan Klinik - Project Photos 0
WITHIN 2KM
image

6

  • S$ 420,000
  • S$ 673 psf
    • 2 Beds
    • 1 Bath
    • 624 sqft
    • HDB 3 Rooms
    • Built: 1969
    • 99 yrs
EW 17
Tiong Bahru MRT · 3 mins (224m)
searchNear MRT Station
searchSpacious Layout
searchFamily Friendly
searchWell-Maintained
searchMotivated Seller
searchAircon Installed
searchFitness Corner
searchBuilt-In Wardrobes
searchPlayground

Listed 3 weeks ago

3 Room (3STD) HDB for Sale in Moh Guan Terrace - Project Photos 0
WITHIN 2KM
image

10

floor-plan

1

  • S$ 930,000
  • S$ 1,183 psf
    • 2 Beds
    • 1 Bath
    • 786 sqft
    • HDB 3 Rooms
    • Built: 1937
EW 17
Tiong Bahru MRT · 6 mins (459m)
searchNear MRT Station
searchNear Hawker Centre
searchNear Mall
searchQuiet Facing
searchNear Wet Market
searchCommitted Seller
searchNear Tiong Bahru
searchTenant Occupied

Listed 3 weeks ago

4 Room (4I) HDB for Sale in 233 Bain Street - Project Photos 0
WITHIN 1KM
image

15

floor-plan

1

  • S$ 920,000
  • S$ 1,043 psf
    • 3 Beds
    • 1 Bath
    • 882 sqft
    • HDB 4 Rooms
    • Built: 1980
    • 99 yrs
CC 3
Esplanade MRT · 5 mins (349m)
searchNear MRT Station
searchNear Shopping Centre
searchMove-In Ready
searchCentral Location
searchAll Race Welcome
searchCity View
searchNear CBD
searchNear University
searchRental Income Potential
searchNear Restaurants

Listed 3 weeks ago

3 Room (3I) HDB for Sale in 130 Kim Tian Road - Project Photos 0
WITHIN 2KM
image

8

floor-plan

1

  • S$ 380,000
  • S$ 543 psf
    • 3 Beds
    • 2 Baths
    • 700 sqft
    • HDB 3 Rooms
    • Built: 1975
    • 99 yrs
EW 17
Tiong Bahru MRT · 9 mins (646m)
searchNear MRT Station
searchSpacious Layout
searchNear Primary School
searchNear Shopping Centre
searchRare Unit Available
searchMove-In Ready
searchNear Hawker Centre
searchNear Wet Market
searchNear Tiong Bahru
searchNear Cafes

Listed 3 weeks ago

4 Room (4A) HDB for Sale in 13 Cantonment Close - Project Photos 0
WITHIN 2KM
image

9

floor-plan

1

  • S$ 1,120,000
  • S$ 1,156 psf
    • 3 Beds
    • 2 Baths
    • 969 sqft
    • HDB 4 Rooms
    • Built: 2003
    • 99 yrs
CC 31
Cantonment MRT · 7 mins (533m)
searchHigh Floor
searchNear MRT Station
searchSpacious Layout
searchBright And Airy
searchRare Unit Available
searchConvenient Location
searchWell Connected Transport
searchCity View
searchNear CBD
searchEasy CBD Access

Listed 4 weeks ago

4 Room (4A) HDB for Sale in 17 Cantonment Close - Project Photos 0
WITHIN 2KM
image

10

  • S$ 1,220,000
  • S$ 1,259 psf
    • 3 Beds
    • 2 Baths
    • 969 sqft
    • HDB 4 Rooms
    • Built: 2003
    • 99 yrs
CC 31
Cantonment MRT · 6 mins (430m)
searchHigh Floor
searchNear MRT Station
searchNear Primary School
searchRenovated Unit
searchNear Shopping Centre
searchSea View
searchNear Hawker Centre
searchQuiet Neighbourhood
searchNear CBD
searchPlayground

Listed 4 weeks ago

5 Room (5I) HDB for Sale in 94 Havelock Road - Project Photos 0
WITHIN 1KM
image

8

floor-plan

1

  • S$ 1,180,000
  • S$ 929 psf
    • 3 Beds
    • 2 Baths
    • 1,270 sqft
    • HDB 5 Rooms
    • Built: 1983
    • 99 yrs
TE 16
Havelock MRT · 1 mins (54m)
searchHigh Floor
searchNear MRT Station
searchNear Primary School
searchRare Unit Available
searchGreenery View
searchNear Orchard Shopping Belt
searchNear CBD
searchRenovation Potential
searchFamily Oriented
searchNear Tiong Bahru

Listed 4 weeks ago

3 Room (3A) HDB for Sale in 30 Jalan Klinik - Project Photos 0
WITHIN 2KM
image

5

floor-plan

1

  • S$ 400,000
  • S$ 641 psf
    • 2 Beds
    • 1 Bath
    • 624 sqft
    • HDB 3 Rooms
    • Built: 1969
    • 99 yrs
EW 17
Tiong Bahru MRT · 3 mins (224m)
searchNear MRT Station
searchSpacious Layout
searchNear Shopping Centre
searchMove-In Ready
searchDirect Owner Listing
searchCentral Location
searchWell Connected Transport
searchUtility Room Included
searchNear Tiong Bahru
searchHigh Walk Score

Listed 4 weeks ago

HDB for Sale in Singapore FAQs

Yes, you can! There are currently over 15 resale HDB flat listings on 99.co that offer remote viewing options. Many sellers and agents provide virtual tours, video calls, or pre-recorded walkthroughs to help buyers explore flats from the comfort of their homes. This is especially useful for buyers who are overseas, have tight schedules, or want to shortlist potential flats before arranging physical viewings.

Anyone can buy resale HDB flats in Singapore, as long as they meet the eligibility criteria. The eligibility criteria include being at least 21 years old if you’re buying in an approved family nucleus, or 35 years if you’re buying as a single. At least one Singaporean Citizen (SC) or two Singapore Permanent Residents (PR) listed in the flat application. You must be within the Ethnic Integration Policy and Singapore Permanent Resident quota of the block/neighbourhood. In addition, you’ll also need to fall under one of these schemes before you can buy an HDB resale flat: Public Scheme, Fiancé/ Fiancée Scheme, Single Singaporean Citizen Scheme, Joint Singles Scheme, Non-Citizen Spouse Scheme, Non-Citizen Family Scheme, Orphans Scheme, etc.

The process of buying HDB resale flats involves several steps: First, buyers must apply for an HDB Flat Eligibility (HFE) letter to check their eligibility for purchasing, CPF housing grants, and HDB loans. Once eligible, they can search for a suitable resale flat and negotiate a price with the seller. The seller will then grant the Option to Purchase (OTP) for the buyer to exercise. After agreeing, both parties must submit a resale application to HDB. Upon HDB’s approval, buyers will attend the completion appointment, make the final payment, and officially take possession of the flat.