If you haven’t already heard, CIMB bank recently caused some of its home loan customers to scream “awww HELL NO” when they raised the mortgage floor rate (more about that below). But that’s just one of the many ways banks can possibly exploit you when you take a home loan, and you might not even…

If you ask any jaded tenant who’s had to deal with an unpleasant landlord, a rental deposit to them feels less like a “deposit” and more like just an extra payment. The thing that we take here for granted in Singapore is that rental deposits go straight into a landlord’s pocket/bank account, and most landlords…

The retail side of the commercial property market probably deserves that funeral dance meme treatment. After all, the only thing emptier than a shopowner’s hopes right now are the shopping malls themselves. But will a retail bloodbath, with empty shops and ghost town malls, affect the price of residential property in Singapore? This isn’t always…

Here’s a bombshell for anyone who might be selling their property: Even if you sell for a profit, under certain circumstances you could still end up with a loss or even land yourself in debt instantly. When you owe money after selling your property, you’ve made what’s called a negative sale. That’s a scary situation…

We’re supposed to stick together to pull through Covid-19. But as always, there’s someone out there waiting to destroy your trust in humanity. The fact is, our inability to go out during the circuit breaker period, coupled with desperation, is fertile breeding ground for scammers. Real estate, unfortunately, isn’t spared by scammers, so watch out…

The Option To Purchase (OTP) is not something we think about often; at least until something goes wrong. Then we’re making sobbing noises, begging for our lost deposit, and fuming about “how the stupid thing can work that way”. Thing is, both new and seasoned homebuyers should pay more attention to this initial stage of…

It’s not exactly a secret that Executive Condos are off-the-beaten path. Out of 69 ECs launched and built so far, only one (Bishan Loft) is located within 10km of the CBD. Don’t believe us? Look at our map below showing where every Executive Condominium is located in Singapore. Blue markers are completed ECs, whereas purple…

A recession is when you start to see properties go under the hammer, and start getting sold at below market prices. The truth is even if there’s a downturn, it takes a lot of effort to find fire sale deals. It’s a bit like drilling for oil: expect to spend time and effort making a…

There was a time when you didn’t really need to ask for an expatriate’s address⁠—just go to Holland V and tell them to come down, you’re nearby. But, in the past decade, there’s been a growing trend of expats moving out of the fancy prime regions and into heartland properties. It’s a long-time trend that…

Some trends we can all get behind—like flattening the curve, or working from home, or the second coming of bubble tea. Other trends, like baby names you can’t pronounce, should be stamped out with with as much fervour as annihilating Covid-19. It turns out that like human offspring, we’ve also been giving our condominiums massively…